Tracklny ID. 1001660_123917
Charlty registration numbÈr 1132248 (England and Wales)
THE PCC OF ST JOHN WITH ST ANDREW
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

Trackiiig ID.. 1001660_1239476
THE PCC OF ST JOHN WITH ST ANDREW
LEGAL AND ADMINISTRATIVE INFORMATION
Tr￿Stee$
Rev P R Dawson
Rev A bAason
Mr N C D Rendell
Mr S R Rog&rs
MrACryer
Mrs R Hunter
Miss V L Dgre
Mrs B Ofori-Boaleng
Mrs B Sherwood
Mrs C J Nardoni
r S Ofori-Boaleng
Mr J B8ukema
(Appoinled 6 Jznuary 20251
(Appointed 19 May 20251
(Appointed fj January 20261
Secretary
Barbara Shenvood
Incumbent
Th8 Revd Paul Dawson
Incumbenl (St John's)
The Revd Andy Mason
Churchwardens
Samuel Ofori-Boateng
And￿W Cryer
Deanery Synod Reps
Samuel Ofori-Bo8leng
Florian Guilltsl IrBslgned 19 May 20251
Treasurer
David Do (resigned 15 Septernb8r 20251
James 8eukerna lappoinled January 20261
Elected M8meb8rs
Victoria Dare
Rhoda Hunter
8èrbar8 Ofori-8oaleng
Sam Rogers
Nigel Rendell (Co-opted 6 January 20251
Cindy Nardoni (Co-opted 19 May 20251
Leon Lau lappoinled 19 May 20251 (resigned 3 November 20251
Charity registratlon
England and Wales
1132248
Prlnclpzl address
The PCC of Sl John with Sl Andrew
Ch8lsea Parish Office
Sl John's Church Centre
461 Kings Road
London
England
SWID OLU
Independent examlner
BK Plus Limited
52 St Johns Lane
Hali18x
Wesl Yoikshire
England
HXI 2BW

TraLkiiig ID lo01E￿o-￿239476
THE PCC OF ST JOHN WITH ST ANDREW
LEGAL AND ADMINISTRATIVE INFORMATION
Banker5
Nation81 Westminster BarEk PIC
Chelsea Branch
244 Kings Road
London
CAF Bank Limited
Kings Hill
Wesl Malling
Kent
Kingdnm Bank
Media House
Padg@ Road
Beeslon
Nottingham

Trackiw ID. 10D1660_1239476
THE PCC OF ST JOHN WITH ST ANDREW
CONTENTS
Page
Trust8e's r8POrt
Independent examinerfs roporl
Slalemenl ol financial aclivitles
Balance sheet
Notes to the flnancial statements
10-20

Tracking ID.. ID016CO-1239476
THE PCC OF ST JOHN WITH ST ANDREW
TRUSTEE'S REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025
The trust88s pr8S8nl their 8nnu31 r8port and finanaal slatem&nts for the year ended 31 December 2025.
Thé linanual statements havè been prepared in accordance with the accounting policies set out in note I to the
linsnci81 slatèmènls comply with the eharily's goveming document, the Charities Act 2011, FRS 102 "The
Financial Reporllng Sl8nd8rd applicable in th6 UK and Republic ol Ir61and and the Charities SORP 'Accounting
and Reporting by Charities.. Statement ol Recomm8nd8d Practice applicable lo charities pieparing their accounts in
accordance with the Financi31 Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021"
Objectives and actlvitle5
The PCC of Sl. John with St. Andrèw's PCC has the responsibility ol eo-operating with the incumbent, the Rev'd
Paul Dawson, in promoling in the ecclesiastical pÈrish the whol6 mission ol the church, paslc>ral, evangelistic. social
and ecumenical. It also ha5 the m8inlenance responsibilily IDr Sl, Andrew's Church building znd St. John's Church
Cenlre
Public b8nelil
The Irusle8s hav8 paid due regard to guidanc6 issuèd by th8 Charity Commission in deciding what activities the
charity should undertake.
Financlal rèvlèw
In linanaal terms, 2025 was dominated not just by the significant expenditure of £141K on the Vestry roof repairs
bul the amazing generosity of the church family in making special donations to help fund the costs. We were
especially gr3t8ful that this g8nErosity, togeth8r with the g8nerosily ol other providers ol grants and support, meant
we could continue lo invest hiring and training the next g6ner8tiori of leaders and preachers.
In 2025, we recc>rded a nel loss of £43,895. This compares to a net loss of £43,245 in 2024.
To181 Income was up signllicantly at £653K, largely because ol the increased special donations to support the roof
appeal, bul also becaus8 of generous donations and gr8nts frorn Chelsea Gospel Trust, The Co-MIs5ion Netrwork,
Sychar Trust, the YMCA, the ECFA, and the London Good Stowards Trust. These grants enabled us to.. continue
hirlng and training stall niembers., grow our Youth Aclivilies., grow our outreach programmes in the local community.,
and msinlaln our regular events, weekends away and courses for our church family. Income derived from renting
the church buildlngs w8s flat on la51 year. N8vertheless, the lerm-tlme weekday rental (If St Andrew's by Chelsea
Pre-Prep school continues tts be our single most Imporiant income stream, and w8 8r8 very grateful lor the positive
relationship we have with the school.
We note with r￿r&I that IhB Govèrnment closed the Listed Places of Worship grant scheme at the end of March
2026, Under Ihg scheme, Sl Andr6W's was able to reclaim the VAT on most ol its repairs and mainlenance
expenditure. During 2025, Sl Andrew's received VAT r&lunds of £27K, znd the loss ol anlicipated VAT refunds On
projects planned in 2026 land indeed in future years) will be missed.
Regular giving by the church family was down compared to the previous year for Iwo reasons. Several regular
glvers chose lo channel their giving elsewhere ss they were unhappy wlth the posillons belng taken by th6 House ol
Bishops and the direction of Ihe Church of England. Secondly, a few church family members who had been with us
for many ye£rs and were significant givers moved away from the area for career or family reasons.
Expenditure In 2025 at £696K was llp signifieanlly over 2024. The Vestry roof repairs were £141K. and in addition
our expenditure on regular repairs and maintenance of the bulldings for which we are responsible almosl doubled to
£60K. Much of the expenditure related lo necessary improvernents of the fire, electric313nd lightning systBrns to
meet enhanced regulatory standards. Other buildings 8xpendilure, such as tre8 pruning, was required for h88lth
and safely reasons and could nol tse delayed

