**The Parish of St. Mark’s with St. Luke’s, Oulton Broad CHURCH REPORT 2025 (for Presentation at APCM in 2026)** _The Oulton Broad Team Ministry hopes and prays to be_ **A growing, Christ-centred community, led by the Holy Spirit, worshipping God and making disciples.** A charity registered in England and Wales no. 1131698 # **THE ANNUAL MEETING OF PARISHIONERS & ANNUAL PAROCHIAL CHURCH MEETING 2026** ## **AGENDA** ## ANNUAL MEETING OF PARISHIONERS 2026 1. Prayer 2. Minutes of the last AMP 3. Nominations for the post of Churchwardens 4. Election of Churchwardens APCM of 2025 (pertaining to the year 2025) 1. Prayer for new Churchwardens _Newly elected Churchwardens stand._ _Will you pray for them and uphold them in their ministry?_ _**We will.**_ 2. Apologies for absence 3. Minutes of last year’s meeting 4. Matters arising from minutes 5. Receiving of Reports and any Questions - a. Synod report - b. Safeguarding Officer’s report - c. Wardens' report including Fabric - d. PCC Report - e. Wardens' report - f. Electoral roll officer’s report - g. Treasurer's Report & approval of accounts 6. Election of New Deanery Synod Members for the new Deanery Synod members (for the 2023 to 2026 Triennium) 7. Election to the PCC (nominations may still be received at this meeting, but each nominee must be proposed & seconded) 8. Raised matters for the incoming PCC 9. Date of next PCC (at which there will be elections of officers) 10. Rector’s Report and Questions 11. Closing Prayer 2 ## **MINUTES OF ANNUAL MEETING OF PARISHIONERS 2025** ## **37 Parishioners in attendance including the Chair and Secretary** Helen prayerfully welcomed everyone to the meeting. The minutes of the last AMP had been previously circulated and were proposed by Geoff Ansdell and seconded by Dave Powell to be a true and accurate record, majority vote. ## **Election of Churchwardens** There are two vacancies for churchwardens and Dave Powell and Lesley Denny have been nominated to stand again. We elect them both. ## **MINUTES OF THE APCM OF 2025 (PERTAINING TO THE YEAR 2024)** ## **Prayer for new Churchwardens** The new churchwardens stood, and the congregation were asked “Will you pray for them and uphold them in their ministry? **We Will** ## **Apologies for absence** Roz Trudgett, Richard and Avril Soanes, Janice and Peter Wood, Douglas and Julie Duke, Abbie Page, Christine and Malcolm Andrews. Richard Nicholls, Ruth Pawsey, Adrian Ward. ## **Minutes of last year’s meeting** The minutes of last year’s meeting were circulated prior to the meeting. These were proposed by Lesley Denny, seconded by Ros Waghorn as being a true and accurate record of the meetings. Majority vote. ## **Matters arising from minutes.** None forthcoming. ## **Receiving of Reports and any Questions** The reports were previously circulated and were taken as read. The only questions asked from the reports was from Val Waterman who wanted to know the situation on the heating in St Mark’s church. Dave Powell replied to this stating that we had been having a trial of a heating panel which had proved successful. These will now be 3 installed (when funding allows) throughout our church in zones. It will then be possible just to heat certain areas of the church in use at the time. These zones will be able to be controlled via a phone app and various members of the team will be able to switch the heating on or off from home. ## **Treasurer’s Report and Approval of Accounts** John went through his previously circulated finance report. ## **Highlights for St Mark’s 2024** Parish share paid in full £55135 Giving was up 9% to £61775 Expenditure from General Fund was maintained at £115000 The clergy do not claim their expenses. General fund made small surplus of £909 Plus Diocese grant for young persons’ work (CPRX) £3804 spent Charity payments £8046 13% of giving. ## **Highlights for St Luke’s** Parish share paid in full £16804 Giving was up 12% to £13922 Success of Pantry – spent £8364 on food Back rental for hall from Little Buddies Plus Main expense was floor treatment £2440 from fabric fund ## **Now for 2025** Parish share has gone up St Mark’s and St Luke’s £74225 up 3.2% Staff costs up 7% in line with min wage Challenges: St Mark’s quinquennial and heating; St Luke’s quinquennial; fund raising? Stewardship Legacies ## **Vital statistics** St Mark’s general fund costs £115000 per year; reserve is £18000 which would only last 8 weeks. 4 St Luke’s general fund costs £32000 per year; reserve is £15000 which would last 24 weeks. For St Mark’s and St Luke’s together, to balance the budgets needs giving of £80000 for 2025 with electoral roll of 108 this equates to £14 per week (£46 per month) Per Er member on average. To event organisers/fund raisers To in-house project teams And to all who assist with church finances John opened the floor to any questions. None forthcoming. John works so hard in the background, and we thank him so much for his work. Helen says a couple of years in a row now we have had a budget that projected a deficit, and the deficits didn’t happen like we thought they would. We are therefore so grateful to our congregations for their generosity and the goodness of God. We rely on God and he