Hazlemere Free Methodist Church Reports for Year ending 31[st] December 2020
Minister’s Report for 2020.
2020 started much like previous years as we looked forward to where Our Lord would lead us and what He would do with us, and us for Him.
We began by prayerfully planning activities and for nearly the first quarter we met together for worship, prayer meetings, Bible studies, Fellowship, Tea and Cake and Men’s Breakfast. We were able to hold a Lent Reflective Day with the theme ‘Passion’ – ‘The Passion of Christ and A Passion for Christ.’ We now realise how incredibly blessed we were during that day and how it sustained us for what was to come! And then it happened… COVID! There is no doubt that in the early days there was a lot of fear and uncertainty as to what that meant to each one of us and as I met with our trustees to discuss the news, impact and the way forward; it felt overwhelming and I felt unprepared and inadequate. With the benefit of hindsight that was the best thing, because as we prayed individually and together, throughout the next 16 months, our Lord showed us the way and we took one step at a time by His grace.
Having written last year of being reminded that ‘the Church’ is the people and not the building; we were now thinking about how we could adapt to be ‘church’ without the ‘security’ of our building. How we could be church family without physical contact and how we could care for one another and the community we serve, at a distance.
And we did adapt.
Initially I recorded preaches for our website and started emailing and printing the ‘Pastor’s Ponder.’ I was introduced to ‘Zoom’ by a colleague; for people of a certain age, you will know it as a song by Fat Larry’s Band! But it proved vital to maintaining contact and ‘seeing’ each other on a weekly basis as we started a full worship service, Bible studies, coffee and chat, tea and fellowship and even held our Macmillan tea and cakes and quiz on it. Our trustees and myself used it to meet regularly to discuss developments on the Covid situation and updates on guidelines as they happened, so we could consider when it was going to be ‘safe’ to return to worship together physically.
I was so encouraged by all those who took this new way of doing things in their stride and to those who provided technical assistance to those who needed it. As life began to return to some sort of ‘normality’ attendance at the midweek events dwindled, but we sustained a good attendance on Sundays.
For those unable to access ‘technology,’ the service which I had typed out in full was then taken by members and photocopied and delivered to them.
Doorstep chats and a few through open windows became normal.
There have been other positives: as I divided up our members and attenders, to all our activities, between our trustees who had agreed to regularly calling them; communication was maintained and relationships were built or enhanced, which have continued since we returned in 2021.
Our Young People did an awesome job writing letters to everybody full of cheery news and pictures of what they had been doing and how they were coping with lockdowns. They made and delivered Christmas cards and craft (and for Mother’s Day 2021).
We continue emailing prayer requests, so we could pray alongside those who needed it during their journey. Sadly, we lost three of our members to age and some of our families were affected by covid, but have recovered/recovering; and we continue to hold them in prayer.
And there were other things done too, both known and unknown, and I want to thank everybody who took our Biblical mandate to ‘love your neighbour’ and to live it out.
As I conclude my report for 2020, we were by the end of the year in ‘lockdown 3’ and all feeling a bit weary of it as it felt like there was no end in sight; yet grateful that we were still ‘together’ virtually and being blessed in ways we couldn’t have imaged by our Gracious God.
We have learnt so much this year, about ourselves and each other. We know now, more than ever, how much we value community, being in worship and fellowship with one another, as we continue our journey of faith.
I believe that it has been good that we have been ‘shaken’ and challenged; we have been given time ‘to be,’ to reflect on what is important to God and consider why and how we do what we do. Whether we are ready to admit it yet, we have been changed! As we enter 2021 and discover the ‘new reality,’ I pray that each one of us will prayerfully consider the way forward for ourselves, our activities and who we are as a worshipping community of God.
God bless, Pastor Sharon
Trustee’s Report for 2020.
Once again, I begin this report in expressing the Trustee’s even greater thanks for your prayer and financial support through this exceptional year.
