Page I Rayleigh United Refonned Church Charity {Alternative name- Christ Churth Unlted Refornied Churth Charity) Charity Reglstrntlon Number. 1132232 The United Reformed Church Report of the Trustees For the year ended 31 Dember 2020. Mission Statement Christ Church aims to promote and nourish faith in God, to tell of God's love, and by working together, to share God's love with the community and wider worfd. Thls report include5 infomiation required by the Charities (Aco)unts and Reports) Re8ulations 2008 and the Ststement of RecoFnmended Practice for Accountlng by Charities 2005 a5 applicable to charities entitled to prepare accounts on the receipts and payments basis. Leral and Admlnistrative Inforniation Christ Church United Reformed Church, Rayleigh is a local church of the United Refomied Church in Great Britain and is a member church of Eastern Synod of the United Reformed Church. The church premises are sltuated in Crown Hill, Rayleigh S56 7HA Christ Church United Reformed Church Rayleigh Is a community of people who gather together regularly to worship God in a non-conformist trddition that traces its roots to the Reformation. Christ Church was established as a Congregatlonal thurch in 1910 and joined the United Reformed Church at its fomation in 1972. The church premTses are vested in Eastern Province Trust as trustees and held for the benefft of Christ Churth United Reformed Church, Rayleigh in accordance WFth the trusts appllcable to United Refomied Church properties. Christ Church United Reformed Church, Rayleigh was registered as a charity on 21 October 2009 (Reg. No. 1132232) to comply with changed le8al requireFnents. The charity trustees are the members of the Elders Committee, during 2020 they were: Mrsjoyce Berry Mr Ketth Berry Mrs Barbara Burrell Mr Robert Dart Mr5 Susan Deane Miss Jean Hall Mr lan Mlller Revd Naomt Vou*8-Aodas Bankers: Bardays Bank, 63-65 Hi8h Street, Raylei8h, SS6 7EL Structure and Goveman The activities of Christ Church Unlted Reformed Chur¢h. Rayleith are overseen by the Elders. Meeting of the Church in accordance wrth the provisions of The Strutture of the United Reformed Church determ¥ned by General Assembly of the United Reformed Church and supplemented by the rules of Christ Churth United Reformed Church. Rayleigh. The Elders, Meetlng is responsible for the spiritual welkbeing and financial administration of the Church, and the care and maintenance of Church premises and the m6n5e. The Churth
Page 2 Meeting lof all churth members wishing to attend) gives guidance on the life and work of the Church, appoints Church Officers, all major inrtiatives and significant items of church expenditure are also brought to Churth Meetin8 for approval. The member5 of the Elder5, Meetin8 are the minister in pastoral charge and up to ten members of Christ Church Unrted Refornied Church. Rayleigh nominated and eletted by the members of the Church. Elders having served for 3 years retlre by rotstion and are eligible for re-election for a further period of 3 year5. Following a period of 6 consecutlve years as a serving Elder, a period of one year must elapse before the person is eligible for leCtI0Th as a seNing Elder. There is no limtt on the number of periods of servi. The members of the Elder Meeting are the trustees of the registered charty duringtheir period of service as Elders. Due to the restrictions imposed because of the Covid-19 pandemic it was not prartical to hold an Annual General Church Meeting to elect new elders in 2020 so it was decided that exssting serving elders should serve until April 2021. Church Members were Infomied of this decision and none objected. Objectives and AltIeS As a local con8re£ation of the United Refomied Church. Christ Church, Rayleigh seeks to advance the Christian fatth through its artivities and the facilities offered to the community by Its buildlng and described more specifically in its mission statement The Elders. Meeting is aware of the Charity Commission'5 guidance on publlc benefft in The Advancement of Religion for the Public Benefif and ha5 regard to it