63, Chester Road,
Winsford.
Cheshire,
CW7 2NG
21105125
Charity Commission
P.0. Box 211
Bootle
L20 7YX
Dear Sir/Madam.
Charity number
1132441
Charity name
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL
PARISH OF ST. CHAD, OVER, CHESTER DIOCESE
Please find our annual return, specifically, the Trea5.u.rers Report and Financial
Statements for the year ending 31sr December 2024
Yours SID￿relY
K.A.Hughes
( PCC Treasurer }

Charity Registration Number 1132241
THE PAROCHIAL CHURCH COUNCIL OFTHE PARISH
OF OVER ST. CHAD
Report and Financial Statements
Year ended 31" December 2024

(B) THE PAROCHIAL CHURCH COUNCIL OF THE PARISH OF OVER sr. CHAD
CONTENTS
Page
Members of the board of trustees and professional advisers
Treasurers Annual Report
Independent Examination
Notes to the Flnancial Statements
Declaration
System generated end of Year Financial Statements for year ending
31/12/2023.
7t013

THE PAROCHIAL CHURCH COUNCIL OF THE PARISH OF OVER 5T. CHAD
Members of the Board of Trustees and Professional Advisers
Reglstered Charlty Name. The Parochial Church Council of the Parlsh of Over St. Chad
Charity Number
1132241
Reglstered Off i
The Vicarage
I,Overall Drive,
Winsford,
Cheshire.
CW7 IEY
Trustees
Rev'd C.Booth royd ( Chair Person )
Mr. B. Peck
Mr. G. Buick
Mrs. S. Gillett Mr. P. Bacon
Mrs. J. Peck
Mrs. J. Marriot
Mr. K. Hughes Mr. M. Watson
Mrs. M. Lloyd Mrs. J. Ince
Mrs.E. Cassidy Mr5. J. Demery
Mrs. S. William5 Mrs. Jo.Wittle
Secretary
Mrs. J, Peck
External Examlner
Mr K.D. Pickering
5, Withens Lane,
Weaverham. CW8 3JJ
Bankers
Santander UK PLC
Brindle Road,
Bootle,
Merseyside.
L304GB
CAF Bank Ltd
25, Kings Hill Avenue,
West Malling,
Kent.
ME19 4JQ
(o)

Finance as of the end of 2024.
This remains a challenge. God is good, and his people are generous, but we
are still unable to pay our way fully and under pay on our parish share.
The PCC again took the decision that it was again not able to meet its
obligation to the Diocese in full and agreed to pay 70% of the requested Parish
Share based on forecasted income and expenditure for the year.
The efforts made by the PCC in cutting spending where it can, and the hard
work of those who have both given financially to the church directly or have
raised funds through various fundraising events resulted in the following.
Total Income for 2024 was £67.720.70 (down £6874from 2023 however itshould be
noted that thi5 wos only the case beca(J5e the expected Gift Aid return paymentfrom HMRC wus
deloyed untiljonuary and therefore doe5 not appeur in the 2024figures).
Total expenditure for 2024 was £72,864.15 (£7974 less than the prevlousyear,
howevRr we paid 8096 of our PGfi5h Share in 2023. but have spent more on maintenance this yeLyrJ.
This resulted in a deficit on the year 2024 of £5,143.45 (note tht7t the gift old cl(71med
on donotions received in 2024 but received in 2025 amounted to £5946.43 which more than cover5
this deficit).
Do take a look at the detailed report for full information however here are
some details which you might find of interest.
Income
Giving, £27,299
Fund raising and events, £10,605
Hall hire, £11,991
Fees (occasional offices) £12,401
Expendlture
Parish share, £37,672
Insurance, £6,895
Church Heating and lighting, £4,381
Church Maintenance, £5,909
Hall management, £4,198
Overall, we are pleased that we have managed to balance the budget but it
remains the case that we are not meeting our obligations to the diocese which
may have consequences in the future.
We do need to make every effort to increase our regular expected income so
that we are able to fund the gospel mission in this parish, look after the
ancient church of which we are the current custodians, and to pay our parish
share in full.