Tratki1i910. 1001660-123O47G
THE PCC OF ST JOHN WITH ST ANDREW
TRUSTEE'S REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
Ove¥811, our largest area of costs relatES lo our slaff tnembors inGluding salary, national insurance, pensions and
Irainingleduc81ion. The PCC has 8lways prioritised its responsibility lo hire and train the next gener81ion of
preachers and leaders and will continue lo do so. It is also tliro)ugh uur staff th31 we have the resource5 to arrange
and lead our seNi¢¢s, weekly growth groups. one-on-one Bible teaching, Youth and Children's activities, women,
ministry, family oulre8ch, cornmunity oulreach, special events. camps 8nd wld8r aspects ol evangelism. Volunteers
are of course vital in carrying out much ol this work, bul the paid staff members sre responsible for planning, leading
and driving the aclivilies. We Zre very grateful to the providers ol grants and support Ilhe Chelsea Gospel Trust, the
Co-mission Network, the SyGhar Trust, the YMCA, the ECFA. and the London Good Stewards Trust) which help to
offset much of the slaff costs.
Expènditure on Utililies (gas. water, eleclricily, insurancel improved 5ignific8nlly in 2025 compared lo 2024.
Although there were modest increasès in insuranc8 and water, the new conlracls neoolialed on gas and electricity
provided a meaningful redLSetion in costs.
Misslonary and Charitable Giving at £40K exceeded C>ur slated largst figu18 of givlng away al least 10Vo of our
annual Unreslricted income. Giving away is very imporianl 10 the PCC and th& church family, and we look its support
those in grealer need than ourselves. Our donations supported our long-lerm Mission Partners as well as
responding lo local need5 In the parish and enabled us lo offer meaningful support to several new charlti8s as well
as our long-standing relatlonships.
Durlng the year, the PCC 8nlered into a Ic>an agreemenl with the Co-mission Nelwork lo fund the refurbishment of
the dis-used gym al Sl John's Cenlre. The loan was lor £12,000 and wll bc ropaid over 24 months commencing
January 2026. The work has been completed, and the room Is now available for use by Ihe church, Co-mission anil
private hire.
R8sgffves poIiGY
The trustees of the PCC of St John with St Andrew, Chelsea have noted the Charity Commission's guidance
documenl enlilled "Charity reseNes'. building resi158nce' (updated 14 June 2023- with no subsequent ehang8sI. In
determining the need lor resèNes. thé trustees have carefully considered the following laclors.,
Sotsrce5 of Income are concentrated..
A significant proportion of income comes Irom a relalively small number of supporters, Should any of Ihese
donors be signilicanlly impacled by any serlous econotnic downlurn or suffer other financial haim, r858rv8S
may be needed lo cover any resulting loss of donation income.
An Oven mora slgnlflcant proportion of income155°1.I comes from ren121 of our chLJrch buildings. Should Ihe
buildings become ￿n￿sable due lo unforeseen events re5etves may be needed lo cover any resulting loss
of Income.
Large amounts of Expenditure arè contrsclusl, or reclpienls rely hpavily on our support..
The PCC wants lo be able lo fulfil its obligations lo ils employees and Misslon ParliiEfs, &v8n if ils incolne
is insufficient lo cover Ih05e obligations on a temporary basi5.
The PCC wants lo be able to respond appropriately lo any inlemalional, national or local par￿sh events
where il can offer praclical. pastoral or spiritual help.
FuHhermore, the PCC wants lo build resi118nc8 and fléyibilily lo cover the risk of unforeseen emergency or other
unèxpeeled need for funds. In this cc>nlext, the PCC members are aware of their obligalions 88 trustees and
stewards of the buildings and assets in their care and want the flnancial flexibilily lo be 8ble lo address any
unscheduled expenditure or emergency repairs necessary lo fulfil their obllgalions.
In setling Ihis reserves policy, the trustees have expressly considered Ihe impact ol the PCC'S spending
commllments, potential liabilitie5 and the financial oyllook. As a result, the Iruslees have decided to set a mlnimum
res8fVE5 18V81 of £62.5k. In agreeing lo this figure, the PCC considered the extreme hypolheli¢a1 silualion where St
Andrew's Church would be unusable, and all income related lo the building would cease. A minimum reserves level
of £62.5K would cover the income shorilall required to meet 4 months of cole costs including slaff remuneration,
staff housing. supporting Mission Parlners and minimum required exp8ndilure on buildings. Four months is
considered a viable time period within which to assess Ihe future of the building and determine a longer-leTm plan
with a mtsre Skjstalnable cost structure.

Trackiry ID.. 1001660-1239478
THE PCC OF ST JOHN WITH ST ANDREW
TRUSTEE'S REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
Monitoring
The trustees ¢onsid&r Ihls to be a ¢omloriable level of reserves, and allows the fin8n¢ial Ilexibilily ngcessary for the
PCC lo conlinue Gonsidering new project5, new hires 8nd new investwenl as opportUE)ilies ar15e. Reserves wlll be
reviewed regularly as part of 8ach Financial Update al PCC meetings.
Our reserves are held in cash in various cutrenl and inlerest-bearing accounts at National Weslminsler and
Kingdom Bank. The composition of these accounts is rnonllored carefulW lo ensure we rem8in In compllance wilh
our Reserves Policy which is report&d lo the PCC as part of the régular financ8 updales. W8 were in compliance
with this Policy throughout 2025 including al year-end.
De5Plte the challenglng environment in 2025 lor many of our church family, we remsin eneouraged by the ctsnlinued
strgnglh of our incorna 2nd the wc>nderful exsmples of sacrificlal giving Ihal we have seen. W8 are thankful we
have the resources lo help those rnosl In need. We plan on a much lower level ol expenditure on buildings in 2026
and aim lo reduce the delicil.
We are thankful lo God for keeping u5 and providing lor us. Once again, He has given us all we have needed and
by His grace has allowed us to contribute lo the spread of the good news of Jesus in Chelsea and beyond.
structure, governance and management
Tha Charity is controlled by ils governing doeumenl, a deed ol trust, and eonslltutes an unineorpc)rated charlly.
Recruitmsnt and appointment of Iruslees
Members
The appointment of PCC members is gtsverned by and set oul in the Church Replesentalion Rules.
Committee
The PCC also operates through the standing comrnillee. 51 has power lo Iransacl business of the PCC between ils
meetings, subjecl lo any direclions given by Ihe Council.