is not letting us down. ## **Election to the PCC** Richard Soanes, Mandy Marler, Mike Aldred and Alan Zipfel have resigned or come to the end of their 3 years in office. We therefore have 4 vacancies including a vacancy as a Deanery Synod Representative. The following people have been nominated to join the PCC. Peta Baker Jill Mann Richard Mann Alan Zipfel Harvey moves from being a PCC elected member to being a deanery synod representative and therefore we welcome the 4 nominees onto the PCC. ## **Raised Matters for the incoming PCC** Nothing forthcoming 5 **Date of next PCC (at which there will be an election of officers)** 6th May, 2025 7 pm. ## **Rector’s Report and Questions** Helen started her report by showing a video of photos of all the events from the last year. Helen went through a huge list of thanks to all the people (and there are many) who help out at various groups and all the ministry team. Our vision is to be A growing Christ centred community, lead by the Holy Spirit, worshipping God and making disciples.” Hello – Know – Grow – Sow We are working hard on our communications, mental health and wellbeing, family, children and youth work, strategic prayer, going out, not just waiting for people to come in. _A recent polling by the Bible Society and YouGov points to a quiet resurgence in church attendance across the UK. The figures go against the long-held assumption that secularity is on the rise, especially among the young. (The Guardian Online 26/4/25)_ A quiet revival? We need to be ready, there are particular signs of stirring amongst the young. We’ve had our youth grant which we could get a possible extension for. We are planning to initiate a Youth Café in the year ahead/possibly making a weekly family friendly congregation. Helen then read out Hebrews 12:1-3 Helen finished in thanking everyone, she is enjoying being here and is looking forward to the year ahead, she thanked everyone for their personal support, prayer, kindness, gifts, encouragements and love. Jane thanked Helen for all the work she does for us all. Lesley expressed her thanks from St Luke’s to Dave Ray and Geoff for all their help with the fabric Marilyn closed the meeting in prayer 6 **RECTOR’S REPORT** For a Rector’s Report, I usually list off the events and activities that have taken place in the year in question and give thanks for all that was achieved. I feel inclined to take a different approach this year. As always, I’m thankful for everything that has been achieved: for all the Services that were held; for the social and mission focussed events that took place; and for our ongoing engagement with schools and the wider community. I’m encouraged by new faces in our congregations and, even more than that, for new followers of Jesus who encourage and challenge those of us who have been Christians for many years. I’m saddened by the loss of friends who have gone home before us, but I am thankful for their faithfulness, and for the privilege of having known them. A logo which was designed for our Oulton Broad Team Ministry Website, which I hope will be live very soon, states that we are 1 Team, 2 Parishes and 3 Churches. As I look across our team, I see so many individuals who give of their time so selflessly, using their gifts in so many different ways. I see kindness, generosity, mutual support, fellowship and fun. I see hard-working teams and gifted individuals. I am particularly thankful for those who minister on Sunday mornings, or giving pastoral leadership midweek, and for our wonderfully committed Churchwardens. I see the diversity of our buildings and the varied locations in which they are placed. Each of our Churches has something unique to offer and it’s exciting to see the field at St Michael’s being used for mission once again. I’m thankful for my stipendiary colleagues, Andy and Jamie, and their commitment. We are so blessed with all the resources we have! So, what next, as we move further into 2026 and beyond? Well, I feel that we are entering a whole new season, a new season of churchgoing and discipleship. And I believe that this means we will need to be prepared and ready to make changes. At a recent church leadership conference, an Anglican church leader from Oxford reported how, every Sunday, they were seeing several new people saying that they’d encountered God in some kind of unusual way (e.g. in a dream) and had come to Church to find out more! Just to repeat that: they reported several people every single week! In short, I believe that 7 God is on the move in our nation and we need to be prayerful and ready for how this might impact us. It’s an exciting time! We are 1 Team of 2 Parishes and 3 Churches, but we need to position ourselves for God’s purposes in this changing situation. This will mean taking some time to ask ourselves what is most important and allowing God to define our priorities and shape how we use our time. Not long after I arrived in these Parishes, I felt that God was saying that he was giving us ‘new shoes’. What emerged was a new pattern of worship and some strategic goals. Once again, I feel that he is going to give us ‘new shoes’. I don’t think this will necessarily affect our pattern of