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2022-12-31-accounts

Parish of Ansdell and Fairhaven St Paul Clifton Drive, Lytham St Annes

Diocese of Blackburn Registered Charity Number: 1131961

Annual Report and

Financial Statements

of the Parochial Church Council for the year ended 31st December 2022

Contents

Annual Report Pages 1 - 10 Financial Statements Pages 11-14 Accounting Policies Page 15 Independent Examiner's Report Page 16

Aims and Purposes

The Parochial Church Council (hereinafter referred to as the PCC) has the responsibility of co-operating with the incumbent, the Revd. Paul Bye, in promoting in the parish, the whole mission of the church, pastoral, evangelistic, social and ecumenical.

This aim is further expressed in St Paul’s Identity and Vision statement.

It is also expressed in the PCC Statement of Aims:

The PCC is a team representing the church family: it seeks God's will for the church and the parish.

Jesus said, 'Go and make disciples…' Matthew. 28 v19.

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Working in partnership with the vicar and the church fellowship, the PCC aims to enable people to engage with Jesus through the Bible: to come to faith, to grow in him and to serve him as Lord. With this aim in mind, the PCC manages the finances, resources and needs of the church.

The PCC also holds maintenance responsibility for the church buildings and attached hall and has responsibility for the management of the Fundraising shop on Woodlands Road, Lytham St Annes.

Objectives and Activities

Let the peace of Christ rule in your hearts, since as members of one body you were called to peace. And be thankful. Let the message of Christ dwell among you richly as you teach and admonish one another with all wisdom through psalms, hymns, and songs from the Spirit, singing to God with gratitude in your hearts. And whatever you do, whether in word or deed, do it all in the name of the Lord Jesus, giving thanks to God the Father through him. (Colossians 3:15-17)

This was our motto text for 2022. Although this past year has been different from 2021, a major dynamic continued to be adjusting to the new shape of St Paul’s post pandemic, especially in terms of growing to be a body of God’s people again. With significant changes in our makeup in the past two years, this continues to be an important work. The change to our patterns of service in 2021 were further embedded in our corporate life.

The PCC continued to operate the ‘Outside Support Fund’ designating some of church finances, and a proportion of shop profits, to benefit the following projects:

The first three projects were not simply about giving, but partnership - supporting the projects financially and in prayer and widening our horizons on God’s work in the world.

The PCC has had due regard to the Charity Commission guidance on public benefit when exercising any powers or duties to which the guidance is relevant. The PCC has undertaken its activities for the public benefit, and believes it has provided a benefit to all sections of the public by:

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Achievements and Performance

The Lord has once again been kind, and it is right to give thanks. Benefit to the public can be seen in the achievements God has brought through the life of St Paul’s this year.

2022 at a glance

January – Marking our patronal festival and the conversion of the Apostle Paul. ‘Foundations’, a new course helping people consider the foundations of the Christian faith, begins.

February – Ash Wednesday service.

March – Organ recital raising money for Samaritan Purse’s work in Ukraine. Prayer meeting in person and online for the situation

in Ukraine. Session for the infant children at Clifton Primary for Easter. Assembly at Ansdell Primary school for Easter. Baptism of Joe and Theo Hinkson-Heys. Giving Review Sunday following a giving review period as a church.

April – Annual Parochial Church Meeting. Holy Week services including Compline, Maundy Thursday communion, Good Friday All-Age service and a Good Friday reflection. The Prayer course, a study group looking at the Lord’s Prayer, begins.

May – Assembly at Ansdell Primary school. ‘A Right Royal Riddle’ holiday club takes place for primary school children. Special service of thanksgiving for the Queen’s Platinum Jubilee. Ascension Day service.

June – Primary Visitation at Lancaster Priory including the investing of churchwardens, Pam Rowell and Alan

Curtis. Assembly at Ansdell Primary school, and visit by Year 2 to St Paul’s to explore baptism. Volunteer Supervisors team set up to oversee management of the Fundraising Shop. Diocesan Advisory Committee visit to St Paul’s. Visit of Joy Rushton, the Diocese’s ‘Making Disciples’ co-ordinator to ‘The 4.’ Baptism of Beatrice Hinkson-Heys. Retirement of Aisha Berry as Lytham Rose Queen.

July – Assembly at Ansdell Primary school. Church Away Day at Christ Church Thornton. Retirement of Bishop Julian as Diocesan Bishop.

