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2021-12-31-accounts

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WHICKHAM

(St. Mary the Virgin, Whickham) Registered Charity Number 1132270

Annual Report

Including Financial Statements Year ended 31[st] December 2021

Page 1

The Parochial Church Council (PCC) presents its annual report for the year ended 31st December 2021, which includes the financial statements for that year.

Copies of this report/financial statements are submitted to both the Durham Diocese and the Charity Commission in order to meet regulatory requirements.

REFERENCE AND ADMINISTRATIVE INFORMATION

St Mary the Virgin Church is situated in Whickham town centre. We are an Anglican Parish Church in the Gateshead West Deanery of the Diocese of Durham.

Our correspondence address is:

The Parish Office St Mary’s Centre Church Chare Whickham Newcastle upon Tyne NE16 4SH

On 22 October 2009 St Mary’s was entered in the Central Register of Charities under Charity Registration Number 1132270. Prior to this date the Church was a charity excepted by statutory instrument from registration with the Charity Commission.

Main Bankers:

Barclays Bank PLC

Leicester

LE87 2BB

STRUCTURE, GOVERNANCE AND MANAGEMENT

The method of appointment of PCC members is set out in the Church Representation Rules. At St Mary’s the membership of the PCC consists of the incumbent (The Rector), two churchwardens, diocesan synod members, deanery synod members and members elected by those members of the congregation who are on the electoral roll of the church. All those who attend our services and members of the congregation are encouraged to register on the Electoral Roll and stand for election to the PCC.

The PCC members are responsible for making decisions on all matters of general concern and importance to the parish, including deciding on how the funds of the PCC are to be spent.

Given its wide responsibilities the PCC has a number of committees, each of which dealing with a particular aspect of parish life. These committees, which include Finance, Buildings, Church Life and Pastoral Care, Centre Management, and Events, are all responsible to the PCC and report back to it regularly when their recommendations are discussed and agreed upon as appropriate.

Page 2

Membership of the PCC during 2021 :

: Incumbent: The Reverend Barry J Abbo� (Chairman) Wardens: Anne Robertson - Terminated April 2021 Joan Porteous Ann Wilson from April 2021 Diocesan Synod: Susan Lister (PCC Secretary) from May 2021 Deanery Synod: Jill Abbo� Brian Gregory Joan Smith PCC Elected members: Sue Gornall (PCC Secretary)- Terminated April 2021 Dorothy Clasper Carole Dixon William Heslop Diana Wright Ian Newton (Treasurer) Kathy Thomson Katherine Walton Margaret Wood

AIMS AND PURPOSES

St Mary’s Parochial Church Council [PCC] has a responsibility of co-operating with the incumbent, the Reverend Barry Joseph Abbott, in promoting within the ecclesiastical parish the whole mission of the Church, encompassing pastoral, evangelistic, social and ecumenical practice.

OBJECTIVES

The PCC is committed to serving all in the community and enabling as many people as possible to worship at our church and to become part of our parish community at St Mary’s. The PCC maintains an overview of worship throughout the parish and makes suggestions on how services can involve the many groups that live within our parish. Our services and worship put faith into practice through prayer and scripture, music and sacrament.

To facilitate this work it is important that we maintain the fabric or the church of St Mary the Virgin and the St Mary’s Centre buildings.

PUBLIC BENEFIT

When planning our activities for the year, the incumbent and the PCC have considered the Charity Commission guidance on public benefit and, in particular, the specific guidance on charities for the advancement of religion;

Page 3

RISK MANAGEMENT

The PCC recognises its responsibility for identifying and managing risk.

FINANCIAL -As with many charitable organisations, the majority of the PCC’s income is the result of voluntary giving, the vast majority of this coming from the generous and committed giving of St Mary’s congregation. It is recognised that church membership and the associated giving fluctuates year by year, and the PCC monitors main areas of income and expenditure through monthly budget reports to the Finance Committee and regular updates by the Treasurer at each formal PCC meeting. The current pandemic has significantly impacted on income levels since March 2020 and where necessary expenditure has been reduced accordingly and available government grants claimed. Monthly cash flow reports are produced by the Treasurer and regular budget reports are circulated to the PCC.