We are grateful for those who are giving generously already and ask that
those who can give more will prayerfully consider how they can support the
mission in this parish, and we pray that the Lord will continue to add more to
our number as we serve him in thi5 place.
Revd. C. Boothroyd.
Vicar.

THE PAROCHIAL CHURCH COUNCILOFTHE PARISH OF OVERST.CHAD
REPORTTOTHE MEMBERS ON THE UNAUDITED FINANCIALSTATEMENTS
YEAR ENDED 31$'DECEMBER2024
I report on the accounts for the year ended 31 December 2024 as set out in pagers 1to 7
Respectlve R8sponsibltles of Truste88 and Examlner.
The Gharities trutees consider an audit is not required for this year under s8Ction 43{2)of
the Charities Act 1993 ( the act ) as amended by section 28 of the charities act 2006,and
that an independent examination needed.
It is my responsibility to:
1) Examine the account under section 43 of the Act. as amended
2) FolLow the procedures laid down in the General Directions given by the Charity
3) To state whether particular matters have come to my attention.
Basis of Independent Examiners Oplnlon
My examination was carried out in accordance with Directions given bythe Charity
commission. An examinatlon includes a review of the accounting records kept ty the
Trustees 8nd a Comparison of the 8ccounts presented with those records. It also
includes conslderation of any unusual items of disclosures in the 8ccounts, seeking
explanations from the Trustees concerning any such matters. The procedures
undertaken do not provide allthe evidence that would be required in an audit, and
consequently I do not express an audit opinion on the accounts.
Independent Examlners Statement.
In connectlon with my examination no matter has come to my attention.
1. Which gives me resonable cause to believe that, In any material respect, the
Trustees have not met the requirement8 to ensure that '
a) Prop8r accounting records are kept in accordance with sectlon 41 of the act,and
b) To prepare proper accounts which accord with the accounting records and
complywlth the accounting requirements of the Act
2. To which, in my opinion, attention should be drawn in order to enable a proper
understanding of the accouts to be reached. ( * Please delete the words In
Brackets If they do not appLy
Slgned
Date
14. OS. QS.
Name Kevin Pickerlng { Quallfied Accountant )
(4)

THE PAROCHIAL a4URCH COUNaL OF THE PARISH OF OVER ST. CHAD
Notes to the Financial Statements.
The finanthl statrments ￿e been prepared In ac(*rdance withthe Chwth Acwuntrt Regulallons 21M)6 togeiher
with applicable acco•Jntir¥ and the SORP 2015
The flnancral statements have also boon prepared urnler th• hlstorl(31 co# Convw￿ excew kr the ¥a￿allOn of
Investment assets. whKh are sho¥m at marketvalue. The financ￿1 staten*nts include all tr•nSac￿ns. assets and
liabilitie5 for which the PCC a￿ resp0ft51ble In law. TJ*y do n(rt the acxounts of thwth groups that owe
their main affiFAtk)n to al￿ body. that are #knl 84therfry of thurch n￿nbe￿.
Funds
the el￿OWMent be used elthei as restslcted or ufifestr1tt￿ funds depe* w the purpose for whlch the
Restrkted fvDd¥ ￿pres*Tht incoff* fYDm tNsts oreNlowments whlch may be expended on those restrkted
objects prtymed kn terff* ofthE trust or bquesL and donations or yants re(thed ffor8 5pEclfic obprt or Invlted
by the PCC for a spedfit obJecL The funds fflay be éxpended on the spKMc object forwhlth they we
8lven. Ahy balm Imspent at the end ofeach yeor must be rarrled forwwd &s 8 b•L•rto on that fund.
Unrestrkted ff￿, are Bemfal funds vA*h ¢an be used for PPC ordlnary purposes.
Incomlng resource to which they relate Ls receiveL Grants and lryacks are a¢oyJntsd for when the PCC Is
le8ally entttkd to the amounts due. Dlvldet￿ a￿ acu>unted for when rwlvable. Intsrest Is accrued. All
other IrKome is rerffj¥￿ when It Is re￿Nabl& All Sncomlry resour￿ are accourted for 810￿.
Grants and donatlDlls are lor when pald over. or when awarded. Sf that •ward a birxllr¥ or
construrtive obllguti)n on the PCC The dkKesan pwish share Is accounted forwhen d￿. Amounts retsfved
speciftolly for mi&slon we dealt wlth as restricted fund5. All other expendlture15 8eneralfy reco8nbsed vthen k Is
incurred artd is aC￿unted for8ros5.
Flxed 3$sets
Consecrated aftd prtyperty b not knduded In the XLThmts in accordance wlth Sectkm 9q2J (a) of the
Charities Act 1993.
Movable church furnish1￿ hekl by the vKar and thurth wJrdenJ on Speci￿ trust fof PCC and whith require
a faculty for disposal are inallenable propeTty. Wsted in the thurc1￿5 tnventOry¢ vhbkh can be InsPert￿ at any
reasonable time, by appointmÈnL
No cost informjtlon Is aYaik2ble on the Church Hall and It Is Indth * an e5tlmated value.
All Investments a￿ ￿lued at rnarknt valuotion a5 at 3111 £jec￿nber.
(s)

