2021-12-31-accounts

MARCH 1, 2022 ST MARY’S LUTON ANNUAL REPORT FOR 2021

INTRODUCTION

By Mike Jones

2021 was the second year that St Mary’s was impacted by COVID-19. We are all aware of what that has meant for ourselves. Home, school, work, social life, community life and spiritual life all changed. This affected us as individuals, as a church gathered in worship, a church in community and in mission.

I would like to thank everyone for your hard work, positive approach, devotion to the Lord, continued giving and creativity. Everyone is important to the Lord and together we make the church. I am proud of what we the people of St Mary’s have achieved this year and the creativity, kindness and competence that we have shown.

Above: the new part of the parish

As a church on the ground, 2021 was notable because at the APCM in 2021 we completed the absorption of St Matthew’s parish into the parish of Luton.

• The first map shows High Town Parish.

• The second map shows it as an addition to the current parish. In both maps, [1] is St Mary’s.

This meant that we have more of the parish above the railway line and High Town Road has become part of the parish. You can see the parishes by searching on https://www.achurchnearyou.com

Above: the original parish with the new High Town addition (smaller scale)

The buildings

As a church we continued to run the St Matthew’s building. We employed Ian Rowlands to do this through the year, funded by rentals. This was to help the Diocese with the transition to leasing the building to the Romanian Orthodox Church. This agreement will come to an end in February 2022.

Hirings have begun to return to the St Mary’s building. As a PCC we had recognized that we want to increase the use of the main church building so we started a project to replace the chairs in the church. This included congregational chair testing to find chairs which are comfortable, stackable, movable, not too heavy and appropriate for the building.

As a church in worship, we began the year worshipping online and brought the 9am service back first. We brought the 10:30am service back once we were happy that we could deliver youth and children’s ministry. Thank you to the worship team, now led by Richard Cowling, who have been flexible with all the changes.

Josh Hodson did amazing work on the worship computer system which we completely redesigned. We had to create a system at the back of church so that we could deliver services online and in-church through the same equipment (that is far more difficult to do than it sounds). While everything was online we used software to help us stream to both Facebook and YouTube.

Once we returned to church we spent a lot of time creating a system that volunteers could use. This

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was important because Josh and Hermione moved to Sweden this year. We designed a system where we streamed the 9am service using a phone and we recorded the 10:30am for people to access on YouTube. We launched the volunteer team SAS: Screens-Audio-Streaming and we are gradually gaining the skills we need to use the system.

As we came back we created a simpler shape for the 10:30am service to enable the children’s ministry to be half an hour long, then we gradually lengthened the service.

Many of us maybe do not realize how difficult a task this has been and the competence and creativity that has been poured into these ministries week by week. I am humbled by what we have achieved and grateful to have spent this year at St Mary’s. Thank you to Josh, the SAS and the worship team; Adam, Ulrike & the youth team; Dawn, Ruth, Eleanor and the young church team for all the hard work.

Hospitality and Mission.

Welcome Wednesday has been a great success. This is where we open up the building to the public on Wednesday mornings with an 11am devotional.

Open Church gives the opportunity for people to share the love of God in word and listening to people. For many of us our greatest joy is our relationship with the risen Lord Jesus and our prayer is for others to know the joy of fellowship with him. Memorable was one lady who walked in and said “I’ve been reading the Bible and praying and I want to become a Christian.”

As a church in mission. Mission for us is holistic. We see it expressed in word, deed and symbolism.

The focus of the Peace Centre continued to be engaging with the issues that threaten peaceful relationships in Luton, and contributing to the building of a strong and resilient community. We continue to work closely with partners around the town and beyond: Luton Council of Faiths, the two councils of Mosques, Bedfordshire Police, Luton Borough Council. Peter has had some discussion with the police and violence reduction unit around developing work to address the issues of knife crime in the town. Israeli Palestinian relations again proved to be a major issue in the town and Peter was central in organising community mediators for a potentially troublesome protest. The Centre was able to contribute to a significant community mediation response during COP26, the two-week climate conference in Glasgow in November.

Over the past few years “mission as symbol” has been growing in importance. We continued using the Tree of Hope through the year. Next year we plan to relaunch Alpha.

As a church in community , we continued to connect with people through physical and online means, small groups, phone calls and cards and letters and visits and gifts and practical help. Thank you to Sue, Ulrike and the pastoral team & front office who have worked so hard. We recognised that we needed to think about how people journey into church and to welcome people in a way that reflects our multicultural nature so we started a new project to explore that which hopefully will bear fruit in 2022-23.

Our church as a locally financed fellowship.

As a church we are a locally financed community. God provides, mostly through the generosity of his people. St Mary’s belongs to you if you have worshipped with us for six months or more; and, if you have worshipped with us for six months, we would ask you to ask the Lord how you can support St Mary’s financially so that the remarkable worship and ministry can continue. We are not subsidised from outside so everything we do is financed from ourselves. Please pray for God to “give us our daily bread” and pray for entrepreneurs to emerge from our community so that we can bring social renewal to our town over the next years.

I feel a deep gratitude and joy for who you have been and what you have done in 2021. This has been a year where we have needed to keep running the race set before us. I have been grateful for the energy and initiative in colleagues – paid and nonpaid. My life has been enriched by walking with all of you this year and I am confident in our future because I walk with you, and together we walk with the Lord

LOOKING ACROSS CHURCH

YOUNG CHURCH

By Dawn Mortimer

As we entered 2021, still in lockdown, from January to March, we continued recording children’s material and holding zooms monthly. Because of children’s screen fatigue and adults’ time constraints we used previously recorded material when needed.

When church opened for the 9 o’clock services, we made activity bags for children available, these are still available at the back of the church.

During April – June we provided colouring and activity sheets for any children who wished to access them. We continued with both Zoom and online recordings using both new and previously recorded sessions which were streamed after the 10.30am online main church services.

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The yearly transition session where year 6 children move to Youth was held via Zoom and the children split into breakout rooms to be with their respective groups.

For Easter week, we set up an Easter trail in the church garden using free published material. This could be accessed by the public in addition to church members. Over the year, in the 0-18’s Ministry, we have trialled successfully some 5th Sunday joint sessions with the Youth.

On June 27th we held our first session back in person in the secure back church garden. This went well. Because we are a small volunteer team, we put all the children, age range 3-11 years old, together in one group

During July and August, Young Church were outdoors as much as possible. Numbers increased to 15-18 children each week. We encouraged parents to help us during summer sessions.

During the Autumn term we focused on character studies: Adam and Eve, Cain and Abel, Joshua, Gideon, Mary and Joseph. With weather permitting, the main teaching and stories were held indoors and games outdoors. We also began to explore using Energize, a children and youth biblical session with supporting materials published by Urban Saints.

Attendance has been difficult for families due to COVID and isolations. Usually, numbers remained lower at 10-14. The Autumn term was particularly challenging due to a temporary loss of a team member for family reasons, and managing the large age range was difficult as we had insufficient helper support. There have been a couple of sessions where we were unable to run due to low team numbers. Overall, the year went well, and we believe the children benefited from being back in church and meeting their friends again. It has also overall been helpful for the children in bringing back a sense of stability again.

As we look forwards to 2022 we are hoping to return as soon as possible to two groups, but this will be dependent on having a larger team of volunteers. Each session we need two adults to lead and two to help. The use of Energize will continue for the foreseeable future and as soon as possible we will use the outdoors space for various aspects of the sessions.

God has been so good and we have felt his guiding hand on us throughout.

YOUTH

by Adam Whiting

2021 was yet another test on the resilience of the young people here at St Mary’s. It began in lockdown

3.0 where after multiple times returning to face to face youth work, we were back online for all of our sessions again. This involved, Tuesday catch-up, Impact Online and Sunday youth. St Mary’s was still a leader in the digital youth work field and Adam was delivering talks for training organisations and podcasts as well as for other youth workers in the diocese.

In February we started a fourth group the young people could attend called ‘CBS for Youth’. This is led by the amazing Ulrike Hunt and has remained online on Sunday evenings since it began. By March 2021 we were back to delivering a hybrid youth ministry with Tuesday catch up and CBS for youth remaining online and Impact and Sunday morning youth being delivered in person.

As the pandemic began to quieten down, we wanted to attend a summer gathering with other people as the Youth had missed this in 2020 (only attending one online). However, we felt it was wise to not do this due to the close proximity it would involve. Instead, we embarked on our first trip since 2019 in March 2021 where we headed to Clacton beach. Thankfully, we were blessed with a lovely warm day and the young people had a lovely time.

2021 was a year for growth within the youth ministry with 4 young people coming up from the Children’s ministry at Easter which was shortly followed by 2 new young people joining us. In total, we had 11 young people join the ministry with only 1 young person moving on. This too can be said for the youth team. In 2021, we welcomed Manohar Reddy and Titilayo Adewale to the team. Both are valuable members of the team with Manohar helping primarily on Sunday mornings and Titilayo helping with Impact. We also saw the grand return of Jean Godden to the youth ministry which has been a real blessing to the young people.

A long standing, key partner of St Mary’s Youth is ‘The Feast’. In November we decided to make this relationship stronger by merging our ‘Impact’ youth group with The Feast. This meant that we were very blessed to be joined by Kristina Druce who works part time for The Feast as their Luton youth worker. Kristina is a real asset to have on the team and is helping to take the group forward in relationships with one another and with other young people of different cultures and religions.

December was a bittersweet month for the ministry. While the Ministry has been flourishing and relationships stronger than ever, Adam and Bethany announced that they would be leaving St Mary’s in 2022. While this news was sad, thankfully we had the Christmas special just around the corner and what a special it was! The young people had a formal dinner party during Impact where they were

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encouraged to dress up, and were served a Christmas dinner and pudding, cooked by a chef. The young people were waited on hand and foot by the youth team. Following this was the return of the historic, silly secret Santa except this time, the gifts were not so silly. With a grant from the diocese, we were able to up the ante with the gifts and make the game even more enjoyable than usual.

As I always add at the end of my reports, it truly is a blessing to work with each of the young people here at St Mary’s. They really are like no other! As youth pastor, I want to thank each of them so much for creating such a welcoming and safe environment for new young people to join (and more and more have joined heading into 2022!). I am very proud of each, and every young person and it is with a very heavy heart that I am leaving. I’m certain that the resilience of this group will hold this group together until a new youth worker arrives. I want to also take this opportunity, to thank the wider church family, for investing in this ministry. Your investment, either through money or time, truly is shaping the young people of today, not tomorrow, to be an amazing Christians within our communities. But it doesn’t stop there, as ever, with the ministry growing as fast as it is, we need more help so please consider whether you can give an hour or two, a week or even a month, it all helps! 2022 is looking to be a very joyful and fulfilling year for the youth ministry!

We note with sadness that one of our older members, Doris Weir died in December 2021.

Three newsletters were written during the year. In these was included news of the missionaries we support. These were available as hard copies and posted out to the older members who were not able to get to church, as well as by email. The St Mary’s Luton: Community Facebook Closed Group continues to be a good way to communicate with the congregation with news, prayer requests and information. There are nearly 150 members of this group. The weekly newsletter is emailed out to anyone in the congregation who would like to receive it. (If you don’t receive it, please contact Ulrike Hunt, Church Administrator)

Welcome was part of the remit of the Pastoral Care Team but we realised that we needed to split the meetings to focus either on Pastoral or on Welcome, so a Welcome group has emerged this year. This will continue to develop in the year ahead. Rev Dr Andy Pike joined our team as curate and he is beginning to help us to understand how we can best use ChurchSuite to communicate with the church. We recognise that God is sending along people of many different nations and we want to welcome them in to be part of the Church Family.

SMALL GROUPS

By Cathy Nobles

PASTORAL CARE

by Sue Carter (Pastoral Care Pastor)

With the Pandemic continuing during the past year, the Pastoral Care Team has continued to meet every 3-4 weeks using Zoom. The Team consists of Mike Jones, Vicar, Ulrike Hunt, Anne Adams, Cathy Nobles, Chris Adams & Sue Carter. We discuss any church member who may have a particular need that we are aware of and try to offer practical help or support where we can. We pray for those church members.

