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2022-12-31-accounts

ST ANDREW’S CHURCH GREAT ILFORD

The Drive, Ilford, Essex Charity Registration No 1132483 www.standrewsilford.org

Annual Report and Financial Statements of the Parochial Church Council for the year ended 31[st] December 2022

Incumbent Vicar

The Revd Canon Marie Segal

The Vicarage, St Andrew’s Road, Ilford, IG1 3PE

Associate Priest

The Revd Hayley Morris 15 Mistley Thorn, Cranbrook Rise, Ilford, IG1 3QP

Churchwarden

Mr Gary Harley 70 Castleview Gardens, Ilford, Essex, IG1 3QE

Churchwarden

Mr Barry Shortte 4 Durham Place, Eton Road, Ilford, IG1 2UA

Bank

Nat West Ilford Hill, Ilford, Essex

Independent Examiner

Mr Derek Weist

1 Cleveland Mansions, South Woodford, London E18 2AJ

Hon Treasurer

Mr Michael Williams 284 Mortlake Road, Ilford, Essex, IG1 2TE

Hon Secretary Mrs Marion Pank

82 Cranbrook Rise, Ilford, Essex, IG1 3QH

St Andrew’s exists to spread the good news of Jesus and to be a haven of welcome, fellowship and care for all people.

Page 1 of 26

INDEX TO THE ANNUAL REPORT AND FINANCIAL STATEMENTS OF THE PAROCHIAL CHURCH COUNCIL for the year ended 31st December 2022

Page
PCC Membership 2022-2023 3
Committees 3
Electoral Roll 4
Attendance 4
PCC Review 4
Safeguarding 6
Legacies 7
Financial Review, Independent Examiner’s Report,
Financial Activities, Balance Sheet and notes 10
Deanery Synod 21
Churchwardens’ Report 21
Worship 23
Groups and Organisations 23
General Privacy Notice 25

Page 2 of 26

ANNUAL REPORT AND ACCOUNTS OF THE PAROCHIAL CHURCH COUNCIL 2022-2023

The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure.

The PCC of St Andrew’s Church has the responsibility of cooperating with the Incumbent in promoting in the ecclesiastical parish the whole mission of the church: pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the church site.

PCC MEMBERSHIP 2022-2023

Members of the PCC are either ex officio or elected for a period of three years by the Annual Parochial Church Meeting (APCM) in accordance with the Church Representation Rules.

During the year, the following served as members of the PCC:

Vicar Revd Canon Marie Segal
Associate Priest Revd HayleyMorris
Churchwarden GaryHarley
Churchwarden BarryShortte
DeanerySynod GaryHarley
2021
DeanerySynod JoyMortimer
2021
DeanerySynod Marion Pank
2021
Elected Members Ellen Harley
until
APCM 2024
Angela Norwood
“
APCM 2024
Roger Norwood
“
APCM 2024
Isaac Okafor
“
APCM 2024
Toyin Okpaise
“
APCM 2024
Duncan Paterson
“
APCM 2023
Mike Spencer
“
APCM 2023
Michael Williams
APCM 2023
SammyZar
“
APCM 2023
Co-opted Maggie Smith
“
APCM 2023

Members of the PCC are aware of potential risks, both financial and otherwise that might occur either in the church or in the adjoining halls and have taken appropriate action to control and minimise these risks.

COMMITTEES

Standing and Finance : This is the only committee required by Law. It has power to transact the business of the PCC between meetings, subject to any directions given by the Council.

Famine Fund Committee : This committee meets regularly and submits reports to PCC with recommendations for recipient charities for monies raised.

Health and Safety Committee: This committee meets to review and update health and safety policies, reporting back to PCC.

Page 3 of 26

Worship Committee: This committee meets regularly and submits reports to PCC.

Executive Committee comprising members of the Asian Congregation and the 10.30 am Congregation meets intermittently.

CHURCH ELECTORAL ROLL

In line with Church Representation Rules, the Electoral Roll has been updated and we now have 191 members. Of these 47 reside within the parish and 144 outside the parish.

Ellen Harley Electoral Roll Officer April 2023

CHURCH ATTENDANCE

Average church attendance in the past year has been 105 adults and 19 children (these figures include our Asian Congregation).

PCC REVIEW

Since the last APCM the full PCC has met on 6 occasions, the Standing and Finance Committee on 5 occasions, Worship Committee on 5 occasions, and the Health and Safety Committee and Famine Committee as needed. Two new Sub-Committees were formed: Legacies and 100[th] Anniversary although neither have met during the year. Reports from all Committees are subject to perusal, approval and action as necessary by the PCC.

The first meeting of the church year covered mainly business matters with constitution of committees, confirmation of resolutions and authorisation to sign cheques. Church policies and risk assessments were reviewed and agreed as shown below. (All policies are available on the church website). The next review will be in May 2023.

It was agreed that the Covid Policies be archived.

As a registered Charity it was confirmed that all members of the PCC had completed and returned their Trustee Eligibility declarations.

In accordance with Church of England regulations, all members of the PCC are required to undergo Safeguarding training and our July and October meetings were mainly used for this

Page 4 of 26

purpose with members doing the basic and foundation courses on-line, all receiving certificates to indicate successful completion of both.

Reports from Standing and Finance are always received with interest. Following the decision to pay the amount owed to the Family Purse which had been put on hold and to then continue to pay the full amount each month we had to accept that this would lead to us needing to use legacy monies for this purpose. Something that we had hoped to avoid.

It was agreed that due to the enormous rise in the cost of utilities we would need to raise the rates paid by regular hall hirers and also one-off bookings as from 1[st] September 2022.

