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← The Parochial Church Council Of The Ecclesiastical Parish Of St. Mark With St. Luke, Oulton Broad.

2024-12-31-accounts

The Parish of

St. Mark’s with St. Luke’s, Oulton Broad

CHURCH REPORT 2024

The Oulton Broad Team Ministry hopes and prays to be A growing, Christ-centred community, led by the Holy Spirit, worshipping God and making disciples.

A charity registered in England and Wales no. 1131698

THE ANNUAL MEETING OF PARISHIONERS & ANNUAL PAROCHIAL CHURCH MEETING 2024

AGENDA

ANNUAL MEETING OF PARISHIONERS 2025

  1. Prayer

  2. Minutes of the last AMP

  3. Nominations for the post of Churchwardens

  4. Election of Churchwardens

APCM of 2025 (pertaining to the year 2024)

  1. Prayer for new Churchwardens

Newly elected Churchwardens stand.

Will you pray for them and uphold them in their ministry? We will.

  1. Apologies for absence

  2. Minutes of last year’s meeting

  3. Matters arising from minutes

  4. Receiving of Reports and any Questions

  5. a. Synod report

  6. b. Safeguarding Officer’s report

  7. c. Wardens' report including Fabric

  8. d. PCC Report

  9. e. Wardens' report

  10. f. Electoral roll officer’s report

  11. g. Treasurer's Report & approval of accounts

  12. Election to the PCC (nominations may still be received at this meeting, but each nominee must be proposed & seconded)

  13. Raised matters for the incoming PCC

  14. Date of next PCC (at which there will be elections of officers)

  15. Rector’s Report and Questions

  16. Closing Prayer

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2024 APCM MINUTES

38 PARISHIONERS IN ATTENDANCE INCLUDING THE CHAIR AND THE SECRETARY

ANNUAL MEETING OF PARISHIONERS 2024

Prayer

Helen welcomed everyone to the meetings and discussed what the 2 meetings

meant.

Helen led in prayer

Minutes of last AMP

Proposed by Matt Zipfel Seconded by Mandy Marler Majority vote

To be a true and accurate record of the meeting

Nominations for the post of Churchwardens

Dave Powell and Lesley Denny are standing again as churchwarden.

We welcome them as our churchwardens for this parish again this year. 24/25

APCM OF 2024 (PERTAINING TO THE YEAR 2023)

Prayer for new Churchwardens

Prayer for the new churchwardens

The new churchwardens stood, and the congregation were asked

“Will you pray for them and uphold them in their ministry? We Will

Apologies for absence

Malcolm and Christine Andrews, Roger Pitchers, Roz Trudgett, Graham and Angela Meadows, David Godfrey, Linda and Rob Newby, Mike Aldred, Jill Hunting Minutes of last year’s meeting

Jane read out the minutes of last year’s meeting

Proposed by Lesley Denny Seconded by Alec Usher All in favour, majority vote As a true record of the meeting

Matters arising from minutes.

None forthcoming.

Receiving of Reports and any Questions

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Helen brought each report to the attention of the parishioners and asked if there were any questions. There were none forthcoming. Helen expressed her thanks to everyone who submitted the reports.

John discussed his circulated financial statements in detail. These reports have been independently examined by Judith Hobbs again this year and we are extremely grateful to her.

John expressed his thanks for continuing generosity in giving of time, talents and treasure. Also for returning stewardship pledge sheets. These are important for planning and are 100% confidential, and to all who assist with church finances. Ray Collins and Sue White who collect in the monies each week and bank the same. Any questions for John? None forthcoming

We are blessed with John for his expertise in this area and we are very thankful to him.

Election to the PCC

There are 7 vacancies for membership to the PCC. Jane Ward, Jacquie Berrey, Gemma Eglington John Hunt are all standing again.

We thank Matt, Peter and Gerry for their work on the PCC as they stand down. Mandy would like to stand, proposed by Harvey Bradley, Lesley Denny seconded and all in favour.

Our thanks to all members of the PCC.

Raised Matters for the incoming PCC

None forthcoming.

Date of next PCC

May 22nd 7.30 and at that meeting the election of offices will take place.

Short break

Rector’s Report and Questions

Helen showed a video of photos of the past events of last year.

Helen then gave her thanks to a vast list of people who help in the smooth running of the church. She gave gifts to staff members and to those who hold offices. Gill Williams is retiring from her role of PSO and Helen thanked her for all the work she has done over the last 12 years. The role will now be filled by two people, Gemma Eglington, who will be responsible for the safeguarding of children and Harry Waterman who will be taking care of the safeguarding requirements for vulnerable adults.

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Liz Hayden spoke about her role as Anna Chaplain, It has been a privilege to celebrate the elderly and getting alongside people in care homes. She takes services in to care homes and the delight on peoples faces to sing old hymns and talk about things that have past is a privilege. It was so lovely to sing Abide with Me with a lady whilst holding her hand. Our thanks to Liz.

Weve looked back at 2023 and now we need to cast our attention forward, our vision that we are seeking to be a growing and Christ centred community lead by the holy spirit, worshipping God and making disciples

Hello, Know, Grow, Sow

We are about to reorganise the website and communications.

We began the year with a half day of prayer and we followed that up a week later with a PCC away day and the whole process was to spend time prayerfully seeking God and try to determined where He wants us to focus over the next 3 years. Out of that time Andy and Helen went away for the day to prayerfully distil everything that had been gathered up of all of that.

