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2024-12-31-accounts

Cotham Parish Church Year Ended 31 December 2024

St Saviour with St Mary Cotham

(also known as Cotham Parish Church) Cotham Road, Bristol BS6 6DR

ANNUAL REPORT and FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2024

Registered Charity number 1132307

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Cotham Parish Church Year Ended 31 December 2024

CONTENTS Page
Annual Report 3
Reference Information 6
Report of the Independent Examiner 7
Statement of Financial Activities 8
Balance Sheet 9
Notes to the Financial Statements 10

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Cotham Parish Church Year Ended 31 December 2024

Annual Report of the Parochial Church Council of St Saviour with St Mary Cotham

Year ended December 2024

Background

This document contains the annual report for the year ended 31 December 2024 together with the financial accounts for the same year. Our church, more usually known as Cotham Parish Church, is a registered charity (number 1132307) whose charitable purpose is to promote the whole mission of the church within our parish. Our activities, offered for public benefit and to which all (regardless of marital and social status, age, gender, sexuality, and level of church commitment) are welcome, include provision of:

Direction

The PCC continues to pursue its development plan for the Church.

To summarise this plan: Cotham Parish Church’s values of contemplation, inclusivity, creativity, and justice give the church a distinct identity and calling in Bristol. It is the PCC’s intention to express these values and respond to this call by developing our spiritual life, our buildings, our community and our capacity:

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Cotham Parish Church Year Ended 31 December 2024

Review of the Year

In 2023 the Church completed a major building project to fulfil our vision to make the building more noticeable, welcoming, inspiring, hospitable and sustainable. This brought increased income from donations specifically for the project and planned increased expenditure. In 2024 we benefitted from the improved space.

A significant amount of our income comes from our hard work and sympathetic care of our Church Halls and meeting rooms, which are let to a range of community groups and church missions. We have seen a significant increase of regular lets throughout the week. The Buildings Group also manages the ongoing upkeep, repairs and refurbishment of 182 St Michael's Hill. The house's accommodation was reconfigured in 2024, to increase the tenants to five in the house (from four), with two further tenants in the basement flat. Further improvements are planned for 2025, with a replacement bathroom, plus an additional shower room to be installed.

The following areas of our ministry and mission have continued to be significant during 2024.

We believe that the creative and adaptive expression, strong inclusive ethos, lively faith, growing diversity and strengthened strategy and governance put us in a good position to continue to grow

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Cotham Parish Church Year Ended 31 December 2024

our distinctive social and spiritual resource in our part of Bristol. We continue to “tend”, with time, investment, strategic planning and prayer, areas identified in 2023 as important to our goals practice to further strengthen the life of Cotham Parish Church, making the development more vital (i.e. life giving) and sustainable. Areas that were identified as priorities include Foundation and Early Foundations, Green Cotham and other expressions of eco-mission, and Communications and Participation.

Governance

Cotham Parish Church is governed by its PCC which met five times in 2024 and which made some decisions by email. The PCC operates under the Parochial Church Council Powers Measure along with relevant sections of the Synodical Government Measure and Charities Acts. All PCC members are trustees of the charity.

At the Annual Parochial Church Meeting our independent examiner indicated that he wished to step down. Dave Patterson volunteered to perform the task for the 2024 year end accounts. Dave was a qualified chartered accountant and has the required skills under the charity regulations.

The PCC is grateful for the voluntary time and commitment of the many active members of the church community. Together we are continuing to shape plans and build partnerships to express and live out the distinctive identity and mission of Cotham Parish Church.