The Prayer Net has continued to provide prayer support for any who request prayer. The prayer request is shared with nearly 30 members who have committed themselves to pray when a request is shared. The Pastoral Phone continues to be available to anyone who wants to make a prayer request between 8am-8pm. (Tel: [phone])

At Christmas we were able to distribute gifts to 12 of our older members of the congregation, which were appreciated, including a jar of marmalade to each made by Angela Symonds! They were accompanied by a Christmas Card signed by our vicar, Mike Jones.

Throughout the pandemic, Small Groups have played a part in building our church community. Besides the groups that are listed below, there are many other informal groups that meet. The Men’s Group has met from time to time for a movie together or gathered for a bike ride together.

Here are the groups that have formally been running. Through this year, the groups have met through zoom and where possible in person.

1. Monday Eat and Greet meets fortnightly on various days

2. Seekers Group meets monthly at 12:30 on various days

3. Book Club meets Monday evening at 7:30

4. Ladies Bible Study meets on Tuesday evening at 7:30

5. Community Bible Study meets on Wednesday at 7:30

6. Sunday Get Together Home Group meets on Thursday at 4:00

7. Walkers meets fortnightly on Thursday at 10:00

8. Rare Christians in the Workplace met in various pubs for 8 weeks while we talked about the book RARE Leadership together.

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10. Calm Zone met on Wednesday nights for the term and worked through Mike and Ruth’s Calm Course.

LOOKING OUTWARD

SCREENS-AUDIO-STREAMING

by Jason Hunt

This year has been a time of transition for the people working at the sound and screen desks in St Mary's. Josh Hudson led the technical side of our services during the time of lockdowns and online services, and handed over the system to a new team of volunteers when he departed for Sweden. There are two aspects to serving on the tech desks: there is the sound desk, mixing sound from the preachers, readers and service leaders along with the singers and musicians; separately, there is the screens desk, cuing up the next reading passage, song verse or camera shot to go onto the monitors and projectors around church - and sometimes online via Facebook or YouTube. The team now comprises of experienced old hands and some keen newbies! (We are grateful to Lesley in the office who sets up all the items to go onto the screens for each service.)

Being involved in Sound & Screens can be a great way to feel part of the service and of allowing others to make the most of what is happening in church. We are hoping more of you might join us to help out in this way. If you would like to be part of the team, please see Jason Hunt - we can arrange for training or you could shadow one of our current SASers during a service to see what it is involved.

tool. It allows people to locate their parish church, or search for particular events/services.

OPEN CHURCH – WELCOME WEDNESDAY

by Anne Adams

We are so pleased that for all of 2021 (except for some weeks during the early Covid lockdown) we have been able to open the church each Wednesday morning for 3 hours. A short devotional service is held at 11 am with a regular number attending who are often joined by visitors who pop in. We have a wonderful group of volunteers with the team of St Mary’s Luton Community Chaplains who enable the church to be open. We are very grateful to them all.

This team were also able to open the church for the Heritage Weekend in September and welcome a good number of visitors who joined the tours run by Peter Adams.

Every time the church doors are open people come in! Some to look at the building, some to sit in the peaceful space, some to pray and some to find a chat. Many engaging conversations have happened during the year. Many seeds are sown – do pray with us that visitors would be impacted with the love of Jesus. It has been wonderful to see a small number of those who have visited begin to attend church regularly and find a welcome in God and here with us, God’s people.

ST MARY’S CENTRE FOR PEACE AND RECONCILIATION

by Peter Adams

SOCIAL MEDIA

By Lesley Shrosbree

We have maintained a presence on social media through use of Instagram, Facebook and Twitter. During this year we have expanded our use of the St. Mary’s Luton: Community group on Facebook.

We regularly stream our 9am services to Facebook and more recently direct to YouTube. We have also begun to upload our 10.30am sermons to YouTube. This replaces our audio sermons that had been available on our website. We also have a back catalogue of Soul Space videos available here.

During this year we have continued to update our website frequently and have redesigned the page navigation to make it more accessible for people who are new to the church.

We also maintain a presence on the Church of England’s ‘A Church Near You’ webpage. A Church Near You is the Church of England's church-finder

As in 2020, while the focus of our work, engaging with the issues that threaten peaceful relationships in Luton, and contributing to the building of a strong and resilient community, remained the same, the means of accomplishing it were considerably different from normal.

The positive fruit of lockdown and a change in pace of activity has been the development of our central core, a thoroughly Biblical and very practical understanding of what it means for Christians to be people of peace. The teaching series we began at the end of 2020 on Jesus, Truth and Grace, ran to 9 sessions, and explored how Jesus oriented his life and ministry around the themes, values and a lifestyle of grace and compassion, truth, justice and ‘ shalom’ (peace, welfare, order). We had the opportunity to present this material on the second Sunday of each month, our monthly Peace service online, and the Wednesday morning devotional. All the material is available online on the St Mary’s Centre for Peace and Reconciliation YouTube

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channel. In September we began a new series on ‘Living as God’s people in a conflicted world.’ We would love to develop a regular podcast as a means of getting out the resources and stories we have, and address the many challenges in our world, but need the skills and time of others to produce and market this if it is to be worthwhile.

Cathy continues to work closely with Mike in development of materials and teaching around Joyskills and RARE leadership that aim to equip people to live positive lives despite the challenges of our society. Cathy continues to seek to write and record her many experiences on the Reconciliation Walk 25 years ago, and we hope that will be online before too long.

We continue to work closely with partners around the town and beyond: Luton Council of Faiths, the two councils of Mosques, Bedfordshire Police, Luton Borough Council. Peter has had some discussion with the police and violence reduction unit around developing work to address the issues of knife crime in the town. Our Knife Phoenix sculpture returned to Luton midway through the year from a sojourn in Bedford, and has been a stimulus to discussions with young people arrested for carrying knives. Israeli Palestinian relations again proved to be a major issue in the town and Peter was central in organising community mediators for a potentially troublesome protest.

Finally, the Centre was able to contribute to a significant community mediation response during COP26, the two-week climate conference in Glasgow in November 2021. Anticipating major protests, the Scottish government funded Mediation Scotland to place mediators on the streets to work with 10,000 police, tens of thousands of protestors and the Glasgow community. Peter was invited to co-lead the project because of his extensive experience working with the community and police during protests. A team of 50 volunteer mediators, with between 10 and 25 on duty, had an exhausting but very fruitful time. It is our hope that the lessons from this will be applied to future planning for protests, and we would hope to be involved.

You can read more here. http://www.stmarysforpeace.org/blog

MISSION

by Anne Adams

St Mary’s is a church that seeks to look outwards to Luton and the world through giving, prayer, relationship, serving and sending.

Locally, we are part of Luton Deanery on both the Chapter and Synod . Also, in the town. we join with

Transforming Luton which is an association of some 40 churches that pray together monthly and cooperate in various ways; we are also members of Churches Together In Luton, and we are on Luton Council of Faiths .

As with most areas of church life, we had to continue to make adjustments to our activities during the ongoing pandemic so that our work into the town has had a different emphasis. Some of our usual activities have been on hold while other new activities have emerged.

Our outreach is holistic and we seek to serve through the various parachurch organisations in town which mostly operate within the parish.

St Mary’s members are employed, volunteer, give, pray and/or sit as trustees on missions that include:

Foodbank. One of our members is on the board. This has been a very active year for the Foodbank and St Mary’s hosted food collections during the year.

Luton Community Chaplaincy (LCC) was initiated by St Mary’s and a number of our members are chaplains. This has chaplains in the Mall, the Town Hall and the Magistrates Court.

The St Mary’s team of chaplains have been active all through the year enabling Welcome Wednesday to function, and most importantly, having many helpful conversations with visitors.

Mission Direct helps people to make a practical lasting difference to some of the world's most vulnerable people by going on 2-week overseas mission trips. One of our members works for Mission Direct.

NOAH , which shows Christian care and compassion to the homeless of Luton and is mainly located in the parish, some of our members volunteer with NOAH.

Street Pastors provide a caring Christian presence in the town centre every Friday and Saturday night from 10pm to 4am. Some of our members serve as Street Pastors.

The Feast: one of our members works for the Feast with another being part of the local steering group. The Feast brings together teenagers from different faiths and cultures to build friendships, explore faith and change lives.

Luton & Dunstable Hospital Volunteers – several members volunteer in the hospital

Youthscape is a nationwide youth charity. Youthscape - Luton seeks to reconnect the Christian community with young people and to make a positive difference to their lives through its work in local secondary schools with young people from

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all backgrounds. Several church members work or volunteer with Youthscape – Luton.

Prayer for Luton – Ulrike Hunt leads and coordinates regular prayer initiatives for the churches in the town. We are all welcome to join with these opportunities.

St Mary’s gives away 10% of undesignated church income to support mission, both within Luton and internationally. In 2021 this was reduced due to the church deficit and we gave away just over 5% of the church undesignated income. During 2020 we focussed our support on our mission partners with no gifts made to local organisations. In 2021 the mission committee recognised the challenges that organisations were experiencing in raising funds for their important work, so we reduced the amount given to mission partners and made several smaller donations mainly to local organisations. Thus in 2021 St Mary’s were able to send funds to: our four mission partner couples, Tearfund, NOAH, Azalea, Youthscape, Luton Community Chaplaincy, Oasis, The Feast, Wenlock School (the Deanery School) and Domboshawa Theological College in Zimbabwe.

An appeal at the end of 2021 was made with gifts received to increase our giving to our mission partners.

Thank you to the mission committee for their work over the year and to the pastoral team who have taken up some of the work around liaising with and caring for our mission partners

ST. MARY’S CHAPLAINCY

By Cathy Nobles

Luton Community Chaplaincy and St. Mary’s opened a new group this year when the two groups decided they wished to have a Chaplaincy group that would serve Welcome Wednesday and other events that might be happening at St. Mary’s.

The team of 4 were commissioned May 23[rd] . The teams started serving as we opened every Wednesday from 10:00am – 1:00pm.

The team is made up of 4 women from St. Mary’s and is the first church-based team that Luton Community Chaplaincy has sponsored. The agreement is that our Chaplains would be available to care for the people who might come in our door each Wednesday with prayer or a listening ear.

Having the doors open each Wednesday with an 11:00 service as well, has meant that a small community began to form. We also had several people coming in with a desire to get to know Jesus better which has led to relationships developing and an Alpha Course and Baptisms in 2022.

There have also been the people who come most Wednesdays who want to see the building and those conversations help develop an understanding of the mission of St. Mary’s.

Weekly there have also been people who come in who have deep problems that having someone available to hear them or to pray has been fruitful. As restrictions ease, the hope is that the Chaplains will also help in serving refreshments after the service.

OCCASIONAL OFFICES

During 2021, there were 10 baptisms and no confirmations.

There were 3 weddings.

Our clergy officiated at 7 funerals, including that of Doris Weir.

LEADERSHIP & OPERATIONS

PCC SECRETARY REPORT

by Angela Symonds

Hebrews 10:25 Let us not give up meeting together, as some are in the habit of doing, but let us encourage one another - - -.

The topics which dominated our thinking this year have been:

1. St Matthew’s Parish joining St Mary’s to make one large Parish - The Parish of Luton.

2. Keeping up to date with all our Safeguarding policies

3. Covid and following

4. Redirections for the church

5. We felt for the people of St Matthew’s as we kept up to date with how St Matthew’s Hightown parish was being absorbed into Luton Parish, and the building handed over to the Diocese and the Romanian Orthodox church began to use the building.

6. It was good to have Dawn and Ruth with us to keep us up to date with Children’s work, and help us think about how to reintegrate the Primary age group, and Bethany Whiting and Tom Connolly from Youth as, with the help of Martin Watson and Adam Whiting, we renewed and updated our Safeguarding policies.

7. The week of our first PCC meeting of the year the National Covid death figures topped 100,000 and the whole year was overshadowed by the continuing Covid situation. At the same time, we were thinking through what should be our personal and our Church’s response to this as well

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as thinking how the church should navigate coming out of Covid and returning to a new kind of normality. A symbol of this was the TREE of HOPE. 4. As we moved gradually from online services to a hybrid format, we needed to decide how to Respond, help everyone Recover and heal, then to Reshape some things and Renew others, so that we will be able better to face the future. We decided that the 9.00am service should be 50 minutes and that the 10.30am service should aim for 55 minutes to include Bible study that is Fun and Relevant, as well as Worship and Community time.