THE PAROCHIAL CHURCH COUNCIL OF THE PAPISH OF OVER ST.CHAD
Declaration
The Accounts for the year ending 31" December 2024 are hereby Approved by
the Parochial Church Council and signed on its behalf by .
The Rev'd Callum Boothroyd { PCC Chairperson )
Signature.
Dated

THE PAROCHIAL CHURCH CCiINCIL (FTHE PARISH OVERST.CHAD
Ahatysls Of ahd étynd1￿re
Selected period.. 01 January 2024 to 31 Doc￿nb￿ 2024
Total
Gen•ral Designated Rastrlct•d End0￿￿nt
This y••r
last ￿ar
Receipts
Donatkn• and kgacle•
0101 . aliAd. B
14261.(Y)
6.42552
14281AKJ
6A2552
17,773.&9
3.W.
CQ01 . QhorrAwned ￿l•r9
OX)1 . Lc¢8e rlat&cc418c4k
4.361.gJ
Z252.41
3A41.03
4,361SO
2,￿Al
3.561JJ3
5,482.&3
879.53
055tt. tkna'ons atwls
120.
4.090.77
8532.02
0701-LffJaLies
l￿A￿)
694.12
Donotlon8 •nd l•gachB Totslq
33h71.86
120.011
33,591.86 39,309J1
In¢oN* from ¢h•rlt•bl• •thltl•¥
09)2. &*￿*4¥e8
1101 . Ffjos aN1twa18
1230. Clwrth Wl lethrYds.ci*￿IWB
7N.94
12,4Q1A5
123.th)
7,044S4
12,410125
1ZJ
8,77224
12,71XIO
Inconw from ¢h•rltabl• •¢tlvltles Tot•l$
11569.79
19,569.79 21,480.34
O¢heT Irading 4¢tlvitie8
1240. C>nJTd) W lthlrw.Aw¥J ￿1￿1
11.¥31.1Sb
11,991.66
12,114m
11.991.66 12,114.110
Oth¥r ¢radlng actlvltlo• Total•
Inv¢$lments
1(KJ1
1020. P•*8rnJ srAietyirtsE5t
B120
1J09A7
8120
2W.19
2,567A9
114.￿
1,43939
9.18
1,167.14
Inv•8trn•nts Totals
1.391.07
g.T
1,167.14
1,5X31
Re￿Ip￿ &and totals
8W438
9.18 1287.14
67,720.70 7U58A6
Paym8nis
R•l$lng fund•
1720. Cc*ts ￿￿t￿￿5h1P wnpolgn
1721 .￿C*clo1￿
1730.Ctht5 & ¢trcvrt5
1740. IrAoslmentmawwnÉrtiixMts
1750-IIWingiThts arK5bells
1￿.72
185.72
58.57
204
5IMJ
831.18
52.25
320.C
R•lsing fundi Totals
7333S
73185
1.203.43
Expendlture on charitabh actlvlt1•8
18D1-434iThJb) missionwysthiotses
P8 3)1$ 5..11 E¥nl Pa> 1 ￿ 2
(1)