The handling of cash is normally subject to dual control procedures where practicable with the objective of minimising potential loss or fraud. However due to the impact of the coronavirus pandemic with its significant reduction in actual income received, the closure of the parish office, and the need for social distancing normal counting and banking arrangements have been temporarily suspended and alternative arrangements have been put in place. The PCC’s bank accounts require that two authorised signatories sign each cheque and authorise any standing orders, direct debit mandates, or on-line electronic payments. Bank debit/credit cards are used as authorised by the PCC.

The PCC’s financial transactions are recorded on a specialised church accounting software system which includes full audit trail.

As required by charities regulations the annual report and financial statements together supporting working papers are examined each year by an Independent Examiner.

RESERVES POLICY – See Note 12 to the Financial Statements for details.

MAINTENANCE – Essential maintenance and repair work to the church and PCC property has been carried out throughout the year. All annual inspections in respect of safety, electrical and security requirements have been undertaken as required. Appropriate steps were taken to ensure that when the church was open it met COVID secure requirements regarding cleaning and social distancing. A Quinquennial Architect’s Report has been produced during the year and the Buildings Committee is currently considering the recommendations made.

Page 4

SAFEGUARDING –The health, safety and protection of children and young people is regarded as being of paramount importance. Formal policy and procedures are in operation within the parish in line with Diocesan guidelines.

INSURANCE the PCC maintains comprehensive insurance cover in respect of the Church and St Mary’s Centre and associated activities. The relevant certificates and safety notices are displayed as required.

CHAIRMAN’S ANNUAL REPORT

Through the second year of the pandemic, and with the associated restrictions the challenges to ministry & mission have continued. Once again, I find myself feeling thankful of the work and understanding shown by you, our members, the PCC and Committees for your work and engagement in meeting all difficulties with a positive ‘can do attitude’.

This has allowed St Mary’s to continue to move forward, safely, slowly and onward toward the normality we all crave. Our church has remained open wherever possible, we have seen members coming back to worship, committees reforming and a re-designing of our pattern of services which have been adapted as a result of experience, and recognising the power and opportunity of just opening the church on a Saturday morning for private reflection & prayer. Hence ‘Prayer Space’ has become a regular and popular feature on the 1st, 3rd and 5th Saturdays at 10am-12noon.

I am proud of the dedication of our members in maintaining contact with friends who can’t yet return to church. Family and friends networks, a digital weekly news sheet (also a hard copy for those not on-line) and of course the monthly magazine continue to inform, support and bring comfort to so many.

Whilst lockdowns have occurred (often alternating with ‘last minute’ and ‘new’ restrictions) we have been balanced, safe and compliant with guidelines. The immediate challenge for us is to recognise that, as we come back to a more normal way of life, many people may still feel anxious about infection and so we encourage all to be mindful of not just their own health needs, but also by accommodating those of others.

We have always ensured ‘Occasional Offices’ (Baptisms, Weddings and Funerals) have continued over the past two years. However, we initially ‘lost’ a lot of weddings and baptisms due the restriction on the numbers of people allowed to attend. I am pleased to say we are now working through a back log of Christenings (we are fully booked to the end of the year) and are also beginning to see marriage couples return. Funerals have always remained high, and it is a privilege to help families through such difficult times.

I give special note to our ‘team’ who have led us through three years of challenge, questioning and collegial working with other churches in the initiative known as Partnership in Missional Church. Like all journeys we learned a lot; especially of how to remain open to God’s calling, to new partnerships, new ideas, new ways of being, and also, of what we might choose to leave behind.

