Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

## 8]\aS\a`# 

|8]\aS\a`|8]\aS\a`|8]\aS\a`||
|---|---|---|---|
|2/<br>FO_W`V9SaOWZ`<br>2/2/<br>QmZmnl<br>3||||
|2/3/|Qmkn\mnk^-Eho^kgZg\^Zg]K^f[^klabi|3||
|2/4/|Ra^QmZg]bg`Ahffbmm^^|4||
|2/5/|Ce^\mhkZePhee0?o^kZ`^Qng]ZrQ^kob\^?mm^g]Zg\^|4||
|2/6/|@Zgd^kl|5||
|2/7/|Gg]^i^g]^gmCqZfbg^k<br>5|||
|2/8/|P^eZm^]AaZkbmb^l|6||
|3/<br>FO_W`VHS^]_a||||
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|3/3/|?bflZg]M[c^\mbo^l|7||
|3/4/|P^ob^ph_ma^V^Zk<GmlM[c^\mbo^lZg]?\ab^o^f^gml|8||
|3/5/|NeZgl_hkma^L^pV^Zk|27||
|3/6/|DbgZg\bZeP^ob^p|27||
|3/7/|EkZgmKZdbg`Nheb\r|29||
|3/8/|P^l^ko^lNheb\r|29||
|3/9/PbldKZgZ`^f^gm<br>29 <br>3/;/<br>QmZm^f^gmh_NAAP^lihglb[bebmb^l<br>2;||||
|4/|31|||
|5/<br><W\O\QWOZIaOaS[S\a`<br>QnffZkrh_Dng]l<br>32||||
|QmZm^f^gmh_DbgZg\bZe?\mbobmb^l)QMD?*||33||
|@ZeZg\^Qa^^m<br>34 <br>Lhm^lmhma^?\\hngml<br>35||||



$!&!$! 



## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

## ISQaW]\#/5#FO_W`V#9SaOWZ`# 

## 2/2 QmZmnl 

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Qm#HZf^l(#Aank\a#bl#eh\Zm^]#hg#Qm^gg^k#JZg^-#Bb]l[nkr-#KZg\a^lm^k#K31#3PO/#CffZgn^e#Aank\a# Zg]#ma^#NZkbla#A^gmk^-#bg#pab\a#ma^#NZkbla#M__b\^#bl#eh\Zm^]-#bl#Zm#7#@Zkehp#Khhk#PhZ]-#Bb]l[nkr-# KZg\a^lm^k#K31#7RP/# 

R^e^iahg^<## 1272#557#5261# CfZbe<####################h__b\^>lmcZf^lZg]^ffZgn^e/hk`# U^[lbm^<##### ppp/lmcZf^lZg]^ffZgn^e/hk` 

## 2/3# Qmkn\mnk^-#Eho^kgZg\^#Zg]#K^f[^klabi 

Ra^#NZkh\abZe#Aank\a#Ahng\be#)NAA*#bl#Z#k^`blm^k^]#\aZkbmr-#gnf[^k#224277;/##Zg]#bl#\hglmbmnm^]# ng]^k# ma^# NZkh\abZe# Aank\a# Ahng\be# Nhp^kl# K^Zlnk^# )2;67*# Zl# Zf^g]^]# Zg]# Aank\a# P^ik^l^gmZmbhg# Pne^l/# K^f[^kl# h_# ma^# NAA# Zk^# ^bma^k# ^q.h__b\bh# hk# ^e^\m^]# [r# ma^# ?ggnZe# NZkh\abZe#Aank\a#K^^mbg`#)?NAK*#bg#Z\\hk]Zg\^#pbma#ma^#Aank\a#P^ik^l^gmZmbhg#Pne^l/##Bnkbg`# ma^#r^Zk#ma^#_heehpbg`#l^ko^]#Zl#f^f[^kl#h_#ma^#NAA<# 

|JSO[HSQa]_|P^o]AZghgBkLb\aheZl|AaZbk)k^lb`g^]?ikbe3136*|
|---|---|---|
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|8b_OaS<br>P^o]AZm^?eeblhg<br>8b_OaS<br>P^o]?n`nlmbg^RZgg^kGaf<br>P^lb`g^]B^\^f[^k3136|||
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$!'!$! 



## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

?e^qZg]^k#Qbfl# Jhnbl^#QfZbe# HZf^l#Ubelhg# Bbh\^lZg#Qrgh]-#E^g^kZe#Qrgh]# ;ZSQaSR#CS[PS_`# PZ\a^e#@hpr^k# DbhgZ#AhnemaZk]# JblZ#Akhpma^k# P^lb`g^]#?n`nlm#3136# IZk^g#B^Zg# HZ\h[#Bh]]Z# Kb\aZ^e#Ek^Zo^l# P^lb`g^]#Hng^#3136# KZ``b^#HZ\dlhg# KbkbZf#Hhg^l# Dkhf#?NAK#3136# Lb\heZ#KZllbg`aZf# Ek^`#KZn\aebg^# Jbs#K\I^eo^r# Sgmbe#?NAK#3136# Qm^o^#N^g_he]# KZe\hef#PZ^# Dkhf#?NAK#3136# N^d#Fnb#R^h# Hhr\^#Rahf# QZ_^`nZk]bg`#M__b\^k# Rbf#Rnko^r# 

## 2/4# #QmZg]bg`#Ahffbmm^^# 

Ra^#QmZg]bg`#Ahffbmm^^#bl#Z#ln[.\hffbmm^^#h_#ma^#NAA#Zl#k^jnbk^]#[r#ma^#Aank\a#h_#Cg`eZg]/## Ra^#P^\mhk#Zg]#Aank\apZk]^gl#Zk^#^q. 

Rk^Zlnk^k#Zg]#NAA#Q^\k^mZkr#Zk^#Zelh#^q.h__b\bh/##Ra^k^#Zk^#mph#_nkma^k#f^f[^kl#pah#p^k^# ^e^\m^]#[r#ma^#NAA#bg#KZr#3136#gZf^er#Ek^`#KZn\aebg^#Zg]#Gk^gZ#Ekn`nebl#mh#l^ko^#_hk#hg^# r^Zk/## 

## 2/5# Ce^\mhkZe#Phee#'#?o^kZ`^#Qng]Zr#Q^kob\^#?mm^g]Zg\^# 

?m#ma^#3136#?NAK#ma^k^#p^k^#445#gZf^l#hg#ma^#g^per#_hkf^]#^e^\mhkZe#khee/# 

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||3136|3135|3134|3133|3132|
|---|---|---|---|---|---|
|;/11Zf'QmHZf^l(|4903|3904|3803|3;05++|3402+++|
|22/11Zf'QmHZf^l(|4203|3802|3803|3805++|3806+++|
|21/41Zf'CffZgn^e|241037|233034|238042|25103;++|254043+++|
|23/41if.DZklb|5404+|21608|9608|||
|7/26if|3703|4602|4;02|4;01++|5602+++|



$!(!$! 



**St James' and Emmanuel Church: Annual Report 2025** 

*            This figure is lower because a significant number of the Farsi Community moved with Revd Katrin Alldavoodi 

**       All the services are still low as people have not returned to attending services and online services have continued. 

***        All the services had lower than the normal attendance because of continuing Covid measures 

. 

## 1.5  Bankers 

CAF Bank Ltd 25 Kings Hill Avenue Kings Hill West Malling Kent   ME19 4JQ 

CCLA Investment Management Ltd One Angel Lane London  EC4R 3AB 

HSBC UK 5 Great Underbank Stockport Cheshire SK1 1LH Barclays Bank UK plc Leicester LE87 2BB 

## 1.6 Independent Examiner 

Steven Nixon BSc (Hons) FCCA 

Langers MN Limited Chartered Certified Accountants and Registered Auditor 8-10 Gatley Road Cheadle SK8 1PY 

- 4 - 



## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

## 2/8# P^eZm^]#AaZkbmb^l# 

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$!*!$! 



## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

## ISQaW]\#05#FO_W`V#HS^]_a# 

## 3/2# M[c^\ml# 

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## 3/3# ?bfl#Zg]#M[c^\mbo^l# 

## 7SZ]\UW\U# 

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## 7SZWScW\U# 

U^#l^^d#mh#h__^k#gnf^khnl#hiihkmngbmb^l#_hk#`khpma#bg#ma^#AakblmbZg#_Zbma/##U^#ieZ\^#Z#ab`a#oZen^#hg# `hh]#jnZebmr#m^Z\abg`#ZiikhikbZm^#_hk#i^hie^#h_#Zee#Z`^l/##Aabe]k^g#Zg]#rhng`#i^hie^#aZo^#Z\\^ll#mh# l^o^kZe#]b__^k^gm#Qng]Zr#`khnil#bg#Z]]bmbhg#mh#Z#eZk`^#kZg`^#h_#fb].p^^d#Z\mbobmb^l/### 