We were fortunate to receive a substantial legacy from the estate of the late Jenny Tripp, a former member of St Andrew’s.

As a church we have been able to continue to give generously both in respect of our Annual Charitable Giving and also to the Lent, Advent and disaster appeals as well as monies raised at various coffee mornings. (See financial reports for more information). Please also see Famine Fund Report. Note should also be made of the generosity of the congregation in supporting our local Foodbank. We were pleased to have speakers from them recently who emphasised how much they appreciate the ongoing regular aid given by St Andrew’s.

Sincere thanks must be given to our Treasurer, Michael Williams for the enormous amount of work he does in respect of our finances especially in these very challenging economic times.

Following discussion at meetings our Churchwardens have been responsible for organising and overseeing building and maintenance issues throughout the year, details of which can be seen in the Churchwardens’ report starting on page 21. Again we must thank Gary Harley and Barry Shortte for all the unseen work they do on our behalf to keep the church and halls safe and in good repair in addition to their other onerous duties.

The Quinquennial Inspection was carried out by our appointed architect on 30[th] August 2022 and no major issues were identified.

The Worship Committee which is open to all members of the congregation, continues to meet regularly to review and plan services. Two special joint services with the Asian Congregation in respect of Her Majesty Queen Elizabeth II were on 5[th] June 2022 to celebrate her Platinum Jubilee and on 18[th] September a memorial service following her death on 8[th] September.

Discussions have taken place throughout the year with our Asian Congregation and various options considered regarding their way forward. At the time of writing this report, the PCC has just unanimously supported their wish to become fully integrated into the Church of England and whilst still remaining as two separate congregations we look forward to our more formalised and closer ties in the years to come. The following proposals were accepted:

Page 5 of 26

Our thanks as ever go to our clergy – Revd Marie Segal and Revd Hayley Morris for their hard work, leadership, guidance and friendship. We give thanks for all those who attend our church for worship and all who help in any way in the multitude of tasks that need to be undertaken.

A focus for discussion has been our Mission Prayer, not only with regard to the reduced number of people attending services but also in respect of its other aspects: spiritual commitment and service to our community. We would urge all our readers to continue to regularly use this prayer as we move forward into the next phase of our life together.

God of mission Who alone brings growth to your church, Send your Holy Spirit to give Vision to our planning Wisdom to our actions Joy to our worship And power to our witness. Help our church to grow in numbers, In spiritual commitment to you, And in service to our local community, Through Jesus Christ our Lord. Amen.

SAFEGUARDING

We have, as a PCC, adopted the Church of England National Safeguarding Policy which includes safeguarding of children, young people and vulnerable adults. At St Andrew’s Revd Hayley Morris is the designated Safeguarding Officer and Revd Canon Marie Segal is deputy but it is the responsibility of the whole church to play a part in promoting a safer church for all.

During this last church year members of the PCC have all undertaken the Diocesan on-line safeguarding training and received their certificates. I have also completed my leadership Safeguarding training which must be completed every 3 years and additional training for Parish Safeguarding Officers.

Revd Hayley Morris Associate Priest

Page 6 of 26

LEGACY EXPENDITURE REPORT 2022

At the end of the year, the PCC feel it important to give an update about the use of the generous legacies received in recent years, which is as below. Please feel free at any time to speak to any member of PCC – list on PCC board at back of church – if you want to know anything more about this. The priorities listed for the Grace Crowson, Norman Harlow, Joyce Fuller, and Margaret Riddlesdell legacies were following full congregational consultation, whilst Restoration of the Church Triptych was the specific expenditure request of Marie Spencer’s legacy. Consultation regarding the use of Jenny Tripp’s legacy will be held in the near future.

GRACE CROWSON LEGACY - £84,240.46 £20,651.28 AS AT 31[st] DECEMBER 2021

AGREED EXPENDITURE ESTIMATED
COST		 ACTUAL
COST
Chapel Door –(Completed 9.11.16) £18,000 £17,476.80
Coffee Area at back of church(completed 2014) £7,500 £5,484.51
Organ repairs(completed 2014) £8,000 £8,220.00
Church Hall redecoration – architect costs to October 2017,
redecoration of ground floor completed October 2017, upper
floor and office redecoration still outstanding.		 N/A £16,821.50
(to date)
Pew Cushions(Completed 2015) £9,000 £7,606.37
Sanding/Repolishing of Church wooden flooring (Completed
July2020)		 N/A £7,980.00
Sanding/Repolishing of Hall wooden flooring (Completed
August 2022)		 N/A £7,176.00
New main hall curtains and installation, including new tracks
andpulleys(Completed October 2022)		 £5,415 £6,792.85
TOTAL EXPENDITURE AS AT 31 DECEMBER 2022 - £77,558.03
LEGACY FUNDS REMAINING - £6,682.43

MARIE SPENCER LEGACY - £20,101.45 £370.51 AS AT 31[st] DECEMBER 2021

AGREED EXPENDITURE ESTIMATED
COST		 ACTUAL
COST
Repair/re-gilding of alter Triptych – Completed 3rd
December 2019		 £18,000 £18,825.14
Electrical re-wiring/new lightingfor Triptych **N/A ** £ 800.00
Commemorative plaques for Triptych restoration and new
Church Audio & Visual Systems – Purchased March 2020		 £106.00 £ 106.00
TOTAL EXPENDITURE AS AT 31 DECEMBER 2022 -
£19,731.14
LEGACY FUNDS REMAINING - £384.34

