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2025-01-31-accounts

COMPANY REGISTRATION NUMBER: 06805012 CHARITY REGISTRATION NUMBER: 1132102

Beccles Lido Limited

Company Limited by Guarantee Financial statements

31 January 2025

Beccles Lido Limited

Company Limited by Guarantee

Financial statements

Year ended 31 January 2025

Page
Trustees' annual report (incorporating the directors' report) 1
Independent auditor's report to the trustees 18
Consolidated statement of financial activities (including income and expenditure 22
account)
Consolidated balance sheet 23
Charity balance sheet 24
Consolidated statement of cash flows 25
Notes to the financial statements 26

Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report)

Year ended 31 January 2025

The trustees, who are also the directors for the purposes of company law, present their report and the audited financial statements of Beccles Lido Limited (the ‘parent charitable company’) and its subsidiaries (the ‘Group’) for the year ended 31 January 2025.

The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity's governing document, the Charities Act 2011 and Companies Act 2006 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published in October 2019.

Chair's report

I am delighted to report that each of the Charity’s assets continue to perform strongly, despite the challenges presented by the economy and continuing high energy costs.

The Lido, while facing crippling utility bills, was the fortunate recipient of another very generous legacy which funded highly desirable upgrades, including new showers; a very generous grant to upgrade its kitchen; and built a new all-weather canopy, with solar panels on top, thanks to a grant in excess £100,000 from the UK Government’s Swimming Pool Support Fund. It was also advised that it has secured a record grant of £330,000 (£280,000 towards replacement of its aging filtration system, and £50,000 towards its utility bills).

The Hall too has benefitted from generous grant support, enabling it to refurbish the main auditorium floor and replace the lights with LED. It also built an office on the first floor. It has continued to expand the number and breadth of events held at the Hall. It is busier than ever, and this is evident from increased income, which in turn moves it closer to a sustainable and profitable future. Despite ongoing operating losses, it now has a new General Manager with proven Theatre experience, and it has the financial support of a new partner established in Spring 2025.

The Ferry has had another very successful year, helped in no small part by its destination being the best pub in the Waveney Valley – the Locks Inn Community Pub – further demonstrating the strong community ethos in Beccles. It has now built assets which can both benefit the Lido, if required, and look seriously into upgrading to an electric engine.

Each has been the beneficiary of very generous donations from the public, demonstrating the affection and value in which they are held by the community, and to each of whom I extend my thanks.

Each of our assets thrives because of their dedicated teams of volunteers and staff, and an eco-system of valued suppliers and partners. I would like to take this opportunity to again extend my thanks to all of them, and to all of the individuals and organisations who have made donations or grants. Without you all, the Charity and its assets would not be able to operate with the success that they do.

The Trustees together with myself are confident that our assets are being well managed and that, with the Board’s strong governance, they will continue to thrive and serve the community in Beccles, as well as visitors to our Town; and that they will do so sustainably and within the charitable and regulatory frameworks that we operate.

In closing, I would like to extend my own and the Board’s huge thanks to founding Trustee Maureen Saunders who left us in January. It is impossible to overestimate the contribution that Maureen made to our success, for which we are eternally grateful. I am delighted that Maureen will continue to volunteer at the Hall.

Lee Johnson Chair

- 1 -

Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Reference and administrative details

Registered charity name Beccles Lido Limited Charity registration number 1132102 Company registration number 06805012 Principal office and registered 10 London Road office Beccles Suffolk NR34 9NH

The trustees

The trustees who served during the year and at the date of approval were as follows:

Mr L Johnson (Chair) Mrs M Saunders (Resigned 29 January 2025) Mrs J Claridge (Resigned 22 May 2024) Mrs S Gibbons (Secretary) Mr D Howson Ms E Orford (Resigned 28 August 2024) Ms N Pakenham Ms T Woolner

Mr C Lloyd (Appointed 6 June 2024, Resigned 23 July 2025)

Managing Director Mr S Crowley Independent examiner Mark Proctor FCA DChA Lovewell Blake LLP Chartered accountants Bankside 300 Peachman Way Broadland Business Park Norwich NR7 0LB Bankers Barclays Bank Plc 12 Broad Street Bungay Suffolk NR35 1EW

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Objectives and activities

To promote for the benefits of the inhabitants of Beccles and the surrounding area the provision of carefully selected assets, particularly a Lido (open air swimming pool and recreation area), the Public Hall (theatre and community meeting space) and the Big Dog Ferry; in the interests of social welfare, health, fitness, mental well-being, education, culture, artistic and other leisure pursuits of the said inhabitants, as well as visitors to the Town.

The vision that has shaped our annual activities since the Charity was set up has been focused on providing leisure facilities for the people of Beccles and surrounding area. The three main activities at this time are Beccles Lido, Beccles Public Hall and Theatre and Big Dog Ferry, each of which would otherwise have closed.

In shaping our objectives for the year and planning our activities, the Trustees considered the Charity Commission’s guidance on public benefit, including the guidance “Public Benefit: running a charity (PB2)”. Beccles Lido Limited’s activities rely on income from Lido users, from events at the Hall and Hall hire, and from customers for the Big Dog Ferry services, to cover operating costs. All three operations supplement operating income with fundraising, donations and grants for the development of buildings and purchase/replacement of plant and equipment, as well as, from time to time, operating costs. Affordability and access to our facilities is very important to us and is reflected in our pricing policies set out later in this report. Our activities are planned to ensure that no one is excluded and all can enjoy what we offer at the Lido, the Hall and the Ferry.

Within our three assets we endeavour to encourage, through wide advertising, all within our community, as well as visitors to our Town, to participate in our activities to enhance their lives.

The activities employed to achieve the charity’s aims and objectives, which are where prudent and practicable being extended, are to:

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Objectives and activities (continued)

The Charity continues to look to recruit new Trustees to both extend the capabilities of the Board as well as to replace Trustees who have resigned.

The Trustees will further develop our strategy and vision during 2025.

Various non-charitable trading activities, which raise funds to support the Charity’s activities, are conducted through trading companies; each gifts any profits back to the Charity:

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Achievements and performance

Beccles Lido

Following very poor weather early season, the sun came out as the schools broke up and shone all summer holidays, meaning record swim and kiosk income, as well as a strong performance from canoe hire with partner TheCanoeMan. However, utility costs for the year were also an all-time high, with a full 12 months of the crippling 2 year gas contract that started in July 2023.