Totsl
General D¢Blgnat•d R•8trlct•d Endowrnènt This
Last y•ar
1870- ￿tar(harf￿
1910- MnlstyOsh $h•E e
2101 oflnu*nt*rt
2120- 0)undl
213Q. Pgrsgrw
2140.Wal¢rrats5.￿L%ragQ
2145- Parsorw-knr
219J-Mtarfs tél•ph
2W1- Parish tr8inirg8fKI rntssi
2301- thurth ￿nn1r&-in$Uygnc*
2310. Churdb ￿￿￿.telep￿￿y7e
ZJ2C- trgan I￿an0￿ning
2&30. Church maintenar
494.30
37,672.20
449.70
2022A3
.00
228.32
127.33
152.82
37.67220
44g.7D
40,878.
SB6.78
3,08B.64
2022.83
22832
127.33
152B2
37S2
307.L
282.78
37.92
582e.16
395.88
5.926.16
895A8
5,601.91
211.PAJ
34320
S.gJ3.02
342.
1.449.81
1.344.27
441.67
112.80
6.71
5,W.73
2,744.93
342.&)
17733
1,449fi1
1,792.10
1*1634 1,644.59
441.67
2331 . Cknirg
t340. UF￿ep ()f8er%icYs
ZJ50. Ltyikeep ofthurthiH
ZJ&). Almlnlslrnlon
2370-M5￿'nU 5poakN5 Iloojms
2380. trganlst. Salary￿￿%
Zd81- (bnisl- 4eTgerfEes
2401- Churth runnlry- de¢*tc
2410- thurth NnniryJ" gas
2420. CJMJrth
2430- CI￿rchAnn1ng- cll
2521 . Hall Nnning- deBnern 88lary
2530- H￿1 Wun￿ng-e1ethdty
2540. Hall Nnning-ga5
2￿. Hall NnnlrwJ- in•Ltyance
2￿. Hall runnirwJ.nHnknar
. H￿1 runrtng.
259). Hall Nr¥ing- he*ng I1￿￿.n9
2930- N8w tr￿11￿1ng Ho11
2940. Vessychu
t,10207
3055J
5).
1,98423
36.67
&SA9
4,1[￿ll0
2,68126
1,19420
1,871￿7
911.91
325.18
4￿20
1,981,
40.48
1,981.e45
40.48
96A2
2,400.fA*
4,198.0)
1,039.fr3
l.CQ8.74
98,42
4.198 Ql
1,039,69
1,Ll)8,74
S69.
83.7T
933,77
395.15
7.19
39515
7,19
38sg
71KJfj9
Expondltur• on charltabl• adlvltl#• Totsl
71.021.52
1,108.78
72.130.30 73,581.37
PaYn￿nts Grand totals
71,75527
1,108.78
72,864.15 74,784.80
(27 3J25 8..58 Jn) 2 d2
(9)

