## **THE ECCLESIASTICAL PARISH OF CROSTHWAITE, ST KENTIGERN, KESWICK** ## **Report and Accounts for the year ended 31[st] December 2023** ## **Aims and Purposes** Crosthwaite Parochial Church Council (PCC) has the responsibility of cooperating with the incumbent, the Reverend Andy Murphie, in promoting the ecclesiastical parish and the whole mission of the Church, pastoral, evangelistic, social and ecumenical. The PCC is also specifically responsible for the maintenance of St Kentigern’s Church, the Underskiddaw Church Room, the Sunday School Room and the Crosthwaite Parish Rooms. ## **Objectives** Our vision is - _To know_ _**Jesus** and make_ _**Him** known_ We do this by: - presenting the Word of God clearly and faithfully - growing in discipleship - caring for each other - connecting effectively with other organisations in the Mission Partnership - looking outwards and seeking ways of being faithful and growing – (recognising that growth is not just about numbers or age profile but is also about discipleship and mission in the broadest senses of those words). ## **Worship and Prayer** Our worship is based on an open evangelical commitment to faith, including a strong commitment to the authority of scripture; our openness to the community and the work of God worldwide; and our understanding of the need to be ready to encourage and embrace appropriate change as we move forward. Sunday services at St Kentigern’s follow a monthly pattern of Morning Worship, Holy Communion and All Age Worship. At the Underskiddaw Church Room there is a more traditional structure of Holy Communion, Morning and Evening Prayer providing alternative worship using the Book of Common Prayer. Holy Communion is offered monthly at a local residency for older worshippers and communion by extension is offered at home for those less able. Our Prayer Group meets each Friday morning in the Crosthwaite Parish Rooms. The number on the electoral roll was 117 (APCM April 2023). The average congregation at Crosthwaite is 60 and at Underskiddaw 10. ## **Groups and Organisations** We have a number of active groups covering a wide spectrum of activities and with a large number of participants: - Friday Prayer Group - Toddlers’ Morning 1 - Choir - Bellringers - Home Groups - Flower Guild - Mothers Union - Coffee Makers - Foodbank collection ## **Mission Community** Under the framework of the Covenanted Partnership across Cumbria we work with surrounding parishes and the Methodist Church in the Mission Community to come together to share expertise, experience and support. ## **Churches Together in Keswick** As active members of CTiK we join with neighbouring Church of England parishes, the Methodist Church, the Catholic Church, King’s Church (Newfrontiers), the Quakers and the Orthodox Church seeking opportunities to work together. ## **Major Works** In October 2023 major repairs to the organ were commenced under a contract totalling £38,465. By the end of the year work to the value of £19,965 had been invoiced and paid . ## **Financial Review** Overall receipts (including donations and legacies) exceeded expenditure by £10,473. After taking into account the unrealised loss on investments our funds and reserves at the year end amounted to £167,218, principally held in designated and restricted funds. Within general funds (representing our day to day operations) the receipts exceeded expenditure by £5,613. ## **Volunteers** We would like to thank all the volunteers who work so hard to make our church such a lively and vibrant community and we particularly acknowledge the substantial contribution made by the work of our churchwarden, Mrs Linda Rigg, who served for throughout the year. ## **Structure, Governance and Management** The method of appointment of PCC members is set out in the Church Representation Rules. At Crosthwaite the membership of the PCC has consisted of the incumbent, churchwardens and members elected by those members of the congregation who are on the electoral roll of the parish. All members of the congregation are encouraged to register on the electoral roll and to stand for election to the PCC The PCC members are responsible for making decisions on all matters of general concern and importance to the parish including on how the funds of the PCC are to be