Positively, we are seeing some in the 20+ age group come to Christ. Next year we will be running an Alpha course, followed by Baptisms and Confirmations, and hopefully will begin a 20s-30s group.

One PCC meeting was spent discussing RARE - the importance of Relationships over problems, Actions coming from our Christian selves over selfishness, connections with others (being Relational) and God over getting bogged down or lonely, and each of us being built up in Christ to Endure hardships as we face life’ difficulties.

We also thought about complex current issues in our society to which the church as a whole and each of us individually must respond Christianly; issues of sexuality, race, poverty, climate change, dealing with the Pandemic, Drugs, and Abuse. We realised that we needed to be a community that is safe, trauma aware, culturally sensitive and inclusive.

With the principles of Truth and Grace, currently we are trying to see God’s leading, to notice, not just the people coming into church, but the flow. We want to be ‘person-centred’, and to come together in community, as we try to build a church that is Simple. Sustainable, and Joyful as we are GODWARD, PASTORAL and MISSIONAL.

Finally, here are some snippets from our last meeting of 2021:

1. The church must be relevant, reaching people locally and speaking language they understand.

2. How can we use the heritage of our wonderful building, and of faith over the centuries here in Luton?

3. We need a successful social space for the community and ourselves, balanced with a Holy place of worship.

4. Are our 900 years celebrations the opportunity to put St Mary’s on the map by making St Mary’s a cultural centre?

5. We were especially concerned to know what God wants us to do and would like to have a specific prayer meeting for this purpose in January.

6. We will be celebrating the Queens Jubilee at Pentecost.

WARDENS’ REPORT

by Sue Carter

During 2021 Covid restrictions continued to feature. We were able to gradually open up the services, starting with the 9am service. Everyone was encouraged to wear a mask, and use a hand sanitiser as they came in. Seats remained ‘Socially Distanced’ and we got used to sharing the peace by waving and looking at each other. Communion has remained of one kind only, with only the celebrant drinking from the cup. Gradually as restrictions were lifted, some people decided not to wear a mask and by Christmas we moved the stacking chairs back to the hall and brought our original chairs back into position in the church.

We have appreciated the flexibility of the lightweight stacking chairs and a small working group has been tasked to help us chose new stacking chairs to replace all the heavy chairs. With more flexibility in moving the chairs, we anticipate the church building will be used for more events.

The 9am service continues to be live streamed and there are some regular members of the church who watch this every week. Initially we were not allowed to sing, so our organists, Andrew Rodell and John Spurgeon played the hymns as we looked at the words in the hymn books. Now we are singing again accompanied by the organ. The 10.30 service was reintroduced during the year with Young Church starting up again. We have noticed that some church members & families did not return initially, but gradually numbers have been creeping up.

Welcome Wednesdays started midway through the year from 10.00-13.00, staffed by the St Mary’s Community Chaplains. A short service is held at 11am. We have seen the numbers of those attending gradually increase during the year. Some of the people coming in have wanted to find out more about the Christian faith & have come asking questions.

Our curate Nick Mwandia, who was based at St Matthew’s, left in January. He was installed on 14 February as Interim Priest-in-Charge, St Andrew’s Church Woodside. In October we welcomed Andy Pike as he joined the team as Associate Curate for one day per week. Josh Hodson and his family moved to Sweden towards the end of the year and we are grateful for the work that Josh did in setting up the streaming.

• To strip out and replace the timber gutter to the South Parapet gutter.

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• Lead burning repairs that need doing to roll ends and a couple of patch repairs.

Unfortunately, there is further work that was quoted for that they have not yet completed. This includes the repairs to the stonework of the tower s During the year St Matthew’s Church has gradually been closed, with services ceasing to be held there. Some of the St Matthew’s congregation have started worshipping at St Mary’s, others have found churches nearer to where they live. Ian Rowlands was employed to do a lot of the work involved in closing the church. Towards the end of the year, the Romanian Orthodox Church started using the church and they now have a long lease on the property which they are renting from the diocese. About 250-300 Romanians gather there to worship each Sunday bringing new life back into the building.

Along with the amalgamation of St Matthew’s & St Mary’s parishes, the PCC became trustees of the Agnes Poulton Trust for ‘The poor people of the parish’.

Our grateful thanks to the staff team for all their hard work through another difficult year. To Mike Jones, our Vicar, to Ulrike Hunt as our Church Administrator, to Lesley Shrosbree - Administrator; to Eleanor Hearing our Hospitality Co-ordinator, and to Marsha Dorgan-Bratt our cleaner.

FABRICS AND ORNAMENTS

• Strip out the lead bay to the NE corner and investigate that adjacent to the door. Replace the timber and lay new lead to the gutter.

• Remove sump, cutting carefully around the outlet hole to leave the pipe in place. Install timber base and lead sump allowing a sleeve to go inside the existing pipe.

• Also included is the additional breaking out of the concrete base to the parapet gutter to allow the timber to go back in.

tairs at the very top. There are also a couple of other repairs a) Rake out and re-point flashing to NE corner above sacristy and b) Repair the area of flash banded repair above Hoo chapel with new lead, that also need doing. I'm informed that this will be done when the weather is less cold.

For the avoidance of doubt, all above work is being paid for by the Friends.

Other major work

• Church Hall roof - faulty joints in the copper sheets causing leaks - repaired by NH Asphalte by applying felt strips together with specialised liquid sealant. This was also kindly paid for by the Friends.

• 34 Wychwood Avenue - Single storey roof to rear of property - replacement felt roofing supplied and installed by NH Asphalte

by Anthony Moss

Quinquennial inspection works done in 2021

You will have all seen the scaffolding around the tower. This was needed for tower roof repairs. This has now been completed. After commencing work for the original quoted job, our contractor - Lodge and Sons saw that further works were needed. This was always going to be a possibility. These were approved. Once the lead-worker arrived on site, further repairs were identified and authorised.

The actual work done is summarised below. The results are shown in the page of photos that follow.

Photos (see over page)

1. Repaired East gutter

2. North East Corner showing sump

3. East Gutter and Channel

4. Also East gutter and Channel

5. South gutter

6. Lead Patch repair

7. Another lead patch repair

8. Repairs to lead roll ends on Steeple

9. Stripping out and replacing the timber gutter to the South Parapet tower gutter

10. Lift Tower east parapet leadwork to gutter and timber work below.

11. Re-make timber work and re-lay new lead.

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DEANERY SYNOD

by John Spurgeon

Deanery Synod met in February, June, October and November 2021, being legally able to meet in person for the latter two dates. Peter Adams, from St Mary’s, remained the Lay Vice-Chair throughout but Synod were shocked and saddened to hear of the death of Valerie Dallinger, our long-standing Secretary in October. At the time of writing we are seeking a new Secretary, with the Area Dean heading up the extra work pro tem.

The context of each meeting is usually set by the host incumbent, but the Area Dean excelled himself by managing to bring in one of the first Christian martyrs, Polycarp at one meeting. On the other hand, those who were anticipating experiencing high church practices at St Hugh’s were disappointed by the masterly (or should we say, fatherly) restraint of the vicar, leaving the head table unprepared for the brevity.

The main speakers/subjects were as usual varied. Paul Davies, Archdeaconry Church Growth Officer, spoke on an “asset-based approach to church growth”. Synod broke into groups to discuss our own personal assets we could bring to the table and then identifying which persons or groups our churches could align with to transform the local community to reflect more of the Kingdom of God. Certainly, the older models of church are being set aside as the main way forward. God wants to grow our churches and has already given us enough to get started.

Peter chaired the presentation on the Deanery MAP in the June meeting. This would eventually go to the Diocesan Mission and Pastoral Committee. Luton Deanery was complex even before Covid, with a wide variety of local groups and partnerships as well as diversity of traditions and a large parish share deficit. Yet even the Diocese recognised that Luton Deanery had been working well over 12 years. After more group work there was a general sense of excitement after the pandemic, yet a need to be prayerful in the challenges. On the subject of the parish shared deficit, the Treasurer advised that one fifth of the Diocesan shortfall was from Luton (excluding the historic deficits from Biscot and St Matthew’s), but the Diocese had managed to find the money to write this off – this cannot be expected next year.

Christian Cole, Diocesan Youth Minister, presented to the October meeting on “Faith in Young People”. We needed to include teenagers as well as younger children and new approaches were called for. The Diocese and Youthscape can offer training and support for volunteer led youth provision.

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Interestingly, the new incumbent at St Francis was previously Youth Minister in Dover. Indeed, this meeting was “introduced” to a whole raft of new posts holders from Jo Kelly-Moore (Dean of St Albans Abbey) to our own Andy Pike.

Finally, there was no main item of business in the November meeting, but rather updates on a range of local matters and work. Nigel Richards (Streatley) is now chaplain at Keech and will be interviewing prospective volunteer chaplains, and the Area Dean will invite Jessica Rowlands to speak on the Town Centre Chaplaincy. We were already aware from previous reports that the Airport Chaplaincy is still finding its feet as operations slowly return to a new normal and that a start had been made to recruit chaplains for the ambulance team.

FINANCIAL REPORT

by Anne Adams

The Finance Team (a small team reporting to PCC) met throughout 2021. It was a busy year with a lot of work being done behind the scenes. What are the headlines?

• We continued to see the impact of the pandemic on both our income and on our expenditure.

• Our income from the giving of church members has continued at broadly the same level as last year. Thank you to all who give generously and regularly, it is such a blessing and much appreciated.

• Our income from cash giving during services has reduced, mainly because patterns of church attendance and use of cash has changed. Please do consider giving by cash or using our contactless payment machine if you are unable to give regularly. All gifts, large or small are important and appreciated.

• Our income from hiring our hall and other spaces was increased on 2020. Thanks to all who work hard to make this happen.

• Some of our income comes from the rental of other property. One of these is the old church hall in Inkerman Street. The lease was due for renewal in 2021. The tenants left and a new tenant has been found. They have not been able to take up their tenancy yet due to some delays around utilities and building compliance. Hence there has been little income during 2021 from this asset.

• Some funds have been raised by sale of books and marmalade as well as recycling ink cartridges and use of Amazon Smile and easyfundraising. Thanks for all these initiatives.

• Our expenditure was very well controlled, mainly because church activity was different

due to the pandemic and the diligence of budget holders. Our utility costs, parish share and staff costs are our largest items of expenditure.

A major change during 2021 was the merging of St Matthew’s Parish with St Mary’s parish. The St Matthew’s accounts were merged into St Mary’s accounts for the whole year. During the year St Mary’s held responsibility for the running of the St Matthew’s building and Ian Rowlands was contracted to help us accomplish this work. Responsibility for that building has passed to the Diocese and now the financial matters of the St Matthew’s parish are fully absorbed into the enlarged “Parish of Luton”. The merging process has meant that the enlarged parish has taken in the designated funds from St Matthew’s parish as well as a couple of trusts and small charities; at the same time bearing the running costs for 2021. Thank you to all who worked on this – it was a complex and detailed process.

So, you may ask, what is the bottom line? Overall, we ended the year with a total deficit of £23,000. Our church operating deficit was £16,000. This was better than we had budgeted at the beginning of the year – but in the Covid year it had been very difficult to forecast what would happen financially.

This continues our trend of deficits for the last four years. Throughout 2021 finance team and PCC have been discussing ideas around increasing income by looking at different income streams. This is in the context of the opportunities that will come to the church because of local developments and changes. The challenge belongs to all of us as a church. Let’s continue to seek God in our financial matters and exercise faith, creativity, generosity, stewardship and gratitude.

Finally, a big thank you to all who work on our financial matters whether directly or indirectly – it is much appreciated. Special thanks to Andrew Rodell, our Hon Treasurer, and to our auditors (Miller and Co).

ELECTORAL ROLL FIGURES

by Lesley Shrosbree

In 2021 we had 153 people on the electoral roll, of which 142 live outside the parish. This is 10 people less than in 2019.

