**The Parochial Church Council of the Ecclesiastical Parish of St George the Martyr, Campden Hill, London, W8 Annual Report 2024** 



## **St George’s Church, Campden Hill** 

## **ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2024** 

## **Administrative Information** 

St George’s Church is situated on Campden Hill, in a United Benefice with St John the Baptist Church. It is part of the Church of England and is in the Diocese of London. The PCC members who have served from May 2023 until the date this report was approved were: 

|The Revd Dr James Heard|Chair|(Ex Officio)|
|---|---|---|
|The Revd Neil Traynor|Associate Vicar|(Ex Officio)|
|The Revd Peter Wolton|Assistant Priest|(Ex Officio)|
|The Revd Dana English|Assistant Priest|(Ex Officio)|
|Clare Heard|LLM & Deanery Synod Rep.|(Ex Officio)|
|Fiona Lindblom|Churchwarden|(Appointed 2024)|
|Guy Ranawake|Churchwarden|(Appointed 2024)|
|David Buckley|Hon. Treasurer|(Appointed 2023)|
|Sandra Hempel|Hon. Secretary|(Appointed 2022)|
|Joanna Allsop|Synod Rep.|(Appointed 2023)|
|William James|Synod Rep.|(Appointed 2023)|
|Lou Jones|Synod Rep.|(Appointed 2023)|
|Natasha Tahta|Safeguarding|(Appointed 2022)|
|Joy Puritz||(Appointed 2024)|
|Janet Lloyd||(Appointed 2024)|
|Richard Nicholls||(Appointed 2022)|
|Tilly Culme-Seymour||(Appointed 2023)|
|Isabelle Mee||(Appointed 2022)|
|Tim Evans||(Appointed 2023)|



## **Structure, governance and management** 

The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure and is a registered charity. 

The method of appointment of PCC members is set out in the Church Representation Rules. Membership of the PCC consists of the incumbent vicar, three associate vicars, church wardens and members elected by those members of the congregation who are on the electoral roll of the church. The PCC members are responsible for making decisions on all matters of general concern and importance to the parish, including deciding on how the funds of the PCC are to be managed. 

## **The Diocese of London** 

The Diocese of London is the largest and most diverse in the Church of England. There are over 500 churches and 750 licensed clergy. There is a church in almost every community, supporting the vision for every Londoner to encounter the love of God in Christ. In 2024, 50 new deacons were ordained and early draft statistics indicate that Average Weekly Attendance in London grew by 7.5% to over 60,000. During 2024, we have continued working towards our priorities of becoming a younger, safer and more racially just Church. 

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## **Public benefit statement** 

The trustees confirm that they have complied with the duty in section 4 of the Charities Act 2011 to have due regard to the Charity Commission’s general guidance on public benefit, ‘Charities and Public Benefit’. 

## **Aims and Purpose** 

The PCC is responsible for co-operating with the Vicar in promoting within the ecclesiastical parish the whole mission of the Church: pastoral, evangelistic, social and ecumenical. The PCC also has maintenance responsibilities for St George’s Church, its vicarage and the surrounding land. 

## **Worship and Sacramental Care** 

The Parish Eucharist is the principal act of worship offered by the parish. It is celebrated week by week in accordance with the apostles’ teaching and fellowship in the breaking of bread and prayer (Acts 2:42). The PCC is grateful to the sidespeople, readers and to all who contribute in many other ways to the life and worship offered to God by this parish. 

## **Daily Prayer** 

We meet daily for prayer on zoom – 9.15am Monday to Friday for **Morning Prayer** and 9.30pm for **Compline** on Tuesdays and Thursdays. The **meditation group** , faithfully led by Gill Rowe, meets on Mondays at 6.00pm both at St George’s and on zoom. We have been encouraged by the significant increase in people for these services. 

## **Pastoral and social care** 

Pastoral and social care of the parish continues to be shared by the ministry team and several pastoral visitors. Pastoral care is also exercised through such activities as the lunch club. This team makes regular ‘phone calls and visits in the parish. 

## **Safeguarding** 

Natasha Tahta is the designated safeguarding officer for St George's and Clare Heard is our children's champion.  Fr Peter is the lead DBS 

checker. The diocesan safeguarding dashboard is used and updated on a regular basis, and we review safeguarding at every PCC meeting. 

## **Evangelisation** 

St George’s is committed to the Gospel imperative to ‘make disciples of all the nations; baptising them in the name of the Father and of the Son and of the Holy Spirit’ (Matthew 28:19), and to rising in future to the challenge of engagement in active evangelisation amongst all the peoples of the parish it serves. 

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## **Ecumenical links** 

As a modern catholic parish of the Church of England, St George’s Church honours the Lord’s High Priestly prayer that all Christians may be one as he and the Father are one (John 17:21), and seeks to foster its local relationship with Christians of the great communions of East and West in furtherance of the full and organic unity of the Church. To this end we play our part in the membership of the Kensington Council of Churches. 

## **Review of the year** 

The PCC met five times during the year. A revised electoral roll was drawn up in advance of this Annual Parochial Church Meeting. There are currently 177 people on the electoral roll. 

## **Trustees' responsibilities in relation to the financial statement** 

The trustees are responsible for preparing a trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). 

The law applicable to charities in England and Wales requires the charity trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, of the charity for that period. 

In preparing the financial statements, the trustees are required to: 

- select suitable accounting policies and then apply them consistently; 

- observe the methods and principles in the applicable Charities SORP; 

- make judgements and estimates that are reasonable and prudent; 

- state whether applicable accounting standards and statements of recommended practice have been followed, subject to any material departures disclosed and explained in the financial statements; and 

- prepare the financial statements on a going-concern basis unless it is inappropriate to presume that the charity will continue in operation. 

The trustees are responsible for maintaining proper accounting records which disclose with reasonable accuracy the financial position of the charity and which enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations and the provisions of the Church Accounting Regulations 2006. 

They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. 

Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions. 

**Approval** 

The Annual Report was approved by the PCC on 29 April…………... 2025 and signed on their 

## behalf by: ……… 

The Reverend Dr James Heard, PCC Chair, The Parochial Church Council of the Ecclesiastical Parish of St George The Martyr, Campden Hill. 