Page 7 of 26

NORMAN HARLOW LEGACY - £281,682.03 £238,799.40 AS AT 31[st ] DECEMBER 2021

£238,799.40 AS AT 31stDECEMBER 2021
AGREED EXPENDITURE ESTIMATED
COST		 ACTUAL
COST
JMA Garden Design Grounds Maintenance during 2019 (per
Church grounds 5-year maintenance plan approved by PCC
2019)		 £5,725.60 £ 1,353.50
(5 invoices)
Pruningof Trees and Shrubs(September 2019) **N/A ** £ 90.00
50% of Installation of new Church Audio & Visual Systems
(Completed November 2019)		 £25,000 £20,670.00
JMA Garden Design Grounds Maintenance during 2020 (per
Chelmsford Churchgrounds 5-year maintenanceplan)		 N/A £ 927.89
(5 invoices)
Diocese 2020 Parish Share 2020 £23,516.46 balance
payment approved by PCC November 2020 – 50% of
balancepayment(December 2020)		 N/A £ 11,758.23
JMA Garden Design Grounds Maintenance during 2021 (per
Chelmsford Churchgrounds 5-year maintenanceplan)		 N/A £ 884.00
(5 invoices)
Diocese 2021 Parish Share 2021 £24,398.01 balance
payment approved by PCC November – 29.51% of balance
payment(December 2021)		 N/A £ 7,199.01
JMA Garden Design Grounds Maintenance during 2022 (per
Chelmsford Church grounds 5-year maintenance plan)		 N/A £672.00
(4
Invoices to
Sept 22)
TOTAL EXPENDITURE AS AT 31 DECEMBER 2022 -
£43,554,63
LEGACY FUNDS REMAINING - £238,127.40

JOYCE FULLER LEGACY – £201,790.95 £162,163.72 AS AT 31[st] DECEMBER 2021

AGREED EXPENDITURE ESTIMATED
COST		 ACTUAL
COST
50% of Installation of new Church Audio & Visual Systems
(Completed November 2019)		 £25,000 £20,670.00
Diocese 2020 Parish Share 2020 £23,516.46 balance
payment approved by PCC November 2020 – 50% of
balancepayment(December 2020)		 N/A £11,758.23
Diocese 2021 Parish Share 2021 £24,398.01 balance
payment approved by PCC November – 29.51% of balance
payment(December 2021)		 N/A £ 7,199.00
TOTAL EXPENDITURE AS AT 31 DECEMBER 2022 -
£39,627.23
LEGACY FUNDS REMAINING - £162,163.72

Page 8 of 26

MARGARET RIDDELSDELL LEGACY - £500.00 (RECEIVED 1[st] SEPTEMBER 2021) £244.20 AS AT 31[st] DECEMBER 2021

AGREED EXPENDITURE ESTIMATED
COST		 ACTUAL
COST
New biblespurchased for church(Oct 2021) **N/A ** £255.80
TOTAL EXPENDITURE AS AT 31 DECEMBER 2022 - £255.80
LEGACY FUNDS REMAINING – £244.20

JENNIFER TRIPP LEGACY - £110,000.00 (RECEIVED APRIL 2022) £110,000 AS AT APRIL 2022

£110,000 AS AT APRIL 2022
AGREED EXPENDITURE ESTIMATED
COST		 ACTUAL
COST
TOTAL EXPENDITURE AS AT 31 DECEMBER 2022 - £nil
LEGACY FUNDS REMAINING – £110,000.00

Page 9 of 26

FINANCIAL REVIEW rotal In£Off￿ of £231.198was 8enerated. an Increase of £127.744 on last year. £226,878 was unrestricted, the remaining E4.320 restdcted. Planned gmng Idonations by dlrect deblt, banker5. order, and en¥ekspe 8Nin8I decreased by É994 10 £21.119. Donations and appeals income amounted to £8855. a decrease of £140 on last year (this income included £5,400 from our Aslan Congregation). Loose pie ¢ollettions totalled £3503. an Increase of £1478. Income tax reco¥ered from 8rft alded donat￿$ raised E6.580 1£5.YJ7 recelved from unrestrirted d￿atIons, £9 from de$￿ated donations, and £664 from restricted donations). Fund-raisin8 events durin8 the year nised £835. 0 deuease of £311 on last year. Ban ènd 8ulldin8 Sooety interest totalled E7.213. an Inuease 01 £6.954 on last year. Church Hall Lettiny (part of incorne from church acriwtiesl 8enerated £42,019. an increase of £10,340. £14.839 other incoffle represents the £14.838 annual telephone mast rental in¢ome and £1 sundry receipts. A le8acy of EllO.rKKJ wo5 reteNed durin8 the year. The Curate's house at 49 Si Andr&rf5 Road contlTruesto be kn and 8wrated a8rnss annual 01 £12.É&). Total ewenditure was £167.7￿. an increase of £56.827 on last yeaT. The d￿e$an PaTish contribution Idi¢xe54n fravnity puF5el during year wo5 E63.078. Expenses foi the upkeep of the chtsrchyard expenses were El.560. a decrease of f4931. Church runnin8 costs were £12,39). up £6394. whtlsi Church and Wicara8e mainienancecosts were £12.645. up £5,473. Church Hall running e¥pensesinuea5ed by 14.496to£35,988. Cthurth Hall maintenance costs Increased by £25.683 to £27.3￿. Mityonary and ￿arita￿￿ wn81th)nationsl for the year was £4,120 (specific charitablefvnd-raising in church lor ¥arityJscharitie5 not recorded in the church financial statement totalled £3,025). The Curate'5 house repairs and Insuran￿ costs We￿ £8.562. up £7.982. Harvest Thanksgiving costs of E5(KJ wete incijrred. The net movernent in fvnds from all income and expenditure was £63,408 lan increase of £70.917 cornpared with last yearfs £7.5(YJ deficitl whith 15 represented by the movernent in shorttemi deposits. fash at knk aNI in haNI. debtots. and Total fund5 held consequeTrtty increased by£63.408 from £540.743 at the start of theyearto £604.151. The total funds Cons￿ of £599.954 of unrestrtCEed funds1£541,488 in the General Fund. with the remaining f58.466 relating to fibnd5 designeil by the PCC for specific purposes. namely the Hall General. Hall Fabric, Flower and Grounds. Youth Worl Tra¢nin& Office Equipment Fund. and Music Funds) and £4.1% restricled fvTrds IFam¢Tre. Wicarfs Di5cretionaryt Srwjnd System. and MarieSpeTrtrr Legacy Funds). PCC hosa polKyio tryto ensure that 5uffitsent unrestsitttd rÈservesare held toc¢>versix months. avera8e running costs. The attual unrestritted resewves posit￿ for the year was sufficient to cover moTethan 43 months of running costs. JLJ/ Page 10 of 26

