2025-12-31-accounts

THE PAROCHIAL CHURCH COUNCIL OF

St Mary the Virgin Tottenham

ANNUAL REPORT & FINANCIAL STATEMENTS FOR THE YEAR ENDING 31 DECEMBER 2025

INCORPORATING THE REVEREND E. W. F. N SMITH CHARITY

ANNUAL REPORT & FINANCIAL STATEMENTS FOR THE YEAR ENDING 31 DECEMBER 2024

CONTENTS

CONTENTS
Trustees Report	p.3
Charitable Aims & Purposes	p.11
How we Operate	p.13
Safeguarding	p.14
Reference & Administrative Information	p.15
Governance Structure & PCC Membership	p.16
Our fnances Trustee’s Responsibilities Independent Auditor’s Report to the Parochial Church Council Consolidated Statment of Fiancianal Activities	p.20 p.20 p.21 p.22
Balance Sheet	p.28
Statement of Assets & Liabilitiues	p.29
Fund Movement by Type	p.30
Notes to the Financial Statements	p.31

Trustees report

Welcome to this. the 144th Annual Report of the Ecclesiastical Parish of St Mary the Virgin, Tottenham. 2025 was one of encouragement, consolidation and renewed growth in ministry. The PCC records with gratitude the arrival in June 2025 of Fr Andrew Bailey as Associate Vicar. His appointment has already brought strength to the parish through shared leadership, pastoral ministry, liturgical support and the development of mission across our congregations. The PCC also rejoices in the ordination of Fr John Laverick to the Diaconate in July 2025, a joyful milestone in the life of the parish and a sign of our commitment to fostering vocations and future ministry.

Regular worship continued throughout the year at St Mary the Virgin and at the Mission Church of the Good Shepherd, with Sunday Masses, weekday services, seasonal observances and the sacramental ministries of baptism, marriage and funerals forming the heart of parish life. As has been the trend for several years now, weekly attendance has declined and now averages 118. Christmas attendance has also fallen; 130 people attended worship at St Marys on either Christmas Eve or Christmas Day. When looking at data, one must be careful as the declining numbers can make depressing reading. It is true that the numbers are down from 2019 when apparently there was 367 in attendance. However this reflects wider trends; simply Church attendance is a lot smaller than pre-Covid. Signs are that attendance is increasing but this will take many years to recover. The more nuanced reality for us is that our worshipping community has long since left Tottenham; living as far out a Enfield, Broxbourne, even Woolwich! Travelling greater distances to attend church shows faithfulness of our community but when it comes to Christmas and Easter, these longer distances impact attendance. The PCC is very aware of this and are starting to make plans to engage and evangelise the local community - those who are resident in the parish.

A particularly significant development during 2025 has been the strengthening of the Tottenham Minster Community, now centred on the parish of St Mary’s as the Minster Church, together with the Mission Church of the Good Shepherd, and the neighbouring parishes of St Philip’s and All Hallows. This closer partnership has enabled increased collaboration in mission and ministry, and a more effective sharing of clergy time, administrative support, practical expertise and material resources. The PCC believes this developing model of mutual support will strengthen the Church’s witness across Tottenham and provide greater resilience for the future.

The PCC continues to carry responsibility for substantial church buildings and associated properties, including halls and residential premises. These assets remain both a blessing and a responsibility, providing space for worship, mission, community use and income generation, while also requiring ongoing maintenance, insurance and prudent oversight. During

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the year continued attention was given to repairs, upkeep and the careful management of lettings and tenancies.

The accompanying accounts show that the parish remains in a stable financial position. Total incoming resources for the year amounted to £252,031, compared with £281,457 in the previous year. Income was received from planned giving, collections, donations, Gift Aid, lettings, rents, fundraising activities and investment income. Planned giving totalled £36,454, while Gift Aid recovered amounted to £22,239, demonstrating the continuing generosity of parishioners and supporters. Investment and rental income remained especially important, contributing £125,033 to parish finances. Total expenditure for the year was £213,178, compared with £238,361 in 2024. Major costs included clergy and staffing expenses, parish share contributions, church running costs, hall operating expenses and maintenance of parish properties. The parish share contribution was £48,972, clergy and staffing costs were £57,460, and church running expenses totalled £50,237. These figures reflect the ongoing cost of sustaining worship, ministry, staffing and the upkeep of important parish buildings.

The net surplus before investment gains was £38,853. After recognising gains on investment assets, total funds increased to £7,496,531, compared with £7,316,584 at the end of the previous year. The majority of these funds are represented by parish properties and other long-term assets. The PCC therefore remains mindful that while the balance sheet is strong, cash resources must continue to be managed carefully.

The PCC wishes to make special mention of the growth in car parking income, which increased significantly during the year to £7,284.60, compared with £2,493.19 in 2024. This additional unrestricted income has been valuable in helping to meet day-to-day costs of ministry, utilities and maintenance. The PCC recognises the importance of making responsible and communitysensitive use of parish land and will continue to review such opportunities carefully.

During the year the PCC also set aside £24,204 in reserve funds, recognising the need to maintain prudent reserves to meet unforeseen expenditure, manage cash flow and provide resilience in the face of rising costs and future building commitments.

Looking ahead to 2026, the PCC’s priorities include deepening worship and discipleship, embedding the ministries of Fr Andrew Bailey and Fr John Laverick, strengthening the Tottenham Minster Community, encouraging greater stewardship and planned giving, and making the best possible use of parish buildings for mission and community benefit. The PCC is grateful for the continued generosity, prayer and service of parishioners, volunteers, staff and supporters whose commitment sustains the life of the Church.

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Fabric

As mentioned in last year’s annual report, work has begun to improve our worship infrastructure. New altar frontals for and linen has been purchased for the now used High Altar. These have really finished off the whole project started under Fr Morris of making the Sanctuary the focus of our worship.

Work has begun on renewing our audio visual equipment. Many of you will appreciate the struggles we have had especially with the outdated audio equipment. The PCC have approved to use some of the income generated from the car parking to upgrade the audio early in 2026. This, we hope, will enable everyone to engage better in our liturgy.

The PCC have identified several projects for the next few years, including resurfacing the car park and providing new lighting and gates. Moving the sacristy to the vestry to create better storage and increasing the number of toilets. These are all big projects and cannot be finances from our income streams alone but will require the generosity and effort of all the parishioners. The QI inspection was completed in late 2025 which identified no major issues with the Church fabric although there are a number of items for us to monitor.