THE PNR(KHIAL CHURCH COUNCIL THE PARISH OVER ST.CHAD
Statomèmt Of ahd Uabllltlo¥ (by fund)
As aL' 31 December 2024
Balance
Previous
balance
Yangible Assots
07: ¢hurch hall
Desionafed
120,CXX).(MJ
120,CO).00
120,000.00
120,000.00
T•nglble As*ets
120.00(1.00
120,000.00
Cash At Bftnk Pnd In Hand
01: Current kcount Isanlanderl
intenance Churth59rd&l￿nds
St Ch8ds K*ssyChur
C*nerdl fijnd
Ra8￿(18d
1Xs.00
36359
Re8￿Cted
363.59
UnrestrlL
fo.031A9
476.7Q
13264.60
376.70
Res￿
10.992.18
14,DIM.89
08: Cyrront kcount1¢￿ 8ank Ltd
Re$￿th￿
R8striLt&J
PeslriL
UnFEstrtLled
ResffidAd
15,265.49
I￿.59)
162￿.51
St Chads ￿syC*Urth
Projedor FLmd
lknl ftmd
gerKyL￿}9￿¢jn
6.71
14.882 90
12A04.26
4.066A)
31,372A6
31,228.12
Cash ￿ Bank And In Hand
42,364.64
45,233.Ql
InYe3tments
03.. CCLA Doposlt k¢ount. Rt¥toration
propffjiJThY
(knorol fiJTrJ
D9yIgn&￿I
LknreslrlLtsJ
9.18
703.34
685.12
712.52
685.12
04.. CCLA Doposlt kcount- 2007 Investments
fvj
49688
477.78
496.88
477.78
05: CCLA Deposlt kcount- 81u•b•ll
furni
UThE5th(
1,76B.08
1,768.08
1.626£2
1.820.82
116.. Crowcroft Mèmorlal Fund
C*neral fvmd
Mstrllled
4,204.S
4,20419
4,204.59
4.204.59
119.. CCLA O•poslt kcount- Walter Claude Fry
Itwoaude Fry
r*neYl lund
Restric*d
36,470.79
7,82334
44.294.13
35.332.70
i￿re81￿Clad
7.257.97.
42,590.67
Inv•&tmpnt9
51.476.20
49,584.98
P1 1Q.17anlP48 1 ￿2
(q)

8alanc¢
Pr•vious
balan
ABancy kcounts
6699." P4ency colleciions
RAstrickn
4543LM)
4.$43.00
376,70
376.70
•ncy keounts
4,543.0
376.70
Grand Totsl
209,297A4
214441.29
f21 3)5 11J.17 PaJe 2 rf2
(lo

TTrE PAROCFllAL CHURCH COUNCIL OF THE PARISH OVER ST.CHAD
Sofa Separate Designated
For the perlod from 01 January 2024 to 31 December 2024
T(*81
86N2428
9.18
1387.14
07,r20.70
74￿59￿6
Tthl exwth•
71.75&37
1,10&78
74,784AO
15J30m)
9.18
14143AS1
1326.241
(knss IFar6fer5 teMEen ￿rb￿s-s￿
(>osx trdn5fers tthEen fvr*Ys.out
363.59
363I9
72,574.15
1383591 122,574.15}
1363.591
insllosses on in￿￿trn￿O5Sel￿
ins on ffiRd assets, thwTr'tyB Use
51.57
(4,987AO)
9.18
I1￿23￿
{&143AS1
35,33
Ikniliall¢￿d1￿rll
42,3*78 52,041Ji
37A3138
12Q(¥)9.18 51,85628
21484129 214A59A6
Tc¢alfimth ￿r￿edfrYwIrd
209397.B4 21V9529
rtsy•s•rtodlry
Unre8tnd6d
neTBI knnd
De8lgnabJ
Cthstrr￿s Tree
prqjertyfvjnd
37,43228
87,432.38
42,399.78
120,009.18
120,(KJ9.18 131(KJO.C
t)nw(YJ1k￿
CM"skna$ Trev Festiwl
Cwates Fund
FrKpnds QfSLC*￿fs
Hutts LundT
krtthen proledfvnd
1TrtWa￿e Qwrthyard&Qwnds
)rFund
SiCh&Js Pkssychu
&Chads Tots
I{•ra￿d8 Fr￿r
14385.49
1S,385.49
18,338.51
8.71
363
,470.79
36,470.79
35.332.70
c (i)
121 Mth 2025 1(J.18 aml P•J8 f cl1

