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2025-12-31-accounts

ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2025

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

CHARITY REGISTRATION NUMBER 1131721

Independent Examiners Ltd The Grain Store Hills Barns Appledram Lane South Chichester, West Sussex PO20 7EG

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2025

----- Start of picture text -----
Page
Legal and Administrative Information 3
Trustees' Report 4 to 5
Independent Examiner's Report on the Accounts 6
Statement of Financial Activities 7
Balance Sheet 8
Notes to the Accounts 9 to 16
----- End of picture text -----

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

LEGAL AND ADMINISTRATIVE INFORMATION

INCUMBENT

Rev. A Johnson

CHARITY NUMBER

1131721

WORKING NAMES ST MMM PCC, ADDISCOMBE START OF FINANCIAL YEAR 01 January 2025 END OF FINANCIAL YEAR 31 December 2025

TRUSTEES AT 31 DECEMBER 2025

Rev Amanda Saffery Johnson - Chair Wenton Lespierre Regina Chitambara Susan Lesley Newman Cifton Wynter Paul Teague - Appointed on 26.05.2024 Ashley Mills - Appointed on 26.05.2024 Janet Cotterill Lesley Campbell - Appointed on 01.01.2025 Patricia Weston - from 01.01.2025 to 12.05.2025 Brigid Susan Doherty - Appointed on 27.05.2025 Isabella Anitra Lisk - Appointed on 27.05.2025 Helen Koukoulis - Resigned 31.12.2025 Sheba Ebenezer - Resigned 12.05.2025 Jo Oladiran - Resigned 12.05.2025

The existing trustees appoint any new trustees following the provisions laid out in the Charity's governing instrument.

GOVERNING INSTRUMENT

REGISTRATION DATE

Parochial Church Council Powers Measure (1956) as amended and church representation rules

21 September 2009: Previously excepted registration.

OBJECTS Promoting in the ecclesiastical parish the whole mission of the Church.

PRINCIPAL ADDRESS Canning Road Addiscombe Croydon Surrey CR0 6QD PRIMARY BANKERS CAF Bank Limited 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ INDEPENDENT EXAMINER Zita Derbak Independent Examiners Ltd The Grain Store Hills Barns Appledram Lane South Chichester, West Sussex PO20 7EG

3

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

TRUSTEES' REPORT FOR THE YEAR ENDED 31ST DECEMBER 2025

The charity carries out a wide range of activities for the community during the year. The aim is to bring the community together. The trustees consider that these activities, summarised below, provide benefit both to those who are part of St Mary Magdalene with St Martin’s church as represented by the PCC and the wider community in which the charity resides.

1. The organisation and provision of Christian worship

A space provided with opportunities for people to explore faith, to worship, to participate in works that reflect the teachings of Jesus, and to live out their beliefs. There are both ordained and lay ministers who lead worship and preach. Three music groups, a choir and a band provide music in worship and celebration services, funerals and weddings.

2. Gatherings & Discipleship

The church gathers every Sunday for two morning worship services. These services are also live-streamed to provide access to those who are housebound and a regular number of visitor viewers. We have guest speakers four or five times a year, and several church members preach and lead services on a regular basis. Our Pastoral team takes communion once a month to those who are house bound and to a local nursing home.

Messy Church , a Fresh Expressions gathering, is held once a month for young children and their families. The afternoon provides a programme of arts and crafts, biblical storytelling, games and songs and attendance has been increasing during the past year.

An early evening service with prayer for healing and wholeness takes place once a month. Morning prayer is held twice a week, once in person and once via Zoom.

Children and Youth . The Vicar oversees the teenagers’ youth meeting on a Sunday and groups for younger children are held in the hall.

3. Outreach to the community

Our preschool is doing well. We offer 30 hours and have an almost full register drawing from a local community.

Playtime: 2014 saw the start of a two-hour Toddler group once a week for the community. This originally took place in the church hall on a Wednesday afternoon when pre-school was not open. From November 2025 this moved to a morning session in the church building. This was to accommodate the Preschool offering 30 hours consistently over five days. It also met the needs of parents and carers to have playtime provision in the morning rather than the afternoon, which has resulted in a growth in numbers.

Holiday Club is a three or four day annual event during the August holiday attended by local children run by a team of volunteers from the church. However, this did not run in 2025 due to ill health on the part of those who organise this event. We are planning to run this in August 2026.

Café matinée runs once a month for people to come and watch a film together. Refreshments including cake are served during the interval and it has enabled us to form relationships with people in the community.

