## **St Mark’s Church, Forest Gate – Annual Report of the Parochial Church Council for the Year Ended 31 December 2021** ## **Administrative Information** St Mark’s Church is situated in Lorne Road, Forest Gate. It is part of the Diocese of Chelmsford within the Church of England. The correspondence address is: 41A Tylney Road, Forest Gate, London, E7 0LS. The Parochial Church Council (PCC) is a body corporate (PCC Powers Measure 1956 and Church Representation Rules 2006) and a charity registered with the Charity Commission as charity number 1132240. PCC members who have served from 1 January 2021 until the date this report was approved are: **Ex Officio Members** Vicar: Ben King Chair Churchwardens: Mike Richardson Sharon Yates **Elected Members** Ann Arnold Vice-Chair Peter Arnold Treasurer Janet Bone Deanery Synod Representative David Dale Resigned 11 April 2022 Ellen Kemp Parish Safeguarding Officer, Deanery Synod Representative Barbara Lumsden Resigned 13 September 2021 Charlotte Mouzer Judith Nyabango Elected 17 May 2021 Jackie Randall Jane Ridout Secretary Michael Semuguruka Yvonne Tiley Deanery Synod Representative Bethany Yates Parish Worker Co-opted 15 November 2021 ## **Structure, Governance and Management** The method of appointment of PCC members is set out in the Church Representation Rules. At St Mark’s the membership of the PCC consists of the incumbent (vicar), the churchwardens, and members who are elected by those members of the congregation who are on the electoral roll of the church. All members of the congregation who regularly attend St Mark’s Church are encouraged to register on the Electoral Roll. The PCC members are responsible for making decisions on all matters of general concern and importance to the parish, including deciding how the PCC funds are to be spent. The PCC met seven times during the year, with an average attendance level of over 90%. The January and February meetings were face to face, but thereafter meetings were held online due to the pandemic. ## **Aims and Purposes** The PCC has the responsibility of co-operating with the vicar in promoting the whole mission of the Church, pastoral, evangelistic, and social, in the parish. The PCC is also responsible for maintenance of the church building of St Mark’s, Lorne Road, Forest Gate. Page 1 ## **Objectives and Activities** The PCC is committed to enabling as many people as possible to worship at our church and to become part of the parish community at St Mark’s. The PCC maintains an overview of worship, and aims that our worship and services put our faith into practice through prayer, scripture, music and sacrament. We try to enable ordinary people to live out their faith as part of our parish community through: - Worship and prayer, learning about the gospel, and developing their knowledge and trust in Jesus. - Provision of pastoral care for people living in the parish. - Missionary and outreach work. To facilitate this work it is important that we maintain the fabric of the St Mark’s church building. ## **Achievements and Performance** ## **Worship and Prayer** Whilst the church building remained closed, we continued to provide pre-recorded weekly services via our YouTube channel. When the church re-opened, distancing, sanitising, and face covering measures were put in place as before. Congregational singing was limited to two songs and initially took place in the church car park. When the weather cooled, we sang inside but ensured services did not exceed 75 minutes. 