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2020-12-31-accounts

St Wilfrid’s - Wilford Parish Church

Annual Finance Report 2020 (2021 APGM)

The treasurer is responsible for the good stewardship of church finances in partnership with the Finance Group and the Parochial Church Council. Together we acknowledge with gratitude the gifts entrusted to our stewardship and seek to use those gifts to further God’s purpose in Wilford, the local community and the world. The following information demonstrates how St Wilfrid’s Church serves the local community and public benefit.

At the end of each year the Finance Group meet and set budgets based on forecast income/expenditure levels. The figures agreed are based on current income and expenditure with consideration for trends over the previous three to five years. We also consider known and potential changes in the year ahead.

The accounts presented here have not yet been independently examined and signed as accurate.

At the end of 2019 the finance group, with support of the PCC, set a deficit budget for 2020 (£7600) in order to once again meet the full parish share rather than commit to just 65% of our general giving. The amount of Parish Share allocated by the Deanery was initially £62,250 but because of an underpayment of parish share by our neighbour churches, the amount was increased to £64,620, and the PCC decided to meet the new request. This is the highest amount of parish share St Wilfrid’s church has ever paid.

As we now know the budget set had not taken into consideration the impact of Covid-19 which meant income, such as envelopes and loose change, were not collected but on the other hand many expenses were lower too. The net effect was almost neutral.

The income trend for 2019 indicated giving in 2020 would continue to fall. The expected figure was £76,500 (£80,166 in 2019). In fact, the final giving figure was £72,835 which reflects the loss of the loose giving and envelopes. The direct giving was as expected. Therefore, if we had continued to meet in church the giving would most likely have been equal to 2019. Another positive is that the gifts to church were £6030 when we budgeted for £2000. This meant the final income for 2020 was equal to that set in the budget set at the end of 2019, £83,217.

The expenditure for 2020 was expected to be £91,270 and was actually £97,309. This figure included a final parish share payment for 2019 paid early in 2020 of £9711 so the true expenditure for 2020 was £87,598. It was less than the income by £4381 and that overspend came from the reserves we had.

We finished the year 2020 with reserves of approximately £14,800.

Clearly as we entered 2021 there are some serious financial matters and uncertainties to be considered. The finances must be carefully managed until uncertainties are stabilised.

FINANCE GROUP 2020

Members 2020 : Peter Brown – Wendy Cranefield – Eddie Mason – Gary Evans – Ian Baker – Paul Wicks – Rose Brown - Giving Secretary – Helen Lander - Independent Examiner – Mike Polkinhorne

2020
Ref
Income
Church members
A110
Income generating activities
A120
Grants and legacies
A130
Gift aid
A140
Bank interest
A150
Insurance
A161
Other income
A160
Total Income
Expenditure
Salaries
A300
Church work and services
A400
Ofce costs
A410
Training
A420
Building running costs
A430
Other costs
A440
Total Expenditure
Income generating activities
A450
Mission donations
A460
Discretionary fund
A470
Parish share
A480
Quarterly Fees
A481
Total Expenditure
Surplus/(Defcit)before
contribution
I&E Budget Current Year
2020 2020
£ £
£60,800
£56,868
£4,000
£2,297
£2,850
£6,834
£16,000
£16,767
£20
£20
£0
£0
£0
£431
£83,670
£83,217
£0
£0
£6,150
£2,539
£3,500
£6,018
£450
£0
£10,750
£11,395
£0
£0
£20,850
£19,953
£2,000
£140
£3,800
£2,247
£0
£0
£62,250
£74,436
£533
£88,900
£97,309
£5,230
£14,092

Wilford Church Financial Summary pcc statement C•nnd•ntial 2020 2019 Income Church membe Income genernting actimties Gifts and legades Youth work Gft ald Bank Interest Insurance Other income Total Income $6,868 2.297 6,030 804 16,767 22 60.634 4.378 11.301 15.154 29 431 15 Expenditure Salarles I￿￿rth work and seprfl 2,539 5.148 8.979 3.146 1,000 26,380 909 Tralnlng Bulldlng runnlng oxts Other costs Tot•1 runnlng ¢0•ts 11,395 55 Income generatlng attlvltles 140 4852 Mlsslon donatlor Dlscretlonary fund 2.247 3.OS2 Parfsh shgre 74,969 48.645 Total Exp•ndltur• Surplu8/(D¢flclt) Op•nlng res•rv 28.043 33,095 Clodng b•lanc• General Specific 14,768 27.467 S75 Held a• ank account Cash in hand DepO￿t account Total fund• 13.921 25 823 27.142 79 821 IER October 2018

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