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2025-09-30-accounts

Charity registration number 1131917 (England and Wales)

AL FALAH INSTITUTE

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2025

AL FALAH INSTITUTE

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Mrs M Tariq
Mrs Zakia Khan
Mrs Z Raja
Charity registration England and Wales 1131917
Principal address 14 Yeading Lane
Hayes
Middlesex
United Kingdom
UB4 0EX
Independent examiner Reddy Siddiqui LLP
183-189 The Vale
Acton
London
United Kingdom
W3 7RW
Accountants Reddy Siddiqui LLP
183-189 The Vale
Acton
London
United Kingdom
W3 7RW

AL FALAH INSTITUTE

CONTENTS

Page
Trustees report 1 - 4
Independent examiner's report 5
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8 - 15

AL FALAH INSTITUTE

TRUSTEES REPORT FOR THE YEAR ENDED 30 SEPTEMBER 2025

The Trustees present their annual report and financial statements for the year ended 30 September 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the Charity's governing document, the Charities Act 2011, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)".

Objectives and activities

The Charity's objects are for the advancement of Islamic religion for the benefit of Muslim women in accordance with the doctrine of the holy Quran and sunnah. For the advancement of Islamic education amongst Muslim women in the doctrines and practices of the Islamic religion particularly in accordance with the doctrines and practices of Muslim faith according to the holy Quran and sunnah. By providing and assisting in the provision of facilities for recreational and other leisure time occupation for the benefit of female inhabitants of London borough of hillingdon and London borough of ealing and surrounding areas and particularly for the benefit of Muslim women so that the conditions of the life of the said inhabitants may be improved. and there has been no change in these during the year.

Public benefit

The Trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the Charity should undertake.

AL FALAH INSTITUTE

TRUSTEES REPORT (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

Achievements and performance

This year has been quite eventful for Al Falah Institute. Please see below the list of activities that took place at Al Falah Institute between 1 October 2024 and 30 September 2025.

Activities and Impact

Faith and Islamic Education

Faith and Islamic Education remained at the heart of the charity's work throughout the year and directly furthered the charity's primary object of advancing the Islamic faith. The charity continued to deliver regular Islamic education classes and learning opportunities for women, including Qur'an, Tajweed and Islamic studies. These classes provided structured opportunities for women to deepen their understanding of the Qur'an and Islamic teachings, strengthen their faith and practice, and learn in a welcoming and supportive environment.

To make Islamic education accessible to a wider section of the community, the charity launched a new faith class for Pashto-speaking women in June 2025. The class helped remove language barriers for participants whose first language is Pashto, enabling them to benefit from structured Islamic learning while also building friendships, reducing social isolation and strengthening their connection with the wider Muslim community.

Skills for Life Programme

The charity continued to support women in developing practical skills that promote independence, confidence and lifelong learning.

In January 2025, an Introductory IT Course was launched for absolute beginners. The four-week programme introduced participants to the fundamentals of using a computer, helping many learners overcome barriers to technology and gain confidence in essential digital skills.

Building on this success, a Basic IT Course commenced in May 2025, enabling learners to progress to more practical applications, including Microsoft Word, email management, internet safety, online services and document creation. The course equipped participants with valuable digital skills for everyday life, employment and further education while increasing confidence in using technology independently.

The charity also continued to deliver accredited English and Digital Skills courses in partnership with Windsor Forest Colleges Group, supporting women to gain recognised qualifications and improve their opportunities for employment, further education and greater independence.

Celebrating Achievement

A Certificate Awarding Ceremony was held to recognise learners who had successfully completed their courses. The event celebrated participants' hard work and achievements, encouraged continued learning and helped build confidence by recognising personal progress within a supportive community environment.

Youth Development

The Girls' Youth Book Club continued throughout the year, with participants beginning the study of The Sealed Nectar after successfully completing the previous books in the programme. The club encouraged regular reading, meaningful discussion and a deeper understanding of Islamic history while helping young people develop confidence, communication skills and lasting friendships in a positive Islamic environment.

Community Wellbeing

Weekly Coffee Mornings continued throughout the year, providing a welcoming and inclusive space where women could meet regularly, develop friendships and reduce social isolation. These gatherings encouraged mutual support, strengthened community relationships and promoted emotional wellbeing, particularly for women who may otherwise have limited opportunities for social interaction.

AL FALAH INSTITUTE

TRUSTEES REPORT (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

Cooking sessions also continued, bringing women together to learn practical cooking skills, exchange recipes and experiences, build confidence and encourage healthier lifestyles. The sessions promoted social inclusion while creating opportunities for women from different backgrounds to connect and support one another.

Golden Years Gathering

In February 2025, the charity launched the Golden Years Gathering, a new programme designed specifically for senior women.

The programme provides a warm and welcoming environment where older women can enjoy companionship, participate in gentle activities, engage in meaningful conversation and develop new friendships. By reducing loneliness and encouraging regular social interaction, the programme contributes positively to participants' emotional wellbeing and quality of life.

