## St Saviour’s Westcliff 

## Trustees Annual Report 2023 

A year of two very different halves. The first half of the year was a continuation of 2022 as we were still without an incumbent and although the daily running of the church and hall continued planning for the future was somewhat constrained. However, in April we were delighted to be able to announce the appointment of Revd Canon Julie Fleming as the new incumbent at St Saviour’s on a ‘House for Duty’ basis and on July 6[th] 2023 she was duly installed. In August we said a fond farewell to our curate, Revd Judith Wilkinson, who had, until Revd Julie’s installation, been looking after the parish as she moved on to take up her new position in the Diocese of Chichester. We wish her every success in her new post. 

Revd Julie lost no time in familiarising herself with the church and parish and has been very active in all that we do and was very keen to restart the project to install a new accessible toilet in the vestibule and the proposed tea and coffee servery at the west end of the church. 

Fortunately, the original architect for the project, Robert Godsill, although now retired, was still around and offered to assist with taking the project forward and revising the drawings which had been prepared pre covid. The project is now very much up and running again and we hope to be able to start work, subject to faculty approval, in 2024. 

The finances of the church have shown an improvement during the past 12 months with a surplus of income over expenditure of £22,621.00. This is mainly due to a reduction in the diocesan levy as we no longer have a stipendiary incumbent and a substantial increase in income from hall lettings despite a sharp increase in the cost of gas and electricity during the year and continued expenditure on the organ restoration and general maintenance of both the church and hall buildings. However, if the planned project goes ahead, we will need to   raise additional funds in the coming months and years to finance this, but we are committed to maintaining and, if possible, increasing our charitable support and giving. Support for the food bank has increased over the past 12 months,  both financially and with increased manpower and storage space as the need for this service has grown. Charitable donations have also been made to The Children’s Society, the Dolma Foundation and the Bishop’s charity. 

There will undoubtedly be more challenges in the year to come but we are committed to continuing to be an asset to our parish, the local community and our city. 



SAiwf SAVIOUR'S CHURCH
1132331
BALANCE SHEEf AS AT 31ST DECEMBER 2023
FIXEO ASSErs
CAF Cash account
CAF Gold
cc￿ CBF Dev c￿lD
CCLA C8F Gen M20
Lloyds TSB Plus Businus
N•tioMI Savi￿$
C•sh In Hand
50.268.
31798.32
35,029.D
7D.261.P
8n.¥
14.Sn*
61.276.85
n.83
33,941.95
68.079.56
2L642.n
Debtors- G•n4r•l
Le8•De5- AF
C8F DI￿+
4.107.41
43.517.41
70.829.¥
19.603.07
45.527.60
67.854.91
TofAL cuRf¢ENT ASSETS
J65.39121
331155.31
UABIUTIES
stipend Quot• P•y•bl•
Accounts P•yable
h•rity Payoble
Rents rec•lv•d In •d¥•rK•
iQ,884.4J
7.05
697.35
TOTAL LIABIUTIES
11.50
353.110.77
310,•57.26
TOTAL
.iJo.n
5126
REPRESENTED OY
Rètsined E•miw BIF
R*t•ined E•min85 Cuwr•nt Y•
Rev•lu•tlon Sufplus
Stip•nd Surplus
250.89L19
263.n8.93
12.837.Y4
15.791.07
64.175.
15.423.89
64.175.
TOTAL RE5EWrfES
3S3,110.77
3¥J,857.20
dlff
10

SAIKf SAVIOUR'S CHURCH
1132331
PROFIT AND LOSSSUMMARY
22
INCOME
Volufttary Incorne
GeneratinB Income/ Fun#lni
Investment Income
Church SoThlces
53,876.55
43,188.58
16,697.05
1,637.CO
34.470.47
3).468.77
7.164.29
3,747.
TOTAL INCOME
115.399.
65ASI.43
EXPENDflliRE
Dlocese
Personnel
Church Costs
Hall Costs
Charlty
Balonce
39,(bS.IXI
14.035.99
33.886.61
11849.89
33.296.34
13,897.82
25.684.66
5.810.35
TOTAL EXPENOIYURE
99.77&49
78.689.17
SURPLUSI DEF￿￿ORDINARy
CURRENT YEAR
IS.620.69
12,837.74
EXCEPTIONAL ITEMS
Le8
7.IM).Q)
OVERALL SURPLUYDEFECtr
ffj￿.69
IU3T.74