Notable activities during the year were:

The escalating cost of utilities remained significant (up from £42,000 in 2021/22 to £131,000 in 2023/24, then to £167,000 in 2024/25). New 2-year contracts have been negotiated for Electric (effective mid-November 2024) and Gas (effective mid-July 2025); with annual utility costs expected to reduce to £115,000 in 2025/26; and what is expected to be the new normal £70,000pa by 2026/27.

Utility costs, in combination with large investments in maintenance and refurbishment, means that the Lido again showed an overall loss, and while unrestricted cash reserves remain strong, they remain under pressure going into 2025, particularly given the need to match fund the new grant for the filtration upgrade with £70,000 from Lido (and, potentially, Big Dog Ferry) reserves. Nonetheless, the Lido is fortunate that grant income continues to allow us to continue maintaining and upgrading the pool, as well as making the pool more resilient against those utility costs.

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Achievements and performance (continued)

The Public Hall

The Hall entered 2024 with the General Manager appointed in 2023 continuing to work 4 days/week; but also taking care of Programming as well as Marketing (and various other programme related activities, including Duty Management and Hall setup for events). While this was with best intentions and recognition of the funds and income available, in hindsight this workload proved too much to ensure that all other general management activities were being carried out comprehensively. Mid-year, Managing Director Shaun Crowley was asked to take-on overall management of the Hall, and in October the General Manager resigned and left.

There was a busy programme already in place for the rest of the year and an embryonic programme for 2025.

Roles and responsibilities were reviewed, with the role of Technical Manager being broadened to include Premises Management. Duty Managers and a Premises Assistant were recruited (on a casual, freelance basis). In January the Charity set about recruiting a new General Manager for the Hall (with Elliott Wilshier appointed and starting in March 2025 – Elliott was manager of the Maddermarket Theatre in Norwich, and brings a wealth of valuable theatre experience which it is hoped will return the Hall to more stable operations).

Despite the above, there were many notable achievements during the year:

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Achievements and performance (continued)

As events were expanded, so too income increased; as did income from the bar. However, expenses remained high, and the margin on those events was less than should be achievable; and due to their being no in-house events there was much reduced Theatre Tax Relief (just £3,800 net on last year’s Wizard of Oz compared with £13,285 in 2023/24).

Consequently, losses for the year were higher than last year and reserves have reduced to a level that is of concern, considering anticipated losses for 2025/26. Consequently, the Charity began to explore sources of emergency revenue funding to offset future losses, and can report that it has agreed a significant source of funds for up to 3 years, subject to ongoing due diligence of Hall operations by the funder. An initial £25,000 was received in June 2025, with further funds pledged in December. This, together with the appointment of the Hall’s new General Manager, means that the Trustees remain confident that Beccles Public Hall can continue to offer a variety of events at the Hall, striking a fair balance between performances by local amateur groups, event hirers (commercial and private), in-house productions and Hall-curated performances by touring professionals and other artistes. While a return to operational profit will take some time, the Hall now has the opportunity to work with the above mentioned funder to develop a sustainable plan for the future.

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Achievements and performance (continued)

Big Dog Ferry

The Ferry had another very busy season and its best performance ever, thanks in large part to much reduced engine maintenance costs:

Following the last 3 years’ strong performance, the Ferry again showed a significant surplus and the Ferry now has significant reserves in excess £40,000. While these have been retained, they may be required by the Lido to help finance its project to replace the filtration system in 2025. It is however hoped that sufficient reserves can be retained so that, with the addition of the budgeted 2025/26 surplus, the Ferry will, in the future, be able to consider upgrading its activities, with an electric engine/craft an aspiration.

Conclusion

We continue to be the beneficiary of most generous grants and donations, set out in note 5 for which we are extremely grateful.

None of the Charity's assets could operate without our fantastic and dedicated volunteers, or the goodwill of supporters, the general public and the local community, to which we again extend our very grateful thanks.

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Financial review

Beccles Lido

In combination, this meant an overall deficit of £43,054 (2023/24: deficit £53,161); with an operating surplus (before depreciation) of £3,732 (2023/24: Before depreciation and extraordinary expenditure of £11,051); and a decrease in unrestricted/designated cash reserves (excluding fixed assets) to £80,819 (2023/24: £148,663).

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Financial review (continued)

The Public Hall

Overall deficit was £45,396 (2023/24: deficit £15,626); with a decrease in unrestricted/designated cash reserves (excluding fixed assets) to £38,806 (2023/24: £74,157).

£38,806 is below the minimum designated cash reserve that the Trustees would like to see (£42,000 or 8 weeks of total 2024/25 income, excluding grants and donations) and will in any case be required to fund ongoing administrative expenses in excess operating profit. To offset this, the Charity agreed in 2025 a significant source of new revenue funding for up to 3 years. An initial £25,000 was received in June 2025, with a further £25,000 pledged in December.

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Financial review (continued)

Big Dog Ferry

Overall surplus was £10,852 (2023/24: £8,367); with an increase in unrestricted/designated cash reserves (excluding fixed assets) to £42,279 (2023/24; £32,926); this has been retained by the Ferry, but remains available to the Lido if required (and this may be the case in 2025/26 towards the match funding for the filtration replacement project).

Summary

Overall, the group made a deficit. While its cash reserves have been reduced (and will remain under pressure next year), grant support both at the Lido and the Hall means that each asset remains sustainable now and for the foreseeable future.

The overall financial results of the charitable group as shown on page 22, were total income of £1,094,871 (2024: £869,180) including £177,906 (2024: £61,152) of grants, donations and legacies. Expenditure amounted to £1,109,499 (2024: £929,598) including repairs, maintenance and equipment cost of £110,355 (2024: £60,690). Net expenditure amounted to £14,628 (2024: £60,418).

The Lido has 2 trading companies: Beccles Lido Trading Limited (BLT), which manages the café and kiosk and gifts all profits to the Lido; and Big Dog Services Limited (BDS), in which canoe hire income and miscellaneous other river-related services, e.g. moorings, is accounted.

The Hall also has a trading company: Beccles Public Hall Trading Limited (BPHT), to manage the Hall bar, refreshments and show merchandise sales.