Tr2ckin¢J ID. 10016BO-1239476
THE PCC OF ST JOHN WITH ST ANDREW
TRUSTEE'S REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
Oth&rmalters
Review of the year
Since oui last APCM the full PCC has mel six limes and the Slandlng Commlltee has mel three limes,
Parish Team
Sl Andrew's
The Rev'd Paul Dawson continued as the incumbent SUPPDried by Ihree lay Elders, James Sherwood, Nigel Rendell
and Androw Cryor who also acted as Churchwarden. Flori3n Guillot lell his Pastor in Training role in September
2025 to start lull-lime training lo be a Curate. Abel Wang served throughout tha year as the Inlernalional Outreach
Worker, and Justin Culbertson joined in February as an Associate Minister. In September 2025 Toby Fielding moved
Irom his role as a volunteer Ministry Trainee to 8 part-lime 8laff-rrember role as a Pastor in Training. Joshua
Skipworth also joined in Seplernber 2025 as a part-lime Pastor in Training.
In November and December, the Rev'd Dawson look a leave ol absence while his wife underwent, and recovered
from, major heart surgery. This was done wllh the lull knowledgB and support of the PCC, the Elders, the Diocese
and the Co-mission Network. Th& Rev'd Dawson r8tuined lo work, initially in a pari-lime capacity, in early January
2026.
Sl John s
The Rev'd Andrew Mason continued in his role as the incutnbent supported by threè elders, Sam Ofori Boaleng,
whu is also ChurchwaTden. Darren Nardoni, who Is also Assistant Minister, and Thomas Johnson. The Rev'd
Mason also works part-lime a5 the Mission Director of Co-mission. The PCC is re.imbursed by Co-mission for the
time the Rev'd Mason allocates lo his Co-tvlission role. Darren Nardoni continued in his role as Assistant Minister
and Logan Hewit joined in September 2025 as a Minislry Trainee. Barbara Olori Boateng 8nd Rhod8 Hunter
continued in their part-time roles as Churchlcomtnunity Workers.
P£rish Office
In addition to her role as a Churchlcommunity worker, Rhoda Hunter also works in the Parish Office as the part-
lime Office Adminislralor.
The PCC secured approval from the Home Office UK Visas and Immigratioll as a Sponsor of foreign workers
applying for the rlghl lo work in the UK. The PCC has issued Iwo Cerlilicates ol Sponsorship covering two current
employees, Ab81 Wang and Justin Culb8rtsorF, in relation to their fier 2 Iminisler of Religionl visas.
Finances
David Do returned to Korea 2nd slepped down as Treasurer in SBplember 2025. Andr8w Cryer, as Churchwarden
wilh responsibilily for the oversight ol Finances and former Treasurer, took over the rol8. After the 2025 linancial
ye8r end, Wiel28"James" Beukema was appointed Treasurer and appointed to the PCC,
Church attendance and electoral roll las al May, 20251
There were 100 iiidividuals on Ihe electoral roll, up Irotn 95 the prevlous y6ar. In person 8ttendance al the 10.'30am
service at st Andrew's Is geneFally aboL)155 adults and 15 und&r 18$. Attendance al the 11,'OOam serv(ce at St
John's Is generally about 36 adults and 14 under 18s.