Turning to our fixed assets. St Mary’s is very lucky to have three residential and three commercial properties. Historically we have been reactive when it comes to repairs and maintenance. The PCC are keen to be more proactive, especially with regards to the residential properties. As Christians the PCC feels we should be offering more than the minimum standard/bare adequate facilities. In 2026 it is hoped a more cohesive maintenance plan will be started which will look to bring Kemble Cottage and the Mission House up to a much better living standard.

Safeguarding

In both St Marys and the Good Shepherd we continue to safeguard the health and well-being of our children, young people and vulnerable adults, enabling them to grow, develop and live free from abuse, harm and neglect. This year a number of safeguarding disclosures have been reported to our Safeguarding Officer. This highlights that as a church family we are vigilant in keeping the most vulnerable members of our church safe. All disclosures are ongoing and working with the relevant leaders to support the young people concerned.

The London Diocese has developed a Safeguarding Parish Dashboards, a data system which will hold our Policies and Action plan, Reviews and Reports e.g PCC/APCM reports, Training for key roles e.g. churchwardens /Safeguarding officer , Display information e.g. safeguarding poster, Safe recruitment and people management.

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It is vital that we remain observant, steadfast, and uphold our safeguarding responsibilities. Our Safeguarding officer Luke, is here to support anyone with any concerns or simply to discuss his role. The PCC take this opportunity to thank Luke for his diligence and dedication to this crucial role.

If you are concerned that a child, young person or vulnerable adult has been harmed or maybe of risk of harm please speak to either myself, the Safeguarding Officer or a member of the PCC.

Men’s Fellowship

The Men’s Fellowship continues to be a welcome addition to life of St Mary’s church with the ethos of uniting men with each other in faith and giving them an opportunity to come together and give back to wider church community and hopefully beyond. Although there have been some minor setbacks we are still trying to work together to meet the 2030 Vision. We have decided to spend the following 12 months working together on how we can grow as the Men’s Fellowship and how we can work on our discipleship and support each other moving forward. Last year we had an inspirational calendar of things we wanted to achieve, this year we are to work more organically with the aim that natural growth can occur and put us in an even better situation for 2027 with the aim to achieve the 2030 Vision. Some of the achievement in the last 12 months included supporting the 133rd London Boys Brigade Christmas Celebrations, the annual Father’s Day BBQ for the people of the Tottenham Churches. We aim to continue to contribute and support with the work of the Sunday School with Christmas party and celebrations, Boys Brigade and the church as a whole.

Mothers’ Union

Mothers’ Union was founded by Mary Sumner in 1876. It is an international Christian movement dedicated to ending poverty, violence and social injustice in communities in the UK and around the world.

This year marks a significant milestone, celebrating 150 years since its founding. The MU continues to boast over 4 million members in approximately 84 countries, we work with people of all faiths and none, transforming lives, strengthening families and communities, and advocating for meaningful change.

Throughout 2025, St. Mary’s branch had on average 25 members. We meet ten times a year on every first Saturday of each month, except for January and August. The day starts with corporate communion mass at 10am in church and this is followed by the meetings held in the Vestry.

We have been deeply aware of the Lord’s presence within the group, as we strive to continue to build links within our church community and across the wider London Diocese.

On 25th March, we hosted MU Lady Day service (or Feast of the Annunciation)

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inviting many other MU branches. For Mothering Sunday on 30th March, we purchased the flower plants for distribution to the congregation. In addition, we undertook a campaign to raise awareness of the MU within the church, and we delivered a talk to the congregation.

On the 11th June we attended the annual festival service at St. Paul’s Cathedral, which marked the commissioning of the new leadership for the Mothers’ Union London Diocese for the new triennium 2025-27.

On the 25th October we hosted an International Dinner and Dance Fundraising event. This lively gathering was organised in support of the projects led by the MU London Diocese, as well as the ongoing work of St. Mary’s. We welcomed guests from other churches, successfully creating a joyful atmosphere for the evening.

The MU remains open to all, and we warmly invite new members as we continue our theme of ‘Join Us Join In, the MU is changing lives’. MU’s future depends on increasing active members.

The Good Shepherd Lunch Club

The fellowship at the Good Shepherd continues to be well attended by our members and fringe community. The Lunch Club continues to cater for around 20 people following the Tuesday Mass. This last year has also seen the addition of discipleship courses; firstly the Alpha Course but more recently other courses to help develop our understanding of the Christian faith.

Sunday School

The Combined Infant Sunday school (ISS) and Junior Sunday school (JSS) sessions provide children aged 4-11 years with spiritual learning at the appropriate level of understanding for their age range. This is achieved through activities, such as arts & crafts, role-play, games, reading, prayers and storytelling. Since combining ISS and JSS in 2020 things have gone very well and it is felt best to keep the two ages combined. The younger ones really look up to the older ones and the older ones enjoying supporting the younger ones. We have found the combined Sunday schools work really well, however our numbers have been slowly dropping and where we used to have a stable 12 we are now having a stable 6, which reinforces the point about the change in age demographics for the area. We have been thinking about how we can increase numbers, for September.

Our Sunday school teaching team has however grown and we now have 4 teachers with 3 support staff. This means that teachers only teach once a month and are able to be in Mass for the other 3 Sundays. It also means that the children are gaining being taught by different people with different styles of teaching.

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Church Parade, which is a more child focused Sung Mass now happens about once a month. During these Masses there is no Sunday school and all children join with the rest of the worshipping community. The children have really been enjoying this. In addition the children are also invited to share what they have learnt in Sunday school at the end of Mass. The children enjoy to share what they have been learning proudly.

The Men’s Fellowship and the Mother’s Union continue to supported us to have parties for the Sunday School children at Christmas and at the end of the school year. This year they will also be purchases bibles for all of the children, especially so that the children leaving this year have their own Bible to support them on their spiritual journeys.

The Boys’ Brigade with Girls’ Association 133rd London (Haringey) Company

Our staff numbers have seen a dip over the last year. With Shannon / Luke and David all leaving due to travel and other commitments. All have offered to support on an adhoc basis, so all are still shown on our roll. Shannon and David were mentioned as leaving in last year’s report.