Café Creative was held twice a month for most of 2025, for all who wanted to spend an afternoon sharing skills in working together on a creative project or pursuing their own project whilst enjoying the company of others e.g. banners, preemie woolly hats, Christmas decorations etc. This has now run its course and closed in November 2025

World café used to be open every Wednesday lunchtime during term time providing a safe and warm place for families of our preschool and friends to meet and get to know each other over free coffee/tea and cake with activities for the children. This has now been absorbed into the morning Playtime since November 2025 and we look forward to new growth.

Food Bank drop-off is provided at the church crypt once a week with Addiscombe Community Group.

4. Annual events

Over Christmas, many activities were held in which the community were invited to join:

Christmas Fayre, Christingle and Christmas Carol service, Open Air Carols; Christmas journey (200 children attended from various schools over four days).

Hall and Crypt hire user groups, Pilates; Repair Shop; Food Bank Drop-off; Young Roots; Railway Society; AA.

4

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIAsfIcAL PARISH OF sr MARY MAGDALENE WtrH sr MART114, ADDISCOMBE TRUSTEES. REPORT (CoThtlnu¢d) FOR THE YEAR ENDED 31ST DECEMBER 2025 Vln•ndal M¥l•w Totsl Inco￿￿9 T￿￿CeS the period wefe £136,251 (2024.. £145.915). T(￿ we￿rreS expended were É137,772 12024.. £135,212). Toui tha￿ty cash lun¢ts at the end 012025 were É34.102 12024: £22,675). A re¥lew of the flnandal ￿tItsn of the rhority cjn be lountl on the attached finoncl srotements. As at the bal¥¢e sh¢rt date of 31 Decerrt>Er 2025 thE tharty hèd fvee reserye5 Iwrestrthd fvndsl 01 £452.052 12024.. £419.904. was fevlsed to £380,788 due to hbtorlc dewecathtin tyjlustsiiertl •nd re#rl(ted reswve5 01 £288,00012024.' £360,785}. Chartty law requlres thé 9oard of Tw5tees to prepare Anandal staternents for each llnarKial year whlth 9lve a true and falr vbew of the stat¢ of affalrs ol th¢ thJrlty •Y10f ths Incomlng resource5 and resowces expended lor the peric41. In preparing those flnancl statements. the Board of Ttu#ees should Idlovi best Pf)ttl¢e and •rt requlrtd to. sekct Jtta￿e accountiwJ Okne5 and them mke ludgrnerts and estlmote5 thot ore reasoTrat4e and pnthrt ¢ompty 4th app¥c4ble •¢¢ow￿￿j standarts S￿lect to materf￿ depart￿ dtschjsed aThJ ex￿￿ed In the flnand•l statement5 prepare the fln•n¢W mt¢m¢nts M Il golng concvn b•¥L% tt Is to wesume the charlty contknue In operatlon The 804rd of Trustee$ Is respOn￿ble Ily mathts1￿￿9 proper acCour￿[W re(Lvds ¥hlch dlsch)se ￿￿th reasonable accuracy èt any tn the financll p0s￿On of the charlty and to thoble them io ensure that the fjnonclal 5toterynts compfy ¥rfth the Chèrltles Att 1993. They are also respOn￿￿e for ￿fegUardI￿ the assets of the charty and herte for t4kkn9 r¢•sm•bl¢ #eps for the preventkjn and detectlon of fraud and other Irregularltle5 and to wo¥hde re￿able as9Jrnr￿t that:. the charbty Is operntlng effidendy and Èfftthdy 1059ets are 50feguwded aqaln5t unauthmsed use or (N5Po5ll￿ and ère propefty appl proper r•cords ore m&nt•lrwd ond flnand•l Infrrntlw v5od wthkn the charlry w for publlc4tkin Is rd4bk7 the th•rtty complks wlth r¢ltv•nt ￿￿5 ond reguTr•Ym5 The systems of knternal control are deshjned to wovhje reasonab￿ •b￿Ute ag)In# mlswtement or Approved by the Trustee5 on..... SlgThed on thelr behoif by Trustee. Ptlnted Naff*'. S.&r•lso

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2025

Report to the trustees/ members of on the accounts for the year ended 31st December 2025 set out on pages 7 to 16.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2022 (the Charities Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner’s statement

My examination was carried out in accordance with general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in, any material respect, the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act

have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Zita Derbak MAAT AATQB Sign: Independent Examiners Ltd The Grain Store Hills Barns Appledram Lane South Chichester, West Sussex PO20 7EG Date: 01.06.2026