'Zoom' additionally provided opportunities for us to host Monday to Friday evening prayer, a mid-week prayer gathering, and a weekly coffee morning. After some weeks of prayer walking in the summer, the mid-week prayer gathering returned to church in the autumn. ## **Deanery Synod** The vicar and three lay members of the PCC sit on the Newham Deanery Synod and provide a report on Deanery Synod meetings to PCC meetings. This provides the PCC with a link between the parish and the wider structures of the Church of England. ## **The Church Building** Since resuming services and activities in the building in April 2021 the safety and wellbeing of those using it have been our highest priority. We have achieved this by: - Ensuring everyone wears face masks over their mouth and nose in the building at all times - Distancing measures - Increased ventilation in all areas - Enhanced cleaning and sanitisation of areas used - Quarantining of equipment used prior to cleaning and sanitisation - Safe maximum numbers of people allowed in small areas at any one time - Limiting the amount of time people can spend in the building to 90 minutes Regular inspections of the fabric of the building and its contents have taken place, including after the storms of February 2022. Maintenance and other work undertaken: - Annual inspection of fire alarm, emergency lighting and fire extinguishers and blankets - Clearance of items no longer used - Re-purposing of noticeboard on outside front wall of building - Replacement of seals around skylights on south-facing roof pitch - Electrical work regarding interior and exterior lights - Portable appliance testing and microwave emission test - Boiler and heating service Page 2 ## **Pastoral Care** Pastoral support has continued, mainly through telephone contact and email. Communication across the whole church family has been maintained through regular email updates (with paper copies delivered to those without internet access). Two PCC members underwent Pastoral training during the year. ## **Mission and Evangelism** Ministry to the children and youth continued through telephone calls, letters, texts, and specific services including Messy Church. Easter and Christmas were celebrated with services in church when possible and also online. Community engagement also formed part of our worship at Christmas and Easter and as well as the Nativity Float, the Advent Trail and Easter Egg hunt were well-received. We also started a series of community ‘pick-ups’ – a simple means of reaching out to the parish and of raising the profile of Jesus and of His church. Over the summer, we involved a number of church members in our outreach programme to help engage our community further. From 1[st] October Bethany Yates was employed as part time parish worker. This has had a positive impact on our church life and on our mission and outreach. ## **Ecumenical Relationships** Due to the pandemic it was not possible to hold the usual Good Friday March of Witness in conjunction with the other Forest Gate churches. ## **Financial Review** Total receipts on ordinary unrestricted funds were £145,203, and total receipts for restricted funds were £6,710. These are detailed in the financial statements. Annual income in 2020 was much higher than usual due to receipt of a large legacy; consequently income in 2021 was significantly down compared to 2020, despite the receipt of two more legacies totalling £70,022 this year. Whilst the annual accounts for 2020 had to be compiled using accruals accounting, total income in 2021 was well below the £250,000 threshold above which the Charity Commission requires charities to use accruals accounting. The 2021 annual accounts therefore use the receipts and payments format, as the diocesan office confirmed that this was permissible as annual income was below the £250,000 threshold. £69,932 was spent from the ordinary unrestricted funds, and £3,514 from the restricted funds, to provide the Christian ministry from St Mark’s Church. This includes the PCC’s contribution to the Chelmsford diocesan parish share, which contributes to the cost of stipends, pensions, training, and housing for clergy in the diocese. The PCC continued with its agreed policy to give away 10% of its net income (i.e. income excluding grants and money given for specific causes) each year to support Christian ministry at home and overseas. A total of £8,170 was given to support 16 Christian ministries at home and abroad. In addition, £1,827 was given by members for specific causes and charities, and this was passed on to those causes and charities. The net result was an excess of receipts