## CHRIST CHURCH WARMINSTER ANNUAL REPORT and ## FINANCIAL STATEMENT of the ## PAROCHIAL CHURCH COUNCIL for the year ended 31 December 2020 PCC Christ Church The Church Office Weymouth Street Warminster Wilts BA12 9NS Vicar The Revd Lorraine S Dobbins Christ Church Vicarage 13 Avon Road Warminster BA12 9PR Bank: HSBC 46 Fore Street Trowbridge Wiltshire BA14 8EL Independent Examiner: Mr Lindsey Smith 5 Shelly Way Warminster BA12 8EJ Registered Charity (England) No: 1131685 ## 2020 Annual Report & Accounts for Christ Church Warminster ## Aim & Purpose Christ Church Parochial Church Council (PCC) has the responsibility of cooperating with the Incumbent, the Reverend Lorraine Dobbins, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. The PCC is also specifically responsible for the maintenance of Christ Church and Christ Church Community Hall. ## Objectives & Activities Christ Church PCC has a Mission Statement “To reach and enable all people to become fully devoted followers of Christ”. In addition, the PCC has reviewed and is working to accomplish the 6 main objectives of the “2020 Vision”: 1. To keep Prayer and our living relationship with God in Christ central. 2. To become a church from ‘Inside going Out’ – including equipping everyone for life, ministry and mission. 3. Evangelism & outreach for all ages - seeking to grow God’s kingdom and the church. 4. To be involved in transforming the locality & joining with other Christians in fellowship, mission and ministry. 5. Developing structures and facilities for a growing church. 6. Developing leaders and leadership. ## Achievement & Performance ## Prayer & Worship With the restrictions due to the Covid pandemic, Sunday morning worship by necessity had to be halted. The Vicar and her team developed an online Service available on Facebook and YouTube and when guidelines allowed Sunday Worship, a 10am Communion Service was held. The Vicar ensured that the elements of the online Service and the “in church” Service were the same. Morning Prayer was held online via Facebook, with members of the team taking it in turns to lead. Worship has been conducted within Guidelines set down by the Government and was made possible by the dedicated Musicians, Singers and Sound & Vision volunteers. Small Groups are a key part of pastoral care and discipleship. Of the 15 groups and Women’s Fellowship (a super-group), some met online, with many Groups supporting its members. ## Ministry & Mission During this year, there were 0 infant baptisms, 0 adult baptisms and 0 adult confirmations. “Rooted” continued to use the Energize resource which was adapted by Urban Saints for online use: the children enjoy the sessions but are looking forward to meeting in person again, when this is possible. In the summer of 2020, Ben Cooke took up his role of Youth Pastor and, as well as studying at Moorlands College, has developed links, again online, with the young people and youth. When guidelines have permitted, in person meetings have taken place. Our Lay Pastoral Assistants (LPAs) meet with the Clergy to ensure pastoral needs are being met. We have 5 LPAs. They are supplemented across the church by those who visit their neighbours, other congregation members and those in need, underlining our commitment as a church to serve others wherever God has placed us. We continue to support 4 key missions: Christians Against Poverty (CAP), Bible Society, Tearfund (including special collections for emergency appeals) and Full Life Children’s Home, India, an organisation which our Vicar supports. Through the Deanery link with Maridi Diocese, we also have contact with South Sudan. We support Sambourne Primary School as our church school, providing Foundation Governors – David Ball and Penny Nolan. In addition, we lead Collective Worship using ‘Open the Book’ and hold special events and services at festivals, where we welcome the school into church. ## Evangelism & Outreach Mums’ Group, which attracts 40+ mothers, mostly from outside the church, some with their preschoolers, provides a safe place for women to share problems and challenges and to receive prayer and emotional support. Sessions had to be suspended due to the Covid pandemic; however the Group’s Leader continued to provide support via social