SAINT SAVIOUR5 CHURCH
1132331
PROFIT AND LOSS DEfAIL
RegukrirKorne. Uoyds
Re8ular Income- CAF
Rrfular Manual
Glft Day
NonGiftAidlDDtMtths
Collections
TIX Re¢w*leGIft IIIPGSI
HMRC Uoyds
Other Ir*(ff￿"vl1￿ PA•thln•
&395.tyJ
877.16
5,175.
9,020.¢X)
4.132.75
L282 66
137JO
33,CQY.91
2.W.05
2,924.01
5,n&%
TOVALVC*UKfARY
SUA55
MAI
S•leslF•lr
Fund Cl4vintrAI
C¢mrr*unlty Siryer5
Chuth Hall Lettin
11 Meter IrKrne
Mrygzineslk*Jbllt•tKms
3.167.64
115L
L291.XJ
15,975.68
ll7.
¥W.32
Llll.50
1.201.n
15.929.50
121.cll
43.ULS1
INVESTMENT1PK￿IE
omdends AF
8•nk •nd 8S Intu•si
CeF Intwst Pryp.MR
National &¥1
Rent trorn tr￿IldIn￿
Glft Aid
a,ThJ2
5.531.95
L711Ag
IN.29
s￿&1[￿1
697AS
Weddlrys
O•ptisrnlCoftffrnT4t
FU￿rnI
692.¢X)
LSX
l927.yj
L637.LXI
3,747.YJ
TOTALINCOME
115.199.18
65.851.43
12

st1wné.￿0Ce5•
Ministryst
38.652.(¥J
fy)
31593.¢A)
XJ3.34
Stsff *ndiknn
Vlrarcuraté
H•ll Mangerl Clew
Staff Tr4ining
Cmr Cle
Admln Costs
iJry•nlst
Cwnlst
L132.82
5.622.34
6,163.YJ
241.33
iyo.33
3,961.C
13J97.12
Insurn￿e
Or8in tunlng etc
7.674.23
7.￿3.60
5.223.
1,2fj1.70
LJJ.Q)
1.579.13
5.236.68
693ffj1
871tyJ
4516.64
L125.iKJ
1713.07
Clunirti
Vpk••ps•ryl
El¢anoty
Watef
Fl•1 ¢os
Vit*r•8•
B•nk Ch•ri•5. ttrwnts
697.58
LllO.O)
441.83
264.01
Lng.
121.18
5f.31
O¢h•rpn•r•l
2S,fj14.fj6
11 (Nts
4.fy)5.61
1127.85
1612.38
3.ni.17
M•iryR•p•trs
5JILJS
K415yonw
larK•
99.7rn49
78M9.17
NEfsuRpwsthHcrroRC4NARY ACMES
IUIP.74
Tat•U EXCEPT￿￿
OVERAlL14￿SuIlPL￿9DEF￿[￿
IU37.F4
13

SAINT SAVIOLIR'S PCC, WESTCLIFF 1132331
Year ended 31" December 2023
Note5 to the .4ccounts
AccountiD8 Polici•s
The fu￿1claI gtstemellts been prepared ill accordaoce iiith the Church Accouotsng
Regulations )006 together Thith the applicable accouming Jtaodardg and the "Statement of
Recommended Prath'ce, (SORP) (FRS 102) i*$ued ￿. the Charln. ConMtii$sioners. The &¢cn￿lS
Fllnds
The ￿counts are spltt into wte The main futtds of the COUDcd are deseribed
tenns of the￿ purpose And resthaions m Annex A The6e lte UnT￿tr￿ted Duwted.
Reitricted or Eudoiiiryent w nature.
D.￿￿￿¢md- tkne or• g•nralfvth andca4 be us¥d b). th4 PCCJor an) purpos•.
D￿lS￿￿ed- tJws• are 8en4ralfvnd% but M'irh a sP•tIfr ptsrFos4 in Mind. Thry. can b•
traNf¢pr•d back io ww•nrici•dfvth ar apy. nm¢.
R￿trict•d- fhAF• are vwni•s or allocaT¢dfvr a Sp•C￿¢pU￿￿rt only.
£￿￿Ow￿¢￿t - rhe capital pnxft b• - Ml), ipKoM•'infr￿f ansihz from rh•
Incomiti8 Reso•r(e•
All iDcommg xeJourceJ ￿t accounted for on a b￿.$. Planned %wAz. ¢oUtttioos and
Grants legacie• are Kcoullted for Alben & Charit). li kgaUJ' entrtled to the amounts due.
tni"eytment inCon￿- thiideoth are Kco￿ted receiiible. mttre*t and tu recoi'erable
are accnxd.
All odw I￿Ome 1$ ttco8nued it is receiimble.
ReJo*rc•s L wl
The parish th ( di(we quots) is pad regulwfy 1$ mcjuded th expeulI￿e tbe Near to
icb it rela￿.
A￿0￿1$ receii'ed $pecthcalh.. thxd puties (e.g.. The Chthlren'i &xiffj". Clmstian A￿.
CMS erc) are dealt as iestrKkd thrd.P*trJ' fiumh and the habdity for pmryllent

