SL Maryarefs Parfsh Church Stanford-lfrHope wlth Mucklng
Annual Report of the Parochial Church Council
for the year ended 31 December 2025
Adminlstrative Informatlon
St. Margaret's is situated in The Green, Stsnford-IprHope. It is part of the Diocese of
Chelmsford within the Church of England.
The (X)rresponden￿ address:
st Margaret's Church. The Green. stsnfOrd-￿-HOpe, Essex SS17 OEP.
The Parochial Church Council (PCC) 18 registered with the Charity Commission.
Registration number: 1132298
PCC members who have served from 1 January 2025 until the date this report VAS
approved are:
Incumbent..
The Revd Thomas Rout (chalm)an)
Wardens..
Peter Goodwln
Richard Allen
Ed Kearney
(to APCM 2025)
(from APCM 2025)
Representatives on
the Deanery Synod.. David Hamilton
Mark Wenn
EleGted membern Anne Finch
Alex Green
Donnie Jone8
Janet Kwakye
Sue Lester
Ramatu Mavita
mary Mehegan
(from APCM 2025)
(from APCM 2025)
(to APCM 2025)
{￿-Opted 19th May 2025
to 19th January 2026)
Llllan Mitchell
Anita Nu8S
Jessica Rout
Mary Taylor
(CO￿pted 19tt1 May 2025)
(from APCM 2025)

SL Margaret's Parish Church Stanford4e-Hope with Mucking
Annual Report of the Parochial Church Councll (continued)
for the year ended 31 December 2025
Structure, governance and management
The method of appointrnent of PCC members is set out In the ChU￿h
Representation Rules. At St Margaret's the membership of the PCC consists of the
incumbent, churchwardens, deanery synod representstives and members elected by
those members of the congregation who are on the electoral roll of the church. All
Church attendees are encouraged to register on the Electoral Roll and to consider
standing for election to the PCC.
Alms and purpogeg
St. Margaret's PCC ha8 the responsibilty of co-operating w51h the incumbent, the
Revd Tom Rout in promoting in the ecclesiastical parish the whole mission of the
Church, pastoral, evangelistic, Social and ecumenical. It also has Maintenance
responslbilities for the buildings and grounds of St. Margaret's, The Green, Stanford-
le-Hop8 and our part of the churchyard at St John the Baptisc Mucking.
Objectlves and Actlvltlej
The PCC is Gommitted to enabling a3 many people as possible to build a relationshlp
wlth God through Jesus Christ and to become part of our parK8h community at St
Margaret'8. The PCC maintains an overiiew of misslon and ministry throughout the
area and makes suggestions on how our minlstry can Invofv the many groups that
live within our parish. Our ser4fjce8 Seek to put faith Into prnctlce through prayer and
8CriPture, music and sacrament.
When planning our activities for the year, we have considered the Commlssion's
guidance on publtc benefft, and partiojlarfy the supplementary guidancè on Charities
for the adVan￿rnent of Christianity. We try to enable ordinary people to live out Iheir
faith as part of our parish communty through..
Worship and prayer. leaming about the Go8pel,' and developing thelr knowledge
and trust in Jesus.
Provision of pastoral care for all people regardless of background or status.
Missionary and outreach work.
As part of this work it is important that we maintain the fabric of the buildings and
grounds of St Margaret's, Stanford-le-Hope and our part of the churchyard at st John
the Baptisc Mucking.
Achlovements and perfomiance
chU￿h attendance
All are welcome to attend our regular wvlces. As at the AGM of 11 May 2025, there
are 89 (99 in 2024) parishioners on the Church E￿ctOral Roll. The average weekty
attendance was 70 adults (63 in 2(r24).