l R•port io tht tnjstetslmernbers ol Sl Gre•t ltrd on Attwnts for th? yt4r endlni 31" Decem￿r 2022. As the eh•rlty irustees ol the Trusl are re$kwIb￿ lar the preyrJtlon of KCOUnts In actordan¢e withthe requiremehtsofthe Chorlis 20111.the hrfl. I report in respettofmy examiNt￿n ofthèTrusVs a(w￿¢•frIed out undersettion 145 of the 2011 Ati and In carryihi my examin•tiw I ha¥e fdh)wed all thè appll¢4ble Dlrtttlon$ 8lven by the Charity Comrni5SiOD undersettkiTh 145ISHtlolthèArt. I hè¥e completed my emamlnation. I coDfirm t￿t M marf•l ￿tter5 ha¥e come to my atttfitbn In ￿￿ct￿Th with rhe examlnatlon eMr¥mÈ(au5e io ￿lthat1n any matertsl re5Pè£t'. l. Acco￿tIn1 records¥JerenotkeptknfeSpedolth¢Tru5tiswulred￿seCIiQn laoofthe Art., or 2. The aCCr￿ntsdO Mt•c(wdwlth IP)x recor￿. or 3. The accoynts (kj comply with the +p￿icable requlrements concernini the form and ntent of accounts set out In the Charitles (Accounts and Reportsl Re8ulJtlDns 2(￿ other than any requirement rhat the account$ 8Ne • Ind fèlr whlth ts rK*t i matter nshltred aspartol•n iThJewdentex8mination. I h•Ye cortems •nd tome •crnss no oth•r matters in wnnectKJn with the examlnaihjn to whlfh attenth)n should bE drnwn Ir• th15 reb¥Jrt In +ydèr to enable • proper ￿derstandI￿9 of the ccount5to be rea(hed. zj Name.. R￿aTht woles51DNI b¢4tr. Instlt¥ttOlC￿rtere4 Acttyjntsnts In En8land ind W•les Address.. l aevelathj Mansw South wwdlord, Lonthjn EIÈ 2AJ Page 11 of 26

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PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, GREAT ILFORD

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2022

TOTAL TOTAL
Unrestricted Designated Restricted FUNDS FUNDS
Notes Funds Funds Funds 2022 2021
£ £ £ £ £
Income
Donations and legacies 2a 147,186.72 178.12 3,431.01 150,795.85 41,336.81
Fundraising activities 2b 82.20 835 917.20 1,181.74
Income from investments 2c 19,108.17 651.62 53.58 19,813.37 12,859.41
Income from church activities 2d 2,812.62 42,019.50 44,832.12 33,768.62
Other income 2e 14,838.18 1.00 14,839.18 14,307.50
Total Income 184,027.89 42,850.24 4,319.59 231,197.72 103,454.08
Expenditure
Expenditure on raising funds 3a 500 500.00 400.00
Expenditure on church activities 3b 101,690.15 63,599.41 2,000.00 167,289.56 110,563.21
Total Expenditure 101,690.15 63,599.41 2,500.00 167,789.56 110,963.21
Net income/(expenditure) 82,337.74 (20,749.17) 1,819.59 63,408.16 (7,509.13)
Other recognised gains/losses
Transfer between funds (17,988.85) 17,988.85
Gains/(losses) on revaluation of fixed assets 5
Gains/(losses) on investment assets 6
Net movement in funds 64,348.89 (2,760.32) 1,819.59 63,408.16 (7,509.13)
Total funds brought forward at 1st 477,139.20 61,226.74 2,376.83 540,742.77 548,251.90
January 2022
Total funds carried forward at 31st 541,488.09 58,466.42 4,196.42 604,150.93 540,742.77
December 2022

Page 12 of 26

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, GREAT ILFORD

BALANCE SHEET AT 31 DECEMBER 2022

Notes
2022
£
Fixed assets
Tangible fixed assets
5
35,038.00
Total fixed assets
35,038.00
Current assets
Debtors
7
2,655.00
Short term deposits
552,780.39
Cash at bank and in hand
17,559.19
572,994.58
Creditors: amounts falling due within one year
8
-3,881.65
Net current assets
569,112.93
Total assets less current liabilities
604,150.93
Creditors: amounts falling due after one year
9
NET ASSETS
604,150.93
Funds
6
Restricted funds
10
4,196.42
Designated funds
10
58,466.42
Unrestricted funds
10
541,488.09
604,150.93		 2021
£
39,172.00
39,172.00
2,386.50
498,265.03
28,331.59
528,983.12
-27,412.35
501,570.77
540,742.77
540,742.77
2,376.83
61,226.74
477,139.20
540,742.77

Approved by the Parochial Church Council on 23 March 2023 and signed on its behalf

The Revd Canon Marie Segal PCC Chairperson

The accompanying notes form a part of these financial statements.