Year	In Parish	Out of Parish	Total on Roll
2017	5	179	184
2018	5	170	175
2019	8	155	163

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2020	11	142	153
2021	11	145	156

St. Matthew’s had 28 people on the electoral roll.

WHO WAS WHO AT ST MARY’S:

STAFF AND VOLUNTEER CHANGES IN 2021

by Ulrike Hunt

Incumbent : Mike Jones

Clergy : Mike Jones Chris Adams, Catherine Moss, Andy Pike was licensed on 4th October 2021.

Churchwardens : Anthony Moss and Sue Carter

PCC elected members :

The PCC is made up of 12 members, plus clergy, church wardens as well as representatives of General Synod and Deanery Synod.

On the PCC following the 2021 APCM were

Retiring in 2022 : Andrew Rodell, Anne Adams, Chantal O’Donnell, Penny Fisher

Retiring in 2023 : Gordon Shrosbree, Dawn Mortimer, Richard Bratt, Angela Symonds (PCC secretary)

Retiring in 2024 : Ruth Boctor, Yasmin Milligan, Thomas Connelly, Bethany Whiting.

General Synod: Peter Adams

Deanery Synod (retiring 2023): John Spurgeon, Cathy Nobles, Clive Barratt.

Service Facilitators: emerging from the Covid lock-down, we combined the role of Sunday Manager and Assistant Sunday Manager into the role of Service Facilitator. They support the welcomers on a Sunday morning to welcome people coming in, especially those who are with us for the first time. They also ensure legal aspects of the service, such as counting people at each service, is done. They also keep an eye on the door for security.

Service Facilitators are: Anne Adams, Anthony Moss, Cathy Nobles, Clair Griffin, Sue Carter, Ulrike Hunt

Welcomers: This team welcomes people on a Sunday morning. Crucially they welcome newcomers and visitors, guiding them to their seats, letting them know where the toilets are and helping them know what is on for the children. They also do an amazing job at introducing newcomers to more established members of the congregation in order to create connection and belonging. In some churches, in the past these were called sidespeople. The welcomers are: Albert Timson, Angela Symonds, Chantal O'Donnell, Lesley Grierson-Hill, Margaret Birtwhistle, Paul Parson, and Richard Bratt

Welcoming Wednesday: the chaplains from the Luton Community Chaplaincy and volunteers from St Mary's who run this weekly are Anne Adams, Cathy Nobles, John Spurgeon, Margaret Birtwhistle, Marsha Dorgan-Bratt, Ruth Boctor and Yasmin Milligan.

Sacristans: Sacristans work behind the scenes to prepare communion each week. Our sacristans are Lorna Davitt and John Mascoll

S.A.S: the wonderful people who sort out our screens, audio and streaming each week are Adam Whiting, Alan Holmes, Daniel Noble, Graham Eaton, Jason Hunt, Joseph Adewale, Martin Watson, Mike Jones, Paul Connelly. We also had Josh Hodson before he moved to Sweden in September 2021.

Refreshments: in 2021 we did not have refreshments at church, due to Covid restrictions. Flowers: the flower arrangements we see around church were put together by Jennifer Randall.

Various volunteers: we are very thankful for various people in our congregation who help with odd jobs that needed doing. Notably, Yasmin Milligan, who litter picks our church yard on a regular basis.

Young Church Team leaders and helpers:

Young Church is led by Dawn Mortimer, Eleanor Savage and Ruth Boctor with help from: Anna Noble, Fiona Duggan, Lisa Tull, Simon Shirley, Mike Jones, Ruth Jones

Youth leaders:

The youth team, headed up by Adam Whiting, is Fiona Duggan, Josh Hodson, Titilayo Adewale, Tychique Chiamala, Ulrike Hunt . We also had the support of Feast youth worker Kristina Druce to help run Impact.

CONTACT DETAILS

St Mary's Parish Church,

Church Street, Luton, Bedfordshire. LU1 3JF. Registered Charity No. 1132078

Tel: [phone] www.stmarysluton.org Email: [e-mail]

Twitter: @stmarysluton;

Facebook: facebook.com/stmarysluton Youtube: www.youtube.com/c/StMarysLuton Bank: Barclays Bank plc

Independent Auditor: Miller & Co

Investment Advisers: Brewin Dolphin Bell Lawrie Ltd

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STRUCTURE, GOVERNANCE & MANAGEMENT

PCC Constitution: The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure. The PCC is a body corporate (PCC Powers Measure 1956, Church Representation Rules 2006) and a charity, previously excepted but now registered with the Charity Commission.

PCC meets 6 times during the year; The Church Oversight Group (COG) meets monthly, chaired by the incumbent and acts as a reference group, also reporting to PCC. The Churchwardens meet regularly with the vicar and they are supported by a team of appointed Assistant Wardens.

Church Wardens: These are key members of the church with important responsibilities. There are two wardens who are elected every year by what is called the Vestry Meeting. This happens at the start of the annual meeting. They are on the church council (PCC).

PCC Members: Members of the PCC are either exofficio (Clergy, Churchwardens and General Synod, Diocesan Synod and Deanery Synod Representatives); elected by the Annual Parochial Church Meeting (APCM) or co-opted in accordance with the Church Representation Rules. Most PCC members are appointed at the APCM. The number on PCC is determined by Church of England rules as follows:6 representatives where the electoral roll (ER) is less than or equal (≤) to 50;9 representatives when ER ≤ 100; and a further 3 representatives for every 100 (or part thereof) up to a maximum of 15. Our ER is between 101-199 so we have up to 12 places for laity on the PCC to be nominated at the APCM. Church Representation rules require about 1/3 of members retire each year so we elect people so that no more than 4 are scheduled to retire on any given year.

As mentioned above, also on PCC are members of Deanery, Diocesan and General Synod. We have up to three lay representatives on Deanery Synod (the number for church sized 100-199). They are elected every three years. We also have one member of General Synod (a national body of the C of E) Our PCC membership is therefore: 12 nominated by APCM; 2 wardens; 3 deanery synod representatives; 1 General Synod representative plus the clergy. Membership lists and vacancies are shown later.

Subcommittees and working parties: By law, the PCC has a sub-committee to help the day to day running of St Mary’s, which is the Standing Committee, which rarely meets. It has the power to transact the business of PCC between its

meetings, subject to any directions given by the Council. It is comprised of the Vicar, Lay Vice Chair, Wardens and Treasurer. We also have 3 subcommittees: Buildings, Finance and Missions.

Risk Management – is done by PCC, Incumbent, Building Committee, Wardens, Staff and other members.

Accounting Policy: The Financial Statements have been prepared in accordance with accounting policies on an accruals basis except for investments which are at market value and comply with statutory requirements and the PCC’s governing document, the Church Accounting Regulations 2006, the Charities Act 2011, Accounting and Reporting by Charities - the Statement of Recommended Practice applicable to Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 (as updated through Update Bulletin 1 published on 2 Feb 2016) and the Financial Reporting Standard applicable in the UK and republic of Ireland (FRS 102).

FAQ: UNDERSTANDING THE C OF E

One question we get asked is how does the local church fit into the national Anglican Church?

Firstly, we are not funded from the national church. As a church we have to fund ourselves.

We are structurally a part of the Church of England which is organised into two halves called provinces; each led by an archbishop. We are in the Southern Province led by Archbishop of Canterbury;

Each province is built from dioceses. We are part of the Diocese of St Albans. Each diocese has deaneries: we are part of the deanery of Luton. The clergy from each deanery meet together monthly for a packed lunch (no expense spared!). Luton’s deanery works well together and has “deanery values”. Each deanery is divided into parishes.

The parish vicar and the bishop, are responsible for the 'cure of souls' in their parish. That includes everyone. And this explains why parish priests are so involved with the key issues and problems affecting the whole community.

A classic Anglican expression is that the Church of England is “episcopally led (there are 108 bishops) and synodically governed.” St Mary’s members are on Deanery Synod (matters around Luton), Diocesan Synod (matters around St Alban’s Diocese) and General Synod (national matters).

MIKE JONES (CHAIRMAN) MARCH 2022 ON BEHALF OF ST MARY’S PCC

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ST MARY'S Accounts for the year ended 31" December 2021

Luton St Mary’s Parochial Church Council For the Year ended 31 December 2021

the level required in this policy. This was regarded as acceptable as the PCC recognize that the value of investments can go both up and down.

Treasurer’s Report

The overall net deficit for the year was £2,087 ( 2020: £21 ,319). This was better than expected even taking into account the reduction in our ability to hire out our buildings and the difficulty our tenant faced in paying rent during the Covid19 pandemic. Below are some highlights as to the other factors affecting the result.

Public Benefit

When planning our activities for the year, the PCC have considered the Charity Commission’s guidance on public benefit and, in particular, the specific guidance on charities for the advancement of religion. In particular, we try to enable ordinary people to live out their faith as part of our parish community.

Parish merger

The Diocese of St Albans decided to close and merge our neighbouring parish of St Matthew with the parish of Luton St Mary. We were requested to look after the church building for 2021 until the Diocese were ready and able to take responsibility in 2022 and this gave the opportunity to rent it out to the Romanian Orthodox Church, who were in need of a place to worship, on a temporary basis giving us a benefit.

Can you help us by fundraising in 2022?

Fundraising

Some of our church family raised significant amounts during 2021 by doing sponsored activities and the money raised went to church funds as well as a specific project. This was amazing and we are very grateful. Is this something you could do during 2022?

Outlook 2022

The outlook for 2022 financially is a deficit again because of the Covid-19 pandemic affecting the ability to hire out the church buildings and the generally lower level of congregational giving. The PCC accepted a budget that gave a deficit of £44,500 for the year. Can you help us fill this gap? We are able to save some costs due to the lower level of activity during the lockdown period but this won’t return us to positive territory. This underlying level of activity cannot continue for long without the increased support of the worshipping community of St Mary’s. Therefore, the challenge, as before, is to tithe and pledge our income to the Church and Give in Grace for the exciting new developments in the life of St Mary’s church.

As a requirement of accounting for a merger of parishes we have restated previous year figures to include St Matthews as if it had been with us in 2020. Also, we have included a separate note (note 20) to the accounts to show the effect the merger of the parishes has had in financial terms.

Our projected deficit in 2022 is £44,500. Can you help us fill this gap?

Investments

The PCC holds fixed asset investments that are the results of legacies from previous generations of worshippers of St Mary’s. As the PCC derive an income from their investments this will hopefully be higher in 2022 as a result of these investments.

Reserves Policy

I should like to thank all those who have helped in the administration of the finances during the year without whom my tasks would be all the greater.

The PCC has a policy on the amount of investments that it holds as a reserve. This states that they will retain reserves at a maximum level of six months expenditure and a minimum level of three months expenditure. This is regarded as responsible stewardship because of the liabilities accepted by the PCC. As at the end of 2021 the value of investments held increased in value and was slightly above

Andrew Rodell Honorary Treasurer 24 March 2022

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Luton St Mary’s Parochial Church Council For the Year ended 31 December 2021

Statement of Responsibilities

The PCC trustees are responsible for preparing the Trustees' Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the PCC trustees to prepare financial statements for each financial year, which give a true and fair view of the state of affairs of the PCC and of the incoming resources and application of resources of the PCC for that period. In preparing these financial statements, the PCC trustees are required to:

• select suitable accounting policies and then apply them consistently;

• observe the methods and principles in the Charities SORP 2015 (FRS 102);

• make judgements and estimates that are reasonable and prudent;

• state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements;

• prepare the financial statements on the going concern basis unless it is inappropriate to presume that the PCC will continue in operation.

The PCC trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the PCC and enable them to ensure that the financial statements comply with the Charities Act 2011, the Church Accounting Regulations 2006, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the PCC and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Report of the Auditors to the Trustees of Luton St Mary’s Parochial Church Council

Opinion

We have audited the financial statements of Luton St Mary’s Parochial Church Council (the ‘PCC) for the year ended 31 December 2021, which comprise the statement of financial activities, balance sheet and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice). In our opinion the financial statements:

• give a true and fair view of the state of the charity’s affairs as at 31 December 2021, and of its incoming resources and application of resources, including its income and expenditure, for the year then ended;

• have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

• have been prepared in accordance with the requirements of the Church accounting Regulations 2006 and Charities Act 2011.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the PCC in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the PCC’s ability to

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Luton St Mary’s Parochial Church Council For the Year ended 31 December 2021

continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information; we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 require us to report to you if, in our opinion:

• the information given in the financial statements is inconsistent in any material respect with the trustees’ report; or

• the PCC has not kept adequate accounting records; or

• the financial statements are not in agreement with the accounting records and returns; or

• we have not received all the information and explanations we require for our audit.