in the administration of the church. The Elder5. Meeting belleves that the Church provides benefft to the publlc by: Providing resources and facilities for public worship. pastoral care and spiritual moral and intellectual development. both for the congregation and for anyone else who wishes to benefft from what the Church offers" Managing the premises for tommunty use Promotlng Christian values and Serv1 by members of the conggatIOn to the community, for the benefft of individuals and society a5 a whole. Review of Attlvltles and Achlevements Our norn)al pattem of services and activities were disrupted durin8 2020 because of the Covid-19 pandemlc which resulted in the churth congregattron being unable to meet physicalty. This year many have learnt new IT skills- how to live stream a service. hold meetings on Zoom. singlng group pratti5ing virtually. the House Group meeting each in front of the own computer screen rather than in one room. Each week Sin March when the first lockdown began there has been a weekly news-sheet sent by email or dÈlivered to those not on-llne to keep people in touch and sharing news, also the Sunday service has been distributed so people can join in the seNice from their home regardless of whether they are able to access the Itve Streamed Servi or noL Our Children and Famlly worker has also prepared actiVFties each week for the younger members of the congregation and Me55y Church has been able to happen on-line wtth the bag5 containing items for the activities being available for people to collect or delivered to them. When It wa5 possible to repen the thurch for Servi-the Sunday morning service was held in the chLSrch with people weartng fa masks and beln8 socially distanced and no con8regatlonal singlng. We aim to offer Sunday services over the course of the yearthat our community finds both beneficial and spiritually fvlfillinB.
Page 3 Pastoral Care and Church social Llfe All members and adherents are included in Pastoral Group5 and althou8h visitin8 has not been posslble during ent months. members of the congregation are contarted regularly by telephone. Many of the usual activities had to aSe from March 2020 due to the Pandemic restrictions. However, many members have been keeping in touch with each other elther by conversations on doorsteps or in other open spaces. The church employs Children and Family Worker who liaises wrth the families of child connected with the church and is also the cwrdinator for the XL mentoring scheme. The work of the XL Mentorin8 programme has been able to continue durin8 2020 albeit with more on-line contact than actual meetings wirh the m@ntees. A number of organisations are affiliated to the churth, the membership of these organisatlons is not Ilmlted to people who attend thrist Church. Rayleigh. They include the Concord Ladies Uub and the Badminton aub. The funds for these orsanisation are in separate accounts. they have their own committee strucbjre and treasurer. but their total receipts and payments and the balance held at the year end are included In th15 report. Separate accounts are a150 held for the printing and distributlon of the monthly church magazine and for the Music Group* a8ain their reoipts and payments and year end balances are Induded in this reporL Charitable Works Fundraising for other charities continue5 on a regular basis. As we were not meeting In the church the monthly "envelope in the Pe collectton, could not happen as normal, however. many members sent a contrfbution for the chaTfties so they could be supported (see Note 4). In addition. the church has a partner church in Zimbabwe. this partnership was estsblished in 2010 and financial assistance has been glven to the Church Tn Budiriro for buildingwork, bore hole and solar pump as well as financial support fortheir ministerfs stipend. At the time of the writlng of this report the restrittion5 imposed because of the pandemic a having an effect on the Ilfe and work of the church but are keen to emphasize thatthe church is not closed but just working differentty. The thurch finances have not been