## **Hugh S. Rodway 21 Maudlin Drive Teignmouth Devon TQ14 8RZ 01626 778328** Email: hughr@tiscali.co.uk ## **REPORT & FINDINGS OF EXAMINER TO THE TRUSTEES and DEACONS OF PINHOE ROAD BAPTIST CHURCH EXETER Of the Accounts for the year ending 31[st] December 2025** 26[th] February 2026 Firstly I would like to express my thanks and appreciation for the superb report which the Treasurer Chris Gardner and his team have produced to accompany the accounts, and which made my task that much easier when carrying out the Examination. ## **FORMAT of ACCOUNTS** The Management accounts are in the form of _**Receipt and Payments**_ format, which provides an overview to the Trustees, Deacons and Church as to the Income and Expenditure in 2025. Page 1 is a summary and the notes referring to the more detailed breakdown are on Page 2. A SOFA (CC16) in line with Charity Commission guidelines has also been produced. ## **GENERAL OVERVIEW.** In accounting terms, on the **unrestricted** funds, the Church made a small surplus of £13762, and this is largely due is that expenditure was less than budgeted which resulted in the balance on the General fund increasing from £159K to £169K The two main reasons for the reduced expenditure was that the post of Operations Manager/ Administrator was not filled saving £7800 and the delayed relocation of the Associate Minister ## **RESTRICTED FUNDS** The number of restricted funds remains at 2, which at the end of the year had the following balances. Building Redevelopment 55942 * (see section of Building Redevelopment) Fellowship Fund 2034 **TOTAL 57976** ## **REGULAR INCOME** It is pleasing to report that the majority of giving comes via monthly standing Orders which allows a degree of stability when looking ahead at future expenditure The Church continues to embrace new technology re-giving methods whether it be through the Churches Website and also the Contactless Terminal Card which qualifies for GADS recovery ## **GIFT AID** The Church was able to recover a significant amount of income £23K from the HMRC through the Gift Aid scheme and an additional £1K was received through GADS Small Cash donations where the maximum amount a charity can claim is £2K ## **HIRE of PREMISES** Good use is made of the facilities by the community resulting in an income of £3099 although this was less than the previous year (£3843) ## **HIRE of PREMISES** Good use is made of the facilities by the community resulting in an income of £3099 although this was less than the previous year (£3843) ## **BANKING** Until June 2025 the Church continued to conduct its everyday banking with CAF Bank, where it had operated both a General and Gold Account. Unfortunately following an upgrade to the Banks Operating System many users had significant problems particularly with regard to the online access and which took a long time to resolve so a decision was taken to move to HSBC Bank and the CAF bank was finally closed in mid- December. HSBC operates a similar system to CAF whereby it requires 2 individuals to authorize a payment and at the end of the year the General Account totaled £20K with a further £95K earning interest in their Business Manager deposit account The remaining £111979 is held on deposit with the Baptist Union Corporation where it is split over two funds of a 7 Day and 3 Month notice, with the majority of the funds held in the latter account. Although interest rates have started to decrease, both these accounts give a good rate of interest which was £3861 compared with £3248 the previous year. ## **FINANCIAL RESERVES POLICY** The Church has a policy which requires a minimum reserves level to cover six months of the average expenditure of fixed costs and legal responsibilities relating to paid staff such as the Minister and has been set at £65K so the current unrestricted reserves is above the requirement See Further Development Stage ## **GIVING TO OTHER CAUSES** The Church continues to be very generous in its support for other Missions including a tithe to the Baptist denominations Home Mission Fund, and BMS World Vision in addition to some other National and local based charities. In 2025 the total distributed increased to £28138 (£24800) ## **LIABILITIES** The only liabilities is money which was destined for other causes £2400 which had not been paid by the end of the year ## **RECONCILIATION of ACCOUNTS** The Church uses the program _EXPENSE PLUS_ which is used by a number of Charities to keep the Accounts, and I can affirm that the system agrees to that shown on the bank statements ## **PAYROLL- STAFF** The new Associated