September – Open Church and Book of Remembrance following the late HM the Queen’s death, as well as service of commemoration. Heritage Open Days welcome members of our local community into the church building. Assembly at

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Ansdell Primary school. Day of Prayer for schools. Harvest Sunday with bring and share meal. Beginning of the Ten Commandments study course. Beginning of Christianity Explored course.

October – Harvest Assembly at Ansdell Primary School. Session for Year 1 at Clifton Primary School. Appointment of Pam Rowell as Fundraising Shop Manager and Church Community Worker (6 months), and the beginning of daily shop prayers. Baptism of Iona Saba.

November – Memorial Service held for members of the church and community to remember loved ones who had died. Remembrance Sunday service. Evensong for Advent Sunday. Paul, Kyle and Pam attend the Diocesan Conference. Visit from members of Kware Parish, Kenya to explore a possible future parish link. Assembly at Ansdell Primary school.

December – ‘Advent Window’ reaching the community in the Shop window and online with the message of Christmas.

Christmas leaflet and letter distributed around the parish, with positive responses received. Christingle Service, Carols by Candlelight service, Crib service and services on Christmas Eve and Christmas Day. Carol singing at local nursing homes. St Paul’s Tots Nativity and Christmas Party held. Volunteer meal to thank the Fundraising Shop volunteers. Visit of Ansdell Primary for their Christmas service.

Pastoral

The church family has welcomed visitors from within, as well as outside, our parish boundary, and from a range of ages and backgrounds. There were 107 parishioners on the church electoral roll (as of 9[th] April 2022), 61 of whom are not resident within the parish. The Regular Weekly Attendance (those over 16 attending once a month or more) was counted in October at 54 people. The average Sunday attendance in October was 51 adults and 6 children. Although our encouragement has been for people to physically meet together again, we have continued to provide the live stream of services for those not able to attend. Pews News Extra, our parish magazine continues to be a valuable way of keeping people connected and informed, as well as regularly picked up by members of our community.

We saw three church members baptised, led nine funerals and one interment of ashes.

To enable us to grow as disciples, several courses have taken place. Kyle, our Assistant Curate, ran a series of courses in the day time and evening, looking at the Apostle’s Creed, Lord’s Prayer and Ten Commandments. Some members joined for all three courses, while others joined for one or more. Growth Group continued, including a series of studies in the book of Philippians. Christian Explored also ran in the autumn welcoming both members of St Paul’s and others from the community to explore Jesus and his message. On Sundays, a prayer meeting has been meeting at 9.45am to lift the day and week to God. This has fluctuated in numbers at different points during the year, and all are welcomed to join for this important time of expressing dependence on God.

Youth Group met through the year on a Wednesday afternoon. The young people have explored the Beatitudes, Mark’s gospel, and questions their non-Christian friends might ask. The session involves time to

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chat and built relationships, a study, prayer and often ending with a game. With some members no longer attending, or having graduated with age, the future shape of this ministry is being considered.

The church continued to support people within the congregation and the wider community, especially in key ‘life’ moments, providing appropriate care, preparation, and support at these times. This was particularly evident following the death of the late HM the Queen.

Evangelistic

Sharing the good news of Christ is at the heart of what we want to do at St Paul’s.

St Paul’s Tots continues to flourish, with growing numbers as 2022 progressed. Regularly 40+ children and their carers attend each week, enjoyng crafts and activities, a warm welcome and hearing of Jesus. It is led by Amy Mulholland, and supported by a group of volunteers. Its aim is evangelistic – wanting to make Jesus known to those who attend through Bible stories, songs and conversation.

The ‘Right Royal Riddle’ Bible holiday club was a great time welcoming 23 young people from our community, including a number with no church connections to have fun hearing of Jesus, God’s true king.

In September 2022, the PCC took the decision to seek to increase the Christian presence of the Fundraising Shop. This involved the creation of a welcome area with church literature, and the beginnning of daily prayers for our community. A six month position for Shop Manager and Church Community Worker to oversee this work was created, along with an occupational requirement that they be a practising, committed Christian. Many customers have commented on the welcome they have received. God has answered many of these with opportunities to serve the parish in moments of need, and point people to Jesus.