l) Charitable Sta¢ns
Membern of the PCC are Tntstees ofthe (kn"N".
'e Hyre iegtstued on 26th Ocfobtt ?1￿. The fjjll Dame ii:
Th• Parochial Chvch Council ofih4 Ec¢1￿lau1C&P4Ptsh o/St Sffjy'our If•srdiffon Slo
Il'esicliff.
As recommended bs, the Churcb of Englafjd. ￿e set our kei, clthritable obiectiiE u "Promotiy in
th* écclesiaszicalparish fh6 ii'hole mi5s104 ofih• ch￿(￿.
2) Ass•ts
ConKcwed propem. is not mchthd Aa the ￿¢0￿￿¢# io •¢c(Ydance Tr?th secr￿ 9(42Xa) of the
Chanties Act 1993.
All aJ*ets of Samt Saiiow'i the Grnnd PMno •nd d18rt￿ Ke%.board orioinalli,
Is)￿led io the thureh •nd as sueh hai"e been full)" deprecwed dunng 2021. Eoth'iidual iiem8 of
equipme￿ a purcha* Fnce of £5￿ or lem ue thI7y• ￿l￿ett off the amet it
acqU￿ed.
tnieKmarti are thoN7k •¢ as It 314 Dece4*er 20?3.
3) Annual Accoufylj
The Itar uzth ttiiem. kn benefited bl. the full ce••atson of CON￿.19 restrictiow th•t d
ball could be used for hre, contnbUtll￿ ￿ mcome. Thtte 117$ ao oi-erall surplus on nomial tradmg
actii"iries of £15,020.29 agall￿1 the tradw8 kn$ of £12J37.74 m 70?? Th's ts a turnaround of
£28,4fj8.43 Holl.￿￿. thArmg )073. Si Sttiour's Church also ieceTr'ed thrtt legacie8 tthallmg
£7,OOOffiIai" 11-ade, Coumenai. I'oung atsd D Coomber). Duriog ?011, the clmwch reeeii.ed
£90.000 (Sheila L*sl•i' £80,000 plns iJt*rnsl a*d ,Ilaryaret Popo £IO,(¥K)). The•e aw￿e$ •re
itxluded the church ballk accounts and are not held 5epuarel!"
The traditi8 SWph￿ for the C￿re￿I ￿¢￿ lo￿.ardS reth￿￿8 the deficits of the prNious three
The pre1.10￿ lei'el of deficit M7S accumulated because of lllgb O￿1n1t￿lllCe aod repw costs
duriog 2018 19 and the det'astatth8 unpact of Coiid-19 dwmg 2020 ?021 and the earli part
of 202? The stA￿d Pansb Sl)•re of £38,642. V478 pwd foff ?022. Hau le￿￿8& hai"e
creased from ?0?? bl. £20,IM6.18 to £35974 68. ij mauth. due to a fl￿ 5'ear'$ i￿¢)Me fro
SE Learnmg u a8*inSt allooths in 20?2 atd the use of the hall fot parne5 and funcuons.
Income and Exp•mditsre
a) lucoming resources fot norn￿1 tradths actsiities (i.e.. re¢eii"ed.receii-able) from Ill
sources increased ￿. £49,547.75 I"oluntaTh' ￿cOme mcluded £9,020 for a Gth DaN'.
PGS schell￿. llfiere￿. &ft AS p￿d fo the church on a regth basu. For 20?3. the church
feceil￿a £2924.01 the Gth Aid reckniffj￿ frcdn HMRC totalled £5.71&96 Tkn related to