Refugee Support Initiative

The Refugee Support Initiative continued throughout the year, providing practical support to refugees and asylum seekers. Assistance included helping beneficiaries access services, complete forms and navigate unfamiliar systems, enabling individuals and families to integrate more confidently into the local community while reducing isolation and improving access to essential support.

Community Safety and Awareness

The charity organised two Drug Awareness and Prevention sessions, delivered by the Metropolitan Police, to educate young people and families about the risks associated with drugs, criminal exploitation and county lines activity. The sessions provided practical guidance to help participants recognise warning signs, make informed decisions and stay safe.

A Women's Safety Talk, also delivered in partnership with the Metropolitan Police, equipped attendees with practical advice on personal safety, recognising potential risks and accessing support where needed. The session empowered women with knowledge and strategies to help increase their confidence and personal safety in everyday situations.

Guest Lecture

The charity hosted a special lecture by Ustadha Sajida Naheed on The Beautiful Names and Attributes of Allah. The lecture provided attendees with an opportunity to deepen their understanding of Islamic belief, strengthen their spiritual development and engage in meaningful learning alongside other members of the community.

Overall Impact

Collectively, the charity's activities continued to advance its charitable objectives by providing accessible Islamic education, practical life skills, community support and opportunities for personal development. During the year, women and young people who engaged with the charity's activities strengthened their faith, improved their digital and educational skills, reduced social isolation, increased their confidence and developed supportive relationships within a welcoming community environment.

AL FALAH INSTITUTE

TRUSTEES REPORT (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

Financial review

Reserves policy

It is the policy of the Charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The Trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the Charity’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

Major risks

The Trustees have assessed the major risks to which the Charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

Structure, governance and management

The Trustees who served during the year and up to the date of signature of the financial statements were: Mrs M Tariq Mrs Zakia Khan Mrs Z Raja

Recruitment and appointment of trustees

The Trustees report was approved by the Board of Trustees.

Mrs Z Raja Trustee

29 July 2026

AL FALAH INSTITUTE

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF AL FALAH INSTITUTE

I report to the Trustees on my examination of the financial statements of AL Falah Institute (the Charity) for the year ended 30 September 2025.

Responsibilities and basis of report

As the Trustees of the Charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011.

I report in respect of my examination of the Charity’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared the financial statements in accordance with the relevant version of the Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for the financial statements to provide a true and fair view in accordance with UK Generally Accepted Accounting Practice.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Seema Siddiqui FCA Reddy Siddiqui LLP 183-189 The Vale Acton London W3 7RW United Kingdom 29 July 2026

AL FALAH INSTITUTE

STATEMENT OF FINANCIAL ACTIVITIES

(INCLUDING INCOME AND EXPENDITURE ACCOUNT)

FOR THE YEAR ENDED 30 SEPTEMBER 2025

Unrestricted
Restricted
funds
funds
2025
2025
Notes
£
£
Income from:
Donations and legacies
2
31,091
15,674
Total income
31,091
15,674
Expenditure on:
Raising funds
3
-
-
Charitable activities
4
98,892
-
Total expenditure
98,892
-
Net income/(expenditure) and
movement in funds
(67,801)
15,674
Reconciliation of funds:
Fund balances at 1 October
2024
773,202
1,066
Fund balances at 30
September 2025
705,401
16,740
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
46,765
68,341
-
46,765
68,341
-
-
1,298
-
98,892
58,662
-
98,892
59,960
-
(52,127)
8,381
-
774,268
764,821
1,066
722,141
773,202
1,066
Total
2024
£
68,341
68,341
1,298
58,662
59,960
8,381
765,887
774,268

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

AL FALAH INSTITUTE

BALANCE SHEET

AS AT 30 SEPTEMBER 2025

Notes
Fixed assets
Tangible assets
10
Current assets
Cash at bank and in hand
Creditors: amounts falling due within
one year
11
Net current assets
Total assets less current liabilities
The funds of the Charity
Restricted income funds
13
Unrestricted funds
14
2025
£
68,766
(10,332)
£
663,707
58,434
722,141
16,740
705,401
722,141
2024
£
140,229
(10,597)
£
644,636
129,632
774,268
1,066
773,202
774,268

The financial statements were approved by the Trustees on 29 July 2026

Mrs Z Raja Trustee

AL FALAH INSTITUTE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2025

1 Accounting policies

Charity information

Al Falah Institute is a Trust.

1.1 Accounting convention

The financial statements have been prepared in accordance with the Charity's governing document, the Charities Act 2011, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)". The Charity is a Public Benefit Entity as defined by FRS 102.

The Charity has taken advantage of the provisions in the SORP for charities not to prepare a statement of cash flows.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the Charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, [modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value]. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the Trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the Charity.

