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2026-04-05-accounts

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees
On accounts for the year
ended
Set out on pages		 ESSEX ISLAMIC ACADEMY ESSEX ISLAMIC ACADEMY ESSEX ISLAMIC ACADEMY
05/04/2026 Charity no
(if any)		 1131755
1-2

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 05/04/2026.

Responsibilities and As the charity's trustees, you are responsible for the preparation of the basis of report accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Date: 07/08/2026 Signed: Name: Hafiz Junaid Khaliq Relevant professional ICAEW qualification(s) or body (if any): Address: Suite 4 Cranbrook House 61 Cranbrook Road, Ilford, IG1 4PG

1

IER

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of No such item any items that the examiner wishes to disclose .

2

IER

Trustees’ Annual Report for the period

From: 6[th] April 2025 To: 5[th] April 2026

Charity name: Essex Islamic Academy

Charity registration number: 1131755

Objectives and Activities

SORP reference
Summary of the purposes
of the charity as set out in
its governing document		 Para 1.17 • To advance the Islamic religion
as preached and exemplified by
the Quran and Sunnah of the
Prophet Mohammed (P.B.U.H.)
• To provide or assist in the
provision of facilities in the
interest of social welfare for the
recreation and other leisure-time
occupation of individuals who
have need of such facilities by
reason of their youth, age,
infirmity or disability, financial
hardship or social circumstances,
with the object of improving their
conditions of life.
• The promotion of religious
harmony for the benefit of the
public by:
o Educating the Muslims in
different religious beliefs,
including awareness of
their distinctive features
and their common ground,
to promote good relations
between persons of
different faiths
o Promoting knowledge and
mutual understanding and
respect of the beliefs and
practices of different
religious faiths.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.		 Para 1.17 and
1.19		 Religious and Social Activities;
Prayers:
We have organised daily prayer
facilities within the Centre during the
operating hours and on Friday
sermons.
Ramadan:
The Charity organises special prayers
during the Month of Ramadan, we
prepare food for people
to break their fast and deliver Islamic
Lectures to all the local communities.
Eid is also celebrated with the
communities.
Future Events and Activities:
Madrasah, Sports activities, health and
wellbeing, seminars, talks and
educational workshops.
Ladies Coffee morning:
Ladies’ coffee mornings are organised
every month. Talks on many topics
were discussed, i.e.- healthy leaving,
childcare, etc.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit		 Para 1.18 Trustees have considered the guidance
issued by the Charity Commission on
public benefits.

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.		 Para 1.20 During the year, Essex Islamic Academy
(Ripple Road Mosque) continued to
make a meaningful contribution to the
local community by advancing
education, promoting health and
wellbeing, and strengthening
community cohesion. Through its
religious, educational, and charitable
activities, the charity has provided a
welcoming environment that supports
people of all ages and backgrounds.
The charity delivered regular Islamic
education programmes for children and
adults, daily congregational prayers,
Friday sermons, and educational
lectures that promoted good character,
respect, social responsibility, and
community values. These activities

have helped beneficiaries strengthen their faith, develop positive moral values, and build a stronger sense of belonging within the community. Working in partnership with local community engagement groups, healthcare organisations, and statutory services, the charity organised a range of community events and awareness campaigns focusing on smoking cessation, health and wellbeing, mental health awareness, and tackling antisocial behaviour. These initiatives encouraged healthier lifestyles, improved access to support services, and increased awareness of important public health issues. Volunteers played a vital role in delivering these activities, demonstrating the charity’s commitment to serving the wider community. As a result of these efforts, the charity has helped improve the wellbeing of its beneficiaries, strengthened relationships between different communities, encouraged volunteering and civic participation, and promoted a safer, healthier, and more inclusive society. The trustees remain committed to expanding these services and continuing to respond to the changing needs of the local community while fulfilling the charity’s objectives for public benefit.

Financial Review

Review of the charity’s
financial position at the end
of the period		 Para 1.21 The mosque is fully functional and
maintains a healthy cash reserve of
£156,365 as at 5thApril 2026.
Part of Interest free loans (Qard e
Hasna) has also been repaid (£39k)
during the year 2025/26.
The outstanding Qard e Hasna balance as
at 5thApril 2026 is £96,990.
Statement explaining the
policy for holding reserves
stating why they are held		 Para 1.22 The unrestricted funds are general
funds which are fully expendable. The
Trustees regularly monitor the balance
on unrestricted funds to ensure that
there will always be sufficient to meet
the charity’s general needs and other
commitments.
Amount of reserves held Para 1.22 £156,365
Reasons for holding zero
reserves		 Para 1.22 N/A
Details of fund materially in
deficit		 Para 1.24 N/A
Explanation of any
uncertainties about the
charity continuing as a going
concern		 Para 1.23 N/A

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)		 Para 1.25 Trust deed – (Amended 14 Feb 2019)
How is the charity
constituted?
(e.g unincorporated
association, CIO)		 Para 1.25 Unincorporated
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees		 Para 1.25 Initially, Trustees were interviewed by
the Caretaking Interim Manager
appointed by the Charity Commission,
together with the other panel members.
In the event that a Trustee
permanently retires or additional new
Trustees are appointed as required, the
Trustee will be elected from the
members.