We have 14 leaders registered as of this year, with a further 3 on standby. We have however added Emma Olakisan to our staff team. Emma is parent to two boys in the company section. Nathan Cato has stepped up to the roll of Officer In Charge of Company section. As always, the staff have done a great job creating and delivering a varied and engaging programme for the young people.

Our numbers for Anchors (school years 1-3) have remained consistent this year and has stayed at 18 on the roll this year, even with some young people moving up to Junior section, (5 Tuesday / 13 Wednesday), with a good level of regular attendance. Junior section has taken a considerable drop from 30 down to 21. This is due to children moving up to company section and younger ones coming up from Anchors. (10 Tuesday / 11 Wednesday). Company section (school years 7-10) has seen the benefit of the young people moving up from 18 to 32 on the roll and attending regularly each week. And finally, our Seniors (school years 11 up) have increased from 12 up to 13 young people on the roll, an increase of 1.

My dream is to see the total number of young people attending rise to 100, but for now we are managing with 84 across all sections. Recruitment is, as always, still ongoing and we welcome any young people that would like to attend. It was decided that our annual firework display would not be

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returning this year. We looked at various options to host it, but none proved to be viable for us to manage. Junior holiday with the Enfield Battalion was attended last year and had good attendance from our Juniors. Great fun was had by all who attended each event with lots of activities being run. Our company took part in both the Athletics competition and the Swimming gala. We did exceptionally well and brought home trophies and certificates marking our achievements.

We have carried out and funded some structural work in the Kemble Hall which has enclosed the area where the BB equipment is stored. This has made the hall look tidier for other hall users and provides protection for the equipment.

Our annual awards evening was as usual a great event. Again, due to the size of the company now, we moved this into the church. Unfortunately, our planned chief guest was unable to attend, so we proceeded without. The theme of the presentation was set around The Proms, which would have been apt as our guest was to be Errollyn Wallen, a Tottenham born composer and musician that has composed pieces for the Olympic games opening ceremony and the Proms, she has also been appointed Master of the Kings Music, a Royal appointment. The young people entertained us all with several good performances. As normal a mammoth number of badges were presented.

The company has continued to try to encourage our young people to support S Mary’s. A good number of young people have continued to serve, and our Sunday School is regularly attended by many others. Father Lee helped us implement a Boy Bishop and Saint Lucy this year on the run up to Christmas. We have seen some reasonable attendances at Church parades, which we hope to build on.

If you know of any young people from school years 1 upwards, please do tell them about us. Our subs remain unchanged at just £17 a term for Anchors & Juniors and £20 a term for Company and Seniors, this includes all normal parade activities, competitions and badges. Extra activities including camps and trips come at extra cost.

Over the past year Father Lee has been great with his support for the staff and children in the company and we look forward to that continuing for many years to come.

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The Reverend Lee Clark Parish Priest & Vicar For and on behalf of the Parochaial Church Council

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Charitable Aims & Purposes

Our charitable purpose is the promotion within the parish of the whole mission of the Church. This includes specifically: advancing the Christian faith, promoting education, relieving poverty, and improving the well-being of the community.

During 2025 the PCC, in accordance with its Fundamental Policies, has:

• enhanced our Christian worship: with a renewed focus on sacred music and the development of our liturgies.

• continued our Good Shepherd lunches

• promoted Christian discipleship by launching a series of Alpha courses, and the running of the youth Alpha to members of the Boys Brigade and Girls Association

• developed a pattern of Advent and Lent study courses

• Intergreated our work with our neighbouring ‘Fulham’ parishes

• improved our governance structures; to better mange the charitble and

• commercial aspects of the Church

• reviewed our assets and liabilities and begun a programme of works to bring our commercial properties up to the required standard

The charitable purpose of the Reverend E. W. F. N Smith Charity is for the periodical renovation of the wall painting of the Church of St Mary the virgin Tottenham.

During this reporting period, there has been no activity save for interest and dividend payments.

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How we Operate

The Parochial Church Council (PCC) is a body corporate and a registered charity (no 1132145), incorporating the Reverend E. W. F. N Smith charity (no 257953). Its primary function, in accordance with the PCC (Powers) Measure 1956, and the Synodical Government Measure 1969, is the cooperating with the Vicar, the Reverend Lee Clark, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social, and ecumenical. The PCC is also specifically responsible for the maintenance of the Church of St Mary the Virgin, Tottenham.

It has overall responsibility for the financial affairs of the Church and for the care, maintenance, preservation and insurance of the fabric of the church and of its goods and ornaments. It has power to frame a budget, raise, collect and allocate moneys, and to employ staff.

The Parochial Church Council (Board of Trustees)

The structure, governance and management of the parish is determined by the rules of the Church of England; the Church Representation Rules 2017. This sets out the membership of the PCC. The PCC has 21 members:

The Vicar

• 2 Churchwardens of the parish.

• 3 elected members of the Deanery Synod

15 elected members of the laity

Churchwardens are elected annually and serve a maximum of six terms. Deanery Synod members are elected to serve a three-year term Elected members of the Laity also serve three-year terms

We give an induction for all new PCC members. All Members take part in training and development opportunities throughout the year, including:

• Safeguarding

• Domestic Violence abuse

• Unconscious Bias

Membership is subject completing the relevant declaration as required by the Church Representation Rules.

The PCC has seven Sub Committees which report to it and delegates certain functions to them (Mission & Growth, Finance, People & Remuneration, Fabric, Commercial, Social & Fundraising, and The Good Shepherd). PCC members were asked to join the relevant Sub Committees along with other members of the congregation.

The PCC met 4 times formally during this period.

Risk Management

The PCC is responsible for identifying, assessing and managing the risks

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of the ecclesiastical parish. The PCC and its sub committees operate a comprehensive risk management process to make sure that appropriate steps are taken to manage and mitigate governance, external, operational Including safety and safeguarding, legal/regulatory, data and financial risks. The running of an ecclesiastical parish requires risk identification and its reasonable mitigation, to make sure our charitable objectives are achieved. The process involves the identification and grouping of the risks that the Parish faces, both directly and indirectly, and through the activities of the Church more generally. It includes evaluating the risks in terms of their potential impact and likelihood to occur, as well as considering the PCC’s appetite for those risks, and identifying means whereby they can be mitigated and managed.

