THE CHURCH OF THE TRANSFIGURATION
THE CHAPEL OF ST NICOLAS
ANNUAL REPORT
AND
FINANCIAL STATEMENTS
OF THE
PAROCHIAL CHURCH COUNCIL
OF
CANFORD CLIFFS AND SANDBANKS FOR THE YEAR ENDED 31[ST] DECEMBER 2025
Incumbent:
The Revd. Andrew O’Brien Canford Cliffs Vicarage 14 Flaghead Road Canford Cliffs Poole Dorset BH13 7JW
Bank:
HSBC plc 111 Poole Road Westbourne BH4 9BQ
Independent Examiner:
Brian McDouall 11 Clifton Road Poole. BH14 9PW
Charity Registration Number: 1131644
CANFORD CLIFFS AND SANDBANKS PCC
CONTENTS
| Page | |
|---|---|
| ANNUAL REPORT FOR 2025 | 1-4 |
| INDEPENDENT EXAMINER’S REPORT | 5 |
| STATEMENT OF FINANCIAL ACTIVITIES | 6-7 |
| BALANCE SHEET | 8 |
| NOTES TO THE FINANCIAL STATEMENTS | 9-16 |
| TRUSTEES’ RESPONSIBILITIES STATEMENT | 17 |
CANFORD CLIFFS AND SANDBANKS PCC
ANNUAL REPORT 2025
OBJECTIVES AND ACTIVITIES
The Parochial Church Council [PCC] of the Parish of Canford Cliffs and Sandbanks has the responsibility of sharing with the Incumbent in promoting in the ecclesiastical parish the whole mission of the church. It also has responsibility in matters of maintenance of the church buildings: the Church of the Transfiguration and the Chapel of St Nicolas.
The PCC has given due regard to public benefit when planning the church’s activities, in accordance with the Charity Commission’s General Guidance on Public Benefit.
The paragraphs above set out our activities, achievements and performance during the year, which are directly related to the objectives and purposes for which the church exists.
The church achieves its principal objectives and purposes through:
-
High quality public worship, both modern and traditional
-
Pastoral care and support of those in need
-
Promotion of Christian Aid and other charitable causes
These benefits are directly related to the aims of the church and are fully compliant with the Charity Commission Principles on Public Benefit.
STRUCTURE, GOVERNANCE AND MANAGEMENT
Members of the PCC are either ex-officio or elected by the Annual Parochial Church Meeting in accordance with the Church Representation Rules.
The following served as members of the PCC during 2025:
Revd Andrew O’Brien Chairman
Parochial Church Council: Messrs. A Clark, R Goodall, R King [Deputy Churchwarden],
G Luker, H South*, M Wright [Treasurer and Deputy Churchwarden],
N Yeoman, Mrs K Allsopp [Churchwarden], Mrs W Bales [Churchwarden and Asst Treasurer], Mrs A Castley, Mrs P Newton, Mrs J Tombs. Deanery Synod
All members give of their time freely and no member received remuneration. Details of clergy expenses and related party transactions are disclosed in note 7 to the accounts.
The PCC has a risk management strategy which comprises:
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an annual review of the principal risks and uncertainties that the PCC faces;
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the establishment of policies, systems and procedures to mitigate those risks identified in the annual review; and
-
the implementation of procedures designed to minimise or manage any potential impact on the PCC should those risks materialise.
This work has identified that financial sustainability is the major financial risk for the PCC. A key element in the management of financial risk is a regular review of available liquid funds to settle debts as they fall due, regular liaison with the bank and active management to ensure sufficient working capital for the PCC.
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CANFORD CLIFFS AND SANDBANKS PCC
ANNUAL REPORT 2025 [continued]
Attention has also been focussed on non-financial risks arising from fire, health and safety of clergy, congregation and management. These risks are managed by having robust policies and procedures in place.
ACHIEVEMENTS AND PERFORMANCE
This year we have lost many long-standing members of the Church including Francis Snook, Hazel Jackson, Alan Hughes, Mary Cooper, Judy Long and Jenny Stearn.
In January we celebrated the marriage of Richard and Jane during our usual Parish Communion. It was a joyful occasion and was followed by drinks and nibbles after the service.
Our usual Service of the Sea took place in February and included our celebration of Candlemas with about 70 people attending. It is good that we still continue to have this link with the Royal Motor Yacht Club.
We celebrated Lent with a service at The Church of the Transfiguration and as usual during Lent we had our Compline and Lent Devotion which was held once a week on a Friday. This was well received and we will continue this in 2026. Our Good Friday Children’s Activities was very well attended, with about 20 children and their parents coming along to share the fun. Easter services were well attended with over 90 people present on Easter Day.
In July we celebrated ten years in the Parish and enjoyed sparkling wine and cake after the service.
The Craft Group continues to meet and raises a good amount for church funds from stalls at the Summer F ê te and Christmas Fayre. It brings people in both from the church and from the wider parish and I thank Joanne for working so hard to run such a successful group.
The Summer Fête took place as usual on the first Saturday in August and the weather was kind to us and enabled Steve to set up over a number of days. I would like to thank all those who give up their time and expend their energy on this day.
Our Harvest Supper took place as usual in September and thanks go to everyone who worked so hard to make this such an enjoyable community occasion.
The Christmas Fayre took place in November and was very successful raising approximately £2,700. A big thank you to all who continue to run stalls and especially to Anna for her organisation of the event.