The 4, our more informal multigenerational service, continued. While this has not fully enabled us to connect with some of the demographics we had hoped, we saw a new family joining us at the end of 2022. It has also enabled a time of worshipping and fellowship together for a range of ages, which has been encouraging.

Our Christmas services enabled us to welcome new and returning faces, and make Jesus known as we celebrated Jesus’ birth. The Advent window enabled three church members to share their testimony of what Jesus means to them, online.

Social

Wednesday Coffee continued, and has been a place where new people have been welcomed, particularly those feeling more isolated. Jacob’s Join meals took place in January and September enabling the church family to eat and fellowship together. In May, the first ‘link up lunch’ took place supporting church members to offer hospitality to each other in their own homes.

The congregation has given to good causes benefiting those wider than the parish. These included the Bishop’s Harvest Appeal and Safe Families at the Christingle. The Outside Support Fund is detailed on page 2-3.

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Ecumenical

St Paul’s played a part in Deanery Synod of Kirkham Deanery, and Paul is a member of the Diocesan Synod. We currently have two vacancies for Deanery Synod members.

St Paul’s offered support to St Anne’s Baptist church as it sought to reopen in both Paul and Kyle speaking at a Sunday service.

St Paul’s joined with other Christians locally for the outdoor Good Friday service outside the Fundraising Shop.

Fabric

Key works on the church fabric in 2022 have been:

Financial Review

Financial review 2022

Financially we thank the Lord for his provision, and in 2022 we continue to have much to be thankful for; Planned Giving increased by 19% (£8,659), we were awarded £17,000 Parish Share Support by the Blackburn Diocese Board of Finance and £1,625 from the national Church to offset parish energy costs. The final position of the General fund, at 31/12/22, was a surplus of £18,274. The surplus is from our fundraising shop which has finally been able to resume trading under normal circumstances for five days a week. However, whilst the shop is performed well, the 2022 surplus is mostly due to salary savings over the summer period when volunteer shop supervisors ensured that it opened on a regular basis. We are very thankful to all the volunteers and employees at the Fundraising shop. Our hall hire has returned to normal, and the income of £10,270 is comparable to pre-pandemic levels, thanks to Mary & Ian Winterflood, for their work with the hall hire, it is good to see the hall in use again.

2023 will continue to challenge us financially, we will receive Parish Share Support of £10,000 but again our general expenses are budgeted to be greater than our receipts. For the most part this is due to the increase in energy costs that we all face and, while we are fortunate to be a part of the Parish Buying Energy Basket, the impact will be considerable.

Now that life is on a more normal footing, the PCC is once again looking to lessen our reliance on fundraising income to ensure that our church has a sustainable future.

Planned Giving - tax efficient
Planned Giving - other
Number of Planned Givers
2022
Number of Planned Givers
2021		 2022
2021
£39,062.00
£37,526.00
£14,891.00
£7,768.00
£53,953.00
£45,294.00
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Reserves Policy

All surplus monies are placed with the Diocese of Blackburn Deposit Account. The P.C.C. seeks to place with the Diocese of Blackburn Deposit Account all such monies that are surplus to current requirements. Current requirements are defined as sufficient funds to satisfy three months’ average expenditure.

Future developments

Some key areas for focus in 2023 are:

Plan – One area which was discerned in 2022 is the benefit and need to have clearer medium term and long terms aims and associated plans. The shape of the past couple of years has meant that some of that planning has not always been there, or difficult to achieve. This planning helps us to have a clearer trajectory, and plan resources accordingly.

Sustain – With existing ministries continuing, and the future departure of the Mulhollands when Kyle’s curacy finishes, it is important to consider how they will be sustained in the longer term particularly through the identifying and training of leaders and teams to serve in those ministries into the future.

Discipleship – 2023 began with a sermon series in all our services looking at our identity statement. For many at St Paul’s, they were not present when we first introduced this statement, or for others it has moved into the background through the events of the past few years. 2023 will be an opportunity to focus on forging again a common identity, and considering ways to help us grow in each of the areas – depending on God’s grace, being a loving family, being whole hearted disciples, and making more disciples.

Fellowship – It has been an encouragement in 2022 to see new relationships formed in St Paul’s, and existing relationships strengthened. With a significant change in our congregation in the past three years, the deepening of our relationships with each other continues to be important.