Ultimately the PCC is accountable for overseeing risk management at the Association. During the year the PCC and sub committees took part in risk horizon scanning sessions to identify any emerging risks as well as record those risks which are live. This is now a planned annual process to ensure that any significant risks are allocated to the appropriate sub committee by the PCC.

Responsibility for risk management is assigned to the Vicar and Churchwardens, and through the chairs of the various Sub Committees.

The safety and safeguarding of young people and vulnerable adults involved in the life of the Church are our highest priorities. Other risks to the Parish include:

• Public trust

• Growth

• Data security

• Equity, diversity and inclusion

• Ensuring a sustainable operating model

• Maintaining the value of our balance sheet

• Ensuring we have the right working culture and employer offer

Safeguarding

The PCC has complied with the duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016, in relation to having due regard to the House of Bishops’ guidance on safeguarding children and vulnerable adults.

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Reference & Administrative Information

St Mary the Virgin, Tottenham, London. It is part of the Diocese of London within the Church of England, under the oversight of the Bishop of Fulham.

The Correspondence address is:

The Vicarage Lansdowne Road Tottenham N17 9XE

Bankers:

Barclays Bank

Charitable Status:

The Parochial Church Council (PCC) is a charity registerd with the Charity Commission in England & Wales no 1132145. It also incorporates the Reverend E. W. F. N. Smith Charity, a charity registered with the Charity Commission in England & Wales no 257953

Independent Examiner:

Malcolm F Tegg

Insurance Provider:

Ecclesiastical Insurance Group Beaufort House Brunswick Roadz Gloucester GL1 1JZ

Architect:

Cutts Brothers (Principal Architect in 1896)

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Governance Structure & PCC Membership

Founder

Malbrough College: in 1882 as the Malborough College Mission

Patron

The Bishop of London

The Parochial Church Council (Trustees)

The percentages indicate the number of eligible Board meetings each member attended. PCC members are asked to join one of the respective Sub Committees, the following numbers correspond to those committees.

1. Mission & Growth

2. Finance

3. People & Renumeration

4. Fabric

5. Commercial

6. Social & Fundraising,

7. The Good Shepherd

The Board met 4 times formally within the reportable period.

Members who have served for this reporting period are:

Ex Officio Members

The Rev. Lee Clark*, Vicar & Chairman (75%) The Rev. Andrew Bailey, Associate Vicar (100%) The Rev. John Laverick, Assistant Curate (75%)

Soctt Geary, Churchwarden 2 (75%) Otis Foster, Church warden 5,6 (75%)

Florence Nwankwo, Deanery Synod Resigned 2025 (0%) Cynthia Safro-Mensah, Deanery Synod until 2026 (50%)

Elected Members

Mary Allen elected until 2027 (75%) 3 Hannah Katakwe elected until 2026 2,3

Nathan Cato*, Lay Vice Chair elected until 2027 (100%) Jone Forrester, Electoral Roll Officer elected until 2027 (75%) 6

Simonie Johnson elected until 2026 (50%)

Beth Jones elected until 2028 (25%) Benjamin Nwankwo elected until 2026 (0%) Gloria Omotoso elected until 2028 (25%) 6 Angela Robinson elected until 2028 (100%) Victoria Pedro-Decker Disqualified from 2025 (0%) Beverley Wauchope elected until 2026 (75%)

Co Opted Members

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Leon Anderson Deputy Churcwarden (25%) Non-voting members of the PCC:

Joanne Ryder, Parish Administrator & PCC Secretary & Treasurer (100%)

• denotes a member of the Standing Committee

Finances

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable

to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) effective from 1 January 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011, Church Accounting Regulations 2006 and the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) effective from 1 January 2019.

In terms of changes in the church’s earnings compared to the previous year, income from:

• Occasional Offices (weddings, funerals etc) increased by £374 from £925 to £1299

• Lettings decreased by £36,936.55 from £164,029.09 to £58,078.80 however this reflects the account note which split Mitchely Road income across several differ catogories

• Rentals increased by £10,036.00 from £32,530 to £42,566.00

• Car parking increased by £4,791.41 from £2,493.19 to £7,284.60

• Gift Aid reclaimed was £22,238.67

Whilst these figures look impressive, a note of caution is needed. The jump in income from rentals is a one off and recognises the back rent owed by the Probation Service for Malborough Hall. Income from rentals, whilst remaining at or near market rates, will drop next year as this figure settles into a regular pattern.

Our general giving, that is giving from parishioners by way of the weekly collection, Stewardship or standing order has remained static. This means in real terms, our general giving has gone down as our giving has not kept up with inflation. As a parish we need to do more work on our own stewardship and rely less on our commercial activities for income

In terms expenditure, the major difference from the previous year was £57,460 that was spent on clergy and staffing costs. A significant proportion (£16,000) weas the PCCs committment to the Vicarage refurbishment which reflects ourt obligation to reneovate one room a year, which had not been done for over 30 years. The PCC are aware that a more robust programme of maintenance review is needed to reduce future occurrences of large

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Reserves policy

The PCC aim to maintain a reserve fund sufficient to produce, on average an income roughly commensurate with the annual running costs of the charity. This also enables any extraordinary and urgent needs to be met.

Our reserves were however completely depleted as a result of works carried out to the rood screen 2023, and the PCC are currently exploring how to recover a reserve policy within the provisions of this scheme.

Investment policy

Funds held for the short term are invested in the General Account, with Barcalays Bank. Our long term funds are invested in the COIF Charities Investment Fund.

Going concern

Having assessed the Charities’ financial circumstances the trustees have a reasonable expectation that the charity has adequate resources to continue its operations for the foreseeable future.

Fundraising

All fundraising activities have been coordinated from the Parish Office. We have sought to raise funds through the introduction of the Parish Stewardship scheme, the continuing of the envelope scheme and by launching appeals for specific purposes.

We have been working to move those who give by standing order over to the Parish Giving Scheme as this is an easier and more efficient system which not only administers Gift Aid, but also allows the giver to increase their giving yearly with inflation.

During the year, the church did not receive any complaints about its fundraising activities and practices.

Remuneration policy

The PCC consider that the Vicar, other licensed clergy, and Churchwardens comprise the key management personnel of the Charity.