Signed on behalf of the Trustees

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Cotham Parish Church Year Ended 31 December 2024

Reference Information

Charity number 1132307
Trustees Incumbent and Chair
Revd David Stephenson
Curate
Revd Adrian Howkins
Revd Becky James
Licensed Lay Minister
Pauline Shaw
Warden s
Sally Seaman
Lorna Robinson
Treasurer
Helen Heath
PCC Secretary
Jeni Leggat-Green
Deanery Synod Representatives Janet Mayo
Sally Seaman
Other Trustees
Matthew Carr
Maria Fenner
Sue Hawkins
Karen Jacoby
Nat Schaefer
Church administrator Julia Wright: highburypartnership@gmail.com
Bankers CAF Bank
Nationwide
Independent examiner Dave Patterson FCT
Websites www.cothamparishchurch.org
www.foundationbristol.org
Social media https://www.facebook.com/CothamParishChurch/

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Cotham Parish Church Year Ended 31 December 2024

Independent Examiner’s report to the members and trustees of the Parochial Church Council of Cotham Parish Church

I report on the accounts for the year ended 31 December 2024 which are set out on pages 8-15.

Respective responsibilities of the Trustees and of the Independent Examiner and basis of report

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Church’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent Examiner’s Statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:

_______ David Patterson

Date:

25 Upper Belmont Road Bristol BS7 9DG

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Cotham Parish Church Year Ended 31 December 2024

Statement of Financial Activities for the year ended 31 December 2024

Unrestricted
Restricted
Total Funds
Total
Total Funds
Total
&
Designated
2024
2023
note
Incoming resources
Donations and legacies
2a
£96,929
£15,254
£112,183
£248,147
Charitable activities
2b
£59,657
£0
£59,657
£41,212
Income from investments
2c
£62,649
£0
£62,649
£65,217
Trading activities
£0
£0
£0
£0
£219,235
£15,254
Total incoming resources
£234,489
£354,576
Resources used
Charitable activities
3
£191,491
£11,429
£202,920
£681,353
Fundraising
£0
£0
£0
£0
£191,491
£11,429
Total resources used
£202,920
£681,353
Net incoming resources
£27,744
£3,825
£31,569
-£326,777
Investment gains or losses
£3,510
£0
£3,510
£13,188
Net movement of funds
8
£31,254
£3,825
£35,079
-£313,589
Total funds brought
forward
£929,973
£6,682
£936,655
£1,250,243
Funds
transferred
£0
£0
£0
£0
Total funds carried forward
£961,227
£10,507
£971,734
£936,655

The notes on pages 10 to 15 form part of these accounts.

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Cotham Parish Church Year Ended 31 December 2024

Balance Sheet as at 31 December 2024

2024
2023





£873,535
note
Fixed Assets
Investments
4
£227,045
£223,535
Properties
5
£650,000
£650,000
£877,045






£100,272
Current Assets and Liabilities
Assets
Cash at bank and in hand
£102,597
£83,797
Debtors and prepayments
6
£9,867
£16,475
£112,464
Liabilities:
Falling due within one year
7
£17,775
£37,152
£17,775 £37,152

£63,120
Net Current Assets £94,689

£936,655
Net Assets £971,734
Represented by
Restricted funds
8
£10,507 £6,682
Designated funds
8
£773,590
£773,309 £929,973
Undesignated unrestricted
8
£187,637
£156,664
£961,227


£936,655
Total Charity Funds £971,734

Approved by the Parochial Church Council on date and signed on its behalf by

David Stephenson Vicar and Chair of Trustees

Helen Heath Treasurer

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Cotham Parish Church Year Ended 31 December 2024

Notes to the financial statements for the year ended 31 December 2024

1. Accounting Policies

a) Basis of preparation

The financial statements have been prepared on a historical cost basis except for financial investments which are shown at fair value on the balance sheet date.

The financial statements are prepared on a going concern basis. There are no material uncertainties about the charity’s ability to continue as a going concern. The financial statements have been prepared on an accruals basis to follow the ‘matching’ principle.

b) Funds

Restricted funds are only used for the purpose imposed by the donor or contained in the terms of the grant. Expenditure which meets this purpose is charged to the fund.

Unrestricted reserves are for use at the discretion of the Trustees in pursuit of the objectives of the Charity. The Charity’s policy for use of these funds is shown in note 8.