We ended up with 5 priority areas

Communications

The way we communicate who we are and where we are and what we are about all needs tiding up. All of our printed materials, social media posts all need to follow the same theme, renewed branding, so that if people go to an event and have a positive experience at St Mark’s then see another event advertised, they will immediately know that it is part of the same team. The Oulton Broad Team Ministry is one team and therefore should brand as one. The more people who connect with us and feel comfortable, then the more likely they are to make a connection with

God.

Wellbeing

Harry has been running the sanctuary course and we hear how good that has been. We have a space that we can create a welcoming environment where people can feel at home the best way to be healthy in body mind and spirit is to have a good relationship with Jesus.

Helen would like to have a weekly space where we can welcome people in for varying support. Café, with different support groups.

Growth of ministry amongst families and young people

We are involved in all the schools in our parishes we need to keep focused on that because we still don’t have many younger people in our congregations. We get funding as we have a trace record of paying our parish share in full and we have a grant of £20,000 for work with youth, but we only have a year in which to spend it.

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Prayer

The current pattern of prayer we have needs revamping, we need to grow with God in prayer.

Immobilised ministry community.

Go out and minister to our community.

These are 5 priorities areas that we need to focus on over the coming years.

We have Jamie our curate coming in June. We will be welcoming him and his family. Alan raised that we need to thank Helen for all her hard work and Dave presented a gift to Helen on behalf of the PCC and all the congregations.

Helen is really enjoying being here and it is a privilege to be Rector of our team ministry. She is so thankful to God and to everyone, thanks for all the support and kindness it is really valued.

Val says we need to thank Frodo and Alfie the parish dogs, they’re an important part of the community and aid our mission.

Closing Prayer

RECTOR’S REPORT

As I sit in my study on a sunny afternoon, I feel thankful for continued growth in our Parishes. I think of new people who have joined us in recent months and the stories of God at work. No church or congregation is perfect, we are all, continuously in need of God’s grace, love and forgiveness. However, that being said, I am very thankful for the signs of growth that I see across our three Churches and two Parishes – growth in discipleship, in service and numbers. It is my privilege, and my delight, to be your Rector.

Here is a brief synopsis of some of what took place, across our three Churches and two Parishes, during 2024.

JANUARY – We began the year with a Half Day of Prayer which was well attended, demonstrating the shared belief that prayer needs to underpin all that we do. ‘ Hope Explored’ , a six-session exploration of faith began, facilitated by some of our Life Groups. Following on from the half day of prayer, a PCCs and Ministry Team Away Day , followed by a Clergy away day, helped us to outline some broad priority areas for the next season of our life together.

FEBRUARY – St Mark’s Ladies’ Group celebrated their Diamond Anniversary –

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Various concerts , given by our talented members of our congregations took place in the summer months.

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tree was planted at St Michael’s in support of ‘Angels and Rainbows’ , remembering lost little ones.

Throughout the year, we had regular input with Schools running ‘Opening the Book’, leading assemblies, contributing to RE, and leading special services for schools at Easter, Harvest and Christmas.

In support of these who may periodically be experiencing food poverty, FiSH (Food in School Holidays) operated in many weeks outside of school terms and St Luke’s Pantry was open weekly. We also collected a lot for Lowestoft Foodbank and ‘food.gives’ (an International Foodbank coordinated by Barnabas). Regular Community Lunches were held at St Michael’s addressing and attendance grew steadily.

The monthly ‘Young at Heart’ gatherings continued to be enjoyed and appreciated, as did Bell Ringing, Ladies’ Strollers, Men’s Ministry, Ladies’ Groups, Knit and Natter groups, Litter picking groups, ‘Coffee, Cake and Chat’, and the Railway Modelling group. All of these groups create an opportunity for members of our congregations to get alongside others from the community, helping them to feel a sense of belonging. We welcomed new people at Sunday worship as a result of relationships built in some of these groups.

Opportunities for individual and collective prayer included Daily Prayer (Monday to Friday each week, in person and online), Open Church, Quiet Prayer before the Midweek Communion, ‘Meet to Pray’ monthly and the MU Prayer Group. Lis, our Anna Chaplain, lead regular Services in some of our Care Homes.

During 2024, various teams of volunteers were active in caring for our buildings and grounds, participating in PCC and St Luke’s Council, serving young people, running activities mentioned above, baking, serving refreshments, welcoming on Sundays, assisting our Caretakers, carrying out administrative tasks, reading lessons and leading intercessions.

That isn’t an exhaustive list of all that took place in 2024 but it does give an idea of how active we have been. I am so very thankful for the wonderful team effort that makes all of our life, worship and ministry possible – thank you so much for sharing your time, resources and gifts so tirelessly.

We lost some dear friends and faithful followers of Jesus during the year but were able to rejoice that, whilst we feel their absence, we have commended them to our Father’s care.