All PCC members give their time freely, and no PCC member received remuneration in the year. The Vicar (who is also a Trustee and chairman of the PCC) is receives a stipend from the London Diocesan Board of Finance for the exercising of his Ministerial duties only.

Details of Trustees’ expenses and related party transactions are disclosed in the financial statements.

The remuneration of our employees is reviewed annually by the People & Remuneration sub committee, considering market conditions, cost of living increases and the financial position of the organisation. The salaries of our staff are benchmarked to make sure they’re commensurate with the size of the roles.

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Our staff are entitled to employer pension contributions, and other benefits that are available to employees generally.

The remuneration benchmark is the mid-point of the range paid for similar roles, although a market rate supplement may also be paid where appropriate. Other performance related pay, such as bonuses are considered by the PCC and awarded where appropriate.

On behalf of the PCC (Treasurer)

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Trustees' responsibilities

The PCC take on several vitally important roles. They’re responsible for preparing our Annual Report and overseeing our financial statements in accordance with the Charities Act 2011 and United Kingdom Generally Accepted Accounting Practice.

The PCC make sure our financial statements give a true and fair view of the status of the charity. They also monitor incoming resources and the application of the Church’s resources for the year.

In preparing these financial statements, the PCC as Trustees must:

• Select suitable accounting policies and apply them consistently.

• Make judgements and estimates that are both reasonable and prudent.

• State whether they’ve followed applicable accounting standards, subject to any material departures disclosed and explained in the financial statements.

• Prepare the financial statements on the ‘going concern’ basis, unless it’s inappropriate to presume the charity will continue in business.

The PCC are responsible for keeping adequate accounting records that show and explain the Parish’s transactions. With reasonable accuracy, these records must disclose the charity’s financial position at any time. They must also help our Trustees make sure our financial statements comply with any applicable charity laws, particularly the Charities Act 2011.

The PCC are also responsible for safeguarding the Parish’s assets and taking reasonable steps for the prevention and detection of fraud and other irregularities.

Financial statements for St Marys, Tottenham are published, in accordance with legislation governing the preparation and dissemination of financial statements in the United Kingdom. This may vary from legislation in other jurisdictions.

Our controls include

• A strategic and operational plan and budget.

• Regular consideration by the PCC, Finance Sub Committee and Standing Committee of financial results, variances from budget and other (nonfinancial) performance indicators.

• The split of authority and sharing of duties. Additionally, the Board, its Committees and the Standing Committee identify and manage risks.

• The Finance Sub Committee monitors the effectiveness of any external audits.

Trustees believe these internal controls are adequate in providing reasonable assurance against material misstatement or loss.

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Report of the Independent Examiner to the Parochial Church Council of Stmary the Virgin, Tottenham I report on the Parochial Church Council's accounts for the Parish of St Mary the Virgin, Tottenham for the year ended December 31st 2025 as Én the Annual Report of St Mary's, Lansdowne Road and Good Shepherd, Mitcmey Road Respective responsibilities of PCC and the Examiner As members of the PCC you are responsible for the preparation of the accounts; you consider that the audit requirement of Church Accounting Regulations and Sec 144 {2) of the Charities Act 2011 (the 2011 Act) do not apply. It is my responsibility to: examine the accounts under the Church Aecovnting Regulations and Sec 145 of the 2011 Act follow the procedures laid down in the general directions of the Charity Commission under Sec 145(5)(b) of the 2011 Act state whether particular matters have come to my attention Basis of the Independent Examinerfs Report My exaniination was carried out in accordance with the General Directions given by the Charity Conunission and as found in the Church guidance, 2006 edition. That examination includes a revlew of the accounting records kept by the Partsh Office and a comparison of the accounts with those records. It also includes considering any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in the course OE an audit and consequently, no opinton is given as to whether the accounts present a 'true andfvir vieiv,, the report is limited to those matters set out in the statement below. Independent Examiner's Statement In connection with my examination, no matter has come to my attention which gives reasonable cause to believe that in any material respect the requirement5 [a] to keep accounting record5 in accoi'dance with Sec 130 OE the 2011 Act. and tb] to prepare accounts in accordance with the accounting records and which comply with the I'equirements of the Act and the Regulations have not been met, or to which in my opinion, atten n should Ta in order to enable a proper understanding of the accounts to b reached. Monday, 20 April 2026 alcolm F Tegg Chartered A The Old Gun House, Sedlescombe, Batt ast Sussex, TN33 OQJ . Vicar ..Churchwarden 20

statement of Financial Activities Unre8tri¢ted Funds Restrirted Fund8 Endowme nt Fund6 Totsl Funds PrioT lear Tot￿ Funds Pl.Lniird Lolk(t￿lIS 3￿10th(r Imhrr viiluni,irY riii i (lift .,knd rrrotrrr¢d Othrr rctc ts 'i'ncrati Invrstmclht Incomc R¢-( (-iiTrls Irvin ( hurih 3<'tiirytics TO￿ tt¢ £311,4.'A.g¢> £4..: L13.tsts1_K3 ill.JA.i F.6.?It>?O L1￿.917.1.-￿ £Lfj4.b119.LJ 1g.-. Al 00 £247 389.73 £6.:.Iij.?O £ll.l%g.4.-J £4?3.Ib L139.;P".;O.Oi f.10.1.'19.00 £281456.61 £25 031.19 L05l o: r.cncratinr, fund5 PJri%h Slar( (Icr £g.T,D Y4 £4A g-;1 QO £3.4'J'L98 £12.",SL?? £L?.885_49 L.'1g.OQ:. .QO R￿￿￿￿J¥. ￿￿1￿￿SC$ Ilall RunJun Ilall Rc ')b.h(H.Xi L14.3b'?]3 L?8.114_3 fifTI'rrn.1.41 r ( IISLS TO￿ pa)Thei £209,￿5.?6 £3,47L98 £213,171.74 £238,3(￿￿1 Net I￿o￿t ture £1161J.48 £38 853.45 £4 090.07 nBfers Gross tran5fcts funds- in Cirok% irJrL¥ftrs b(h'¢rn funds- out Nrt ir*ome turt L?x.gig.1ts £ioo.00 £i(x).00 090.07 £i'.JQ.(K>i £44 67438 £5 820.93 £38 853.45 £4 ain8 £141.IP)I.00 35 n07 L141,(HJ'.l.(K) £179 916.45 £"9.4.1'.1. £122 529.07 Net moveTreDt ID fuDth £44 67438 Totsl fvDds brou t fornTd .34 239.06 £25 051.76 £7 £719105523 Totsl fimth CA￿￿ed fornrd £7 477 51113 £19 Q19_62 £7 496 530.75 £7 510 58430 (Jcmral fund £y.448..'>.'th_20 £'J.448.iiX.20 Li.31, A)3.90 .141LLr::(%nu]s JrKi N-c .Iliii hk'v Riiail Iir()unilw'ork lund l)rp)5iLs Rc%rry'i FILn(l% £(A)LO-I £',J.7Jll.110 £tr4,:'.1)4.110 £), lJll.00 ?4.:.(N.00 £4.JJU.(KI Rcstrirtcd "cn4"v <"otkciioti .Itnxus F'und ]kti Fund Triidrcn sAitiviiV LH.:).84 33_'.1-, £'J.4.1.3J £l.JYb.00 21