Reference and Administrative details

Charityname Essex Islamic Academy
Other name the charity uses
Registered charitynumber 1131755
Charity’s principal address 343 RIPPLE ROAD
BARKING
IG11 7RJ

Names of the charity trustees who manage the charity

1
2
3
4
5		 Trustee name Office (if any) Dates acted if not for whole
year		 Name of person (or body) entitled
to appoint trustee(if any)
Mohammed
Ismail
MD Shahjahan
Miah
Delwar Hussain
Liaqat Mir
Rezza Ali

Funds held as custodian trustees on behalf of others

Description of the assets N/A held in this capacity

Name and objects of the N/A charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for N/A safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of adviser Name
Address
Independent
Advisor		 Hafiz Junaid
Khaliq ACA		 DeanCoopers
Suite 4,
Cranbrook House
61 Cranbrook Road
Ilford, Essex, IG1 4PG

Name of chief executive or names of senior staff members (Optional information)

Mohammed Ismail Shah

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Liaqat Ali Mir Full name(s) Mohammed Ismail Shah Position (eg Secretary, Chairman Assistant Treasurer Chair, etc) Date 7th August 2026 7[th] August 2026

----- Start of picture text -----
Charity Name No (if any)
Essex Islamic Academy 1131755
Receipts and payments accounts CC16a
For the period Period start date Period end date
To
from 06/04/2025 05/04/2026
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest
to the nearest £ to the nearest £ to the nearest £ to the nearest £
£
A1 Receipts
Donations 155,469 - - 155,469 185,514
Interest receivable 132 - - 132 296
Other operating income - - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
Sub total (Gross income for
155,601 - - 155,601 185,810
AR)
A2 Asset and investment sales,
(see table).
Bank interest received - - - - -
Debtors received - - - - -
Sub total - - - - -
Total receipts 155,601 - - 155,601 185,810
A3 Payments
Advertising and PR 2,392 - - 2,392 212
Bank Charges 2,219 - - 2,219 1,784
Cleaning 4,102 - - 4,102 3,575
Entertaining 178 178 1,643
Insurance 1,656 - - 1,656 1,719
Light and heat 11,347 - - 11,347 12,724
Other legal and professional 10,055 - - 10,055 1,442
Rates 1,573 - - 1,573 1,572
Repairs and maintenance 695 695 6,824
Security and safety 618 618 486
Stationery and printing 845 845 854
Sundry 2,098 - - 2,098 2,214
Telephone 466 - - 466 528
Travel and subsistence 270 - - 270
Wages, PAYE & NI 50,751 - - 50,751 48,953
Water rates 1,388 - - 1,388 1,175
- - - - -
- - - -
Sub total [ 90,653 ] - # - 90,653 85,705
A4 Asset and investment
purchases, (see table)
Assets and investment purchase - - - - 17,069
Loan repaid 38,990 - - 38,990 63,500
Sub total [ 38,990 ] - - 38,990 80,569
Total payments 129,643 - - 129,643 166,274
Net of receipts/(payments) 25,958 - - 25,958 19,536
A5 Transfers between funds - - - - -
A6 Cash funds last year end 130,407 - - 130,407 110,871
Cash funds this year end 156,365 - - 156,365 130,407
----- End of picture text -----

CCXX R1 accounts (SS)

31/07/2026

1

Section B Statement of assets and liabilities at the end of the period Section B Statement of assets and liabilities at the end of the period Section B Statement of assets and liabilities at the end of the period
Categories
Note on the assets
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
B3 Investment assets
B4 Assets retained for the
charity’s own use
B2 Other monetary assets
B1 Cash funds
CCXX R2 accounts (SS)		 Details
Land and buildings
Equipment
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Cash at bank account
Petty cash
Details
debtors
Details
Wages payable
Details
Loan liabilities (interest free loan)
Paye
Signature
2		 Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
156,142
-
223
-
-
-
156,365
-
OK
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
1,033,975
-
6,100
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
96,990
-
454
-
778
-
-
-
-
-
Print Name
Mohammed Ismail
Liaqat Mir		 Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
-
-
-
-
-
Date of
approval
24/07/2026
24/07/2026
31/07/2026

CCXX R2 accounts (SS)