over expenditure of £77,860. On 31 December 2021 the balance of ordinary unrestricted funds carried forward was £55,126; the balance of restricted funds carried forward was £6,875; and the balance of the legacy designated fund carried forward was £212,836. During the year £240,000 was added to our investment in the CCLA Church of England Investment Fund. Page 3 Investment assets as at 31 December 2021 were £304,089 in the CCLA Church of England Investment Fund, plus £352 in shares in Banco Santander. A Stewardship Sunday was held in May to encourage personal revision of church giving. ## **Reserves Policy** It is the PCC’s policy to invest short term funds balances in the CCLA Church of England Deposit Fund. This is used to smooth out fluctuations in cash flow and to meet emergencies. As at 31[st] December 2021 the PCC had £251,240 invested with the CCLA Church of England Deposit Fund. In previous years the PCC has invested part of some legacies received in the CCLA Church of England Investment Fund, and as at 31[st] December 2021 the PCC had £304,089 invested with the CCLA Church of England Investment Fund. ## **Church Attendance** There were 107 people on the electoral roll as of December 2021, of whom 53 live outside the parish. The equivalent figure for December 2020 was 108 people, of whom 51 lived outside the parish. The number of people of any age worshipping regularly at St Mark’s (not necessarily on the electoral roll) is currently 164, covering 79 households. ## **Review of the Year** Until July 2021 PCC meetings were conducted over 'Zoom', as was the APCM in May. The September and November PCC meetings were held face to face. Items discussed by the PCC included the following: - The annual accounts for 2020. Kim Lee was appointed to compile the accrual accounts for 2020. - The budget for 2021. - Our planned and adhoc financial giving to support God’s work at home and abroad. - Reports from the Race Steering Group covering Representation, Leadership, Worship Style and Belonging. It was mentioned that Diversity may now be a better term to use than Bame. - How the roadmap out of lockdown might proceed, whilst obviously there was uncertainty throughout the whole year. Ideas were presented as to how the building might be used in future as restrictions eased. - Community outreach: a daffodil drop was discussed in March 2021 and implemented in April at various points throughout the parish, then later followed by a lolly hand out in July, a fruit hand out at Harvest and a Christmas Bag of Joy in December. Lent boxes were also given out to church family members at Easter time. - The Summer Programme of events. - Planning for Christmas, including Bags of Joy, the Nativity float, the Slate Yard carols, the Knitivity service on 24th Dec and the Christmas Day service. - The PCC members voted to employ Bethany Yates as a Parish Worker from October 2021 until September 2022 when the post will be reviewed. - Peter Arnold presented the completed Energy Audit. - Restarting the Guide unit and a possible Eco Group. Page 4 ## **Safeguarding** Ellen Kemp, the PCC’s safeguarding officer, is assisted by a local parish safeguarding advisory group. As required, the PCC and all church members who work with children and vulnerable adults have up to date DBS checks, in line with current renewal times, and the majority have undertaken appropriate training. The PCC ensure that all on-line activities comply to the House of Bishop’s safeguarding guidance. The Parish Safeguarding Officer has informed PCC members of the new guidance which was published in 2021 and the requirement to undertake the relevant level(s) of online training. In order to implement the new guidance and online training, a three-month plan representing the first steps to be completed to further embed safeguarding into the culture of St Marks, has been approved by the PCC. There were no safeguarding incidents relating to St Marks church, reported this year. ## **Data Protection** All names and contact details are held securely. They are used solely to keep in touch with church members and are never shared with third parties. Signed on behalf of the PCC Rev’d Ben King (Vicar and PCC Chair) Page 5 ## **Parochial Church Council of St Marks, Forest Gate Financial Statement for the Year Ended 31st December 2021** ## **Receipts & Payments Account** |**RECEIPTS**
Voluntary Receipts