We have retained good relationships with the local schools and have included them in our prayers. I also continued to offer support as a governor to three schools. Our Schools have suffered huge pressures from many quarters over the last two years, and yet, have achieved so much for the children in their charge. None more so than the Parochial School who have been well steered by the outgoing, and incoming ‘Chair’ of Governors; both of whom came from within our own congregation.

Page 5

I wish to thank all our staff (now returned from furlough) for their resilience and hard work and ability to adapt to new working practices. We particularly remember Christine Graham who has died recently. Her presence and management of the Centre will not be forgotten, and I know her legacy will remain a positive example to us all. Lastly, I wish to thank you, and all our members for the care and support you’ve shown for the Parish Church in so many ways; using your many and diverse talents for the benefit of others.

We have managed to continue as a worshipping and praying church, and are viewed as supportive and relevant to our community. We are deeply appreciative of your ongoing financial giving, which in business terms has kept our ‘heads above water’ despite rising levels. However, we need to start to re-build and grow our congregation, to review our donations for the forthcoming year and importantly, ensure that we are here to reach out to all, and as these two years have shown, we can’t do that without God, faith and you.

The Revd. Barry Abbott Rector of Whickham Chairman of the Parochial Church Council

TREASURER’S REPORT

This Annual Report, which includes the Financial Statements, is produced to comply with the appropriate financial, charity, and church accounting regulations; and is subject to independent examination by a suitably qualified person. Copies of this Annual Report including the report of the independent examiner are sent to the Charity Commission and the Durham Diocese each year in line with regulatory requirements.

The coronavirus pandemic has severely restricted PCC activities since March 2020 with the church building itself either being closed or only open with access restrictions for most of 2021. The St Mary’s Centre had also been closed but towards the end of 2021 re-opened on a limited basis. This obviously had significant ongoing impact on the PCC’s financial position for 2021 which makes the normal year to year comparisons impractical.

The PCC is fortunate that significant numbers of planned giving donations are made by standing order as this provides a steady source of regular income to the church throughout the year. Reduction in income was again partly offset by government assistance in the form of the Job Retention [furlough] Scheme receipts of £5,850 [£12,309 in 2020] and a discretionary grant via Gateshead Council to the Centre of £10,571 [£5,000 in 2020]. However many traditional income raising activities e.g. parish breakfast, candle box, seasonal fairs had still not returned during the year

For expenditure, all reasonable steps were taken to reduce expenses, for example claims under the furlough scheme in respect of staff wages and reducing other commitments. The largest single item of expenditure was the Parish Share at £50,000; this included an additional contribution of £10,000 which the parish felt able to give due to the overall surplus of the previous year.

After the transfer of funds to cover the additional contribution to the Parish Share mentioned above there was a small surplus of £1,196 on the General Fund which will be carried forward to support the following year.

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For 2022 the PCC has agreed an increased annual General Fund operational budget for day to day activities of £87,000 [£80,070 in 2021]. This figure reflects an expected increase in recurring income levels although this is offset by increasing costs. The ongoing uncertainties as we come out of the coronavirus pandemic make it extremely difficult to plan with any total degree of accuracy although it is hoped that there will be a return to some level of “normality” during 2022. The Parish Share contribution from the annual budget for 2022 is maintained at the same level as for 2021 i.e. £40,000. However recognising financial pressures across all parishes within the Diocese and indeed the Church as a whole the PCC has agreed to make a further additional Parish Share contribution over and above the above amount in the sum of £15,000; this to be funded from the sale of of investments to be made during 2022.

The PCC is confident that the charity can continue to operate as a going concern based on the current financial position throughout 2022. The PCC continues to review the financial position on a regular basis to ensure ongoing sustainability of parish finances.