SL Maryarevs Parish Church Stanford4e44ope with Mucking
Annual Report of the Parochial Church Council (continued)
for the year ended 31 December 2025
Revlew of the PCC year
The full PCC met 8 times durirKJ the year (8 in 2024). wtth an average attendance
18vel of 10110 in 2024). The PCC members are responsible for making decisions on
all matters of general concern and importance to the parish induding deciding on
how the funds of the PCC are to be spent. New members are made aware of
resources available to ass5St them In thelr role.
Worshlp and Prayer
The PCC 18 keen to offer a rnnge of services during the ¢X>Uf8e of the year that our
communty find both beneficial and spiritualty fulfilling. We carried out our usual
variety of speoal Christrnas services, includlng Carols by Candlelight, Christingle for
Tots, Family Carols and ChrrJtrnas Eve Midnight Hoty Comrnunion. Our usual Good
Friday Reflectlve Servtce took place. Vve also offered a mid-week Holy Communion
service on Thursdays whlch had an average attendan￿ ￿Ve1 of 88venteen {8iXteen
In 2024). We also hold a Compline Service on Tuesday evenings, this has an
average attendance of ten (e￿ht in 2024).
A8 well as our regular eervi￿, we enable our communty to celebrate and thank
God at tha milestones of Ihe journey through life.
Through baptism and
thank8gDiing, we thank Gijd for the gffl of life. in marrtage publiG vows are exchanged
with God'8 blessing and through funeral servic*s friends and family express thelr
grief and give thanks for the Irfe which is now complete in this world and to commend
the person into God'8 keeplng. We have cxlebratgd 1 wedding (1 In 2024) and held
9 funerals (10 in 2024) in our church th18 year.
Youth Blble study
(Rav Tom Rou¢ Denise Wem)
In September we 8tsrted a Kpekly 8ibl8 for 88condary 8chool aga young people. The
group runs for 90 minutes every Tuesday evenlng In the hall. The ffir8t part Is a Blble
study where we￿e been looking at the gospel of Mark, using the 'induGtive' study
method, designed to engage the young people in the features of the passage, by
making observations and interpreting what they read. Wa have had some great
conversations as we team about Jesus. as well as sharing about sc*booI. their
hobbles and interests, prayer needs and so on. The Lgst 30 minLrtes are more social,
with time for table tennis and chatting rf the young peopte want to stsy. We hetd
Christmas social and a Shrove Tuesday pancake party to which some of their friends
also came. Normal numbers are betwRen 5-10 young people,. we've raally 8njoyed
leading the group and pray Ihat it will grow in the (x)ming year.

SL Maryaret's Parish Church Stanford-le-Hope wlth Mucklng
Annual Report of the Parochial Church Council (continued)
for the year ended 31 December 2025
chu￿ h Wardens Fabric Report
The year 2025 - 2026 has been a busy year in the life of St Margarers Church.
Following the Quinquennial Inspection of St Margaret's Church on Thursday, 3 Aprll
by our, then Architect Mr John Bailey, this very detailed 63-page, 5 yearly report,
covers many aspects of the condition of the d)urch building and highlighting the
areas and prioriiies of the work that needs carrying OUL
AS Church Wardens we have been working through the m08t urgent points Identlfled
in the report, focusing mainly on stopping water coming in through the roof abova the
font. This work will be ongoing through 2026. and may require additional fundraising
actfvity or grant applications. depending on the extent of the damage that is
uncovered.
The report 58 available to anyone who wshes to read It, pleas8 speak to elther
Richard Allen or Ed Keamey for more infonnation.
We, the Church Warden8 and the PCC recognise that we act 88 Custodians of a
wonderful historic Grade 1 listed building and ￿sh to hand rt on to future generations
in good condttlon, as a place for wor8hlP and praise to God.
The church organ has had its annual tune up to keep it in u8e at our 8ervic*8 as well
as weddings and funerals. Areas of repair and maintenance are likely soon to be
needed with c<>8ts likely to run into thousand8 of pounds rf wish to continu8 to Ube
Gas boilers and appllances were given their annual service. PAT Testing service ha8
been carried out by electric specialists. Our utility contracts were renewed.
The church roof alami servicing has been carried out. Flre extinguishers check ha8
been carrted out. The fire alarms have all been checked. Gutter maintenance
cleaning has been carried out to the including the gutter between the church roof and
the clock tower. Further investigation looking at preventattve measures are ongoing.
A noticeboard in the church now includes photos of those on the PCC, The Wardens.
Safeguarding Officer and Rev Tom Rout. We also have a rota system on the
nottceboard so peopte can check their dates they are on duty, to sh¢)w others we
have volunteer roles which they may also be able to do. It is also useful for the
Church Wardens to check on Sundays to look for gaps if someone doesn't turn up
for whatever ￿asOn.

SL MaryareV8 Parlsh Church Stanford4e4lope with Mucklng
Annual Report of the Parochial Church Councll (contlnued)
for the year ended 31 December 2025
Church Wanlens Fabrfc Report (conllnued)
A new group are ¢urrenty looking at our website wth a view to upgrading to ensure
our digital communications remain relevant and up to date. We currently use A
Church Near You website.
The year 2025 has not been wlthout ts challenges %tsthere money is scar(*. parlsh
Shares must be met, and repairs still need to be carried out and our beautiful ancient
Ghurch building maintained and fit for purpose into the future.
We are aware how much the church ￿lIes on the generosity of both congregatlon
and local communty: we offer th088 our grateful thanks.
The parish share payments we make to the di0￿Se of Chelmsford are paid through
The Ephesian Fund. a trust set up to ensure that the parish share we and other
churches using the Ephesian FurKI V￿ pay 18 Used lo resource parish ministries that
are commltted to the historic Biblical teaching on the place of sex within heterosexual
marriage.
A8 Church Wardens ￿ thank our congregatnn offer their skills, tim8 and haid work
to help in variou8 ways. within our church community, whether, PCC. administration.
cleaning. grounds maintenance, buikling maintenance. fundraising, tech support,
music provision8 and more. We are also aware many do this while balancing their
family and work Ilfe and other life hurdle8.
We would also Ilke to thank our tower captain Alan Gisby for continuing to maintain
the church bells and clock, ensuring that the time dlsplayed and remain accurate all
year round.
FSnalty. and not18&8 important, ￿ ￿￿Uld like to add that the suspen8ton of
presentation (by which Tom was appointed "priest-in-charge. pending p088ibie re-
organisation) expired In April 2025 and a church legal prO￿sS has since been
underway to have Tom appointed Rector of our parish, this has been agreed by the
pcc.
We woukl especially IM(a to thank Rev Torn Roul for his leadership throughout the
year arKI taking us into the fvture. We give thank8 and prai88 for the guKlance of the
Holy Spirit through Jesus Chrisl our Lord and Saviour.
Church Warden&
Richard All8n
Edward Keamey