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## **Vicar’s Report – Fr James Heard** 

This year has been full of encouraging developments, and I am immensely grateful to my colleagues and the congregation for making this such a wonderful place to minister. I feel truly blessed! 

**Staffing Updates** We are delighted that Daniel, our office manager, moved from part- to fulltime, providing much needed support to Neil at St John’s. Victoria continues her invaluable work as our financial administrator, serving four hours a week. 

**Remembering Jill Traynor** Our community was deeply affected by the passing of Jill Traynor, who battled cancer for over three years. Revd Neil arranged a deeply moving farewell, with a requiem followed by a funeral service, both featuring sublime music. Reflecting on the occasion, Neil shared: ‘There has been sadness, but also much joy, hope, and goodness. We’ve been surrounded by a wave of love, inspired by music that was simply outstanding. More than one person told me they felt transported to heaven themselves!’ 

**Growing Our Ministry Team** Our ministry team continues to expand. This year, Jenny Davenport began the selection and training process for the priesthood through the Caleb Stream at St Mellitus. Daniel Gable was accepted into the three-year St Edmund’s Course in Christian Studies to train for Licensed Lay Ministry (LLM). Meanwhile, Eman, Dana, and Clare continue to lead our children’s and youth ministries, both of which are experiencing encouraging growth (see report below). 

**Grow Course** As part of my fourth and penultimate year as Area Dean of Kensington, I organised a ten-month Deanery-wide Grow Course, run by the Diocese of London. This initiative encourages churches to be intentional about growth in health, depth, and impact. Six of us from the United Benefice participated in this, with the PCCs included in some of the course material and discussions about our strengths—such as discipleship, youth ministry, and organisation—and identifying opportunities for further growth. 

One key realisation was that all four clergy are working at full capacity, and some events simply cannot happen without additional volunteers. A mapping exercise highlighted the many unseen, yet essential, contributions of our congregation, from washing altar linen to supporting the lunch club and youth club. Our Time and Talents initiative aims to broaden engagement and identify areas still needing support. Another aspect which was highlighted was the importance of all of us to actively look for newcomers and welcoming them. Welcome cards have been designed and printed and are now in use. 

**Lent Course** The Lent Course, _Celebrating Difference: Listening and Learning from Those Who Have Been ‘Othered’,_ featured four evenings of study, reflection, discussion, and prayer at St George’s and via Zoom. Speakers included Lindsay Fulcher, Fr Davidson Solanki (Kensington Area Dean of Racial Justice), Fr Gareth Wardell (Vicar of St Clement & St James), Evelyn Blake, and Fr Brian Leathard (Rector of Chelsea Parish and Chair of Glass Door). We were powerfully reminded of the Church’s calling to welcome the stranger and to be transformed through these encounters. 

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**Confirmation** After a series of preparatory sessions, we were delighted to welcome Bishop Michael Marshall, who confirmed six candidates—three teenage boys and three adults. It was a deeply moving occasion, witnessing these individuals boldly affirming their faith. Do read or re-read his sermon on our website sermon blog. 

**Rule of Life** London’s Capital Vision encourages churches to adopt a Rule of Life. During Easter, we focused on five key areas: worship, rest, generosity, service, and learning. Like a trellis supporting a young plant, these practices help us grow in faith. Ultimately, it is not about what we do, but who we aspire to become. 

**Prayers of Love and Faith (PLF)** The House of Bishops endorsed _Living in Love and Faith_ prayers for same-sex couples, with their use at the discretion of clergy. The United Benefice clergy unanimously support their adoption, and the following motion was strongly supported by the PCC: 

_The Vicar and PCC resolve to fully and immediately adopt the Prayers of Love and Faith (with Pastoral Guidance) so that same-sex couples in loving, faithful, and stable relationships may seek God’s blessing._ 

PLF will be available for private prayers or during public worship when requested, and pending future authorisation by the House of Bishops, may also be used as a standalone service. This aligns with our commitment as an Inclusive Church, which affirms: ‘We believe in an inclusive church—a church that celebrates and affirms every person and does not discriminate.’ 

**Celebrations** We rejoiced in the ordination of Daniella Fetuga-Joensuu at St Paul’s Cathedral on 29[th] of June. She is now serving her curacy at St John’s Notting Hill. 

Additionally, we marked several significant anniversaries (see Churchwarden’s Report). Finally, we had the pleasure of hosting Carsten Bolz, a minister from Berlin, as part of a 25year partnership between the Diocese of London and the German Protestant Church in Berlin. 

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**Churchwardens’ Report** _by Guy Ranawake and Fiona Lindblom_ 

2024 was a very successful year for St George’s Church with many wonderful moments to celebrate, including some notable anniversaries. On 30[th] June a drinks reception after the 10am service marked the 10[th] anniversary of Fr James becoming vicar of St George’s, along with Clare as an LLM; the 40[th] anniversary of Dana’s ordination; the 10th anniversary of Peter being ordained. In addition, St George’s hosted numerous recitals and performances of music and drama throughout the year, which were well attended by our congregation and members of the wider community. 

Churchwardens perform a number of different duties, including (i) representing the laity with the support of the PCC, (ii) co-operating with the ministry team, (iii) maintaining order and peace in the church and the churchyard, in particular during services, and (iv) being legally responsible for all the property and movable goods belonging to the parish church. 

## **Representing the laity with the support of the PCC** 

The PCC (consisting of the clergy, churchwardens and representatives of the laity) met five times since the last APCM held in May 2024, while the Joint Churchwardens (Standing Committee) meetings have taken place as required.  Fiona Lindblom and Guy Ranawake continue to act as Churchwardens for St George’s. 

## **Co-operating with the ministry team** 

The ministry team led by Fr James and supported by the Revd Neil, Fr Peter and Revd Dana, continues to offer a comprehensive and fulfilling range of services and courses, including the Lenten talks, the Bible Study group, the excellent Launde Abbey retreat, as well as the Lunch Club. A new development during 2024 was the inauguration of the St George’s Youth Club on Friday afternoons during term time. This came about through the hard work and persistence of Dana, Eman Henein and a host of volunteers and has proved to be a great success. 

## **Maintaining order and peace in the church and the churchyard in particular during services** 

Perhaps not unsurprisingly, maintaining order and peace amongst the congregation is not the most onerous of tasks for the Churchwardens. 