1.4 Incoming resources

Income is recognised when the Charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the Charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the Charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

AL FALAH INSTITUTE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

1 Accounting policies

(Continued)

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.5 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings 2% Straight Line (On property only) IT Equipment 25% Straight Line

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.6 Impairment of fixed assets

At each reporting end date, the Charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.7 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

AL FALAH INSTITUTE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

1 Accounting policies

(Continued)

Derecognition of financial liabilities

Financial liabilities are derecognised when the Charity’s contractual obligations expire or are discharged or cancelled.

1.8 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the Charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.9 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

2 Income from donations and legacies

Unrestricted
Restricted
funds
funds
2025
2025
£
£
Donations and gifts
29,951
15,674
Other
1,140
-
31,091
15,674
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
45,625
67,416
-
1,140
925
-
46,765
68,341
-
Total
2024
£
67,416
925
68,341

3 Expenditure on raising funds

Unrestricted Unrestricted
funds funds
2025 2024
£ £
Fundraising and publicity
Advertising - 1,298

AL FALAH INSTITUTE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

4 Expenditure on charitable activities

Unrestricted Unrestricted
fund fund
2025 2024
£ £
Direct costs
Depreciation and impairment 1,177 -
Rates 588 548
Insurances 7,021 6,550
Power, light and heat 10,460 6,181
Repairs & Maintenance 5,415 5,416
Bank Charges 1 228
Telephone & Fax 1,419 781
Stationary 1,313 311
Postal 11,157 9,201
Travel - 950
Other Charitable Expenditure 16,290 1,722
Admin 1,000 -
Website 156 -
55,997 31,888
Share of support and governance costs (see note 5)
Support 41,170 23,511
Governance 1,725 3,263
98,892 58,662
Analysis by fund
Unrestricted funds 98,892 58,662
5 Support costs allocated to activities
2025 2024
£ £
Staff costs 19,746 5,620
Depreciation 21,424 17,891
Governance costs 1,725 3,263
42,895 26,774
Analysed between:
Unrestricted fund 42,895 26,774

AL FALAH INSTITUTE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

6 Net movement in funds 2025 2024
£ £
The net movement in funds is stated after charging/(crediting):
Fees payable for the independent examination of the charity's financial
statements - -
Depreciation of owned tangible fixed assets 21,424 17,891

7 Trustees

None of the Trustees (or any persons connected with them) received any remuneration or benefits from the Charity during the year.

8 Employees

The average monthly number of employees during the year was:

2025 2024
Number Number
2 2
Employment costs 2025 2024
£ £
Wages and salaries 19,356 5,590
Other pension costs 390 30
19,746 5,620

There were no employees whose annual remuneration was more than £60,000.

9 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

AL FALAH INSTITUTE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

10
Tangible fixed assets
Freehold land
and buildings
IT Equipment
£
£
Cost
At 1 October 2024
784,295
8,818
Additions
28,652
11,842
At 30 September 2025
812,947
20,660
Depreciation and impairment
At 1 October 2024
146,271
2,205
Depreciation charged in the year
16,259
5,165
At 30 September 2025
162,530
7,370
Carrying amount
At 30 September 2025
650,417
13,290
At 30 September 2024
638,023
6,613
11
Creditors: amounts falling due within one year
2025
£
Other taxation and social security
-
Other creditors
8,199
Accruals and deferred income
2,133
10,332
12
Retirement benefit schemes
2025
Defined contribution schemes
£
Charge to profit or loss in respect of defined contribution schemes
390
Total
£
793,113
40,494
833,607
148,476
21,424
169,900
663,707
644,636
2024
£
227
9,270
1,100
10,597
2024
£
30

The Charity operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the Charity in an independently administered fund.

AL FALAH INSTITUTE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

13 Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1
Previous year:
At 1
October
2024
Incoming
resources
At 30
September
2025
£
£
£
1,066
15,674
16,740
October
2023
Incoming
resources
At 30
September
2024
£
£
£
1,066
-
1,066

14 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1
General funds
Previous year:
At 1
General funds
Analysis of net assets between funds
At 30 September 2025:
Tangible assets
Current assets/(liabilities)
October
2024
Incoming
resources
Resources
expended
At 30
September
2025
£
£
£
£
773,202
31,091
(98,892)
705,401
October
2023
Incoming
resources
Resources
expended
At 30
September
2024
£
£
£
£
764,821
68,341
(59,960)
773,202
Unrestricted
Restricted
Total
funds
funds
2025
2025
2025
£
£
£
663,707
-
663,707
41,694
16,740
58,434
705,401
16,740
722,141

15 Analysis of net assets between funds

AL FALAH INSTITUTE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025

15 Analysis of net assets between funds (Continued)
Unrestricted Restricted Total
funds funds
2024 2024 2024
£ £ £
At 30 September 2024:
Tangible assets 644,636 - 644,636
Current assets/(liabilities) 128,566 1,066 129,632
773,202 1,066 774,268

16 Related party transactions

There were no disclosable related party transactions during the year (2024 - none).