Responsibilities of trustees

As explained more fully in the trustees’ responsibilities statement set out on page 2, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

We have been appointed as auditor under section 145 of the Charities Act 2011 and report in accordance with regulations made under section 154 of that Act.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The specific procedures for this engagement and the extent to which these are capable of detecting irregularities, including fraud is detailed below.

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Luton St Mary’s Parochial Church Council For the Year ended 31 December 2021

Extent to which the audit was considered capable of detecting irregularities including fraud

We identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and then design and perform audit procedures responsive to these risks, including obtaining audit evidence that is sufficient and appropriate to provide a basis for our opinion.

Identifying and assessing potential risks related to irregularities

In identifying and assessing risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, we considered the following:

• the nature of the sector, control environment and financial performance;

• the results of our enquiries of management about their own identification and assessments of the risks of irregularities;

• any matters we identified having obtained and reviewed the PCC’s policies and procedures relating to:

• identifying, evaluating and complying with laws and regulations and whether they were aware of any instances of non-compliance;

• detecting and responding to the risks of fraud and whether they have knowledge of any actual, suspected or alleged fraud;

• the matters discussed among the audit engagement team regarding how and where fraud might occur in the financial statements and any potential indicators of fraud.

In common with all audits under ISAs (UK) we are also required to perform specific procedures to respond to the risk of management override.

We also obtained an understanding of the legal and regulatory framework that the PCC operates in, focussing on provisions of those laws and regulations that had a direct effect on the determination of material amounts and disclosures in the financial statements such as the Charities Act 2011.

In addition, we considered the provisions of other laws and regulations that do not have a direct effect of the financial statements but compliance with which may be fundamental to the PCC’s ability to operate or to avoid a material penalty.

Audit response to risk identified

Our procedures to respond to risks identified included the following:

• Reviewing the financial statement disclosures to assess compliance with provisions of relevant laws and regulations described as having a direct effect on the financial statements;

• Performing analytical procedures to identify any unusual or unexpected relationships that may indicate material misstatement due to fraud;

• In addressing the risk of fraud through management override of controls, the testing of the appropriateness of journal entries and other adjustments and evaluating the business rationale of any significant transactions that are unusual or outside the normal course of business.

We also communicated relevant identified laws and regulations and potential fraud risks to all engagement team members and remained alert to any indications of fraud or non-compliance with laws and regulations throughout the audit.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation. A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/Our-Work/Audit/Audit-and-assurance/Standards-and-guidance/Standards-andguidance-for-auditors/Auditors-responsibilities-for-audit/Description-of-auditors-responsibilities-foraudit.aspx. This description forms part of our auditor’s report.

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Luton St Mary’s Parochial Church Council For the Year ended 31 December 2021

Use of our report

This report is made solely to the PCC’s trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the PCC’s trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the PCC and the PCC’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Miller & Co Statutory Auditor Chartered Accountants 5 Imperial Court, Laporte Way Luton, Bedfordshire 14 April 2022

Miller & Co is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.

Accounting Policies

General information and basis of preparation

The address of the registered office is given in the administrative details section of the annual report. The charity constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011, UK Generally Accepted Accounting Practice and comply with the PCC’s governing document and the Church Accounting Regulations 2006.

The financial statements have been prepared to give a ‘true and fair’ view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a ‘true and fair view’. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The Financial Statements have been prepared on a going concern and accruals basis under the historical cost convention modified to include certain items at fair value. The financial statements are presented in sterling which is the functional currency of the charity and rounded to the nearest £.

The financial statements include all transaction, assets and liabilities for which the PCC is responsible. They do not include accounts of church groups that owe their main affiliation to another body, nor those that are informal gatherings of church members.

The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years unless otherwise stated.

Funds

Unrestricted funds are available for use at the discretion of the PCC trustees in furtherance of the general objectives of the PCC and which have not been designated for other purposes.

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Luton St Mary’s Parochial Church Council For the Year ended 31 December 2021

Designated funds comprise unrestricted funds that have been set aside by the PCC trustees for particular purposes.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the PCC for particular purposes. The cost of raising and administering such funds are charged against the specific fund.

Endowment funds are funds, the capital of which must be retained either permanently or at the PCC’s discretion; the income derived from the endowment is to be used in accordance with the objects of the charity either as restricted or unrestricted income funds depending upon the purpose for which the endowment was established in the first place.

Income recognition

All incoming resources are included in the Statement of Financial Activities (SOFA) when the PCC is legally entitled to the income, the amount can be reasonably measured and it is probable that the income will be received.

Voluntary income and capital sources

Collections are recognised when received by or on behalf of the PCC. Planned giving receivable under gift aid is recognised only when received. Income tax recoverable on gift aid donations is recognised when the income is recognised. Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement and the amount due.

Other ordinary income

Rental income from the letting of church premises is recognised when the rental is due.

Investments

Dividends, interest and tax recoverable on such income are accounted for when receivable.

Realised gains or losses are recognised when investments are sold.

Government grants

Government grants are recognised using the performance model and are recognised in other income when the grants proceeds are received or receivable.

Expenditure recognition

All expenditure is accounted for on an accruals basis and is recognised where there is a legal or constructive obligation to make payments to third parties, it is probable that the settlement will be required and the amount of the obligation can be measured reliably.

Grants

Grants and donations are accounted for when paid over, when awarded or in accordance with the PCC's mission giving policy.

Activities directly relating to the work of the Church

The diocesan parish share is accounted for when payable.

Operating leases

Rentals payable under operating leases are charged to the Statement of Financial Activities as incurred over the term of the lease.

Resources expended

Resources expended are allocated to expenditure categories on a time spent, usage or direct allocation basis.

Fixed Assets

Consecrated land and buildings and movable church furnishings

Consecrated and beneficed property is excluded from the accounts by s.10(2)(a) of the Charities Act 2011.

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Luton St Mary’s Parochial Church Council For the Year ended 31 December 2021

No value is placed on movable church furnishings held by the churchwardens on special trust for the PCC and which require a faculty for disposal since the PCC considers this inalienable property. All expenditure incurred during the year on consecrated or beneficed buildings and movable church furnishings, whether maintenance or improvement, is written off as expenditure in the SOFA and separately disclosed.

Property Improvements

Property improvements on properties held in trust by St. Albans Diocesan Board of Finance are included at original cost. Depreciation is charged at 2% on cost less estimated residual value. As the estimated residual value is not materially different to cost, no provision is made for depreciation of property improvements. The premises at Inkerman St. held in the trust accounts are included at valuation by independent valuers at the time of lease renewal in 1994.

Financial instruments

The PCC only has financial assets and financial liabilities of a kind that qualify as basic financial instruments.

Investments

Investments are initially recognised at the amount payable that normally includes transaction costs. Subsequently, they are measured at fair value with changes recognised in net gains / (losses) on investments in the SOFA. The PCC has a policy that they will retain investments as reserves at a maximum level of six months expenditure and a minimum level of three months expenditure.

Other Financial Assets

Basic financial assets are initially recognised at transaction value and subsequently carried at amortised cost, using the effective interest rate method. Amounts owing to the PCC at 31 December in respect of fees, rents or other income are shown as debtors less provision for amounts that may prove uncollectible. Short-term deposits and investments include cash held on deposit either with the CBF Church of England Funds or at the bank.

Stocks are stated at the lower of cost and estimated selling price less costs to sell.

Financial liabilities

Basic financial liabilities are initially recognised at transaction value and subsequently carried at amortised cost, using the effective interest rate method. Trade and other payables are classified as current liabilities if payment is due within one year or less. If not they are presented as non-current liabilities.

Going Concern

The financial statements have been prepared on a going concern basis as the PCC believe that no material uncertainties exist. The PCC have considered the level of funds held and the expected level of income and expenditure for 12 months from the date of authorising these financial statements. The budgeted income and expenditure is sufficient with the level of resources to enable the PCC to continue as a going concern.

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Luton St Mary’s Parochial Church Council For the Year ended 31 December 2021

Notes to the Trust Accounts

The Parochial Church Council as Managing Trustee and Beneficiary

The Parochial Church Council (P.C.C.) is the beneficiary and/or is responsible for the administration of a number of charitable trusts. Brief details as supplied by the St Albans Diocesan Board of Finance in 1992 are set out below.

1. Ainsworth Bequest

The income from the capital sum is to be paid to the P.C.C. for upkeep of the church and churchyard as long as the grave of S.E. & A. Ainsworth is maintained. The grave must be maintained from the general funds of the P.C.C.

2. Cumberland Grave Bequest Churchwardens’ Charity

The income is to be used for the general purposes of the Parish of Luton provided the family graves are maintained.

3. Cumberland Dinner Bequest Churchwardens’ Charity

In 1993 the Diocesan Advisor advised that the income from the trust could be used to purchase food for previous members of the congregation who are no longer able to come to Church because of age.

4. The Grice Bequest

The Diocesan Board of Finance is the Custodian Trustee of this trust fund. The P.C.C. is the Managing Trustee and is responsible for using the income arising from the sum invested by the Board for the general purposes of the Church.

5. Luton St. Mary 1990 Youth Trust

“The object of the Charity shall be the furthering of the religious and other charitable work of the Church of England in the ecclesiastical Parish of Luton St. Mary” and “without prejudice to the generality…….shall include the advancement of youth work in connection with the Church of England within the Parish of Luton St. Mary or in association with that Parish.” The Diocesan Board of Finance is the Custodian Trustee and the P.C.C. is the Managing Trustee.

6. The Sylvia Ruby Porter Music Trust

This trust was created in 1994 by a gift from S.H. Porter. The objects of the trust are the furtherance of the religious and other charitable work of the Church of England principally by the support and provision of music in the Ecclesiastical Parish of Luton St. Mary or in connection with that Church. Only the income may be used. The Diocesan Board of Finance is the Custodian Trustee and the P.C.C. is the Managing Trustee.

7. Inkerman Street

The Diocesan Board of Finance is the Custodian Trustee and the P.C.C. is the Managing Trustee of an endowment of an ecclesiastical charity. A Scheme made by the Charity Commissioners dated 22[nd] February 1990 provides for the clear yearly income from the lease of premises to be used for the religious and other charitable purposes of the Church of England in the Ecclesiastical Parish of Luton.

The P.C.C. as Beneficiary

8. The Gates Trust

This relates to the John Gates Charity and the Gates and Clemans Charity. The Diocesan Board of Finance is the Trustee and is to pay over the clear yearly income of the charity for application towards furthering the religious and other charitable work of the Church of England. The P.C.C. of Luton St. Mary benefits to the extent of 1/12[th] .

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Luton St Mary’s Parochial Church Council For the Year ended 31 December 2021

Trusts moved to the Parochial Church Council on merging with St Matthews

Following the merger of St Matthews parish into St Marys parish in 2021, the following trusts became the responsibility of the P.C.C. as managing trustee and beneficiary.

9. The Holyoak Fund

The income from the capital sum is to be used for the general purposes of the parish.

10. The Hempshall Fund

The income from the capital sum is to be used for the general purposes of the parish.