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## 7SQ][W\U# 

U^#l^^d#mh#gnkmnk^#ma^#ngbjn^#ihm^gmbZe#ik^l^gm#pbmabg#^Z\a#i^klhg#p^#^g\hngm^k/##U^#[^eb^o^#maZm# ^o^krhg^#aZl#Z#iZkm#mh#ieZr#bg#_hlm^kbg`#ma^#p^ee[^bg`#h_#ma^bk#_Zfbeb^l-#g^b`a[hnkahh]l-#Zg]#ieZ\^l#h_# phkd/##@r#^g\hnkZ`bg`#[^ehg`bg`#Zg]#[^eb^obg`-#Zg]#bg#h__^kbg`#ZiikhikbZm^#Zg]#mbf^er#iZlmhkZe#\Zk^-# h\\ZlbhgZe#h__b\^l-# ma^f#mh#ieZr#Zg#bg\k^Zlbg`er#\k^Zmbo^#Zg]#ihlbmbo^#khe^#bg#ma^bk#lia^k^#h_#bg_en^g\^/# 

$!+!$! 



## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

## 8Vb_QV#=]cS_\O\QS# 

Ra^#eb_^#h_#ma^#\ank\a#bl#`ho^kg^]#[r#ma^#NAA-#pah#Zk^#^e^\m^]#_khf#\ank\a#f^f[^kl/##Ra^#g^p#NAA# f^f[^kl#Zk^#bg_hkf^]#h_#ma^bk#k^lihglb[bebmb^l#Zg]#ma^#e^`Ze#Zg]#_bgZg\bZe#_kZf^phkd#bg#pab\a#ma^#\ank\a# hi^kZm^l/##Ua^g#ieZggbg`#Z\mbobmb^l#_hk#ma^#r^Zk-#ma^#NAA#aZl#\hfieb^]#pbma#ma^#]nmr#bg#l^\mbhg#28#h_#ma^# AaZkbmb^l#?\m#3122#mh#aZo^#]n^#k^`Zk]#mh# in[eb\#[^g^_bm#`nb]Zg\^#Zg]#ma^# li^\b_b\#`nb]Zg\^#mh#\aZkbmb^l#_hk#ma^#Z]oZg\^f^gm#h_#k^eb`bhg/##BZr#mh#]Zr#]^\blbhgl#hg#^qi^g]bmnk^#Zg]# Z\mbobmb^l#Zk^#]^\b]^]#[r#ma^#lmZ__#Zg]#ohengm^^kl#bg#\aZk`^#h_#]b__^k^gm#Zk^Zl#h_#ma^#\ank\a-#pbma#[n]`^ml# l^m#Zg]#fhgbmhk^]#[r#ma^#NAA/# 

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## 3/4 P^ob^p#M_#ma^#V^Zk<#Gml#M[c^\mbo^l#Zg]#?\ab^o^f^gml# 

?_m^k#g^Zker#mph#]^\Z]^l#h_#fbgblmkr#bg#ma^#iZkbla-#ma^#]^iZkmnk^#h_#ma^#R^Zf#P^\mhk#hg#31#?ikbe#3136# fZkd^]#Z#lb`gb_b\Zgm#fhf^gm-#_heehp^]#[r#abl#\hgl^\kZmbhg#Zl#@blahi#h_#EeZl`hp#Zg]#EZeehpZr#hg#4#KZr/# Rabl#mkZglbmbhg#pZl#ma^#ikbfZkr#_h\nl#_hk#ma^#\ank\a-#Zl#p^#lhn`am#mh#^glnk^#lmZ[bebmr#Zg]#\hgmbgnbmr/# 

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Ra^#fZbg#pZrl#ma^#Aank\a#lhn`am#mh#Z\ab^o^#bml#oblbhg#p^k^#Zl#_heehpl<## 

## 8ZS_Uf 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

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## E_RW\O\R`# 

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## BOf#IaOTT# 

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## HSORS_`# 

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## 6``]QWOaSR#CW\W`aS_`## 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

## 6baV]_W`SR#BOf#CW\W`a_f#(6BC)## 

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## 6``]QWOaSR#CW\W`a_f#BSORS_`## 

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- ' Dbo^#\hg`k^`Zmbhgl#pbma#\hfik^a^glbo^#fbgblmkr#mh#Zee#Z`^l#h__^k^]#hg#Z#Qng]Zr## 