St. Maryaret's Parish Church Stanford4e-Hope wlth Mucking
Annual Report of the Parochial Church Councll {contlnued)
for the year ended 31 December 2025
Tuesday Tots
(A Nuss and K Bipnvenu)
Tuesday Tots is still going well. tt is real￿ satisfying to see the children pLgylng
together in the big space which they don't have at home. Mums and grandparènts
enjoy having a chat, IVS another way of making friends for them a8 v￿11, and having a
cup of tea mid-moming.
Vve have two new helpers, Lllian Mrtchell and Angela Hall.
Deanery Synod
(Math Wenn, Dawd Hamitton (Deanery Synod repr&sentatNes May 2023 - May
2026), Rev Tom Rout)
The deanery synod meets three t*ne8 a year and has discussed numerous times the
Shortfall in parish share pald across Thurrock deanery, and the impact this will have
on the number of dergy the Dlocese will be able to appoint to the deanery. ￿lIe the
expected reduction in clergy numbers is unlikely to occur in 2026 (when vicars in
North Grays I Stifford and Tilbury retire) the me&sage is dear- there are certaln
costs to Ministry, and the deanery can only expect what it is able to pay for.
There have been a number of interesting presentation8, especially from Hope UK,
Christian charity that helps teenagers at risk of substance abuse.
This year supported the Orsett Show (held annually on the first Saturday of
SeptembeT), where 'rnicro services, are held on the hour at the Thurrock deanery
tent to demonstrate our farth Presen￿ at the 8h(w, and to promote the Angllcan
church88 across the local area.
In 2025 we paKI £9 as our small regular contrlbution to the deanery fund.
We thank God for continued good relationships between the clergy of our deanery,
and for the leadership of Area Dean David Rollins.
Pastoral Care
Some members of our parish are unable to attend church due to sickness or age.
Our clergy and other members have visited all church members who cannot travel, to
chat and pray wlth them or to ￿letsrate Ix)mmunton with them either at their homes
or In hospital.
Mission and Evangellsm
Mission and evangelism at the Tr￿art of the work Jesus gave hts thurch to do, and a
churth stays ￿althY by stKking to ts tsskl have sought to make misslon and
evaTrJelism a prK)rity.

SL Margaret's Parish Church StanfOrd-le￿0pe wlth Mucking
Annual Report of the Parochial Church Council (continued)
for the year ended 31 December 2025
Mlsslon and Evangelbm (confjnued)
The Open the Book tsam have ￿ntinu￿{ to bthg ts storfes me88age ofthe Bt)le lo
our local prynary 8choob. Tu• is a minsty that shares the message of Jesus
wfth toddlers and parents, %Mth Y6its into Ihe thurch to marf( Christmas, Easter and the
end of term.
Op8n The Book
Bible Soclety's Open The Book programme u8e8 The Storytelling Bible written by
Bob Hathan. It holds a three year programme of 90 Bible Stories from Gene818 to
Revelation. The Bible Society provides online support as well as face to face training.
Maketon signing training 18 also available as many schools already use this to
support children with special needs. Every Thursday in school terns our team of
Storytellers presents a story to all Key stage 1 children in the hall at Stanford Le
Hope School. Teachlng staff and class assistsnts al80 attend. Lisa Stanfiekl,
Administration Head of Stanford School y￿1¢OMe8 and supports us. Open tho Book
helps sthool to meet statutory collecdve worship requirement8, and w8 are a link
between school and St Margaret's church. Open The Book is storytelling, so children
of all Falths- or those with none can hear. watch and enloy Bible stories for thelr
own sake. After the story there is an opportunty for guided quket reflectlon. This Is
followed by a short dosing prayer which chiklren are invited to make their own by
Joining in with the "Amen. at the end. For Storytellers our ministry is working as
group to share Bible stories with chlldren (and through them, their parents or carers)
and school 8taff.
Out team ha8 changed in thts past year wlth 2 more Slorytell8rB jolning u8 no longer
able to help us, and one new member. George has been able to rejoin us, and we
welcome his support. We are Ihankful for the support of our Church Famity through
prayer and help with reSoUr￿s. We constantly seek rnor8 Storytellers. Plea8e
consider gNing an hour of your tlme on a Thursday morning 8.30 to 9.30am. An early
start that blesses us and leaves the rest of the day clear for church coffee morning
and Thursday Communion.
Ecumenlcal Relationships
We are grateful to the United Benefice of Corrlngham aNI Fobbing for all the 8UPPOrt
shovm to us supportK)g the bereaved and during the time of Rev Tom Rout's
sabbatlcal
Tom continues to meet regularty with the ministers and leaders of other local
churches in Stanford-le-Hope and Corringham.