We began the year looking forward to what and how we could continue to expand our Lord’s work in our church. Also to repair and maintain the building as issues arise.
Sufficient funds were given on Gift Day in the first week of March, for renewing the three side doors to the premises. Within days this project was put on hold as we entered the first period of lockdown from Covid 19.
The use of the building by the church immediately ceased for all activities apart from funerals. We kept the Pre-School running from after the first lockdown, by giving them sole use of the hall etc. Thereby providing Pre-School with a Covid Secure Environment.
The Trustee’s and the whole congregation expressed their thanks to the Pre-School Staff, who took on the task of keeping the rear half of the building safe by taking over the cleaning etc to enable the Covid Secure environment they required to keep Pre-School running Covid free during the rest of the year.
The finances at the end of the year appear to be in a very healthy state, partly due to receiving a very generous donation in memory of one of our past Church Members. Also due to the uncertainty in receiving income from weekly offering and hall use, we received a six month mortgage holiday on The Manse only paying interest on the loan for that period.
But mainly due to the value of weekly offering being maintained, by the vast majority of our congregation now using electronic banking for payments into the church’s bank account.
At the start of the pandemic we used different and unknown ways to communicate within the congregation.
Who would have thought you could hold virtual meetings and more importantly continue to gather together for prayer and worship over the wonders of Zoom.
| Treasurers Report for Financial Year to 31st December 2020 | |||
|---|---|---|---|
| 2019 | 2020 | Inc / Dec | |
| Bank Balances 31st Dec 2020 | |||
| Community Account (Current) | 4167.22 | 10,801.82 | 6634.60 |
| Business Premium (Deposit) | 8317.3 | 20,004.63 | 11687.33 |
| Total | 12484.52 | 30806.45 | 18321.93 |
Business Premium Account
The £20,000 is made up of the following, £6000 Minimum amount to be held in church accounts as set by the trustees, £4000 Gift Day Money for new doors, which will be installed in February 2021, £10,000 donation in memory of one of our past members.
| Surplus / Deficit | 2019 | 2020 | Inc / Dec |
|---|---|---|---|
| Income | 63,572.49 | £69,643.59 | 6,071.10 |
| Expenditure | 63,017.78 | 51,610.72 | -11,407.06 |
| Deficit / Surplus | 554.71 | 18,032.87 | 17,478.16 |
| Minus New Doors and £10,000 Donation | 4,032.87 |
Surplus of £554.71 in 2019 received donations of £5,300.
For 2020 taking Donation of £10,000 and £4,000 set aside for new doors out of calculations.
Surplus of £4,032.87 in 2020 is due to £7,615.21 reduction in mortgage payments for 6 months of the year If mortgage had been paid for all the year there would have been a deficit of £3,582.34.
| Main sources of income | |||
|---|---|---|---|
| 2019 | 2020 | Inc / Dec | |
| Offering without Gift Aid | 16,281 | 13,388 | -2,893 |
| Offering with Gift Aid | 19,096 | 20,019 | 923 |
| Hall Use | 12,315 | 11,744 | -571 |
| Gift Aid Return from HMRC | 6,904 | 7,874 | 970 |
Offering without Gift Aid decrease would have been even greater if it were not for cheques received Offering with Gift Aid increase mainly due to giving transferring to the envelope scheme and or changing to standing order, when I asked if I could claim Gift Aid
Reduction in Hall income, in 2019 Pre-School, Brownies and Rainbows used the hall. In September 2019 Brownie Pack closed and from March 2020 Pre-School given sole use of hall due to Covid 19 Bubble Regulations.
HMRC Gift Aid increase due mainly to Gift Day money that Gift Aid could be claimed on
Manse Purchase January 2017 Barclays Bank Mortgage
January 2017 Mortgage of £251,800 for purchase of the church manse
Balance remaining at end of December 2020 (fourth year of five year term) £207,317
| 2019 | 2020 | Inc / Dec | |
|---|---|---|---|
| Interest and Repayment Amount | 22,124 | 14,508 | -7,616 |
| Total Remaining figure | 213,758 | 207,317 | -6,441 |
Six months of 2020 the church had a Mortgage Holiday because of the uncertainty of our income due to the Covid Restrictions. This meant that for the six months only interest and no repayment, was paid
on the mortgage. Resulting in £7,616 in reduced mortgage payments.
