2024-10-31-accounts

Trustees’ Annual Report for the period

From 1 November 2023 To 31 October 2024

Charity name: The Pointer Family Trust Charity registration number: 1131857

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	The objects of the Trust are to further such objects or purposes which are exclusively charitable according to the laws of England and Wales in any part of the world and in such a manner as the Trustees may in their absolute discretion think fit.
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	In furtherance of the charity’s objects for the public benefit the trustees provide grants.
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	In determining the charity’s activities, the trustees have had regard to the Charity Commission’s guidance on public benefit.

Additional information (optional) You may choose to include further statements where relevant about:

	SORP reference
Policy on grant making	Para 1.38
Policy on social investment including program related investment	Para 1.38
Contribution made by volunteers	Para 1.38
Other

Achievements and Performance

	SORP reference
Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	During the year under review the charity made a grants to the following charities:  Solent University £25,000  The Magdalen Environmental Trust £25,000  Wooden Spoon Charity £25,000  MYTIME Young Carers £103,500  Bournemouth Symphony Orchestra £26,317  Dorset Wildlife Trust £20,000  Ocean Youth Trust South £60,000  The Bright Kites Foundation £10,000

Additional information (optional)

You may choose to include further statements where relevant about:

Achievements against objectives set	Para 1.41
Performance of fundraising activities against objectives set	Para 1.41
Investment performance against objectives	Para 1.41
Other

Financial Review

Review of the charity’s financial position at the end of the period	Para 1.21	At the end of the reporting period the charity had free reserves of £62,300 (2023: £30,870). In addition to the free reserves the charity has bank balances of £144,144 (2023: £400,800) and investments valued at £2,576,063 within the expendable endowment fund which can be released to support the activities of the charity.
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.
Amount of reserves held	Para 1.22
Reasons for holding zero reserves	Para 1.22
Details of fund materially in deficit	Para 1.24
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal sources of funds (including any fundraising) Para 1.47 Investment policy and objectives including any

social investment policy adopted	Para 1.46
A description of the principal risks facing the charity	Para 1.46
Other		Expendable endowment funds are those which are required to be invested to produce income, but which may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended in furtherance of the charity’s objectives. Unrestricted income funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document (trust deed, royal charter)	Para 1.25	Trust deed dated 17 August 2009
How is the charity constituted? (e.g unincorporated association, CIO)	Para 1.25	Trust
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of	Para 1.25	Trustees are appointed by the settlors during their lifetime and then by the survivor of them or subject to this appointment is by the trustees.

any person or body entitled to appoint one or more trustees

Additional information (optional) Youmay choose toincludefurtherstatementswhererelevant about:	Additional information (optional) Youmay choose toincludefurtherstatementswhererelevant about:	Additional information (optional) Youmay choose toincludefurtherstatementswhererelevant about:
Policies and procedures adopted for the induction and training of trustees	Para 1.51
The charity’s organisational structure and any wider network with which the charity works	Para 1.51
Relationship with any related parties	Para 1.51	No trustee received any remuneration or was reimbursed any expenses in the year under review. Ludlow Trust Company Limited was paid £17,268 (2023: £18,430) for trust administration services during the year under review. These fees are authorised under clause 6 of the trust deed.
Other

Reference and Administrative details

Charity name	The Pointer Family Trust
Other name the charity uses
Registered charity number	1131857
Charity’s principal address	Trustees Department 1stFloor, Tower Wharf Cheese Lane, Bristol BS2 0JJ

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee (ifany)
	David James Pointer
	Janet Pointer
	Ludlow Trust CompanyLimited

– Corporate trustees names of the directors at the date the report was approved Director name

Name of trustees holding title to property belonging to the charity

Trustee name	Dates acted if not for whole year
Funds held as custodian trustees on behalf of		others
Description of the assets held in this capacity
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of adviser		Name	Address	Address
Investment Managers		Coutts & Co	440 The Strand, London, WC2R 0QS	440 The Strand, London, WC2R 0QS
		W1M Wealth	16 Babmaes Street, London, SW1Y 6AH
		Management Limited
Bankers		Coutts & Co	440 The Strand, London, WC2R 0QS	440 The Strand, London, WC2R 0QS
Accountants		Charter Tax Consulting	8thFloor, 1 Southampton Street, London,
		Ltd	WC2R 0LR
Independent examiner	Independent examiner	Geoffrey Frost	Blue Spire Limited, Cawley Priory, South
			Pallant, Chichester, PO19 1SY
Name of chief executive or names of senior staff members (Optional information)
Exemptions from disclosure ~~Pe~~
Reason for non-disclosure of key personnel details
Other optional information ~~po~~
Declarations
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees		on behalf of the charity’s trustees
Signature(s)	~~ee~~
Full name(s)	Katherine Forder
	On behalf of Ludlow Trust
	Company Limited
Position (eg Secretary, Chair, etc) Trust Manager ~~a~~
Date 28 August 2025 ~~OO~~