SL Maryarevs Parish Church Stanford-le-Hope with Mucklng
Annual Report of the Parochial Church Council (continued)
for the year ended 31 December 2025
Vjcarfs report
I took a 3 month sabbats'cal over the summer months June. July and August. This
much needed time of retreat, refiection, and renewal was only possible becau8e
other people kindly covered my nomial Sunday responsibilfties. I have 2 group8 of
people to thank for that. Firstty, the ministry team and church wardens of our church,
who took on a lot of extra work, and kept things golng. Secondly clergy from around
the deanery, who cam8 to preach and glve Hoty Communion. I know their ViSFts V￿re
well received.
That 3 month period demonstra￿ the extent to which our own parish mlnisty is
connected to the wider ministry in the deanery. This is a pattern of mSnistry we need
to get Used lo. The new Archdeacon of Southend, Sue Lucas. has ufKlerlined that a8
time g068 by clergy will be expected to help in other parish churches. I will have to
cover Sunday servi￿$ elsewhere in ThurroGk on an increasingly regular basis. Good
thing I had a restful sabbaticall
I was delighted to come back from my sabbats'cal to find the church wa8 full of new
faces. lthile I wa8 away, God had contlnued brlnglng new people inl Several of
these newer people have since joined fellowship groups. and l or been bapiised /
confim8d. Walcoming new people and helping them find their pla￿ in the church, In
order for them to grow with us to maturity in Christian faith, 18 not an Optional extra,
or something we can ever be indifferent about or grow tired of. It is our mission. our
calling. God de1￿ht$ to welcome new people into hi8 Ghurch, so they can share with
us in the joy of knowing Je8U8 ... and what God delights In, we 8hould delight in tool
l am Sure it has plea8ed not onty us, but also God, to see St Margaret's beMm8
more outward looking over ￿ past year. We are growing more aware of the world
around us. and its needs. At last yearfs APCM a question was asked about the fact
we still did not fo￿nallY support any Christian charities or mission organisations. Over
the course of Ihis year we have adopted Christian charlty Open Doors, whose focus
18 on drawing attention to the persecutlon of Christians around the world. Our
Chrislmas-week giving was taken for Open Doors, and we have begun giving
updates and new8 about the woth of Open Doors, for our prayers. We also had
visiting speaker from Open Doors, Howard S, come and speak in a morning service
and at a shared lunch. We have rene￿￿d our conom for God's people around the
world - and found ourselves uplifted by the Holy Spirit, as a resulll
In September Geoff and Caroline Sha￿. church partnership offiors from misslon
organisation Agape, vistted. They encouraged the church in our personal
evangelism, and intrOdU￿d us to a course called Ltving and Telling. designed to h8lp
Christians share their faith naturally wtth frtends. Several of our fellcw8hip groups
have been using this material.

st. Margaret's Parish Church Stsnford4e4lope with Mucklng
Annual Report of the Parochial Church Council (continuad)
for the year ended 31 December 2025
VlcaVs report (Continued>
In terms of our contaca wtth the local communty, we have continued to welcome
local sthools to St Margareys. particulaTty around Christmas time, when several local
schools come in to hold Christmas concerts and se￿1￿$. Ministries like Tuesday
Tots have continued to connect with parents of childr8n under 4 years old, and in
September we began a new youth Bible study, which has attracted between 5-10
secondary school aged young people each Tuesday evening during term time. In
November young and old from across the local community gathered in huge
numbers on The Green for the annual Remembrance Sunday 8eNi¢8 and parade of
unif0m￿d organisations. Some older people in the community can no longer get out
and about, and 2025 VRS Ouf first full year holding monthty SeNi￿S for residents of
Cedar House care home on Southend Road. Between 15 and 20 re8idents attend
those services, along with a number of staff. We continue to collect donations for the
Thurrock Food Bank, and Christmas gifts for th8 women and their children who
access help from Changing Pathv￿y8 Women's Refuge in Basildon.
There are a￿ayS so many people to thank. who have gtven up thelr time to he*. If
you are someone who plays a part regularty in church life, then please take these
words as my thanks to you for what you do. Your help makes a real drfference.
Shortty before the8e reports were due In. our parish admin18trator of nearly 25 year8,
Janice Wilkins, let us know that she plans to retire. Janice is helping us get ready for
this year's APCM and will be stepping down at the meeting on the 10th May. I know
that wlll all want to pla￿ on record huge thanks foi all that Janice has done over
nearly a quarter of a ￿ntUry to help 'make St Margaret's tick.. both as admlnlstrator
but also as treasurer, and wlll mark our thanks on 10th May. We couldnl have done It
wlthout you, Janti...
. except now we wlll have tol So. whlle we are sorry to See JaniGE go, vft ar8
rapklly preparlng to transfer all the everyday operatlonal things that go into running a
church to a new team of volunteers. We will need a number of commltled, rellable
and competent people to take on just one thing, whatever part they are able to play,
in Order for St Margaret'8 to conlinue to fundon safety and smoothly.
I know you will all give your 8UPPOrt and enCourag￿T￿t to all those Peop￿ taklng on
new roles and to th8 need in %)me cases to do things in new ways, in order that we
can become even mre effective in welcoming new people and helping them to
discover the saving love of God that is found in Jesus Christ
Serving God together In ChrtsL
Rev TL¥n Rout
10