Page 13 of 26

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, GREAT ILFORD

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022

1. Accounting policies

a Accounting convention

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.

The accounts have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) effective 1 January 2015 and with the Charities Act 2011.

The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their affiliation to another body, nor those which are informal gatherings of church members.

b Funds accounting

Funds held by the PCC are:

Unrestricted funds - general funds which can be used for PCC ordinary purposes

Designated funds - monies set aside by the PCC out of unrestricted funds for specific future purposes or projects.

Restricted funds - a) income from trusts or endowments which may be expended only on those restructed objects provided in the terms of the trust or bequest; b) donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaing unspent at the end of the year is carried forward as a balance on that fund.

c Income

All income is accounted for gross.

Donation and legacies

Collections are recognised when received.

Planned giving receivable is recognised only when received.

Income tax recoverable on Gift Aid donations is recognised when the income is received Donations, grants and legacies are recognised when the PCC is legally entitled to the amount due, there is evidence of entitlement to the gift, receipt is probable and can be measured reliably

Income from investments

Dividends are accounted for when due and payable. Interest entitlements are accounted for as they accrue.

All other income

All other income is recognised when it is receivable, the PCC becomes entitled to the resources, and it is more likely than not that the PCC will receive the resources and its monetary value can be measured with sufficent reliability.

Gains and losses on investments

Realised gains are recognised when the investments are sold

Unrealised gains and losses are accounted for on revaluation on 31 December.

Page 14 of 26

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, GREAT ILFORD

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 DECEMBER 2022

d Expenditure

Resources expended are accounted for on an accruals basis and are accounted for gross.

Grants

Grants and donations are accounted for when paid over, or when awarded where the award creates a binding obligation on the PCC.

Church Activities

The diocesan parish contribution is accounted for when paid. Any parish contribution unpaid at 31 December is provided for in these accounts as an operational (though not a legal) liability and is shown as a creditor in the balance sheet.

e Fixed Assets

Tangible fixed assets

Consecrated and beneficed property of any kind is excluded from the accounts by s.10(2)(a) and (c) of the Charities Act 2011.

Movable church furnishing held by the Vicar and Churchwardens on special trust for the PCC and which require a faculty for disposal, are accounted as inalienable property unless consecrated. They are listed in the church's inventory which can be inspected. For inalienable property acquired prior to (date) there is insufficient cost information available and therefore such assets are not valued in the accounts. Individual items acquired since (date) have been capitalised in the accounts and depreciated over their useful economic life (see note (d) ).

All expenditure on consecrated or beneficed buildings and individual items costing under £2000 are written off in the year they were incurred.

Depreciation

Depreciation is calculated to write down the cost of tangible fixed assets, excluding freehold properties, over their expected useful lives. The rates generally applicable are:

Fixtures and fittings 25% straight line Computer equipment 30% straight line Audio Visual Equipment 10% straight line

No depreciation is provided on freehold property as it is the PCC's policy to maintain these assets in a continual state of sound repair. The useful economic life of these assets is so long and residual values so high that any depreciation would not be material. These assets will be subject to annual impairment reviews. Provision will be made if there has been any permanent diminution in value.

Investments

Investments are stated at market value at the balance sheet date.

f Current Assets

Amounts owing to the PCC at 31 December in respect of fees, rents or other income are shown a debtors less provision for amounts that may prove uncollectible.

Short-term deposits include cash held on deposit either with the CBF Church of England Funds, or at the bank

Page 15 of 26

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, GREAT ILFORD

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 DECEMBER 2022

2 Income

a
Donations and legacies
Planned giving
Collections at all services
Gift days
Donations and appeals
Income tax recoverable
Grants
Legacies
b
Fundraising activities
Fetes, bazaars and other fund-raising events
Bookstall
c
Income from Investments
Bank & Building Society Interest
Curate's House Rental Income
d
Income from church activities
Donations for use of church
Church hall lettings etc
Fees from weddings etc
Parish magazine
Coffee money
e
Other income
Insurance Claims
Duplicating
Sundry Income
Total Income		 TOTAL
TOTAL
Unrestricted
Designated
Restricted
FUNDS
FUNDS
Funds
Funds
Funds
2022
2021
£
£
£
£
£
21,093.53
25.00
21,118.53
22,113.18
3,502.73
3,502.73
2,025.46
740.00
740.00
1,429.00
6,683.74
144.00
2,026.90
8,854.64
8,995.10
5,906.72
9.12
664.11
6,579.95
6,274.07
110,000.00
110,000.00
500.00
147,186.72
178.12
3,431.01
150,795.85
41,336.81
835.00
835.00
1,145.69
82.20
82.20
36.05
82.20
835.00
917.20
1,181.74
6,508.17
651.62
53.58
7,213.37
259.41
12,600.00
12,600.00
12,600.00
19,108.17
651.62
53.58
19,813.37
12,859.41
275.00
275.00
42,019.50
42,019.50
31,679.50
2,310.00
2,310.00
1,992.00
227.62
227.62
97.12
2,812.62
42,019.50
44,832.12
33,768.62
1
1.00
7.50
14,838.18
14,838.18
14,300.00
14,838.18
1.00
14,839.18
14,307.50
184,027.89
42,850.24
4,319.59
231,197.72
103,454.08