Designated funds form part of unrestricted reserves and have been designated for particular purposes by the Trustees. They can be undesignated at the discretion of the Trustees. Material designations are explained in note 8.

c) Income and related accruals

Income is included in the Statement of Financial Activities when the Charity is legally entitled to the income, when the amount is known and when receipt is probable. Donations and legacies are recognised when received, and the associated Gift Aid is recognised at the same time, as accrued income.

d) Expenditure

Expenses are recognised in the Statement of Financial Activities in the year when the relevant activity was undertaken - using the accruals basis.

e) Foreign currency

The Charity makes occasional foreign currency donations to overseas charities. These amounts are shown at the sterling cost to the church on the date of donation.

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Cotham Parish Church Year Ended 31 December 2024

f) Tangible fixed assets and depreciation

Consecrated property is not included in the accounts nor are moveable church furnishings which require a faculty for disposal.

The Charity’s freehold residential property at 182 St Michael’s Hill is included at a valuation carried out in December 2017.

All expenditure to maintain and invest in the Charity’s property is expensed. No items are capitalised and no depreciation is charged.

g) Investment valuations

The Charity is the beneficial owner of shares in the CBF Church of England Investment Fund. These are stated at market value on the balance sheet date. Net gains and losses arising from revaluations and disposals during the year are shown in the Statement of Financial Activities.

h) Valuations of inter-fund transfers

When appropriate, money spent during the year is charged against the relevant restricted fund at the year end. In the cases where the restricted fund holds shares rather than cash, the shares are transferred from the fund at the midmarket value at close of business on the day the transfer is booked.

i) Pension costs

The Charity contributes to a defined contribution pension plan on behalf of its eligible employees. These expenses are recognised at the same time as the associated salary.

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Cotham Parish Church Year Ended 31 December 2024

2. Incoming Resources

a) Donations and legacies

Year ended December 2024
Unrestricted
Restricted
Planned giving and donations
£80,864
£14,918
Gift Aid
£16,065
£336
Total
£96,929
£15,254
Year ended December 2023
Unrestricted
Restricted
Planned giving and donations
£59,232
£164,229
Gift Aid
£13,158
£11,458
Total
£72,390
£175,757
Total
£95,782
£16,401
£112,183
Total
£223,531
£13,158
£248,147

In 2023 the church raised £166,232 in grants and donations to support a building project to make the building and site more noticeable, welcoming, inspiring, hospitable and sustainable.

b) Charitable activities

Year ended December 2024
Unrestricted
Restricted
Rent on halls
£27,524
£0
Other charitable activities
£32,133
£0
Total
£59,657
£0
Year ended December 2023
Unrestricted
Restricted
Rent on halls
£22,171
£0
Other charitable activities
£19,041
£0
Total
£41,212
£0
c) Income from investments
Year ended December 2024
Unrestricted
Restricted
Bank interest and investment dividends
£9,548
£0
Rent on property owned by church
£53,101
£0
Total
£62,649
£0
Year ended December 2023
Unrestricted
Restricted
Bank interest and investment dividends
£16,319
£898
Rent on property owned by church
£48,000
£0
Total
£65,217
£0
Total
£27,524
£32,133
£59,657
Total
£22,171
£19,041
£41,212
Total
£9,548
£53,101
£62,649
Total
£17,217
£48,000
£65,217

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Cotham Parish Church Year Ended 31 December 2024

3. Resources Used

Unrestricted
Restricted
Mission and charitable giving
£25,974
£11,429
Parish share
£49,293
£0
Ministry and worship
£18,599
£0
Maintenance/investment in buildings
£49,921
£0
Management and administration
£47,703
£0
Fundraising
£0
£0
Total
£191,490
£11,429
2024
£37,403
£49,293
£18,599
£49,921
£47,703
£0
£202,919
2023
£34,749
£47,464
£18,780
£530,126
£50,234
£0
£681,353

In 2023 the church spent £473,101 on a building project to make the building and site more noticeable, welcoming, inspiring, hospitable and sustainable.