SL Margaret's Parish Church Stsnford4e4lop8 with Mucking
Annual Report of the Parochlal Church Council (continued)
for the year ended 31 December 2025
Safgguardlng
(Donna Tough, PSO and Rev Tom Rout)
In Juty our Parish Safeguarding Officer (PSO) Donna Tough offered in-person baslc
safeguarding training. About 7 people attended. Those with roles in church are
reminded to renew thelr Safeguarding training shortly before their accreditation
expir68.
We are commltted to follo*ing the Safer Reuuitm8nt process when bringing people
into church role8.
We display statutory 8afeguardlng notica8 in public place8 In the church and hall, and
on our website, notice-sheet and scrolling notices vlslble on screen before servlc&8.
Since September we have been looking at expanding our Safeguarding team, with
the possibility of other PSOS to work alongside Donna.
There were no Safeguarding Incldents, Concems or allegatlons reported to the Parlsh
Safeguarding Officer or Vlcar Tom Rout in 2025.
We contlnue to pray that the church may be a safe place for everyone to come, and
that as a communty vle will work together to ensure that children and vulnerable
adults are kept safe from hami.
FellovAhlp Group8
{Ry8n Wilkinson and Rev Tom Rout)
Over the past year, Fellow8hip Groups at St Margaret's have continued to provlde
opportunities for fellowship, spiritual growth, and exploratlon of God's Word. In 2028,
we have four groups meeting fortnightly at drfferent times and in different locatM)n8
around Stanford-le-Hope. We regulatty encourage those who are not yet in
fellowship group to conskler joining one, for all the benefits of belonging to onel
Occasionalty in 2025 Ihe Fellowshp Groups have followed the same teaching
material. In the summer we all studied the book of Jonah. Then In late 2025, we
started W￿rkIng through the 'Living and Telling, course put together by Agape UK. In
Spring 2026. Fellowship Groups have started exploring the book of Job together,
using materials published by 'Book by Book,, allowing opportunities to engage more
deeply with th8 corresponding Sunday sermon series. This consistency has allowed
for Ticher discussions and a 8trong8r Sense of unty across all the dtfferent Fellowship
Groups at St Margarefs, and is something we V￿ll continue to do going foward.
The vision fof Fell0V￿hip Groups 15 that they be grounded in three key principle6:
being Bible-centred, relationshipfocused, and appl1¢2tion￿rr%en. As we look ahead.
we are thankful for God's faithfulness in using fellowship groups to encourage us in
our faith, and w￿ are excited to see how He will continue to use them to buikl up HIS
11

st. Margaret's Parfsh Church Stanford4e41ope with Mucklng
Annual Report of the Parochial Church Councll (contlnued)
for the year ended 31 December 2025
Fellowship Groups (contin￿d)
church. Please pray for Grxl to give the rKJht capabilty and capacity to existing
leaders and future leaders, as Fellowship Groups continue to grow and develop.
Flnanclal revlew
Total receipts on ordinary unrestrthd fvnds were £104,889 and are detsiled in the
financial statements on pages 14 - 23. In 2024 this fuure was £94,528 and is an
increase of 110/0. Voluntary income on ordinary unrestrfcted funds during the year
excluding tax recoverable wa8 £51.196 and in 2024 was £53,203. A further £9,724
was r8¢eived from Gtft Akl {£8.925 in 2024).
£102,134 wa8 8P8nt from unrestricted funds to provide the Christlan ministry from St.
Margaret's Church, if)cluding the contribution to the diocesan parish share, whlch
largely provides the stipend8 and housing for the C￿rgY. The PCC paid a part Parfsh
Share of £57,480. In 2024 thls figure was £56,000.
The result for year was a net incfease In funds of £2,755. After transfer8 to other
funds the balan￿ carrkd forward a8 at 31 Decemb8r 2025 for unrestricted fund8
wa5 £28,958.
A3 detalSed on page 22. the churth hokls both re8trlcted funds and Endowment
Funds. In the year. restricted fvnds decreased by £122 and the endowment fund by
£110. This results in comblned total funds (arried forward as at 31 December 2025
of £32.318
It Is our policy to Invest our exce86 fvnd8 balances with the COIF Charltl88
Investment Fund.
Approv￿1 by the PCC on 10th May and 8lgned on thelr bohall by Tom Rout
{Prlo8t In Charge) and Richard Allen (Church Wardan).
Signed
Tom Rout
Signed
Rlchard Allen
12

