The
United
Reformed
Church
Annual Report
Financial Statements
ofthe
Clllist Church (United Refonned) Petts Wood Charity
Charity Number: 113 1806
for the year ended 30 June 2023
The Revd Nadene Snyman
Bankers:
HSBC
249 High St, Orpington, Kent, BR6 ONR
Metro
4 Nugent Retail Park, Cray Ave, Orpington, Kent, BR5 3RP
Independent Examiner:
Mrs Marion Moore
10 Ban]field Wood Road, Beckenham, Kent. BR3 6SR
Charity Number: 1131806
Page I

CHRIST CHURCH (UNITED REFORMED) CHURCH CHAIUTY
MISSION STATEMENT
Christ Church is a worshipping, welcoming and proclaiming
Christian community, wishing to learn, grow spiritually and serve
its local neighbourhood whilst being alive to the needs of an ever-
changing world.
Mission Pri
Pra
riti
To increase the number of individuals who feel comfortable
around prayer
To establish a congregation which will bring all things to God
in prayer
To become a faith fflled community of people who on a
personal level think deeply about their faith and their
relationship with God
Welcomin
Diverse
To be a church where people feel welcome and that they
belong
To become a church that recognises and celebrates diversity
To offer safe, attractive and comfortable surroundings to
those who come to our premises
Relevant & Accessible
To offer ways of being church that will accommodate
current lifestyles
To increase the number of families associated with the local
church
To be more visible in our response to global, national and
local situations
Becomin
a Greener Church
To be awarded our GOLD Eco-church status (currently
silver)
Charity Number: 1131806
Page 2

BACKGROUND
The Church Meeting: Under the constitution of the United
Refornied Church the Church Meeting at Christ Church Petts Wood
provides church members the opportunity through discussion,
responsible decision and care for one another,
to strengthen each other's faith
and to foster the life, work and mission of the Church.
It also has the responsibility for the maintenance of Christ
Church's buildings and its grounds which are owned by the United
Reforn]ed Church Southern Synod Trust. The responsibility for the
maintenance of the minister's manse in Petts Wood is jointly
managed by Christ Church, Petts Wood and Camberwell United
Reforn]ed Church. The manse in which Christ Church's minister
nornially resides is owned by the United Refonned Church
Southern Synod Trust.
The Elders Meeting: Amongst other things, the Elders Meeting has
responsibility
To work with the rninister in fostering in the congregation a
concern for witness and service to the community
to provide regular public worship
to make recommendations to the Church Meeting
concerning arrangements for the proper maintenance of
buildings and the general oversight of all the financial
responsibilities of the local church
to ensure that safeguarding measures are in place and are
regularly reviewed and that health and safety issues are
monitored and addressed
Members of the Elders Meeting are the Trustees of Christ Church
(United Refonned) Petts Wood Charity
HISTORY OF REGISTRATION
In 2009 the Church registered with the Charity Commission in its
own right as per the Charities Act 2006. The Church Meeting
approved the name of the Charity as "Christ Church (United
Refonned) Petts Wood Charity" Members of the Elders Meeting
were appointed as Trustees of the Charity as from September 2009.
Charity Number: 1131806
Page 3

TRUSTEES
Members of the Elders Meeting and Trustees are either ex officio
or elected by the Church Meeting in accordance with the
regulations as laid down by the United Reformed Church.
3 Elders came to the end of their natural terms of service and
during 2022-2023 Elders have been planning for the Elders meeting
from January 2024 as another 2 Elders will come to the end of their
tenns of service and we would like to maintain 10-12 serving
Elders.
During the year the following served on the Elders Meeting and as
Trustees:
Trustees
Elected
as Trustee
Susan Calvett
January 2018
Katherine Copley
January 2015
Peter Dale
January 2021
Jacqui Degraft-Johnson January 2021
Fiona Fogden
January 2018
Martin Leonard
September 2009
Christine McNamara
January 2017
Steve McNamara
January 2017
Hilary Miles
January 2023
Rachel Millington
January 2021
Janet Poole
January 2020
The
Revd
Nadene February 2019
Snyman
Da￿d Watts
Ceased as
Trnstee
December 2022
December 2022
December 2022
January 2021
Charity Number: l 13 1806
Page 4