Ti8ckinJ ID. IOD1660- 1239476
THE PCC OF ST JOHN WITH ST ANDREW
TRUSTEE'S REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
St John wlth Sl Andrew's re
ort:
We want lo give local people repeated opportunities lo hear the gospel of Jesus Chrisl. W8 Wanl to learn the gospel
far ourselves, so we are belter equipped lo share the gospel 8nd are molivated lo give Iinancially to others sharing
the gospel here in Lolldon, the UK and overseas.
We are thankful Ihal in 2025, through our services, mid-week groups, youth and children's 8cIFvlties, social
gatherings, events, WEek-ends Away 8nd camps, local outreach. pasloral care and givlng lo our mission partn2rs
we have bèen able to deliver our vision statement of "Living for Christ, in London, for the world. and demonslrale
our compassion and evangelism.
In addition lo the employed full-time and part-time personnel, ￿th Ghurches rely very heavily on volunleers from
their coingregations to conlribuie to 811 aspects ol Church Ille. W8 ar8 fortunate that a hlgh proportion ol our regular
attendees are both able and willing to serve in whatever way Ih8y can.
At both St Andrew's and St John's our two Sènior Pastors are suppc>iled by elders responsible under God with Ihe
Incumb8nt for the spiritual health ol the church larnily. Each church also has a Churchw&rden who provides
addilional support to the Incumbent in ensuring the smooth running of the church and good stewardship of our
assets.
We also h8ve Ministry Teams made up of a large number ol volunteers lo serve by.. welcoming.. providing
refreshments., selling up and clearlng LJP,. preaching,. reading,, leading pr8yer%', playing muslcal instrutnellls,. leading
in singing,. identifying and worklng with aur Mission Partneis., leading Children's activit18s and Sunday Club.. running
the Youth Groups., organising c2mp£ and Week-end5 Away,. le8ding and hosting Bible Study groups,. one-on-one
Bible readlng sessions,. finance., administration", saf8guarding,' cooking and delivering horne-prepared meals lo those
in need., hosting events for the local communily., local outreach and evangelism.
The members of the PCC take their responsibilities with respect to Safeguarding very serlously, and receive regular
reports and updates &t each PCC meeting with an opportunily for all PCC members lo iaise qu85lions. Once a year
a Safeguarding audit and dashboard is presented lo the PCC lor discussion. Barbara Olori Boateng is the PCC
member with primary responsibility lor overseeing th8 Parish s s8fegu8rding aclivilies regarding children, young
people and vulnerable adults. At the Chuioh level, Chrisly Rogers is the Safeguarding Officer for Sl Andrew's and
Barbara Olori Boaleng is the Safeguarding Officer for Sl John's where in lum eath is support¢d by a voltJnleer
responsible lor nèw and updated DBS checks and vetting. All members ol the Safeguarding Team work c105ely with
Ihe specialisl team and resources at the Diocese. The parish Safeguarding Dashboard was commended by tho
DioGese in a rec8nl visit by the Area Dean.
During the year, a seiiou5 safeguarding issue arose at st Andrew's due lo the incro85ingly aggressive and
threatening behaviour of an adull male former mèmber of the congregation towards a number ol lernale members ol
th6 congregation. The Safeguarding Team acled very guickly and by following the agreed procedures escalated the
matter to the sp&ci31isl team al the Diocese and subsequently lo the police. The individual is exduded from St
Andrew's and has been charged by the police, awaiting trial.
Living in Love and Falth
We remain in impaired cc>mmullion with our Bishop, bul we are gral8ful that the House ol Bishops has recognised
that if any further progress is lo be made il musl follow 'due process,. We 2re encouraged by the strength and unlly
ol The Alliance. and by those Bishops who spoke up lor orthodox beliefs in the College and House. Nevertheless,11
is important lo emphasis2 that the PCC'S much reduced contribution lo the London OI0c8san Common Sn
2f125 was not due 10 3ny theological differences, bul due lo Ihe very challengin9 financial impact of the Vestry roof
ropairs.

Tracking ID.- 1001660_'123fj4k76
THE PCC OF ST JOHN WITH ST ANDREW
TRUSTEE'S REPORT (CONTINUED}
FOR THE YEAR ENDED 31 DECEMBER 2025
The Iruslee's report was approved by the Board ol Trustees.
Poul
Rev P R Dawson
Trustee
1810512026
Dale.

TTackiry ID. 1001660.1239476
THE PCC OF ST JOHN WITH ST ANDREW
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF THE PCC OF ST JOHN WITH ST ANDREW
I report lo th? trustees on my examin3lion of the financial statements of The PCC of St John with Sl Andrew Ithe
charilyl lor the year ended 31 December 2025.
Respon8ibilitses and basis of report
As the trustees ol the charity you are responsible for tha preparation af the financial slalemenls in accordance with
the requirements ol the Charities Act 2011.
I report in respect ol my examination ol the charity's financial Sla16m@nts carried out under s8clion 145 Dr the
Charilies Acl 2011. In c2rrying out my examination I hkve follow8d the Directions given by the Charity Commission
under section 14515llbl ol the Charities Act 2011.
Independent examlnerfs statement
Since the charity's gross income exceeded £250,000. the independent 8xarniner tllust b8 a memb8r of a body listed
in section 145 01 the Charities Act 2011. 1 confirm that l am qualified to undert8ke the ex2mln21ion because l am a
member of the Assoelalitsn c>1 Chartered Certified Awounls, which is one ol the listed bodies.
Your attention is dr3wn lo the fact that the charily has prepared the financial statèments in accordance wlth the
relev2nl version ol the Statement of Recommended Praetie6 applicable lo charities preparing their linanciBI
statements in accordance wilh Ihe Financia1 Reporting Standard applicable in the UK and Republic of Ireland IFRS
1021 In preference lo the Accounting and Reptsrling by Charilios.. Slaloinenl ol Recommended Practice issued on 1
April 2D05 which is referred lo in the exlanl regulations bul has now been withdrawn. l understand Ihal thi5 has
been done in order for the financial stalements lo provide a true and fair vlew In accordance with UK Generally
Accepted Aeeounling Pracliee.
I have completed my examinalson. I confirm that no matters have come to my altenlion in connection with the
examination giving me cause to believe that in any material respect..
accounting records w8re nol kepl in respect ol the charily as required by seciion 130 01 the Charllles Aet 2011,
tho financial slaleinenls do not accord with those records., or
the financlal slalements do not comply wlth the applicable raquiremenls Con￿rning the form and content ol
financial slatemenls set ODI in the Charili6s IAccour)ts and Reports) Regulaliolls 2008 other Ihan any
reqijirempnt th21 thp financial statements give a true and fair view. whlch15 not a maller CDnsidered as part of
an indèpendent examination.
I have no concerns and have corne across no other mallers in connection wlh Ihe examination to whSch allenlion
should be drawn in this report in order to enable a proper understanding of the financial slatern8nls to be Feach8d.
Bk.Plu3 ￿￿¢terll
BK Plus Lirnlted
52 Sl Johns Lane
Hallfax
West Yorkshire
HX1 2BW
England
Dale..

Tracking ID. .1001660-1235476
THE PCC OF ST JOHN WITH ST ANDREW
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2025
Unyestrlcted Reslrlcted
funds
funds
2025
2025
Total Unrestrlctèd ReslrScted
funds
funds
2024
2024
Total
2025
2024
Notes
Incoma from:
Donations and legacies
Ch8rilable activities
Other trading 8clivilies
Inveslmenls
61,777
2,136
282,916
14,282
291,479
353,256
2,136
282,916
14,282
86,865
390
275,675
17,123
50,845
137,710
390
275,675
17.123
Total incomè
381,111
291.479
652.590
380,053
50,845
430,698
Expènditure on..
Raising funds
Charitable acllvllies
4,607
400,383
4,607
691,862
3,714
419,609
3,714
470,354
291,479
50,845
Total expendlture
404,990
291,479
696,469
423,223
50,845
474,068
Nel gainsllloss8sl on
investrnents
12
1161
1161
1751
1751
Net expendlture and
mov8m8nl In funds
143.8951
143.8951
143,2451
143,2451
Reconciliation of funds:
Fund balances al 1 January
2025
125,523
125,523
168,768
168,768
Fund balan¢e8 at 31
December 2025
81,628
81,628
125,523
125,523
The statement ol financial activities includes all gains and losses recognised in the year. All income and expenditur8
derive from continuing aclivities.