Independent examinefs report to the PCC of
SL Margaret's Parish Church Stanford4e4lope wfth Mucking
for the year ended 31 Decembor 2025
iiesffte r••ponJlbllltles ol tru•ttss and •x•mln•r
The members of the PCC ￿nSider that an audit is not required for th18 year
(under the Charities Ad 2011) and that an IrKlepend8nt WAamlnatlon is ne8ded.
It is my r8spon8ibiliiy to..
examine the accounls (under section 145 of the Ch8ritig8 Act 2011)."
follow the Pro￿dureS lahj down in the general direrlFons given by the
Charity Commlssioners lurxjer 8ectiDn 145(5Kb) of the 2011 Act); and
State whetsw partlcular ￿tterS ha* to my attention.
8a•ls ol Ind•pond•nt examlnefs r•port
My examination was ¢3rried (Mjt in a(XOfdanc* with the g8n8r81 direction8 oiven
by the Charity Commissloners. An examinatk>n indudes a review of th8
accounting records kept by the Church and a comparison of thg acL¥)unt8
presented with those record8. It also includes o)nsideration of any unusual
itoms or discbsures in th8 8c£ounts and se8klng explanathjns from the
members of the PCC conCemW￿ any such matters. The procedures
undertaken do not provide alF the evldence that W￿ld b8 required In an audlt,
and ￿nsequentlY I do not express an audit oplft￿n on the a¢(yJunt&
Indopendént wjm1r￿￿S •tst•moirt
In wnne(thn my exarnlnatton. no matter ha8 ￿me to my attentlon:
1. whth gives me r88sonable cause to belleve tr￿t In any mat8rlal respect tha
truste98 have not met the requirements to ensure thaL'
proper acwunting re¢ord8 are kapt (in accordan￿ with Section 130
of the Ad): and
a¢counts are prepared which egrea wllh the actounting records
and ￿mplY with Ihe accounttru requirements of the 2011 Act.
or
2. to whlch. in my oplnkjn, attentlon should b8 drawn to enable a proper
understanding of the accounts to bo reached.
These financi815tstements have been prepared in actordance with the
ststement of Reojmmended Accounting Practi￿. Accounting and Reportlng by
Charlties (SORP 2005), issued In March 2005. UK A(￿UntIng Standards and
the Charities Act 2011.
Charlotto Hlcks CA
136 Chesterton Cktse
Ipswlch
IP2 9UJ
9th May 2028
13

St. Maryarevs Parish Church Stsnford-le-Hope with MuckSng
ststement of financial activities
for the year ended 31 December 2025
Nole Unrastrlcted Restrfcted Endo*Thont 2025
2024
Funds
Funds
Funds
Total
Total
Fund• Fund8
Incoming Resource
Voluntary incom8
Activ￿185 for generating
furKIs
Income from Investrients
ChLbrGh actNities
2{a)
21b)
60,920 62,128
39,896 30,453
39.896
2(c)
2{d)
247
247
3.828
277
1,670
Other Ineomlng resources
Totsl Incomlng resources
2{e)
104 889 94 528
Ro8ource8 expondod
Fundralslng trading costs
Church 8ctivide8
Govemance costs
Totsl M8ourco8 •xpendod
31b)
3(a)
31c)
110
110
102.258 101,237
102.134
122
122
110 102 336 101500
Not Incomlntyloutgolng)
rn8our¢es before
tran•fern
1756
1122)
(110)
2,623 (6,972)
Gross transfers bdween
fund6
Not Incomlngloutgolng
resources before other
recognl8•d gains &
Iomes
1756
1122)
(110) 1823 16,972)
Other recognl4ed
gaIn￿{lo8898)
Galn on investment assot
Net movement In tunds
122
110
Total funds bro￿ht f(mrd
1 January
Totsl funds ￿trIed
fornTard 31 t)ecember
26.203
1.297
2,295 29,796 36,767
28,958
1,176
2,185 32,318 29,796
14

SL Margaret's Parish Church Stanford-le-Hope with Mucking
Balance sheet
as at 31 December 2025
2028
2024
Flxed asset8
Investments
2.185
2,185
2,295
Current as•gts
Debtors
Bank and cash
3,304
25,654
28,958
32.877
33,211
Current IlabilitiO8
Creditors.. amounts falling
due within one year
Net current asset•
30,133
27,500
Total a8•et81088 curr•nt Ilabllltles
32,318
29,795
Credltors.. amounts falllng
due 8ft8r one year
Total net assets
32,318
29,795
Parlsh fund•
Unrestricted
Restricted
Endovmignt
28,958
1.175
2,185
32,318
26,202
1,298
29,795
Approved by the Parochial Church Council on 10 May 2026 and signed on its behalf by
Tom Rout (Priest in Charge) and Richard Atlen (Church Warden)
S￿ned
Tom Rout- Priest in Charge
Signed
Richard Allen- Ch
arden
The notes on pages 16 to 23 form part of these acA)unts.
15