l7nre8trieted Ftsnds Restrieted Fuftds Endowme nt Funds Totsl Ftsnds Prior l-ear Total Funds (l)i]drrn s Youth & fl]nikn'rs M'orkcr Fundraisin (JS fknruiiion5 for £Zffj.b £Z16.b9 (is Sli)nc Rc -Klothrrs I Inion -￿￿1.￿[￿1th Fund Pathw'av Lo Kcjnbk Hall R(xxl Scr££n £1.491'?0 £1.4gL'TrO £t,g:A.'H £i.?'P9.--)'4 El.49120 EJ.3?g.'.Jl ￿t￿.￿ti.3j £1.4JJ.CA 44-l."A_go Balance sheet Total fund8 Prior year fvr#l• rrned &#aets £ j.3S j.4?4 (Xl £7.387.424.OQ .Jthi.331.00 £7246,33too Cwrent 48K¢8 ( .)4h ￿lt bank and in haNI £IOR.gfj.IJ £108.928.lJ £70.25"..11 £70,257.11 libiiitie8 i'rcditor5'. Amount5 falEinr. duc in vcar £178.581 £3.11 Nrt cUr￿￿t aS8tr8 It8S C￿￿e￿I liabiiiiie8 £IOIJ,106.J5 £70.253.30 £7 496.530.75 £7 316.584.30 Tot4J Det A88ets IN8 li*bilitie• £7,496.530.75 £7,316.584.30 Reprerthedby Unrestricted '.7?"; ;JOI.g iilt.Ir frnitJL£ aTMI l-ril pro￿n￿ [Jrpo￿lS L>.3'.)0 (X) Mrtrhkv Roid rtrnuNtWOTk fiTnd £IA%.ICI R¢-SlPé-¢ F unc15 L?4.?tH (X) Reotri¢ied CTr'b74' Sujiuiiir Prus'r￿lITr[ -Suiwncr-.Ic)lidtss' Ilub Toul fund5 £34iJ.84 Prior rar h¢Dds Lwenry rollcction PAII F'llncl iL.iiA.81 22

(7LlldT¢'n'4 1'1)iiih & faJnilirs ll-arkrr Funiinisinr. L1.hj￿.(￿> £l.Jgts.00 Lg'rii.bg £1.491.:Tr0 (FS Ik)ruu(>ns fur PTc>Nits (JS %ii)nc RCI￿r M()IhcrE ljnivn purih&sCS £1 g:A.34 1'3thN"3I' ti) Kcmbk FlJ]I £1.4'.)'.J.tA £1.4..￿ &.tA riiik FuDdB of rlle chur £7,49fy530.75 £7,31(584.30 Ststembent of #rt• and libiliti Gevr41 rncd *qstts- T•￿IbIt -tr.hlc I13ll £1.3?4.IT.O £1.3?4.IT.O ') Ib'l.l)O :j.ooiI,tHIo.i)o £lbg 4.'.9.1)0 Ki tr.blc l ottar.c £369,4'.P9.1)0 £3b9.4.'.4.1)O '4.V) t>lsY.I)iI Ll4.l>hy.I)O Tot4J• £7,387,424. £7,387,424.00 £7,21633100 cu￿t￿t aBsets- at bank &Trd irA band Kink rurrrnl arrount L76.1.-K?.98 £￿.￿￿9.9..) £4:). JO? g? Hank currrrt a{C￿￿t £"￿￿.00 £i?S.00 £-J25.00 f_..1.9(￿.2J Rank drposii accouJLt Lk tkposii numkr t¥•"O l(lOUtyi- L)1.084Jg J.i09.4¥ Lkposii TrUM￿r i£l.Ibl i£l.Ibl £60,573.2Q 8.95193 £19.40101 £J08,928_17 £70257.11 li4bilitw. Atepey Tota18 1£1',8.581 £19,580.62 ¢£178 561 £7.490,530.75 £3.81 £7,447.997.20 £28.95193 £7.310,58430 23

Fund moi'ement by t Ineomin oin Tran8fer8 Gin8 1088e8 Closin Alur. Alur fronts1• d Vei18 ..948.91 £6.iDO.00 £3.4Jn. {£fA)1.071 1£001.071 Sub-total for Altar £2,34&93 £fj.-i(10. £3.750.00 Rc%tric tid Svb-total lor ATDiCU8 £73317 £733.37 Bell- Beli FuDd Sllb-tot41 lor Bell £1,764.81 £1,?￿.81 Youth & tamilie8 Rc%tri('tid Sth-total CYFW £2.7r220 £2.772.20 Rrsty)rtrfl '.Jfjf>.nl) £1.-OMI.l) Sub-Mf41 for iltrtn £1,596. £1596.00 tpxitB. Property Iksir.nJicd Sub-t4ts1 for £4.550.(KI £800.00 £5,350.1)0 GS- GS Donationl tor proF¢ Rc%ini'li'd Sub-tot41 for GS £270.69 £276.69 GSrtofte- GS Stone £1.491..'_0 £1.491.90 Sllb-totslfor Gsrtoffte £1,49120 £1.491.20 14acy. tzpcy IA g:I",nJt( d Sth.tot41 tor Izg•cy 3.n(iii I 11. 4.QIMI I)(11 £1(￿. £￿￿0.00 24