However, the problem that arose with the homeless lady in 2023 continued during the course of 2024. Unfortunately, there was an escalation in her antisocial behaviour in 2024, culminating in her being barred from the church and the police becoming involved. She persists in trying to gain unauthorised access to the church grounds and building and is suspected of committing a break-in which resulted in one of the church windows being broken in an attempt to gain entry. Throughout this time our local councillor and the Campden Ward police team have supported us and we continue to work with police, the relevant authorities and voluntary organisations and with the residents of neighbouring streets, who are also impacted by her behaviour, to see how we may be best able to assist her. 

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## **Being legally responsible for all the property and movable goods belonging to the parish church** 

After the attempted break-in at St George’s we applied for a Faculty to enable us to repair the broken window. This was a time-consuming process but we received the Faculty in December and were able to carry out the repair shortly afterwards. 

The new Quinquennial Inspection (QI) architect, Camilla Finlay, with Clews Architects, has been appointed and has started her work. Camilla is an approved inspecting architect to the Diocese of Oxford, Peterborough and St Alban’s and is also experienced in obtaining National Lottery Heritage Fund grants.  St George’s QI inspection is due to take place in September 2025. 

The Eco Church award system aims to encourage churches to demonstrate that we care for God’s earth in different areas of our life and work. Having previously achieved a Bronze Award, we were pleased to achieve the Eco Church Silver Award in March 2024 under the joint leadership of Fr James and Daniel and with the support of Revd Dana, Tim Evans and Graham Franklin.  The Church was also pleased to lend some support to Rocha UK which assists other churches in achieving Eco Church status. 

## **Barlow House Update** 

St George’s has for some years owned a three-bedroom flat at Barlow House in North Kensington. It continues to be successfully let through Notting Hill Genesis to families that are socially disadvantaged. 

## **Nursery Update** 

Under the expert leadership of Peter, we have been negotiating the extension of the lease for the Pooh Corner Nursery which operates out of St George’s.  As a result, the lease has been extended to 31st December 2025. 

## **Thanks** 

We are very grateful to those members of the laity, including Janie Spring, Shobha Taylor, Janet Lloyd, Tim Evans, Anne Wright, Joanna and Nigel Allsop, Peter Thomas, Natasha Tahta and Bill James, who have volunteered to act as sidesmen via the rota system to assist the Churchwardens with maintaining order and peace in the church and churchyard. 

In addition, we would like to thank Janet Lloyd (intercessions), and Joanna and Nigel Allsop (refreshments) for taking leadership and managing the rota for the various other elements of the Sunday service which helps reduce the administrative burden placed on the clergy. 

Finally, the church garden continues to be much admired, not only by our community but by local residents and many other visitors all year round. This is entirely down to the tireless work and dedication of Graham Franklin to whom we as ever extend our deepest thanks. 

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## **Associate Vicar’s Report - Revd Neil Traynor** 

Thanks are due to my colleagues James, Peter, Dana, Daniel, Clare and the Churchwardens for supporting me during my extended absence in 2024. From January 2024 I reduced my involvement at St George’s to care for Jill, whilst continuing at St John’s. From April to September I was on compassionate leave from the Benefice. The support and kindness shown by the congregations of St George’s and St John’s is greatly appreciated by Harriet and me. 

It has been a joy to return from September in a more visible capacity, though the expansion of work at St John’s has meant that my time at St George’s has continued to be limited. (For full details, please see the St John’s Annual Review.) The United Benefice of Holland Park continues to be one of the most exciting and vibrant in the Diocese of London – if not the entire Church of England – and it is a privilege to be a small part of what goes on here. 

## **Revd Dana English** 

I continue to be grateful for the collegial team of clergy with which I serve, preaching and presiding on a rota as well as leading daily prayer. I enjoy these opportunities, and know that it has been important to me, personally, to go through the church year together with these two congregations. I am grateful for all those who come through the door for the first time, and for those who come regularly. The opportunities, also, for pastoral care are many, and I look forward to times when I can meet one-on-one with members of the parish. 

Particular points of engagement with the Benefice are the weekly **Bible study** that I lead in discussion. We entered our fifth year together, proceeding from the beginning, the book of Genesis, in January of 2020. In 2024 we read and discussed the books of Mark, Luke, and the Acts of the Apostles. This group of about 12-14 people meets on Zoom for an hour, now on Tuesdays from 1:30-2:30, welcoming any who would like to be part of this ongoing study. 

I have continued to organise and lead the yearly congregational retreat to Launde Abbey in Leicestershire: this year's weekend was the 22-24th of November. This past year we used Rachel Mann's Nth : Advent book _Do Not Be Afraid: The Joy of Waiting in a Time of Fear_ . Twenty-four people, the maximum, came to this year's retreat, including Ee ., ; oot ese a \ aes = eight who had not been before. 3 See A Le is) _ = Nea hd. g Despite the rain, we all enjoyed the i oe a eee beauty of the place and the excellent meals as well as worship together in the historic chapel that was part of the 12th c. Augustinian Priory there. Ses - - a Pe =a SSS 

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A deepened sense of congregational life always comes out of these yearly times away. I put together the Parish Newsletter for the Benefice three times a year, with the help of the office administrator Daniel. 

Part of my ministry in the larger London area continues to be as one of the duty chaplains at St. Paul's Cathedral, serving in this capacity roughly once a month. I enjoy this opportunity to preside at the 12:30 eucharist there as well as give the prayers on the hour and be available to any who need to talk. 

## **Fr Peter Wolton** 

The Feast of St. Peter and St. Paul on 30[th] June 2024 saw an Anniversary Sung Eucharist take place at St. George’s to celebrate multiple anniversaries of the Clergy team: ten years of service by Fr. James, forty years of Ordination by Dana and the tenth anniversary of my Ordination and arrival at the United Benefice. Fr. Kevin Morris of my sending church, St. Michael and All Angels, Bedford Park, who had also preached at my first Mass at St. John the Baptist in 2015, came to St. George’s as our guest preacher. 