With the Fixed Term Mortgage on the Manse ending at the end of 2021, the mortgage will need to be renegotiated later this year.
Interest Free Loan for Purchase of the Manse
There is also the £40,000 interest free loan from one of the church members to be repaid.
| Examples of Expenditure | |||
|---|---|---|---|
| 2019 | 2020 | ||
| Donations | |||
| Lighthouse | 500 | ||
| Missions Sunday Leprosy Mission | 385 | ||
| Missions Sunday Transitions UK | 400 | ||
| Hazlemere Widmer End Good Neighbours | 660 | 660 | |
| 2019 | 2020 | Inc / Dec | |
| Manse Expenses | |||
| Including Council Tax, Water Rate | |||
| Broadband and Telephone | |||
| Repairs and Renewals | 2,897 | 3,314 | 417 |
| Staff Costs | 2019 | 2020 | |
| Including | |||
| Stipend, Ministers Expenses, | |||
| Visiting Preachers | 19,721 | 20,510 | 789 |
| Church Repairs and Renewals | 2,935 | 1,325 | -1,610 |
Hazlemere Free Methodist Church
Profit and Loss Report
01 January, 2020 - 31 December, 2020
| Sales | ||
|---|---|---|
| Cash offerings no gift aid (10002) | 13,388.90 | |
| Christmas Donations to OpChChild (10041) | 140.00 | |
| Church Lunches (10020) | 183.00 | |
| Donations (10023) | 10,440.09 | |
| Donations Gift Aid (10035) | 1,000.00 | |
| Gift Day (Not Gift Aid) (10036) | 1,079.91 | |
| Gift Day (GIFT AID (10037) | 2,201.00 | |
| HMRC Gift Aid (4011) | 7,874.43 | |
| Hall rental (10004) | 11,744.00 | |
| Harvest Donation for WWA (10040) | 220.00 | |
| Insurance Claims (4930) | 287.12 | |
| Licence April Cottage (10034) | 300.00 | |
| Offerings with Gift Aid (10000) | 20,019.00 | |
| Other income (4900) | 13.94 | |
| WRU Pension Contribution (10026) | 680.00 | |
| Wednesday Fellowship (10021) | 72.20 | |
| Total Sales | £69,643.59 | |
| Direct Expenses | ||
| Church Presentation Costs (10007) | 308.97 | |
| Donations (10005) | 910.00 | |
| Pension Costs (10018) | -36.25 | |
| Sunday School Expenses (10006) | 26.68 | |
| WRU Assessment (10030) | 943.50 | |
19 Aug 2021 15:11
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| WRU Pension Contribution to NEST (10039) | 680.00 | |
|---|---|---|
| Wednesday Fellowship (10033) | 20.00 | |
| Total Direct Expenses | £2,852.90 | |
| GROSS PROFIT / LOSS | £66,790.69 | |
| Overheads | ||
| Accountancy Fees (7611) | 915.00 | |
| Bank charges & interest (7900) | -6.33 | |
| Catering (10027) | 142.38 | |
| Cleaning (7810) | 792.88 | |
| Cleaning Materials (10024) | 301.36 | |
| Contact Magazine (10029) | 7.72 | |
| Employer's Pension (7007) | 587.05 | |
| Energy (7200) | 1,725.63 | |
| General expenses (8200) | 97.03 | |
| Insurance (7610) | 854.19 | |
| Kitchen Running costs (10022) | 116.71 | |
| Manse Expenses (10019) | 3,601.00 | |
| Manse Purchase (10014) | 14,508.95 | |
| Marketing (6200) | 215.00 | |
| Ministers Expenses (10025) | 118.84 | |
| Motor (7300) | 660.00 | |
| Office costs (7500) | 2,385.67 | |
| Professional fees (7600) | 411.22 | |
| Quiet Day (10038) | 66.95 | |
| Repairs and renewals (7800) | 1,325.22 | |
| Staff (7000) | 19,569.96 | |
| Visiting Preachers Expenses (10028) | 150.00 | |
| Water Rates (7110) | 158.63 | |