impatted as much as some other thurches as members have been very generous and diligent in giving their freewill offertory money althou8h Some investments were sold in Aprtl 2020 to ensure the church had sufficient funds to meet its ongoin8 expenditure, particularly to the denomination's Ministry and Mission Fund and to maintain a positive cash-flow. Flnandal Review The accounts ft>r the year are set out on pages 6 to 11. The trustees have taken the opportunity to prepare these financial ststements in accordance with the Charities Act 2011 Settion 144, u5in8 the Receipts and Payments basis available to small charities and the United Reformed Church guidance. For the church the main sourte of receipts are the Offertories. including the giving by some members by monthly standing order, hall hire and the income earned by the solar panels installed on the roof of the church. The General fvnd. after makinz sotTre transfeF5 to the designated accounts, indicates expendrture in excess of receipts of £12,20212019 - £1.9361. The designated funds are detailed in Note 2 of the statÈments and provide reserves to meet various categories of non-routine expenditure. The church was fortunate to recerve rwo legacies. totalling £7.1JXI in 2020 and thesÈ were added to the Bequest Fund. The church
Page 4 registered with easyfundraising and Amazon Smile. a donation is reIVed when members sign up and spend money with certain retailer5 on-line. to date a total of £168 has been raised for church funds. After taking into account the increase in the value of the investments held by the church. the total overall funds of the church were approxrmately £5.5QKi lower at the end of 2020 compared with December 2019.The Restricted Funds comprise mainly of money glven for other charities and the funds of the Other Organisations. Reserves- the trustees considerthat a minimum of £5.LNJJ should be held as a reserve in the General Fund to meet expenditure. which is considered satisfattory as some Items of exceptional expenditure could be met from the Designated Funds. Investment Policy- as some of the funds are not expected to be expended wrthin the next two years some of the available fund5 have been placed in investment funds with CCLA Management to provide a better return than was available on Deposit Accounts, the income from the investments held In Designated Fund5 is induded within the general receipts. Rlsk Management- the trustees have identified what they believe to be the major rlsks which the church faces and are satlsfied that these have been adequatety mitigated where necessary and review the risk assessment annually. Safeguarding Policy-the charitrfs Safeguarding Policrf is based on the one approved by the Untted Refornied Church and 15 reviewed regularly, the last such review was carried out in February 2021 and the tnjstees and other key members of the charrty have attended on-llne refresher safeguardlng training. Public Benefit- the trustees are aware of the Charity Commission guidantr on public benefrt includin8 the specific guidance on chartties for the advancement of religion. Ev@ryone is welcome to attend our regular services and other attivitles. Volunteer5- a5 viould be expected wlthin a church 5trutture many of the attivitles are carried out by volunteÉrs. The stipendiary minister is paid from the central UnEted Reformed Church'5 Minlstry and Mi55ion Fund to whlch the church contribute& The work of the church is, thereforo. 5ubstantialty dependent upon the voluntsry members and it is not onsldered appropriate to consider the value of thi5 time. As mentioned oarlier the total receipts and payments figures for the affiliated organisations are included in the charrvs recelpts and payments account& The year end balances are included in the Statement of Assets and Liabilities. Approved by the Elder5 and signed on their behalf by. S. q. JA)il. Church Secretary: Ddte."