Minister did not start until the Spring so there were cost savings against the budget which had been set In addition, the post of a paid Administrator/ Operations Manager remained vacant thus reducing the overall staffing costs As with most Churches, Pinhoe Road is entitled to the Employment NI Allowance and as the gross pay for staff did not exceed £80K the Church continued to be exempt from ER NI. ## **PENSIONS** The Minister the Rev George Baker is in the Baptist Union Pension Scheme but the Church in the past has also had a scheme with the B&CE (Building & Civil Engineering) It was discovered that the organization is now part of the Peoples Partnership and as the Associate Minister Mig Partridge already had a private pension scheme the Church has enrolled him into the latter scheme Unfortunately, this was not without its difficulties as despite providing a membership number, the organization could find no record so the Church had to reapply to join the scheme which cost an additional £600. _**It is worth mentioning that should the Church be appointing a paid office manager/ Administrator and especially if that person doesn’t already have a works pension an option is to enrol them into the Government Nest Pension**_ ## **HOUSING ALLOWANCE** The Associate Ministers previous Baptist at Church Creech St Michael along with many other Baptist churches, had a ‘leaseback’ arrangement with their Pastors which was tax efficient and financially beneficial to the Minister and the church. Unfortunately, in 2025 the Baptist Union stopped supporting new leaseback schemes after representations from the HMRC The timing was unfortunate as existing schemes are still permitted as are agreements where the Church is a CIO *Charity Incorporated Organisation” ## **CHURCHES, CHARITIES and INCORPORATION** It was hoped that by now the process of converting to CIO status will be well under way, but other events have taken priority in the life of the Church. Unfortunately, it is a fairly slow and arduous procedure that can take some months to complete without the Church seeing any benefit. However, the important one is that in the unlikely event of any litigation, the **Church Officers/Trustees are financially protected** . As you are aware once a the new constitution has been accepted by the Charity commission and have allocated a new number, there will be many administrative tasks to perform such as notifying banks, utilities, rental companies etc, updating Web site- in fact anywhere where the Church Charity number is currently displayed and as a new organization there will then be a need to apply to the HMRC for new numbers for PAYE, GIFT AID RECOVERY which also includes a New Government Gateway However, the one r **ecommendation** which I strongly advise in order to avoid any additional costs such as having to prepare 2 sets of Annual Accounts, is that the new structure does not become operative until the close of the accounting year with the new Church charity operating from the first day of the subsequent year. **It is worth mentioning that it is permitted under the CC rules that a paid administrator can become a Trustee in the same way that Ministerial appointments are allowed, as most CIO constitutions will invariably state something similar to the words reproduced below** . _The Deacon for Administration and Deacon for Finance (who may only be elected to this role after 24 months of continuous membership of the Church) shall automatically be a Charity Trustee because of their role and responsibilities_ FURTHER BUILDING REDEVELOPMENT (2026) In 2025 the Church agreed to undertake further work of renovating the toilets and an area of the roof at a projected cost of £150K and an appeal for £50K was launched in November wilh the balance to coming out of Unrestricted Funds At the end of 2025 some £30K plus Gift Aid of £6811 had been raised Whilst it falls outside the remrf( of this report with £100K being used from the General Fund it redU￿S the balance close to that of the Financial Reserves policy SUMMARY The Management accounts which are attached are once again in Ihe fomi of Receipt and Payments fomiat, which provides the overview to the Trustees, Deacons and Church as to the Income and Expenditure in 2025 and On￿ the figures are adopted, they will need to be filed on the Charity Commission together with the reports as in previous years. The Charity Commission have announced that from 2026 there will be a new SORP 2026 which will result in how some changes as to how the FRS 102 figures are classified and full details can be found on the CC website, part of which I have reProdu￿d below 3. Accounting stsndards, policies, Concepts and principles, including estirnates and errors Significant More guidance has been included on the going concern basis of preparation. Other changes in this module are made lo be consistent with FRS 102 and in response lo stakeholder feedback. Summary of changes 4. Statement of Financial Activities Limited changes In response lo stakeholder feedback, tables have been included to show charities how to report if using natural classificab'ons and lo assist in the presentslion of allocation of support costs. 