It's been another busy and fulfilling year, paced by regular seasonal events such as our “Why me?” talks when, instead of a sermon at our 6:30pm service, a member of the United Benefice congregation gives an address about their journey of faith and how it links to their life. In 2024 we were treated to five very different, moving and inspiring talks by Daniel Gable, Henry Poole, Eman Henein, John Arumainayagam and Tracy Turley. My heartfelt thanks to them for agreeing to speak 

I completed a second year as an Assistant Director of Ordinands for the Diocese of Kensington, working with two candidates, assisting them in their discernment journey towards Ordination. The Church of England has been developing new pathways towards ordination. If you think this might be for you, do speak to me, or one of the other members of the clergy team. 

Can I finish by saying how grateful I am to James and Neil for their leadership. Our congregations are a 

source of constant encouragement, enabling the work of the Holy Spirit to advance in Holland Park. It is a joy to be part of the ministry team at the Benefice. 

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## **Children and Youth Ministries** 

Dana continues to coordinate teaching for our regular weekly **Sunday School** for children during the worship service at St George's. She sometimes teaches, alternating with Eman Henein, our new part-time youth worker, and more recently with Marcella Di Garbo, the soprano and singing teacher, who had been leading the Children's Choir on Wednesday afternoons. Marcella has been extremely helpful in preparing the children for their contributions to the All-Age services we offer roughly once a month. 

Dana and Eman have shepherded the **St George's Youth Club** that effectively began a year earlier on every other Friday afternoon, offering to some of the 2,000 students of Holland Park School a place to wind down and relax after their week of classes. Dana and Eman felt confident enough of staffing to begin to hold the Youth Club every Friday throughout each academic term, beginning in September. This has been a great challenge, but also a great success. We have addressed the challenges not only of adequate adult staffing and safeguarding, but of establishing effective recordkeeping for those who come. Roughly 60-70 kids of ages 11-16 attend the Club each Friday. We have formed good relationships with many of those who regularly come, which has been very gratifying. We provide basketball, ping-pong, table games, and refreshments on the mezzanine level and downstairs. 

## **Youth Ministry in Communion (YMiC)** 

Our youth continue to participate in a regular 

schedule of events for this initiative. It draws together secondary school-age youth from across the Kensington area to celebrate in a more sacramental tradition, with the bringing together of new friends from the separate churches. Events have included a mixture of games, crafts, and food. Highlights have included laser tag, a boat trip down the Thames, and some very large inflatables at the summer event. Most sessions also included a talk and discussion to stimulate reflecting about the Christian faith in today’s world, often with guest speakers. Every YMiC evening ends with a Eucharist or Evening Prayer. This year, YMiC offered a residential retreat in October, which some of our youth joined, spending three nights at an activity centre. Clare Heard is on the YMiC advisory group. 

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## **Director of Music’s Report** _by Andrew Wells_ 

The parish choir has prospered over the year and continues to enhance the worship at St George’s and we were blessed by our resident soprano, Marcella Di Garbo, and other choral scholars. Exploring the Passion through Music was a choral and organ meditation given by our choir with passion music by Bach, Mozart and Tchaikovsky. The choir was augmented on occasions such as our Easter vigil, patronal festival, clergy anniversary Sunday in June, Remembrance Sunday and Christmas Midnight Mass. 

Thanks to Susan Shimonov and Charles Heard for their delightful piano contributions in the services.  We always welcome vocal and instrumental talent across the ages to join in supporting the worship.  We also thank David Buckley and others for playing in my absence. Overall, the organ has given good service this year (though the cold weather sometimes tested its reliability!), with minor issues being resolved. 

Our St George’s Festival Concert in May 2024, entitled: ‘Composers of St George’s and St John the Baptist Holland Park’, was well received. We were joined by the magnificent Choir of Holland Park School directed by Chloe Wedlake. A great evening was had by all. 

The first recital in February 2025 (celebrating my 30[th] anniversary year at St George’s) was ‘A Journey around Italy’ with Baroque music for soprano and harpsichord. Marcella Di Garbo (a specialist in Italian Baroque singing) greatly contributed to an illuminating evening.  We are pleased to continue to host the Aubrey Singers who rehearse on Sunday evenings. They gave sell- 

out concerts during the year. The piano virtuoso Alexander Karpeyev gave us another great recital of Chopin and Liszt in October which was well supported. 

Jennifer Thorn writes: "It is lovely that Marcella has been available to bring on the singing abilities within the Sunday school, joining them about twice a month and enabling them to contribute to our All-Age services. 

The Wednesday After-school Choir Club celebrated the end of its second year (July 2024) with a great performance of some favourite songs, conducted by Marcella, giving each child a chance to shine, also using some instrumental items added to the programme. We had piano, guitar and a violin; what lovely musical children. Currently the Club is in suspension while we assess the possibilities for growth in the local community by increasing our communication with the Tri-Borough Music Hub and schools in the area." 

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As ever, many thanks to Jennifer Thorn and Marcella Di Garbo for the smooth running of the junior choir who continue to delight our congregation.  Thanks to all who contribute to the musical life at St George’s. 

## **Kensington Deanery Synod Report** 

Deanery Synod meetings in 2024 continued to align with London Diocese’s _2030 Vision_ , with each meeting focusing on a specific theme: 

- **Compassionate Communities (February)** – Hosted by St Barnabas Church, this meeting centred on _Caring for God’s Creation_ and encouraged churches to engage with the Eco Church Awards. Andy Buckler illustrated the Five Marks of Mission using a rainbow metaphor, highlighting _Tell, Teach, Tend, Transform_ , and _Treasure_ —with the fifth mark emphasising the importance of treasuring God’s creation. Due to a lastminute change, Charlotte Bannister-Parker, Associate Vicar of St John's, Notting Hill and Founder of The Hope4Creation Foundation, stepped in as the guest speaker. She spoke brilliantly about a journey of lamentation, pilgrimage, and hospitality, underscoring the necessity of an eco-spiritual faith and reflecting on humanity’s impact on creation. 

- **Spring Common Fund Meeting** – Held at Chelsea Old Church, this meeting provided an opportunity to discuss and review financial commitments within the deanery. 

- **Summer Garden Party (June)** – With grateful thanks to Mother Emma, Synod members gathered in the beautiful gardens of St Mary Abbots Vicarage for a summer social event, fostering fellowship among clergy and laity. 

- **Confident Disciples (November)** – St Philip’s, Earl’s Court Road hosted this session, introducing the _Grow Course_ . The meeting featured a ‘Barriers to Growth’ video and testimonies from parishes currently undertaking the course, as well as reflections from St Barnabas on their experience of completing it. 