Gift Aided Giving
Gift Aid tax recovered
Collections at Services
Other planned giving
Giving for Specific Causes
Grants & Legacies
Grant for youth work
Legacy (Elizabeth Palmer)
Legacy (Helen Rigby)
Activities for Generating Funds
Jumble Sales
Investment Income
Banco Santander dividends
CCLA (investment account)
CCLA (deposit account)
Church Activities:
Wedding & Funeral Fees
Parish magazine
Use of building
Sunday Tea & Coffee
Flowers
Nifty-Fifties
Miscellaneous
Other Receipts
Spring Harvest Refunds
Other Refunds
Payments for printing & photocopying
**TOTAL RECEIPTS**|UNRESTRICTED
FUNDS
£
43,821.24
11,412.91
2,530.53
7,163.91
64,928.59
0.00
335.95
335.95
7.23
6,536.93
158.05
6,702.21
1,256.00
667.00
1,200.00
0.00
0.00
0.00
0.00
3,123.00
0.00
0.00
90.60
90.60
**75,180.35**|DESIGNATED
FUNDS
£
0.00
63,000.00
7,022.27
70,022.27
0.00
0.00
0.00
0.00
**70,022.27**|Other
Sp Collections
Youth Work Maintenance
£
£
£
1,709.56
0.00
1,709.56
0.00
0.00
5,000.00
0.00
0.00
5,000.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
**0.00**
**1,709.56**
**5,000.00**
**0.00**
RESTRICTED FUNDS|2021
_2020_
£
_£_
43,821.24
_47,580.34_
11,412.91
_15,903.97_
2,530.53
_4,688.77_
7,163.91
_6,833.12_
1,709.56
_1,179.37_
TOTAL FUNDS| |---|---|---|---|---| |||||66,638.15
_76,185.57_| |||||5,000.00
_5,000.00_
63,000.00
_0.00_
7,022.27
_369,647.20_| |||||75,022.27
_374,647.20_| |||||335.95
_401.60_| |||||335.95
_401.60_| |||||7.23
_0.54_
6,536.93
_1,223.30_
158.05
_292.63_| |||||6,702.21
_1,516.47_| |||||1,256.00
_646.00_
667.00
_709.70_
1,200.00
_1,245.00_
0.00
_6.40_
0.00
_110.00_
0.00
_400.00_
0.00
_37.96_| |||||3,123.00
_3,155.06_| |||||0.00
_4,769.00_
0.00
_411.86_
90.60
_30.00_| |||||90.60
_5,210.86_| |||||| |||||**151,912.18**
**_461,116.76_**| For review by PCC 25 April 2022 Page 1 of 5 19/04/2022 |**PAYMENTS**
Church Activities:
Planned Giving
Asha Trust
Asian Friendship Centre
Christian Solidarity Worldwide
Faith in Schools
Newham Youth for Christ
Open Doors
Adhoc Giving
Afghan Refugees
Asha Trust
Bishop's Lent Appeal
Bishop Peter's Farewell
Bishop Stephen's Farewell
Care 4 Calais
Churches Foodbank
Covid Support
Essex Clergy Charity
Evangelical Alliance
Godwin Children Computers
Godwin Children Holiday Support
Just Homes
London City Mission
NEW Way Project
Refugee & Migrant Project
Release International
SSF Plaistow
Tear Fund
Time to Share (Newham Deanery Synod)
Alzheimer's Society (coffee morning)
Battersea Dogs Home (coffee morning)
Children's Air Ambulance (coffee morning)
Children's Society
Cystic Fibrosis (coffee morning)
Dalit Freedom Network (education)
Macmillan Cancer Support (coffee morning)
Multiple Sclerosis (coffee morning)
Pussycat Lodge Trust (coffee morning)
RNLI Tower Lifeboat (coffee morning)
St Joseph's Hospice (coffee morning)
SPANA (coffee morning)
Urostomy Association (coffee morning)
Discretionary / Hardship Fund|UNRESTRICTED
FUNDS
£
420.00
790.00
420.00
790.00
790.00
420.00
50.00
500.00
100.00
200.00
0.00
150.00
0.00
0.00
0.00
120.00
0.00
0.00
0.00
0.00
0.00
50.00
50.00
0.00
0.00
0.00
700.00
5,550.00|DESIGNATED
FUNDS
£
180.00
360.00
180.00
360.00
360.00
180.00
1,000.00
2,620.00|Other
Sp Collections
Youth Work Maintenance
£
£
£
1,067.50
50.00
75.00
50.00
75.00
16.00
208.56
85.00
75.00
75.00
50.00
0.00
1,827.06
0.00
0.00
RESTRICTED FUNDS|2021
_2020_
£
_£_
600.00
_600.00_
1,150.00
_1,150.00_
600.00
_600.00_
1,150.00
_1,150.00_
1,150.00
_1,150.00_
600.00
_600.00_
1,117.50
_0.00_
500.00
_0.00_
100.00
_20.00_
200.00
_0.00_
0.00
_200.00_
150.00
_0.00_
0.00
_255.00_
0.00
_893.77_
0.00
_100.00_
120.00
_120.00_
1,000.00
_0.00_
0.00
_140.24_
0.00
_250.00_
0.00
_400.00_
0.00
_250.00_
0.00
_250.00_
50.00
_0.00_
50.00
_0.00_
0.00
_200.00_
0.00
_100.00_
50.00
_0.00_
75.00
_0.00_
50.00
_0.00_
0.00
_14.13_
75.00
_0.00_
16.00