5. Recognib"on of income, including legacies, grants and contract income Significant To reflect changes to FRS 102. guidance is included on exchange transactions, in particular, the 5-slep model for Income recognition. In response to stakeholder feedback, the module also provides guidance on when grant income is income from an exchange transaction or when it is income from a non-exchange Iransaclion. Other changes to the module are lo improve clarity of reporting. FINALLY 2025 has been an extremely challenging year for many Church Treasurers and Chris has informed me that he is standing down from the role in the Spring of 2026 I have no doubt that the Church owes him enormous appreciation of thanks for his service in this role over the past 4 years and I pray God's blessing on yOLsr fellowship in the coming days CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinetrs report on the accounts Section A Independent Examiner's Report Report to thg trusteesl mombers of PINHOE ROAD BAPTIST CHURCH. EXETER On accounts for the year ondad 31" December 2025 Charity no lif any) 1132000 Set out on pages Iremtrmt*r to Indude Ihe p¥ge numbe's o, glri rinrtsdl )l.-- I report to the trustees on my examination of the accounts ot the above charity (°the Trust.) for the year ended 3111212025 As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the ￿qUirements of the Charities Act 2011 ('the Act.). Responsibilltles and basis of report I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 14515){bl of the Ad. Independent I have completed my examination. I confimi that no material matters have examiner's statement come lo my attention in connection with the examination which gives me cause to believe that in, any malenal respect.. the accounting records were not kept in accordance with section 130 of the Charities Act., or the accounts did not accord with the accounting records., or the accounts did not comply with the applicable requirements concerning the fomi and content of accounts sel OLrt in the Chaiities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fairf view which 1$ not a matter considered a$ part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should drawn in this report in order to enable a proper understanding of the a¢¢ounts to be reached. Slgned: 26th February 2026 Name: Hugh S RODWAY Relevant professional qualification(s) or body Ilf any): Address: 21 Maudlin Drive Teignmouth Devon TQ14 8RZ IER Oct 2018 Section B Disclosure Only complete if the examiner needs lo highlight material mallers of concern (see CC32. IndeFendent examination of charity accounts.. directions and guidance for examiners). Give hern brlef details of any Itèms that the examiner wishes to dl8cIose. É /i-: CHARITY COMMISSION FOR ENGIANO ANO WALES PINHOE ROAD BAPTIST CHURCH 1132000 Receipts and payments accounts For the perfod 0110112025 To 31112r2025 Section A Receipts and payments Unrestricted funds Restricted funds Endowment funds Total funth to th• n•8rt•t£ to th• b7•aMt £ to th• n•arn•t A1 Recelpts Gift aid donations n gift awj don81it stewardship l GAYE On4ine giwng Grft8id recove Hall hire Bank iniere5t Olher in(X￿e f 00817 13692 27245 5820 5207 135 19A 19,1 9n 24005 3099 3861 11422 24Q Sub total (Gross income for AR) 1T44fj6 A2 Asset and Invest￿nI sales. {5ee tsbleh Sub total Total recelpts 172.468 38,407 3Pa Stsffing Mknwsupport Cl￿r¢h Irfe. adults Church life- youth Buikling ubtitits & rnairtt￿v* Building Evangelism & outr88ch Onts 8.293 4980 4Q S502 3.TT9 7.B89 28.138 1.228 4.521 161485 IT Core-sub8 ￿ audrt fvthinistr81k>n Sub total 167AI A4 Asset and Investment purchases, see lable Sub total Section B Statement of assets and liabilities at the end of the period Unr$sirlcted funds Reytrfcte Endowment nth C•tegorles Detail B1 Cash fvDds HSBC￿￿ 20fv95 HSBC dyJ%tImDnBym￿Eger 37205 57WY BU CDrpa¢xxvmts 111J79 b￿k Total c#$h luAds 119.871 57.97T ¥$)) Unrgstrfcted lund8 Endowmont lunds Detalls 32 Othor monètsry assèts F￿￿t￿￿￿ch DÈtalls FWdt0*l￿ Dqialls D•t&lls B5 ￿•bIlItI•8 + Opqn Lk 130 Pmt Norne ¢ Gwdr 2é-01-2G YXP2 kn)UDts ISS} Financial Statement foi the Year ended 31st Decembgr 2025 CHARITY REGISTfuTION NO.1132CIYJ 2025 DDnafjons Non GfftN&l8d thJnatb)ni 128Ce2 19512 34150 23185 15435 27T4 StV•NaTdSh￿ GAYE Onllne gMr*J Hall hlro 1108 Bank Inlerest 3248 11422 TOTAL 21087 21837 StAffiThJ Mintsty support Church fd•- adu Churc* al8-youth BulkJiThJ util￿& malntsnan r8dav6Wient EvarwJeH8m & outrox 10 8293 12 5814 181 13 14 3m 15 18 28138 17 1154 omintsiral 18 2740 TOYAL 167 Suwus Idefiui) fOrthe￿ar BI￿r￿4 broughtfor￿r￿ b8nk 8Gcounts Cartsd fw4rd 43410 184HS 78752 105693 8uikJing R*J8¥elopment F8LI7iryhp Fund 19 20 55942 22873 167T Tolals of R8stri(X8d Fund8 Srn78 Totsl ofGengr81 FuThJ IUnrg5ti* TOTAL ofALL FUNDS 21 Bank and othgr cash b8la Non MonotsryAssots (Info ontyl 23 3&57985 LiABILITIES 24 2471 2&.02.Z6 ## Pinhoe Road Baptist Church 2025 Finance Report ## Executive Summary 2025 generated a small surplus against budget for the year as shown below. |General fund
Income
Spend
Totals|Budget
Actual
Diff
£000
£000
£000
-173
-173
0
173
159
-14
0
-14
-14| |---|---| The chart below summarises our sources of income: The chart below gives a summary of our spend: The church meeting decided to proceed with redevelopment of the toilets and central roofs at a project estimate of £150,000. This is being financed by £100,000 from reserves and £50,000 from an appeal. ## Acknowledgements Thanks are expressed to Phil Aubrey and Gina Snow for their enormous contribution to finance operations. Gina oversees the payroll, verifies invoices and claims and assists with the bank reconciliations. Phil oversees gift aid, Sunday offerings, banking, on-line donations and also assists with bank reconciliation. The church uses accounting software from Expense Plus which provides a great deal of guidance on a range of topics relevant to churches. There is also a user forum on Facebook where church financial issues are discussed. 1 Thess 1v3 _“I thank God for your work produced by faith”_ ## Income Giving in 2025 was 8% below budget as shown below. Contributing factors include a greater turnover of Sunday attendees and stopping the second morning service. |Income
Giving
Gift Aid
Other
Totals|Budget
Actual
Diff
£000
£000
£000
141
130
-11
26
24
-2
6
19
13
173
173
0| |---|---| Other income includes collections for other causes: special collections / agency giving Dnipro Hope summer camps £2900 Church weekend at home £704 Christmas day offering for Dnipro Hope and Open Doors £1630 Craft fair for minibus appeal (outreach southwest) £711 ## MTP2 – building redevelopment Following agreement to proceed with MTP2, an appeal was launched in November and gifts totalling £30,296 were received with associated Gift Aid of £6811 resulting in a grand total of £37107. ## Gift aid There are 62 in the congregation who are registered for Gift Aid. Frequently these may represent a couple or whole household. Total Gift Aid received from HMRC was £24,000 in 2025 which was below a budget target of £26,200. However, Gift Aid claims are retrospective and reflect the period July 2024 – July 2025. It has been clarified in 2025 that small gifts made via our card reader are eligible to be included in Gift Aid Small Donations Scheme (GASDS). This scheme allows Gift Aid to be claimed from HMRC on individual cash or card gifts up to £30 where the donor is not recorded. The availability of the card reader has proved popular with the congregation. In the second half of 2025 giving by named donors and through card and cash giving have both increased and so the forthcoming claim is anticipated to be 6% higher compared with the same period last year. Gift Aid to be claimed on the recent MTP2 appeal is calculated to be £6,800 (so far) towards the total appeal target. ## Total income by fund ||Income| |---|---| |General|172468| |Building restricted|33070| |Fellowship restricted|5337| |Totals|210875| 2 Cor 9v7 _“God loves a cheerful giver”_ ## Expenditure Spend was 8% below budget for two main reasons. Firstly, the Operations Manager was vacant the whole year (£7800). Secondly, it was expected that the Associate Minister would relocate to Exeter during 2025 resulting in associated housing allowance costs and relocation expenses. |Category

Staffing
Ministry support
Church life adult
Church life child
Buildings
Evangelism
Mission support
Administration
Totals|Budge
Actual
Diff
£000
£000
£000
98
79
-19
6
8
2
1
1
0
6
6
0
25
23
-2
7
8
1
26
28
2
4
6
2
173
159