Ian Newton Treasurer of the Parochial Church Council

Annual Report approved by the PCC at the meeting of 7[th] March 2022 and signed on behalf of the PCC by;

Dated: 7[th] March 2022

Page 7

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WHICKHAM

(St. Mary the Virgin, Whickham)

Registered Charity Number 1132270

Financial Statements Year ended 31[st] December 2021

Page 8

Statement of Financial Activities for the year to 31[st] December 2021


Income from [Note 2]:
Donations and legacies
Income from charitable activities
Other trading activities
Investments
Other income [Note 13]
Total income
Expenditure on [Note 3]:
Raising funds
Expenditure on charitable activities
Other expenditure
Total expenditure
Net income / (expenditure) resources
before transfer
Transfers:
Gross transfers between funds - in
Gross transfers between funds - out
Net resources after transfer
Other recognised gains / losses:
Gains / losses on investment assets [Note 5]
Gains on revaluation, fixed assets,
charity's own use [Note 4]
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
Represented by:
Unrestricted;
General fund
Designated;
All Under One Roof Fund
Flower Fund
Play and Praise Fund
Rector's and Church Wardens' Fund
St Mary's Centre Fund
Totals
General
Designated This year Prior year
Fund
funds
totals
totals
£
£
£
£
68,125
3,522
71,648
88,314
6,835
6,471
13,306
13,898
647

647
1,725
11,496
85
11,581
11,949
2,037
14,746
16,783
19,475
89,141
24,824
113,965
135,361



184
97,945
24,623
122,568
123,367




97,945
24,623
122,568
123,550
(8,804)
201
(8,603)
11,811
10,000

10,000


(10,000)
(10,000)

1,196
(9,799)
(8,603)
11,811
4,286

4,286
3,208
107,069

107,069
40,252
112,551
(9,799)
102,752
55,271
2,082,420
105,290
2,187,710
2,132,439
2,194,970
95,492
2,290,462
2,187,710
2,194,970

2,194,970
2,082,420

77,606
77,606
87,011

2,734
2,734
2,900



123

17
17
17

15,134
15,134
15,240
2,194,970
95,492
2,290,462
2,187,710

Page 9

Balance sheet as at 31 December 2021

General Designated At 31/12/2021 At 31/12/2020
Fund Funds £ £
Fixed assets:
Tangible assets [Note 4] 2,123,699 2,123,699 2,018,252
Investments [Note 5] 66,744 66,744 62,458
Fixed assets total 2,190,443 2,190,443 2,080,710
Current assets:
Debtors [Note 6 5,856 750 6,606 7,791
Cash at bank and in hand [Note 7] 19,571 100,823 120,394 116,826
Current assets total 25,427 101,573 127,000 124,617
Liabilities:
Creditors: Amounts falling due in one year [Note 8] 19,799 6,081 25,880 16,767
Net current assets less current liabilities 5,628 95,492 101,119 107,850
Total assets less current liabilities 2,196,070 95,492 2,291,562 2,188,560
Liabilities:
Creditors: D ue after more than one year [Note9] 1,100 1,100 850
Total net assets less liabilities 2,194,970 95,492 2,290,462 2,187,710
Represented by:
Unrestricted;
Unrestricted - General fund 2,194,970 2,194,970 2,082,420
Designated;
Designated - All Under One Roof Fund 77,606 77,606 87,011
Designated - Flower Fund 2,734 2,734 2,900
Designated - Play and Praise Fund 123
Designated - Rector's and Church Wardens' Fund 17 17 17
Designated - St Mary's Centre Fund 15,134 15,134 15,240
Total Funds of the charity 2,194,970 95,492 2,290,462 2,187,710

Approved by the PCC at the meeting held on 7[th] March 2021 and signed on its behalf by;

Page 10

Notes to the Financial Statements

Note 1 - Accounting policies

General

Trustees’ duties are set out in the Charities Act 2011 and Charity Trustee Act 1993. These Acts impose a duty on the trustees to direct the affairs of the charity, ensure that it is solvent, ensure that proper accurate accounting records are kept, and that statements of account which adhere to the charity law and accounting regulations are prepared in respect of each financial year.