Tiackiffj ID.- 1001660_123g476
THE PCC OF ST JOHN WITH ST ANDREW
BALANCE SHEET
AS A T31 DECEMBER 2025
2025
2024
Notes
Fixed assets
Inveslmenls
14
2,041
Current assets
D6blors
C8sh al bank and in hand
15
15,160
112,012
6,222
151,114
127,172
157,336
Creditors: amounts falling due wlthin
one year
17
139,5441
133,8541
Net current assets
87,628
123.482
Total ?¥5ets less ¢urrgnt liabilities
87,628
t25.523
Credltors: amounts falllng due after
more than one year
18
16.0001
Not assets
81,628
125,523
The funds of the charlly
Unrestricted funds
20
81,628
125,523
81,628
125,523
The financial statements were approved by the trustees on
1310512026
Rev P R Dawson
Trusta•
Nlr A Cryer
Trustèe

Tiacking10.- 10D16SO-I239476
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
Accounting policies
1.1 Basls of preparatlon
The financial statements have been prepared in accordance with the charity's governing docum8nl, the
Charities Act 2011, FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland
and the Charities SORP Accounting and Reporting by Chanlie5.' Slalemenl of RecommEnded Piacli
applicable to ch8rilie5 preparing their gccounts in accordance with the Financial Reporting Slandaril
applicable in the UK and Republic of Ireland IFRS 1021 The charily is a Public 88n8fit Entity as defin8d by
FRS 102.
The charity h8S taken advantage of the provisions in the SORP for charities n(It to prepare a slatemenl of
cash flows,
The financial slalements have departed from the Charities IAccounts and Reports) Regulations 2008 only to
the extènt rèquired to provlde a Irua and falr view. Thls departure has involved following the Slalemenl ol
Recommended Practice lor chari118s applying FRS 102 rather than the version ol the Sialemenl ol
Recommended Practice which is referred lo in the Regulations bul which has since been wlhdravm.
The financial statements aTe prepared in sleding, which is the luncllonal currency E>f Ihe £harily. Monslary
amounts in th85e flThancial statements 8r8 round8d to th8 neaTest £.
The financial slalemenls have been prepared ut)der the historical cost convention, Imodified to include the
rev8lu81ion ol freehold pioperties and to include investment properties and certain financial inslrumenls al fair
V8Iu81. The prIn￿p81 accounting policies adopted are sel out below.
1.2 Going concern
Al th8 time ol approving the financial sl8lemenls, the Irus18es have a reasonable exp8clalion that the charity
has adequate resources to Continue in operational existence for the foreseeable future. Thus the trustees
continue lo adopt the going concern basis tsf accounting in preparing the financial statements.
1.3 Charitablp funds
Unrestricted funds are available for use al the discretion of the trustees in furtherance of their ¢haritable
oblecllves.
Reslrieted funds ère subjeet to speeifie conditions by donors or grantors as lo how they may be used. The
purpos&s and usès (>f the rÉstiieled funds are sèl out In the notes tts the financial statements.
Endowment funds are 5ublecl lo specific conditlons by donors that the capital must be malnlalned by the
charity.
1.4 Income
Income is recognised when Ihe charily is legally enlilled lo il aller any performance conditions have been rnet,
Ihe amL¥ur)Is can be measuied reliably, and il is probable that income will be received.
Cash don81ions are recognised on receipt Olher donations 8re rec￿nIsed once the charity has been notified
ol Ihe dor)alion, unless performance conditions requir8 d8feiial of the amounl. Incom8 tax recoverable in
relallon lo dtsnaltons received under Gift Aid or deeds of covenanl is recognised at the lime of the donation.
Legacies are recognised on receipl or otherwise if the charity has been notified of an iMpÈnding distribution,
the amDunl Is known. and receipt is expected. 11 the amount is not known. the legacy is treated as a
conling8nt ass8t.
fjo-

Tratkii)g ID. 10D166D-1230476
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
Accounting policies
Iconllhuedl
l.S Expendlture
Expenditure is recognised once there Is a legal or constructive obligation lo Iransler economic b8nefil to a
Ihird party, il is probable that a transfer of economic benefils will be required in seltlemenl, and the amounl of
the obligation can be measured reliably.
Expenditure is classified by activily. The costs of each activity are made of Ihè total of direct costs and
shared costs, including support costs involved undertaking each aclivily. Direct costs attribulable lo a single
activity are allocaled directly to that aclivlty. Shar8d costs which contribute lo more than one activity and
support costs which are not allribul3ble to a single activity are apportioned belween those activities on a basis
consistent wllh the use of reSoUr￿s. Central staff costs are allocated on the b85is of lime spent, and
depyecialion charges are allocated on the portion of Ihe asset's use.
Individual items of 2quipm8nt wlh 3 purchase price of £1,50D or less are wrilten off when the asset is
acquired.
1.8 Flxèd assèt Investments
Fixed asset investments are initially me3sured at transacllon price excludir)g transaction cosls, and are
subsequently measured al fair value at each reporting dale. Chanoes in fair value are recognised in nel
incomellgxpenditurel for the year. Transaction costs are 8xpen8ed as incurr8d.
1.7 Cash and cash equlv8lènts
Cash and cash equivalBnts include cash in hancl, depDslts held at call with banks, other short.lerm liquid
investment5 wllh origin31 maturities of three months or less, and bank overdrafts. Bank overdrafts are shown
within boirowings in current liabllities.
1.8 Flnancial Inslnjments
The charity has elected lo apply the provisions of Sect￿￿ 11 'Basic Financial Instruments, and Section 12
'Other Financial Inslrumenls Issues, of FRS 102 to all of ils financial instmmènts.
Financial insliumenls aTe r8cognised in the charity's balance sheet when the charily beoomès paty to lh6
conlraclua5 provisions of the instrument.
Financial asseis and liabilities are offset, with the nel amounts presented in Ihe financlal slalemenls, when
Ihere is s legally enforceable right to sel off the recognised amounts and there is an inlenllon to seltle on a net
basis or lo re81ise the asset and sellle the liabllity simullaneously.
3asic flnanclal assefs
Basic financial assEls, which include debtors and cash and bank balances, are Initialw measured at
transaction prlce including Iransaelion costs and are subsequently ¢8rried 81 amortised cost using the effective
interest methDd unles5 thè atrangement conslilutes a financing transaction, where the Iransaclion 15
measured al the present value of lh8 fLJlure receipts discounted al a market rale of int8r8sl. Financial assets
classified as receivable within one year are not arnortised.