Page 16 of 26

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, GREAT ILFORD

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 DECEMBER 2022

3 Expenditure

a
Expenditure on raising funds
Harvest quiz costs
b
Expenditure on church activities
Missionary and charitable giving:
Overseas:
Christian Aid
Embrace The Middle East
Shelter Box
Water Aid
Sight Savers
Falconer Trust
Teso Development Trust
Project Possible
UNICEF UK
Home:
CEP
Redbridge Street Pastors
Redbridge Foodbank
Salvation Army
Ministry costs:
diocesan parish contribution
Parish Fees
other clergy costs
Church running expenses
Church & Vicarage maintenance
Major Installation
Curates House Repairs & Insurance
Upkeep of services
Upkeep of churchyard
Parish magazine
Youth Church
Church hall running expenses
Church hall maintenance
Education & Training
Administration - Printing & Stationery
Administration - Sundry
Bank Charges
Independent examination fee
Total Expenditure		 TOTAL
TOTAL
Unrestricted Designated
Restricted
FUNDS
FUNDS
Funds
Funds
Funds
2022
2021
£
£
£
£
£
500.00
500.00
400.00
500.00
500.00
400.00
100.00
250.00
250.00
250.00
500.00
500.00
400.00
400.00
250.00
250.00
250.00
250.00
250.00
650.00
250.00
250.00
1,050.00
500.00
500.00
500.00
400.00
500.00
500.00
500.00
620.00
620.00
620.00
500.00
500.00
500.00
500.00
500.00
500.00
2,120.00
2,000.00
4,120.00
6,120.00
63,077.92
63,077.92
63,885.96
974.00
974.00
854.00
262.66
262.66
100.00
12,381.69
8.00
12,389.69
5,995.76
12,645.12
12,645.12
7,171.86
8,561.81
8,561.81
580.00
1,347.06
213.00
1,560.06
2,053.20
3.75
3.75
35,987.83
35,987.83
21,492.39
27,390.58
27,390.58
1,707.60
49.33
49.33
51.81
51.81
52.44
215.00
215.00
550.00
101,690.15
63,599.41
2,000.00
167,289.56
110,563.21
101,690.15
63,599.41
2,500.00
167,789.56
110,963.21

Page 17 of 26

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, GREAT ILFORD

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 DECEMBER 2022

4 Staff costs

a Wages, salaries & Expenses

2022 2021
£ £
576.00 576.00

During the year the PCC employed an Organist, but no payment was large enough to attract social security costs.

b Payments to PCC members

As the parish organist, Mr D Paterson who is member of the PCC, was paid £576 during the year. There were no other disclosable transactions in respect of PCC members, nor persons closely connected to them, nor other related parties.

5 Tangible fixed assets

Cost or valuation
At 1 January 2022
Additions
Disposals
Revaluation
At 31 December 2022
Depreciation
At 1 January 2022
Provided in the year
Disposals
At 31 December 2022
Net book amounts
At 31 December 2022
At 31 December 2021		 Freehold land
Church
TOTAL
and buildings
equipment
£
£
£
6,100.00
41,340.00
47,440.00
6,100.00
41,340.00
47,440.00
8,268.00
8,268.00
4,134.00
4,134.00
12,402.00
12,402.00
6,100.00
28,938.00
35,038.00
6,100.00
33,072.00
39,172.00

The freehold land and buildings comprises the curate's house at 49 St Andrews Road. The cost value is the original puchase value paid in 1962. A professional current market valuation has yet to be obtained, but it is estimated that its value is in excess of £400,000.

Church Equipment (audio and visual system purchased at cost of £41,340 November 2019) is being depreciated over 10 years at 10% per annum of the 2019 purchase cost from 31 December 2020

Page 18 of 26

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, GREAT ILFORD

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 DECEMBER 2022

6 Analysis of Net assets by fund

Analysis of Net assets by fund
Unrestricted Designated Restricted Total Funds
Funds Funds Funds 2022
£ £ £ £
Fixed assets for church use 35,038.00 35,038.00
Investment fixed assets
Current assets 506,643.21 62,090.92 4,260.45 572,994.58
Current liabilities -193.12 -3,624.50 -64.03 -3,881.65
Long term liabilities
541,488.09 58,466.42 4,196.42 604,150.93
Debtors
2022 2021
£ £
Income tax recoverable
Prepayments and accrued income 2,655.00 2,386.50
Other debtors
2,655.00 2,386.50
Creditors: amounts falling due within one year
2022 2021
£ £
Deferred income
Accruals for utilities and other costs 3,817.62 27,348.32
Other creditors 64.03 64.03
3,881.65 27,412.35
Creditors: amounts falling due after more than one year
2022 2021
£ £