-14| |---|---| ## Pension scheme for the Associate Minister It is a legal requirement for the church to enrol new staff into our occupational pension scheme. This was done in December which was several months late. For many years our pension scheme was B&CE (building and civil engineering). However, when B&CE were approached we discovered they are now part of People’s Partnership. People’s Partnership unfortunately had no record of our membership despite providing our membership number. We therefore had to apply afresh and incur a £600 joining fee. People’s Partnership took the joining fee of £600 twice, so we requested a refund in 2026. ## Housing allowance for Associate Minister Creech St Michael, along with other Baptist churches, had a ‘leaseback’ arrangement with their Pastors which was tax efficient and financially beneficial to the staff and the church. Unfortunately, the Baptist Union no longer support new leaseback schemes and no longer provide legal advice on the matter. (Existing schemes however are still continuing). After approaching a legal firm and discussing with our Independent Examiner, Hugh Rodway, it appears that the only way forward would be to become a Charity Incorporated Organisation (CIO) and avoid the restriction by the BU corporation. It is therefore disappointing, from a financial point of view, that no progress has been made to become a CIO. – Fabric top hall roof We obtained two quotes to renew the felt roof of the upper hall: MAB roofing – strip and renew - £17,016 incl VAT EXE Flat roofing – felt overlay - £10,000 (non VAT registered) Both roofers proposed fixing external timbers to the roof to support the solar panels. The church meeting agreed to seek professional advice from Jarman Ward regarding re-fixing the solar panels and assessment of quotes for roof renewal. A budget of £20,000 has been identified for this work out of Building Development – designated fund. This work is essential due to leaks via the solar panel fixings which have caused damage to plaster and damaged the ceiling lights. ## – Banking CAF bank In June 2025 CAF bank changed their on-line banking platform. This caused significant problems including difficulty logging on, inability to search for transactions, difficulty with downloading statements and transactions for our accounting system, difficulty with selecting payees for making payment, inability to cancel standing orders. Other churches experienced similar problems and breaches of data protection were alleged. The Elders agreed to switch banking to HSBC as they compared favourably against other banks in terms of cost and functionality. The CAF account was closed mid-December. ## Operations Manager / Admin Team Leader The vacancy resulted in an underspend of £7857. The effect of the vacancy meant that there was a lack of support in the following areas: Providing access to the premises to contractors Managing online accounts including Microsoft, Virgin Media and Eclipse (resulting in unnecessary spend) Distributing post (delays in receiving important correspondence) Providing meter readings (gas, elec, ECOE, water) Receiving deliveries of equipment Reviewing and updating policies (required for Council grants) ## Fellowship Fund This fund is used to support people experiencing hardship or needing temporary support. The fund was well used during 2025 with gifts amounting to £4980. As gifts are sometimes directed to members of the congregation, we do not claim gift aid on donations, as this does not meet the criteria of ‘charitable’ expenditure. Acts 2v44 _“they gave to anyone as he had need”_ ## Budgetary control The income and expenditure report shows actual figures against budget for 2025. Members are reminded that budgets are ‘plans’ as opposed to ‘allocations’ and overspends have been allowed where the overall financial position is sound. I.e. managing the “bottom line”. However, good stewardship responsibilities are expected of budget holders. ## MTP Building redevelopment Income and spend is set out below: |Reserves

**Restricted**
Donations
Gift aid
**Designated**
Donations
Gift aid
Fees - top hall
Fees - MTP2
Drains survey
Transfer from general
GRAND totals

General
Redevelopment
Redevelopment
Fellowship
Totals|Open bal
Income
Spend
Closing

22872
33070
55942

17071
778
2353
648
13292
88000
39943
157234
£
68587
designated
unre-
101292
restricted
55943
restricted
2034
227856| |---|---| Our reserves policy requires maintaining a minimum of £63,500 in reserve. ## Banking and investments The cash balances at 31 December are set out below: |
Interest
BU 90 day
2.50%
BU 7 day
0.50%
HSBC savings
1.40%
HSBC current
CAF
Totals|£
110028.01
1951.2
95181.67
20695.49