Finances – While we give great thanks to God for his provision through his people and other means in 2022, continuing to build our regular giving base is important. For the past two years we have been generously

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helped by a Diocesan grant. However these were only emergency supports and closing the gap between our current financial situation and providing for our needs ourselves, must be our aim in the next few years.

Structure, Governance and Management

The PCC operates under the Parochial Church Council (Powers) Measure 1956 as amended and the Church Representation Rules (contained in Schedule 3 to the Synodical Government Measure 1969 as amended).

The PCC consists of the incumbent, ex-officio members (Wardens, Deanery Synod representatives, Licensed Lay Minister, and those elected by the membership of the Electoral Roll. Church attendees who are eligible are encouraged to register on the Electoral Roll (revised prior to the 2022 APCM) and stand for election to the PCC. Elected members hold post for three years and are elected at the Annual Parochial Church Meeting each year.

The PCC met ten times during the year with an average attendance of 81.74%. A number of decisions were also made by email (eight votes) outside of meetings. These have all been recorded for future reference. The Vicar, PCC and Standing Committee wrote out to the congregation on two occasions during the year, particularly regarding church updates and finances. Close monitoring of the finances, stewardship, cash flow projections were undertaken, with excellent support of the Treasurer and Stewardship Officer. There has been significant work behind the scenes by a number of individuals to enable the PCC’s responsibilities to be carried out.

The PCC also operates through a Standing Committee which meets between the full meetings of the PCC when required. This is the only Committee required by the Church Representation Rules and it has the power to transact the business of the PCC between its meetings and subject to the directions given to it by the PCC. It met on two occasions (both joint with the Shop Oversight Committee). The Standing Committee made nine financial, logistical and personnel decisions by email and discussed various other matters. The PCC elected a Shop Oversight Committee consisting of four members. This has met four times in person (including the two joint meetings above), and individuals from the SOC have also met to liaise with the Shop Manager on a number of other occasions. Various matters were also discussed by email. Minutes or Reports from the SOC are reported to the PCC. The PCC also has two additional committees to help share the work of the church – the Fabric Committee and Finance Committee. The Finance Committee met once to carry out the annual review of finances following good practice procedures of the Charity Commission.

Our Hall Hire Secretary continued to do much work behind the scenes liaising with hall hirers.

Risk Assessment

The PCC recognises that in relation to ‘Risk Assessment’, risk is defined as ‘the threat of any action or event which will adversely affect an organisation’s ability to achieve its objectives and execute its strategies’. It also accepts that the term ‘risk’ can include any circumstances that may, or do, have an adverse effect, and is wider than financial matters. ‘Risks’ relate not only to the negative consequences of a threat, but also to the impact of not taking advantage of opportunities.

The PCC recognises it requires a practical Health and Safety Policy covering activities for church, hall and grounds. This is reviewed on a regular basis. An Accident Book is maintained.

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The contents and obligations of the Equality Act 2010 and the 2018 General Data Protection Regulation are known and complied with to the best of the PCC’s ability. The PCC is aware of its responsibilities in respect of the Regulatory Reform (Fire Safety) Order 2005 in its requirement to carry out a fire assessment to identify any possible dangers and risks, to act to minimise the risks and to create a plan to deal with any emergencies, and to write up and keep a record of its findings and to review its assessment annually.

Regarding safeguarding, an annual safeguarding review using the new Parish Dashboard took place in autumn 2022. The PCC continues to operate by the National Church of England Safeguarding policy and Parish Handbook, first accepted in 2018. Checks are made with the Disclosure and Barring Service in respect of persons dealing regularly with young people and vulnerable adults. Where needed a number of enquiries were made to the Diocesan Safeguarding team to check correct best practice. A Safer Recruitment process is in place.

Whilst it is impossible to eliminate all risks and their consequences, efforts are constantly made to minimise such occurrences.

Administrative Information

Charity Name: The Parochial Church Council of the Ecclesiastical 1131961 Parish of Ansdell and Fairhaven St Paul

Charity Number:

Correspondence Address:

Incumbent:

Parish Office, The Revd Paul Bye Lake Road North, Fairhaven Vicarage, 83 Clifton Drive Lytham St Annes Lytham St Annes FY8 1AG FY8 1BZ

Bankers:

NatWest 9 Dicconson Terrace Lytham St. Annes Lancashire FY8 5FZ

Independent Examiner:

Church Website:

The Revd A.A. Clements MA ACIB FCIE http://stpaulsfairhaven.weebly.com/ 15 Carleton Road Great Knowley Chorley PR6 8TQ

The Parish Church of Ansdell and Fairhaven, St Paul is part of the Diocese of Blackburn within the Church of England. Under the terms of Section 3 of the Parochial Church Council (Powers) Measure 1956 the Parochial Church Council is a body corporate and is a charity currently registered No. 1131961 with the Charity Commission.