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A particular word of thanks to the Extended Ministry Team and wider Staff Team. The former is made up of the Clergy, Licensed Lay Ministers, APA, AWA, Anna Chaplain and Alan, our Musical Director. We were so pleased to welcome Rob Newby, who was relicensed as a Lay Minister during the year. The latter involves Mandy, our Administrator, our Caretakers (Alec and Dave), and our Churchwardens (Dave, Debbie, Lesley and Robin) too. Thank you to you all for all that you do

We are also particularly blessed with congregations full of people who are always ready to get involved. We now have so many active teams serving in many different ways including Green issues, Hospitality, Fabric, Finance, Events, Flowers/ Decoration, Leadership Team at St Michael’s, PCCs, St Luke’s Council, Children’s work, FiSH, Life Group Coordinators, Sidepersons, Office volunteers, Sound, Breakfast Church, the Sunday Mix, the Pantry, the Uniform Bank, Ducklings, Open the Book, Worship Enabling, Gardening, Churchyard maintenance, Allotment, Worship band, Choir, Readers, Intercessors, Pianists/Organists, prayer …and the list goes on! And still others serve in unseen ways simply polishing brass and washing tea towels, sweeping, hoovering, painting and cleaning. Whatever way you’re involved please know that your love and service is so appreciated.

Looking forward, we will continue to address the following broad areas of priority, which we believe God has set before us, and which sit alongside our ongoing commitment to worship, pastoral care and mission:

Improving Communications Facilitating Mental Health/Wellbeing Engaging Family, children and youth Consistent, and strategic prayer Going out, not just waiting for people to come in

In a recent letter about ‘Belonging’, I was reflecting on what it means to belong to God’s Family and to the Oulton Broad Team Ministry. Ultimately, we belong together as we continue to pursue our vision … to be a growing, Christ-centred community, led by the Holy Spirit, worshipping God and making disciples . May we always keep our eyes on these primary purposes. With love and prayer,

Helen

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PCC REPORT

During the year ending 2024 the PCC met 6 times in full session, and one extraordinary meeting. All these meetings were under the chairmanship of Rector Rev’d Canon Helen Jary, and all were held in person.

At the beginning of the year the PCC’s across the Oulton Broad Team Benefice held an away day at Pakefield church Hall to prayerfully discuss advancing priority areas. It was established that our focus should be on Prayer Life, Mental Health and Wellbeing, Communication and Children, youth and Families.

During every meeting our Safeguarding Action Plan is discussed and the safeguarding officers keep the PCC updated on ongoing matters.

The Treasurer keeps the PCC updated every meeting on the financial situation appertaining to the church accounts.

St Mark’s reordering continued with new units being installed at the back of the church and work on the provision of a new website across the benefice started in January and is currently ongoing. We had to review our caretaking requirements due to the reordering of the church layout last year and after discussions with the caretaker at the time, it was evident that a new caretaker was to be sought. The job was advertised and interviews took place and a new caretaker was in situ in September.

Space in the office began to get overcrowded so it was agreed to sort through existing items being stored and to purchase two larger desks to accommodate our administrator and the volunteers who help to weekly.

We were fortunate to have Rev’d Jamie Wyllie join as curate at the end of June, he has proved to be a very welcome addition to our team.

The Green Team work is supported by the PCC and St Mark’s received silver status in the Eco Church award scheme.

An Extraordinary meeting was held in August for approval of St Luke’s upgrade to their hall floor.

Our fabric team works very hard in the background all year and numerous jobs are carried out including fitting new blinds in St Mark’s hall and a new dishwasher. The heating in St Mark’s church has been an ongoing decision regarding the trialling of a wall mounted heater with a view to more being added if successful.

A youth worker grant resulted in the youth group starting with a bowling night which proved very enjoyable.

It would be impossible to mention everyone individually and thank them for all they do for St Mark’s and St Luke’s, but without whom our churches would be so much worse off, and we cannot thank you enough.

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The PCC would also like to thank Dave Powell and Lesley Denny, for their roles as Churchwardens of St Mark’s and St Luke’s, they work tirelessly in the background for our whole community.

I would like to personally thank Helen and the whole PCC team for the support and patience shown to me at every meeting, my role would be a lot harder without them.

Jane Ward, PCC Secretary

CHURCHWARDENS’ REPORTS (INCLUDING ST. LUKE’S COUNCIL)

After the recent Quinquennial report, the fabric team have a lot to review in order to use our resources correctly. We must never forget that as a church outreach and ministry should be our main goal although we do not want our buildings to fall apart One of our heating boilers has failed and parts are not available, we have already had a repair carried out but this has failed.

Following a consultation with the diocesan heating adviser, we have been looking to fit a different heating system in the church, this will lower the loading on our remaining boiler which will only have to heat the hall. We need to thank our caretaker and the gardening team for their work inside and outside the building. Our brilliant office team are as usual indispensable, always keeping us informed and helping us with paperwork etc.

I would like to thank Helen the PCC and the Ministry team for their ongoing support and prayers.

Dave Powell

We had a full year—the Cuppa Cake Chat (3Cs) is a positive outreach part of our regular church life. Our second combined 3Cs and carol service was very well attended and enjoyed by both church and friends from the neighbourhood. The wood floor was resurfaced and is beautiful again and the lighting is now all LED. Thanks to David Powell, Ray Collins and Geoff Ansdell for their work. Ray and Geoff have also upgraded all our electrics. Our thanks to all three for giving us their time. We held our first film night in October. It was good (so was the popcorn and other goodies) and we’re already planning for next October! Last but not least, the Light Night on Halloween was very busy and great fun.