227856.37| |---|---| The approach has been to maximise interest on savings whilst spreading savings across accounts. The possibility of using COIF has been considered, but this carries some risk and needs to be long term. The difficulties with CAF bank have taken a large proportion of the Finance Team’s time in 2025. ## Related party transactions / Trustees remuneration and expenses Our Pastors, George Baker and Mig Partridge, received stipend, heating allowance or housing allowance and reimbursement of expenses and our Treasurer, Chris Gardner, received reimbursement of expenses relating to equipment purchases. Apart from a claim for food at a Christmas social, no contribution or reimbursement of expenses in respect of _services provided by the Trustees_ has been made during the year. ## Accounting policies The financial statements have been prepared on a ‘receipts and payments’ basis and in accordance with the Charities Act 2011 and the Statement of Recommended Practice “Accounting and Reporting by Charities” Financial Reporting Standard 102 (FRS 102). The church uses a national accounting system designed for UK charities which is called ExpensePlus. This is administered by the Treasurer and finance assistants Phil and Gina. C Gardner Treasurer ## **Trustees’ Annual Report for the period** **From 1[st] January 2025 To 31[st] December 2025** **Charity name: Pinhoe Road Baptist Church** **Charity registration number:** ## **1132000** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The principal purpose of the church is the
advancement of the Christian faith
according to the principles of the Baptist
denomination. The church may also
advance education and carry out other
charitable purposes in the United Kingdom
and/or other parts of the world.| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|The provision of regular services of public
Christian worship is central to the church’s
fulfilment of its primary purpose above.
These have been held on Sundays at
10.30am, and advertised on the church
websitewww.prbc.org.uk.They have also
been accessible online via a livestream. A
programme for all ages of children and
young people is included in the morning
service.
Occasional courses are run to enable
anyone to explore what it means to be a
Christian, and these are publicised during
Sunday worship and online.
The church also runs several small groups
for development of faith and discipleship.
These meet during the week in the homes
of some members and on church premises,
and are advertised in the weekly newsletter
distributed by email to any wishing to
receive it.
The church runs Parent and Toddler
sessions at the church premises to assist
the local community and demonstrate the
love of Jesus Christ. Once a month, the
church hosts a ‘Messy Church’ session for
families with young children. A youth club
meets on a week night. The church
operates a safeguarding policy and
ensures that all people working with
children are appropriately vetted.| |||A weekly coffee morning is run on church
premises, open to any in the
neighbourhood.| |---|---|---| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|In planning activities to meet its objectives,
the trustees have had regard to the
guidance issued by the Charity
Commission on public benefit, and in
particular, the specific guidance on
charities for the advancement of religion.| **Additional information (optional)** You may choose to include further statements where relevant about: SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|Our**Sunday worship service**moved to a
new start time of 10.30am at the beginning
of the year. This service is also accessible
online via a livestream, and with content
available to watch back later. An informal
monthly gathering is also held on Sunday
evenings for prayer and worship. We have
been joined by a good number of
newcomers through the year. A second
minister has joined the church staff to help
broaden and deepen the church’s ministry.
In 2025 we ran several different**teaching**
series, such as “The Fruit of the Spirit”
(looking at developing Christian character),
and “Gentle and Lowly” (looking at the
tender heart of Jesus Christ for all people).
These longer series were punctuated by
breaks for short series on different topics or
to hear from visiting speakers.
For**children and youth**, the usual range of
groups on Sunday morning [crèche,
Primary Sunday School (3–8-year-olds),
Xplore (7–12-year-olds), Encounter [for
teenagers] continued their teaching
programmes during the morning service. A
week night opportunity for older teens
began in the autumn.