- **Creative Growth (December)** – St Philip’s, Gloucester Road hosted the final meeting of 2024, with a focus on _Cultural Diversity_ . Revd Sally Bally, Vicar of Holy Trinity Hounslow, shared insights from her experience leading a multi-cultural and multilingual congregation. She emphasised that cultural diversity is a gift rather than a threat and encouraged churches to embrace the richness it brings. 

## **Key Ongoing Matters** 

- **Safeguarding** remained a standing agenda item at each meeting, with continued encouragement for churches to engage with the Safeguarding Dashboard. 

- **Deanery Governance** – Governors were elected to serve on the deanery’s LDBS schools, ensuring continued support and leadership in church schools. 

We are hugely grateful to all who contributed to the Synod meetings throughout the year, fostering growth, learning, and unity across the Kensington Deanery. 

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**Treasurer’s Report for the year ending 31st December 2024** _by David Buckley_ 

## **Introduction** 

The attached accounts provide a detailed overview of St George’s income and expenditure for the year, along with a balance sheet as of 31st December 2024. GMAK Services Limited (Chartered Accountants) has carried out an independent review and its statement is set out on page 2 of the accounts. 

The income of the Church derives principally from generous voluntary giving, income from its investments, and the rental of its space. During 2024 regular voluntary giving decreased. Investment income, together with the rental of Church space, however, increased during the year as it did in 2023. 

During 2024, the United Benefice continued with its appeal to support the cost of housing for our Associate Vicar, with both St George’s and St. John the Baptist independently raising funds for this purpose. The 2024 accounts show monies received and subsequently paid out to the St. John’s Trust which is managing the Associate Vicar appeal independently from St. George’s. 

I am pleased to report that in 2024 the Church increased its surplus to £14,837 from £7,482 in 2023. Going forward, and as we enter a period of global uncertainty, we would expect to see the Church continuing to broadly break even each year as it has done in the past. 

The PCC is extremely appreciative of the very generous financial support it has received from members of the PCC, members of the congregation, the Church electoral role, friends, local residents, the Council and Church visitors. This generosity has provided the financial support required for the day-to-day running of the Church and enabled St. George’s to continue its important missionary work. 

## **Income** 

The Church's total expenses decreased from £290,290 in 2023 to £281,067 in 2024, primarily due to reduced General Administrative costs. These figures reflect reduced voluntary giving, offset by increases in the rental and usage of Church space. 

Income generated from letting Church space increased during 2024 by 10% from £32,425,673 in 2023 to £35,707 in 2024, largely because of improved utilization. 

Investment income, which is derived principally from the Church’s investments in property (Barlow House), M&G Charifund (a conservatively managed fund for charities) and cash, increased by 6.8% during the year from £40,734 in 2023 to £43,507 in 2024. 

Modestly favourable financial markets increased the value of the Charifund portfolio during the year by £8,362 to £329,107. The valuation of Barlow House remained constant at £430,000. The Church did not sell any of its assets during the year and so it is important to note that no actual losses or gains were realized during the reporting period. 

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## **Expenditure** 

Total expenses for the Church reduced during the year from £290,290 in 2023 to £281,067 in 2024, largely because of the reduction in General Administrative costs described below. 

Despite inflationary increases on many expense lines, the Church continues to retain tight control over its expense base. Although we have seen increases across almost all expense lines in 2024, these have been caused in part by inflationary cost increases, but also by active investment in Church activity (Music, youth programmes etc) which increases the outreach and missionary work that we do, and has brought many more people to the Church over the course of the year. 

General Administrative costs decreased from £49,992 in 2023 to £13,932 in 2024 due to the payout of funds received for the Associate Vicar appeal. 

Our Common Fund contribution, which is the amount that St George’s is required to pay the diocese to cover the salary and pensions of our clergy and the vicarage, together with a contribution to cover the costs of the clergy of other parishes who cannot afford to cover their own costs was increased by the PCC in 2024 to £95,865 from £90,312 in 2023. This increase has only been possible because of the health of our finances, and remains under constant review. 

## **Reserves policy** 

St George’s maintains reserves equivalent to at least two months of general running costs and one month's salary costs. It is also our policy to hold an amount for likely building works at the next quinquennial inspection. 

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St George's Campden Hill
Registered Charity number 1131866
office@hollandparkbenefice.org
hollandparkbenefice.org 020 3602 9873
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LONDON
THE CHURCH
OF ENGLAND
15

St George's Church, Campden Hill
Charity No. 1131866
Tru5tee'5 Report and Unaudited Accounts
31 December 2024

St George's Church, Campden Hill
Statement of Financial Activities
for the year ended 31 December 2024
Unrestricted
funds
2024
Restricted
funds Total funds Total funds
2024
2024
2023
Notes
Income and endowments
from:
Donations and legacies
Other trading activities
Investments
125,271
4.572
130,753
26,946
152,217
4,572
130,753
188,315
5,572
106,603
Total
260,596
26.946
287,542
300,490
Expenditure on:
Charitable activities
Other
181,903
90,785
5.695
2,684
187,598
93,469
173.914
116,376
Total
272,687
8,380
281,067
290,290
Net gains/llossesl on
investments
8,362
8,362
12,718}
Net income
13,730)
18,567
14,837
7,482
Transfers between funds
Net Income before other
gains/(losses)
13,730)
18.567
14,837
7,482
Other gains and losses
Net movement in fund5
13,7301
18.567
14,837
7.482
Reconciliation of funds:
Total funds brought forward
842.230
15.282
857,512
850,029
Total funds carried forward
838,500
33,849
872,349
857,511
Page I

St George's Church, Campden Hill
Balance Sheet
at 31 December 2024
Charity No. 1131866
2024
2023
Fixed assets
Tangible assets
Investments
io
20.379
759,107
779.486
22,004
750,745
772,749
li
Current assets
Debtors
Cash at bank and in hand
12
4,108
92.680
96.788
13.9241
92,864
7,558
80,462
88,020
13.2571
84,763
Creditors: Amount falling due within one year
Net current assets
13
Total assets less current liabilities
872,350
857,512
Net assets excluding pension asset or liability
872.350
857,512
Total net assets
872.350
857,512
The funds of the charity
Restrirted funds
14
Restricted income funds
33,849
33.849
15,282
15,282
Unrestricted funds
14
General funds
203.764
626,374
215,856
626,374
Designated funds
830,138
842,230
Reserves
14
Total funds
872.349
857,512
Approved by the tru5tee5 on 31
cember 2024
And signed on
eir behalf b
D. BUCKLEY
Trustee
31 December 2024
Page 2