Page 5 Independent Examiners. Report to the Members of Chrlst Church United Reformed Church Charity We report on the financial statements of the Chartty for the year ended 31 December 2020 as set out on pages 6t0 11. This report is made solety to the chartvs trustees. as a body. in accordance with section 145 of the Charitles Att 2011. Our work has been undertaken so that we ml8ht state to the charrty5 tru5tee5 those matters we are requlred to state to them in this report and for no other purpose. To the fullest oxtent permltted by law, we do not accept or assume responsibility to anyone other than the charity and charivs trustees as a body, for our work. for this report, or for the opinions we have fornied. Respective responslbilities of trttee$ and examiner The charitys trustees are responsible for the preparation of finantial 5t3tements. The chartV5 trustees consider that an audlt Is not required forthis year under Sectlon IW2} of the Charftles Act 2011 Ilhe 2011 Act.) and that n independent examination Is needed. It is our responsibility to=
Examine the financial ststements under settron 145 of the 2011 Att; To follow the procedures taid down in the General Directions given bythe Charity Commission under section 145{51{b) of the 2011 Actr and To state whether particular matters have come to our attentlon. Basis of independent examlnerf report Our examinatron was carried out in accordance with the General Dirertions gtven by the Charity Commission. An examination includes a eW of the accountlng records kept by the tharity and a comparison of the financial statements prented wlth those records. Ft also includes conslderatfion of any unusual item5 or disclo5ure5 in the financial statements and seeking explanatsons from you as trustees cOnrning any such matters. The procedures undertaken do noi provtde all the eviden that would be required In an audtt, and consequentty no oplnlon 15 given as to whether the financial ststements present a 'true and kirf view and the rewrt is limited to those matteT5 Set out in the Strdtement below. Indep•ndent examinerg ststement In connection with our exarnination, no matter has come to our attentton: a) Which gives us reasonable tau to believe that in any material respett the requiremen. To keep accounting records in accordance wtth section 130 of the 2011 Act; and To prepare financial statements which accord with the accounting record5 and comply wlth the accounting requlrements of the 2011 A¢ Have not been met: or bl To which, in our opinion, attention should be drawn in order to enable proper understanding of the financial 5tstements to be reached. Independent Examiners Signature Sisnature Name: MrTCollin5 Mrs L Haworth Date: LI.2?21 Date .Icu
CHRtSTCHURCH, RAYL&(¥I UNITED REFORIIED CHURCH REGEIPTS AND PAYAIElItSAccouiir 19 FLrth£ RECEIPTS Offériros J,&83 3235 73 Messy Chut Mustard Sted Tc#>Jers HoliJay Chb 497. 1C dlfiro ChurGh Comunw Fund Fundratsw Prorety. thurcNW ulers 1.127..P-fj:i- 2.755 2,877 6.847 10 FJ Sn Tarfrr 4.719 101 4,719 Total rBGelFts 7.975 PAYMENTS Wor5hF Cos ComvnKYF Fund Supwrt OINsle CJ Prq8ci Buttlriro Churth 41,180 L.:: 1,t19 3.7 IC 4.387 12 13 Church njnning ¢osts lrnini8trakn Costs Maintefta 10.LVa4 TO,094 3,3 15 i 16 1727 Chfvjren and FarWWork8r Churth rnaga Ordination aThJ lfiduGbrn 8.811 10 4.197 155 T¢)lal payments 8.1) 7.018 J,8S7 X 8&42Y >..°: .> NET RETs IPAYiieNTS -10,703 -14.8T5 13, -13,rJ)) i¥'6i Trans from Church I90n10ns sUu5 ID8llcitftK i*rlod 1797 C¥h & short tsnn fl8prffjits t4r 249 10.181 426 14 _10.8S4 W.., 2,797 3.740 7.919 841& of Invetsnerts C&%h & sttmi deF tsy 11260 11,Sfll Investrt FuThlJ 1 Jan 3.740 4.740 -112eo Total Church Furi(ls ¢
RECEIPT5 AND PAYMENTSACCCrfJNT Icortd) LasL Y¥ <4.. 2019 X20 13,885 Baknces bif 1 Ja 18 4.136 13.425 4.136 67,487 9.941 6.1WJ -13.IX 21,860 11.615 Payments 107,489 13,CO) 5.121 T$ 8alant t4r .&t-. Barat• Crt 7Q886 14631 Church 758 7,181 7.919 1167 Depctl aGcountfy . Cash arxl ShortTBTh Crt 3,207 1121 5.328 7.997 3.740 -3.740 85,gS1 -112&) 2,941 UnrealL%ga Ga 19 2,941 85.951 7J19 1306::'"4 84793 ' 88.391 Bank [rent)) ?: 18 13,W2 ash 1CO 758 7.161 7.91 2.167 7.997 25.326 14.S31 7>: % Invèstrnen TLI Funds 19 7.919 94412 '¥." Buik¥irvJs undwstshjtoryfn '* Liabllii¥•s I)P(l YcLIA& £LOtb Is•Jnahw81L. .