7 Debtors

8 Creditors: amounts falling due within one year

9 Creditors: amounts falling due after more than one year

Page 19 of 26

PAROCHIAL CHURCH COUNCIL OF ST ANDREWS, GREAT ILFORD

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 DECEMBER 2022

10 Statement of funds

Unrestricted Fund
General Fund
Designated Fund
Hall General Fund
Hall Fabric Fund
Flower & Grounds Fund
Youth Work
Training Fund
Office Equipment Fund
Music Fund
Restricted Fund
Famine Fund
Internal Fabric Fund
Vicars Discretionary Fund
Sound System Fund
Marie Spencer Legacy Fund
Total funds		 Bal b/fwd
Income
Expenditure
Transfers,
Bal c/fwd
1 Jan 2022
other gains
31 Dec 2022
and losses
£
£
£
£
£
477,139.20
184,027.89
-101,690.15
-17,988.85
541,488.09
477,139.20
184,027.89
-101,690.15
-17,988.85
541,488.09
43,781.90
42,020.50
-63,386.41
17,988.85
40,404.84
15,744.80
589.30
0.00
0
16,334.10
628.10
200.36
-213.00
0.00
615.46
368.99
13.82
0
0
382.81
133.88
4.95
0
0
138.83
375.20
14.05
0
0
389.25
193.87
7.26
0.00
0
201.13
61,226.74
42,850.24
-63,599.41
17,989
58,466.42
816.00
4,266.01
-2,500.00
0
2,582.01
0
0
0
0
0
127.00
0
0
0
127.00
1,063.32
39.75
0
0.00
1,103.07
370.51
13.83
0.00
0
384.34
2,376.83
4,319.59
-2,500.00
0.00
4,196.42
540,742.77
231,197.72
-167,789.56
0
604,150.93

Page 20 of 26

DEANERY SYNOD REPORT

Redbridge Deanery Synod met on three occasions during 2022. Meetings start with an act of worship led by the host parish and usually include reports from Diocesan Synod, the Deanery Treasurer, the Education Scrutiny representative and the MMUs in the deanery. In addition, there is usually a speaker who talks about new ideas and initiatives in the diocese or Church of England.

The first meeting of the year was on 23[rd] February 2022, hosted by St Margaret’s, Ilford, when Rev Sam Maginnis of St John the Baptist, Loughton gave a talk about the General Synod, the national synod for the whole Church of England which comprises 483 members made up of House of Bishops, House of Clergy and House of Laity.

The second meeting of the year was held at Christ Church, Wanstead on 23[rd] June and included a feature on the Growing Good initiative from the Church urban Fund which can help churches support their communities more effectively and an introduction and overview of the new Parish Share Scheme.

The final meeting of the year was held on 1st December at St Paul’s, Goodmayes when Bishop Guli gave an address and took questions. She told of her upbringing in Iran, and the events that led to her family’s exile in Britain (including the assassination of her brother, and the attempt on her father’s life). She spoke of her family and how she came to be Bishop of Chelmsford and what she had found in the Diocese on arrival: there was weariness but also openness to change. She is confident that together we will discern the way forward: we need to jointly discern what it means to be God’s people, how we need to journey well together. She sees the Diocese as a blessing and gift. We must be faithful and trusting; she sees her role as empowering, but we all have a shared responsibility for change.

Gary Harley, Joy Mortimer, Marion Pank Deanery Synod Lay Representatives

CHURCHWARDENS’ REPORT

CHURCH BUILDINGS 2022 – 2023: CAPITAL, REVENUE AND REPAIR PROJECTS

Throughout the year we have carried out maintenance and servicing work to our buildings. Our buildings include the church, hall, vicarage and the house at 49 St Andrew’s Road. The maintenance and service costs are broken down as follows:

Electrical Cost - £787.57 Plumbing Cost - £895.00 Cleaning Cost - £8,265.00 Organ Cost - £826.00 Fire and Safety Equipment Cost £1,311.21

We have also carried out several projects and/or upgrades to areas of our buildings that the Standing and Finance Committee felt necessary. The description and costs of these upgrades are listed below.

Page 21 of 26

The PCC, in agreement with the Standing and Finance Committee, agreed to update the “Call to Ministry” board to add the names of the members who had worshipped at St Andrew’s church prior to receiving their calling. This work was completed in May and the board can be viewed on the wall behind the baptism font. Cost: £3,855.60

During the summer holidays we closed the hall to the hirers for two weeks to carry out essential work. We arranged for the two double fire exit doors at the back of the hall to be replaced with similar doors and for the wooden floor in the main hall to be sanded and polished. The respective costs were:

Cost: £14,800.00 Cost: £7,176.00

In October it was necessary to replace the overhead linkway glass between the church and the hall and on the other side between the Wilson Room and the kitchen. The glass had become damaged and leaked during heavy down pours of rain.

Cost: £3,768.00

A number of hirers had expressed concerns about the state of the curtains in the hall and asked whether we could arrange to get them cleaned. We took the view that since the curtains had been up for many years, if we attempted to take them down to get them professionally cleaned, they would probably have fallen apart. So, we decided to replace them and purchased new curtains and rails and had them fitted.

Cost: £850.00

We finally carried out the upgrade to the porch at 49 St Andrew’s Road. This had been delayed because of Covid, then there was an issue in getting the materials and we had to wait on the availability of the supplier. The works were successfully completed in November.

Cost - £8,047.00

As you are aware St Andrew’s church receives an income from the hire of the church and hall. Two further sources of income are described below.

The property at 49 St Andrew’s Road continues to be let and generates annual funds to the help with the running costs of the church and hall.

Income - £12,600.00

We continue to receive an annual income for housing the Mobile Telephone Mast on the church premises.

Income - £14,838.00

A special thank you to Geoffrey Eze, Halls’ Booking Secretary, for the fantastic job he continues to do in managing the hall bookings and liaising with the hall hirers.

If you have an idea of a project that you think would enhance the welcome and worshipping at St Andrew’s, then please speak to Barry or myself.

Gary Harley, Churchwarden Barry Shortte, Churchwarden

Page 22 of 26

WORSHIP

The Worship Committee has continued to meet on a quarterly basis and have been involved in the creation and review of services which thankfully this year have all taken place in church.