worship, but I do feel that we may need to be prepared to make changes, perhaps stopping some of what we already do in order to make space for what may come. _See, I am doing a new thing! Now it springs up; do you not perceive it? I am making a way in the wilderness and streams in the wasteland._ (Isaiah 43:19) Thank you for being part of our family of Churches. May you continue to grow in discipleship and faith. With love and prayer, ## _Helen_ ## **PCC REPORT** During the past year the PCC met on six occasions in full session and twice on exceptional occasions to move some urgent matters forward as necessary Our meetings always begin with a Biblical thought and prayer to seek God’s guidance and we also pause halfway through for a short time of prayer. During 2025 the PCC Agenda always included reports from both Churchwardens, the Treasurer’s report, Safeguarding, and The Rector’s Roundups. Our Agendas have also included (as appropriate) Mobile Phones for the Clergy, Caretaking Issues, Annual review of Hiring Rents, Church Heating (in the light of Gas Boiler problems) and the procurement and installation of the new electric Church heaters, refurbishment of the St. Luke’s Toilets, seeking Grants for major fabric issues, ECO Church and progress towards a Gold Award, Altar candles, re-roofing of two external small buildings, Budgets. There is always constructive discussion on such matters and the PCC remains very aware that we are doing God’s work and spending church finance wisely. 8 As Secretary since September 2025 I would like to take this opportunity to thank our Chairman and all the Members for their support, encouragement and understanding during this time. ## _Richard Soanes, PCC Secretary_ ## **CHURCHWARDENS’ REPORTS (INCLUDING ST. LUKE’S COUNCIL)** The fabric of the church is in good repair, mainly due to the on going work of our multitalented fabric team. The gardening team are also doing a brilliant job outside in the surrounding area. We must also thank our office team, who keep us in order. The church heating has been replaced and the new system is working well, thanks are due to our treasurer John for his help obtaining a substantial grant from the National Lottery. We still have to put up a plaque advising of their assistance which they gave as one of the conditions. The Quinquennial report has been done and there is nothing in it of any concern. I would like to thank Helen, the PCC and the ministry team for their on going support. _Dave Powell_ We have had a busy year with the complete re-furnishment of all three of our toilets. Cuppa, cake, Chat continues to be a time of good fellowship with a great mix of people. The Pantry has a growing number of those who need the help we can offer and thanks to Jo Fowler for her dedicated organising skills and compassion in running The Pantry. My thanks to Richard Mann for his great help and perseverance in seeking various grants - we could not have been financially successful with our toilet project or Pantry without his help. We have had two Movie Nights which were great fun – my thanks to Fi Usher for her hard work in this venture and our other attempts at out-reach to our neighbours in the Whitton area. My grateful thanks to all who make St. Luke’s what it is and does so well. _Lesley Denny_ 9 **ELECTORAL ROLL OFFICER** At the point of reopening the roll after last year’s APCM, the roll stood at 108. When the roll closed in March the number stood at 117. In the intervening year I received one written request to be removed from the roll and there were two deaths. It has been a great encouragement to see the number of people who have recently decided to be added to the electoral roll. Being on the roll not only gives you the right to vote at the APCM, and, therefore be a part of the ongoing life of the church, but also a sense of belonging. Should you wish to be added to the list, this can be done by filling out a form, which can be found in a wallet at the rear of church and handed in to the office. _Gerald Williams_ ## **TREASURER’S REPORT** St. Mark’s and St. Luke’s financial statements for 2025, which have been adopted by the PCC, are presented as a separate document to this report. They have been independently examined by Mrs Judith Hobbs and grateful thanks are extended to her. For 2025 we can again be thankful that we were able to pay the Parish Share for both St Mark’s and St Luke’s in full; £57357 and £17337 respectively. On the income side, there was a welcome increase at St Mark’s in direct giving. Hall rental income at both churches was lower; at St Luke’s this income had been enhanced in 2024 due to a back payment from Little Buddies. Events income increased at both churches in 2025. Online giving at St Mark’s, particularly from the card reader was lower in 2025; online giving is also available for both churches via the website and QR codes. Expenditure at both churches was kept in reasonable check and was less than in 2024 for both churches. Buildings only incurred routine expenses at both churches. The net effect of income and expenditure from the General Funds was a surplus of £4265 at St Mark’s and a deficit of £1821 at St Luke’s. As a result, the General Fund