St George's Church, Campden Hill
Notes to the Accounts
for the year ended 31 December 2024
l Accounting policies
Basi5 of preparation
The financial statements have been prepared in accordance with Statement of Recommended Practice-
Accounting and Reporting by Charities preparing their accounts in accordance with the Financial
Reporting Standard applicable in the UK and Republic if Ireland IFRS 1021 issued on 16 July 2014 and the
Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland IFRS 102} and the
Charities Act 2011.
Change in basis of accounting or to previous accounts
There has been no change to the accounting policies (valuation rules and method of accounting) since
last year and no changes have been made to accounts for previous years.
Fund accounting
Unrestricted funds These are available for use at the discretion of the trustees in furtherance of the
general objects of the charity.
These are unrestricted funds earmarked by the trustees for particular purposes.
These are unrestricted funds which include a revaluation reserve representing the
restatement of investment assets at their market values.
These are available for use subject to restrictions imposed by the donor or through
terms of an appeal.
Designated funds
Revaluation funds
Restricted funds
Income
Recognition of
income
Income is included in the Statement of Financial Activities {SoFAI when the charity
becomes entitled to, and virtually certain to receive, the income and the amount of
the income can be measured with sufficient reliability.
Income with related Where income has related expenditure the income and related expenditure is
expenditure
reported gross in the SOFA.
Donations and
Voluntary income received by way of grants, donations and gifts is included in the
the SOFA when receivable and only when the Charity has unconditional entitlement
to the income.
legacies
Tax reclaims on
Income from tax reclaims is included in the SOFA at the same time as the
donations and gifts gift/donation to which it relates.
Donated services
These are only included in income (with an equivalent amount in expenditure)
and facilities
where the benefit to the Charity is reasonably quantifiable, measurable and
material.
Volunteer help
The value of any volunteer help received is not included in the accounts.
Investment income This is included in the accounts when receivable.
Gains/llossesl on
This includes any gain or loss resulting from revaluing investments to market value
revaluation of fixed at the end of the year.
assets
Gains/llossesl on
investment assets
This includes any gain or loss on the sale of investment5.
Page 3

St George's Church, Campden Hill
Notes to the Accounts
Expenditure
Recognition of
expenditure
Expenditure is recognised on an accruals basis. Expenditure includes any VAT which
cannot be fully recovered. and is reported as part of the expenditure to which it
relates.
Expenditure on
These comprise the costs associated with attracting voluntary income, fundraising
raising funds
trading costs and investment management costs.
Expenditure on
These comprise the costs incurred by the Charity in the delivery of its activities and
charitable activities services in the furtherance of its objects. including the making of grants and
governance costs.
All grant expenditure is accounted for on an actual paid basis plus an accrual for
grants that have been approved by the trustees at the end of the year but not yet
paid.
These include those costs associated with meeting the constitutional and statutory
requirements of the Charity, including any audit/independent examination fees,
costs linked to the strategic management of the Charity, together with a share of
other administration costs.
These are support costs not allocated to a particular activity.
Grants payable
Governance costs
Other expenditure
Taxation
The charity is exempt from tax on its charitable activities.
Tangible fixed assets and depreciation
Depreciation is provided at the following annual rates in order to write off each asset over its estimated
Useful life..
Fixtures and fittings
IO% Straight line
Freehold investment property
Investment properties are measured initially at cost and subsequently at fair value at each balance sheet
date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they
arise.
Stocks
Stock is included at the lower of cost or net realisable value. Donated items of stock are recognised at fair
value which is the amount the charity would have been willing to pay for the items on the open market.
Trade and other debtors
Trade and other debtors are recognised at the settlement amount due after any trade discount offered.
Prepayments are valued at the amount prepaid net of any trade discounts due.
Cash and cash equivalents
Cash and cash equivalents comprise cash at bank and on hand. demand deposits with banks and other
short-term highly liquid investments with original maturities of three months or less and bank overdrafts.
In the statement of financial position. bank overdrafts are shown within borrowings or current liabilities.
In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are
repayable on demand and form an integral part of the company's cash management.
Page 4

St George's Church, Campden Hill
Notes to the Accounts
Trade and other creditors
Short term creditors are measured at the transaction price. Other creditors and provisions are recognised
where the charity has a present obligation resulting from a past event that will probably result in the
transfer of funds to a third party and the amount due to settle the obligation can be measured or
estimated reliably. Creditor5 and provisions are normally recognised at their settlement amount after
allowing for any trade discounts due.
Research and development
Expenditure on research and development is written off in the year in which it is incurred.
Foreign currencies
Monetary assets and liabilities denominated in currencies other than the functional currency of the
charity are translated at the rates of exchange prevailing at the end of the reporting period.
Transactions in currencies other than the functional currency of the charity are recorded at the rate of
exchange on the date that the transaction occurred.
All exchange differences are are taken into account in arriving at net income/expenditure.
Leased assets
Where the charity enters into a lease which entails taking substantially all the risks and rewards of
ownership of an asset, the lease is treated as a finance lease.
Leases which do not transfer substantially all the risks and rewards of ownership to charity are classified
as operating leases.
Assets held under finance leases are initially recognised as assets of the charity at their fair value at the
inception of the lease or, if lower, at the present value of the minimum lease payments. The
corresponding liability to the lessor is included in the balance sheet date as a finance lease obligation.
Lease payments are apportioned between finance expenses and reduction of the lease obligation so as to
achieve a constant rate of interest on the remaining balance of the liability. Finance expenses are
recognised immediately, unless they are directly attributable to qualifying assets, in which case they are
capitalised in accordance with the charity's policy on borrowing costs.
Assets held under finance leases are depreciated in the same way as owned assets.
Operating lease payments are recognised as an expense on a straight-line basis over the lease term.
In the event that lease incentives are received to enter into operating leases. such incentives are
recognised as a liability. The aggregate benefit of incentives is recognised as a reduction of rental
expense on a straight-line basis.
Pension costs
The charity operates a defined contribution plan for its employees. A defined contribution plan is a
pension plan under which the charity pays fixed contributions into a separate entity. Once the
contributions have been paid the charity has no further payments obligations. The contributions are
recognised as expenses when they fall due. Amounts not paid are shown in accruals in the balance sheet.
The assets of the plan are held separately from the charity in independently administered funds.
Receipt of donated goods. facilities and services
All donated goods. facilities and services received are recognised within incoming resources and
expenditure at an estimate of the value to the charity.
Page 5