St. Maryaret's Parish Church Stanford-le-Hope wlth Mucking
Notes to the accounts
for the y￿r ended 31 December 2025
1. Accountlng pollcles
a) Ba815 of prnparall¢>n
These financial 8tatements have been prepared in accordance with the
Church Accounting Regulations 2006 together with applicable accounting
stsndards and the Ststement of Recommended Practice (SORP) 2005.
The financial 8tstements have bean prepared under the historical cost
eonvention. investment assets are Shown at cost. The financial statements
indude all transactions, assets and IBbilÉii8s for which the PCC is responsible
in law. They do not indLKle the accounts of church groups that owe their main
affiliation to another body, nor those that are infornal gatharings of church
members.
b) Fund8
Endowm•nt fund8 are funds, the c8Pital of which must be mainlained; only
Income arising from the investsnent of the endovment may be used either a8
restricted or Un￿trICted fund8 depending on the purpose for whlch the
endowment was established. St Margarefs has one such fund
The
Ellzabeth Dawdson Fund, managed by COIF. the interest of vthich is paid into
the General Fund.
Restrleted funds represent (a) Income from tW8ts or endovmients which may
be expended only on those restricted objects provK4ed in the terns of the trust
or bequest, and (b) donations or grants received for a specific objeGt or invrted
by the PCC for a specbfic object. The funds may only be expended on the
specific object ft)r which they were given. Any balance remaining unspent at
the end of each year must be carFied foward as a balance on that fund. The
PCC does nol usualty invest separatety for each furKI.
Unrnstrlctsd lund8 are general funds as ￿*11 as unrestrictad fund8
designated for a particular use by the PCC, which can be used for PCC
ordlnary purposes.
c) Incomlng rnsOU￿
Planned giving, collections and donations are recognised when received. Tax
refunds are recognised when th8 incoming resource to which they relate is
received, on an annual basis, usually at the end of the year. Grants and
legacies are accounted for when the PCC is Jegally entitled to the amounts
due. Diwdends are accounted for when recetvable, interest is accrued. All
other income is recognised when it ts receivable. All incomlng resources are
accounted for gross.
16

St. Margaret's Parish Church Stanford-le-Hope wlth Mucklng
Notes to the accounts (continued)
for the year ended 31 December 2025
1. Accounllng policles (conllnued)
d) ResOU￿e$ •xpended
Grants and donations are accounted for when paid over. or when awarded, if
that created a blnding or constructive obligat50n on the PCC. The diocesan
parish share is accounted for when paid. All other expenditure is generally
recognt8ed when It Is incurred and 18 accounted for gn)ss.
•) Flxed assets
Consecrated and benefice property k8 not included in the aco)unts In
aC￿rdance with s.96(2)(a) of the Charflles Act 1993.
Movable church furnishings held by the churchwarden8 on special trust for the
PCC and which requlre a faculty for disp08al are inalEnable property, listed in
the church's inventory, which can be inspected (at any reasonable tlme). For
anythlng a￿U￿red prior to 2019 therè is insuf￿ent cost Infomiation available
and Iherefore such a&8ets are not valued in the accounts. SubSeqU8nt￿ no
Indlvidual item has cost more than £5,000 80 all Such expenditure ha8 been
written off when incurred.
Equipment used wtthln Ihe church premises Is depreclated on a 8traight-line
basis over four years. Individual items of equipment with a purchase price of
£5,000 or less are wrltten off when the asset is acquired.
17

SL Margarefs Parfsh Church Stanford4e*ope with Mucklng
Notes to the accounts Icontlnued)
for the year ended 31 December 2025
2. Incomlng resource8
Funds
2024
FundB
Fmds
FuTrdo
2025
2{al Voluntsry Income
Planned giving
Tax recoverable
Collections
Legacles
Grdnts
Donallon5. appeals 8t
Other voluntary Income
38.057
9.724
&097
31057
9,724
8,097
8,92S
5,795
3,000
5,042
S,IM2
6,104
6Q920
60,920
62,128
21b) ActIvItl￿ lor yneratlng funds
Feles & other genoral
fundraislng
Magazine & tookstsll
H8IIICar Park rentsl income
82
39,814
39,8
39,814
39,896
29,589
30,453
2(c) Income from Investm•nis
Divid8nds and Intere8t
Including lax recoverable
247
247
277
2(dl Incom• from ¢h￿￿h adlvltles
Weddlngs & funerals
3.826
3,826
3,826
3,826
1,670
1,670
2(e) Other incomlng re8OUfC
Insurance clalm
Refund
Totsl Incomlng rnsources
104.889
1 CM,889
94,528
18