Gth Aid for 2022 and 2023 ActilThes for genuanng fuods llMTeased ￿. £22.791.81 thie m part
to iacreased Hall pu aboii. Profits from the S￿l￿￿er Fait of £1,120.53 and the
Christmas Fair of £1,15-..70 conknbured to thts. Ioi"estment Income also mcreased to by
£9,432.76. Th's ￿cluded £3O97J2 for thiidettds the Ada FerguJM>a fijtsdi aad
gber Iielth on depwts held.
b) Resources (i.e.. expendirure) ThEre fftncreased bi, £21,089.32 mamh. due to of a higher
ocese (2uota m 20?3 of £38,652 fronk thai of 20?2 of £32,593. kn'gher enew. costs aod
approximateh. £ll.000 of plaooed restructtm8 and repaus to the church of Org￿ The hall
Iloor li'￿ also re.￿ded at a cosi of £J,(M)O. R￿'erelld Juth"th Il"knon and her replacement.
Rei"erend Jukn'e nemm8 are non-stipthd. St SaiiouT'S Church aljo p￿d out £1,140 ￿ repairg
to the tlat oV47￿d ￿. aitbougb the rental income rellul￿d tsncbaaged at £4iO per
C) th*rall. the Chwch thowed a follow4:
3111 D•c•mb•r
llltomw8
Resources
Resources
2023
IIN 399
2022
2021
oi
2020
70,40)
201
106.?07
2018
96,433
2017
106.661
(99.778)
(78.689)
(81.588)
(10? 145)
(118.09)
(174.965)
(105.916)
Swplus (DefKtt
Before le8aciei
its
Legaciei And
15.621
(12,838)
(24.387)
(31,740)
(11.888)
(78.532)
745
102.8?3
Nil
Nd
Nd
Nil
Ol'er￿1 Surpl
eficit
(12.838)
78.436
(31.740)
(11.888)
(78.532)
745
d) As can be seen from the bnef there 18 a w1p1￿. after deficits w Soll￿ of the
Ey￿10￿1 Nyars. The deficrt u) 2018 Th7$ predommthtl!. due to the heaitsw repl￿ of some
£71,CW aAd the fall perf4xmance$. The regulw expeDdKwe contmues io increase
meazw the church remaw relwit upon one.off dewits le8aeies. retums on
ini"ested aod one off ￿"eryt1 such 4$ 8th dai'j, M4uch does leai"e the Church potent￿llY
fll)atscthlh' exp)*ed. The major elemefjt of Gwthrwe beffjg the St¥ahd quoth IS Under
e¢)nSt•m rnieN ￿. the DiC￿eSe Ind h•s been athised at £31790. a deCTh￿ of approx. 18•0 for
!024.
e) In of le8owc￿ a}"￿1bk to tht Cbwcty ts *t 31" Deccjllber 2023 the￿ aowumed to
£3$3,110.?7(uKluding legaciei. depo•tti ond TrTiiebKkJ) iiheu compud to the Frnious }'ear
of L130,857.26 aud 1$ summanxd the Balthace Sheet attac}￿d.
4) Balance Short
a) General Debtors iotal £4&)7.47. c4)lJ1518tln8 of EDF Enttg.%' £86&66 p•d ID athTr￿e. HMRC
Cnft 2023 £2J30.76 ]atettst ￿en￿d oo the both the CCLA dry￿rtI of £1,412.05
aroount.
b) The CheIm$ford DiC￿eSe has cLthed that the Ada F•ryDson Legao. ￿ the woperty. of St
Sai"iour's and AS ikn ￿. them at £4394 1.42 rryYe5eDied ￿. 1944.12 shares In the CCLA
CBF Church of Englatd IDI"extsneot Fund. This is bued on the 20?3 N"aluation The ht"storic attd