reserves brought forward as at 1 January 2026 were £22067 for St Mark’s and £13410 for St Luke’s. The St Mark’s reserves are equivalent to only about 10 weeks of average expenditure. At St Luke’s there are about 23 weeks in reserve due to the smaller expenditure but we must try to stem the deficit which is unsustainable long-term. It is noteworthy that in 2024 our two churches together paid about £7600 to charities, including Casa Hogar Vida, Foodbank, Barnabas Aid, Deaf Society, Suffolk Historic Churches, the Children’s Society, Macmillan and other charitable causes. The total donated was 10 equivalent to about 10% of direct regular giving. This is before mention of the Whitton Pantry (see below). Other funds than the General Funds support specific needs. The benefice received a grant of £15,000 in 2025 for youth work, and this has supported activities with young people and relieved the parishes’ general funds. At St Luke’s the Whitton Pantry continues, in 2025 spending £8612 on food; we are especially grateful to Richard Mann and Jo Fowler and others for their work in obtaining grants from the Lowestoft Town Council and Grantscape to further the work of this highly successful enterprise. Looking forward, Parish Share will continue to be a challenge; it is increased by 4% for the benefice for 2026. The PCC’s aim, in common with St Michael’s and other churches in the Deanery, is to continue to meet 100% of target. In the face of high energy costs, and further increased staff costs, as well as the projects for heating at St Mark’s, toilets at St Luke’s, balancing the books will be a continuing struggle. In 2026 and following years we face additional expenditure due to the results of the quinquennial churches’ inspections which have revealed some costly needs (particularly the roofing at St Luke’s). Please review giving in the current situation of pretty-well everything having increased in price so that we can continue to fund the Lord’s work. The treasurer wishes to pay tribute to all the fund-raisers, grant applicants and event organisers for their work and all who assist in managing the church finances with such assiduous good stewardship. And thanks are as ever due for the continuing hard work by our cashiers who carry the responsible tasks of counting and banking the cash receipts: at St. Mark’s, Ray Collins and assistants; and at St Luke’s Sue White and assistants. Their help is indispensable. _John Hunt_ ## **SAFEGUARDING OFFICER’S REPORT** This last year has been challenging, mostly due to bouts of eye surgery that have curtailed some of my activities. However many things were attended to. I completed 12 DBS entries of which 7 were from St Mark’s. Attention was given regarding the behaviors of some persons, which was resolved over a short period of time. Prospects for the future have been given a boost as I am now a voluntary trainer for the Basic Awareness course and the Foundation of 11 Safeguarding course. This should be a great help for those who find the online route more difficult. Both Gemma and myself are keen to make the church a safe place for all. _Harry Waterman_ ## **ANNA CHAPLAIN REPORT** _‘Even to your old age and grey hairs, I am He, I am He who will sustain you’._ Isaiah 46:4 It has been a privilege once again to be in this pastoral and supportive ministry with older people both in their own homes and in care homes. To be an outreach chaplain, getting alongside carers and residents, hearing stories of younger days, of present fears and hopes. To pray with, and help support people in their spiritual journey, particularly when dementia seems to have taken over. It is a special and quiet ministry with those who have lost the words of everyday life but can sing ‘The Lord’s my shepherd’ without faltering. I lead worship in Care homes using a multi-sensory approach, with prompts and a theme for each service. Themes I’ve used recently include Hydration and Lent, Doors, Nets and Sand. I include hymns that might be familiar and also listen to CD with an appropriate track.’ Be still for the presence of the Lord’ was very popular and touched those who were listening, including a carer. In December, Harleston House residents and some relatives enjoyed a Christingle service and the Dell Care home residents and carers had fun joining together with a nativity. It was a time to celebrate Jesus, Emmanuel, God with us. And this is important. God with us. The people I come into contact with need to know that God is indeed with them. Through the difficulties, physical and mental pain, isolation and loneliness, uncertainty, disorientation, yes, God is there with them. What a wonderful reassurance to be able to give. As I write this report, we are preparing to give out Bags of Blessings to Care homes as part of our Lent time. Thank you to everyone who has contributed to this project. Challenges to pray for: when familiar faces have died in recent months who were faithful worshippers. For Oulton Park Care home where staff changes, shortages and lack of support have curtailed our presence there. Please pray for a future meeting with the manager and for the residents there. I was asked to take part in Anna Chaplaincy online training recently, giving examples of my ministry and sharing with others my experiences to encourage more people to value this important role within the life of a church community. 