Trustees’ Annual Report for the period
From 1[st] November 2024 To 31 October 2025
Charity name: The Pointer Family Trust Charity registration number: 1131857
Objectives and Activities
| SORP reference | ||
|---|---|---|
| Summary of the purposes of the charity as set out in its governing document |
Para 1.17 | The objects (“the Objects”) of the Trust are to further such objects or purposes which are exclusively charitable according to the law of England and Wales in any part of the world and in such manner as the Trustees may in their absolute discretion think fit. |
| Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts. |
Para 1.17 and 1.19 |
In furtherance of the charity’s objects for the public benefit the trustees provide grants. |
| Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit |
Para 1.18 | In determining the charity’s activities, the trustees have had regard to the Charity Commission’s guidance on public benefit. |
Additional information (optional) You may choose to include further statements where relevant about:
SORP reference Policy on grant making Para 1.38 Policy on social investment Para 1.38 including program related investment Contribution made by Para 1.38 volunteers Other
Achievements and Performance
| SORP reference | ||
|---|---|---|
| Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole. |
Para 1.20 | During the year under review the charity made 7 grants to the following charities totalling £186,656. • Wooden Spoon Society • Dorset Wildlife Trust • Solent Students’ Union • The Magdalen Environmental Trust • MYTIME • Bournemouth Symphony Orchestra |
Additional information (optional)
You may choose to include further statements where relevant about:
Achievements against Para 1.41 objectives set Performance of fundraising Para 1.41 activities against objectives set Investment performance Para 1.41 against objectives Other
Financial Review
| Financial Review | ||
|---|---|---|
| Review of the charity’s financial position at the end of the period |
Para 1.21 | At the end of the reporting period the charity had free reserves of £55,630 (2024: £62,300). In addition to the free reserves the charity has bank balances of £704,118 (2024: £144,144) and investments valued at £2,071,536 within the expendable endowment fund which can be released to support the activities of the charity. |
| Statement explaining the policy for holding reserves stating why they are held |
Para 1.22 | The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks. |
| Amount of reserves held | Para 1.22 | £55,630 |
| Reasons for holding zero reserves |
Para 1.22 | N/A |
| Details of fund materially in deficit |
Para 1.24 | No funds in deficit |
| Explanation of any uncertainties about the charity continuing as a going concern |
Para 1.23 | N/A |
Additional information (optional)
You may choose to include further statements where relevant about: The charity’s principal Para 1.47 sources of funds (including any fundraising) Investment policy and Para 1.46 objectives including any social investment policy adopted A description of the principal Para 1.46 risks facing the charity Expendable endowment funds are those which are required to be invested to produce Other income, but which may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended in furtherance of the charity’s objectives. Unrestricted income funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.
Structure, Governance and Management
| Description of charity’s trusts: |
||
|---|---|---|
| Type of governing document | Para 1.25 | Trust deed dated 17/08/2009 |
| How is the charity constituted? |
Para 1.25 | Trust |
| Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees |
Para 1.25 | Trustees are appointed by the settlors during their lifetime and then by a survivor of them or subject to this appointment is by the trustees. |
| Additional information (optional) You may choose to include further statements where relevant about: |
||
| Policies and procedures adopted for the induction and training of trustees |
Para 1.51 | |
| The charity’s organisational structure and any wider network with which the charity works |
Para 1.51 | |
| Relationship with any related parties |
Para 1.51 | No trustees received any remuneration or was reimbursed for any expenses in the year under review. Ludlow Trust Company Ltd was paid £15,140 (2024: £17,269) for trust administration and cash management fees during the year under review. These fees are authorised under clause 6 of the trust deed. |
| Other |
Reference and Administrative details
| Charity name | The Pointer Family Trust |
|---|---|
| Other name the charity uses | No other names |
| Registered charity number | 1131847 |
| Charity’s principal address | Ludlow Trust Company Limited Tower Wharf Cheese Lane BRISTOL BS2 0JJ |
Names of the charity trustees who manage the charity
| Trustee Name | Office (If Any) | Dat acted for if not whole year | Name of person (or body) entitled to appoint trustee (ifany) |
|---|---|---|---|
| Ludlow Trust Company Limited |
Corporate trustee | ||
| Janet Pointer | Settlor | ||
| David James Pointer |
Settlor |
– Corporate trustees names of the directors at the date the report was approved
Director name Gary St John Collins Walter Duncan Coxon Ali Reza Sarikhani Ziba Christina Skine Sarikhani Christopher Ian Thurlow Matthew John Wickers
Name of trustees holding title to property belonging to the charity