Six Year Financial Record (excluding Heating Fund)

Total Funds Income and Endowments from: Donations and legacies Other trading activities Investments Charitable activities Total Income and Endowments Expenditure Raising funds Charitable activities Total Expenditure Gain/(loss) on investments Net Income/(expenditure) Market Value of Investments Held	2016 £ 224,187 40,420 25,468 4,470 294,545 5,349 293,147 298,496 14,307 10,356 170,740	2017 £ 230,100 37,881 60,067 6,356 334,404 7,769 316,692 324,461 9,424 19,367 178,964	2018 £ 212,593 32,499 51,358 5,695 302,145 4,186 279,563 283,749 (14,055) 4,341 163,645	2019 £ 173,744 35,990 39,534 3,738 253,006 4,110 251,885 255,995 17,765 14,776 180,210	2020 £ (restated) 167,575 12,197 32,095 2,808 214,675 3,729 241,964 245,693 1,627 (29,391) 180,637	2021 £ 146,625 14,154 47,555 3,764
						212,098
						1,964 233,677
						235,641
						20,736 (2,807)
						250,051

----- Start of picture text -----
Six Year Income Trend
(excluding Heating Fund)
250,000
200,000
Donations and legacies
150,000 Other trading activities
Charitable activities
Investments
100,000
Income Trendline
50,000
0
2016 2017 2018 2019 2020 2021
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----- End of picture text -----

Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM: Donations and legacies Other trading activities Investments Charitable activities TOTAL INCOME AND ENDOWMENTS EXPENDITURE ON: Raising Funds Charitable activities TOTAL EXPENDITURE Net Income/(expenditure) Net gains/(losses) on investments Net Income/(expenditure) Transfers between funds NET MOVEMENT IN FUNDS RECONCILIATION OF FUNDS Total funds brought forward TOTAL FUNDS CARRIED FORWARD	Unrestricted Funds Designated Funds Restricted Funds Endowment Funds Note £ £ £ £	Unrestricted Funds Designated Funds Restricted Funds Endowment Funds Note £ £ £ £	2021 Restated 2020 £ £ TOTAL FUNDS
	1(a) 1(b) 1(c) 1(d) 2(a) 2(b) 4	140,936 2,689 3,000 - 146,625 167,575 14,154 - - - 14,154 12,197 16,964 21,931 6,233 2,427 47,555 32,095 3,764 - - - 3,764 2,808
		175,818 24,620 9,233 2,427 212,098 214,675 1,964 - - - 1,964 3,729 202,225 28,452 3,000 - 233,677 241,964
		204,189 28,452 3,000 - 235,641 245,693 (28,371) (3,832) 6,233 2,427 (23,543) (31,018) 20,736 - - - 20,736 1,627
		(7,635) (3,832) 6,233 2,427 (2,807) (29,391) 16,948 (7,053) (7,468) (2,427) - -
		9,313 (10,885) (1,235) - (2,807) (29,391) 224,501 227,075 51,362 - 502,938 532,329
		233,814 216,190 50,127 - 500,131 502,938

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Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

BALANCE SHEET AT 31 DECEMBER 2021

BALANCE SHEET AT 31 DECEMBER 2021
FIXED ASSETS Tangible fixed assets Investments CURRENT ASSETS Stock Debtors Short term deposits Cash at bank and in hand LIABILITIES: AMOUNTS FALLING DUE WITHIN ONE YEAR NET CURRENT ASSETS TOTAL ASSETS LESS CURRENT LIABILITIES LIABILITIES: AMOUNTS FALLING DUE AFTER ONE YEAR NET ASSETS FUNDS Unrestricted Funds - General Fund - Designated Funds Restricted Endowment TOTAL FUNDS	Note	2021 £	Restated 2020 £
	5 10(a) 6 7 8 11 9 14 15 16	36,984 250,051 287,035 - 22,189 133,128 104,071 259,388 46,292 213,096 500,131 - 500,131 233,814 216,190 450,004 50,127 - 500,131	36,984 180,637
			217,621
			99 30,175 146,060 166,501
			342,835
			53,768
			289,067
			506,688 3,750
			502,938
			224,501 227,075
			451,576 51,362 -
			502,938

The financial statements were approved by Parochial church Council on 24th March 2022 and signed on its behalf by:

A G Rodell (Hon Treasurer)

The Revd M C Jones (Chairman)

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Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

NOTES TO THE FINANCIAL STATEMENTS

1 INCOME AND ENDOWMENTS

1 INCOME AND ENDOWMENTS
1(a) Donations and legacies Incoming resources from donors Planned Giving: Gift Aid Income tax recoverable Other Planned Giving Collections at all services Sundry Donations Other voluntary income Grants toward work of church and major repairs HMRC Job Retention Scheme Grant Donations, appeals, etc. Legacies Total Donations and legacies	Unrestricted Funds £	Designated Funds £	Restricted Funds £	Endowment Funds £	TOTAL 2021 £	FUNDS Restated 2020 £
	89,364 18,154 7,427 2,800 1,625 119,370 13,303 2,551 5,712 - 21,566 140,936	1,525 194 - - - 1,719 - - 970 - 970 2,689	- - - - - - - - 3,000 - 3,000 3,000	- - - - - - - - - - - -	90,889 18,348 7,427 2,800 1,625 121,089 13,303 2,551 9,682 - 25,536 146,625	97,544 19,974 11,818 3,796 1,089
						134,221
						15,877 6,099 11,378 -
						33,354
						167,575

The income from donations and legacies in 2020 was £167,575 of which £4,028 was attributable to restricted, £7,309 was attributable to designated and £156,238 was attributable to unrestricted funds.

1(b) Other trading activities Charitable and ancillary trading Church Guides Fundraising Income Church hall lettings Contributions for use of the Church Third World Stall Other activities Insurance claims Photocopying receipts Total other trading activities	- 2,173 11,443 75 338 14,029 - 125 125 14,154	- - - - - - - - - -	- - - - - - - - - -	- - - - - - - - - -	- 2,173 11,443 75 338 14,029 - 125 125 14,154	- 2,063 4,330 1,233 1,848
						9,474
						2,723 -
						2,723
						12,197

The income from other trading activities in 2020 of £12,197 of which £27 was attributable to designated funds, £1,788 was attibutable to unrestricted funds and £10,382

1(c) Investments

Dividends and interest (incl. any reclaimable tax) Rent Total Investments	6,432 10,532 16,964	61 21,870 21,931	6,233 - 6,233	2,427 - 2,427	15,153 32,402 47,555	14,595 17,500
						32,095

The income from investments in 2020 was £32,095 of which £2,371 was attributable to endowments, £6,004 was attributable to restricted, £9,157 was attributable to designated and £14,563 was attributable to unrestricted funds.

1(d) Charitable activities

Fees-weddings, funerals, recitals 3,764 - - - 3,764 2,808

The income from charitable activities in 2020 of £2,808 was all attributable to unrestricted funds.

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Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

2 EXPENDITURE

2 EXPENDITURE
Basis of Allocation Unrestricted Funds £ 2(a) Raising funds Publicity Direct 242 Fundraising expenses Direct - Third World Stall Direct 99 Wedding and funeral fees paid Direct 805 Senior Administrator salary Time spent 818 1,964	Unrestricted Funds £	Designated Funds £	Restricted Funds £	Endowment Funds £	TOTAL 2021 £	FUNDS Restated 2020 £
		- - - - - -	- - - - - -	- - - - - -	242 - 99 805 818 1,964	65 - 473 2,373 818
						3,729

The expenditure on raising funds in 2020 of £3,729 was all attributable to unrestricted funds.

2(b) Charitable activities Grants Missionary and charitable giving: Relief and development agencies Direct 7,120 Home missions and other Church Societies Direct 2,440 Secular charities Direct 163 9,723 Activities relating to the work of the Church Ministry: Parish Share Direct 74,148 Clergy expenses Direct 1,338 Clergy house repairs/running costs Direct 26 Senior administrator salary and expenses Direct 15,654 Youth worker salaries Direct 15,579 Chidren & Family worker salary Direct - Training Direct 2,148 Youth Direct 1,578 Children's Church, Creche, Chimps Direct 242 Mens Activities Direct - Upkeep of services Direct 362 Worship Groups Direct 780 Inkerman Street Costs Direct 3,205 Church - running expenses Direct 17,347 Church maintenance - routine Direct 5,045 Church maintenance - major Direct - Audio/amplification Direct 3,230 Church hall running costs Direct 9,654 Site agent salary Direct 6,956 Outreach Direct 218 Wedding ministry Direct - Pastoral Direct 351 Network Groups Direct 141 Sundry expenses Direct 3,179 Office expenses Usage 7,103 Events Co-ordination salaries Direct 11,149 Cemetery Administration salary Direct 8,417 187,850 Governance costs Office expenses Usage 1,989 Stewardship envelopes Direct - PCC admin. costs Direct 1,205 Hospitality Direct 90 Senior Administrator salary Time spent 614 Subscriptions Direct 140 Bank charges Direct 614 4,652 Total Charitable activities 202,225	- - - - - - 5,520 - - - - - - - - - 95 14,947 7,890 - - - - - - - - - - - - 28,452 - - - - - - - - 28,452	- 3,000 - 3,000 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 3,000	- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -	7,120 5,440 163 12,723 74,148 1,338 5,546 15,654 15,579 - 2,148 1,578 242 - 362 780 3,300 32,294 12,935 - 3,230 9,654 6,956 218 - 351 141 3,179 7,103 11,149 8,417 216,302 1,989 - 1,205 90 614 140 614 4,652 233,677	9,306 3,440 -
					12,746
					75,597 3,227 4,509 15,199 17,389 1,791 1,022 1,463 338 - 292 1,636 2,242 33,436 4,570 2,949 1,740 16,041 6,863 889 37 244 - 6,495 5,877 12,522 8,418
					224,786
					1,989 105 988 3 614 120 613
					4,432
					241,964

The expenditure on charitable activities in 2020 was £241,964 of which £4,788 was attributable to restricted, £13,751 was attributable to designated and £223,425 was attributable to unrestricted funds.

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Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

STAFF COSTS Wages and salaries Pensions costs	2021 £	2020 £
	58,764 874 59,638	62,767 927
		63,694

3(a) STAFF COSTS

The average monthly number of employees in the year was 7 made up of 6 administrative and 1 youth workers none of whom earned £60,000 p.a. or more. The Cemetery Administrator is sub-contracted to The Luton Church Burial Ground Trust for which the P.C.C. received £11,177 during 2021 (2020: £11,177).

3(b)PAYMENTS TO MEMBERS OF P.C.C.

Anne Adams stood down as Churchwarden in 2014 but continues to be a member of the P.C.C. She has benefited from the support paid to her and her husband Peter in respect of their Inter-Cultural Relations work amounting to £3,000 in 2021 (2020: £3,000) and this is fully funded from donations received. A payment for computer repairs was made to Gordon Shrosbree's company GJ Software of £nil in 2021 (2020: £150)

4 TRANSFERS BETWEEN FUNDS Restricted Funds to Unrestricted Funds Luton St Mary 1990 Youth Trust contribution to Youth Worker costs Children in Need Cumberland Dinner Fund Fabric fund contribution Endowment Funds to Unrestricted Funds Trust Funds Designated Funds to Designated Funds Heating Fund to Capital Fund Designated Funds to Unrestricted Funds Church at 7 5 FIXED ASSETS FOR USE BY THE PCC Tangible fixed assets Property Improvements at cost 34 Wychwood Avenue, Luton	2021 £	2020 £
	(5,000) (2,323) (145) - (7,468) (2,427) - (7,053)	(5,000) - (125) (841)
		(5,966)
		(2,371)
		(413)
		-
	2021 £	2020 £
	36,984	36,984

These costs represent the amount spent by the PCC on extending and improving the above property. Whilst the freehold interest in these properties is held under trust by the St Albans Diocesan Board of Finance (DBF) for the benefit of St Marys, they make this property available for use by the PCC.