12 Yes, the Lord has sustained and directed me and continues to do so. There’s blessings abound with smiling faces and the Lord’s prayer recited with gusto. Thank you for your continued prayers and support in this ministry. _Lis Hayden_ ## **DEANERY SYNOD REPORT** There were three Synod meetings in 2025, which was the third year of the current Triennium. The March Synod meeting, held at Christchurch involved discussing our plans for a Saints Trail in October ’25. The Summer Synod, held at Pakefield included a presentation from Revd Richard Lamey, Director of Mission and Ministry, explaining the Diocesan Mission Strategy process. There was a chance to input into that process and a helpful discussion ensued. In October, a number of Churches in the Deanery, including the three of our Team, joined together to participate in the Saints Trail. The November Synod, held at Carlton Colville was an Eco Roadshow presented by the Diocesan Support Team. It was a helpful and engaging presentation. Deanory Synod Representative 13 ## The Parochial Church Council of the ecclesiastical parish of St. Mark with St. Luke, Oulton Broad Financial Statements for the year ended 31 December 2025 Rev. Canon Helen Jary, Team Rector Rev. Andy Bunter, Team Vicar Rev. Jamie Wyllie, Curate } Churchwardens Lesley Denny } Registered Charity No. 1131698 1 THE CHURCH OF ENGLAND Diocese of Norwich Independent Examiners Certificate Aeport to Ihe tru*tee•l member> of.. 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SwJned.' rijj) ITh IER Ikt 2L%18 Relevant professional qU8lth¢ationlsl or body any) A(k1r8s8.' %S2 SKtlon B Dls¢lo$ur& Only complete if the exarniner need5 to highlight materi31 matter5 of concern (see CC32, Indeppndent ex2mination of charity accounts.. directions and Éuidance for examiners). Glve here brlef dÈtai15 of any items Ihat the examiner W15hes to dlsclost NOTES TO THE FINANCIAL STATEMENTS FOR BOTH CHURCHES FOR THE YEAR ENDED 31 DECEMBER 2025 ## **Accounting Policies** The financial statements have been prepared in accordance with the Statement of Recommended Accounting Practice: Accounting and Reporting by Charities (SORP 2005), issued in March 2005, UK Accounting Standards and the Charities Act 2011. The financial statements have been prepared under the historical cost convention. The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law. ## **Funds** _Restricted funds_ represent donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of each year must be carried forward as a balance on that fund. The PCC does not usually invest separately for each fund. Where there is no separate investment, interest is apportioned to individual funds on an average balance basis. _Unrestricted funds_ are general funds that can be used for PCC ordinary purposes. _Designated funds_ are sums set aside out of General Funds for specific purposes. They can be transferred to unrestricted funds at any time. ## **Incoming Resources** Planned giving, collections and donations are recognised when received. Tax refunds are recognised when received. Grants and legacies are accounted for when the PCC is legally entitled to the amounts due. All other income is recognised when it is receivable. All incoming resources are accounted for gross. ## **Resources expended** Grants, donations and the diocesan parish share are accounted for when paid, or when awarded, if that award creates a binding or constructive obligation on the PCC. All other expenditure is generally recognised when it is incurred and is accounted for gross. ## **Fixed assets** Consecrated and benefice property is not included in the accounts in accordance with s10(2)(1) of the Charities Act 2011. Movable church furnishings held by the vicar and churchwardens on special trust for the PCC and which require a faculty for disposal are inalienable property, listed in the churches’ inventories, which can be inspected (at any reasonable time). Equipment used within the church premises is depreciated on a straight-line basis over four years unless otherwise specified. Individual items of equipment with a purchase price of £1000 or less are deemed fully depreciated when the asset is acquired. ## **Reserves Policy** The Parochial Church Council of St. Mark with St Luke needs to hold reserves to be able to meet its ongoing expenditure efficiently and to ensure there is sufficient resource available to cover liabilities obligations and contingencies in the event of loss of existing sources of income. The PCC believes that the necessary level of reserves is equivalent to approximately three months of average expenditure from the General Funds. This level will be maintained by close management of finances and forward planning by the use of appropriate budgets. Restricted and Designated Funds have their own objectives and the necessary levels are kept under close review by the PCC. This policy will be reviewed annually as part of the audit process. 4 ||||||||||StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad||||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| ||||||||||||||||||||||||||||||||| |**Statement of Financial Activites(SOFA) for theyear ended 31 December 2025**|||||||||||||||||||||||||||||||| ||||||||||||||||||||||||||||||||| |||Funds:|General
(Unrestrict