THE PAROCHIAL CHURCH COUNCIL OF THE PARISH OVER ST.CHAD
Monthly Income l Expendlture totals - Delails
As at: 31 December 2024
co(
Jao24 Feb_24 htr_24 *y_24 Ilay_24 J￿24
J￿_24 AL24 S*p_24 Ckt_24 M%_24 t*c24 Cod•tdal
0101.. Gftl¥d- Bank
0110.. GftPid.Emdows
1.. L￿$ pl* rxllga¢J)s
0302.. Digitsl Gli
0550.. tknabtMs apkwais Ètc
0701.. Lwe8
08A1'. Non.recurring
0902.. £￿rnts &AJi4ities
1001.. DNdends
1020.. 8ankarbJ txjilding srKietyintsest
1101.. Fees for￿￿(￿j1￿g5 and furmts
1230.. ￿UrCh hall lètbngs- c*4'8th'
1240: L￿UrCh hall lelb"ngs- ￿rNI rdi3111g
1270.Q) 1.022.Q) 12T2.OJ 1.172.IJJ 1.510.IJJ 1,IW2.
658.03 487.￿ ￿.
617.98
544.36 445.(xJ
1&3.(M 385.52 197.02 W.39 297.ljj 369.73
155.C(J
147.70
167.97 4&528
78.65
176.95
523.91
698.90
42A1
61&97
2YJ.30
182.96
1.045.00 1.157.00 1.127.￿t 1￿.00 1.1&2.CQ 1,112
619.(NJ
50425 479.90 403.00 634.C(>
537.OJ
54624
244.52
334.86 220.ijl 2&8.12 764.46
181A8
147.43
1Ce.15
162.86
361.67
157.11
77xJ 320.50
1(K).I
14261.00
6,425.52
4.361.9)
2,252.41
3.681.03
2.6CQ.
130.
fA).rxJ 2&1(h) 651.(fJ W.45 2,839.62 7.w.g1
29.1x5
529.16 ￿.39
2Y.56
19Ag
2yJ7.1
198.IKI 1.052.IXJ 1.￿￿.c￿)
328.￿ 1,OW.LKI 12￿5.85
45.
76.00
123.
1.1￿).C￿ 1,188.
852￿) 1?71.￿ 1.176A)
1,895.00
564.9J 1.107.¢JJ
647￿) 1.096.66 597.00
11.gJ1.66
8,38&35 5,57427 389S56 6A1&51 5207A1 1783A4 1W3.66 4,189A6 471832 4AOW 4090.17 739Bffi 67063A4
2.YKI.CKI
130.00
621.61
240.50
1x11.76
19.75
875.(￿)
580 81
.11
1,69520 1 Z26.W 1204.oj
1,644.65
747.
493.¢XI
172D.. Costs Df5tewardship ompaign
1721.. cost￿[￿￿￿1 GKing
17￿.. Costs offetes &othwwnts
174D, In*sknentmanwiantcosts
1750 ￿d￿r￿) costs atKI bells
1870.. Seculardw'ltes
1910.. Mnistyparfsh shwe etc
2101 ￿)￿n9 epwse8 ofiroJmt¢nt
2120. Council kx
21￿).. P￿s￿89e house ewtses
2140.. Watsr rat&s-iiczag8
2145.. Pa[sC￿29￿. ￿r
2150.. Mcaffs tslaphDr
01.. Parish trairiing aThJ rni88ion
2301: CINwth wnnin9- i￿￿ar￿a
2310.. Chjrth office-tèletyn6
2330.. cp￿1￿ Mainlgnant
2331.. CleanlrKJ
2340.. UpkEep ofseN
2350.. Upkeep of d)ur(*)e
236D." Ajministstion
370.. Msibng speakers J1(￿mS
2401.. Churth runnir¥J-eleckn
102.12
6.82
150.56
185.T2
4Jl
454
4￿4
454
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