media, etc. Tinytots’ Playtime, usually held on Wednesdays, had to be suspended due to the Covid pandemic. Messy Church, an all age monthly event involving a meal, crafts and activities focused on a Christcentered theme, could not be held with Covid restrictions in place: contact with families was maintained by provision of “Messy Church In a Bag” activity bags at key Festivals during the year. The Men’s ministry, Strive, has adapted its approach to comply with Guidelines and have continued to support men from around the town. The yearly weekend away at ‘The Gathering’ was successfully rebranded as a “stay at home” event with many of Strive’s members camping in their own back gardens to enter into the spirit of the occasion. ## Social Transformation & Ecumenical Links Refresh attracts 30+ older members of the community for a monthly social event and refreshments, providing a haven for those living alone. Refresh was not able to meet during pandemic restrictions. Members of our congregation who are Street Pastors, including Prayer Pastors, reframed their ministry to take account of Government Guidelines and made themselves available to the folk of Warminster on Saturday afternoons, usually in the Lakeside Pleasure Grounds. Cornerstone - a Christian charity providing practical and emotional support and help for those facing difficulties and crises - is well supported by Christ Church members as Trustees and Volunteers. It is proving increasingly effective providing both short term help and longer term support towards life change. Christ Church is active in Churches Together in Warminster (CTW) & is working with other churches in youth work, Street Pastors, Foodbank, etc. ## Church Attendance When the Roll was closed on 20 April 2021, the Roll stood at 144 members. Last year’s total at the APCM was 155. No average weekly Sunday attendance, counted during the four Sundays in June 2020, is available as Services were suspended due to the Covid pandemic. ## Developing Structures & Facilities As Government Guidelines allowed, the Leader of The Martha & Mary Team ensured the church complex was ready to welcome people to Worship Services (when permitted). The Churchyard Team continues to maintain the trees and grass cutting, as well as surrounding hedges, and seeks to make maintenance more efficient. ## Developing Leaders & Leadership The Standing Committee, along with our Curate and Ordinand, is supporting the ministry of the Vicar and is reflecting on our vision for the future. ## Financial Review ## Reserves Policy It is PCC policy to try to maintain a balance on unrestricted funds which equates to at least two months unrestricted payments. This is equivalent to about £30,000. It is held to smooth out fluctuations in cash flow and to meet emergencies. The cash balance at the year-end was less than half of this target. It is the PCC’s hope to increase this over time. ## Structure, Governance & Management About 135 of the regular church members volunteer in one or more of the ministries of the church, sharing together the life and work. We are very thankful for all their contributions, all of which are necessary. Safe recruitment and safeguarding for both children and adults at risk is a priority and follows our policy. This policy was reviewed this year and complies with Diocesan, national church and legal requirements and best practice. As part of this, regular training has been undertaken locally. We are very grateful to Susan Mathew, our Safeguarding Officer (PSR), and Paula Thorpe, our Safeguarding Administrator. The method of appointment of PCC members is set out in the Church Representation Rules. At Christ Church the membership of the PCC consists of the Incumbent (our Vicar), Associate Ministers (two), Churchwardens, 3 Deanery Synod representatives and members elected by those members of the congregation who are on the Electoral Roll of the church. All those who attend our services/members of the congregation are encouraged to register on the Electoral Roll and stand for election to the PCC. During the year the following served as members with the PCC: |Vicar:|Revd Lorraine Dobbins (Chair)| |---|---| |Associate Minister:|Revd Allen Edwards| |Associate Minister:|Revd Margaret Collins (until March 2020)| |Wardens:|Mr Stuart Bremner (until September 2020)| ||Mr Richard Church (from September 2020)| ||Dr Mark Thorpe| |Representatives on the|Deanery Synod:| ||Mrs Mary (Mo) Cheesman| ||Mrs Jenny Jeapes (until September 2020)| |Elected Members:|Mr John Carter (Lay Chair) (until December 2020)| ||Mr John Cheesman| ||Mr Hilton Holding (Treasurer)| ||Mrs Janet Papworth (from September 2020)| ||Mr Simon Pope| ||Mrs Kate Preece| ||Mr Mark Smith (from September 2020)| ||Mrs Paula Thorpe| ||Mr Roy Trott| |PCC Minutes Secretary:|
Mr Mike Sale (until March 2020)| ||Mrs Linda Smith (from March 2020)| The PCC provides leadership and oversight of the church to fulfill its mission, in conjunction with the Vicar and Churchwardens. The PCC are the trustees of the charity. The full PCC met for business four times during 2020. The Youth Team oversees the children & youth work and is a sub-committee of the PCC. The Finance Team manages and administers the church finances. The PCC employs a full time Youth Pastor and part time Administrator and Hall Cleaner. During the year the PCC has regularly reviewed the finances and budget; agreed to update the church sound system, approved repairs to the fabric of the church and reviewed the Safeguarding Policy. ## Administrative Information Christ Church Warminster is situated at the top of Weymouth Street with views over the whole town. It is part of the Diocese of Salisbury within the Church of England. The correspondence address is Christ Church, Weymouth Street, Warminster, BA12 9NS The PCC is a body corporate (PCC Powers Measure 1956, Church Representation Rules 2006) and is a charity registered with the Charity Commission from September 2009. The Charity Number is 1131685. ## Churchwardens’ Report for year ending December 2020 2020’s motto was from 1 Thessalonians 5:11, “Therefore encourage one another and build each other up, just as in fact you are doing.” With the Covid outbreak at the start of 2020, this year within Christ Church was going to be a year like no other, although we may have wondered what we were going to do. We have a God that is good. During the year we have had two Lockdown periods, where no Services were held in church; however thanks to the expertise of Si Pope and Lorraine, we have successfully held online worship via YouTube and Facebook. Thanks must go to the music teams, those who preached, led Intercessions and gave the Scripture readings for all their work and service to make these times so blessed. It has been encouraging to say that on average 229 households have watched the YouTube/Facebook transmissions. Out of lockdown periods we have met at Church under Covid restrictions for Worship and Communion, where on average 40 members attended. Although we have been restricted, the pastoral team have kept in contact with members of the church family and our thanks must go to them for this great work. We have also seen a great engagement with the community - work within Sambourne School revitalised and great initiatives working with Churches Together to help those in need around Warminster with food shopping, prescription collecting and any pastoral care needed. The Easter and Christmas community-focused events, with a drive-in Carol Service in the town’s main car park where over 70 families in cars met, was a great blessing. God is good!! Although it has been a difficult year in so many ways God has been encouraging and building us up in Service for Him. God has definitely been working within our church and community to enhance His Kingdom and bring His will to fruition. During 2020 we have seen Mags Collins move from our Church on secondment to St John’s and St Aldhelm’s Churches. We give thanks for all the works she has done at Christ Church and wish her every blessing in her new role within these churches. We have been blessed to welcome Caroline Spindlow as Curate, Ben Cooke as full time Youth Pastor and Si Pope as Ordinand to the clergy team and under the leadership and guidance of Lorraine we have been greatly blessed by their ministry and service throughout the year. May we, as a Church, continue to pray for and support them in their ministry. We would thank all those who tirelessly work and support the Churchwardens in helping keep the fabric, grounds and graveyard in splendid condition. This