Opening Incoming Outgoing Transfers Gains/lc8se8 Closing HGFtynd- Ground £18J.16 £t&'J.161 £185.16) Sub-ro¢41 for MRHGFllnd £185.16 U- UotherB Union L'l.4-,1 Ily £3.4n.98 Sub-totAi for UU £1258.02 £4,2J810 750.001 £1254.34 Patbway - PAthwy to Ktrnblt Hall 1'1.4'.1'.b.tA STJb-to¢41 for P•thwy .455.04 £1,455.fA FuTrJs £:)4.')IH.{)o £:)4.:JIH.<)O Sub-total for Reserve £24204.00 £24,204.00 Iicstriitid 44.-"A.g( Sub-tots] for £44254￿) £44254.90 Srnith- Noel Smith Fund Rcstyii-tt(J £6.91)tJ.3-- 5ub-tot41 IOT £O.WOJ7 £423.16 £7,329_53 htnd +-)4.'J l)4) 81) £141.1￿4.(m￿ £141.093.00 Sub40tsi for Gtneri £7,337,503.90 £241040.80 £203,1)05.76 1£69,073_741 £7,448.ii820 GrDd t(rti £7,316238.46 £252,031.19 £213.177.74 £141.1)93.00 £7.496.184.91 25

Anatysis of income and expenditure Tot INCOME AND ENDOWPAENTS Planned giving n101 (JiftAiil B.ank £ll.fj"'&f).on (Jift r￿11- P(J% (viS'inr. 0110- (Jift.￿d - F.nvrll)￿S S.Mars's i)Iit- (J jft ,￿(1 F.nvrl()prs (J% O:)01 - l)ther planntd giving £4.iN9.0<) L9.(X>l.4.1 £4,-,Thy).I)(I Ég.otil.gl 110.1):)4.40 £97'.J.g-J 18.41b.I Ell.411i.IX L12.0¥? tpl £X-IX.I)O £1.1-"'g.MO O')O'.l- [YiS- ()tt￿r pknnncd ¢ryb'iJk&: 'rotal L-4b7 U() LJt>.4A..Iti 3kn.4A.'I Collections and othtt giving 301- IA)0sc pLitr rnlkctiorL %.Nlarn' s £io.oiry.Ro £lQ.91j Iko Lxx>5c pLiic colkctiDns C￿Crd OJOI - ()nc￿ff Gift.￿d rifts £1.113_52 LTrO_O() Tot31 F.11.h)'.A.-, £18.8RI_83 Other rttelpts IHII)- (ji￿￿1.. thrrn]r.h shrinr t¥Jxrg %.Nqar%' 5 £SLbg.19 (Hll - (Jiirynr. throi4rth shritLC 1￿c5 Shtphtrd (HI:. - (l￿1nr. ¢hr¢>u CaThdlc/Lirnp/Inccnsc s￿(a￿'s tH14 - fiTrinr. for c"Tr.IlTh flvw'rr £l(H.?8 £184.49 £1.801_00 £1.80t.00 £i_t22.50 £10 Cj.til).' ( OJJI - IhtrrLauon apptaj tLL CpO(MI 57LfrtLrrd -'OI - I.cE￿iCS IT8Q - Nlusjc" Fh)naiiotL 110.èl £3.000.00 £3.000.00 £695_31 oo.( Total 9.oti￿jti £ts.81i_J2 Gift Aid recoi'ered 'riJtal

•.)%%￿J

26

UnTe81ric¢cd Desi nated Restricted Endowment This 'e•T 14St Near Other rtetTpi8 0901 (lthrr funilE,'f n('Fatcd £71'.).00 Lll.'J.IM) l.'liJ- Busincs5 Bankll)É Imalty Rc*'ard Illb-.4rtiA- Mitchky Road FJ]crrv I'OnLribuUon il.19.&3 F.6,0(X).00 L6.000.￿) Total £62J6.20 AetiiitTe8 for gefteTating fvnds L'30- Parish ()Ifiic L'.40- Ktmbk Ilall ktliTrts- fiu)d £49.110 E18.3￿.1J £18.14g.40 1"141- Mil(NCyR￿ H4U ￿tt]￿s- L? ibJ.JO L39,9-ly.40 l.JLI- P.Irkn.il, Int LTr:ni L:t?O- LILllri h .riium(' £'1.'?84.trf) L? 493.19 £:'Is.00 L-uo - M(thtrs Uwon Fund £4,21&30 £42i8_30 L:44..'10 L,￿- GS l.uThih Ilub Total i28.9il_lJ ￿4,21￿30 i33.189.4J £b3.J38.48 Inie8tment Income 1001- Ili¥idinds 3311.1 £430.Lp IO'..O- wid buiklinr. sL￿)C[¥ nif rf 111411- Rrnt fri)m krtnhlc l ottarr. 11111- Rcnt fmrn Ili&sion Iloii¥c Milililci, RuAdl 103? _ RcJht from MJthrourlL ('nttsrr 1033- Rcnt In>m IIJTIIMTrrough Ilall 11)14- Rrnt from Mitihtfv Ro I{￿LS rt T.Il_1S £19 ryM.00 £lfi.I £8..'1(J).IKI LlJ.O ￿.0() £lJ.IlJ(I.IM) £8.316.00 .316.(M) £105,9S)29 ToLIl {[. 4.(￿9.￿:￿ £l?.J,0.4:?.98 £139.'r,D.OJ Receipts frorn church artiiitie8 1101- Fccs lor kn.i(1din￿ fun¢Tals L'.00- Parish o'rnts thps/(rtrtinrs LryQ- Shop L6.189.40 £6.189.40 £8.39g. £814.iAI ii93.90 TuLIl ffi ?Sl.bO £8.?hl.trf) L.J...011.19 £IO.lJ,8.ti0 INCOME TOTAL Lg4'?1140.80 £J.H8.93 £4 [41.40 27