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PCC members who have served from the 1st January 2022 until the 31st December 2022 are:

Incumbent The Revd. Paul Bye * Chair Curate The Revd. Kyle Mulholland Licensed Lay Minister Janet Kimber * Churchwardens Pam Rowell * Alan Curtis * Secretary Deanery Synod Representative Vacant Elected Members Diane Austin Stuart Austin Christine Challenger (until APCM 2022) Loraine Lee * Treasurer Dorothy Anne Story * Standing Committee Stephen Whittaker Jennifer Sealey (from APCM 2022) Judith Fenton (from APCM 2022) Anne Scanes (from APCM 2022)

Key Postholders during 2022 were:

It is considered that all members of the P.C.C. and any others who could be understood to be ‘managers’ in the activities and affairs of the parish church of St. Paul, Ansdell and Fairhaven are deemed to be ‘fit and proper persons’ under the terms of the Finance Act 2010.

All members elected for the first time and any others who have rejoined the P.C.C. after an absence of time will be supplied with copies of the minutes of the P.C.C. meetings of the past year, a copy of the last Annual Report and Accounts, and will be invited to meet with the P.C.C. Treasurer, the Churchwardens and the Incumbent in order that they may be thoroughly briefed on the present situation of the Parish. In-service training is available to all P.C.C. members as and when required.

Signed................................................................. Date.......................................

The Revd. Paul Bye Vicar (on behalf of the PCC)

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Financial Statements C¢AF490eLLtyAIFWftHIVg1 $TPJJL OCESE BLACKPVRri 1IJI911 Rèceipts and payments accounts Fcdrthth 1•tJwMMry2 To Section A Receipts and payments Unr•strlctAd DO￿gnal@￿ fun R8&trtct0d EndrMmAni funÈ Tolxl lundx 2•21 Vo￿n￿ R¢ R•wthrGI¥TNJ J#,M2 14,191 5,312 20,Q1J J•,0 J7,$21 7.718 4,715 S2,612 13.900 6,312 21,156 •.934 re¢ ths tor ral lunds 5b •26 ts Chtyth Sc 82M76 41.2J5 sd 17 171AOB 7Jl In,718 1U319 171 Ch￿Ch￿L1¥￿ Dwsan PaDth 61,921 85,116$ $1,279 1,0 I,OSO sh 15D Sub ioi•I 163331 151,425 IK,914 A4As•rtandln¥•thTht 153331 IS6.425 112.914 N•iofrWlrfp•yffl•ntsi AS L4r09n fuTr5 18,17S 17.3$3 2315 3,424 31,113 1501 24269 SJ,770 56.4S4 C•shfunds TrT•r•nd 45,181 21911 71,lJ3 9•,770 li

PARISHeANSOELL aThdFAIRHAVEN STPAUL A¥tst4fdChBrliy BLQCIQBVRn Receipts and payments a¢count$ F4Jrtho pèilod from T¢ 3l5tDerem￿r 2ll21 Section B Statement of assets and liabilities at the end of the period VnrÉÈtrlctsd funds tonillrwtÈ R¢$triGto funds Eth¢owMOhl fvnd$ fvfids io 81 ¢•shfund$ N3tW 41.247 BDDA 4.597 45 27.738 CBsh 45,B89 Unr•slrkt•d fund Desigat•d fvndB nds nd6 FU￿￿￿Wh￿h C¥rr•fitvWw4 nrj Delails Furtaitswhh ¢(¥tlWUortill CuTThrt￿l r•talnad fgrth• ¢h•rity's (￿￿ 4W Fwdtgwhlrh knourtduB VthBnd BS Liabl1}t￿8 Th• noi¢$att8rhgd on pag8 3fDrm p3rtofth8s•flnandaltem¢nts S￿[￿d tyoneortsw trusteeson behaKoT8llttr Ptht Name DatB of Reverend Paul B 2110212023 Loraine L8& 211DW2023 12