is definitely a service for the Lord and brings honour to His name. We would also thank Linda Smith for all her work in the Church Office, particularly keeping the Churchwardens on the straight and narrow!! Thank you. We also give thanks to Lorraine for her ministry, leadership, enthusiasm and vision for ideas and initiatives, in particular the Christmas events which were God-inspired. We would ask God’s Blessing and help for her and the PCC as we move out of lockdown and review the future ministry and vision of the Church. During the year the works on the fabric of the church has involved the decoration of the Vestry and making it an office for the clergy team to work together and pray. Back in August we had the Quinquennial Inspection which highlighted major works that are required on the stonework and roof of the church tower; we are currently obtaining quotes for this important work. We are also engaged in upgrading the sound and vision equipment within the church. The Church Logbook has been updated as necessary, the annual Inventory carried out and the memorial stones have been monitored for condition and safety. We thank God for His continued grace, provision, guidance and encouragement, during these very difficult times. Mark Thorpe and Richard Church, Churchwardens, April 2021 Accounts for Year ended 31st December 2020 CHRIST CHURCH WARMINSTER RECEIPTS AND PAYMENTS- YEAR ENDED 31 DECEMBER 2020 GENERAL FUND 2020 2019 RECEIPTS Voluntary Income Planned giving Collection5 and other giving Donations & alms Insuran￿ claim Grft Aid refund Funeral & wedding fees Youth activities & gift5 Donations- Restricted 102,665 4,385 62 2,513 29,323 3,196 106,475 5,173 2,371 35,699 3,448 4,305 3,488 160,959 325 142,469 Evgnts and Activities Heap Sunday Toddler Time Refresh Messy Church 7,328 208 648 203 8,387 124 21 145 Income from Trading Hall letting InC￿e 2,154 11,346 Income from Inv68tm•nts Bank interest Interest- Church Board of Finance Churchyard 67 1,100 65 1,232 98 1,085 15 1.198 Totsl rnceipts 146,000 181,890 Lo86.' Paymènts per schedule 142,C68 184,884 SurplusllDeficitl for the year 3,932 -2,994 Poge 7 0115 CHRIST CHURCH WARMINSTER RECEIPTS AND PAYMENTS- YEAR ENDED 31 DECEMBER 2020 GENERAL FUND Nots 2020 2019 PAYMENTS Donations lo charrties and missions Re.chargeable expenses Education & youth work Youth work under grants Diocesan share Teaching & serV￿e expenses Health & Safety Vicarfs expenses Associate's expenses Youth worker expenses Church heal & light Church and hall insuran Licenses Toddler Tirne Refresh ExpenseslGifts Messy church1oul￿a¢h General repairs Insurance claim Office expenses Equipment Catering and cleaning Youth worker Employer Pension Contributions 12,000 2,956 4,332 872 71,545 1,230 325 478 350 71,437 1,396 1,080 1,017 1,172 793 1,825 950 7,962 5,556 989 531 6C6 1,138 19,193 6,143 6,795 1,097 55 822 13,408 2,002 3,4C6 3,243 3,500 1,745 24,970 1,294 167,230 143 16,389 471 127,986 Administration Adminislralor salary Fees 7,008 3,545 10,553 6,695 4,005 10,700 Hall Expenses Churchyard 3,529 6,882 72 6,954 3,529 Total Payments 142,{￿8 184,884 Page 8 0115 CHRIST CHURCH WARMINSTER CHARITY GIVING . YEAR ENDED 31 DECEMBER 2020 2020 2019 Church Overseas Bible Society Sudan Appeal Full Life Children Home 3,080 546 3,000 Rèlief and Development Agencles Tear Fund Kigezi Project Tear Fund 3,000 898 Hom9 Missions Christians Against Poverty A&heimers Support Warminsler Food Bank Cornerstone Compassion Evangelical Alliance Julia's House Charity Reach AFC Royal Brrtish Legion Poppy Appeal Willshire Air Ambulance Brain Turnour Research 3,538 25 203 137 160 25 355 350 10 300 Other Charilios PALS Madagascar Sundry 224 360 16,427 Page 9 0115 CHRIST CHURCH WARMINSTER BALANCE SHEET AT 31 DECEMBER 2020 2020 2019 Inv68tment8 Trust Investrnents- see note 1 39,175.88 36,645 Current Ass91$ HS8C Current Account CBF Deposit HSBC CC21 Account CBF Deposit CC21 HSBC Savings Account -1,847.86 2.491.83 1,599.91 177.78 98.434.38 680 2,481 465 177 78,931 100,856.04 82,734 Cash Balances Toddler Time Refresh 757.09 121.20 878.29 809 140.91021 120.188 Reprosgntgd by: Restricted Funds Endowment Funds 39,175.88 36,645 CC21 Fund Balance al 1 January 2020 57.529 86 Add.. Surplus receipts over payments 14.259.25 Bakanee a131 December 2020 42,094 15,436 57,530 71,789.11 Restricted Receipts for payment 1,098. 