COMMirrEES
Members of the Elders Meeting for the following calendar year are
elected at the Church's Annual General Meeting held in November.
The Elders Meeting meets seven times a year.
Working Groups are also appointed at the November Church
Meeting. These groups meet regularly and work to support the
Elders Meeting in achieving the Church's Mission Statement. They
also make reports and recommendations to the Elders Meeting and
to Church Meeting. Church Meeting meets six times a year.
The Working Groups are:
Finance Group (which reports to every Elders Meeting)
Property Group
Children's and Youth Ministry Working Group
Hospitality and Fellowship Group
Pastoral Care Group
Worship Group
World Church and Social Action Group
Technology, Media & Communications
CHURCH MEMBERSHIP: A Church membership roll is kept. On
I st January 2023 there were l 15 members.
REVIEW OF THE YEAR
July 2022 to July 2023 has been really busy for Christ Church and
we delighted that people have come back to in person worship
but that also many people are watching our services online and
forn] a very special part of our Church community.
Our services at Christmas & Easter have been really special times
and we shared in a variety of services including a toy service,
nativity, carol services, family Christmas worship, Maundy
Thursday meal, Easter Sunday breakfast and participated in the
Good Friday Walk of Witness with Petts Wood Churches
Together.
Charity Number: 1131806
Page 5

The average attendance on a Sunday morning which is a
combination of in person and online attendance including
children is around 150. Services over the past year have
principally been led by our minister supplemented by visiting
preachers or members of the congregation.
The Church of Youth is now meeting each week and Messy
Church continues to run monthly. Last Autumn we also started a
youth group once a month and although this has small numbers it
is a lovely group and many of the young people volunteer
elsewhere within the Church. All those who work with children
and youth have been DBS checked and we are just looking at
renewing some of these checks. The Safeguarding Policy was
reviewed and updated.
The church has continued to sponsor the Petts Wood Playgroup
for Children with Special Needs through the provision of
accommodation, volunteers and services.
Pastoral care continues to be a very important part of our mission
and this has been even more important in a year that has seen
some quite a lot of bereavement within our fellowship.
All our unifonned organisations continue to meet in the halls and
nearly 100 young people attend each week as part of these
groups.
All these activities were made possible through the voluntary
help of church members and of people associated with the
church.
The church has continued to support the Leprosy Mission,
Christian Aid and Commitment for Life (which is a partnership
between the United Refornied Church and Christian Aid) through
donations from individual members. Other charities were also
similarly supported through gifts of money or goods - for
example the Hayes Community food bank.
Charity Number: l 131806
Page 6

The church halls continue to be used by many local community
organisations for all ages and we are continuing to plan for a major
hall refurbishment early in 2024 which will ensure our Church and
community activities can continue in this space.
The Elders and Church Meeting have continued to implement a
programme of initiatives in furtherance of their vision for the
church over the next few years.
KatherAne Copley
Church Secretary
October 2023
FINANCE REVIEW
The financial results from l July 2022 to 30 June 2023 shows a
surplus of £ 26,497. The large surplus relates to the delayed receipt
of Gift Aid for 2021 to 2022 and the balance of the insurance claim
for lost of income during Covid.
The church's main expenditure has been the completion of the
replacement of the hall complex roofs. The finance kept a review
of the press news on Metro Bank. It is reviewing other banks to
spread the assets.
RESERVES POLICY
The Trustees aim to build up free reserves by the transfer of
£12,500 into dedicated reserves at the beginning of each Financial
Year if funds allow. This to enable a dedicated fund to be built up
to cover major capital expenditure on building works over the next
10 years.
The balance at the end of June 2023 is £34,174. The Trustees
agreed to move funds from the Renovation fund and other funds
to the Halls Renovation project to start in the next Financial Year.
This fund has a balance of £55,091
Charity Number.. 113 1806
Page 7