ed)||Organ
fund
(Restr)||Band fund
(Restr)||Piano fund
(Restr)||Choir
fund
(Restr)||Clergy
Discr.
Fund
(Restr)||WSS
fund
(Restr)||Deanery
Synod
(Restr)||CPRX
Youth
Grant
(Restr)(a)||Project
Fund
(Designat
ed)||Heating
Fund
(Desig)(b)||Youth
Ministry
Fund
(Desig)||Additional
Ministry
Fund
(Desig)||Total
2025||Total
2024| ||||£||||||||||||||||||||||||||||| |**Incoming resources**|||||||||||||||||||||||||||||||| |Voluntaryincome|||91066||0||100||100||0||388||0||0||0||0||1144||1474||0||94272||91906| |Church activities|||25302||0||0||0||0||0||0||0||15000||0||11000||0||0||51302||36348| |Bank interest|||275||10||4||35||40||2||17||7||183||165||36||315||53||1142||979| |Insurance claims|||0||0||0||0||0||0||0||0||0||0||0||0||0||0||0| |**Total incoming resources**|||116643||10||104||135||40||390||17||7||15183||165||12180||1789||53||146716||129233| ||||||||||||||||||||||||||||||||| |**Use of resources**|||||||||||||||||||||||||||||||| |Church Ministry|||75325||0||0||0||14||233||0||135||5811||0||0||0||0||81518||80032| |Church buildings/contents|||24560||400||0||0||0||0||0||0||0||0||8102||0||0||33062||29835| |Administration|||12493||0||0||0||0||0||0||0||0||0||0||0||0||12493||9617| |Depreciation|||0||0||0||0||0||0||0||0||0||0||0||0||0||0||0| |**Total resources used**|||112378||400||0||0||14||233||0||135||5811||0||8102||0||0||127073||119484| ||||||||||||||||||||||||||||||||| |**Net movement in funds**|||4265||-390||104||135||26||157||17||-128||9372||165||4078||1789||53||19643||9749| ||||||||||||||||||||||||||||||||| |**Reconciliation of funds**|||||||||||||||||||||||||||||Totals||Totals| |Funds brought forward from 2024|||17802||960||222||2025||2404||97||1015||514||6234||9871||0||18305||3149||62598||52849| |Funds carried forward to 2026|||22067||570||326||2160||2430||254||1032||386||15606||10036||4078||20094||3202||82241||62598| ||||||||||||||||||||||||||||||||| ||||||||||||||||||||||||||||||||| |Notes|||||||||||||||||||||||||||||||| |(a)For 2004-5 we received instalments of agrant from the Diocese entitled "Church Plantingand Revitalisation Extra" to be used foryouth work.|||||||||||||||||||||||||||||||| |(b)Fund opened in 2025 byPCC resolution.|||||||||||||||||||||||||||||||| 5 St Mark's PCC, Oulton Broad ||StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad||| |---|---|---|---|---|---|---|---|---|---| ||||||||||| |**Balance sheet as at 31 December 2025**|||||||||| ||||Notes|||2025|||2024| ||||||£|||£|| |**Fixed Assets**||||||0|||0| ||||||||||| |**Current Assets**|||||||||| |Debtors||||||0|||0| |Current account||||||14548|||20913| |Uncredited payins||||||0|||0| |Deposit account||||||31251|||16084| |Charity account|||(a)|||36703|||25728| |Cash in hand|||(b)|||100|||100| ||||||||||| |**Total Assets**||||||82602|||62825| ||||||||||| |**Current liabilities**|||||||||| |Parishshare paidfollowing year||||||0|||186| |Qtr4 fees toDiocese paidfollowing year||||||361|||41| |Unpresented cheques||||||0|||0| ||||||||||| |**Assets less liabilities**||||||82241|||62598| ||||||||||| |**Funds**|||||||||| |General Fund (unrestricted)||||||22067|||17802| |Organ Fund (restricted)||||||570|||960| |BandFund (restricted)||||||326|||222| |PianoFund (restricted)||||||2160|||2025| |Choir Fund (restricted)||||||2430|||2404| |ClergyDiscretionaryFund (restricted)||||||254|||97| |WSS ScholarshipFund (restricted)||||||1032|||1015| |Deanery Synod (restricted)||||||386|||514| |CPRX YouthGrant (restricted)|||(c)|||15606|||6234| |ProjectFund (designated)||||||10036|||9871| |HeatingFund (designated)||||||4078|||0| |Youth MinistryFund (designated)||||||20094|||18305| |Additional MinistryFund (designated)||||||3202|||3149| ||||||||||| |**Total funds**||||||82241|||62598| ||||||||||| |Notes:|||||||||| |(a)AccountheldwithCharityBank Ltd.|||||||||| |(b)Held asfloatmoneyforevents.|||||||||| |(c) Seenote (a) ofSOFA|||||||||| 6 ||||StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---| ||**Income and Expenditure account for theyear ended 31 December 2025**||||||||||||| |**Incoming resources**||||||||**Resources expended**|||||| |General Fund (Unrestricted)|||||||||||||| ||||
2025||2024||||||2025||2024| |Voluntary income||£||||||Church ministry||£|||| |
Standing orders|||58578||55958|||
Parishshare|||57357||54000| |FWO envelopes|||2949||1562|||Parishshare payable (c)|||0||186| |Plate collections|||1534||1893|||Clergy expenses|||100||2283| |Online giving|||1972||2362|||Fees paid|||5511||6364| |Donations|||6651||7638|||Fees payable (c)|||361||41| |Grantfor heating|||0||0|||Worship expenses|||1520||1847| |Forcharities(a)|||3059||4599|||FISH(b)|||293||48| |Refundfor FISH(b)|||293||0|||Paid to charities(d)|||6903||8046| |GiftAid claimed|||16030||15197|||Musicians|||3280||3280| |Subtot 2025|91066|||||||Subtot 2025|75325||||| ||||||||||||||| ||||||||||||||| |Church activities|||||||||||||| |Feesreceived|||8324||10167|||Buildings and contents|||||| |Hall rental|||11736||12224|||