St George's Church, Campden Hill
Notes to the Accounts
2 Statement of Financial Activities- prior year
Unrestricted
fund5
Restricted
funds Total funds
2023
2023
2023
Income and endowments from:
Donations and legacies
Other trading activities
Investments
156,837
5.572
106,603
31,478
188,315
5,572
106,603
Total
269,012
31,478
300,490
Expenditure on:
Charitable activities
162.125
11,789
173,914
116,376
Other
84,567
31,809
Total
246.693
43,597
290,290
Net gains on investments
(2.7181
12,7181
Net income
19.601
112,1191
7,482
Transfers between funds
(14,7061
14,706
Net income before other
gains/(losses)
Other gains and1055es:
4,895
2,587
7,482
Net movement in funds
4.895
2,587
7,482
Reconciliation of funds:
Total funds brought forward
837,334
12,695
850,029
Total funds carried forward
842,229
15,282
857,511
3 Income from donations and legacies
Unrestricted
Restricted
Total
Total
2024
2023
Regular donations
Sundry donations
Salary contribution
Income tax recoverable
85.428
2.469
18.288
19,086
125,271
85,428
26,044
18,288
22,457
152,217
93,615
48,419
18,288
27,993
188,315
23.575
3,372
26,946
4 Income from other trading artivities
Unrestrirted
Total
Total
2024
2023
Miscellaneous income
4.572
4,572
5,572
5,572
4.572
4,572
Page 6

St George's Church, Campden Hill
Notes to the Accounts
5 Income from investments
Unrestricted
Total
Total
2024
2023
Investment income
43.507
43,507
40,734
33,444
32,425
106,603
Rent
51.539
35,707
130,753
51,539
35,707
130,753
Use of church
6 Expenditure on charitable activities
Unrestricted
Restricted
Total
Total
2024
2023
Expenditure on charitable
activities
Ministry.. diocesan common
fund. clergy expenses and
accommodation, intern
Church running and
maintenance
Services/sunday
school/events, music and
flowers
102.905
102,905
98,665
47.441
4.995
52,436
45,739
23,257
700
23,957
20,248
Governance costs
Accountancy fees including
Independent Examination
8,300
8,300
9,262
181.903
5,695
187,598
173,914
7 Other expenditure
Unrestricted
Restrirted
Total
Total
2024
2023
Investment property service
charges
Employee costs
Amortisation. depreciation,
impairment, profit/loss on
disposal of fixed assets
General administrative costs
2,763
2,763
2,110
73,901
73,901
62,648
1,626
1,626
1,626
11.248
1.247
2.684
13,932
1,247
49,992
Legal and professional costs
90,785
2,684
93,469
116,376
8 Net income before transfers
2024
2023
This is stated after charging-
Depreciation of owned fixed assets
1,626
1,626
Page 7

St George's Church, Campden Hill
Notes to the Accounts
9 Staff costs
2024
2023
Salaries and wages
Social security costs
Pension cost5
59.414
5,416
9,071
73,901
49,355
3,563
9,730
62,648
No employee received emoluments in excess of £60.000. None of the trustees or anyone
connected with them received any remuneration during the year. Two trustees claim
sundry expenses in accordance with the Church's expense policy.
10 Tangible fixed assets
Fixtures and
fittings
Piano
Total
Cost or revaluation
At l January 2024
At 31 December 2024
9,000
9.000
16,256
16,256
25,256
25,256
Depreciation and
impairment
At l January 2024
Depreciation charge for the
year
At 31 December 2024
3,251
3,251
1,626
1,626
4,877
4,877
Net book values
At 31 December 2024
9,000
9.000
11,379
13,005
20,379
22,005
At 31 December 2023
11 Investments
Freehold
Investment
Other
investments
Listed
Property
Total
Cost or revaluation
At l January 2024
At 31 December 2024
Net book values
At 31 December 2024
430.000
430,000
320,745
329,107
750,745
759,107
430.1￿0
430,000
329,107
320,745
759,107
750,745
At 31 December 2023
12 Debtors
2024
2023
Trade debtors
Other debtors
loo
3,015
4,543
7,558
4.008
4,108
Page 8

St George's Church, Campden Hill
Notes to the Accounts
13 Creditors:
amounts falling due within one year
2024
2023
Trade creditors
Accruals
624
1,658
1,599
3,257
3.300
3,924
14 Movement in funds
Incoming
resources
At31
(including
other
At l January gains/losses
2024
Resources
December
2024
expended
Restricted funds:
Restrirted income funds:
Christian Education
3,165
900
3,165
900
Flowers
Accommodation SJB
Lunch club
Donations for specific
charities
Future Hope
20,530
3.029
20,530
4,492
6.459
14,9951
859
3.318
70
13,3841
793
3,899
3,969
Total
15,282
26,946
18,3801
33,849
Unrestricted fund5:
General funds
215,856
260,596
1272,6871
203,764
Designated funds:
626,374
626,374
Total
626.374
626,374
Total funds
857.512
295.904
1281,0671
872,349
Purposes and restrictions in relation to the funds:
Restricted funds:
Christian Education
Flowers
Accommodation SJB
Lunch club
Donations for specific
charities
Future Hope
Page 9

St George's Church, Campden Hill
Notes to the Accounts
15 Analysis of net assets between funds
Unrestricted
funds
Restricted
Total
funds
Fixed assets
9.000
759,107
92.864
860,971
11,379
20,379
759,107
92,864
872,350
Investments
Net current assets
11,379
16 Reconclllation of net debt
At31
December
2024
At l January
2024
Cash flows
Cash and cash equivalents
80,462
80.462
12,218
12,218
92,680
92,680
Net debt
80.462
12,218
92,680
17 Commitments
Operating lease commitments
Annual commitments under non-cancellable operating leases are as follows:
2024
2024
2023
2023
Land and
buildings
Land and
buildings
Other
Other
Operating leases with expiry date:
Pension commitments
2024
2023
The pension cost charge to the charity
amounted to..
9,071
9,730
Page 10