Lesley Denny

ELECTORAL ROLL OFFICER

This year is a year that the CoE requires a new Electoral roll to be created. It will occur again in 2031. The reasons for this can be seen in the new roll. At the point of closure the old roll stood at 152, the new roll is 108. In the intervening six years

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people have dropped away or moved, but cannot be removed unless the ER officer is informed in writing that they wish to be. If someone on the list dies, they are automatically removed (so long as the ER officer is informed). Should you wish to be added to the list, this can be done by filling out a form, which can be found in a wallet in the book case at the rear of church and handed in to the office.

Gerald Williams

DEANERY SYNOD

The Lothingland Deanery Synod is a useful forum where representatives from local churches can gather on a regular basis to discuss future plans, highlight local successes and hear guest speakers.

In April a getting-to-know-you session and buffet was held at the Bloodmoor Community Centre. In August a BBQ was held at St. Mark’s Vicarage, which, unfortunately was poorly attended. In November at St. Michael’s our guest speaker was Tim Sweeting the CEO of the Norwich Diocese, who gave an interesting talk about his role and his ambitions for the life of the church.

Michael Aldred (Synod Treasurer & Lay Member)

TREASURER’S REPORT

St. Mark’s and St. Luke’s financial statements for 2024, which have been adopted by the PCC, are presented as a separate document to this report. They have been independently examined by Mrs Judith Hobbs and grateful thanks are extended to her.

For 2024 we can again be thankful that we were able to pay the Parish Share for both St Mark’s and St Luke’s in full; £55135 and £16804 respectively. For St Mark’s this payment differs slightly from the amount in the financial statements because we get additional credit if our clergy undertake funeral duties at the crematoria or cemetery. On the income side, there were welcome increases overall in direct giving at both churches. Hall rental income increased at St Luke’s where there was a back payment from Little Buddies. Events income increased at St Luke’s but reduced at St Mark’s in 2024; poor weather on summer fete day contributed to this. Online giving at St Mark’s is increasing with time, particularly from the card reader; online giving is available for both churches via the website.

Expenditure at both churches was kept in reasonable check, despite increased staff costs including redundancy expenses at St Mark’s. The main buildings expense at St Mark’s was a replacement dishwasher and at St Luke’s, electrical work, led lamps and boiler work.

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The net effect of income and expenditure from the General Funds was a surplus of £909 at St Mark’s and a much reduced deficit (compared to 2023) of -£486 at St Luke’s. As a result, the General Fund reserves brought forward as at 1 January 2025 were £17802 for St Mark’s and £15231 for St Luke’s. The St Mark’s reserves are equivalent to only about 8 weeks of average expenditure. At St Luke’s there are about 25 weeks in reserve due to the smaller overall expenditure but we must try to stem the deficit which is unsustainable long-term.

It is noteworthy that in 2024 our two churches together paid about £8800 to charities, including Casa Hogar Vida, Foodbank, Barnabas Aid, Lowestoft Signing Choir, Suffolk Historic Churches, Christian Aid, Crisis, the Children’s Society, Macmillan and other charitable causes. The total donated was equivalent to about 11% of direct regular giving. This is before mention of the Whitton Pantry (see below).

Other funds than the General Funds support specific needs. The benefice received a grant of £10,000 in 2024 for youth work, and this has supported activities with young people and relieved the parishes’ general funds. At St Luke’s the Whitton Pantry continues, in 2024 spending £8364 on food; we are especially grateful to Richard Mann and Jo Fowler and others for their work in obtaining grants from the Lowestoft Town Council and Grantscape to further the work of this highly successful enterprise.

Looking forward, Parish Share will continue to be a challenge; it is increased by 3.2% at both churches for 2025, to a total of £74225. The PCC’s aim, in common with St Michael’s and other churches in the Deanery, is to continue to meet 100% of target. In the face of high energy costs, and further increased staff costs, balancing the books will be a continuing struggle. In 2025 we face additional expenditure due to the results of the quinquennial churches’ inspections which have revealed some costly needs (particularly the high-level windows at St Mark’s and roofing at St Luke’s) and we need to plan for replacement heating at St Mark’s. Please review giving in the current situation of pretty-well everything having increased in price so that we can continue to fund the Lord’s work.

The treasurer wishes to pay tribute to all the fund-raisers and event organisers for their work and all who assist in managing the church finances with such assiduous good stewardship. And thanks are as ever due for the continuing hard work by our cashiers who carry the responsible tasks of counting and banking the cash receipts:

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at St. Mark’s, Ray Collins and assistants; and at St Luke’s Sue White and assistants. Their help is indispensable.

John Hunt

FABRIC AND BUILDINGS

The year of works has comprised small projects and essential repairs including: replacement of Hall blinds, car park hole repair, replacement of East window backlight and a main car park light, replacement of dishwasher, installation of a kitchen boiler. However, the major current problem is the imminent need to replace the heating gas boiler system. To this end, we have been trialling a wall mounted far infrared heater. We have also visited 2 other churches in Norfolk where this type of system has been successfully installed. Our many thanks must go to all members of our ad hoc team with their wide range of expertise which has enabled us to tackle many jobs without the need for contractors from outside. With costs for materials only and none for labour, they have saved the church a great deal of money.