RISK MANAGEMENT
The Trustees have assessed major risks to which the church is
exposed, in particular those related to operational and financial
risks and are satisfied that systems are in place to mitigate its
exposure to major risks. The principle risks and uncertainties
currently facing the charity are considered to be:
Financial risk: The age of the building will require unexpected
repairs costs that potentially be unaffordable by its current
income and reserve level.
Risk in connection with working with children, young adults
and vulnerable adults: The church volunteers have regular
contact with children and adults. The risk is that the
appropriate level of due care over these individuals is not
adequate.
Risk in keyman dependency for important roles in running and
maintenance of the Church.
Our plans and strategies for managing these risks include:
Regular rneetings of the Trustees, Finance and other related
sub committees monitoring income and expenditure.
Spreading money between banks to reduce if banks collapse.
Dual authority on banks accounts to safe guard the church,
expenditure.
Reduce the risk of keyman dependency.
Review and produce polices for finance.
Maintaining adequate Insurance, ensuring adequate reserve is
held, the use of intruder alarnis and relevant procedures for
evacuation of the building.
Have appropriate safeguarding training and policies in place.
Martin Leonard
Church Treasurer
October 2023
Charity Number: 1131806
Page 8

Chrlst Church (Untted Reformed) Petts Wood Charlty
Receipts and Payments forthe yearended 30June 2023
2023
De$l8nated
lu￿d5
2022
General
fund
Restrfcted
funds
Total fvnd5
Tot81 fu*ds
RECEIPTS
Voluntary
83,807
22
881
47,584
8,673
65
10,697
95,154
122
881
49,397
8,673
133,788
42
Church aCEivities
Other
1,583
230
37,825
19,(NYJ
Total receipts
140.967
2.233
11.027
154,227
190,655
PAYMENTS
Fundraising
Church attivitSes
Governance
171
94,794
930
171
125
ai,710
126.629
930
17a,iio
580
Tot61 payments
95,895
125
31,710
127,730
173,690
Exce55 of reteipts over
Paymefits
Transfers between funds
45,072
2,108
120,6831
26,497
16,965
120.6831
128,3171
49,(N)O
Opening cash funds
15.89L
91,983
31,477
139,351
122,386
Clasln8 tash funds
40,280
65.774
59,794
165.848
139.351

Christ Church {United Reformed) Petts Wood Charity
Recelptsforthe yearended 30 June 2023
2023
Des16t￿e￿
fund5
2022
Gener31
fund
Re$￿tted
funds
Total lutMIs
Totsl fvnds
Vduntary
Donations- GAstanding orders
Donations- GA envelopes
Donations- no GA envelopes
Cash collECtions
Donations- Gener31
CharityAppe315
Commitment for Life
49.190
2,503
931
4,622
1,456
49,190
2,503
931
4.622
7,824
1,386
25
Sl,432
4,328
1,139
2,171
,471
1,980
650
5,718
1,386
25
Lepr￿¥ Mlsslon
Gift Aid
Legacie5
Grants
Contributim to manse exp5
24,909
24,909
3,568
3.568
196
64,267
196
83.807
650
10,697
95.154
133,788
Fundraising
Fundr3isin8 event5
Sundry donations
22
11)0
122
22
100
112
Interest
Deposit interest
881
42
881
881
42
Church activitles
Hospitality workin8 8roup
Messy church
ttle Fishes on Friday
TuesdayToddle
Lettin8S
Wedding5 & funerals
Surnup pavrnents
139
160
139
160
1,047
512
46,216
1,265
58
211
1,047
512
492
391
36,225
506
46,216
1,035
34
230
24
47.584
1,583
230
49.397
37,825
Other
Insurance claim
8.673
8,673
19,(M)O
8,673
8,673
19.OJO