Unre8tTiCted Dcsi ated Restricted EndoiThcnt This l'ear IAst lear EXPENDITURE Cost of gcncTati7)g fund8 lJfO- 105ts of stckn'Jrd51up mpair.n ('É)st of parish trip5 ITfJ-.Mothrrs I nion liry?- F.¥cni parking L148_Jl £6.919.40 £1.4jl.9A £3.4Jl.gfy - 3ank ( Ointsu55w)n ('tLirf.cs I',A)- 5uJr.uifr/c'hurLli clcsk/l)( JS Pavmcnt frr )00- MttsicllTrDir £Nlg.g? L'.IH.40 £-1909 L4;Trl.b'l £4.11.ts'1 ToLIl £9.7jg?4 £1.4',1.915 LL:.88J.49 P4ri8h Sh4re 1911. (-()tnm(In F-lind L48 Q""? ll(J Total £48.9T2.00 £53.007..00 ClerD and St4ffing eos 2032- pro￿rt￿S- Ilar¥ty (inL cleaninLI 1140_ P.IlTnll Pr(￿<￿%1nr. Fcc 2050- ￿Lary ofwiyh administrator £31TIO7 £ri.gio.58 116.133.04 £10.13104 LIO.68123 L8.JJLi.b £l.li#O IN) £8.tsgJ.00 £fjfj J l)Q - lTrry:anisl lrfxKJ %htpherd ?.O.'JO - Canior 41 Mar%'s 7.101- ￿'0￿Inv, cxwnsr5 of in('ILnihrii £1.6A(I.I)o £?.98n.oo Lg.9RO.nO £1.140.00 £XOi43 9140 - W"airr rat¢s- iYara¥.c ?1￿ - T¢k￿0￿C & Intcn*t iosi £191.35 ClJ88_00 £9tsts.00 £20.Ibl.14 J-'18h).JO L20,it>3.14 L3%J.JO £i.JYj_80 ')310- I'istinr. s￿akcr$I1ocUMs ToLal i.41iO.INi ,IliO.14 28

Unrestricted De8i ated Restricted Endomrynent This 'eAr Cburch Running Expenses ?] Jn - P.Irifih l)ffJ( r £7.7'.1191 f.1,f￿[l I,. i4.OJ.%.".>3 F'hoio( (Ipicr i3 - lThurih ljrsk (-(>si 1.1'48.tA 14 ¢Xi8.IM) £4,91￿.()0 L?49.99 22￿}- R(nt io LDF for tWi5h offirc 2301- Chwih runntng- in5urancc L?49.94 £5.3il. 4 £8.3-11.-"4 £7.til)8.46 911).lJQJ ?'1 ?(} Clr".Ji I￿11n1', & upki"i"p (J.% iTrri'a.'i'l'un-rii' K iJi)k'ccp ?3RrfI- (-hurch mwitcnaDc"c 1 1.881.-:4 £49(>'1') £7.3?9_3? ?.171- 1IcaninE: ?.14I)- (Thur(h (rtnerJ] SM £l.b;M>.l):? £).tifjt> 0:> £4Q.O 7.341- (Thu￿h fpcnrral C,S F.40.0() ?'14.. ?341 - RrfrcshJncnts CJ(KKi Slicphcrd 9344 - LThurEh Sup￿1($ Ic.u)dlr5/11)c IrLsi/hii%L51 1Tr1src h FIc)￿.(r £l19.--1 £3.li->.23 £l,TiJ.?I £4.9W,'.19 £f43 90 £6419 934b- &Lcf15t%" P￿ks/ Mtar Lb.If)O.00 £4.34'J. ?44u - ([% %J('rsiv- tknkS1A]￿r Iirns/ Nrw l'a ?'148 -..Id¥"crtsinr Oiafliis/b.Inn<"rsjadvTrtI ?E.'IO- I i)k('('P <Jf ( Tr.u.-( h f£)rrcnun 23Jl - rcfrcshmcnts £lll_b £tklOI £l.i J6.110 £i.riO.00 L121.8i £1?3.¥,' 9401 Chur(h ninninv rl¢ctrir 9410 I-hurrh ninninv- E4.0?7.02 £3,IF9R I-; L? g". J". J.91 £J. JlR IJ.. ?4;:(1 (-hurLlI nLnnin¥". "alcr ToLIl £43.531 j() LW2.37.7.C £4.%.636.Ib H•ll Running c￿¢# 2J,:O- kcinblc Flajl nLnninE- EJ."..38.3'J £5 13¥.3 J LJ.484.6J '.J2.1- Mit('hlrw Hall runninè - vrnrral - IlJrlb()ruu£h Ilall runrung- LfTiirJl ?d4J4I)- ktnLI)le Hall running- £9(M).00 £￿0.00 £3.b?i_bO £1.".45.13 £1.145.13 £LA40.43 2531. Mitihky Hall ckttricity AQ- krjnblc FIRM Tunninr,- y3S ?A4 1 _ k1]￿hIc¥ 113U runrifftg- tss 2JJO- kcmblc Elall nLnninE- SLtraric' £32￿.35 £2.630.16 £6.JbO_i £l,ilY.31 L9.30 j_lg £LIti8. 29

Unrestricted Deal led Re¥tricted Endowfflent Thi8 l'ear IA8t l'ear rJS1- Mitrhlcy Road TurhninK- siiriin(-r L? 4y,'.31 tso - KtTnbk Hail TUr￿1n￿- m3in[£r￿￿c J61- Mitrhley Ro¥1 - £3.339_31 £3.339J4 £2.61 IS7 Lty.719.2.R ?J.19.?11 ?tJll(l- kf mhk Ilall nLrthinr- h'alrr £1.921.%.1 Toul £90.894.h-' 40.3Jl 74 Hall Ftepairs & ktaintenance ?840- K([￿k CotiJtc - Other Frc p￿)[￿rty upkttp ?841- Mission Iloux- Othcr KC propr m. iipk¢'rp £6.4&J.40 £3.446.J? £ri.81J.49 £6.81'.).49 £73.(A.-).37. £t.061_44 £l,(Kii.44 lTrthcr m(- pr.O'i Notes PCC Resolution The PCC resoli'ed to approie Ihe Iransfer of £44.254.90 from the unrestricted General Fund to clear the riK>d sLreen pioieci deliLit. Reserves Fund 'fhe PCC Fhive sel aside £24,204.00 Gift Aid backdated and claimed 2023-202) {only lasi quarter for 2025 to be claimed in 2026) Mitchlev Road Income Allocation Update Income from Mitchley Road is now split ac ros% three accounts Ino Iiinger lullv .'Illi)cated io aLLounl 1241). Account 1241 Now used ODIV for hire iDcome (GS) . Aeeount 1316 Energy share paid by Artist This amount W111 be redueed for 2026 due to lower energy usage. Account 1034 Regulai Rent income from Artist 30