Geoff Ansdell

SAFEGUARDING OFFICER’S REPORT

St Marks with St Luke’s Is following the House of Bishops Guidance And policies for safeguarding And has displayed all the required policies and safeguarding contact details. It is currently working through level two of three levels of the parish safeguarding dashboard. Apart from those members of the church who are DBS’d Directly by the Diocese, there are 7 People DBS’d Specifically for supporting children and young people’s work. One person to work with adults/ Under eighteens and 16 people who are DBS’d Working with children, young people and vulnerable adults.

Gemma Eglington and Harry Waterman

ANNA CHAPLAIN REPORT

‘Yet, not I but through Christ in me’

It has been a privilege to draw alongside residents and carers in Care Homes and visit people within their homes as part of my role as an Anna Chaplain. With props and prompts, I lead and take a service each month in three care homes: Oulton Park, The Dell and Blyford House. These are theme based: one example recently was St David, when I took in a daffodil and leek which were handled by the residents. We talked about the life, faith and humility of St David and his love to care for the little things. To see the smile on the face of one of the residents as she looked at the daffodil and said “how beautiful” was to see the radiance of God on her face. She joined in the singing ‘For All the Saints’ and recited the Lord’s Prayer. It is a delight and blessing to witness this spiritual connection. I have shared prayers

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and bible readings within residents’ rooms and listened to their stories, their anxieties and their joys.

I have also been to Harleston House where we made up a Christingle together and also had a ‘fun’ nativity where relative and residents enjoyed seeing me in various guises of characters.

Dell Care home requested items for their activities and thank you to those who contributed in supplying wool and buttons. I have also taken in coloured paper and card for their craft afternoons. I hope we will be able to continue this practical support in the future.

I do supply other Care Homes with wool and small needles and card making materials on a regular basis.

I appreciate your continued prayer support for this ministry in Care Homes and for ways to reach out and show God’s love.

Over the past year I have given talks to Ladies Groups and went to Sheringham to promote and talk about Anna Chaplaincy. I continue to be an active member of the Anna Chaplaincy Network UK and have been asked to give examples of multisensory worship in Care Homes at a UK wide Zoom at the end of April. I have recently co-led the pastoral Care Course with our Rector, Helen. To be pastoral, to care and nurture God’s people is at the heart of the role of an Anna Chaplain.

Lis Hayden

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The Parochial Church Council of the ecclesiastical parish of St. Mark with St. Luke, Oulton Broad

Financial Statements for the year ended 31 December 2024

Rev. Canon Helen Jary, Team Rector Rev. Andy Bunter, Team Vicar Rev. Jamie Wyllie, Curate } Churchwardens Lesley Denny }

Registered Charity No. 1131698

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THE CHURCH OF ENGLAND Diocese of Norwich Independent Examiners Certificate R8port to th trusts¢￿ members of: -. q f&. LUXES Pcc On accounts for th• y•ar •nd•d: 31 2g Charty no {rf any)- 113164£ I r8POrt lo the trustees on my examinatson of the accounts ￿ Ihe above chanty llhe Trust'l for the yearended 311 R8spon5ibilities and basis of rnport As the charity's tnjstees, you are re5wnsitAe ft)r the preparation of the accounts in acoydance with the requirements of the Charib"es Act 2011 llhe Act-i. I report in respecl of my examinatv)n of the Trust's accourts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed all the ap[A￿a￿e Directions given by the Charity Commission under sectK)n 1451SMbl of the A(a. Independent examln¢¢$ statsmtnt ll- Delete { J rfnot appliGable. I have com ￿eted my examinatic). I confim that no malerial Matters have come to my attenty'on in connection with the examinab.on lolher than that disclosed bdow") which gives me cause to believe that in, any material respect.. • the accounting records were not kept in &cordarKe sedion 130 of the Charities Art ¢x • the accounts dKY not aCcc￿d with the acccwJnlirw3 records: . Ihe accounts dKI nol comply with Ihe app4icaNe requirements conceming the form and ccffltent of accounts set oul in the CharTties (Accounts and Re￿￿ts1 RegulatK)ns 2(X18 olher than any requirernenl that the accounts gwe a 'true ar￿ fair. view which is not a matter considered as part of an independent examinati￿. I have no concems arwj have come across no olher malters in connection with the examFnatsc￿ io which attention should be drawn in this rep¢K( in ¢xder lo enalAe a proper urNJer5tandifig of the accounls to be reached. ' Pleas& delete the words irj the brackets rfthey do not appty. SMJned'. Name: T(/D ITh 410 £&£

Rdevant professional qL*alificali¢)nlsl or body any) Athjress.. IT>Fs Section B Dls¢losu Only complete rf the examiner needs to highli8ht material matters of concern Isee CC32. Independent examination of charity accounts= directions and guidance for examinersl. Gl¥e here briel details ol any items that the examiner wishes to disclose

NOTES TO THE FINANCIAL STATEMENTS FOR BOTH CHURCHES FOR THE YEAR ENDED 31 DECEMBER 2024

Accounting Policies

The financial statements have been prepared in accordance with the Statement of Recommended Accounting Practice: Accounting and Reporting by Charities (SORP 2005), issued in March 2005, UK Accounting Standards and the Charities Act 2011. The financial statements have been prepared under the historical cost convention. The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law.

Funds

Restricted funds represent donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of each year must be carried forward as a balance on that fund. The PCC does not usually invest separately for each fund. Where there is no separate investment, interest is apportioned to individual funds on an average balance basis.