Chrlst Church Iunlted Reformed) Petts Wood Charity
Payments forthe yearended 30June 2023
2023
nated
funds
2022
General
fund
Re￿rftted
lund5
Totsl funds
Total lund5
Fundraising events
171
171
Church artivitie5
Charity Appè31s
Ministry and Mission
5,474
5,474
54,371
400
742
2,457
21.571
125
54,371
400
742
122
377
54,059
160
1,097
Ministers. expense5
Contracts
Repairs & malntenance
Kitchen project
Roof
Garden
Renovatlon
Insurance
2.335
21.194
3,570
1.392
46,686
6,620
8,855
14,896
5,724
2.125
86
1,147
603
2,255
6,743
901
312
1.239
5,744
832
2,685
667
213
136
125
7,926
5.541
2.122
832
L,147
749
1,216
951
843
595
126
6.8SS
1,393
220
303
325
138
297
3,385
236
7.926
5,541
2,122
832
1,147
749
1,216
2,447
843
G35
Water
Waste
Telephone & broadband
Heating
Manse expenses
CCLI License
Postage & siationery
Other expenses
Cleaning
C1eaninE mèteri31s
Finance working group
Worship working group
Pastoral working group
Hospitality worklng group
SErvery refreshments
Technology, comms & Meth3
Disciple & witne55 working group
Eco church
World Church working group
Church of Youth/Youth group
Messy Church
Wedding5 & funerals
Organist
Flowers
1,496
595
1,337
6,855
1,393
220
1,211
303
325
138
297
3,385
236
1,757
91
57
41
466
349
255
2,220
466
149
255
Z.220
197
315
265
1,320
72
94,794
125
31,7LO
126,629
173,110
Governance
610
120
200
610
L20
200
270
iio
200
Bank char8&S
Independent examination
930
930
580

Christ Church (United Refomiedl Petts Wood Charity
Movement OTr funds
Openin
baLrynce at I
July2022
Transfers
between
funds
C105ing
balance at 30
Jurie 2021
Reteipts
Paymeffts
General fund
15,891
140,967
195,8951
120,6831
40,2
Iksignated funds
ttle Fishes
Local Community
Orchestra
Audiovisual
Renovation
Sanctuary
Tuesday Toddlers
5,634
1,412
2.434
14.362
29,174
1,047
6,681
1.412
2,584
14,362
34,174
Iso
5,(NJO
1,986
512
2,498
Designated le8acies
Administration legacy
Osborne legacv
Kltchen
Property legacy
Luncheon Club
40
19,217
2,446
119,(M)01
217
5LKI
2,821
15,0001
19,3171
10,332
24
1.039
Total designated funds
91,983
2,233
128,3171
65,774
Restricted funds
Charitable Causès
5,477
L411
15,4741
1,414
887
128
2,719
126
15711
Piano
Bowls club
128
2.019
1.600
700
11.4741
G3rden
URC Tnaintenènce Erants
Roof & Halls
3.568
5,348
14,5681
121,1941
21,937
49.0(NJ
5S,091
Total restrKted fund5
31,477
11,027
131,7101
49,0(M)
59,794
Total funds
139,351
154.227
1127,730
L65,848
Notes

Chrlst Church Iunlted Reformed) Petts Wood Charity
statsment of assets and liabilities
2023
Totsl fufids
2022
Total fund5
Monetaryas5et5
Metro current account
Metro letEings account
Cash-float In safe
Cash Messy Church Isafel
Metro Deposits
CAF accounts
HSBC- Deposit
7,325
2,903
ILM)
127
70,430
48,063
804
i(KJ
127
6,(K)I
84,963
84,2S6
165.848
L39,351
Other monetory assets
Uncleared deposits- Metro current
Lettings involced not yet received
3,345
3,164
PAYE
LettiDE deposrts- refundable
Monies held for Petts Wood church￿ Together
Retention for Rty)f work
1,9901
16671
16531
12,8321
Approved by the Trustees on
and signed on their behalf by..
J A023
C NIAOL￿6 S￿9 N A￿J)

## **Independent Examiner’s report to the Trustees of Christ Church (United Reformed) Petts Wood Charity** 

I report to the Elders (as trustees) on my examination of the accounts of the church for the year ended 30 June 2023. 

## **Responsibilities and basis of report** 

As the charity trustees of the church you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). 

I report in respect of my examination of the church’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145 (5) (b) of the Act. 

## **Independent examiner’s statement** 

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 

- Accounting records were not kept in respect of the church as required by section 130 of the Act; or 

- The accounts do not accord with those records. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 


Marion Moore MA FCA DChA 10 Barnfield Wood Road Beckenham BR3 6SR 

7 November 2023