These financial statements have been prepared in accordance with the Church Accounting Regulations 2006 together with applicable accounting standards. The current applicable Statement of Recommended Practice for Financial Reporting in Charities is FRS 102. Under the provisions of FRS 102, the PCC is not classified as a larger charity [i.e. annual gross income in excess of £500K] and therefore is not required to produce a Statement of Cash Flows.

The financial statements have been prepared under the historical cost convention except for freehold property, which is shown at insured value; and the valuation of investment assets, for which market value is used.

Funds

Unrestricted funds represent those funds of the PCC that are not subject to any restrictions regarding their use and are available for application on the general purposes of the PCC. Designated funds are those which have been nominally allocated for a particular purpose by the PCC but which can be applied to other general proposes if required and are therefore also classed as unrestricted. The charity has no restricted or endowment funds.

The financial statements include all transactions, assets and liabilities for which the PCC itself is responsible in law. They do not include the financial statements of church groups that owe their main affiliation to another body, nor those that are informal gatherings of church members.

Incoming resources

Voluntary income and collections are recognised when received by or on behalf of the PCC.

Planned giving donations receivable under Gift Aid are recognised only when received; tax recoverable on Gift Aid donations is recognised in the same year in which the donations are received.

Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement, the amount due is quantifiable and its ultimate receipt by the PCC is reasonably certain.

Funds raised by fête, garden party and similar events are normally accounted for when received and shown gross where that information is available. Sales of books are accounted for gross.

Rental income from the letting of PCC premises is recognised when the rental is due.

Page 11

Investment income is accounted for when due and payable.

Gains and losses on investments

Realised gains or losses are recognised when investments are sold.

Unrealised gains or losses are accounted for on revaluation of investments using the latest market valuation available as at 31 December.

Resources used

Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding obligation on the PCC.

The diocesan parish share is accounted for when due. Any parish share that is unpaid at 31 December would be provided for in these financial statements as an operational (though not a legal) liability and would be shown as a creditor in the balance sheet.

Fixed assets

Consecrated and benefice property of any kind is excluded from the financial statements in accordance with s.10 (2)(a) of the Charities Act 2011.

PCC freehold property which consists of the two Halls and 7a Coalway Drive is shown at latest insured value. Land on Park Drive which is occupied by the Scout building is shown at a nominal value of £1.

Halls’ contents and the piano are depreciated as indicated in Note 4.

Individual assets purchased with a value of £2,500 or less are charged direct to expenditure rather than being included in the balance sheet.

Investments are valued at market value at 31 December or the latest valuation available

Current assets

Amounts owing to the PCC at 31 December in respect of fees, rents or other income are shown as debtors less provision for amounts that are considered non-collectable.

Short-term deposits include cash held on deposit either with the CBF Church of England Funds or at the bank.

Current liabilities

All known liabilities for which the PCC is responsible in law up to 31 December 2021 are included in the accounts.