CHRIST CHURCH, RAYLEIGH UNrrED REFORMED CHURCH , FINANGIAL STATEMEiifs YEAR ENDED 31 DECEMBER 2020 Page 8 NOTES I ACCOUNTING POLICIES The financial statements have been Prepared in acc3)rdan vrti) the Gharities Act 2011 Sectton 14515){b), using the Re¢eipts and Payments basis available to smgtl ¢harib88. and the United Refom)ed Church guidance. FUND ACCOUNTING Unrestricted Fund8- may be used by the thurch for any of its ordirw purposes. Designated Funds. reptesent unrestrthd funds set asNJe ty the church for Sp des4nated purposes. they ean te transferred back into gertèral fijnds xt the church's d8cisi)n. Restricted Funds. represent inwne vthiGh may expend&l onty on thc¢e restricted Obits provkded In the tems of a bust or ba]U&L or donatijns or grants or invtbj fDr a spectfic pu. Thestr funds can onty be Spt ¢)n the specifrc Purp for which they were gtven. Any baL4nce remaining Un$nt must te carri8J lorwartl as a balan on that fund for future expenditure on that sFeryfic PUTtx)se or returr. it cannot be ab>ybed into general fvnds. BaAr Paymen Transfer Axljustment Batance ba-w 2 DESIGNATED FUNDS Fund name and purpjse Church Mainterkin Bequests Youthlchildren WO Reserye Fund Youth SuppcKt Transfer in value 27.527.83 51,0(E.35 5,671.75 1.701.27 6.180.00 15,IYK).00 23,347.83 45.946.66 5,671.75 1.701_27 7.000.IXI 2.940.31 Totats of l)esignated Funds 85.90720 21.180.00 76.667.51 3 RESTRICTED FUNDS 8818 ReceiW Transfers in Payrn AI Trartsfers in year £ Balan Fund name and PUTpose Communion 1,7¢.44 1.080.37 w-: _1.053.00 ,. 622.73 1.195.08 Total Restrfcted Fund5 . 1.790A4 -1.053.00 622.73 1.198.08 4 RESTRICTED FUNDS FOR 01sfsiDE CAUSES Commithent for Life Lent Silver Collection- Water Aid Bar N Bus Christian Aid ChTisbnas Appeal HARP Rayleigh Refugee Group Havens Hosp Romantan Crests"n Trust Matvest ApkEal- Hopeworx Harvest Appeal -FIARP Refu9ee Action Tt8ngf8rs wi )ear£ Balan r£ in year £ 179.75 27T.61 121.80 135.50 2.818.00 250.00 250.00 50.00 30.00 92.50 92.50 89.00 -0.25 0.00 0.00 135.50 1,765.00 1Q.00 1.053.00 250.00 230.00 1 0.00 10.00 0.00 0.00 Total for Outslde Causes 25 186Q11 y-- 1,S33.iYJ 4,386.86 10.00 Ripts Payments from Payments inrnr£ Genwal Fund5 in year£ Balance 5 BUDIRIRO Budiriro Prt Budiriro Church 1,562 1 1.662 1,453
<.. CHRIST CHURCH, RAYLEIGH UNfTED REFORMED CHURCH ." FINANCIAL STATEMENTS YEAR ENDED 31 DECEPIBER 2020 Page 9 NOTES- ¢ontinued This Yoar 21)20 TO* £ La Year 2019 Total £ FwKls £ FuTrJs £ . 6 OFFERINGS Envelopes Standing Orders 16,174 25.451 16.174 25,451 555 8,703 16.892 21,184 2.115 8,321 Gfft Tax RefuTKI 8.703 rotal Offortorigs 48,511 7 FUNDRAISING Christmas Greettngs Quiz Sheets Sale of Poety BcKJks Scrabble Meals Easyfvndrdising 211 20 211 20 108 72 176 58 other 711 Total Fundrn8ing t)}. 8 PROPERTY INCOME Hall Letting5 1,311 2.755 2,755 6.847 Total property incomo 9 DONATIONS FROM CHURCH I OTHER ORGANISATIONS Concord Club XL Mentoring Gnt Totsl donallons for use of premises 10 REFUNDS Bridgv•th Drive Refunds Insuran Refijnd re Manse 2.755 1755 6,847 500 1,798 426 3.596 2,298 4,022 419 Total RendS 1889 419 • 11 WORSHIP COSTS Preachlng Fees WoT5hip Cosis RSCM & Organisls. Fees Pianolorgan Tuning Sound System Flowers CCLI Lunce Miscelbneous 416 403 155 472 197 107 570 387 197 107 970 387 73 637 495 Total w0h1p costs 578