_42.49_
208.56
_120.00_
85.00
_0.00_
0.00
_156.00_
0.00
_115.00_
75.00
_357.75_
75.00
_0.00_
50.00
_0.00_
700.00
_230.13_
TOTAL FUNDS| |---|---|---|---|---| |||||9,997.06
_9,564.51_| For review by PCC 25 April 2022 Page 2 of 5 19/04/2022 ||UNRESTRICTED|DESIGNATED||RESTRICTED FUNDS|RESTRICTED FUNDS||TOTAL|FUNDS| |---|---|---|---|---|---|---|---|---| ||FUNDS|FUNDS|Other|Sp Collections|Youth Work|Maintenance|2021|_2020_| ||£|£|£|£||£|£|_£_| |Church Activities:||||||||| |Ministry:||||||||| |Diocesan parish share|36,358.20||||||36,358.20|_36,435.96_| |Deanery|0.00||||||0.00|_30.00_| |Vicar's expenses|708.98||||||708.98|_476.54_| |Mission & outreach:||||||||| |Advent & Christmas|481.09||||||481.09|_1,396.23_| |Alpha Course|||||||0.00|_95.00_| |Bags of Joy|125.95||||||125.95|_0.00_| |Ben's Institution & Welcome Lunch (2019)|||||||0.00|_100.00_| |Books|||||||0.00|_31.00_| |Children|583.38||||||583.38|_414.82_| |Daffodil Pickup|560.00||||||560.00|_0.00_| |Evangelistic Publicity & Posters|||||||0.00|_52.77_| |Fees & Subscriptions|794.41||||||794.41|_638.08_| |Firepit Fridays|273.31||||||273.31|_0.00_| |Fruit Pickup|35.46||||||35.46|_0.00_| |Harvest|527.06||||||527.06|_0.00_| |Inspirations Booklet|||||||0.00|_256.00_| |Adult Holy Week Boxes|254.10||||||254.10|_0.00_| |Lent and Easter|468.16||||||468.16|_160.13_| |Light Party|213.84||||||213.84|_0.00_| |Magazine|982.00||||||982.00|_1,199.26_| |Messy Church|566.20||||||566.20|_0.00_| |Music Group|||||||0.00|_125.00_| |Pink Bin Project|59.98||||||59.98|_0.00_| |Prayer Day|||||||0.00|_110.61_| |Schools|30.89||||||30.89|_0.00_| |Services|127.93||||||127.93|_1,669.66_| |Spring Harvest Refunds|||||||0.00|_4,769.00_| |Summer Programme|603.93||||||603.93|_0.00_| |Youth Work|||200.00||287.24||487.24|_1,805.13_| |Wedding & Funeral Fees|1,234.00||||||1,234.00|_471.00_| |Carried forward to next page|44,988.87|0.00|200.00|0.00|287.24|0.00|45,476.11|_50,236.19_| For review by PCC 25 April 2022 Page 3 of 5 19/04/2022 |Brought forward from previous page
Church Running Expenses:
Electricity
Gas
Water
Insurance
Refuse Collection
Boiler & Heating
Cleaning & PPE
Doors, Keys & Locks
Electrical & PAT
Energy Audit
Fire Alarms, Extinguishers & Fire Signs
Gardening
Movawalls
Skip Hire
Toilets
Vicarage
Other repairs
Miscellaneous
Staff
Catering and Sunday Tea Coffee Milk
Church Activities:
Church management & administration
Printing & stationery
Web Site, Internet & IT
Phones
Accountant's & Examiner's Fees
Bank charges
**TOTAL PAYMENTS**
**EXCESS OF RECEIPTS OVER PAYMENTS**
**CASH AT BANK & CCLA AT 1ST JANUARY**
**CASH AT BANK & CCLA AT 31ST DECEMBER**|UNRESTRICTED
FUNDS
£
44,988.87
796.01
1,823.29
189.74
1,252.65
849.06
568.68
236.48
821.26
53.33
624.00
101.00
21.99
30.00
1,920.00
128.82
54,405.18
2,205.99
258.35
1,604.19
1,277.00
217.65
5,563.18
**65,518.36**
**9,661.99**
415,111.24
55,126.03|DESIGNATED
FUNDS
£
0.00
2,400.00
2,400.00
0.00
**5,020.00**
**65,002.27**
18,186.25
212,835.72|0.00
0.00
0.00
0.00
£
£
£
200.00
0.00
287.24
0.00
1,200.00
200.00
0.00
1,487.24
0.00
0.00
0.00
0.00
0.00
**200.00**
**1,827.06**
**1,487.24**
**0.00**
**-200.00**
**-117.50**
**3,512.76**
**0.00**
430.00
0.00
3,194.87
54.80
230.00
-117.50
6,707.63
54.80
RESTRICTED FUNDS|2021
_2020_
£
_£_
45,476.11
_50,236.19_
796.01
_783.34_
1,823.29
_2,163.03_
189.74
_252.04_
1,252.65
_1,227.88_
849.06
_684.54_
568.68
_568.68_
0.00
_160.21_
0.00
_15.99_
236.48
_280.68_
0.00
_294.00_
821.26
_889.56_
53.33
_256.00_
0.00
_7,554.00_
624.00
_0.00_
0.00
_97.00_
101.00
_70.00_
21.99
_0.00_
30.00
_100.00_
5,520.00
_1,946.00_
128.82
_33.75_
TOTAL FUNDS| |---|---|---|---|---| |||||58,492.42
_67,612.89_| |||||2,205.99
_1,875.28_
258.35
_315.89_
1,604.19
_1,537.12_
1,277.00
_0.00_
217.65
_272.83_| |||||5,563.18
_4,001.12_| |||||| |||||**74,052.66**
**_81,178.52_**| |||||**77,859.52**
**379,938.24**
436,977.16
_57,038.92_
274,836.68
_436,977.16_| For review by PCC 25 April 2022 Page 4 of 5 19/04/2022 ## **Parochial Church Council of St Marks, Forest Gate Financial Statement for the Year Ended 31st December 2021** ## **Statement of Assets and Liabilities** |**Cash funds**