| Total Overheads | £48,705.06 | |
19 Aug 2021 15:11
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NET PROFIT / LOSS £18,085.63
19 Aug 2021 15:11
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REGISTERED CHARITY NUMBER: 1132405
REPORT OF THE TRUSTEES AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020 FOR HAZLEMERE FREE METHODIST CHURCH
TaxAssist Accountants 126 Southdown Road Harpenden Herefordshire AL5 1QQ
HAZLEMERE FREE METHODIST CHURCH
CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020
| Page | |
|---|---|
| Report of the Trustees | 1 |
| Independent Examiner's Report | 2 |
| Statement of Financial Activities | 3 |
| Balance Sheet | 4 |
| Notes to the Financial Statements | 5 to 8 |
| Detailed Statement of Financial Activities | 9 |
HAZLEMERE FREE METHODIST CHURCH
REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020
The trustees present their report with the financial statements of the charity for the year ended 31 December 2020. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) 'Accounting and Reporting by Charities' issued in March 2005.
REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number
1132405
Principal address
67 Ashfield Way Hazlemere High Wycombe HP15 7RL
Trustees
Nigel Carpenter Kathy Dawkings Stephen P Cossins Michelle Y Rouyer -Guillet Jo Morton Clive Glithero Debbie Carpenter
Independent examiner
TaxAssist Accountants 126 Southdown Road Harpenden Herefordshire AL5 1QQ
STRUCTURE, GOVERNANCE AND MANAGEMENT
Governing document
The charity is controlled by its governing document, a deed of trust, and constitutes an unincorporated charity.
Risk management
The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.
Approved by order of the board of trustees on ............................................. and signed on its behalf by:
............................................. Trustee
Page 1
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF HAZLEMERE FREE METHODIST CHURCH
I report on the accounts for the year ended 31 December 2020, which are set out on pages three to eight.
Responsibilities and basis of report
As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I have examined your charity's accounts as required under section 145 of the Charities Act 2011 ('the Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
My role is to state whether any material matters have come to my attention giving me cause to believe:
-
that accounting records were not kept as required by section 130 of the Act; or
-
that the accounts do not accord with those records; or
-
that the accounts do not comply with the accounting requirements of the Act; or
-
that there is further information needed for a proper understanding of the accounts.
Independent examiner's statement
I have completed my examination and have no concerns in respect of the matters (1) to (4) listed above and, in connection with following the Directions of the Charity Commission I have found no matters that require drawing to your attention.
TaxAssist Accountants 126 Southdown Road Harpenden Herefordshire AL5 1QQ
Date: .............................................