| Trustee name | Dates acted if not for whole year | |
|---|---|---|
| N/A | ||
Funds held as custodian trustees on behalf of others
| Description of the assets held in this capacity |
N/A |
|---|---|
| Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects |
N/A |
| Details of arrangements for safe custody and segregation of such assets from the charity’s own assets |
N/A |
Additional information (optional)
Names and addresses of advisers (Optional information)
| Type of adviser | Name | Address |
|---|---|---|
| Investment Managers | W1M Wealth Management Limited |
16 Babmaes Street, London, SW1Y 6AH |
| Coutts & Co | 440 Strand, London, WC2R 0QS |
|
| Bankers | W1M Wealth Management Limited |
16 Babmaes Street, London, SW1Y 6AH |
| Coutts & Co | 440 Strand, London, WC2R 0QS |
|
| Accountants | Charter Tax Consulting Limited |
8th Floor, 1 Southampton St, London WC2R 0LR |
| Independent Examiner | James O’Rourke FCA | Blue Spire Limited, Cawley Priory, South Pallant, Chichester, West Sussex, PO19 1SY |
| Name of chief executive or names of senior staff members (Optional information) | ||
Exemptions from disclosure
Reason for non-disclosure of key personnel details N/A Other optional information ~~Ce~~ Declarations
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
Signature(s) ~~ee~~ Full name(s) Katie Forder Position (eg On behalf of Ludlow Trust Secretary, Chair, etc) Company Limited (Trustee) ~~ee ee~~ Date 16 April 2026
| CC16a 1131857 The Pointer Family Trust Receipts andpayments accounts 01/11/2024 31/10/2025 To For the period from ~~==~~ |
|
|---|---|
| Section A Receipts and payments | |
| Unrestricted funds Restricted funds Endowment funds Total funds Last year |
|
| to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £ |
|
| A1 Receipts | |
| Income from investments 58,874 - - 58,874 75,267 Interest received 16,404 - - 16,404 20,894 - - - - - - - - - - Sub total(Gross income for AR) 75,278 - - 75,278 96,161 ~~=== =>~~ |
|
| A2 Asset and investment sales, (see table). Sale of investments - - 1,101,554 1,101,554 1,226,394 - - - - - Sub total - - 1,101,554 1,101,554 1,226,394 Total receipts 75,278 - 1,101,554 1,176,832 1,322,555 ~~————~~ |
|
| A3 Payments | |
| Grants awarded 186,656 - - 186,656 294,817 Investment Manager Fees - - 12,620 12,620 10,143 Trust administration fees 14,362 - - 14,362 16,830 Cash Management Charges 778 - - 778 439 Bank Charges - - - - - Independent Examiner fees 600 - - 600 180 Accountancy 1,200 - - 1,200 - Sub total 203,596 - 12,620 216,216 322,409 ~~=—=====~~ |
|
| A4 Asset and investment purchases, (see table) Investmentpurchases - - 407,312 407,312 1,225,374 - - - - - Sub total - - 407,312 407,312 1,225,374 Total payments 203,596 - 419,932 623,528 1,547,782 Net of receipts/(payments) (128,318) - 681,622 553,304 (225,226) A5 Transfers between funds 121,648 - (121,648) - - A6 Cash funds last year end 62,300 - 144,144 206,444 431,670 Cash funds this year end 55,630 - 704,118 759,748 206,444 ~~——SS55=~~ ~~===>>=>~~ |
CCXX R1 accounts (SS)
30/03/2026
1
| Section B Statement of assets and liabilities at the end of the period | Section B Statement of assets and liabilities at the end of the period | Section B Statement of assets and liabilities at the end of the period | ||
|---|---|---|---|---|
| Unrestricted Restricted |
Endowment | |||
| Categories | Details | funds funds |
funds | |
| to nearest £ to nearest £ |
to nearest £ | |||
| B1 Cash funds | - - 704,118 55,630 - - - - - 55,630 - 704,118 Total cash funds Capital account Income account ~~SEE~~ |
|||
| (agree balances with receipts and payments | (agree balances with receipts and payments | |||
| account(s)) | OK OK |
OK | ||
| Unrestricted Restricted |
Endowment | |||
| funds funds |
funds | |||
| Details | to nearest £ to nearest £ |
to nearest £ | ||
| B2 Other monetary assets | - - - - - - - - - - - - - - - - - - ~~===>~~ |
|||
| Details | Fund to which asset belongs Cost (optional) |
Current value (optional) |
||
| B3 Investment assets | Endowment - 2,071,536 - - - - - - - - Investment portfolio ~~=—====~~ |
|||
| Details | Fund to which asset belongs Cost (optional) |
Current value (optional) |
||
| B4 Assets retained for the charity’s own use |
~~= ~~ | - - - - - - - - - - - - - - - - - - ~~===~~ |
||
| Fund to which Amount due |
When due | |||
| Details | liability relates (optional) |
(optional) | ||
| B5 Liabilities | - - - - ~~===~~ |
|||
| Signed by one or two trustees on behalf of all the trustees |
Signature | Print Name | Date of approval |
|
| Katie Forder on behalf of Ludlow Trust | 16 April 2026 | |||
| CompanyLimited |
Signed by one or two trustees on behalf of all the trustees
CCXX R2 accounts (SS)
30/03/2026
2
Independent Examiner's Report to the Trustees of The Pointer Family Trust
I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 October 2025.
Responsibilities and basis of report
As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).
I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent examiner's statement
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
- accounting records were not kept in respect of the charity as required by section 130 of the Act; or 2. the accounts do not accord with those records.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
James O’Rourke FCA Date 16 April 2026 Blue Spire Limited Cawley Priory South Pallant Chichester West Sussex PO19 1SY