St. Maryaret's Parish Church Stanford4e-Hope wlth Mucking
Notes to the accounts (continued)
for the year ended 31 December 2025
3. Resources expended
Total
202S
Funds
2024
Fund•
Funds
Fund8
3(a) Church act5vltles
Mlssiona
and cha
ivin
Planned donations l Trthe
grant8
1.142
1,142
Mlnlst
Parish share costs
Clergy expenses
57.480
353
57,833
67.480
353
67.833
508
56,508
nt C08ts
Rectory cost
ChurGh bullding
Running costs
13.036
13.036
8.917
maIntenan￿ ca8ts
4.837
4837
9,409
Servlce upkeep
Hall building
Running costs
Mairtenano costs
1,679
122
1,801
2.034
7.522
7,522
7,734
28,849
122
28.849
29,956
19

SL Maryarers Parish Church Stanford4e*lope wlth Mucklng
Notes to the accounts (contlnued)
for the year ended 31 December 2025
3. Resources expended {contlnued)
Unr98trfct•d R•Btrlctrd Endownwrt
Funds
Funds
Funds
Tolal
2028
FurHJB
2024
MIS￿lIaneouS
Administration
Training
Young People
4.224
74
4.224
74
109
4,407
4,701
161
124
4,986
4.407
her
Wages
Other people c08ts
Sundry costs
9,600
187
303
303
9,903
9.787.
102,134
122
102.256
101,237
3{b) Fund-ralAlng tr•dlng
costs
Fundraising & advertising
Investment management
costs
263
110
110
110
283
3(c) Govarnan¢• C￿ts
Independent examinerf8
Total resources expended
102,134
122
110 102,366
101,600
20

SL Margarevs Parish Church Stanford-le-Hope with Mucking
Notes to the accounts (continued>
for the year ended 31 December 2025
{a) Staff costs
Total
2025
Totsl
2024
Salades
Social Security Costs
Pension ContrIbuli￿8
Wages & Nl
9,600
9,600
9,600
9,600
The average number of employees was 1.
No employee recoived emoluments of £60,000 or above.
During the year £500 (2024.. £489) was incurred for the proce88lng of payroll.
(b) Paym8nt• to PCC m•mb•rn
A small immaterial portton of the expenses paid to the incumbent may have
related to their 8ervices as a member of PCC.
6. D•btorn
2025
2024
Hall Rentsl ir£ome
Tax Reco*rabke
334
334
3,340
6. Cr•dltorn: amounts falllng due wtthln one year
2025
2024
WeddiThJs & FU￿ra18
Donation to be paid
Hall Deposits Collected
Hall Bookirys 2026
Parish s￿re
1,114
704
750
510
458
3.078
1h58
21

SL Maryaret's Parfsh Church Stanford4e4lope with Mucklng
Notes to the accounts (continued)
for the year ended 31 December 2025
7. Crodltors: amounts falllng due aft•r more than ono year
2026
£Nil
2024
£Nil
8. Funds
The restrtct8d funds comprise the following:
a) Flower Fund. This rn18tes to funds specrficaty forth6 puth8￿ of for
decoratlon of the church building.
b) Buildings Maintenance Fund. This fvnd relates to funds specifically for
Improvements and maintsn8nce of the Buihjir￿8 and Ground&
The endowment funds ￿MprIse the following:
l) Tha Elizabeth D8vidson Fund. This is managed by COIF. the Interest from the
endowmenl is used for Children's work.
There are also three de8ignated funds as detsll8d b8low. In additlon to the
General Fund, that are part of unrestrided funds. The designated funds have
b8en de81gnated for a particular use by the PCC. All unrestricted funds can be
used for PCC ordinary purposes.
Funds Movem•nt
Baknnu * In¢omlng IR••ourc•• Tranthr• Balance at
01101r2015 ve•ourcM •xp￿￿)
3111212025
Unrastrlct•d Fund•
Building8 Maintenance
Reoto¢s Dlscretionary
General Fund
861
25,342
26,203
11M889
104,889
1102,1341
28,958
Restricted Funds
Buildings Maintenance FurKI
Flower Fund
98
1,199
1,297
122
(122)
1,176
Endovrnent Funds
The Elizabeth Davidson Fund
110
(110)
2,295
2,186

SL Maryaret's Parish Church Stsnford4e4lope with Mucking
Notss to the accounts (contlnued)
for the year ended 31 December 2025
8. Analy918 of net as8•ts by fund
Unre￿Ie￿ Restrfcted Endowmerrt
Funds
Fund8
Fund8
Total
2025
Funds
2024
Investrnent fixed assets
Current assets
Liabilities
-falling due within one year
-falling after one year
2.185 2,185
33,211
2.295
28,500
32,036
1,175
(3,078)
(3,07B) (1,000)
28,958
1,175
2,185 32,318
29,795
23