The results of each of the above subsidiaries are included in the financial statements.

Pricing Policy

Pricing for all assets is regularly reviewed against costs and against peer facilities and set at a level that is considered to be affordable and fair value, while at the same time allowing each asset to operate as sustainably as possible, which is increasingly challenging given energy, wages and consumables inflation.

Loyalty schemes (eg. the Lido’s membership scheme), negotiable hire rates and, from time to time, free or heavily subsidised entry to events, in combination aim to allow the widest possible use of each asset by the Community.

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Financial review (continued)

Reserves Policy

At 31 January 2025 the Charity has unspent restricted reserves (Lido: £0, Hall: £18,766, Ferry: £0) which it will spend as soon as the relevant expenses are incurred.

Each asset then has a designated reserve retained as a provision against anticipated future expenses.

The remaining free cash reserves are available to cover expenses exceeding income.

The Trustees anticipate various repairs, upgrades and improvements, for which some grant funding has already been secured and further funds will be applied for, but against which BLL has to continue to demonstrate that it can match these grants with funds of its own through its own prudent financial management and accumulation of reserves for this purpose. No maximum target has been set for these reserves. They need to be as large as possible to set against the still remaining significant expenses anticipated to fully restore and maintain both the Lido and the Hall to the high quality to which the Trustees aspire; for increases in wages as the Hall has replaced long standing volunteers with paid employees; to cover increased energy costs at the Lido. These reserves also give BLL the resilience to survive unforeseen circumstances; and when they can be rebuilt, to be ready to take advantage of any opportunities to expand its asset base if this furthers its charitable objectives and creates greater financial security.

Unrestricted cash reserves (excluding fixed assets) at 31 January 2025:

31 January 2024:

The designated reserve policies are:

Beccles Lido

The open-air swimming pool and its infrastructure needs continuous maintenance, upgrade and replacement to ensure that it can fulfil the objectives of the charity. At 31 January 2025, this fund stands at £113,459 following deductions for 2024/25 and reflation (the Lido aims to reflate by £35,000 p.a. until further notice, when funds allow, and was able to do so in 2024/25). The primary purpose of this fund will remain to cover the reasonably anticipated maintenance and replacement of equipment at the Lido, but it is also available to cover any other exceptional costs (such as extraordinary energy prices) if these cannot otherwise be met by grants, free cash or income.

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Financial review (continued)

The Public Hall

In anticipation of various investments required at the Hall, the Trustees also decided in 2020 that it is prudent for the Hall to formalise its own allocation of unrestricted funds. However, at 31 January 2025, the designated fund had been depleted to the point that all free cash is required to fund administrative expenses in excess operating profit. This situation will be eased by new revenue funding secured. As designated funds are re-built, the primary purpose of this fund will again be to cover significant repairs and replacement of plant and equipment, highly desirable upgrades or improvements, but it will remain able to be re-directed at the discretion of the Trustees.

Big Dog Ferry

The Ferry has a designated reserve fund at 31 January 2025 of £2,510; it has been and will be reflated by £1,500 per annum to meet the reasonably anticipated future cost of engine re-builds/replacement.

In addition, prudent financial management suggests that each should, at all times, have unrestricted cash of 8 weeks’ operating income.

Plans for future periods

Beccles Lido

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

The Public Hall

Big Dog Ferry

.

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Structure, governance and management

Governing document

Beccles Lido Limited (BLL) is a charitable company limited by guarantee, incorporated on 21 January 2009 and registered as a charity on 13 October 2009. The company was established under a Memorandum of Association, which set out the objects and powers of the charitable company and is governed under its Articles of Association. In the event of the company being wound up the Trustees are required to contribute an amount not exceeding £10.

On 7 August 2011 the Memorandum of Association was modified to incorporate the wider scope of BLL's objectives to enable it to include the management of Beccles Public Hall and, should the opportunity arise, other carefully selected assets.

Appointment of trustees

The Trustees held office throughout the year except as indicated on page 2. They are elected for a period of three years after which they can be re-elected.

The Trustees are also Directors within the meaning of the Companies Act 2006.

Additional Trustees may be considered at the discretion of the Board, as and when the opportunity arises or suitable applications are received.

Induction and training of Trustees

All new Trustees are provided with:

In addition, Trustees are encouraged to read Charity Commission and other newsletters, and to attend courses designed to keep them abreast of their duties and responsibilities.

Organisational Structure

The Board of Trustees administers the Charity, and the Board meets at least six times a year, with sub-groups of Trustees running various committees to manage important aspects of the Charity.

Risk assessment

There are a significant number of operational procedures and risk assessments for Lido, Hall and Big Dog Ferry, as well as a risk register for the Charity; each are reviewed and updated annually and as circumstances arise.

Related Parties

On 29 January 2014 Beccles Lido Trading Limited (Company Number 08867883) was incorporated as a wholly owned trading company to carry out trading activities, primarily the Lido's café and kiosk sales (and in 2021/22/23 canoe hire), with all profits gifted to the Charity for the sole benefit of the Lido.

On 7 February 2023 Beccles Public Hall Trading Limited (Company Number 14645468) was incorporated as a wholly owned trading company to carry out trading activities, primarily the Hall's bar and merchandise sales, with all profits gifted to the Charity for the sole benefit of the Hall.

On 23 February 2023 Big Dog Services Limited (Company Number 14684563) was incorporated as a wholly owned trading company to carry out trading activities, primarily river-based activities and initially

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

canoe hire, with all profits gifted to the charity for the sole benefit of the Lido. Fundraising standards information

We have chosen not to be regulated by the Fundraising Regulator and thus are not listed on the Fundraising Preference Service. The charity does not use any third party organisations to act on our behalf in making direct unsolicited appeals. All donations to the charity are voluntary and we do not solicit donations or conduct any contact practice that may place an individual under pressure or obligation

Key management personnel pay policy

The charity's trustees and the senior management team comprise the key management personnel of the charity in charge of directing, controlling, running and operating the charity on a day-to-day basis. All trustees give of their time freely and no trustee received remuneration in the year. The pay of senior staff is reviewed annually and normally increased in accordance with any increase in the cost of living.