NatWest bank current account
CCLA Central Board of Finance Deposit Fund|UNRESTRICTED
FUNDS
£
16,722.22
38,403.81
55,126.03|DESIGNATED
FUNDS
£
0.00
212,835.72
212,835.72|Other
Sp Collections
Youth Work Maintenance
£
£
£
230.00
-117.50
6,707.63
54.80
0.00
0.00
0.00
0.00
230.00
-117.50
6,707.63
54.80
RESTRICTED FUNDS|2021
_2020_
£
_£_
23,597.15
_8,895.68_
251,239.53
_428,081.48_
TOTAL FUNDS| |---|---|---|---|---| |||||274,836.68
_436,977.16_| |||||| |**Other monetary assets**
Income tax recoverable
2,898.50
**Investment assets**
Shares in Banco Santander
351.54
CCLA Investment Account
62,811.46
263,143.20
63,163.00
263,143.20
**Note 1 Funds held**
General Fund
55,126.03
Designated Fund
Elizabeth Palmer's legacy
62,190.00
Helen Rigby's legacy
135,859.47
Vi Woollard's legacy
14,786.25
Legacy Total
212,835.72
Helen Rigby's legacy was held in General Fund as at 1st January 2021; during 2021 £240,000 plus
Restricted Funds
Flowers
Parent & Toddler
Special Collections (Gift Aid on Afghan Refugees donations)
Maintenance (Chairs)
Youth Work
Restricted Funds Total
**Note 2 Investments Held**
(Values as at 31st December 2021)
121 shares in Banco Santander
351.54
13918.92 shares in CCLA Investment account
325,954.66|||117.50
3,016.00
_3,344.50_
351.54
_288.10_
325,954.66
_43,669.91_
0.00
0.00
0.00
326,306.20
_43,958.01_
55,126.03
_415,111.24_
62,190.00
_0.00_
135,859.47
_0.00_
14,786.25
_18,186.25_
212,835.72
_18,186.25_
£5,491 interest was invested in CCLA Investment Account, and the balance held in designated Fund
230.00
230.00
_230.00_
0.00
_200.00_
-117.50
-117.50
_0.00_
54.80
54.80
_54.80_
6,707.63
6,707.63
_3,194.87_
6,874.93
_3,679.67_
351.54
_288.10_
325,954.66
_43,669.91_|3,016.00
_3,344.50_
351.54
_288.10_
325,954.66
_43,669.91_| |||||326,306.20
_43,958.01_| |||||55,126.03
_415,111.24_
62,190.00
_0.00_
135,859.47
_0.00_
14,786.25
_18,186.25_| |||||212,835.72
_18,186.25_| |||||6,874.93
_3,679.67_| |||||351.54
_288.10_
325,954.66
_43,669.91_| For review by PCC 25 April 2022 Page 5 of 5 19/04/2022 Ind•pandent Examinorfs Report for the Year to 31" December 2021 This report ts to wbfy the Independent Examinerfs Review of the financial statements of the PCC for the year ending 31. De(%nber 2021 in accordan￿ with the Church Accounts regulations 2006 (The Regulations.) arKI s.43 of the Charities Act 1993 ('The ACY) Respective Responsibilities of the PCC and the Independent Examiner It is the responsibilty of members of the PCC to Prepa￿ the financial statements; it is your understsnding the audit requirements of the regulatiorts and s.43(2) of the Act do not apply. As the independent Examiner" it is my responsibility to issue this report on the financial ststements in accordan￿ with the tenrs of the Regulations. Basis of this Report My examination was carried out in ar£ordan￿ with the General Directions gNen by the Charities Commission under section 43inib) of the Act and to be found in the Church guidan￿ 2006 edition. The examinatron includes a review of the accounting records kept by the PCC and a comparison of the accounts with those records. It also indudes considering any unusual items of disclosu￿ in the financial statements, and seeking explanations from the trustees of the PCC con￿mIng such matters. The procedures undertaken do not provide all the eviden￿ that would be required in a financial audit. and consequently I do not express an audit opinion on the view of the accounts. Independent Examlnerfs Slatem•nt In wnnection with my exarninalion. no matter has come to my attention: 1. Which gives me reasonable cause to believe that in any material respect of the requirements: a. To keep accounting records in accordan￿ with section 41 of the Act and; b. To prepare financial statements which accord with the accounting records and comply with the requirements of the Act and the Regulations have not been met. 2. That in my opinion. attenlion should be drawn to in order to enable a proper understaThling of the accounts to be reactr￿d Z51,1 Jagdeep Ghataore ACMA CGMA 69 Hlghwod Gardens, Ilford. Esse& IGS OAY