A weekly session for Toddlers happens on
Wednesday mornings. ‘Messy Church’
continued each month with craft activities,
food, and a bible-based story for families
with young children, an event typically
attended by more than a hundred visitors,
of whom the majority are children and
young people.
During the week a youth club offers 8–13-
year-olds a venue for socialising and
games on Friday evenings.
Within the**small group programme**, a
variety of groups serve the discipleship
needs of a diverse range of people.
Practical pastoral care is also exercised for
those in various situations of need.
The church hosts an**International Cafè**
once a month, in partnership with another
local church. This is designed to introduce
new arrivals to life in the UK and Exeter,
and to help them improve their English.
Between 60 and 100 internationals attend
the café regularly.| The church also held a variety of **outreach** events to spread the good news of Jesus and encourage more people into the church. Regular events include a Christmas Fair, a Carol Service and engagement with spectators of the Great West Run (held in May) which passes by the church. The **membership** of the church stood at 120 at the end of 2025. |**Additional information (optional)**
You may choose to include further statements|**Additional information (optional)**
You may choose to include further statements|where relevant about:| |---|---|---| |Achievements against
objectives set|Para 1.41|| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|| |Other||| ## **Financial Review** |**Financial Review**||| |---|---|---| |Review of the charity’s
financial position at the end
of the period|Para 1.21|At the year-end there was a healthy surplus
which has been built up over recent
years. The church is in a good position for
planned building redevelopment projects.| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The trustees’ aim is to maintain a working
balance sufficient to be able to cover our
legal financial commitments for a period of
6 months. This would include our Ministers'
employment costs plus covering utility bills
for the Manse and the Church and to
maintain adequate buildings insurance
cover.| |Amount of reserves held|Para 1.22|The financial status at the end of 2025,
going into 2026, was to have unrestricted
funds available in the General Fund of at
least £63,500. The General Fund balance
was £68,500 plus an additional £101,000
designated for building redevelopment.| |Reasons for holding zero
reserves|Para 1.22|| |Details of fund materially in
deficit|Para 1.24|| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|| ## **Additional information (optional)** You may choose to include further statements where relevant about: |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|| |---|---|---| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|| |A description of the principal
risks facing the charity|Para 1.46|| |Other||| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|Constitution (adopted 22ndOctober 2008
and amended 18thMay 2011 and 10thJune
2015 and 15thDecember 2020)| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|Unincorporated Association| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Appointment by the church members’
meeting| **Additional information (optional)** You may choose to include further statements where relevant about: |||| |---|---|---| |Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|| |Relationship with any related
parties|Para 1.51|| |Other||| ## **Reference and Administrative details** |Charity name|Pinhoe Road Baptist Church| |---|---| |Other name the charity uses|| |Registered charity number|1132000| |Charity’s principal address|Pinhoe Road
Polsloe Bridge
Exeter
EX4 7HZ| ## **Names of the charity trustees who manage the charity** |1
2
3
4
5|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee(if any)**| |---|---|---|---|---| ||Rev George Peter
Baker|Minister and Elder||Church Members’ Meeting| ||Malcolm John
Partridge|Minister and Elder|24thMarch 2025 – 31st
December 2025|Church Members’ Meeting| ||Mr Bruce
Macpherson|Elder||Church Members’ Meeting| ||Mr Christopher
Maurice Gardner|Elder||Church Members’ Meeting| ||Mrs Amanda
Louise Grainger|Elder||Church Members’ Meeting| – Corporate trustees names of the directors at the date the report was approved **Director name N/A** Name of trustees holding title to property belonging to the charity |**Trustee name**|**Dates acted if not for whole year**|| |---|---|---| |Baptist Union Corporation
Limited
Baptist House
PO Box 44
129 Broadway
Didcot
Oxfordshire
OX11 8RT||| ## **Funds held as custodian trustees on behalf of others** Description of the assets N/A held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** **Type of Name Address adviser Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** Declarntions Tho tru•tots doGlllr• thatthoy hav• approvod tho tru8tq88' roportabovg. $1gn•d on b•h•lfof the ch•rtty'• tru•tee• S￿nIture{SI Full namo1•1 PoslUon109 Socretary. Chalr. etcl GeopJe Peter B8k8r Ma¢pher50n Minister 17 fvNE 20Zts