Trustees' responsibilities statement

The trustees (who are also directors for the purposes of company law) are responsible for preparing the trustees' annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and group and of the incoming resources and application of resources, including income and expenditure of the charitable company and group for that period.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and group and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Auditor

Each of the persons who is a trustee at the date of approval of this report confirms that:

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Beccles Lido Limited

Company Limited by Guarantee

Trustees' annual report (incorporating the directors' report) (continued)

Year ended 31 January 2025

Auditor appointment

Lovewell Blake LLP were appointed as auditor and are deemed to have been re-appointed in accordance with section 487 of the Companies Act 2006.

Small company provisions

This report has been prepared taking advantage of the small companies' exemption of section 415A of the Companies Act 2006.

The trustees' annual report (incorporating the directors' report) was approved on 6 October 2025 and signed on behalf of the board of trustees by:

Mr L Johnson (Chair) Trustee

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Beccles Lido Limited

Company Limited by Guarantee

Independent Auditor's report to the trustees of Beccles Lido Limited

Year ended 31 January 2025

Opinion

We have audited the financial statements of Beccles Lido Limited (the 'Parent Charitable Company') and its subsidiaries (the 'Group') for the year ended 31 January 2025 which comprise of the Consolidated Statement of Financial Activities (including Income and Expenditure Account), the Consolidated and Charity Balance Sheet, the Consolidated and Charitable Company Statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and parent charitable company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the trustees' annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

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Beccles Lido Limited

Company Limited by Guarantee

Independent Auditor's report to the trustees of Beccles Lido Limited

Year ended 31 January 2025

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Other matter

Comparative information in the financial statements is derived from the charitable groups prior period financial statements which were not audited.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the group and parent charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the directors’ report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of Trustees

As explained more fully in the Trustees’ responsibilities statement set out on page 16, the trustees (who are also the directors of the parent charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the group and parent charitable company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the group or the parent charitable company or to cease operations, or have no realistic alternative but to do so.

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Beccles Lido Limited

Company Limited by Guarantee

Independent Auditor's report to the trustees of Beccles Lido Limited

Year ended 31 January 2025

Auditor responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities is available on the FRC's website at https://www.frc.org.uk/auditors/audit-assurance/auditor-s-responsibilities-for-the-audit-of-the-fi/description-of -the-auditor%E2%80%99s-responsibilities-for. This description forms part of our auditor's report. We communicate with those charged with governance regarding, amount other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during out audit.

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Beccles Lido Limited

Company Limited by Guarantee

Independent Auditor's report to the trustees of Beccles Lido Limited

Year ended 31 January 2025

Use of our report

This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Mark Proctor FCA DChA (Senior Statutory Auditor)

For and on behalf of Lovewell Blake LLP Chartered accountants Bankside 300 Peachman Way Broadland Business Park Norwich NR7 0LB

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Beccles Lido Limited

Company Limited by Guarantee

Consolidated Statement of financial activities (including income and expenditure account)

Year ended 31 January 2025

2025 2024
Unrestricted Restricted
funds funds Total funds Total funds
Note £ £ £ £
Income and endowments
Donations and legacies 5 42,380 135,526 177,906 61,152
Charitable activities 6 628,010 628,010 574,421
Other trading activities 7 247,877 247,877 206,446
Investment income 8 2,361 2,361 1,694
Other income 9 38,717 38,717 25,467
------------------------------- ------------------------------- ------------------------------- -------------------------------
Total income 959,345 135,526 1,094,871 869,180
=============================== =============================== =============================== ===============================
Expenditure
Raising funds
Costs of other trading activities
10
(158,778) (1,000) (159,778) (120,645)
Charitable activities 11 (911,009) (38,712) (949,721) (808,953)
------------------------------- ------------------------------- ------------------------------- -------------------------------
Total expenditure (1,069,787) (39,712) (1,109,499) (929,598)
=============================== =============================== =============================== ===============================
------------------------------- ------------------------------- ------------------------------- -------------------------------
Net expenditure before transfer of funds (110,442) 95,814 (14,628) (60,418)
Transfers between funds 102,262 (102,262) - -
------------------------------- ------------------------------- ------------------------------- -------------------------------
Net movement in funds (8,180) (6,448) (14,628) (60,418)
Reconciliation of funds
Total funds brought forward 340,768 25,214 365,982 426,400
------------------------------- ------------------------------- ------------------------------- -------------------------------
Total funds carried forward 332,588 18,766 351,354 365,982
=============================== =============================== =============================== ===============================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 26 to 40 form part of these financial statements.

- 22 -

Beccles Lido Limited

Company Limited by Guarantee

Consolidated Balance Sheet

Year ended 31 January 2025

2025 2024
Note £ £ £ £
Fixed assets
Tangible fixed assets 16 127,207 83,907
Investments 17 100 100
------------------------------- --------------------------
127,307 84,007
Current assets
Stocks 18 7,203 4,873
Debtors 19 110,205 26,348
Cash at bank and in hand 168,648 297,360
------------------------------- -------------------------------
286,056 328,581
Creditors: Amounts falling due within
one year 20 (62,009) (46,606)
------------------------------- -------------------------------
Net current assets 224,047 281,975
------------------------------- -------------------------------
Total assets less current liabilities 351,354 365,982
=============================== ===============================
Funds of the charity
Restricted funds 18,766 25,214
Unrestricted funds 332,588 340,768
------------------------------- -------------------------------
Total charity funds 22 351,354 365,982
=============================== ===============================

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

These financial statements were approved by the board of trustees and authorised for issue on 6 October 2025, and are signed on behalf of the board by:

Mr L Johnson (Chair) Trustee

Company registration number: 06805012

The notes on pages 26 to 40 form part of these financial statements.

- 23 -

Beccles Lido Limited

Company Limited by Guarantee

Charity Balance sheet

31 January 2025

2025 2024 2024
Note £ £ £ £
Fixed assets
Tangible fixed assets 16 104,718 83,907
Investments 17 103 103
------------------------------- --------------------------
104,821 84,010
Current assets
Stocks 18 437
Debtors 19 193,166 65,462
Cash at bank and in hand 88,450 245,770
------------------------------- -------------------------------
282,053 311,232
Creditors: Amounts falling due within
one year 20 (58,009) (29,260)
------------------------------- -------------------------------
Net current assets 224,044 281,972
------------------------------- -------------------------------
Total assets less current liabilities 328,865 365,982
=============================== ===============================
Funds of the charity
Restricted funds 18,766 25,214
Unrestricted funds 310,099 340,768
------------------------------- -------------------------------
Total charity funds 22 328,865 365,982
=============================== ===============================

During the year, the charity reported a deficit of £37,117 including gift aid from subsidiary companies of £80,267 (2024: deficit of £60,418).