c) CBF Diote5e Funds totallmg £70,829.40 con51St of Motrison Rose and the proceeds of the
sale of tbe Curate s H0￿C m &osi"enor Road. The Cheknsford Diocese has 5upphed
updated inforniation as at 31 # Deeember ?O?J on both these Futth.
Iorrison Rose has nom" teen i"alued at £14,105.71 The increase of £1213.00 beth.een this
i"aluatton and the fiAnds held last l'ear of £12.892.71 has been transferred to a Ru71uation
Swplus. The capital of £iOO ini"ested ￿ shares m the CCLA account fornung ao
endov*Tnent fim4 the mcome of ￿4m'ch 19 for 'tbe edthee of the parlsh church,.
The pmceedy of the forniLY CDrate's House, 46 Grosi"•nor Road hai"e nou. been i"alued bl"
Chelmsford thocese at £56,723.69. The thciea5e of £1,761.49 bem'een th19 balance and the
balance last ).e￿ of £54962.20 ha5 been ￿￿lUded In dii"idend income. These fijtuls are held on
deposit ￿ a named CCLA CBF account. The ￿￿OMe is accumulated i17tb￿ the fund but eau
be ￿ithdra11rn b!. the PCC for genernj ecclesiastical purp￿$. The use of the caprtal can onl
be used for items of a capAtal nan¥e.
d) Actount8 Pa)"able of £12281.50 represent expen8es ￿lat￿8 to ?023. not wd uotsi 2024,
coll￿1￿8 of O￿tand￿ fi￿1 bdls and planned N"ork on Ibe orgao of approx. £9.320.
e) Ch•titabie Payments outstandmE resreAent £947.05 to the Chddren's Society.. Doltna
Foundats"on. the B￿￿P.5 Charrt). and sout1￿d foodbank.
O Rent of £450
month). h•$ been receii'ed
adi"ance.
S) Other Notes
a) Ex Kratia pa!In•nt5- there no Ex-Grntia payments made in 20?3.
b) Instilution or bodi" ¢orpora¢• tOaDKt•d with tho Council - there no insttWtsO￿ or
bothes corporaie Connected Thith the counc
c) Guarantees 8ii.en bi" th• council - the eouacil hai'e no guorn
d) Loans olltstandin8- there are no loans
e) Cotttini•nt liabAlities- there are reco80￿ed contm8ent habthtses.
O Other malerial fittancial commitmènts - there ue EK* other knomm material fttjotse￿l
coininLtmeats oi.et and aboie thok in the xcouttts LY notes to the xcount$.
g) Résen'és PolI￿._ there ts no resenm poh"￿. cutsentfy. ￿ place. but the pwpose of each fur￿ is
clearl). identified- ￿ Annex A.
Patricia Illite
Tre*Jurer

Independent Examiner's Report
To the Parochial Church Council of
St. Saviour's Church - Westcliff on Sea
This rewrt on the financial statements of St Saviour's Irc Westcliff i5 for the
year ettded 31 M Ikcemlxr 202,4, which are set out in the dttaLhed AL-count.s,
Notes thereio and BalanLe Sheel is in ￿speCt of an e￿MIl￿tion iarried out in
accordance with ,Se¢tion 14.) 0( the Charities AL-t 2011 ( . the Act . )
Re5￿ctive resp)nsbikn"tics of the Tnth and of the Inde￿ndent Examiner
A.$ TrustCLs of the Lharity you arr rc5p)nsible for the preparation of the
t'llldllL￿I statem¢iit8. Iou Loll.%iL*r that an dudil is not reqUI￿d under section
144 ot tlie ALt bul that an jilde￿nde11I examination AS needed.
11 i.s In). ressx)nsibilily to:
l. Examine the accounL8 un(k'r sCLtion 14.fj of Ihe Act
Z. I'ollow p￿￿edureS laid th)Mm in tliL sL'ncral dirLCtion5 Siltii by the
Charitie.$ Commission under ￿ction 14")(.i) (b) oJ- thc Act: and
J. State whether particular matt¢rs have comc lo my att¢ntAon.
Basi• of this reFDrt
My examination was carried oul in accordance with ihe thneral Direction.$
is%ucd by the LILqrity Loiiinii&sion. An CX&iniindtioii inc ludis 41 ￿vIl'w OI"
sILLOUllliii¥ rtionts. kept by thL PL-C and a coniparison of thc accowils
pre.sented with those rcL"ords. It includes conskaerinx any unus￿1 At¢ms
or di.Klosures in IhL tin41nLial 5tdtemL'ntS 64nd Seek￿ expldnations from vou
as In￿le¢s ¢onLerning any 3ULh mattcrs.
The prLxedur¢s L￿d&'rt4KCn (kn not provide all the evidence that would be
rL'quifL'd in An audit and consLquL'ntly no opinion i.s given as to whcther the
acLount5 present a ' true and fair ' vicw. My re￿1 is liniited to tliose n￿tter5
5¢t out in the stat¢mcnt ￿lOW.

Independent Examiner's Statement:
In connection with my LxamAnation, no matter has L*cn brought to my
attention which xive5 me ruS02￿bIe cause to ￿lIeVe that iii any matcnal
resp¢ct the requirL'ments
l. To kttp accounting records In accordance with Seclion 1.10 of ihe Act
and
2. To prepare financial statements which aL¢ord with the accountll
rc'¢ords and coniply with th¥ rLqUiErmcnts of the Act hdve not been met
nor
3. To wliich. in niy opiiiion, attention should be drawn, in order to enable
pn)per understat1dll￿ of tlie accounts to be rel￿}1¢d.
Rol. Kl,TfEII A.L.I.B., A.LI.B.F.
l Blertheim Mcws, l£ish on .Sca ￿89 8DZ
Datcd
2nd April, 2024