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

The Pointer Familty Trust 1131857 Receipts and payments accounts For the period Period start date Period end date To from 01.11.2023 31.10.2024 ~~ee ee ee~~ Section A Receipts and payments

Period end date

CC16a ~~-~~

	Unrestricted funds		Restricted funds		Endowment funds		Total funds	Last year
	to the nearest £		to the nearest £		to the nearest £		to the nearest £	to the nearest £
A1 Receipts
Income from investments	75,267		-		-		75,267	10,902
Interest received	20,894		-		-		20,894	16,818
	-		-		-		-	-
	-		-		-		-	-
	-		-		-		-	-
	-		-		-		-	-
	-		-		-		-	-
Sub total(Gross income for AR)	(Gross income for AR) 96,161		-		-		96,161	27,720
A2 Asset and investment sales, (see table). Sale of investments - - 1,226,394 1,226,394 92,339 Gain on foreign Exchange - - - - 32,081 Sub total - - 1,226,394 1,226,394 124,420 Total receipts 96,161 - 1,226,394 1,322,555 152,140 ~~—————~~
A3 Payments
Grants awarded	294,817		-				294,817	74,846
Investment manager fees (including VAT)
	-		-		10,143		10,143	967
Trust administration fees (including VAT)
	16,830		-		-		16,830	17,666
Independent Examiners fees	180		-		-		180	780
Cash management fee	439		-		-		439	764
Bank charges	-		-		-		-	12
	-		-		-		-	-
	-		-		-		-	-
**Sub total **	312,265		-		10,143		322,408	95,035
A4 Asset and investment purchases, (see table) Investmentpurchases - - 1,225,374 1,225,374 2,284,163 - - - - Sub total - - 1,225,374 1,225,374 2,284,163 Total payments 312,265 - 1,235,516 1,547,782 2,379,198 Net of receipts/(payments) - 216,104 - - 9,122 - 225,226 - 2,227,058 A5 Transfers between funds 247,535 - 247,535 - - A6 Cash funds last year end 30,870 400,800 431,670 2,690,808 Cash funds this year end 62,300 - 144,144 206,444 463,750 ~~S555~~ ~~SS]~~ ~~=~~

CCXX R1 accounts (SS)

28/08/2025

1

Section B Statement of assets and liabilities at the end of the period

			Unrestricted Restricted		Endowment
Categories	Details		funds funds		funds
			to nearest £ to nearest £		to nearest £
B1 Cash funds	- - 144,144 62,300 - - 62,300 - 144,144 Capital account Income account Total cash funds ~~=—===~~
	(agree balances with receipts and payments	(agree balances with receipts and payments
	account(s))		OK OK		OK
			Unrestricted Restricted		Endowment
			funds funds		funds
	Details		to nearest £ to nearest £		to nearest £
B2 Other monetary assets	- - - - - - - - - - - - - - - - - - ~~—_—~~
	Details		Fund to which asset belongs Cost (optional)		Current value (optional)
B3 Investment assets	Endowment - 733,175 Endowment - 1,842,888 - - - - - - Investment portfolio Investment portfolio ~~——=—~~
	Details		Fund to which asset belongs Cost (optional)		Current value (optional)
B4 Assets retained for the charity’s own use	- - - - - - - - - - - - - - ~~=—===~~
			Fund to which Amount due		When due
	Details		liability relates (optional)		(optional)
Signed by one or two trustees on behalf of all the trustees B5 Liabilities CCXX R2 accounts (SS)	- - - - - - - - - - Date of approval Print Name Katherine Forder on behalf of Ludlow Trust CompanyLimited Signature 2 28/08/2025 28 August 2025 ~~mo~~

Independent Examiner's Report to the Trustees of The Pointer Family Trust

I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 October 2024.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or 2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Geoffrey Frost BSc(Hons) FCA Date 29 August 2025 Blue Spire Limited Cawley Priory South Pallant Chichester West Sussex PO19 1SY