Tracki1￿￿0. 1001660-1239476
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS (CONTINUEDJ
FOR THE YEAR ENDED 31 DECEMBER 2025
Accounting policles
Icontlnuedl
Basic financial liabijilies
Basic financial liabililies, includin9 creditors and bank loans are initially recognlsed at transaction price unless
the arrangement conslitules a fin8nGing transaction, where the debt instrument is measured 31 the presenl
value of the future payments discounled al a market rate of inleresl. Financial liabilities classified as payable
within one year are not 2mortised.
Debt instruments are subsequently carried al amortised cost, using the effective Interest fate method.
Trade credltors are oblig8lions lo pay ftsr goods or seNie85 that h8V8 be8n acquired in the ordinary course of
operations from suppliers. Amounts payable are classified as current liabilities il paymerit is due wilhin one
year or less If v)ol, they are presented as non-current liabilities, Trade creditors are tecognlsed initially al
transaction price and subsequently measured al amortised cost using Ihe effecllve interest method.
08r8cognition of financial liabllltl8S
Financlal Ilabllille5 are derecognised when the charity's contiactual ablig31ions expire or are discharged or
cancelled.
1.9 Employee benèflts
The cost of any unused holKJay Èn11118m8nt is r8cognised in the period in which the employÈ6's servlces are
received.
Termination b8nefi15 8re recognised immediately as an Èxpense wh8n the charity is demonstrably commilled
to lerminale the employment of an employee or to provide termlnation benefits.
Crltlcal accounting estlmales and Judgements
In th8 app]icalion of the charity's accounting pollcles, the truslees are required to make judgemen15, estimates
and assumption5 about the carrying amount ol assets and liabilities that are not readily appar8nl from other
sources. The estimates and associated assumptions are based on historit21 experience and other factDrs that
are considered lo b8 relevant. Actual resulls may difter Irorn these estimat9S.
The estimates and underlying assumplioTrs ar8 r8viewed on an ongoing basis. Rewsions lo accounlln
eslimales are recognised in the period in which thè estimate is revised where the revision affects only that
period. or In the period of thg revislon and lulure periods where the revision affects both ¢uirent and future
perlods.
Income from donatlons and lègaclès
Unrestylcled Restrlctèd
funds
funds
2025
2025
Totsl Unrestricted Resl¥icted
funds
funds
2024
2024
Total
2025
2024
Donations and gifts
61,777
291,479
353,256
86.865
50.845
137,710
12-

Tracklny ID.. 1001660-1239476
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
Income from donations and legacie5
(Continued)
Unrestricted Restricted
funds
funds
2025
2025
Total Unrestricted Restr5eted
funds
funds
2024
2024
Total
2025
2024
Donations and glfts
Gift aid donations
Non glfl aid donations
T8x ¥ecover8ble
Cash collecllons
Sundry donations
LPOW scheme income
YMCA funding
Af4A time reimbursement
CGT sUPPOrt
Roof donations lineluding
VAT refunds)
50,057
8,956
50,057
8,956
51,996
17,404
13,413
1,715
25
2,314
51.996
17.404
13,411
1,715
16.990
5,650
30,544
2,684
eo
2,684
3,741
3,661
16.965
3,336
30.544
72,447
30,195
89,887
72,447
30,195
89,887
95,289
95,289
81.777
291.479
353,256
86,865
50,845
137,710
Income from charilabla activit18$
Unreslrlcted
fLfnds
2025
Unreslrlcted
funds
2024
Charltable actlvlty
Miscellaneous income
2.136
390
2,136
390
UnrestrScted
funds
UnYe5tricted
funds
2025
2024
Mi5cellaneou5 Income
MiscellaneoLJS ineDme and events income
Fees- lunerals, marriages, banns, etc.
1,203
933
390
2136
390
13-

Tracking ID.- IOD1160-1239476
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS ICONTINUEDI
FOR THE YEAR ENDED 37 DECEMBER 2025
Income from other trading acliviÉie5
Unréstrleted Unyestrlcted
funds
funds
2025
2024
Fundraising activities
282,916
275,675
Unrestricted Llnrestricled
funds
funds
2025
2024
R8nlal InGome
Hire of Sl Andrew's
Hire of Sl John's
Midweek and Events income
249,997
33,000
7,202
6.067
232,011
30,210
6.670
6,784
Other Irading activities
296,266
275,675
Income from Investments
Unreslricterl Unrestricted
funds
funds
2025
2024
Rental income
Dlvldend 1ncome
Interest receivable
13.350
739
193
12,000
93
5,030
14,282
17,123
ExpBndlturè on ralslng funds
Unrestricted Unrestricted
funds
funds
2025
2024
Fundraising and publicity
Flat repairs and maintèn2noe
4,607
3,714
14