Unrestricted funds are general funds that can be used for PCC ordinary purposes. Designated funds are sums set aside out of General Funds for specific purposes. They can be transferred to unrestricted funds at any time.

Incoming Resources

Planned giving, collections and donations are recognised when received. Tax refunds are recognised when received. Grants and legacies are accounted for when the PCC is legally entitled to the amounts due. All other income is recognised when it is receivable. All incoming resources are accounted for gross.

Resources expended

Grants, donations and the diocesan parish share are accounted for when paid, or when awarded, if that award creates a binding or constructive obligation on the PCC. All other expenditure is generally recognised when it is incurred and is accounted for gross.

Fixed assets

Consecrated and benefice property is not included in the accounts in accordance with s10(2)(1) of the Charities Act 2011. Movable church furnishings held by the vicar and churchwardens on special trust for the PCC and which require a faculty for disposal are inalienable property, listed in the churches’ inventories, which can be inspected (at any reasonable time). Equipment used within the church premises is depreciated on a straight-line basis over four years unless otherwise specified. Individual items of equipment with a purchase price of £1000 or less are deemed fully depreciated when the asset is acquired.

Reserves Policy

The Parochial Church Council of St. Mark with St Luke needs to hold reserves to be able to meet its ongoing expenditure efficiently and to ensure there is sufficient resource available to cover liabilities obligations and contingencies in the event of loss of existing sources of income. The PCC believes that the necessary level of reserves is equivalent to approximately three months of average expenditure from the General Funds. This level will be maintained by close management of finances and forward planning by the use of appropriate budgets. Restricted and Designated Funds have their own objectives and the necessary levels are kept under close review by the PCC. This policy will be reviewed annually as part of the audit process.

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Statement of Financial Activites(SOFA) for theyear ended 31 December 2024
Funds: General
(Unrestrict
ed)		 Organ
fund
(Restr)		 Band fund
(Restr)		 Piano fund
(Restr)		 Choir
fund
(Restr)		 Clergy
Discr.
Fund
(Restr)		 WSS
fund
(Restr)		 Deanery
Synod
(Restr)		 CPRX
Youth
Grant
(Restr)(a)		 Project
Fund
(Designat
ed)		 Youth
Ministry
Fund
(Desig)		 Additional
Ministry
Fund
(Desig)		 Total
2024		 Total
2023
£
Incoming resources
Voluntaryincome 89209 958 80 0 0 0 334 0 0 0 1325 0 91906 89286
Church activities 26348 0 0 0 0 0 0 0 10000 0 0 0 36348 33004
Bank interest 298 9 2 35 42 2 13 9 38 177 300 54 979 672
Insurance claims 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total incoming resources 115855 967 82 35 42 2 347 9 10038 177 1625 54 129233 122962
Use of resources
Church Ministry 76095 0 0 0 33 100 0 0 3804 0 0 0 80032 77994
Church buildings/contents 29234 7 0 0 0 0 0 0 0 594 0 0 29835 28051
Administration 9617 0 0 0 0 0 0 0 0 0 0 0 9617 11681
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total resources used 114946 7 0 0 33 100 0 0 3804 594 0 0 119484 117726
Net movement in funds 909 960 82 35 9 -98 347 9 6234 -417 1625 54 9749 5236
Reconciliation of funds Totals Totals
Funds brought forward from 2023 16893 0 140 1990 2395 195 668 505 0 10288 16680 3095 52849 47613
Funds carried forward to 2025 17802 960 222 2025 2404 97 1015 514 6234 9871 18305 3149 62598 52849
Note
(a)For 2004-5 we are receivinginstalments of agrant from the Diocese entitled "Church Plantingand Revitalisation Extra" to be used foryouth work.

5

StMark'sPCC, Oulton StMark'sPCC, Oulton StMark'sPCC, Oulton StMark'sPCC, Oulton StMark'sPCC, Oulton Broad Broad
Balance sheet as at 31 December 2024
Notes 2024 2023
£ £
Fixed Assets 0 0
Current Assets
Debtors 0 0
Current account 20913 14585
Uncredited payins 0 0
Deposit account 16084 15917
Charity account (a) 25728 24916
Standingimprest (b) 0 100
Cash in hand (c) 100 0
Total Assets 62825 55518
Current liabilities
Parishshare paidfollowing year 186 1651
Qtr4 fees toDiocese paidfollowing year 41 1018
Unpresented cheques 0 0
Assets less liabilities 62598 52849
Funds
General Fund (unrestricted) 17802 16893
Organ Fund (restricted) 960 0
BandFund (restricted) 222 140
PianoFund (restricted) 2025 1990
Choir Fund (restricted) 2404 2395
ClergyDiscretionaryFund (restricted) 97 195
WSS ScholarshipFund (restricted) 1015 668
Deanery Synod (restricted) 514 505
CPRX YouthGrant (restricted) (d) 6234 0
ProjectFund (designated) 9871 10288
Youth MinistryFund (designated) 18305 16680
Additional MinistryFund (designated) 3149 3095
Total funds 62598 52849
Notes:
(a)AccountheldwithCharityBank Ltd.
(b)In 2023held by a churchemployeeforpurchase ofgroceries and churchcentre consumables
(c)Held asfloatmoneyforevents.
(d) Seenote (a) ofSOFA

6

StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad
Income and Expenditure account for theyear ended 31 December 2024
Incoming resources Resources expended
General Fund (Unrestricted)