spent. The PCC met eleven times during the year. ## **Parish of Thornthwaite Braithwaite and Newlands** The Reverend Andy Murphie has also been appointed as Priest in Charge at the adjacent Parish of Thornthwaite Braithwaite and Newlands. The Crosthwaite PCC does not have any formal responsibilities relating to that Parish. ## **Administrative Information** St Kentigern’s Church and the Sunday School Room are situated in Church Lane, Keswick and the Underskiddaw Church Room is at Applethwaite, Keswick. The administrative address is Crosthwaite Parish Office, Crosthwaite Parish Rooms, Main Street, Keswick CA12 5NN. The parish is part of the Diocese of Carlisle within the Church of England. 2 Th• PCC is a corporate {PCC Pcrrn Measurn 1W. Churth Rw•s•nlation Rul•s 2011) and ts regisiefed as a charty n England. no 1132320. Incumbenl - Reverend Andy (Choir) Warden8 - Mr8 LYKla R49 Lay Re•Jer - Mr Kolth R¥Jg Mr Laurence DJr8ton4mith. repre8entatNe on Deanery syn￿ . MrB Sarah Canwh)n, S Mr Chris P￿￿1. Troaswof L15a Farren (from 23 2023) Pkn Dorothy Femandez Sara Miller Goofge P•rkin• 1*8 Harr*l Spe￿• IK• 23 W'I 2023} l* Adrian Sturge5 lkn Rathel Thom lkn Linda Teo Cl•ir• Wlll• Approv•d by th• PCC O¢*b•r 2024 and •1on•d ¢)n th•li b•haff ty R•v Andy (PCC Chalr) l.Cr. 9c 144b}ol *• 2011 ka•)d ? f ## **FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023 RECEIPTS AND PAYMENTS ACCOUNTS** |**RECEIPTS AND PAYMENTS ACCOUNTS**|||||| |---|---|---|---|---|---| |**Note Unrestricted**
**General Funds**
**£**
**RECEIPTS**
**Voluntary Receipts**
Planned giving
54,585
Collections at services
10,463
All other giving/voluntary receipts
1
6,447
Gift Aid recovered
9,412
80,907
**Parish activities**
2
18,257
**Activities for generating funds**
3
-
**Income from investments**
-
**Funding Support**
Church Heating
3,053
Churchyard maintenance
2,000
Underskiddaw Electrical Work
-
**Income from Portinscale**
**Mission Room Fund**
934
**TOTAL RECEIPTS**
**105,151**
**PAYMENTS**
**Parish activities**
Diocesan Parish Offer
(55,500)
Church running expenses
4
(20,649)
(10,164)
Parish Room running costs
5
(5,289)
Parish Administration
6
(393)
Parish Room Boiler
(3,401)
Church Screen
(3,392)
Organ Repairs
-
Lighting the Way
-
Cycle Stand
-
Equipment
-
Advertising
-
Elecrical Reports
-
Bell Ropes
-
Underskiddaw CR Door
-
Table
-
Speaker System
-
**Costs of generating funds**
-
**Loan Repayment – Portinscale**
**Mission Room Fund**
(750)
**TOTAL PAYMENTS**
**(99,538)**
**EXCESS OF RECEIPTS OVER PAYMENTS**
**5,613**
**Unrealised Gain/(Loss) on investments**
-
**Funds transferred**
-
**NET MOVEMENT IN FUNDS**
**5,613**
**BALANCE AT 1 JANUARY**
**7,195**
**BALANCE AT 31 DECEMBER**
**12,808**
_12,808_
Churchyard maintenance|**Designated**
**Funds**
**£**
-
-
3,800
-
3,800
-
-
850
-
-
-
-
**4,650**
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
**0**
**4,650**
304
(259)
**4,695**
**60,682**
**65,377**
_65,377_ 5|**Restricted**
**Funds**
**£**
-
-
1,172
891
2,063
-
13,969
952
-
-
3,560
-
**20,544**
-
-
-
-
-
-
-
(19,965)
(313)
(325)
(420)
(177)
-
-
-
-
(106)
-
**(21,306)**
**(762)**
340
501
**79**
**71,064**
**71,143**
_71,143_|**Endowment**
**Funds**
**£**
-
-
-
-
-
-
-
242
-
-
-
-
**242**
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
**0**
**242**
86
(242)
**86**
**17,804**
**17,890**
_17,890_|**Total**
**2023**
**£**
54,585
10,463
11,419
10,303
86,770
18,257
13,969
2,044
3,053
2,000
3,560
934
**130,587**
(55,500)
(20,649)
(10,164)
(5,289)
(393)
(3,401)
(3,392)
(19,965)
(313)
(325)
(420)
(177)
0
0
0
0
0
(106)
(750)
**(120,844)**
**9,743**
730
0
**10,473**
**156,745**
**167,218**
_167,218_|**Total**
**2022**
**£**
55,380
9,647
13,939
10,225| ||||||89,191
20,503
314
1,707
-
-
-
1,152| ||||||**112,867**| ||||||(55,500)
(17,780)
(9,564)
(8,110)
(361)
-
-
(1,765)
(563)
-
(547)
(526)
(3,120)
(1,728)
(1,334)
(165)
(630)
-
(750)| ||||||**(102,443)**| ||||||**10,424**
(6,841)
0| ||||||**3,583**
**153,162**| ||||||**156,745**| ||||||_156,745_| ## **FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023** ## **STATEMENT OF ASSETS AND LIABILITIES** |**STATEMENT OF ASSETS AND LIABILITIES**||||||| |---|---|---|---|---|---|---| |**As at 31 December 2022**
Fixed Assets
Balance at bank and cash in hand
Investments
**Notes**|**Unrestricted**
**General**
**Funds**
**£**
-