6

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST DECEMBER 2025

Notes
INCOMING RESOURCES
Donations & Legacies
3a
Investment Income
3b
Charitable Activities
3c
Other Income
3d
TOTAL INCOMING RESOURCES
Costs of Charitable Activities
4
NET INCOMING/(OUTGOING) RESOURCES
TOTAL FUNDS BROUGHT FORWARD
2
2
TOTAL FUNDS CARRIED FORWARD
Adjusted Total Funds Brought Forward
TRANSFERS BETWEEN FUNDS
RESOURCES EXPENDED
NET MOVEMENT IN FUNDS
Opening Balance Adjustment
TOTAL RESOURCES EXPENDED
Unrestricted
Restricted
Designated
Total
Total
Funds
Funds
Funds
2025
2024
£
£
£
£
91,213
7,195
5,128
103,536
117,596
23,113
-
-
23,113
19,028
8,287
-
-
8,287
7,882
-
-
1,315
1,315
1,409
122,613
7,195
6,443
136,251
145,915
129,932
7,200
640
137,772
135,212
129,932
7,200
640
137,772
135,212
(7,319)
(5)
5,803
(1,521)
10,703
85,066
(72,780)
(12,286)
-
-
77,747
(72,785)
(6,483)
(1,521)
10,703
413,421
360,785
6,483
780,689
769,986
(39,116)
-
-
(39,116)
374,305
360,785
6,483
741,573
452,052
288,000
0
740,052
780,689

All of the Charity's operations are classed as continuing operations.

The notes form part of these financial statements, found on pages:9 to 16

7

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PAIUSH OF ST MARY MAGDALENE wrrH ST MARTIN. ADDISCOM8e BALANCE SHEET AS AT 31 DECEMBER 2025 Unve#rfcted Re5trlcted Tot•1 Tot•1 Fund Funsts 31-Dtr25 31-0•tr24 Hx•d AM•ts Tan9lbk Assets Investment Assets 350.109 638,109 70,J95 70.195 420 304 288 000 708 304 288,(#)O 691.693 67,580 759 274 Curmnt A•s•ts Oebtors & Swyments Cash at bank and In hand io 539 34.102 539 34.102 22.675 675 Cr•dStov•: due withln one yer 2.893 2.893 1.260 NeT ¢UAReNT AsseTS 31.748 31.748 21,41S TOTAL ASSETS less currert liablrtles 451052 2•8.000 740.052 7•0.689 C¥•dllort: dut In more th•rt Me year 12 NET ASSETS FU140S OF ThE CMARITY Genefal Funds RestActed funds oe￿9￿0ted Funds Endowment Funds 45Z.OS2 452,052 413,421 72.785 6,483 288,000 288,000 288,000 TOTAL PUND$ 451052 2•8.1)QQ 740.052 700.U• Approv•d bY￿￿TrUst￿$ on th•......13...... ...foA¥...aD2..6................................................................. Slgned on thtlr beh*1 by Trustet... pmnt Name..

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2025

1. ACCOUNTING POLICIES

Organisation information

St Mary Magdalene with St Martin is a registered charity. The Charity registration number is 1131721. The principal address is Canning Road, Addiscombe, Croydon, Surrey CR0 6QD.

The principal accounting policies are summarised below. The accounting policies have been applied consistently throughout the year.

Accounting convention

The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2015) - (Charities SORP - FRS102) and the Charities Act 2022.

The Charity meets the definition of a public benefit entity under FRS102.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the PCC . Monetary amounts in these financial statements are rounded to the nearest £.

The accounts have been prepared on the historical cost convention, modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value. The principal accounting policies adopted are set out below.

The Charity meets the definition of a public benefit entity under FRS102. Assets and liabilities are initially recognised at historical cost unless otherwise stated in the relevant accounting policy notes.

Assessment of Going Concern

At the time of approving the financial statements, the Parochial Church Council have a reasonable expectation that the PCC has adequate resources to continue in operational existence for the foreseeable future. Thus the Parochial Church Council continue to adopt the going concern basis of accounting in preparing the financial statements.

Charitable Funds

1. Unrestricted funds

Unrestricted funds are available for use at the discretion of the Parochial Church Council in furtherance of their charitable objectives unless the funds have been designated for other purposes.

2. Restricted funds

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

3. Endowment funds

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the PCC.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Incoming resources

Voluntary income and capital sources

i) Collections are recognised when received by or on behalf of the PCC.

ii) Planned giving receivable under covenant or Gift Aid donations is recognised when the income is recognised. iii) Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement and the amount due. iv) Sale of books and magazines from the church bookstall are accounted for gross.