2024		 2023 2024 2023
Voluntary income £ Church ministry £

Standing orders		 55958 50342
Parishshare		 54000 50000
FWO envelopes 1562 2260 Parishshare payable (c) 186 1651
Plate collections 1893 2513 Clergy expenses 2283 0
Online giving 2362 1570 Fees paid 6364 8014
Donations 7638 4826 Fees payable (c) 41 1018
Grantfor heating 0 4807 Worship expenses 1847 1682
Forcharities(a) 4599 5142 Young personsincFISH 48 765
Grantfor FISH(b) 0 668 Paid to charities(d) 8046 10059
GiftAid claimed 15197 13612 Musicians 3280 3158
Subtot 2024 89209 Subtot 2024 76095
Church activities
Feesreceived 10167 12406 Buildings and contents
Hall rental 12224 12902 Church 1001 675
Events 2830 6884 Churchcentre 5151 2496
Sales 178 111 Insurance 1826 1794
Donationsfor refreshments 949 701 Utilities 9732 14179
Subtot 2024 26348 Cleaning/caretaking 11524 7948
Subtot 2024 29234
Administration
Bank interest 298 184 Staff 7184 6703
Stationery 399 664
Insurance claims 0 0 Telephone 502 461
Copying 736 1031
Events 514 2585
Refreshments 282 237
Petty Cash 0 0
Subtot 2023 9617
Depreciation 0 0
Total 115855 118928 114946 115120
Movementin funds 909 3808

Notes to St Mark's Income and Expenditure account for the year ended 31 December 2024

(a) Collected for specific charities.

(b) Food in the School Holidays: grant from East Suffolk Council, in 2004 paid via Lowestoft Community Church. (c) Payments accrued in one year and made in the next.

(d) In 2024 included Casa Hogar Vida £2794; Foodbank £2169; Barnabas Aid £1257; Lowestoft Signing Choir £500; Christian Aid £393; Children'sSociety £295; Crisis £275; Bishop's Lent Appeal £138; Leprosy Mission £133. (e) In 2021 the PCC undertook safekeeping of funds of Deanery Synod to use under latter's direction.

(f) Regular returns of items of expenditure are submitted to the Diocese in justification for the grant.

7

StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad StMark'sPCC, Oulton Broad
Income and Expenditure account for the year ended 31 December 2024 - continued
Incoming resources Resources expended
2024 2023 2024 2023
Band fund (Restricted) (e)
Fees 80 0 Expenses 0 0
Bank interest 2 0
Total 82 0
Movement in funds 82 0
Organ Restoration Fund (Restricted)

Donations andfees
958
199		 Expenses 7 401
Bank interest 9 0
Total 967 199
Movementin funds 960 -202
Piano Fund (Restricted)

Donations
0		 50 Cost of Piano 0 0
GiftAid 0 620 Cost of moving 0 0
Grant (i) 0 0 "A" frame 0 462
Bank interest 35 28 Plaque 0 54
Total 35 698 Total 0 516
Movementin funds 35 182
Choir fund (Restricted)

Fees etc
0		 0 Expenses 33 0
Bank interest 42 33
Total 42 33
Movementin funds 9 33
Clergy Discretionary Fund (Restricted)

Donationsinc gift aid
0
0		 Grantsmade 100 240
Bank interest 2 4
Total 2 4
Movementin funds -98 -236
W.S.Stewart Scholarship Fund (Restricted)

Donationsinc.gift aid
334
150		 Grantsmade 0 150
Bank interest 13 9
Total 347 159
Movementin funds 347 9
Deanery Synod (Restricted)(e)

Donation
0		 0 Expenditure 0 0
Bank Interest 9 7
Total 9 7
Movementin funds 9 7
CPRX Youth Grant (Restricted)

Grant
10000		 Expenditure (f) 3804 0
Bank interest 38
Total 10038
Movementin funds 6234
Project Fund (Designated)

Donationsinc.gift aid
0		 80 Electricheating panel 594 0
Bank interest 177 135
Total 177 215
Movementin funds -417 215
Youth Ministry Fund (Designated)

Donationsinc.gift aid
1325		 1447 Expenditure 0 0
Bank interest 300 229
Total 1625 1676
Movementin funds 1625 1676
Additional Ministry Fund (Designated)

Grants and donations
0		 0 Expenditure 0 0
Bank Interest 54 43
Total 54 43
Movementin funds 54 43
Total inc res this page 13378 4034 Total use of res this page 4505 2606