Church|||2230||1001| |Events|||3894||2830|||Churchcentre|||3332||5151| |Sales|||147||178|||Insurance|||2000||1826| |Donationsfor refreshments|||1201||949|||Utilities|||7195||9732| |Subtot 2025|25302|||||||Cleaning/caretaking|||9803||11524| |||||||||Subtot 2025|24560||||| ||||||||||||||| ||||||||||||||| |||||||||Administration|||||| |Bank interest|||275||298|||Staff|||9602||7184| |||||||||Stationery|||702||399| |Insurance claims|||0||0|||Telephone|||625||502| |||||||||Copying|||1041||736| |||||||||Events|||207||514| |||||||||Refreshments|||316||282| |||||||||Petty Cash|||0||0| |||||||||Subtot 2025|12493||||| ||||||||||||||| |||||||||Depreciation|||0||0| ||||||||||||||| |Total|||116643||115855||||||112378||114946| |Movementin funds|||4265||909||||||||| Notes to St Mark's Income and Expenditure account for the year ended 31 December 2025 (a) Collected for specific charities. (b) Food in the School Holidays: in 2025 refunded from Rob Clarke Community Trust via Lowestoft Community Church. (c) Payments accrued in one year and made in the next. (d) In 2025 included Casa Hogar Vida £2970; Foodbank £1538; Barnabas Aid £1267; Deaf Society £103; Children'sSociety £295; Suffolk Historic Churches Trust £360 and other charities. (e) In 2021 the PCC undertook safekeeping of funds of Deanery Synod to use under latter's direction. (f) Regular returns of items of expenditure are submitted to the Diocese in justification for the grant. 7 ||||StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad|StMark'sPCC, Oulton Broad||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| ||**Income and Expenditure account for theyear ended 31 December 2025 -**|||||||||||||||**continued**||||| |**Incoming resources**|||
2025||||2024|||||**Resources expende**|||||2025|||2024| |Band fund (Restricted)||||||||||||||||||||| |Fees|||100||||80|||||Expenses|||||0|||0| |Bank interest|||4||||2|||||||||||||| |Total|||104||||82|||||||||||||| |Movement in funds|||104||||82|||||||||||||| |Organ Restoration Fund (Restricted)||||||||||||||||||||| |
Donations andfees|||
0||||
958|||||Expenses|||||400|||7| |Bank interest|||10||||9|||||||||||||| |Total|||10||||967|||||||||||||| |Movementin funds|||-390||||960|||||||||||||| |Piano Fund (Restricted)||||||||||||||||||||| |
Donations|||
80||||0|||||Expenses|||||0|||0| |GiftAid|||20||||0|||||||||||||| |Bank interest|||35||||35|||||||||||||| |Total|||135||||35|||||||||||||| |Movementin funds|||135||||35|||||||||||||| |Choir fund (Restricted)||||||||||||||||||||| |
Fees etc|||
0||||0|||||Expenses|||||14|||33| |Bank interest|||40||||42|||||||||||||| |Total|||40||||42|||||||||||||| |Movementin funds|||26||||9|||||||||||||| |Clergy Discretionary Fund (Restricted)||||||||||||||||||||| |
Donationsinc gift aid|||
388||||
0|||||Grantsmade|||||233|||100| |Bank interest|||2||||2|||||||||||||| |Total|||390||||2|||||||||||||| |Movementin funds|||157||||-98|||||||||||||| |W.S.Stewart Scholarship Fund (Restricted)||||||||||||||||||||| |
Donationsinc.gift aid|||
0||||||
334|||Grantsmade|||||0|||0| |Bank interest|||17||||||13|||||||||||| |Total|||17||||||347|||||||||||| |Movementin funds|||17||||||347|||||||||||| |Deanery Synod (Restricted)(e)||||||||||||||||||||| |
Donation|||
0||||||0|||Expenditure|||||135|||0| |Bank Interest|||7||||||9|||||||||||| |Total|||7||||||9|||||||||||| |Movementin funds|||-128||||||9|||||||||||| |CPRX Youth Grant (Restricted)||||||||||||||||||||| |
Grant|||
15000||||||10000|||Expenditure (f)|||||5811|||3804| |Bank interest|||183||||||38|||||||||||| |Total|||15183||||||10038|||||||||||| |Movementin funds|||9372||||||6234|||||||||||| |Project Fund (Designated)||||||||||||||||||||| |
Donationsinc.gift aid|||
0||||||0|||Expenditure|||||0|||594| |Bank interest|||165||||||177|||||||||||| |Total|||165||||||177|||||||||||| |Movementin funds|||165||||||-417|||||||||||| |Heating Fund (Designated)||||||||||||||||||||| |
Dons, events & GiftAid|||
1144||||||0|||HeatingPanels|||||8085|||0| |LotteryFund Grant|||11000|||||||||Paint|||||17|||0| |Bank interest|||36|||||||||Total|||||8102|||| |Total|||12180|||||||||||||||||| |Movementin funds|||4078|||||||||||||||||| |Youth Ministry Fund (Designated)||||||||||||||||||||| |
Donationsinc.gift aid|||
1474||||||1325|||Expenditure|||||0|||0| |Bank interest|||315||||||300|||||||||||| |Total|||1789||||||1625|||||||||||| |Movementin funds|||1789||||||1625|||||||||||| |||||||||||||||||||||| |Additional Ministry Fund (Designated)||||||||||||||||||||| |
Grants and donations|||||
0||||0|||Expenditure|||||0|||0| |Bank Interest|||||53||||54|||||||||||| |Total|||||53||||54|||||||||||| |Movementin funds|||||53||||54|||||||||||| |||||||||||||||||||||| |Total inc res this page|||||30073||||13378|||Total use of res this page|||||14695|||4538| |
Total with general fund||||146716||||129233||||
Total with general fund||||127073||||119484| 8 |||StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| ||||||||||||||||| |**Statement of Financial Activites(SOFA) for theyear ended 31 December 2025**|||||||||||||||| ||||||||||||||||| ||||General
(Unrestricted)||Fabric Fund
(Restricted)|||Quinquennial
Fund
(Restricted)||Whitton
Pantry Fund