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- ' Rph#p^e\hf^#eng\a^l#p^k^#a^e]#_hk#g^p\hf^kl# 

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- ' Khgmaer#`Zf^l#gb`aml-# bg#ma^#iZkbla#\^gmk^# 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

- ' ?ee#Qhnel#pZl#a^e]#bg#\hgcng\mbhg#pbma#Aknl^ @^k^Zo^f^gm#AZk^## 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

## 6``]QWOaSR#CW\W`a_f#W\#aVS#B]QOZ#8][[b\Waf# 

## 8QOI#5QOOVPMUW#5FJI# 

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## BLI#?FSMTL#8FNN#5LFSMUW#&=Q)#/'# 

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## JVS#=Z]POZ#8][[b\Waf## 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

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## 3/5 NeZgl#_hk#ma^#L^p#V^Zk#)3137* 

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## JVS#K\WaSR#7S\STWQS#F_]QS``#&#HSQ_bWa[S\a#]T#JSO[#HSQa]_# 

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## N]baV#O\R#8VWZR_S\'`#CW\W`a_f# 

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## Ib`aOW\W\U#LW`W]\#O\R#CW\W`a_f# 

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## 3/6#DbgZg\bZe#P^ob^p# 

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**St James' and Emmanuel Church: Annual Report 2025** 

## **Section 3: Independent Examiner’s Report** 

## **Independent Examiner’s report to the members of St James and Emmanuel PCC** 

I report on the accounts of the Charity for the year ended 31 December 2025. 

## **Responsibilities and basis of report** 

As the charity trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). 

I report in respect of my examination of the Charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

## **Independent examiner’s statement** 

Since the Charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of The Association of Chartered Certified Accountants (ACCA), which is one of the listed bodies. 

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 

1. accounting records were not kept in respect of the Charity as required by section 130 of the Act; or 

2. the accounts do not accord with those records; or 

3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view which is not a matter considered as part of an independent examination; or 

4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 


## Steven Nixon, BSc (Hons) FCCA 

For and on behalf of: Langers MN Limited Chartered Certified Accountants and Registered Auditor 8-10 Gatley Road Cheadle SK8 1PY Date: 18 March 2026 

- 20 - 



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P^Zebl^]#`Zbgl#hk#ehll^l#Zk^#k^\h`gbl^]#pa^g#bgo^lmf^gml#Zk^#lhe]/#Ra^r#Zk^#\Ze\neZm^]#Zl#ma^#]b__^k^g\^# [^mp^^g#lZe^l#ikh\^^]l#Zg]#ma^bk#hi^gbg`#\Zkkrbg`#oZen^#hk#ma^bk#ink\aZl^#oZen^#b_#Z\jnbk^]#Z_m^k#ma^#_bklm# ]Zr#h_#ma^#_bgZg\bZe#r^Zk/#Sgk^Zebl^]#`Zbgl#hk#ehll^l#Zk^#mZd^g#mh#ma^#QmZm^f^gm#h_#DbgZg\bZe#?\mbobmb^l#hg# k^oZenZmbhg#h_#bgo^lmf^gml#Zm#42#B^\^f[^k#3136/## 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

## DEJ;I#JE#J>;#<?D6D8?6B#IJ6J;C;DJI#<EH#J>;#N;6H#;D9;9#1/#9;8;C7;H#0.03#(Q]\aW\bSR'! 

## ;e^S\RWab_S#HSQ]U\WaW]\# 

JbZ[bebmb^l#Zk^#k^\h`gbl^]#Zl#^qi^g]bmnk^#Zl#lhhg#Zl#ma^k^#bl#Z#e^`Ze#hk#\hglmkn\mbo^#h[eb`Zmbhg#\hffbmmbg`# ma^#\aZkbmr#mh#maZm#^qi^g]bmnk^-#bm#bl#ikh[Z[e^#maZm#l^mme^f^gm#pbee#[^#k^jnbk^]#Zg]#ma^#Zfhngm#h_#ma^# h[eb`Zmbhg#\Zg#[^#f^Zlnk^#k^ebZ[er/### 