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

These financial statements were approved by the board of trustees and authorised for issue on 6 October 2025, and are signed on behalf of the board by:

Maun—

Mr L Johnson (Chair) Trustee

Company registration number: 06805012

The notes on pages 26 to 40 form part of these financial statements.

- 24 -

Beccles Lido Limited

Company Limited by Guarantee

Consolidated statement of cash flows

Year ended 31 January 2025

2025 2024
£ £
Cash flows from operating activities
Net expenditure (14,628) (60,418)
Adjustments for:
Depreciation of tangible fixed assets 58,696 40,222
Other interest receivable and similar income (2,361) (1,694)
Changes in:
Stocks (2,330) 135
Trade and other debtors (83,857) (13,893)
Trade and other creditors 15,403 (6,491)
------------------------------- --------------------------
Cash generated from operations (29,077) (42,139)
Interest received 2,361 1,694
------------------------------- --------------------------
Net cash used in operating activities (26,716) (40,445)
=============================== ==========================
Cash flows from investing activities
Purchase of tangible assets (101,996) (36,752)
------------------------------- --------------------------
Net cash from investing activities (101,996) (36,752)
=============================== ==========================
Net decrease in cash and cash equivalents (128,712) (77,197)
Cash and cash equivalents at beginning of year 297,360 374,557
------------------------------- -------------------------------
Cash and cash equivalents at end of year 168,648
===============================
297,360
===============================

The notes on pages 26 to 40 form part of these financial statements.

- 25 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements

Year ended 31 January 2025

1. General information

The charity is a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales.

The address of the registered office is 10 London Road, Beccles, NR34 9NH, Suffolk.

2. Statement of compliance

The charity constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011, the Companies Act 2006 and UK Generally Accepted Accounting Practice.

3. Accounting policies

(a) Basis of preparation

The financial statements have been prepared on the historical cost basis.

(b) Going concern

The financial statements have been prepared on a going concern basis, as the Trustees believe that no material uncertainties exist. The Trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern.

(c) Consolidation

The financial statements consolidate the results of the charitable company and its wholly owned subsidiaries on a line-by-line basis.

(d) Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future projects or commitments.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal.

- 26 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

3. Accounting policies (continued)

(e) Income

All income is included in the statement of financial activities when entitlement has passed to the charity, it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

• Donations, grants and legacies are included in full in the Statement of Financial Activities when receivable. Grants, where entitlement is not conditional on the delivery of a specific performance by the charity, are recognised when the charity becomes unconditionally entitled to the grant.

• Donated services and facilities are included at the value to the charity where this can be quantified. The value of services provided by volunteers has not been included in these accounts.

• Investment income is included when receivable.

• Income from charitable and non-charitable trading activities is accounted for when earned.

• Income from grants, where related to performance and specific deliverables, are accounted for as the charity earns the right to consideration by its performance.

(f) Expenditure

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

• Costs of raising funds comprise the costs associated with attracting voluntary income and the costs of trading for fundraising purposes.

• Charitable activities comprise those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

• Governance costs include those costs associated with meeting the constitutional and statutory requirements of the charity and include the independent examination fees and costs linked to the strategic management of the charity.

• All costs are allocated between the expenditure categories of the Statement of Financial Activities on a basis designed to reflect the use of the resource. Costs relating to a particular activity are allocated directly, others are apportioned on an appropriate basis.

(g) Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses.

- 27 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

3. Accounting policies (continued)

(h) Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

(i) Investments

Unlisted investments are initially recorded at cost, and subsequently measured at fair value. If fair value cannot be reliably measured, assets are measured at cost less impairment.

(j) Stocks

Stocks are measured at the lower of cost and estimated selling price less costs to complete and sell. Cost includes all costs of purchase, costs of conversion and other costs incurred in bringing the stock to its present location and condition.

(k) Defined contribution plans

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided.

(l) Financial instruments

A financial asset or a financial liability is recognised only when the entity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs, unless the arrangement constitutes a financing transaction, where it is recognised at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost

4. Limited by guarantee

The organisation is a charitable company limited by guarantee and in the event of the company being wound up members are required to contribute an amount not exceeding £10.

- 28 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

5. Donations and legacies

Donations and legacies
Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Donations
Donations and grants - restricted 135,526 135,526
Donations and grants - unrestricted 8,972 8,972
Membership fees 49 49
Legacies
Legacies 33,359 33,359
-------------------------- ------------------------------- -------------------------------
42,380 135,526 177,906
========================== =============================== ===============================
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Donations
Donations and grants - restricted 27,045 27,045
Donations and grants - unrestricted 4,033 4,033
Membership fees 74 74
Legacies
Legacies 30,000 30,000
-------------------------- -------------------------- --------------------------
34,107 27,045 61,152
========================== ========================== ==========================

The charity received a number of grants from the local councils. Details of the grants received are set out in note 22.

6. Charitable activities

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Swimming income 338,807 338,807 321,906 321,906
Big Dog Ferry income 31,685 31,685 33,553 33,553
Hall hire 19,481 19,481 23,675 23,675
Show income 231,697 231,697 191,398 191,398
Youth activities 6,340 6,340 3,889 3,889
------------------------------- ------------------------------- ------------------------------- -------------------------------
628,010 628,010 574,421 574,421
=============================== =============================== =============================== ===============================

7. Other trading activities

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Fundraising events and income 54,690 54,690 48,264 48,264
Lottery income 11,806 11,806 11,098 11,098
Moorings 315 315 666 666
Canoe income 19,438 19,438 17,510 17,510
Café and shop income 83,208 83,208 68,348 68,348
Bar income 70,180 70,180 56,339 56,339
Merchandise income 8,240 8,240 4,221 4,221
------------------------------- ------------------------------- ------------------------------- -------------------------------
247,877 247,877 206,446 206,446
=============================== =============================== =============================== ===============================