Page 2
HAZLEMERE FREE METHODIST CHURCH
STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020
| 2020 Unrestricted fund Notes £ INCOMING RESOURCES Incoming resources from generated funds Voluntary income 68,597 Investment income 2 6 Total incoming resources 68,603 RESOURCES EXPENDED Charitable activities Charitable activity 56,580 NET INCOMING RESOURCES 12,023 RECONCILIATION OF FUNDS Total funds brought forward 180,192 TOTAL FUNDS CARRIED FORWARD 192,215 |
2019 Total funds £ 61,874 10 |
|---|---|
| 61,884 56,352 |
|
| 5,532 174,660 |
|
| 180,192 |
The notes form part of these financial statements
Page 3
HAZLEMERE FREE METHODIST CHURCH
BALANCE SHEET AT 31 DECEMBER 2020
| 2020 Unrestricted fund Notes £ FIXED ASSETS Tangible assets 4 412,395 CURRENT ASSETS Cash at bank 30,807 CREDITORS Amounts falling due within one year 5 (65,793) NET CURRENT ASSETS/(LIABILITIES) (34,986) TOTAL ASSETS LESS CURRENT LIABILITIES 377,409 CREDITORS Amounts falling due after more than one year 6 (185,194) NET ASSETS 192,215 FUNDS 7 Unrestricted funds 192,215 TOTAL FUNDS 192,215 |
2019 Total funds £ 424,765 12,484 (65,423) (52,939) 371,826 (191,634) 180,192 180,192 180,192 |
|---|---|
The financial statements were approved by the Board of Trustees on ............................................. and were signed on its behalf by:
............................................. Trustee
The notes form part of these financial statements
Page 4
HAZLEMERE FREE METHODIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020
1. ACCOUNTING POLICIES
ACCOUNTING CONVENTION
The financial statements have been prepared under the historical cost convention, and in accordance with the Financial Reporting Standard for Smaller Entities (effective April 2008), the Charities Act 2011 and the requirements of the Statement of Recommended Practice, Accounting and Reporting by Charities.
INCOMING RESOURCES
All incoming resources are included on the Statement of Financial Activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.
RESOURCES EXPENDED
Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.
TANGIBLE FIXED ASSETS
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Freehold Property - 50 years Improvements to Property - 20 years
TAXATION
The charity is exempt from tax on its charitable activities.
FUND ACCOUNTING
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
2. INVESTMENT INCOME
| 2020 | 2019 | |
|---|---|---|
| £ | £ | |
| Investment income | 6 | 10 |
3. TRUSTEES' REMUNERATION AND BENEFITS
There were no trustees' remuneration or other benefits for the year ended 31 December 2020 nor for the year ended 31 December 2019 .
TRUSTEES' EXPENSES
There were no trustees' expenses paid for the year ended 31 December 2020 nor for the year ended 31 December 2019 .
Page 5
HAZLEMERE FREE METHODIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020
4. TANGIBLE FIXED ASSETS
| Freehold Improvements property to property £ £ COST At 1 January 2020 and 31 December 2020 361,181 102,924 DEPRECIATION At 1 January 2020 21,672 17,668 Charge for year 7,224 5,146 At 31 December 2020 28,896 22,814 NET BOOK VALUE At 31 December 2020 332,285 80,110 At 31 December 2019 339,509 85,256 5. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR 2020 £ Trade creditors 41,630 Taxation and social security 893 Other creditors 23,270 65,793 6. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR 2020 £ Bank loans 185,194 7. MOVEMENT IN FUNDS Net movement At 1.1.20 in funds At £ £ Unrestricted funds General fund 180,192 12,023 TOTAL FUNDS 180,192 12,023 |
Totals £ 464,105 |
Totals £ 464,105 |
|---|---|---|
| 39,340 12,370 |
||
| 51,710 | ||
| 412,395 | ||
| 424,765 | ||
| 2019 £ 41,541 648 23,234 65,423 2019 £ 191,634 |
2019 £ 41,541 648 23,234 |
|
| 65,423 | ||
| 31.12.20 £ 192,215 |
||
| 192,215 |
Page 6
HAZLEMERE FREE METHODIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020
7. MOVEMENT IN FUNDS - continued
Net movement in funds, included in the above are as follows:
| Incoming Resources Movement in resources expended funds £ £ £ Unrestricted funds General fund 68,603 (56,580) 12,023 TOTAL FUNDS 68,603 (56,580) 12,023 Comparatives for movement in funds Net movement At 1.1.19 in funds At 31.12.19 £ £ £ Unrestricted Funds General fund 174,660 5,532 180,192 TOTAL FUNDS 174,660 5,532 180,192 Comparative net movement in funds, included in the above are as follows: Incoming Resources Movement in resources expended funds £ £ £ Unrestricted funds General fund 61,884 (56,352) 5,532 TOTAL FUNDS 61,884 (56,352) 5,532 A current year 12 months and prior year 12 months combined position is as follows: Net movement At 1.1.19 in funds At 31.12.20 £ £ £ Unrestricted funds General fund 174,660 17,555 192,215 TOTAL FUNDS 174,660 17,555 192,215 |
Incoming Resources Movement in resources expended funds £ £ £ Unrestricted funds General fund 68,603 (56,580) 12,023 TOTAL FUNDS 68,603 (56,580) 12,023 Comparatives for movement in funds Net movement At 1.1.19 in funds At 31.12.19 £ £ £ Unrestricted Funds General fund 174,660 5,532 180,192 TOTAL FUNDS 174,660 5,532 180,192 Comparative net movement in funds, included in the above are as follows: Incoming Resources Movement in resources expended funds £ £ £ Unrestricted funds General fund 61,884 (56,352) 5,532 TOTAL FUNDS 61,884 (56,352) 5,532 A current year 12 months and prior year 12 months combined position is as follows: Net movement At 1.1.19 in funds At 31.12.20 £ £ £ Unrestricted funds General fund 174,660 17,555 192,215 TOTAL FUNDS 174,660 17,555 192,215 |
Incoming Resources Movement in resources expended funds £ £ £ Unrestricted funds General fund 68,603 (56,580) 12,023 TOTAL FUNDS 68,603 (56,580) 12,023 Comparatives for movement in funds Net movement At 1.1.19 in funds At 31.12.19 £ £ £ Unrestricted Funds General fund 174,660 5,532 180,192 TOTAL FUNDS 174,660 5,532 180,192 Comparative net movement in funds, included in the above are as follows: Incoming Resources Movement in resources expended funds £ £ £ Unrestricted funds General fund 61,884 (56,352) 5,532 TOTAL FUNDS 61,884 (56,352) 5,532 A current year 12 months and prior year 12 months combined position is as follows: Net movement At 1.1.19 in funds At 31.12.20 £ £ £ Unrestricted funds General fund 174,660 17,555 192,215 TOTAL FUNDS 174,660 17,555 192,215 |
|---|---|---|
| £ | ||
| 5,532 | ||
| 5,532 | ||
| 31.12.20 £ 192,215 |
||
| 192,215 |
Page 7
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020
HAZLEMERE FREE METHODIST CHURCH
7. MOVEMENT IN FUNDS - continued
A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:
| Incoming | Resources | Movement in | |
|---|---|---|---|
| resources | expended | funds | |
| £ | £ | £ | |
| Unrestricted funds | |||
| General fund | 130,487 | (112,932) | 17,555 |
| TOTAL FUNDS | 130,487 | (112,932) | 17,555 |
Page 8
HAZLEMERE FREE METHODIST CHURCH
DETAILED STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 DECEMBER 2020
| INCOMING RESOURCES Voluntary income Donation & legacies Investment income Investment income Total incoming resources RESOURCES EXPENDED Charitable activities Running cost of the church Minister and visiting preacher Church services and Sunday Sch Donation paid Manse expenditure General administration costs Total resources expended Net income |
2020 £ 68,597 6 68,603 6,417 20,276 944 910 24,451 3,582 56,580 56,580 12,023 |
2019 £ 61,874 10 |
|---|---|---|
| 61,884 8,762 16,317 2,802 825 24,039 3,607 |
||
| 56,352 | ||
| 56,352 | ||
| 5,532 |
This page does not form part of the statutory financial statements
Page 9
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Signature 1
Signed by Nigel Carpenter using authentication code ZjEuYnAqWlQmUi5C at IP address 86.131.18.168, on 2021/09/14 17:32:52 Z.
Nigel Carpenter's e-mail address is: officerhfmchurch@gmail.com.
Nigel Carpenter added the following comments:
"Signed electronically by N Carpenter 14th September 2021"