Other income

Rental income from letting of the church premises is recognised when the rental is due.

Income tax recoverable in relation to donations received under Gift Aid or Deeds of Covenant is recognised at the time of the donation.

Income from investments

Interest entitlements are accounted for when receivable.

This page does not form part of the statutory financial statements

9

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2025

Incoming resources (continued)

Funds

General funds represent the funds of the PCC that are not subject to any restrictions regarding their use and are available for application on the general purpose of the PCC. Funds designated for a particular purpose by the PCC are also unrestricted.

The accounts include all transactions, assets and liabilities for which the PCC is responsible law.

Resources expended

Grants

Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding obligation on the PCC.

Activities directly relating to the work of the Church

The Diocesan parish share is accounted for when paid.

Tangible Fixed Assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation Expense

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Fixtures, fittings & equipment 25% reducing balance Land and buildings 0%

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in net income/(expenditure) for the year.

There has been no change to the accounting polices (Variation rules and methods of accounting) since last year.

Impairment of fixed assets

At each reporting end date, the PCC reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

Accounting policies (Continued)

Recoverable amount is the higher of fair value less costs to sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the estimates of future cash flows have not been adjusted.

If the recoverable amount of an asset is estimated to be less than its carrying amount, the carrying amount of the asset is reduced to its recoverable amount. An impairment loss is recognised immediately in income/(expenditure for the year, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease.

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset in prior years. A reversal of an impairment loss is recognised immediately, unless the relevant asset is carried in at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition. Items held for distribution at no or nominal consideration are measured the lower of replacement cost and cost. Net realisable value is the estimated selling price less all estimated costs of completion and costs to be incurred in marketing, selling and distribution.

Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received. Termination benefits are recognised immediately as an expense when the PCC is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

This page does not form part of the statutory financial statements

10

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2025

2. TANGIBLE FIXED ASSETS

Additions
Charge for 2021-2024 - Adjustment
At 31 December 2025
Net Book Value
At 31 December 2025
At 31 December 2024
At 31 December 2025
Accumulated Depreciation
At 1 January 2025
Charge for the Year
Cost*
At 1 January 2025
Land and
buildings
Fixtures,
fittings &
equipment
2025
£
£
£
608,000
112,226
720,226
-
-
-
608,000
112,226
720,226
-
28,533
28,533
-
14,468
14,468
-
39,116
39,116
-
82,117
82,117
608,000
30,109
638,109
608,000
83,693
691,693

The annual commitments under non-cancelling operating leases and capital commitments are as follows:

31st December 2024 : None 31st December 2025 : None

Consecrated property and movable church furnishings

Consecrated and beneficed property of any kind is excluded from the accounts. Moveable church furnishings held by the Vicar and Churchwardens on special trust for the PCC, and which require a faculty for the disposal, are accounted as inalienable property unless consecrated. They are listed in the church's Inventory which can be inspected if required.

All expenditure incurred during the year on consecrated or beneficed buildings and movable church furnishings, whether maintenance or improvement, is written off as expenditure in the SOFA and separately disclosed.

The house at 68 Elgin Road, Croydon had an estimated market value of £400,000 as at 24 April 2026.

The property was revalued by Cray & Norton, a local estate agent on 3 February 2014 and is included in the Balance Sheet at £320,000.

The legal title holder of the house at 68 Elgin Road is Anglican Diocese of Southwark and the beneficial owner is St Mary Magdalene with St Martin.

The Magdalene centre is valued at £288,000, being the re-instatement cost recommended by the PCC's insurance company.

This page does not form part of the statutory financial statements

11

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2025

3. INCOMING RESOURCES

Note
Legacies
c) Activities for Generating Funds
d) Income from church activities
Funeral Fees
Wedding Bans and Fees
Holiday Club
a) Donations & Legacies
Donations and gifts
Donations-Pre School
Gift Aid reclaim
Parish Giving Scheme
b) Investment Income
Rental income
Bank interest
Lettings & Hall bookings
Xmas Fair
Unrestricted
Restricted
Designated
Total
Total
Funds
Funds
Funds
2025
2024
£
£
£
£
38,803
5,818
5,128
49,749
56,778
-
-
-
-
10,000
9,000
-
-
9,000
9,000
15,711
1,377
-
17,088
15,432
27,699
-
-
27,699
24,118
91,213
7,195
5,128
103,536
115,328
20,450
-
-
20,450
17,932
2,663
-
-
2,663
1,096
23,113
-
-
23,113
19,028
8,287
-
-
8,287
7,882
8,287
-
-
8,287
7,882
-
-
818
818
1,059
-
-
168
168
1,262
-
-
-
-
350
-
-
329
329
1,006
-
-
1,315
1,315
3,677