- 29 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

8. Investment income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Bank interest receivable 2,361 2,361 1,694 1,694
-------------------------- -------------------------- -------------------------- --------------------------
2,361 2,361 1,694 1,694
========================== ========================== ========================== ==========================
Other income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Other income 33,618 33,618 9,997 9,997
Theatre Tax Relief 5,099 5,099 15,470 15,470
-------------------------- -------------------------- -------------------------- --------------------------
38,717 38,717 25,467 25,467
========================== ========================== ========================== ==========================

9. Other income

10. Costs of other trading activities

Unrestricted Restricted Total Funds Unrestricted Total Funds
Funds Funds 2025 Funds 2024
£ £ £ £ £
Event and fundraising costs 32,513 - 32,513 25,194 25,194
Lottery expenses 6,373 - 6,373 5,545 5,545
Café and kiosk 32,660 - 32,660 32,842 32,842
Bar costs 27,918 - 27,918 26,263 26,263
Merchandise 4,148 - 4,148 2,931 2,931
Staff wages 19,869 - 19,869 14,415 14,415
Services 13 - 13 13 13
Repairs and maintenance 7,212 1,000 8,212 618 618
Printing, postage and
telephone 3 - 3 65 65
Cleaning and waste disposal 1,632 - 1,632 589 589
Bank charges 4,207 - 4,207 2,119 2,119
Depreciation 5,622 - 5,622 - -
Equipment 7,011 - 7,011 4,197 4,197
Miscellaneous (inc training,
uniforms) 5,588 - 5,588 566 566
Governance costs 4,009 - 4,009 5,288 5,288
-------------------------- -------------------------- -------------------------- -------------------------- --------------------------
158,778 1,000 159,778 120,645 120,645
========================== ========================== ========================== ========================== ==========================

- 30 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

11. Expenditure on charitable activities

Total Funds
Lido **Public Hall ** Big Dog Ferry 2025
£ £ £ £
Staff wages 211,703 103,875 7,277 322,855
Show costs - 191,160 - 191,160
Services 4,700 - 9,139 13,839
Repairs and maintenance 67,753 16,801 - 84,554
Light, heat and water 166,529 10,808 - 177,337
Printing, postage and telephone 2,121 3,074 91 5,286
Cleaning and waste disposal 4,298 2,347 - 6,645
Insurance 11,748 4,825 1,219 17,792
Advertising and publicity 5,099 12,812 160 18,071
Bank charges 2,534 1,584 - 4,118
Depreciation 46,786 6,288 - 53,074
Equipment 6,352 4,226 - 10,578
Miscellaneous (inc training, uniforms) 6,418 4,679 510 11,607
Big Dog Ferry costs - - 2,537 2,537
Governance costs 16,351 13,917 - 30,268
------------------------------- ------------------------------- -------------------------- -------------------------------
552,392 376,396 20,933 949,721
=============================== =============================== ========================== ===============================
Total Funds
Lido Public Hall Big Dog Ferry 2024
£ £ £ £
Staff wages 209,998 93,439 7,038 310,475
Show costs 169,107 169,107
Services 2,178 8,084 10,262
Repairs and maintenance 40,461 4,499 44,960
Light, heat and water 131,286 7,703 138,989
Printing, postage and telephone 3,150 2,346 492 5,988
Cleaning and waste disposal 5,044 2,473 7,517
Insurance 13,338 3,295 1,066 17,699
Advertising and publicity 3,381 9,533 222 13,136
Bank charges 2,532 2,548 5,080
Depreciation 33,934 6,288 40,222
Equipment 7,174 3,741 10,915
Miscellaneous (inc training, uniforms) 3,233 5,729 471 9,433
Big Dog Ferry costs 7,813 7,813
Governance costs 9,542 7,815 17,357
------------------------------- ------------------------------- -------------------------- -------------------------------
465,251 318,516 25,186 808,953
=============================== =============================== ========================== ===============================
Governance costs
2025 2024
£ £
Independent examination fee (70) 3,900
Audit fee 18,600
Other accountancy services 10,314 12,556
Professional fees 5,433 6,189
-------------------------- --------------------------
34,277 22,645
========================== ==========================

During the year ended 31 January 2025 £38,712 (2024: £4,942) of charitable activities was restricted and £911,009 (2024: £804,011) was unrestricted.

- 31 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

12. Net expenditure

Net expenditure is stated after charging/(crediting):

Net expenditure is stated after charging/(crediting):
2025 2024
£ £
Depreciation of tangible fixed assets 58,696
=============
40,222
==========================

13. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as follows:

2025 2024
£ £
Wages and salaries 322,512 305,765
Social security costs 15,772 14,825
Employer contributions to pension plans 4,440 4,300
------------------------------- -------------------------------
342,724 324,890
=============================== ===============================

The average head count of employees during the year was 32 (2024: 35).

This includes both full time and part time staff. Of the 32 staff employed by Beccles Lido Limited (BLL) 6 staff were employed to support the trading activities of Beccles Lido Trading Limited (BLT). There was also 1 staff member employed for Big Dog Services Limited (BDS) during the year.

The Trustees consider the key management personnel to be the managing director, Public Hall general manager and Lido general manager. The total compensation paid to key management personnel for services provided to the charity was £96,830 (2024: £89,287).

No employee received employee benefits of more than £60,000 during the year (2024: Nil).

14. Trustee remuneration and expenses

No trustees received the reimbursement of expenses (2024: Two trustees - £282). No remuneration from employment with the charity was received by the trustees in the current or previous year.

15. Transfers between funds

Fund transfers represent the purchase of capital items from restricted income where no ongoing restriction exists and to increase the value of the designated repairs funds.