6 DEBTORS HMRC - Gift Aid HMRC - Job Retention Scheme Accounts receivable Prepayments and accrued income 7 LIABILITIES: AMOUNTS FALLING DUE WITHIN ONE YEAR Creditors for goods and services Choir Fund Recitals Fund Mission giving and collections not paid by 31 December Other creditors and deferred income 8 LIABILITIES: AMOUNTS FALLING DUE AFTER ONE YEAR Rent deposit for Inkerman Street 9 GENERAL FUND Balance b/fwd Net movement in funds Balance c/fwd General Fund All transactions relating to the general ecclesiastical and charitable activities of Luton St. Mary are contained in this fund.	2021 £	2020 £
	18,348 - 1,990 1,851 22,189	19,975 382 8,692 1,126
		30,175
	2021 £	Restated 2020 £
	4,640 776 554 13,254 27,068 46,292	6,686 776 554 12,619 33,133
		53,768
	2021 £	2020 £
	- -	3,750
		3,750
	2021 £	Restated 2020 £
	224,501 9,313 233,814	253,478 (28,977)
		224,501

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Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

10 INVESTMENTS

INVESTMENTS
(a) Stocks and Shares Holding at 31/12/21 Description Other UK Fixed Interest 4,500 Nat West Bank 9% Cumulative Preference Investment Trust 1,000 Merchants Trust Ord 25p 3,000 Mercantile Investment Unit Trusts 2,075 Ishares Il USD TIPS UCITS ETF GBP DIS 6,822.4 Fidelity Moneybuilder Inc 10,250 Biopharma Credit 6,500 Link Fund Sol Ltd Trojan Income 1,500 Lion Trust Fund Par Special Situats Ins 5,800 Royal London AM Ethical Bond 535 Pimco Global 6,500 AXA Investment High Yield Bond 3,575 Premier Portfolio PM UK 6,350 Schroder Unit Trust Global Equity 9,500 Schroder Unit Trust Asian Income 650 Avi Global 3,137 Polar Capital Global Trust UK Equities 7,000 Man FD Mgmt UK Ltd 2,500 T Bailey Fund Serv TB Evenlode Income US Equities 71 US Industries 1,875 Fidelity UCITS US 10,605.58 JP Morgan AM UK Ltd US Equity Income C European Equities 2,025 Premier Portfolio PM European 3,250 Blackrock FM European Asia Pacific Equities 0 Syncona Limited Ordinary 1,950 Impax Enviro Markets Commodities 275 Ishares Physical 1,225 Blackrock World Mining Trust Absolute Return 1,275.45 Link Fund Sol Ruffer Total Return Property 0 Tritax Big Box Rei Ordinary 4,500 Home Reit 3,500 Supermarket Income 4,000 LXI Reit Plc Ord Other Investments 6,000 Digital 9 Infrastructure 3,225 Hipgnosis Songs Fund 3,725 Gore Street Energy 5,125 Sequoia Economic 3,275 The Renewables Inf Ord 4,000 Triple Point Energy Cash £4,143 Brewin Nominees Deposit Account Cost value (b) Movements in Market Valuation Quoted Investments Market valuation at 1 January Additions Disposals Change in market valuation Market valuation at 31 December Cash balances at brokers Total Market valuation at 31 December	2021 £ Marke	2020 £ t Value
	7,576 5,590 8,055 11,798 6,911 7,325 6,995 7,998 6,902 5,387 5,935 8,029 6,439 7,475 7,033 5,427 8,365 6,421 184 12,879 15,124 6,800 6,255 - 10,667 7,237 7,215 4,764 - 5,850 4,270 5,800 6,828 4,031 4,396 5,525 4,402 4,020 4,143 250,051 217,908	7,234 4,470 - 11,251 7,232 4,372 6,204 6,713 7,122 - 5,985 7,169 5,526 7,244 - - 4,091 5,595 184 11,847 12,281 10,271 - 5,220 8,239 - 11,614 4,424 3,190 - - 4,760 - - - 5,627 4,185 4,220 4,367
		180,637
		164,236
	2021 £	2020 £
	176,270 73,366 (23,602) 226,034 19,874 245,908 4,143 250,051	169,733 37,422 (36,542)
		170,613 5,657
		176,270 4,367
		180,637

The fair value of listed investments is determined by reference to the middle market price at close of business at the balance sheet date.

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Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

11 ANALYSIS OF NET ASSETS BY FUND

Unrestricted Funds General Fund Gostellow Fund Set Aside Fund (Designated) Girls Youth Worker Fund (Designated) Children and Family Worker Fund (Designated) Special Needs Children's Fund (Designated) Fresh Expressions Fund (Designated) Church @ 7 (Designated) Capital Fund (Designated) Youth Activities Fund (Designated) Peace and Reconciliation (Designated) Wychwood Avenue Renting (Designated) Inkerman Street Fund (Designated) St Matthews Church Letting Fund (Designated) Former St Matthews General Fund Former St Matthews Legacies Fund Former St Matthews Church Maintenance Fund (Designated) Former St Matthews Re-ordering Fund (Designated) Former St Matthews Youth Outreach Fund Total Restricted Funds Luton St Mary 1990 Youth Trust Organ Repair Fund Magnificat Fund Cumberland Trust Fund Children In Need Former St Matthews Music and Instruments Fund Former St Matthews Acts 2:45 Fund Former St Matthews Cecilia Robin Fund Total Endowment Funds Trusts Fund Total Funds Unrestricted Funds General Fund Gostellow Fund Set Aside Fund (Designated) Girls Youth Worker Fund (Designated) Children and Family Worker Fund (Designated) Special Needs Children's Fund (Designated) Fresh Expressions Fund (Designated) Church @ 7 (Designated) Capital Fund (Designated) Youth Activities Fund (Designated) Peace and Reconciliation (Designated) Wychwood Avenue Renting (Designated) Inkerman Street Fund (Designated) Former St Matthews General Fund Former St Matthews Legacies Fund Former St Matthews Church Maintenance Fund (Designated) Former St Matthews Re-ordering Fund (Designated) Former St Matthews Youth Outreach Fund Total Restricted Funds Luton St Mary 1990 Youth Trust Organ Repair Fund Magnificat Fund Cumberland Trust Fund Children In Need Former St Matthews Music and Instruments Fund Former St Matthews Acts 2:45 Fund Former St Matthews Cecilia Robin Fund Total Total Funds			2021
	Fixed Assets £	Current Assets £	Current Liabilities £	Creditors more than one year £	Fund Balance £
	287,035 - - - - - - - - - - - - - - - - - - 287,035 - - - - - - - - - 287,035	(19,032) 708 6,368 10,362 2,126 4,000 8,904 - 22,913 7,691 600 26,701 12,542 4,302 4,877 5,668 13,765 92,404 4,212 209,111 21,130 21,323 156 2,027 - 5,191 433 17 50,277 - 259,388	43,924 - - - - - - - - - - 700 - - 1,518 - - - - 46,142 - - 150 - - - - - 150 - 46,292	- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -	224,079 708 6,368 10,362 2,126 4,000 8,904 - 22,913 7,691 600 26,001 12,542 4,302 3,359 5,668 13,765 92,404 4,212
					450,004
					21,130 21,323 6 2,027 - 5,191 433 17
					50,127
					- 500,131
			Restated 2020
	Fixed Assets £	Current Assets £	Current Liabilities £	Creditors more than one year £	Fund Balance £
	217,621 - - - - - - - - - - - - - - - - - 217,621 - - - - - - - - - 217,621	53,034 708 6,368 10,362 407 4,000 7,934 7,053 22,913 7,691 637 23,821 12,637 4,105 5,663 13,764 106,014 4,212 291,323 20,042 21,323 156 2,027 2,323 5,191 433 17 51,512 342,835	51,363 - - - - - - - - - 37 700 - 1,518 - - - 53,618 - - 150 - - - - - 150 53,768	3,750 - - - - - - - - - - - - - - - - 3,750 - - - - - - - - - 3,750	215,542 708 6,368 10,362 407 4,000 7,934 7,053 22,913 7,691 600 23,121 12,637 2,587 5,663 13,764 106,014 4,212
					451,576
					20,042 21,323 6 2,027 2,323 5,191 433 17
					51,362
					502,938

- 16 -

Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

12 TRUSTS

USTS
Income from Central Board of Finance Ainsworth Bequest Chancel Fund Cumberland Grave Bequest Cumberland Dinner Fund Grice Bequest (1977-1992) Sylvia Ruby Porter Music Trust 71 Cardigan Street Holyoak Trust Herrod-Hempshall Bequest Income from Diocesan Board of Finance Gates and Clemans Charity Rent for Inkerman Street Total Trust Income Luton St Mary 1990 Youth Trust INCOMING RESOURCES Incoming resources from donors Income from investments TOTAL INCOMING RESOURCES RESOURCES USED Activities directly relating to the work of the Church TOTAL RESOURCES USED TRANSFERS BETWEEN FUNDS NET MOVEMENT IN FUNDS BALANCES BROUGHT FORWARD AT 1 JANUARY 2021 (2020) BALANCES CARRIED FORWARD AT 31 DECEMBER 2021 (2020) TRUST ACCOUNTS BALANCE SHEET AT 31 DECEMBER 2021 FIXED ASSETS Investments Ainsworth Bequest - 74 shares Chancel Fund - 44 shares Cumberland Grave Bequest - 136 shares Cumberland Dinner Bequest - 244 shares Grice Trust - Capital - 632 shares 71 Cardigan Street - Capital - 1629 shares Sylvia Ruby Porter Music Trust - 1556 shares Luton St Mary 1990 Youth Trust Capital - Central Board of Finance 10244 shares Holyoak Trust - 152 shares Herrod-Hempshall Bequest - 98 shares Lease of Inkerman Street TOTAL FIXED ASSETS CURRENT ASSETS Luton St Mary 1990 Youth Trust Creditor - Luton St Mary P.C.C. Income - C.B.F. Deposit Fund TOTAL CURRENT ASSETS TOTAL ASSETS BOOK VALUE OF FUNDS	Unrestricted Funds £	Designated Funds £	Restricted Funds £		Endowment Funds £	TOTAL FUNDS 2021 Restated 2020 £ £
	- - - - - - - 90 58 - 10,532	- - - - - - - - - - -	- - - - - - - - - - -		44 26 81 145 376 925 968 - - 7 -	44 42 26 25 81 93 145 125 376 363 925 893 968 935 90 87 58 56 7 20 10,532 9,100
	10,680	-	-		2,572	13,252 11,740
	- - - - - - - - -	- - - - - - - - -	- 6,088 6,088 - - (5,000) 1,088 14,651 15,739		- - - - - - - - -	- 188 6,088 5,879
						6,088 6,067
						- -
						- -
						(5,000) (5,000) 1,088 1,067 14,651 13,584
			15,739			15,739 14,651
					Market value	Cost
					31/12/21	2021 2020
					£	£ £
					1,731 1,029 3,181 5,706 14,780 38,097 36,390 239,573 3,555 2,291 50,000 396,333 (643) 643 - 396,333 396,333	50 50 46 46 100 100 1,340 1,340 3,871 3,871 9,975 9,975 10,000 10,000 68,600 68,600 - - - - - -
						93,982 93,982 (643) (643) 643 643
						- -
						93,982 93,982
						93,982 93,982

Income from the various trusts managed by St Mary's P.C.C. is included here together with the Gates Trust which relates to the Gates and Clemans Charity managed by the Diocesan Board of Finance. The P.C.C. of Luton St Mary's benefits to the extent of 1/12th.