St George's Church, Campden Hill
Statement of Cash flows
for the year ended 31 December 2024
2024
2023
Cash flows from operating activities
Net income per Statement of Financial Activities
14,837
7,482
Adjustments for:
Depreciation of property. plant and equipment
Dividends, interest and rents from investments
Other gains/losses
Decrease/llncreasel in trade and other receivables
Increase/lDecreasel in trade and other payables
1.626
{130,753)
1,626
1106,6031
3,450
667
14,0661
11,0611
Net cash used in operating activities
{110,173)
1102,6221
Cash flows from investing activities
Dividends, interest and rents from investments
130,753
106,603
Net cash from investing activities
130,753
106,603
Net cash from financing activities
Net increase in cash and cash equivalents
20,580
3,981
Cash and cash equivalents at the beginning of the year
80,462
73,761
Cash and cash equivalents at the end of the year
101.042
77,742
Components of cash and cash equivalents
Cash and bank balances
92,680
80,462
92.680
80,462
Page 11

St George's Church, Campden Hill
Detailed Statement of Financial Activities
for the year ended 31 December 2024
Unrestricte
d funds
2024
Restricted
fund5
2024
Total funds
2024
Total funds
2023
Income and endowments from:
Donations and legacies
Regular donations
Sundry donations
Salary contribution
Income tax recoverable
85,428
2,469
18,288
19,086
125.271
85.428
26,044
18,288
22,457
152,217
93,615
48,419
18.288
27,993
188.315
23,575
3,372
26.946
Other trading activitie5
Miscellaneous income
4,572
4,572
4,572
4,572
5,572
5,572
Investments
Investment income
43,507
51,539
35,707
130,753
43.507
51,539
35,707
130,753
40.734
33,444
32,425
106,603
Rent
Use of church
Total income and endowments
260,596
26,946
287,542
300,490
Expenditure on:
Charitable activities
Ministry: diocesan common fund.
clergy expenses and
accommodation, intern
Church running and maintenance
Services/sunday school/events,
music and flowers
102,905
102,905
98,665
47,441
4.995
52.436
45,739
23.257
700
23,957
20.248
173,603
5,695
179,298
164,652
Governance costs
Accountancy fees including
Independent Examination
8,300
8.300
9.262
8.300
8,300
9.262
Total of expenditure on charitable
activities
181,903
5,695
187,598
173,914
Other expenditure
Investment property service
charges
2.763
2.763
2.110
2.763
2,763
2.110
Employee costs
Salarieslwages
Employer's NIC
Pension costs
59,414
5,416
9.071
59,414
5,416
9,071
49.355
3,563
9,730
Page 12

St George's Church, Campden Hill
Detailed Statement of Financial Activities
73.901
73.901
62.648
General administrative costs,
including depreciation and
amortisation
Depreciation of Piano
Depreciation of Fixtures and
fittings
Bank charges
Stationery and printing
Sundry expenses
Telephone, fax and broadband
1,626
1,626
1,626
538
538
617
7.725
1,897
1,088
12,874
7,725
4,581
1,088
15,558
5,602
42,711
1,062
51,618
2,684
2,684
Legal and professional costs
Other legal and professional
Costs
1,247
1,247
1,247
1.247
Total of expenditure of other costs
Total expenditure
90,785
2.684
93,469
116.376
272,687
8,380
281,067
290.290
Net gain5 on investments
8,362
8,362
12,718}
Net income
13,730)
18,567
14,837
7,482
Net income before other
gains/(Ios5es)
13.730)
18.567
14,837
7.482
Other Gains
Net movement in funds
13,730)
18,567
14,837
7.482
Reconciliation of funds:
Total funds brought forward
842,230
15.282
857.512
850,029
Total funds carried forward
838,500
33.849
872,349
857.511
Page 13

REPORT OF THE INDEPENDENT EXAMINER
TO THE TRUSTEES OF ST GEORGE'S CAMPDEN HILL
I report to the trusl8es on my 8xamination of the financial statements of St George's Church. Campden
Hill for the year ended 31 December 2024, which comprise the Slalement of Financial A¢tlvllles, the Ba18nce
Sheet and the related notes.
Respectlve Responslbilltles of the Trustees and the Independent Examlnèr
The Trustees are responslble for the preparation of the accounts,. you consider that an audit Is not requlred this
year under sectlon 144(2) of the Charities Act 2011 (the 2011 Act) and thai an Independent exarnlnaik)n Is
needed.
It Is my responsibility lo-.
examlne the accounts under sectk)n 145 of the 2011 Act
to follow the procedures laid down in the general Directions given by th8 Charlty Commission
under section 145(5)Ib} of the 2011 Act; and
to slate whether particular matters have come to my altenlion.
Ba8ls of the Indapandent Examlnerfs Raport
My examinallon was carrled out in accordance wlth the General Dlfections given by the Charlly Commlssloners.
An exarnlnallon Includes a review of the accounting records kept by the charity and a comparison of the
accounts presented with those ￿cOrdS. It also includes considerallon of any unusual items or dlsclosures in the
accounts, and seaking explanations from you as trustees concernlng any such mallers. The procedures
undertaken do not provide all the evidence that would be required in an audit, and consequently no opinlon Is
glven as to whether the aC￿UnIS present a 'true and fair view, and the report is Ilmlted to those matters sel out
In the statement below.
Independent Examlner's Statement
In connecllon with my examinallon, no matter has come to my attention which gives me cause to believe that In
any material respect:
the accountlng records were not kept In accordanc8 with Sectlon 130 of the 2011 Act; and
the accounts did not accord with the accounting records:
the accounts did not comply with the applicable requirements concerning the form and content of
accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any
requirement that the accounts give a "true and fairt view which is not a matter considered as parl of an
Independent 8xaminalion.
I have no concerns and have come across no other matters in connection with the examination to which
attention should be drawn In this report In order to enable a woper understandlng of the accounts to be
reached.
A. kffi-kaui
Angela Ktlslakis, ACA, FCCA
GMAK Chartered Accountants
517 Vernon Yard
London W112DX
Date;
)w44. 182