Page 12

Note 2 - Analysis of Income

Unrestricted Designated This year’s total Last year’s total
Donations and legacies £ £ £ £
0101 - Planned giving - standing orders 37,943 37,943 36,724
0110 - Planned giving - other 10,805 10,805 10,645
0301 - Loose plate collections 4,893 4,893 3,884
0550 - Donations, appeals, etc 3,066 125 3,191 5,128
0551 - Donations - AUOR 1,000 1,000 12,500
0555 - Donations - candles 143
0565 - Donations - Play and Praise 397 397 404
0601 - Tax recoverable on Gift Aid 11,418 11,418 12,885
0602 - Tax Recoverable on gift aid - AUOR 500
0701 - Legacies -AUOR 2,000 2,000 5,500
Donations and legacies Totals 68,125 3,522 71,648 88,314
Income from charitable activities:
1101 - Fees for Weddings retained by PCC 2,368 2,368 913
1105 - Fees for Funerals retained by PCC 4,415 4,415 5,607
1220 - Bookstall sales 21 21
1240 - St Mary's Centre rentals 6,071 6,071 7,055
1250 - Parish magazine – Advertising income (575)
1260 - Parish magazine - Sales income 52 52 844
1270 - Flower fund income 349 349 55
1335 – Misc income 30 30
Income from charitable activities Totals 6,835 6,471 13,306 13,898
Other trading activities:
0910 - Fund Raising 647 647 1,412
0940 - Parish Breakfast 115
0945 - Coffee pot 198
Other trading activities Totals 647 647 1,725
Investments:
1020 - Investment income received 1,296 10 1,306 1,374
1021 - Interest Received -AUOR 75 75 375
1030 - Rent from lands or buildings 10,200 10,200 10,200
Investments Totals 11,496 85 11,581 11,949
Other income:
0801 - Government Grants 2,037 14,746 16,783 19,475
Other income Totals 2,037 14,746 16,783 19,475
Income Grand totals 89,141 24,824 113,965 135,361
Note 3 – Analysis of Expenditure
Raising funds
1725 - Planned giving envelopes 184
Raising funds Totals 184

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Expenditure on charitable activities
1910 - Parish Share - Diocese 40,000 40,000 40,390
1912 - Parish Share [Add. Contribution.] - Diocese 10,000 10,000
1925 - Parish Subscription - PMC - Diocese 350 350
2001 - Pastoral Assistant costs 300 300 300
2010 - Verger 1,636 1,636 1,586
2015 - Choir master/organists 2,242 2,242 2,232
2050 - Salary of parish manager 10,017
2056 - Centre Assistant 4,135 4,372 8,507 8,099
2060 - Centre cleaner 3,697 3,697 3,585
2061 - Church Cleaner 1,386 1,386 1,669
2062 - Centre Gardener 462 462 448
2063 - Handyman 463 924 1,387 1,344
2070 - Play and Praise Leader 1,170 1,170 1,170
2101 - Working expenses of rector 3,000 3,000 3,000
2130 - Rectory expenses 4,916 4,916 5,774
2135 - St Mary's House expenses 563 563 532
2136 - St Mary's House - repairs 2,706 2,706
2170 - Education - clergy and assistants 100 100
2205 - Children and youth activities 88 88 23
2210 - Church Life 738 738 341
2320 - Organ/piano repairs 300 300
2322 - Music, licences and choir sundries 478 80 558 99
2325 - Altar Requisites 377 377 265
2330 - Church maintenance 9,480 9,480 17,239
2355 - Sundry expenses 25 25 55
2360 - Administration – postage, stationery, etc. 650 7 657 766
2361 - Administration - Telecoms 788 788 723
2362 - Administration – computer software, etc. 308 308 824
2364 - Administration – photocopier usage 165 165 206
2365 - Administration – Photocopier lease 834
2367 - Administration - Bank charges 459 459 535
2370 - Visiting speakers / locums 31 31 97
2440 - Church running - heating, light & water 6,205 6,205 3,086
2450 - Church - insurance 3,476 3,476 3,467
2501 - Magazine expenses 1,227
2515 - Flowers 515 515 147
2530 - Hall running - electricity 1,103 1,103 1,374
2540 - Hall running - gas 1,608 1,608 1,431
2550 - Hall running - insurance 2,682 2,682 2,669
2560 - Hall running - maintenance 1,122 1,122 1,155
2570 - Hall running - telephone 409 409 328
2580 - Hall running - water 567 567 741
2590 - Hall running - cleaning materials 182 182 186
2820 - Hall + major repairs - installation 985 3,219 4,204
2850 - Quinquennial Inspection and report 600
2944 - AUOR - Crèche area repairs 30 30
2945 - AUOR - Clergy Listing 1,169 1,169 730
2946 - AUOR - Font Liner 2,450
2948 - AUOR - All Through One Door 1,280 1,280
3500 - Depreciation 1,622 1,622 1,622
Expenditure on charitable 97,945 24,623 122,568 123,367
activities Totals
Expenditure Grand totals 97,945 24,623 122,568 123,550