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Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

13 GRANTS - MISSIONARY AND CHARITABLE GIVING

13	GRANTS - MISSIONARY AND CHARITABLE GIVING
14	Church Overseas Tearfund CMS - Kylie & Bhim Bahadur Dombashawa College Peter & Becky Clemison Interserve - Matt & Andrea Vaughan Home Missions and other Church Societies Youthscape Noah Enterprises Luton Town Centre Chaplaincy The Feast Stopsley Project Azalea Wenlock C of E Junior School Alex Du Rand Peter & Anne Adams Intercultural Relations Vine Trust Total TOTAL GRANTS DESIGNATED FUNDS Set Aside Fund Special Needs Children's Fund Girls Youth Worker Fund Children and Family Worker Fund Inkerman Street Fund Peace and Reconciliation Fund Wychwood Avenue Rent Fund Youth Activities Fund Church @ 7 Fresh Expressions Fund Capital Projects Fund St Matthews Church Letting Fund (Designated) Former St Matthews Church Maintenance Fund (Designated) Former St Matthews Re-ordering Fund (Designated) Former St Matthews Youth Outreach Fund Set Aside Fund Special Needs Children's Fund Girls Youth Worker Fund Children and Family Worker Fund Inkerman Street Fund Peace and Reconciliation Fund Wychwood Avenue Rent Fund Youth Activities Fund Church @ 7 Heating Project Fund (see note 18) Fresh Expressions Fund Capital Projects Fund Former St Matthews Church Maintenance Fund (Designated) Former St Matthews Re-ordering Fund (Designated) Former St Matthews Youth Outreach Fund	Unrestricted Funds £	Designated Funds £	Restricted Funds £	2021 £ TOTAL	Restated 2020 £ FUNDS
		310 1,322 200 2,644 2,644 7,120 200 200 200 200 200 200 220 1,020 - 163 2,603 9,723	- - - - - - - - - - - - - - 3,000 - 3,000 3,000	- - - - - - - - - - - - - - - - - -	310 1,322 200 2,644 2,644 7,120 200 200 200 200 200 200 220 1,020 3,000 163 5,603 12,723	- 1,500 386 3,000 3,000
						7,886
						- - - - - - 660 1,200 3,000 -
						4,860
						12,746
			At 1 January 2021	Net receipts minus expenditure	Transfer from/(to) other Funds	At 31 December 2021
			6,368 4,000 10,362 407 12,637 600 23,121 7,691 7,053 7,934 22,913 - 13,764 106,014 4,211 227,075	- - - 1,719 (95) - 2,880 - - 970 - 4,302 1 (13,610) 1 (3,832)	- - - - - - - - (7,053) - - - - - - (7,053)	6,368 4,000 10,362 2,126 12,542 600 26,001 7,691 - 8,904 22,913 4,302 13,765 92,404 4,212
						211,978
			At 1 January 2020	Net receipts minus expenditure	Transfer from/(to) other Funds	At 31 December 2020
			6,368 4,000 10,362 - 12,637 600 19,097 7,691 7,053 1,063 9,730 22,500 13,757 109,495 4,202 228,555	- - - 407 - - 4,024 - - (650) (1,796) - 7 519 9 2,520	- - - - - - - - - (413) - 413 - (4,000) - (4,000)	6,368 4,000 10,362 407 12,637 600 23,121 7,691 7,053 - 7,934 22,913 13,764 106,014 4,211
						227,075

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Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

14 DESIGNATED FUNDS cont'd

Set Aside Fund

For all non-specific gifts and bequests the PCC has a policy of setting aside 10% of the value in order to provide a fund to be able to give donations to the needs of individuals or churches.

Inkerman Street Fund

Created from the settlement of repair liability incurred by Luton Borough Council, when tenants of Inkerman Street hall, this fund provides for the repairs to the building not falling within the liability of tenants.

Girls Youth Worker Fund

Created to fund the employment of a youth worker to address the specific needs of girls in the parish and neighbouring parishes and funded by grants from trusts.

Children and Family Worker Fund

Created to fund the employment of a person to support the needs of children and families in the congregation and the outreach to school visits funded by members of the congregation.

Capital Projects Fund

Set-up to create a fund for any capital based projects in the future related to our grade 1 listed building funded from the PCC's policy on the allocation of any nonspecific legacies in excess of £10,000.

Wychwood Avenue Rent Fund

Set-up to administer the transactions relating renting out the property at 34 Wychwood Avenue

Peace and Reconciliation Fund

Set-up to administer the transactions relating the running of the Peace and Reconciliation Centre which will be self-funding thorugh grants and donations received. Church @ 7 Fund

Set-up to administer the transactions relating to the develpoment of the Church @ 7 service congregation funded by Diocese of St Albans.

Special Needs Fund

Set-up from a donation to provide additional help to children with special needs in the church.

Youth Activities Fund

Set-up from a legacy specifying that support be given to young people to help them take part in church youth activities.

Heating Project Fund

Set-up to administer the replacement heating system project

Fresh Expressions Fund

Set-up to administer grants from the Diocese in support of an ordination candidate

Former St Matthews Church Maintenance Fund

Set-up to cover the costs of maintenance of the church

Former St Matthews Re-ordering Fund

Set-up from the proceeds of sale of the church hall this fund is designated for repair and upkeep of church owned buildings Former St Matthews Church Youth Outreach Fund

Set-up to promote outreach to youth in the parish.

RESTRICTED FUNDS Magnificat Fund Luton St Mary 1990 Youth Trust Children in Need Fund Cumberland Dinner Fund Organ Repair Fund Former St Matthews Music and Instruments Fund Former St Matthews Acts 2:45 Fund Former St Matthews Cecilia Robin Fund Magnificat Fund Luton St Mary 1990 Youth Trust Fabric Fund Children in Need Fund Cumberland Dinner Fund Organ Repair Fund Former St Matthews Music and Instruments Fund Former St Matthews Acts 2:45 Fund Former St Matthews Cecilia Robin Fund	At 1 January 2021	Net receipts minus expenditure	Transfer from/(to) other Funds	At 31 December 2021
	6 20,042 2,323 2,027 21,323 5,191 433 17 51,362	- 6,088 - 145 - - - - 6,233	- (5,000) (2,323) (145) - - - - (7,468)	6 21,130 - 2,027 21,323 5,191 433 17
				50,127
	At 1 January 2020	Net receipts minus expenditure	Transfer from/(to) other Funds	At 31 December 2020
	6 18,975 - 2,323 2,027 21,323 5,191 433 17 50,295	- 6,067 841 - 125 - - - - 7,033	- (5,000) (841) - (125) - - - - (5,966)	6 20,042 - 2,323 2,027 21,323 5,191 433 17
				51,362

15 RESTRICTED FUNDS

Fabric Fund

All transactions related to maintenance of the fabric of the church building are contained in this fund that receives certain income, including bequests, specific to that purpose. Other persons or bodies have a liability for repairs to the chancel although it is impossible to trace them all. Trinity College Oxford has acknowledged that its responsibility amounts to 58.5%.

Magnificat Fund

The fund was created to administer the transactions relating to the awarding of an Inter-faith work grant.

Luton St Mary Youth Trust

Set-up to control the income and expenditure relating to the employment of a Youth Worker within the church with the funds generated by the endowment trust created after the sale of the church's youth activity premises in Gloucester Road, Luton.

Organ Repair Fund

Created to provide a fund for future repairs to the organ in the church in order to keep it in good condition.

Children in Need Fund

The fund was created to administer the transactions relating to the awarding of a Children in Need grant for youth outreach into Luton.

Cumberland Dinner Fund

This fund was created to provide food support to older housebound people in the congregation.

Former St Matthews Music and Instruments Fund

Set-up from a donation to promote the music in the church

Former St Matthews Acts 2:45 Fund

Set-up from sale of possessions to follow the principle in Acts 2:45 to support the poor

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Luton St Mary's Parochial Church Council For the Year ended 31 December 2021

ENDOWMENT FUNDS Trusts Fund Trusts Fund	At 1 January 2021	Net receipts minus expenditure	Transfer to Unrestricted Fund	At 31 December 2021
	- -	2,427 2,427	(2,427) (2,427)	-
				-
	At 1 January 2020	Net receipts minus expenditure	Transfer to Unrestricted Fund	At 31 December 2020
	- -	2,371 2,371	(2,371) (2,371)	-
				-

16 ENDOWMENT FUNDS

Trusts Fund

This was created to administer the income from the endowment funds where Luton St Marys is the managing trustee and are held by St Albans DBF as custodian trustee. The income is for general ecclesiastical purposes.

17 OTHER COMMITMENTS

The P.C.C. have liabilities under a rental lease for a photocopier with Control Print Solutions and Tower Leasing entered into in December 2020 for a period of five years. The total future minimum lease payments under non-cancellable operating leases are as follows:

Later than one and not later than five years 18 FINANCIAL INSTRUMENTS The carrying amounts of the charity's financial instruments are as follows: Financial assets Measured at fair value through the statement of financial activities: - Fixed asset listed investments (note 10) The income, expenses, net gains and net losses attributable to the charity’s financial instruments are as follows: Income and expense Financial assets measured at fair value through the statement of financial activities: Net gains and losses (including changes in fair value) Financial assets measured at fair value through the statement of financial activities:	2021 £ 12,632	2020 £ 15,886
	2021	2020
	£	£
	250,051 4,937 20,736	180,637
		4,204
		1,627

19 COVID-19

The Covid-19 pandemic has contributed to a reduction in income received in 2020 from collections, donations, social events and fundraising, hall hire, rent and wedding and funeral fees. There have been some cost savings too relating to running expenses. This continued to affect 2021 although the P.C.C. are optimistic that revenues will return closer to normal levels in 2022. The P.C.C. have considered the financial position of the PCC for 12 months from the date the financial statements are approved and have concluded that no adjustments are required to the carrying value of its assets and that cash balances and funds are adequate to maintain its activities. They are also of the opinion that there are no material uncertainties relating to going concern.

20 CLOSURE OF ST MATTHEWS PARISH MERGING WITH ST MARYS PARISH

The diocese of St Albans decided to close our neighbouring parish of St Matthew in 2021 and merge it with St Marys. The tables below show the affect on our finances as reflected throughout these accounts.

a) Analysis of principal SoFA components for 2021

Total Income and Endowments Total Expenditure Net income/(expenditure) Other gains/(losses) Net Movement in Funds Analysis of principal SoFA components for 2020 Total Income and Endowments Total Expenditure Net income/(expenditure) Other gains/(losses) Net Movement in Funds Analysis of net assets at date of merging 1st January 2021 Net Assets Represented by: Unrestricted funds - General Funds - Designated Funds Restricted income funds Endowment Funds Total Funds	Luton St Marys	Luton St Matthews	COMBINED TOTAL
	£	£	£
	210,748 221,460 (10,712) 20,736 10,024	1,350 14,181 (12,831) - (12,831)	212,098 235,641
			(23,543) 20,736
			(2,807)
	Luton St Marys	Luton St Matthews	COMBINED TOTAL
	£	£	£
	200,154 223,100 (22,946) 1,627 (21,319)	14,521 22,593 (8,072) - (8,072)	214,675 245,693
			(31,018) 1,627
			(29,391)
	Luton St Marys	Luton St Matthews	COMBINED TOTAL
	£	£	£
	365,058 216,251 103,086 319,337 45,721 - 365,058	137,880 8,250 123,989 132,239 5,641 - 137,880	502,938
			224,501 227,075
			451,576 51,362 -
			502,938

b) Analysis of principal SoFA components for 2020

c) Analysis of net assets at date of merging 1st January 2021

- 20 -

Luton St Mary Churchwardens' Charities For the year ended 31 December 2021

Thomas and Edward Crawley

Charity Registration Number 810332

Church & Steeple Fund

Church & Steeple Fund
Receipts Investment Income TOTAL RECEIPTS Excess/(Deficit) Receipts over Payments Balance brought forward 1 January Balance carried forward 31 December William Crawley Charity Registration Number 200354 Distribution & Bread Fund Receipts Investment Income Excess/(Deficit) Receipts over Payments Balance brought forward 1 January Balance carried forward 31 December	2021 2020 £ £		2021 2020 £ £
	Payments 393 366 Luton St Mary P.C.C. - Fabric Fund 393 366 TOTAL PAYMENTS (2) 1 3 2 1 3		395 365
			395 365
			442 405
	Payments 440 407 Distribution to Luton Churches 440 407 (2) 2 6 4 4 6
			442 405

Certified as correct in accordance with the books, vouchers and information received.

Miller & Co., Chartered Accountants 15 April 2022

BALANCE SHEET as at 31 DECEMBER 2021

ASSETS Investments at Market Value Church & Steeple Fund T&E Crawley Charity M&G Charifund - 441 units Charinco - 1118.804 units Distribution & Bread Fund W Crawley Charity M&G Charifund - 299 units M&G Charifund - 214 units Charinco - 997.816 units Current Assets Cash - Barclays Bank Plc TOTAL ASSETS	2021	2020
	£	£
	6,863 2,055 8,918 4,653 3,330 1,833 9,816 5 18,739	6,053 2,204
		8,257 4,104 2,937 1,966
		9,007 8
		17,272

Notes: 1.The Cumberland Dinner Bequest and The Cumberland Grave Bequest are administered by Luton St Mary's P.C.C. on behalf of the Churchwarden's Charities. A balance of £2,026.97 was held by the P.C.C. as at 31 December 2021 (2020:£2,026.97)

Signed on behalf of the Trustees on 24 March 2022

A Moss

S Carter

- 21 -