Most of our families and younger people have not returned to church but we do have new families joining us. Most of our services are now Holy Communion with one Morning Worship service each month and on the fifth Sunday of a month we have Songs of Praise. It was good to see the January 2023 songs of praise as a Carols of Praise service.

We follow the church’s yearly festivals beginning with Lent and Easter. Once again, we had a Maundy Thursday service and three hours before the cross on Good Friday. Again numbers were low but hopefully those who attended received spiritual nourishment to help them as we celebrated Easter Sunday. It was a joy to also see our Asian church meeting in church for this very special service and even though numbers were down, there were at least 200 people celebrating the resurrection of Christ.

In 2022 we had a joint service for the Queen’s Jubilee and then, sadly, for her funeral, and our annual joint Carol Service. It is a pleasure to come together not only in worship but in fellowship to praise God and raise a fork together. We are hoping to have a joint service this year in May for the King’s coronation.

It was also up lifting that we could have our Advent and Christmas services in church. A big thank you to everyone who helped. particularly at the Carol Service when Duncan, our Organist and Choirmaster, could not be with us because of Covid and we managed to sing without music.

Thank you to those who are on this Committee and who make their contributions towards developing our worship. If you would like to be involved in this important aspect of church life then please do have a word with Revd Marie about joining us. Ideas and comments are always welcome. It would be good to have different views influencing our services. We continue to reflect on the special services that occur throughout the year and also the regular services.

Worship must continue to be at the heart of St Andrews.

Revd Marie Segal Vicar

GROUPS AND ORGANISATIONS

BIBLE STUDY

The daily messages continued in 2021 and in September 2021 became the weekly bulletin. Included in these have been daily readings, Lent and Advent readings: the gospel of Luke, daily saints, and working our way through the books of the bible. These have acted as a regular Bible study, allowing people to reflect on the different readings throughout the year. I do hope these have been useful and I would be delighted to hear your thoughts and responses – which we can always share via the church email list.

Page 23 of 26

Unfortunately neither the Lent (“Lent Reflections”) nor Advent course (“An unsettled Advent”) in person and on Zoom were well attended; it is hard to know if people want these to continue - please let me know.

As a church we have read “Wondering in the wilderness” and “Advent and Christmas Waiting for Joy”. The number of people reading these books increased and I do hope everyone enjoyed them along with this year’s book “Sharing the Easter story”.

I do hope more of you will join us in receiving the weekly bulletin and for our courses throughout 2023 which we trust will continue to be blessed by God.

Revd Marie Segal Vicar

BOOK CLUB

St Andrew’s Book Club has now been meeting for several years. Our members enjoy a get together where we choose a book from a selection that the members bring along, then we discuss the chosen book at our next meeting. We have met every 4 6 weeks throughout the year.

This year we have read a variety of different books including “The Humans” by Matt Haig and “Slow Fires Burning” by Paula Hawkins. We enjoy good company, some drinks and nibbles. We are grateful for the hospitality and the hosts of the places where we meet. At Christmas we had our Secret Santa and our annual fish and chip supper, though we now often meet for fish chips before most of our meetings!!

We look forward to this year’s book choices.

Rev’d Hayley Morris Associate Priest

ST ANDREW’S FAMINE FUND (StAFF)

As always there has been generous support of the Famine Fund, throughout the last financial year.

At the Harvest Thanksgiving Service we heard about the work of Shelter Box and a cheque for £500 was given to them. Also at this service we said thank you to John Manual who stepped down as Chair of the Committee. John and Audrey were presented with flowers and a book token. We are grateful for their leadership and contribution to StAFF since its beginning in the mid eighties. Once again more than £1000 was given by the congregation through the Harvest envelopes, Harvest lunch ticket sales and raffle ticket sales. We are as always thankful for the generosity of the people of St Andrew’s.

The StAFF committee wishes to express its thanks to everyone who has contributed to StAFF, which has enabled us to make the following donations approved by the PCC this year (2022):

• UNICEF £500
• Embrace the Middle East £250
• Falconer Trust £250

Page 24 of 26

In February 2023 a retiring collection amounting to £835 was made following the Turkish/Syria earthquake and this was donated to the “Save the Children Turkey/Syria Appeal”.

Rev’d Hayley Morris Chair of StAFF

COMMUNITY

As well as our day-to-day interaction with members of the community, we have specific links as below:

Our halls are hired out on a regular basis throughout the year to the following organisations:

The halls are also available for one-off hire.

We take this opportunity of thanking Geoffrey Eze, our Halls’ Booking Secretary, for his hard work and diligence in managing the lettings.

GENERAL PRIVACY NOTICE

On 28th May 2018 General Data Protection Regulations (GDPR) came into force. As a church we hold data on our members which comprises name, address, telephone number and, in some cases, e-mail address. This information is used to maintain a record of church members (both those on the electoral roll* and those who have not signed up to this).

The data held allows us to contact members of the congregation for pastoral matters, and matters associated with the life of the church. The information will not be used for any other purpose, eg marketing and it will never be made available to any third party without express permission from the individual(s) concerned.

You may, at any time, request that your personal data be removed from our records by contacting the PCC Secretary.

Page 25 of 26

*If you have registered to be on the Electoral Roll, you will have received a copy of the more extensive Church of England Electoral Roll Privacy Notice. Copies can be obtained from the Electoral Roll Officer or from the Church website – www.saintandrews.wordpress.com.

If you would like further details on anything mentioned in this report, please speak to any of the following:

Revd Marie Segal, Revd Hayley Morris, Churchwarden - Barry Shortte, Churchwarden – Gary Harley, PCC Secretary – Marion Pank, PCC Treasurer – Michael Williams

Page 26 of 26