4. Investments

Market value brought forward
Gains/(Losses) in the year
(Disposals)
Market value carried forward
2024
2023
£223,535
£510,346
£3,510
£13,189
£0
£227,045
(£300,000)
£223,535

The church’s investment funds are invested in the CBF Deposit Fund and the CBF Investment Fund. The ethical principles for these funds are set by the Church of England’s Advisory Group.

5. Freehold Properties

Freehold properties comprise the Church Halls (£100,000) and the investment property at 182 St Michael’s Hill, Bristol (£550,000) which are included at a valuation as at 31[st] December 2017.

6. Debtors and Prepayments

Other debtors
Gift Aid tax reclaims
Total
2024
£6,303
£3,564
£9,867
2023
£12,437
£4,038
£16,475

7. Liabilities

Accruals and deferred income
Total
2024
£17,775
£17,775
2023
£37,152
£37,152

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Cotham Parish Church Year Ended 31 December 2024

Accruals and deferred income include a retention of £9,942 in respect of the 2023 building project. This was paid to the building contractors in January 2025.

8. Movement in Funds

31
December
2023
Green Cotham
£5,665
Chernobyl Children's
Lifeline
£1,017
Cotham Club
£0
Total Restricted
£6,683
Property
£650,000
Improvements
£54,259
Charity Emergency
Giving
£1,389
Mission and Outreach
£67,412
Kumyul's Fund
£249
Total designated
£773,309
Unrestricted and
undesignated
£156,663
TOTAL
£936,655
Income Expenditure
Fund
Transfers
Investment
Gains
(Losses)
31
December
2024
£10,527
£6,920
£0
£0
£9,272
£2,226
£3,000
£0
£0
£244
£2,500
£1,509
£0
£0
£991
£15,253
£11,429
£0
£0
£10,507
£0
£0
£0
£0
£650,000
£506
£0
£0
£0
£54,765
£1,672
£1,648
£0
£0
£1,413
£0
£0
£0
£0
£67,413
£0
£249
£0
£0
£0
£2,177
£1,897
£0
£0
£773,590
£217,058
£189,594
£0
£3,510
£187,637
£234,488
£202,920
£0
£3,510
£971,734
Income Expenditure
Fund
Transfers
Investment
Gains
(Losses)
31
December
2024
£10,527
£6,920
£0
£0
£9,272
£2,226
£3,000
£0
£0
£244
£2,500
£1,509
£0
£0
£991
£15,253
£11,429
£0
£0
£10,507
£0
£0
£0
£0
£650,000
£506
£0
£0
£0
£54,765
£1,672
£1,648
£0
£0
£1,413
£0
£0
£0
£0
£67,413
£0
£249
£0
£0
£0
£2,177
£1,897
£0
£0
£773,590
£217,058
£189,594
£0
£3,510
£187,637
£234,488
£202,920
£0
£3,510
£971,734

£187,637
£971,734

The use of restricted funds is determined by the intentions of the original donor or grant.

Name of fund Purpose Green Cotham

This project, which is run in partnership with High Kingsdown Community Association, invites people to a weekly drop-in session at which they garden local, publicly accessible, green spaces for the benefit of people and wildlife. In 2023 the PCC transferred £5,685 into this fund to demonstrate commitment to the Green Cotham project.

Chernobyl Children To directly support families in Ukraine and Belarus that continue to suffer from the radioactive fallout of the 1986 Chernobyl nuclear power station explosion.

Cotham Club Funds specifically donated to support the Cotham Club Music through Community initiative.

Designated Funds

The use of these funds has been designated by the trustees as follows:

Name of fund Purpose

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Cotham Parish Church Year Ended 31 December 2024

Property The fund represents the historic valuations of the church halls and of 182 St Michael’s Hill, which the trustees intend the charity to continue to own and use in pursuit of the objectives of the charity.

Unrestricted and Undesignated Funds

These funds represent the unrestricted and undesignated reserves of the Charity. The trustees have decided that, to be prudent, this church will hold 6-12 months of unrestricted running costs to protect the church should future events lead to a reduction in income. This policy and the levels of reserves maintained will be reviewed at least every 12 months.

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