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Note 4 - Fixed assets for use by PCC

Opening book value brought forward
Additions during the year
Revaluation increase (decrease) during the
year
Depreciation charged for the year
Closing book value carried forward
Freehold
Land and
Buildings
Centre
Contents
Piano
Total
Prior
year
Totals
£
£
£
£
£
2,015,583
0
2,668
2,018,251
1,979,621
0
0
0
0
0
107,069
0
0
107,069
40,252
0
0
(1,622)
(1,622)
(1,622)
2,122,652
0
1,046
2,123,698
2,018,251

The freehold land and buildings comprise the house at 7a Coalway Drive, and the two halls known as St Mary’s Centre located at Church Chare. A direct commercial valuation is difficult; therefore the PCC includes these assets at insured value. A revaluation is carried out periodically by the insurer’s specialist staff with inflation indexation applied in years where no valuation takes place; the last formal valuation was carried out in 2014, a further review is planned for 2022. The PCC also own the freehold land in Park Drive on which the Scout Hut [Heron House] is built; this is included at a nominal value of £1. As the freehold land and buildings are considered to have a very long remaining useful life no depreciation has been charged on those assets.

The Centre contents have largely been in use for many years and have a low recoverable value, therefore impairment was applied in 2015, and the resultant reduced residual value of £11,271 has been depreciated at the rate of 20% per annum on a straight line basis. This asset has now been fully depreciated with the final depreciation being charged in 2019.

A piano was purchased midway through 2015. Musical instruments are generally considered to have a life [for depreciation purposes] of approximately 7 years. Therefore depreciation at the rate of 14% on a straight line basis will be applied to this asset cost of £11,590 – this was £1,622 in 2021 [£1,622 in 2020].

The Church, the Rectory, and the churchyard are not vested with the PCC and are not therefore included as assets in these accounts.

Note 5 – Investments

Note 5 – Investments
BlackRock Charities UK Bond Fund A Inc [1218.09]
CCLA Charinco Official Investment Fund [478]

BlackRock Charities UK Bond Fund A Acc [211.578]
M&G Charibond Income shares [9597]

CCLA CBF Income Shares [947.64]
DDBF/CCLA CBF Turnbull Trust [281.59]
DDBF/CCLA CBF Parochial School [130]
Total
Less prior year valuation
Annual Gain*
Cost
Current
Value #
Prior year
£
£
£
2,156
2,242
2,399
484
9,831
8,592
5,000
11,135
11,634
10,000
11,719
12,042
10,000
22,192
19,376
1,000
6,585
5,757
255
3,040
2,658
28,895
66,744
62,458
(62,458)
(59,250)
4,286
3,208

- Valuation is as at 31[st] December 2021 market value or latest valuation available at that time

Page 15

Note 6 – Debtors
Unrestricted Designated Total Total
2021 2021 2021 2020
£ £ £ £
Income Tax – Gift Aid 2,560 500 3,060 3,250
Centre 0 1,922 1,960 3,097
Other 2,809 0 850 8,400
Total 5,369 2,422 7,791 14,747
Note 7 – Bank/Cash in hand
Unrestricted Designated Total Total
2021 2021 2021 2020
£ £ £ £
Bank – General account 19,571 -137 19,434 10,111
Bank/cash – AUOR fund 0 77,761 77,761 87,760
Bank/cash – Centre fund 0 20,465 20,465 16,054
Bank/cash – other funds 0 2,734 2,737 2,900
Total 19,571 100,823 120,394 116,825
Note 8 – Creditors
Unrestricted Designated Total Total
2021 2021 2021 2020
£ £ £ £
Wedding deposits/prepaid fees for 2021 1,950 0 1,950 1,350
Maintenance/works provision 13,670 0 13,670 5,400
Centre 0 6,081 6,081 2,736
AUOR 0 0 0 1,250
Other 4,179 0 6,031 6,031
Total 19,799 6,081 25,880 16,767
Note 9 – Long Term Creditors/Prepayments
Unrestricted Designated Total Total
2021 2021 2021 2020
£ £ £ £
Prepaid wedding deposits over 12 months 250 0 250 0
Deposit – 7a Coalway Drive 850 0 850 850
Total 1050 0 1050 850