1,099 Unrestricted Funds Gongral Fund Balance al 1 January 2020 Add". Excess receipts over payments Balan￿ al 31 De￿Mber 2020 24,914.26 3,932.00 28.846 26 24,914 140,910 21 120,188 Poge 10 0115 CHRIST CHURCH WARMINSTER CC21 REFURBISHMENT FUND. YEAR ENDED 31 DECEMBER 2020 2020 2019 R￿efjpts Planned gNing Interest- Church 8oard of Finance Gift Aid Tax Refund Ea5yfunding 11,751 15,103 7,623 48 19,423 6,609 31 21,744 Payments Sound Syslern 5,164 8,308 Surplus R8CeiPtS Ovor Paymont5 for year 14,259 15,436 Balance al 1 January 2020 57.530 42,094 Balance al 31 Decernber 2020 71,789 57,530 HALL RUNNING COSTS.YEAR ENDED 31 DECEMBER 2020 2020 2019 Heal & light Water r8les Insurance Wages- cleaner Cleaning rnalerials Repairs- general Refuse collection 1,174 79 168.24 000 1,750.72 22.98 160.45 251.62 2,242 168 1,112 1,653 203 877 627 Total expenses 3,528 80 6,882 Hall Inccffne 2,154.00 11,348 Surplus Income over expenses for the year -1.374.80 Page 110115 ## CHRIST CHURCH WARMINSTER ## NOTES TO THE ACCOUNTS ## ACCOUNTING POLICIES The financial statement of the PCC has been prepared in accordance with the Church accounting regulations using the receipts and payments basis. ## FUNDS General funds represent the funds of the PCC that are not subject to any restrictions regarding their use and are available for application to the general purposes of the PCC. These include funds designated for a particular purpose by the PCC. The purpose of any restricted funds is noted in the Accounts. The Accounts include monetary transactions, assets and liabilities for which the PCC can be held responsible. They do not include the Accounts of the other Church groups that owe an affiliation to another body, nor those that are informal gatherings of church members. Subject to the above, receipt and payments include income as received and expenditure when irrevocably paid. ## General Fund The General Fund is unrestricted and is the main working fund of the Church through which all the ordinary business of the PCC is transacted. ## CC21 Fund This Fund was set up to fund the development of the life of Christ Church for the 21[st] Century. Most of this money to date has been allocated to Phases 1 and 2 of the church refurbishment. Any restricted funds represented monies collected for a specific purpose. ## Churchyard Fund This Fund is for the upkeep of the churchyard and the main ongoing income for that Fund is restricted monies derived from a legacy of £1,000, the interest on which is to be used for the upkeep of the graves and the War Graves Commission receipt. The income from the Long-Brown legacies is used 3/5ths for general Church purposes and 2/5ths for the upkeep of the churchyard. ## STATEMENT OF ASSETS AND LIABILITIES Moveable Church furnishings held by the Churchwardens on special trust for the PCC and which require Faculty for disposal. Other fixtures, fittings and office equipment where the PCC is free to dispose of such assets without Faculty. Combined buildings and contents insurance for the value of the church is £13,000,000. Land and buildings held on behalf of the PCC: Christ Church Community Hall was built in 1970 from funds raised by the PCC at a cost of £4,500. Present insured value of the buildings and contents is £2,704,000. The land was acquired in 2008. There are no liabilities at the year end. ## Trusts for Ecclesiastical Purposes The following trusts are vested in the Salisbury Diocesan Board of Finance; capital cannot be spent under any circumstances. The PCC are permitted to spend the income from the trusts as follows: The shares held have the same unit value and at 31 December 2020 the bid market value was 2,044.67 pence per share (2019 – 1,912.60 pence per share). |Bequest Name:|Shares Held|Total Value|Income Allocation| |---|---|---|---| |Hickman bequest|694|£14,190.01|1/3 Church expense
2/3 Stipend| |Long-Brown bequest|103|£2,106.01|2/5 Churchyard