Total with general fund		 129233 119889
Total with general fund		 119451 119995

8

Statement of Financial Activites (SOFA) for the year ended 31 December 2024

's Church, Oulton Broad

St Luke's Church, Oulton Broad St Luke's Church, Oulton Broad St Luke's Church, Oulton Broad St Luke's Church, Oulton Broad St Luke's Church, Oulton Broad St Luke's Church, Oulton Broad St Luke's Church, Oulton Broad
Statement of Financial Activites (SOFA) for the year ended 31 December 2024
General
(Unrestricted)		 Fabric Fund
(Restricted)		 Whitton
Pantry Fund
(Restricted)		 Total 2024
£ £
Incoming resources
Voluntaryincome 18757 0 3949 22706
Churchactivities 12405 0 0 12405
Bank interest 232 18 66 316
Insurance claims 0 0 0 0
Grants andLegacies 0 500 (a) 2800 (b) 3300
Total incoming resources 31394 518 6815 38727
Use of resources
Church Ministry 20579 0 8364 28943
Buildings 11301 2440 0 13741
Cost of fundraising 0 0 0 0
Depreciation 0 0 0 0
Total resources used 31880 2440 8364 42684
Net movement in funds -486 -1922 -1549 -3957
Reconciliation of funds
Funds broughtforwardfrom 2023 15717 2067 5649 23433
Funds carriedforward to2025 15231 145 4100 19476
Balance sheet as at 31 December 2024
Notes 2024 2023
£ £
Fixed Assets
Current Assets
Debtors 0 0
Current account 6217 7494
Uncredited cheques 0 0
Deposit account (c) 5021 2984
Charity account (d) 8215 12936
Cash in hand 23 19
Total Assets 19476 23433
Current liabilities
Creditors 0 0
Unpresented cheques 0 0
Assets less liabilities 19476 23433
Funds
General fund (unrestricted) 15231 15717
FabricFund (restricted) 145 2067
Whitton PantryFund (restricted) 4100 5649
Total funds 19476 23433
Notes:
(a)From Diocesanyouthgrant tomake good some of floor wear.
(b)From LowestoftTownCouncil(£2000) andHornsea 3 CommunityFundvia Grantscape (£800).
(c)WithSantanderplc.
(d)WithCharityBank Ltd.

9

StLuke's Church, Oulton Broad StLuke's Church, Oulton Broad StLuke's Church, Oulton Broad StLuke's Church, Oulton Broad StLuke's Church, Oulton Broad StLuke's Church, Oulton Broad
Income and Expenditure account for theyear ended 31 December 2024
Incoming resources Resources expended
General Fund (Unrestricted)

2024		 2023 2024 2023
Voluntary income £ Church Ministry £

Standing orders		 7332 6625
Parishshare		 16804 16000
FWO envelopes 4375 3215 Clergy expenses 0 0
Plate collections 2215 2600 Fees outwards 0 0
Online giving 0 0 Worship expenses 96 87
Donations 260 419 To charities (b) 778 892
Forcharities 0 166 Musicians 120 100
Grants 0 (a) 1543 Young persons exps 25 307
GiftAid+GASDS claimed 4575 2100 Share ofadmincosts 2756 2416
subtotal 2024 18757 Subtotal 2023 20579
Church activities
Hall rental 11197 8052
Events 1208 619 Buildings and contents
Subtotal 2024 12405
Buildings (c)		 3483 5240
Insurance 672 667
Utilities 3448 5197
Bank interest 232 265 Cleaning andmowing 3399 2405
Sundries (d) 299 767
Subtotal 2023 11301
Insurance claims 0 0
Depreciation 0 0
Total 31394 25604 31880 34078
Movementin funds -486 -8474
St Luke's fabric fund (restricted)
Fundraising 0 0 Floortreatment 2440 0
Grant (e) 500 0
Bank interest 18 27
Total 518 27 2440 0
Movementin funds -1922 27
Whitton Pantry Fund (restricted)
Subs and donations 3949 4850 Food purchases 8364 8006
Grants (f) 2800 6500
Bank interest 66 49
Total 6815 11399 8364 8006
Movementin funds -1549 3393
Total incomingresources 38727 37030 Totaluse of resources 42684 42084
Notes:
(a)Energy grantfrom Diocese (2023 only).
(b)In 2024to CasaHogar(£633) andBishopsLentAppeal(£145); donationtoMacmillan(£215) paid separately.
(c)In 2024 included paymentforelectrical report (£576);Boiler repair(£335);LED lamps (£522).
(d)Includesrunning expenses,foodforevents etc.
(e)In 2024 from Diocesanyouthgrant tomake good some of floor wear.
(f)In 2024 from LowestoftTownCouncil(£2000) andHornsea 3 CommunityFundvia Grantscape (£800).

10

THE CHURCH OF ENGLAND Diocese of Norwich Independent Examiners Certificate Report to the trusteesl members of: &-. hA2Ks q £è. L￿￿E￿ Rc 31 2o&LF On accounts for the year ended: Charity no (if any): 113I&qE I report to the trustees on my examination of the accounts of the above charity (-the Trust") for the year ended 111 Ig Low-. Responsibilities and basis of report As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 {'Yhe Act"). I report in respect of my examination of the Tfust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. Independent examiner's ststement ]]. Delete [] rfnot applicable. I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination (other than Ihat disclosed below.) which gives me cause to believe that in, any material respect.. the accounting records were not kept in accordance with seciion 130 of Ihe Charities Act; or the accounts did not accord with the accounting records,. or the accounts did not comply with the applicable requirements concerning the fomi and content of accounts set out in the Charities (Accounts and Reports) Regulations 2(K)8 other than any requirement that the accounts give a 'true and fair, view which is not a matter considered as part of an independent examination. I have no concems and have come across no olher malters in connection with the examination lo which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. ' Please delete the words in the brackets rf they do not apply. Signed= Date.. Sty￿202 Name: TL/D (Ttt 410 £&£ IER Oct 2018

Relevant professional qualification{s) or body lif any) Address: ££2 Section B Disclosure Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners}. Give here brief details of any items that the examiner wishes to disclose IER Oct 2018