HRIST CHURCH. RAYLEIGH UNtrED REFORMED CHURGH , FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2020 .. NOTES - continued ThÈs Year 21T20 Total £ Lastyear k.: 2019 Total £ Fur#ts £ Furth £ F£ 1Z Messy Churchlcafé GhurchllAtssion MÉSSY Church Mustard Se&ls Toddlet5 Group Holiday Club Sunday Cltsb Young Leaders HaMnie Concrt Ghristmas 8ook5 218 16 218 16 197 150 70 70 150 138 138 522 522 13 CHURCH RUNNING COSTS >tsa¥.-"': Electricity 1,457 Gas 2.021 Insurance 2.194 Water rates Cleaning Teajcoffee K[tcheno[t costs Miscellaneous 1.457 2,021 2.194 65 3,692 1,174 2,236 61 3.692 190 311 278 476 476 Total church runnlng costs 14 ADMINISTRATION COSTS SlationerylPostage Offertory Envdopes Phottxoptet Website Broadband Name Badges 10m4 10.094 9.373 27 102 27 102 2,508 287 383 30 Totsl Administratkn Costs"": ' 3.336 15 MINISTER'S EXPENSES Fixed CarAllowance Telephone Travel c¢sts Spring School .&¥..l Book Allowance Othèr 270 363 543 197 Total Mlnistsf8 E¥pen8es %.: 16 AIANSE COSTS Council Tax Water rates Telephofi¢lBroadband Insurance MaintenanIReda1jtin 2,7ZI 1727 Z71 1.451 T¢)tal Manse Costs ¥w4
CHRIST GHURCH, RAYLEIGH UNITED REFORMED CHURCH FINANCIAL STATEmE1s YEAR ENDED 31 DECEMBER 2020 NOTES- contlnued Page 11 -.117 BUILDINGS Maintenance- Buildings Gar ParK- resurfacAno Boiler Service Fire Exttnguk%hers etc Pest Control 927 927 6.180 475 234 269 1.052 475 234 400 268 Buudings 18 GHURGH 0RGANkrnN5 6.180 8.085 1.896 Balanc• Receipts Paymenls Bance clf 483.33 508.19 70.96 286.63 Church Magane Concord Ladies GEub Badminton Club Muslc Group XL Mantoring Falrtrade 1.023.80 ¥ 617.92 1.656.17 1 414.25 1.112.79 155.21 286.63 2,114.49 389.29 10.000.00 1,450.10 612.89 1.295.23 Total of Church OrganisatK)n8 135A6 11885A7 < {598A6 13AX87 Price at Valuè at 31D 31 Dec 2020 r. 2020 14,723.56 141.79 15,211.70 14.123.54 1 5.455.QKI 15.016.52 35,098.93 Pre at No of Unlts 1 Jan 21J20 va at 1 Jan 2020 19 INVESTMEpirs Church CCLA Ftxed Interest Fund CCLA Ethtsl Invesbrent Fund CCLA Global Equty Fund Units Sold Hokling at Year End CCLA ProFety Fund 15,044.26 5.455.IM) 16,951.09 7.718.03 9.233.C . 19,182.81 <. 19,182.81 137.24 5.455. 207. 246.58 19.182.81 22.786.88 20,895.83 22,(M)4.60 Total InvOS¢ments 20 MONEfARY ASSErs The church monies are not hehl in segregatsd a¢J))unts, but forthe sake of this finanual statemènt the total of each 0.5". allocattsj appropriatdy over the various furKls. The Church Organisations have their (Mn separate bank acGounts. _-" Ati the investments and deplt furnjs are held in the Church's name but allocabj arxordirvJly lo the VariDUS funds. 21 ASSETS USED FOR CHURCH PURPOSES The church buiklings is vested in East¢m Synod Tnjst as tJustees and is not a thurch as8 The premises a held for the benefft of Christ Church, Rayle¥Jh UnÉW RefrYrtEd Churth in accordan th the statutory trusts applicabte to URC properbes under the URC Acts. For insuranGe purpJse8 the church buiklings are insured by the thurch for£ 3.484,923