Tra¢Kiiig ID 1001660.123Q476
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
Expenditure on charitable activities
Charllable
actlvlty
2025
Charitablè
activity
2024
Direct costs
Staff costs
Missionary and charitable giving
St Andrew'5 cos18
St John's costs
Diocesan funds
Pr8mises costs
Offlce costs
Molorllravel costs
Events and trips
Education costs
Roof repairs
Other ministry cosls
MiRi51ry Irainee suppotl
Church weekends and revive
Bank Charges
Sundries
280,163
40,205
44,031
59,296
17,175
148,933
49,676
59.185
32.622
81,300
3.521
6.643
343
15.872
6.491
4.648
695
18,263
11,746
141,303
33,122
21.752
10,905
798
4,839
12,g29
20.962
8.706
614
2,479
688,941
460,476
Share of support and governance costs Ise8 note 91
Suppc)rt
2,921
9,878
691,862
470,354
Analys15 by fund
Unrestricted funds
Reslricled funds
400,383
291,479
419.509
50.845
691,862
470.354
Support costs allocated to activit185
2025
2024
Governance costs
2,921
9.878
Analysed betw88n'.
Ch8ril8ble 8clivily
2,921
9,878
15-

TfJ¢ki(Ig ID. I(M)IG60-1239476
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS ICONTINUEDI
FOR THE YEAR ENDED 31 DECEMBER 2025
Support cos1$ allocated to aclivitles
Iconllnuedl
2025
2024
Governance costs comprlse..
Independent examination fees
Legal and professional
1,734
1.187
1,650
8,228
2,921
9,878
10 Net movement in funds
2025
2024
The nel movement in funds is staled after chaigingllcreditingl..
Fees payable lor th6 independent examinalion of the charity's financial
statements
1,734
1,650
11 Employees
The average monthly number of ernployees during the year was..
2025
Number
2024
Numbèr
Employees
Employment costs
2025
2024
Wages and salaries
280,163
148,933
Barbara Sherwood received donations from the Church of £2.400 12024.. £2,400) for her and her husband's
work supporting pastors Ihroughoul Africa.
As Senior Pastor, Revd Andy Mason received a salary of £33,29112024.' £32,027) plus p8nslon conlrsbulions
of £8,32312024.. £8,007), aocommodalions costs ol £1,25512024.' £1.34018nd expens8 reSmbursemenls of
£22612024.. £5501 for travel aF)d resources.
As Office Adminislralor and Church Worker, Rhoda Hunter was paid a salary of £34,08712024'. £31,507> plus
pension conlribulions of £5,11312024.. £4,48318nd expensg reimbursemenls or £61 12024.. 1,4001 for travel
and resources.
As Church Worker, Barbara Ofori Boateng was paid a salary 01 £12,052 12024.. £11,140) plus pension
conlribulions of £1,80812024.' 1,6711.
As Pastor in TrainSng, Floiian Guillot was paid a salary of £29,70412024'. £15,366) and pension contributions
of £4,45612024'. £2,299).
As the PCC member lor oversighl of buildings works, Nlgel Rendell received expense reitnbursomenls of
£4,389 for repairs and rnainlenance.
16-

Tiacking ID.- 1001G60-1239476
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
11 Employee$
IContinued}
There were no employees whose annual remuneration was more than £6Ql,000.
12 Galns and losses on investm¢nts
Unr8strlclad Unrestrlct•d
funds
funds
2025
2024
Gainslllossesl arislng on..
Sale of investments
116}
1751
13 Taxation
The charity Is exempt from taxation on ils activities because all ils incotne Is applied lor charflable purposes.
14 Fixed asset investments
Add
Investments 1
Cost or valuation
Al 1 January 2025
Disposals
2,041
12,0411
Al 31 December 2025
Carrying amount
Al 31 D&cemb8r 2025
Al 31 December 2024
2,041
15 Debtors
2025
2024
Amounts falling due wlthln one yèar..
Trade debtors
Other debtors
Prepayments and accrued Income
7,416
6,126
1,618
151
4,496
1,575
15,160
6,222
17

Trackii)J ID. 1001660.1239476
THE PCC OF STJOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
16 Loan5 and ovBrdraft8
2025
2024
Bank loans
12,000
Payable within one year
Payable after one year
6,000
6,000
The Co-lvlission Network prcivided an interesi Iree loan of £12,000 to finance Ihe refkjrblshmenl ol the gyrn at
SI John's.
The loan will be repaid over 24 monthly rèpaym2nts of £500 beginning January 2026.
17 Creditors.. amounts falling due within one year
2025
2024
Notes
ank loans
Other taxation and soc181 securily
Other creditors
Accruals and deferred income
16
6,000
7,230
21,868
4,446
6,537
14,438
12,879
39,544
33.854
18 Creditors.. amounts falllng due after more than one year
2025
2024
Notes
Bank loans
16
6,000
18

Ti2cking10. 100 IB60_1219476
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
19 Funds
The Restricted Funds Gomprise the following,."
'Th6 AM time relmbursement fund eonslsls ol a contribution from the Co-mission church planting n8twork for
his lime as Co-mission's Director of Training, znd a conlribuliDn from Crosslands lor luloring and training.
The YMCAlunding is lo support youth work in th8 Parish
'The Sychar funding is a gr8nl to support the salaries. training and development of Ihe Wornen's Minislry
workers.
The Chelsea Gospel Trust funding is a grant to support the employment. Iralning and developmttnt of church
workers directly involved in evangelisrn and outreach activilies in the local cornmunily.
The other reslricled funds were all donation5 foi a particular cause or evenl. and weie spent in full in the year.
The roof repair fund related lo works carried out on the vestry flat roof The 10121 cost of Ihe repalrs, Including
all associated con5u5tancy lees. exceeded £145,000. An appeal was launched lo raise contributions towards
Ihcsc costs, and the ie131ed incotne was recorded separately.
Tlie Designated Funds comprise Ihe following.'_
The receipts from the sale of the 377 C of E shares in 2023 which are lo be used lo fund the church roof
repairs.
20 Unrestrl¢t¢d funds
The unreslricled funds of the Charity comprise the unexpended balances of donatlon5 and grgnls which are
nol subjecl io specific coiiclilions by donors and grantors as lo how they may be used. These include
designated funds which have been set aside out of unreslricled funds by the trustees for specific purposes.
At 1 January
2025
Incoming
resources
Resources
expended
G3lMS and
losses
At31
December
2025
Designated fund- Roof repair
General funds
7,926
117,597
17.9261
1397.0641
361,111
1161
81.628
125.523
361,1fj1
1404,9901
1161
81,628
Previous year:
At 4 January
2024
Ineoming
resources
Resources
expended
Gains and
losses
At31
Dectmber
2024
Designated fund- Roof repaiT
General funds
7.926
160,842
7.926
117,597
380,053
1423,2231
1751
188,768
380,053
1423,2231
1751
125,523
21 Related party tran5actlohS
19.