This page does not form part of the statutory financial statements

12

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2025

4. RESOURCES EXPENDED

Note
Mission Gift
Events
Gifts
Governance costs:-
Independent Examiner's Fees
Office expenses
Parish Support Pledge Fund
Elgin Road Insurance
Elgin Road Repairs & Maint
Clergy & leaders expenses
Depreciation expense
Staff Costs:-
Wages and salaries
Repairs & maintenance
Services and outreach
Subscriptions & Licenses
Sundry expenses
Telephone and internet
Insurance & repairs expenses
Diocese fees-Weddings & funerals
Charitable Activities:-
Bank Charges
Books & literature
Weddings, funerals & baptisms
Utilities
Unrestricted
Restricted
Designated
Total
Total
Funds
Funds
Funds
2025
2024
£
£
£
£
133
-
-
133
154
325
-
-
325
213
1,362
-
-
1,362
2,447
14,468
-
-
14,468
2,094
158
-
520
678
1,308
737
-
-
737
720
269
-
-
269
-
166
-
-
166
686
15
-
-
15
50
13,666
-
-
13,666
9,116
5,724
-
-
5,724
3,537
-
7,200
-
7,200
6,000
53,820
-
-
53,820
52,000
15,531
-
-
15,531
16,496
-
-
-
-
240
1,711
-
-
1,711
2,620
1,019
-
-
1,019
5,923
1,218
-
-
1,218
1,218
8,927
-
-
8,927
19,327
-
-
120
120
190
9,362
-
-
9,362
9,251
1,321
-
-
1,321
1,620
129,932
7,200
640
137,772
135,212

This page does not form part of the statutory financial statements

13

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2025

5. RESTRICTED FUNDS
Restricted Funds:
Capex (previously Toilet refurbishment)
Total Restricted (incl. Endowment Funds)
Missions
Dishwasher
Gift aid
ETB Restricted Funds
Permanent Endowments:
Magdalene Centre
Total Endowment Funds
CURRENT FINANCIAL YEAR
Balance
Balance
01-Jan-25
Income
Expenditure
Transfer
31-Dec-25
£
£
£
£
£
(453)
7,195
(7,200)
458
-
1,117
-
-
(1,117)
-
70,423
-
-
(70,423)
-
1,698
-
-
(1,698)
-
72,785
7,195
(7,200)
(72,780)
-
288,000
-
-
-
288,000
288,000
-
-
-
288,000
360,785
7,195
(7,200)
(72,780)
288,000

Capex and Dishwasher funds were used for their intended purposes in 2021 and 2022. Those cost were capitalised in relevant years, so a transfer of funds from restricted to unrestricted fund in the value of £71,539 will be representing these changes, and these funds will no longer be listed as restricted funds.

Restricted Funds
Capex - Toilets (Fixed Assets)
Capex - Kitchen (Fixed Assets)
Total Capex
TOTAL CAPEX (Reference only)
Capex Income (bdwn from above)
Total Endowment Funds
Toilet refurbishment
Missions
Dishwasher
Gift aid
Permanent Endowments:-
Magdelene Centre
Total Restricted Funds
Total Restricted (incl. Endowment Funds)
PREVIOUS FINANCIAL YEAR
Balance
Balance
01-Jan-24
Income
Expenditure
Transfer
31-Dec-24
£
£
£
£
£
-
5,548
(6,000)
-
(453)
1,117
-
-
-
1,117
70,423
-
-
-
70,423
1,698
-
-
-
1,698
73,237
5,548
(6,000)
-
72,785
288,000
-
-
-
288,000
288,000
-
-
-
288,000
361,237
5,548
(6,000)
-
360,785
67,320
-
-
-
67,320
(1,554)
-
-
-
(1,554)
(59,534)
-
-
-
(59,534)
6,232
-
-
-
6,232

The Restricted Funds are wholly represented by the Charity's cash reserves and are to be expended as specified above.