(Restricted)|||Total 2025||Total 2024| ||||£||£||||||||||| |**Incoming resources**|||||||||||||||| |Voluntaryincome|||17981|||0||4798|||3605||26384||22706| |Churchactivities|||9836|||0||0|||0||9836||12405| |Bank interest|||200|||3||35|||80||318||316| |Insurance claims|||0|||0||0|||0||0||0| |Grants andLegacies|||0|||0||0|||9700|(a)|9700||3300| |**Total incoming resources**|||28017|||3||4833|||13385||46238||38727| ||||||||||||||||| |**Use of resources**|||||||||||||||| |Church Ministry|||20754|||0||0|||8612||29366||28943| |Buildings|||9084|||0||0|||0||9084||13741| |Cost of fundraising|||0|||0||0|||0||0||0| |Depreciation|||0|||0||0|||0||0||0| |**Total resources used**|||29838|||0||0|||8612||38450||42684| ||||||||||||||||| |**Net movement in funds**|||-1821|||3||4833|||4773||7788||-3957| ||||||||||||||||| |**Reconciliation of funds**|||||||||||||||| |Funds broughtforwardfrom 2024|||15231|||145||0|||4100||19476||23433| |Funds carriedforward to2026|||13410|||148||4833|||8873||27264||19476| ||||||||||||||||| ||||||||||||||||| ||||||||||||||||| |**Balance sheet as at 31 December 2025**|||||||||||||||| ||||Notes|||2025|||||2024||||| ||||||£|||||£|||||| |**Fixed Assets**|||||||||||||||| ||||||||||||||||| |**Current Assets**|||||||||||||||| |Debtors||||||0|||||0||||| |Current account||||||11809|||||6217||||| |Uncredited cheques||||||0|||||0||||| |Deposit account (b)||||||5072|||||5021||||| |Charity account (c)||||||10282|||||8215||||| |Cash in hand||||||101|||||23||||| ||||||||||||||||| |**Total Assets**||||||27264|||||19476||||| ||||||||||||||||| |**Current liabilities**|||||||||||||||| |Creditors||||||0|||||0||||| |Unpresented cheques||||||0|||||0||||| ||||||||||||||||| |**Assets less liabilities**||||||27264|||||19476||||| ||||||||||||||||| |**Funds**|||||||||||||||| |General fund (unrestricted)||||||13410|||||15231||||| |FabricFund (restricted)||||||148|||||145||||| |Quinquennial Fund (restricted)||||||4833|||||||||| |Whitton PantryFund (restricted)||||||8873|||||4100||||| ||||||||||||||||| |**Total funds**||||||27264|||||19476||||| ||||||||||||||||| |Notes:|||||||||||||||| |(a)Seenote (f) of income and expenditure account.|||||||||||||||| |(b)WithSantanderplc.|||||||||||||||| |(c)WithCharityBank Ltd.|||||||||||||||| 9 ||||StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad|StLuke's Church, Oulton Broad||||| |---|---|---|---|---|---|---|---|---|---|---|---|---| |||||||||||||| ||**Income and Expenditure account for theyear ended 31 December 2025**|||||||||||| |||||||||||||| |**Incoming resources**||||||||**Resources expended**||||| |General Fund (Unrestricted)||||||||||||| ||||
2025||2024|||||2025||2024| |Voluntary income||£|||||Church Ministry||£|||| |
Standing orders|||7255||7332||
Parishshare|||17337||16804| |FWO envelopes|||3294||4375||Clergy expenses|||0||0| |Plate collections|||2591||2215||Fees outwards|||0||0| |Online giving|||0||0||Worship expenses|||260||96| |Donations|||1469||260||To charities (b)|||703||778| |Forcharities|||0||0||Musicians|||100||120| |Grants|||0|(a)|0||Young persons exps|||0||25| |GiftAid+GASDS claimed|||3372||4575||Share ofadmincosts|||2354||2756| |subtotal 2025|17981||||||Subtotal 2025|20754||||| |||||||||||||| |Church activities||||||||||||| |Hall rental|||8385||11197|||||||| |Events|||1451||1208||Buildings and contents|||||| |Subtotal 2025|9836||||||Buildings (c)|||2413||3483| ||||||||Insurance|||711||672| ||||||||Utilities|||2468||3448| |Bank interest|||200||232||Cleaning andmowing|||2944||3399| ||||||||Sundries (d)|||548||299| ||||||||Subtotal 2025|9084||||| |Insurance claims|||0||0|||||||| |||||||||||||| ||||||||Depreciation|||0||0| |||||||||||||| |Total|||28017||31394|||||29838||31880| |Movementin funds|||-1821||-486|||||||| |||||||||||||| |||||||||||||| |St Luke's fabric fund (restricted)||||||||||||| |||||||||||||| |Fundraising|||0||0||Floortreatment|||0||2440| |Grant (e)|||0||500|||||||| |Bank interest|||3||18|||||||| |Total|||3||518|||||0||2440| |Movementin funds|||3||-1922|||||||| |||||||||||||| |||||||||||||| |St Luke's quinquennial fund (restricted)||||||||||||| |||||||||||||| |Donations|||4500||0||Expenses|||0||0| |Fundraising|||298||0|||||||| |Bank interest|||35||0|||||||| |Total|||4833||0||Total|||0||0| |Movementin Funds|||4833||0|||||||| |||||||||||||| |||||||||||||| |Whitton Pantry Fund (restricted)||||||||||||| |||||||||||||| |Subs and donations|||3605||3949||Food purchases|||8612||8364| |Grants (f)|||9700||2800|||||||| |Bank interest|||80||66|||||||| |Total|||13385||6815||Total|||8612||8364| |Movementin funds|||4773||-1549|||||||| |||||||||||||| |Total incomingresources|||46238||38727||Totaluse of resources|||38450||42684| |||||||||||||| |Notes:||||||||||||| |(a) See detail in footnotes (e) and (f).||||||||||||| |(b)In 2025 to CasaHogar(£703); donations toMacmillanand Suffolk Historic Churches paid separately.||||||||||||| |(c)In 2025included paymentforboilerand plumbing (£638);fire extinguisher maintenance (£319); extra cleaning (£150).||||||||||||| |(d)Includesrunning expenses,foodforevents etc.||||||||||||| |(e)In 2024 from Diocesanyouthgrant tomake good some of floor wear.||||||||||||| |(f)In 2025from LowestoftTownCouncil(£6000) andHornsea 3 CommunityFundvia Grantscape (£3700).||||||||||||| 10 THE CHURCH OF ENGLAND Diocese of Norwich Independent Examiners Certificate R¢port to th¢ tru$toè81 mombèrs of.. g&.M4Al& ￿lS POL 31 D