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## FS\`W]\`# 

Ra^#NAA#h__^kl#Z#lmZd^ahe]^k#i^glbhg#l\a^f^#mh#Zee#^fiehr^^l/#Ra^#bglnk^kl#h_#ma^#l\a^f^#ahe]#ma^#Zll^ml# h_#ma^#l\a^f^#l^iZkZm^er#_khf#mahl^#h_#ma^#NAA/#Ra^#i^glbhg#\hlm#\aZk`^#k^ik^l^gml#\hgmkb[nmbhgl#iZrZ[e^# [r#ma^#Aank\a#mh#ma^#_ng]#_hk#jnZeb_rbg`#lmZ__/#Ra^#NAA#aZl#gh#_nkma^k#ebZ[bebmr#mh#ma^#i^glbhg#_ng]l#[^rhg]# ma^l^#\hgmkb[nmbhgl/# 

## E^S_OaW\U#ZSO`S`# 

P^gmZel#iZb]#ng]^k#hi^kZmbg`#e^Zl^l#Zk^#\aZk`^]#mh#ma^#QmZm^f^gm#h_#DbgZg\bZe#?\mbobmb^l#Zl#bg\nkk^]#ho^k# ma^#m^kf#h_#ma^#e^Zl^/# 

## <WeSR#O``Sa`## 

## 8]\`SQ_OaSR#ZO\R#O\R#PbWZRW\U`#O\R#[]cSOPZS#QVb_QV#Tb_\W`VW\U`## 

Ahgl^\kZm^]#Zg]#[^g^_bm^]#ikhi^kmr#bl#^q\en]^]#_khf#ma^#_bgZg\bZe#lmZm^f^gml#[r#ma^#AaZkbmb^l#?\m#3122/## 

Lh#oZen^#bl#ieZ\^]#hg#fho^Z[e^#\ank\a#_nkgblabg`l#a^e]#[r#ma^#\ank\apZk]^gl#hg#li^\bZe#mknlm#_hk#ma^#NAA# Zg]#k^jnbk^#Z#_Z\nemr#_hk#]blihlZe-#lbg\^#ma^#NAA#\hglb]^kl#mabl#mh#[^#bgZeb^gZ[e^#ikhi^kmr/#?ee#^qi^g]bmnk^# bg\nkk^]#]nkbg`#ma^#r^Zk#hg#\hgl^\kZm^]#hk#[^g^_b\^#[nbe]bg`l#Zg]#fho^Z[e^#\ank\a#_nkgblabg`l-#pa^ma^k# fZbgm^gZg\^#hk#bfikho^f^gm-#bl#pkbmm^g#h__#Zl#^qi^g]bmnk^#bg#ma^#QmZm^f^gm#h_#DbgZg\bZe#?\mbobmb^l#)QMD?*/# 

## EaVS_#ZO\R#O\R#PbWZRW\U`### 

Ra^#NZkbla#A^gmk^#bl#oZen^]#^o^kr#6#r^Zkl#Zg]#lmZm^]#Zm#bml#k^oZen^]#Zfhngm/#Gm#bl#ma^k^_hk^#ghm#]^^f^]# g^\^llZkr#mh#]^ik^\bZm^#ma^#[nbe]bg`/#?gr#^qi^g]bmnk^#hg#fZbgm^gZg\^#hk#bfikho^f^gm#bl#pkbmm^g#h__#Zl# bg\nkk^]/## 

## <Weab_S`#O\R#TWaaW\U`## 

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EFJ<I!JF!J?<!799FKEJI!=FH!J?<!O<7H!<E;<;!/-!;<9<D8<H!.,.1!&R^]cX]dTS'!!! 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

!!EFJ<I!JF!J?<!799FKEJI!=FH!J?<!O<7H!<E;<;!/-!;<9<D8<H!.,.1!&R^]cX]dTS'!! 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

!!EFJ<I!JF!J?<!799FKEJI!=FH!J?<!O<7H!<E;<;!/-!;<9<D8<H!.,.1!&R^]cX]dTS'!! 

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!!EFJ<I!JF!J?<!799FKEJI!=FH!J?<!O<7H!<E;<;!/-!;<9<D8<H!.,.1!&R^]cX]dTS'!!! 

## 1! !9?KH9?!79J@L@J@<I!! 

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## 2S!! 

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## Ia#@O[S`'#O\R#;[[O\bSZ#8Vb_QV5#6\\bOZ#HS^]_a#0.03# 

## EFJ<I!JF!J?<!799FKEJI!=FH!J?<!O<7H!<E;<;!/-!;<9<D8<H!.,.1!&R^]cX]dTS'!!! 

## !2T!! !JadbcTTb%!Tg_T]bTb!! 

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