Tracking ID. 1001560-1239d76
THE PCC OF ST JOHN WITH ST ANDREW
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
21 Related party transactlons
Iconllntjedl
During the year £5,000 was received Irotn the London Good Stewards Trust as a grant to support Ihe
employment and training ol a Ministry Trainee. Victoria Dare, who is a Trustee, is also a Trustee of London
Good Stewards Trust.
Mrs Cindy Nardoni was èppointed as a Trustee during the year and is marrled lo a full-tiwe etnp1oyed member
ol staff, Darren Mardoni. 11 should be noled that Mrs Nardoni is not involved in setting the remuneralion or
olherwlse with regards to the employment ol hèr husband. The PCC requires all Trustees who are
themselv8s employecl members ol staff or who ar9 related to employed members ol staff are recu58d Imm
discu%8ions and voting on all matters relating lo staff.
20-

Tiacking ID- 1001680_1239477
The PCG ol Sl John with St Andrew
Chelsea Parish Office
St john's Church Centre
461 KinES Road
London
England
SW10 OLU
BK Plus Ltd
52 St Johns Lane
Halifax
West Yorkshire
HX12BW
The follo￿qng repr6sBnt8tions are made on the basis ol enquiries (Jf management and stafl with relevant
knowledge and experience such as we consider necessary in connection with your independenl examination of
the charity's fin8n¢ial st8tements for the year ended 3111212Q25. These enquiries have Included inspection of
supporting doGumentation where appropriate and are sufficient to satisfy ourselves that we can make each of the
following represent8tions. All representatic>ns are made to the best ot our knowleclge and belief.
fjeneral
1. We acknowledg8 that the work performed by you is substantially less in scope than an audit performed in
accordance wlih Internation81 Standards on Auditing IUKI and that you do not express an audit opinion.
1. We conlirm that the charity was entitled to exemption under section 144 of the Charitios Act 2011 th8
requirement to have its financial statements lor the financial year ended 3111212025 audited.
2. We have fulfilled our responsibilities as trustees as set out in the terms of youi engagement letter clated
2410212026, under the Charities Act 2011 tor preparir)g financi81 statoments In accordance with 8pplicable
law 2nd United Kingdom Accounting Standard8 Iunited Kingdom Generally Accepted Accounting
Practicel, for being satlsf18d that they give a true and fair view and for making accurate representations to
you.
3. All the transactions undertaken by the charity have been properly reflected and recorded in the accounting
records.
4. All the accounting records have been mad8 available to you for the PLirpose of your independent
examination. We have provided you with unreslrictect acce38 to all appropriate PBrsons within the Gharity,
and with all other records and related information requested, including minute5 01 all management and
trustee meetings and correspondence with The Charity Commission.
5. The financial statements are free ol material misstatements, including omissions.
6. The effects ol uncorrected misstatéments are immaierial both individually and in total.
As.8£l￿D￿Ll￿b.l1ltleS
7. The Gharity has satisfactory title to all assets and there are no liens or encumbrances on the ch8rity'$
assets. except lor those that are disclosed in th8 notes to the financial statements.
8. All actual liabilities, contingent liabilities and guarantees given to third parties have been rerordBd or
disclosed as appropriato.
9. We have no pl8ns or Intentions that may materially alter the carrying value and. where relevant. the fair
value measurements or classification ol sssets 8nd liabilities reflected in the financial Statements.

Trackinu ID.. 100166U-123g477
10. The methods, data and significant assumptions used by us in msking acttounting estim8tes, and their
related disclosures, are appropriate to achieve recognition, measurement and disclosuie that is
reasonable in the context of the 8ppIIc8ble fln8ncSal reportlngframework.
11. The charitable company has not granted any advances or credits to, or made guarante6s on behalf of,
directors other than those disclosed in the financial statements.
LogaLoLaims
12. We have disclosed to you 811 ¢18im$ in connection wlth Iltigation that have been. or are expected to be,
received and such matters, as appropriate, have been properly account6d lor and disclos8d in the
financlal statements.
13. We have disclosed lo you all known instances ot non-compllance or suspected non-compliance with laws
and regulations whose effects should bs considerod when preparing the financial statements.
Rolated pa_rtles
14. Rel8led party relatlonships and transactions have been 2ppropriately 8cGounted for and disclosed in the
finarn¢i81 statements. We have disclosed to you all relevant information ¢onGerning such relationships and
transactions and are not aware of any other matters which requile disclosure in order to comply wlth
legislativ¢ and a¢¢ounting 8tandards requiremBnts.
15. All cvcnts subsequont to the date of the financial statements which require adjustment Of disclosure have
been properly accounted for and disclosed.
16. We believe that the charity's financial statements should be prepared on a going concern basis Dn the
grounds that current £nd future sources ot funding or support will be more than adequate for the charity's
eeds. We have considered a period of twelve months from the date ol approval of the financial
statements. We believe that no further disclosures relating to the ¢harity's gbilily to Gontinue as a going
conc8rn need to be made In the financial statements.
Grant&anfLdonatiLll
17. All grants, donations and other income, the receipt of which is Subject to specific terms or conclitions,
have been notified to you. There have been no breaches of terms or condltions in the 8ppliGation of such
income.
Yours faithfully,
Paul D(U￿5&
1810512026
Rev P R Dawson
Signecs on behalf ot the board of trustees
Dated