- 32 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

16. Tangible fixed assets - Group

Lido
fixtures, Public Hall
Hall Lido fittings and other Public Hall
building building equipment assets equipment Total
£ £ £ £ £ £
Cost
At 1 Feb 2024 11,908 109,616 212,810 14,425 76,248 425,007
Additions 73,885 28,111 101,996
-------------------------- ------------------------------- ------------------------------- -------------------------- -------------------------- -------------------------------
At 31 Jan 2025 11,908 183,501 240,921 14,425 76,248 527,003
========================== =============================== =============================== ========================== ========================== ===============================
Depreciation
At 1 Feb 2024 11,908 90,597 167,911 13,206 57,478 341,100
Charge for the
year 20,020 32,388 656 5,632 58,696
-------------------------- ------------------------------- ------------------------------- -------------------------- -------------------------- -------------------------------
At 31 Jan 2025 11,908 110,617 200,299 13,862 63,110 399,796
========================== =============================== =============================== ========================== ========================== ===============================
Carrying amount
At 31 Jan 2025 72,884 40,622 563 13,138 127,207
========================== =============================== =============================== ========================== ========================== ===============================
At 31 Jan 2024 19,019 44,899 1,219 18,770 83,907
========================== =============================== =============================== ========================== ========================== ===============================

16. Tangible fixed assets - Charity

Lido
fixtures, Public Hall
Hall Lido fittings and other Public Hall
building building equipment assets equipment Total
£ £ £ £ £ £
Cost
At 1 Feb 2024 11,908 109,616 212,810 14,425 76,248 425,007
Additions 73,885 - 73,885
-------------------------- ------------------------------- ------------------------------- -------------------------- -------------------------- -------------------------------
At 31 Jan 2025 11,908 183,501 212,810 14,425 76,248 498,892
========================== =============================== =============================== ========================== ========================== ===============================
Depreciation
At 1 Feb 2024 11,908 90,597 167,911 13,206 57,478 341,100
Charge for the
year 20,020 26,766 656 5,632 53,074
-------------------------- ------------------------------- ------------------------------- -------------------------- -------------------------- -------------------------------
At 31 Jan 2025 11,908 110,617 194,677 13,862 63,110 394,174
========================== =============================== =============================== ========================== ========================== ===============================
Carrying amount
At 31 Jan 2025 72,884 18,133 563 13,138 104,718
========================== =============================== =============================== ========================== ========================== ===============================
At 31 Jan 2024 19,019 44,899 1,219 18,770 83,907
========================== =============================== =============================== ========================== ========================== ===============================

- 33 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

17. Investments

2025 2024
Charity Group Charity Group
£ £ £ £
Cost or valuation
At 1 February 2024 103 100 103 100
Additions -
------------- ------------- ------------- -------------
At 31 January 2025 103 100 103 100
============= ============= ============= =============
Impairment
At 1 February 2024 and 31 January 2025
============= ============= ============= =============
Carrying amount
At 31 January 2025 103 100 103 100
============= ============= ============= =============
At 31 January 2024 103
=============
100
=============
103
=============
100
=============

All investments shown above are held at cost.

Investments represents 100% share capital of Beccles Lido Trading Limited, incorporated in England. The results for the company for the year are:

2025 2024
£ £
Turnover 127,358 68,348
Profit for the year 47,113 11,642
Gifted to the charity (24,624) (11,642)
Net assets 22,489 1
========================== ===============================

Investments represents 100% share capital of Beccles Public Hall Trading Limited, incorporated in England. The results for the company for the year are:

2025 2024
£ £
Turnover 73,634 60,560
Profit for the year 39,784 29,730
Gifted to the charity (39,784) (29,730)
Net assets 1 1
========================== ===============================

Investments represents 100% share capital of Big Dog Services Limited, incorporated in England. The results for the company for the year are:

2025 2024
£ £
Turnover 19,762 18,176
Profit for the year 15,859 15,880
Gifted to the charity (15,859) (15,880)
Net assets 1 1
========================== ===============================

- 34 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

18. Stocks

2025 2024
Charity Group Charity Group
£ £ £ £
Stock held for resale 437 7,203 - 4,873
============= ============= ============= =============
Debtors
2025 2024
Charity Group Charity Group
£ £ £ £
Trade debtors 1,451 1,451 6,451 19,091
Amounts owed by group undertakings 82,961 - 51,754 -
Prepayments and accrued income 97,827 97,827 720 720
Other debtors 10,927 10,927 6,537 6,537
------------------------------- ------------------------------- ------------------------------- --------------------------
193,166 110,205 65,462 26,348
=============================== =============================== =============================== ==========================
Creditors: Amounts falling due within one year
2025 2024
Charity Group Charity Group
£ £ £ £
Trade creditors 750 750 324 324
Social security and other taxes 3,959 3,959 3,657 3,657
Accruals and deferred income 52,345 56,345 24,366 28,366
Other creditors 955 955 913 14,259
------------------------------- ------------------------------- ------------------------------- --------------------------
58,009 62,009 29,260 46,606
=============================== =============================== =============================== ==========================
2025 2024
Charity Group Charity Group
£ £ £ £
Deferred income brought forward 18,694 18,694 25,035 25,035
Released during the year (18,694) (18,694) (25,035) (25,035)
Deferred during the year 23,068 23,068 18,694 18,694
-------------------------- -------------------------- -------------------------- --------------------------
Deferred income carried forward 23,068 23,068 18,694 18,694
========================== ========================== ========================== ==========================

19. Debtors

20. Creditors: Amounts falling due within one year

Deferred income comprise funds received in advance of 2025 events.

21. Pensions and other post retirement benefits

Defined contribution plans

The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £4,440 (2024: £4,300).

- 35 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

22. Analysis of charitable funds

Unrestricted funds at 31 January 2025

At 31 Jan
At 1 Feb 2024 Income Expenditure Transfers 2025
£ £ £ £ £
Lido Designated reserves fund 117,110 (3,651) 113,459
Hall Designated reserves fund 70,251 (28,251) 42,000
Big Dog Ferry Designated
reserves fund 1,010 1,500 2,510
General funds 152,397 960,345 (1,069,787) 131,664 174,619
------------------------------- ------------------------------- ------------------------------- -------------------------- -------------------------------
340,768 960,345 (1,069,787) 101,262 332,588
=============================== =============================== =============================== ========================== ===============================
Unrestricted funds at 31 January 2024
At 31 Jan
At 1 Feb 2023 Income Expenditure Transfers 2024
£ £ £ £ £
Lido Designated reserves fund 113,215 3,895 117,110
Hall Designated reserves fund 97,500 (27,249) 70,251
Big Dog Ferry Designated
reserves fund 4,165 (3,155) 1,010
General funds 202,759 842,135 (924,656) 32,159 152,397
------------------------------- ------------------------------- ------------------------------- -------------------------- -------------------------------
417,639 842,135 (924,656) 5,650 340,768
=============================== =============================== =============================== ========================== ===============================

Lido Designated reserves fund - represents the allocation of reserves to cover the planned cost of repairs and equipment replacement together with exceptional costs (such as extraordinary energy price increases) if these cannot otherwise be met by grants or free reserves.