3/5 Church expenses| |Curtis bequest|995|£20,344.47|Church fabric| |Daniels bequest|124|£2,535.39|Churchyard| ## Church Workers Pension Fund (CWPF) Christ Church Warminster PCC participates in the Pension Builder Scheme section of CWPF for lay staff. The scheme is administered by the Church of England Pensions Board, which holds the assets of the schemes separately from those of the Employer and the other participating employers. The Church Workers Pension Fund has a section known as the Defined Benefits Scheme, a deferred annuity section known as Pension Builder Classic and a cash balance section known as Pension Builder 2014. ## Pension Builder Scheme The Pension Builder Scheme of the Church Workers Pension Fund is made up of two sections, Pension Builder Classic and Pension Builder 2014, both of which are classed as defined benefit schemes. Pension Builder Classic provides a pension for members for payment from retirement, accumulated from contributions paid and converted into a deferred annuity during employment based on terms set and reviewed by the Church of England Pensions Board from time to time. Bonuses may also be declared, depending upon the investment returns and other factors. Pension Builder 2014 is a cash balance scheme that provides a lump sum that members use to provide benefits at retirement. Pension contributions are recorded in an account for each member. This account may have bonuses added by the Board before retirement. The bonuses depend on investment experience and other factors. There is no requirement for the Board to grant any bonuses. The account, plus any bonuses declared, is payable from members' Normal Pension Age. There is no sub-division of assets between employers in each section of the Pension Builder Scheme. The scheme is considered to be a multi-employer scheme as described in Section 28 of FRS 102. This is because it is not possible to attribute the Pension Builder Scheme's assets and liabilities to specific employers and that contributions are accounted for as if the Scheme were a defined contribution scheme. The pensions costs charged to the SoFA in the year are contributions payable of £471 (2019 - £1,294). A valuation of the Pension Builder Scheme is carried out once every three years. The most recent was carried out as at 31 December 2016. A valuation at 31 December 2019 was underway as at 31 December 2020. For the Pension Builder Classic section, the valuation revealed a deficit of £14.2m on the ongoing assumptions used. At the most recent annual review, the Board chose not to grant a discretionary bonus, which will have acted to improve the funding position. There is no requirement for deficit payments at the current time. For the Pension Builder 2014 section, the valuation revealed a surplus of £1.8m on the ongoing assumptions used. There is no requirement for deficit payments at the current time. The legal structure of the scheme is such that if another employer fails, Christ Church Warminster could become responsible for paying a share of that employer's pension liabilities. ## Independent Examiner's Report to the PCC of Christ Church Warminster This report to the PCC of Christ Church Warminster, Charity Number 1131685, is in respect of the accounts for the year ended 31 December 2020 set out on pages 7 to 14. ## Respective Responsibilities of Trustees and Examiner The charity’s Trustees are responsible for the preparation of the accounts. The charity’s Trustees consider that an audit is not required for this year under Section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility: To examine the accounts under Section 145 of the Charities Act To follow the procedures laid down in the General Direction given by the Charity Commission (under Section 145(5)(b) of the Charities Act). And to state whether particular matters have come to my attention. ## Basis of Independent Examiner's Report My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a “true and fair” view and the report is limited to those matters set out in the statement below. ## Independent Examiner's Statement In connection with my examination, no matter has come to my attention: - (1) which gives me reasonable cause to believe that in any material respect the requirements: to keep accounting records in accordance with Section 130 of the Charities Act; to prepare accounts which accord with accounting records and comply with the accounting requirements of the Charities Act have not been met; or (2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Mr L Smith 5 Shelley Way Warminster BA12 9EJ Lsmith@imms.biz