This page does not form part of the statutory financial statements

14

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2025

6. DESIGNATED FUNDS
Christmas fayre
First Fruit
Wedding Bans and fees
7. ANALYSIS OF NET ASSETS BETWEEN FUNDS
Fund balances at
01-Jan-25
are represented by:
Fixed assets
Current assets/(liabilities)
Fund balances at
31-Dec-25
01-Jan-25
31-Dec-25
10. DEBTORS AND PREPAYMENTS
9. CASH AT BANK AND IN HAND
Holiday Club
Prepayment
Sundry Debtors
Funeral Fees
Market value as at
CCLA
Additions
CAF Cash
SumUp
Market value as at
8. INVESTMENTS
PC card
CURRENT FINANCIAL YEAR
Balance
Balance
01-Jan-25
Income
Expenditure
Transfer
31-Dec-25
£
£
£
£
£
978
818
-
(1,796)
-
3,759
5,128
(520)
(8,367)
-
630
-
(60)
(570)
-
34
-
-
(34)
-
1,082
497
(60)
(1,519)
-
6,483
6,443
(640)
(12,286)
-
Unrestricted
Restricted
Total
Total
Funds
Funds
31-Dec-25
31-Dec-24
£
£
£
£
420,304
288,000
708,304
759,274
31,748
-
31,748
21,415
452,052
288,000
740,052
780,689
Unrestricted
Restricted
Designated
Total
Total
Funds
Funds
Funds
31-Dec-25
31-Dec-24
£
£
£
£
67,580
-
-
67,580
13,796
2,615
-
-
2,615
53,785
70,195
-
-
70,195
67,580
Unrestricted
Restricted
Designated
Total
Total
Funds
Funds
Funds
31-Dec-25
31-Dec-24
£
£
£
£
33,813
-
-
33,813
20,259
-
-
-
-
1,675
289
-
-
289
742
34,102
-
-
34,102
22,675
Unrestricted
Restricted
Designated
Total
Total
Funds
Funds
Funds
31-Dec-25
31-Dec-24
£
£
£
£
270
-
-
270
-
269
-
-
269
-
539
-
-
539
-

15

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY MAGDALENE WITH ST MARTIN, ADDISCOMBE

NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2025

11. CREDITORS AND ACCRUALS AMOUNTS FALLING DUE WITHIN ONE YEAR

Independent Examiner's Fee
Accruals
Other Creditors
Unrestricted
Restricted
Designated
Total
Total
Funds
Funds
Funds
31-Dec-25
31-Dec-24
£
£
£
£
885
-
-
885
-
688
-
-
688
-
1,320
-
-
1,320
1,260
2,893
-
-
2,893
1,260

12. CREDITORS AND ACCRUALS AMOUNTS FALLING DUE IN MORE THAN ONE YEAR

The Charity held no long term liabilities during this or the previous financial period.

12. STAFF COSTS AND NUMBERS
Gross Wages & Salaries
Employer's National Insurance Costs
Employer's Pension Contributions
TOTAL
2025
£
9,362
-
-
9,362
TOTAL
2024
£
9,251
-
-
9,251

Average number of employees who were engaged in each of the following activities: Charitable Activities: 2025: 1 (2024: 1)

The Charity operates a PAYE scheme to pay all employed members of staff and no employees received emoluments in excess of £60,000. (2024 - None)

13. TRUSTEES AND OTHER RELATED PARTIES

In 2025 £1,362 was paid to trustee Rev A Johnson for costs occurring during her role as a vicar. These cost were paid for mileage, zoom and internet cost. No other payment was made to other trustees or any persons connected with them during this financial period. No material transaction took place between the organisation and a trustee or any person connected with them. (2024: £1,447)

14. RISK ASSESSMENT

The Trustees actively review the major risks which the charity faces on a regular basis and believe that maintaining the free reserves stated combined with the annual review of the controls over key financial systems carried out on an annual basis will provide sufficient resources in the event of adverse conditions. The Trustees have also examined other operational and business risks which they face and confirm that they have established systems to mitigate the significant risks.

15. RESERVES POLICY

The Trustees have considered the level of reserves they wish to retain, appropriate to the charity's needs. This is based on the charity's size and the level of financial commitments held. The Trustees aim to ensure the charity will be able to continue to fulfil its charitable objectives even if there is a temporary shortfall in income or unexpected expenditure. The Trustees will endeavour not to set aside funds unnecessarily.

16. PUBLIC BENEFIT

The Charity acknowledges its requirement to demonstrate clearly that it must have charitable purposes or ‘aims’ that are for the public benefit. Details of how the charity has achieved this are provided in the Trustees' report. The Trustees confirm that they have paid due regard to the Charity Commission guidance on public benefit before deciding what activities the charity should undertake.

This page does not form part of the statutory financial statements

16