Hall Designated reserves fund - represents the allocation of reserves to cover the cost of any significant repairs and replacement of plant and equipment, or any other large and unavoidable or otherwise deemed appropriate expense including wages incurred replacing long standing senior volunteers while additional income is generated to cover these increased operating costs.

Big Dog Ferry Designated reserves fund - represents the allocation of reserves to cover the cost of significant repairs and replacement of plant and equipment, or any other large and unavoidable or otherwise deemed appropriate expenses.

- 36 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

Restricted funds at 31 January 2025
At 1 Feb At 31 Jan
2024 Income Expenditure Transfers 2025
£ £ £ £ £
Lido:
Garfield Weston 2,310 (2,310)
Beccles Townlands Charity 25,000 (2,690) (22,310)
Sport England 93,675 (18,790) (73,885)
Hall:
Suffolk Community Foundation
(8) 2,853 (108) (1,125) 1,620
Hall Flooring 1,096 2,800 (3,896) -
Lottery Community Fund 18,955 (11,918) (3,942) 3,095
BTC - Something Every Day 1,999 1,999
Forget-Me-Nots 4,057 4,057
ESC – External Decoration 5,000 5,000
ESC – The Hub 1,995 1,995
SCF – The Hub 1,000 1,000
---------------------- -------------------------- ---------------------- ---------------------- --------------------------
25,214 135,526 (39,712) (101,262) 18,766
====================== ========================== ====================== ====================== ==========================
Restricted funds at 31 January 2024
At 1 Feb At 31 Jan
2023 Income Expenditure Transfers 2024
£ £ £ £ £
Lido:
Garfield Weston 3,560 (1,250) 2,310
Locality Budget 834 (834)
Hall:
Suffolk Community Foundation
(3) 1,481 (1,120) (361)
Suffolk Community Foundation
(8) 3,720 (557) (310) 2,853
Theatres Trust 4,700 (4,700)
Forget-Me-Nots 470 (191) (279)
Hall Flooring 1,096 1,096
Lottery Community Fund 19,945 (990) 18,955
---------------------- -------------------------- ---------------------- ---------------------- --------------------------
8,761 27,045 (4,942) (5,650) 25,214
====================== ========================== ====================== ====================== ==========================

- 37 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

Beccles Lido

Garfield Weston - Grant for reflating reserves, various expenses and upgrades. Sport England - Grant for solar panels and canopy installation.

Locality Budget - Grant to support the cost of repairs of pipework.

Beccles Townlands Charity – Grant to fund a new kitchen.

Beccles Public Hall

Suffolk Community Foundation (3 and 8) - Grants for Forget-Me-Nots dementia group. Theatres Trust - Grant towards the cost of sound equipment.

Forget-Me-Nots – Various grants and donations towards the Forget-Me-Nots dementia group. Hall Flooring - Various grants and donations towards the cost of floor repairs at the Public Hall. Lottery Community Fund - Grant towards the provision of community activities.

BTC - Something Every Day – Grant towards the provision of community activities.

East Suffolk Council – External Decoration – Grant towards external decoration of the Public Hall. East Suffolk Council – The Hub – Grant towards the provision of community activities.

Suffolk Community Foundation – The Hub – Grant towards the provision of community activities.

- 38 -

Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

23. Analysis of net assets between funds

As at 31 January 2025
Net current
Fixed assets Investments assets Total 2025
£ £ £ £
Restricted Income Funds
Lido:
Hall:
Suffolk Community Foundation (8) 1,620 1,620
Lottery Community Fund 3,095 3,095
BTC - Something Every Day 1,999 1,999
Forget-Me-Nots 4,057 4,057
ESC – External Decoration 5,000 5,000
ESC – The Hub 1,995 1,995
SCF – The Hub 1,000 1,000
------------- ------------- -------------------------- --------------------------
18,766 18,766
------------- ------------- -------------------------- --------------------------
Unrestricted Funds
Designated Funds 157,969 157,969
General Funds 127,207 100 47,312 174,619
-------------------------- ------------- ------------------------------- -------------------------------
127,207 100 205,281 332,588
-------------------------- ------------- ------------------------------- -------------------------------
-------------------------- ------------- ------------------------------- -------------------------------
Total Funds 127,207 100 224,047 351,354
========================== ============= =============================== ===============================
As at 31 January 2024
Net current
Fixed assets Investments assets Total 2024
£ £ £ £
Restricted Income Funds
Lido:
Garfield Weston 2,310 2,310
Hall:
Suffolk Community Foundation (8) 2,853 2,853
Hall Flooring 1,096 1,096
Lottery Community Fund 18,955 18,955
------------- ------------- -------------------------- --------------------------
25,214 25,214
------------- ------------- -------------------------- --------------------------
Unrestricted Funds
Designated Funds 188,371 188,371
General Funds 83,907 103 68,387 152,397
-------------------------- ------------- ------------------------------- -------------------------------
83,907 103 256,758 340,768
-------------------------- ------------- ------------------------------- -------------------------------
-------------------------- ------------- ------------------------------- -------------------------------
Total Funds 83,907 103 281,972 365,982
========================== ============= =============================== ===============================

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Beccles Lido Limited

Company Limited by Guarantee

Notes to the financial statements (continued)

Year ended 31 January 2025

24. Related party transactions

Harvey Crowley, son of Managing Director Mr S Crowley, together with his partner Bela Schulz, were appointed by the Lido General Manager to carry out decorating at the Lido. Mr S Crowley had no involvement in the appointment or negotiation of the rate payable. During the year the total amount paid was £2,425, including reimbursement of materials (2024: £4,426).

25. Analysis of changes in net debt

At
At 1 Feb 2024 Cash flows 31 Jan 2025
£ £ £
Cash at bank and in hand 297,360 (128,712) 168,648
------------------------------- ------------------------------- --------------------------
297,360 (128,712) 168,648
=============================== =============================== ==========================

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