12,808
-
**12,808**
_0_|**Designated**
**Funds**
**£**
-
3,852
61,525
**65,377**
_0_|**Restricted**
**Funds**
**£**
-
-
71,143
**71,143**
_0_|**Endowment**
**Funds**
**£**
-
-
17,890
**17,890**
_0_|**Total**
**2023**
**£**
0
16,660
150,558
**167,218**
_0_|**Total**
**2022**
**£**
0
17,304
139,441| |||||||**156,745**| |||||||_0_| ## **Notes** a) The financial statements of the PCC have been prepared in accordance with the Church Accounting Regulations 2006 using the Receipts and Payments basis b) The Endowment Fund is a long held fund from which the income is allocated to the Church Fabric Maintenance Fund c) The movements in the designated funds during the year were: |e movements in the designated funds during the year were:|||||| |---|---|---|---|---|---| |Balance
b/f
**£**
Legacies
56,086
Donations
4,596
60,682
he movements in the restricted funds during the year were:
Balance
b/f
£
Specific Reserve
48,785
Youth Work
2,397
Church Fabric Maintenance
9,156
Underskiddaw Fund
2,144
Outreach Fund
2,991
Specific Items Fund
131
Organ Maintenance Fund
5,460
71,064|Receipts
**£**
739
3,911
4,650
Receipts
£
663
67
124
4,847
179
325
14,339
20,544|Transfers
**£**
(259)
-
(259)
Transfers
£
-
-
242
-
-
-
259
501|Payments
**£**
-
-
0
Payments
£
-
(177)
-
(420)
(313)
(325)
(20,071)
(21,306)|Investment
gain/loss
**£**
264
40
_304_
Investment
gain/loss
£
237
11
44
21
14
-
13
340|Balance
c/f
56,830
8,547| ||||||65,377| ||||||Balance
c/f
£
49,685
2,298
9,566
6,592
2,871
131
0| ||||||71,143| d) The movements in the restricted funds during the year were: e) Monies recoverable on gift aided donations received between October and December are claimable in the following year. At 31 December the amount claimable in 2024 totalled £2,575 (2023 - £2,767) f) The Portinscale Mission Room Fund is a separate charity established with the proceeds of sale of the Portinscale Mission Room and is under the managing custodianship of the PCC. In 2001 a loan of £30,000, repayable at £750 year over 40 years, was made to the PCC to assist with the building of the Sunday School Room. At 31 December the balance of the loan was £12,750 (2022 - £13,500) g) In October 2023 major repairs to the organ were commenced under a contract totalling £38,465. By 31 December work to the value of £19,965 had been invoiced and paid. h) The PCC acknowledge ownership of Hand Bells and a Bishop’s Chair at 31 December 2023 and 2022 but due to their specialist nature and status they have not been valued for the purposes of the accounts I) The church, churchyard and associated buildings together with related fixtures are not valued for the purposes of the accounts 6 ## **FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023 FURTHER ANALYSIS OF RECEIPTS AND PAYMENTS** |**Receipts**
**1. All other giving/voluntary receipts**
Donations
Legacies
Church Appeal
**2 Parish activities**
Fees
Parish Room lettings
Use of church buildings
Sundry
**3. Activities for generating funds**
Appeals
Other special events
**Payments**
**4. Church running expenses**
(including three buildings)
Clergy expenses
Insurance, heat, light,etc
General maintenance
Organ & music
Advertising & website
Other costs and expenses
**5. Parish Room running costs**
Insurance, heat, light, etc
Cleaning
General maintenance
Major repairs
Electrical Report
Sundry
**6. Parish Administration**
Office supplies
Office running costs|**Unrestricted**
**General**
**Funds**
**£**
6,447
-
-
6,447
8,203
8,158
1,880
16
18,257
-
-
0
479
15,976
821
674
576
2,123
20,649
3,332
1,353
465
0
0
139
5,289
393
-
393|**Designated**
**Funds**
**£**
3,800
-
-
3,800
-
-
-
-
0
-
-
0
-
-
-
-
-
-
0
-
-
-
-
-
-
0
-
-
0|**Restricted**
**Funds**
**£**
1,172
-
-
1,172
-
-
-
-
0
12,492
1,477
13,969
-
-
-
-
-
-
0
-
-
-
-
-
-
0
-
-
0|**Endowment**
**Funds**
**£**
-
-
-
0
-
-
-
-
0
-
-
0
-
-
-
-
-
-
0
-
-
-
-
-
-
0
-
-
0|**Total**
**2023**
**£**
11,419
0
0
11,419
8,203
8,158
1,880
16
18,257
12,492
1,477
13,969
479
15,976
821
674
576
2,123
20,649
3,332
1,353
465
0
0
139
5,289
393
-
393|**Total**
**2022**
**£**
12,701
1,238
0| |---|---|---|---|---|---|---| |||||||13,939| |||||||9,707
8,926
1,493
377| |||||||20,503| |||||||314
0| |||||||314| |||||||454
12,824
701
1,454
305
2,042| |||||||17,780| |||||||3,204
1,100
420
2,234
1,020
132| |||||||8,110| |||||||361
-| |||||||361| 7