DIOCESE BLQCKFVRn OF•IISDaL¥￿ FARK•¥EI•STPAUL Receipts and pa ments accounts To Section C Notès l Tts glatom¢Dts have been prweo CW Accounwry u9W the Rewpt&￿y PayrThani&BasvJ brnHrnL￿￿b￿rn￿rnL￿ PCC. S SlwJp 10% p￿￿fi￿d. rkb4tl Shty.tr 2tr22 woltis bq4thtrsthwod IrL¥n Hhllp 10%ppthJ. Pq Trnnjfw 592 12) 422 613 401 269 761 326 375 2A63 959 •78 192 Furd 675 1.331 1.516 22.163 74 VK¥¢s S￿￿￿1 SwxtFth1 z.oc 67 J.&)1 J.Strl 73S 2B.PI1 knob Gra￿5 3S.6•3 720 72 IS41 5b GèrteJ flumc￿rth 71.378 10,2TO 412 71.J? 10.270 2.471 2W 2Lb) 456 47.91• 8DDA Jnre 13

DIOCESE BLQCKFVRn PAI1SWOF￿S￿L ￿ FAPMVEN STPAUL Recoipts and pa monts accounts Forth• pwkn1 Section C Notes continued S. 21 rth fun Eventcow 18 18 18 178 Pa Sj1￿5. C￿ryY $ 7.786 7.716 7.712 7.712 C￿rth Expgfkfjèa 13,673 7>) 12 4749 2.820 5.183 2,•20 S,103 373 Pnp7t& Surfnes Serwc Suts5 &knces 55 859 840 746 gJbtci¥ Chwch 251 292S1 2&1fy) 10.¢3S 878 10.•10 10,035 175 WJwras gJbtci4 7.sn ca 13 613 613 Fknrffund 14 14 Loc41Scrthils T￿116¢ Gffju •7• 116 1S• Ptrst 1£0 1£0 14

Accounting Policies

The financial statements of the PCC have been prepared in accordance with the Church Accounting Regulations 2006 using the Receipts and Payments basis.

Funds

General funds represent the funds of the PCC that are not subject to any special restrictions regarding their use and are available for application to the general purpose of the PCC. These include funds designated for a particular purpose by the PCC.

The accounts include monetary transactions, assets and liabilities for which the PCC can be held responsible. They do not include the accounts of other church groups that owe an affiliation to another body, nor those that are informal gatherings of church members.

Subject to the above, receipts and payments include income as received and expenditure when irrevocably paid.

Statement of Assets and Liabilities

The following assets are recognised but not necessarily valued in the Statement of Assets and Liabilities:

The following assets are recognised and a monetary value given as part of the description in the Statement of Assets and Liabilities:

The following liabilities are recognised in the Statement of Assets and Liabilities:

Creditors for goods or services where the supply has been received and invoiced by 31st December.

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Independent Examiner’s unqualified report to the

P.C.C. of Ansdell and Fairhaven St. Paul,

Clifton Drive, Lytham St. Annes, Diocese of Blackburn.

This report of the financial statements of the P.C.C. for the year ended 31st December 2022 which are set out on pages 11-14, is in respect of an examination carried out in accordance with the Church Accounting Regulations 2006 (‘the Regulations’) and section 145 of the Charities Act 2011 (‘the Act’).

Respective responsibilities of the P.C.C. and the examiner .

As members of the P.C.C. you are responsible for the preparation of the financial statements. You consider that the audit requirement of the Regulations and section 144(2) of the Act do not apply. It is my responsibility to issue this report on those financial statements in accordance with the terms of the Regulations.

Basis of this report .

My examination was carried out in accordance with the General Directions given by the Charity Commission under section 145(5)(b) of the Act and to be found in the Church Guidance, 2006 edition, issued by the Finance Division of the Archbishops’ Council. That examination includes a review of the accounting records kept by the P.C.C. and a comparison of the accounts with those records. It also includes considering any unusual items or disclosures in the financial statements and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner’s statement.

In connection with my examination, no matter has come to my attention:

Signed ................................................................. Date ........................................

Name Rev'd. A. A. Clements, Fellow of the Association of Charity Independent Examiners. Address: 15 Carleton Road, Great Knowley, Chorley, PR6 8TQ

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