Note 10 - Related Party Transactions

PCC members as Trustees have donated a total of £10,490 during the year [2020; £10,773]. There have been no other related party transactions agreed during the year which require reporting [None in 2020].

Note 11 – Personnel Costs

Salaries and other emoluments paid
Employers National Insurance
Pensions Costs
Total
2021
2020
£
£
17,045
26,668
0
0
0
0
17,045
26,668

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Number of employees in post at 31 December 5 6 Average number of employees over the year 5

The above salary costs for 2021 are shown gross; any recovery from the Government Job Retention Scheme [“furlough” scheme] is shown as government grants under income – see Note 13 below. The lower 2021 figures reflect the ongoing vacancy of the Parish Manager post.

There were no employees who meet the definition of “key management personnel” during the year [None in 2020].

No salary or employee benefits have been paid to Trustees in respect of their membership of the PCC [None in 2020].

Incumbent clergy’s salary is paid directly by the Durham Diocese and not by the PCC.

Note 12 – Reserves Policy

The PCC has agreed that it would be prudent to maintain a reserve at least equivalent to 3 months approved budgeted expenditure [excluding the Parish Share] from the General Fund. For 2021 this would have equated to a reserve requirement of £10,018; actual reserve held in the form of uncommitted [see Note 5] long term investments was £57,119, a cover ratio of 5.7 [2020; 3.81].

Note 13 – Government Grants

During 2021 the charity has received support in the form of various government grants;

General Designated Total
2020
£
£ £
£
COVID-19 specific grants:
Government Discretionary Grant
0 10,571 10,571
5,000
[Business support via Gateshead Council]
Government Job Retention Scheme
1,676 4,175 5,851
12,309
[Employee “furlough scheme” via HMRC]
Other grants:
Listed Places of Worship [VAT] Scheme
361
0 361
2,165
TOTAL
2,037 14,746 16,783
19,474
General Designated Total
2020
£
£ £
£
COVID-19 specific grants:
Government Discretionary Grant
0 10,571 10,571
5,000
[Business support via Gateshead Council]
Government Job Retention Scheme
1,676 4,175 5,851
12,309
[Employee “furlough scheme” via HMRC]
Other grants:
Listed Places of Worship [VAT] Scheme
361
0 361
2,165
TOTAL
2,037 14,746 16,783
19,474
General Designated Total
2020
£
£ £
£
COVID-19 specific grants:
Government Discretionary Grant
0 10,571 10,571
5,000
[Business support via Gateshead Council]
Government Job Retention Scheme
1,676 4,175 5,851
12,309
[Employee “furlough scheme” via HMRC]
Other grants:
Listed Places of Worship [VAT] Scheme
361
0 361
2,165
TOTAL
2,037 14,746 16,783
19,474
2,037 14,746 16,783
19,474

In line with the requirements of FRS102 these grants are shown gross as income rather than netting down appropriate expenditure. The “furlough scheme” was gradually phased out during the summer eventually terminating after 30 September 2021.

Note 14 – Going Concern

The corona virus pandemic has continued to have a significant effect on PCC income over the past year and this continues into 2022. Detailed cash flow forecasts were prepared by the Treasurer throughout the year and the financial position was regularly reported to the PCC. The Trustees are satisfied that despite the serious impact of the pandemic on the PCC finances over the last two years, the charity is able to continue on a going concern basis during 2022, albeit with continuing reduced income and some limited availability of facilities. The position is under regular review as part of the charity’s risk management procedures and any adverse change will reported to the PCC.

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