The hall has been well used over the year with very few days when some activity or other has not taken place. I would like to thank Wendy for organising the diary for this and opening up for various groups.
The Family Service on a third Sunday has been well attended with around 20 people attending each month. The Mums and Toddler group seemed to have reached a natural end as children had moved on to school and numbers had dwindled to one!!
We are very fortunate in having such an enthusiastic Director of Music and Organist in Ewa and a choir that leads our worship so effectively. At Christmas they sang carols at The Canford, Marjorie House and Isabel’s.
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Our Christmas festivities started with the Carol Service which was, as usual, a lovely mix of traditional carols sung by the congregation and a variety of other pieces sung by the choir. I would like to thank Ewa especially for all the work she puts in to make it fresh each year. This year we had the Christingle on Christmas Eve which was very popular with over 100 people of all ages enjoying this event. Our Christmas Eve midnight service was down on previous years but Christmas Day still saw many visitors, friends and our normal congregation in attendance.
The fortnightly Coffee Mornings continue to be enjoyed, providing a social occasion for people to get together. The Christmas coffee morning was a lovely occasion and enjoyed by everyone. Thank you to all involved and especially to Grace Martin for organising this important outreach and keeping it going. I am also very grateful to those on the rota for Sunday morning coffee especially to Rona, Sue and Joanne for filling in when gaps occur on the rota. It is encouraging to see how many people enjoy this social time following our service.
I would like to thank Rona for her work as Sacristan which involves preparing all the elements for our Sunday service as well as changing altar frontals and all the washing and ironing of the linen. This is a huge job which goes unnoticed as it is carried out so quietly and efficiently.
We are fortunate in having a very talented group of flower arrangers from the Flower Guild who decorate the church beautifully all year and especially at Harvest, Christmas and Easter. Thank you to Susanne King who organises the rota and goes to so much trouble in sourcing the flowers. The wholesalers is situated in Romsey, so it’s quite a trek for Roger and Susanne to order and collect the flowers, especially for major festivals. Thank you also to all those people who give donations towards the cost of flowers.
We are very fortunate to have the Rev’d Canon Pam Wise as a member of our congregation. Pam preaches for me on a third Sunday and covers when I am away. It is great to know the church is in such good hands and I would like to thank her personally for all her hard work.
I would particularly like to mention the churchwardens, Wendy Bales and Kathy Allsopp, the deputy churchwardens and the PCC for their encouragement and support over the past year. We are very fortunate to have a core group of people who work silently and tirelessly behind the scenes. It is difficult to single people out, but I would particularly like to thank Wendy Bales and Michael Wright for keeping us on track financially and Roger King for always being ready to take on a new job, be it putting up signs for various events, decorating the Christmas tree, and generally fixing anything that is broken!
Rev Andrew O’Brien
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CANFORD CLIFFS AND SANDBANKS PCC
ANNUAL REPORT 2025 [continued]
FINANCIAL REVIEW
The Planned Giving, Gift Aid, Collections and Income Tax Refunds are the result of consistent, regular and reliable giving by mostly the same generous people and we are so grateful to them all for maintaining this income for the Church year by year – it is the foundation and bulk of our receipts. The regular payments from HMRC are entirely due to the efficient work of Andrew Clark and Roger King in submitting claims regularly for prompt payment – thank you enormously to them. The income from Donations and Use of the Hall do in fact together amount to the same as last year though for different reasons.
It will again be noticed that the Rent received for the two bungalows at St Nicolas, Sandbanks is substantial and a major help to our income with fortunately agreeable and satisfied tenants for which we are thankful.
Both the Summer Fête and Christmas Fayre exceeded last year’s totals and were both happy successful occasions – as usual this is so good because of the hard work of stallholders and catering department and much goodwill of the Sellers and Buyers!
The costs are again very similar to the previous year and here the Parish Share accounts for half our outgoings. As expected, though not evident in these accounts, Gas and Electricity is substantial, expensive and rising but the bills are submitted irregularly and all sorts of reasons make comparisons difficult.
A replacement photocopier in the office accounts for the increase there.
The whole of the accounts system is highly efficiently organised by Wendy Bales and the amount of time she devotes to this is monumental … we thank her so much for her dedication.
MJM Wright
TRUSTEES’ RESPONSIBILITIES
The Statement of the Trustees’ Responsibilities on page 17 summarises the PCC responsibilities for the financial statements on pages 6-16
The Revd Andrew O’Brien
On behalf of the Parochial Church Council
26 February 2026
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INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF
THE PCC OF CANFORD CLIFFS AND SANDBANKS
I report to the Trustees on my examination of the accounts of the PCC of Canford Cliffs and Sandbanks for the year ended 31 December 2025.
Responsibilities and basis of report
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 [‘the Act’]
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145[5][b] of the Act.
Independent Examiner’s statement
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
-
Accounting records were not kept in respect of the Trust as required by section 130 of the Act; or
-
the accounts do not accord with those records; or
-
the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities [Accounts and Reports] Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as port of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Brian McDouall
11 Clifton Road Poole Dorset. BH14 9PW
26 February 2026
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CANFORD CLIFFS AND SANDBANKS PCC
FINANCIAL STATEMENT FOR THE YEAR ENDED 31st DECEMBER 2025
GENERAL FUND STATEMENT OF FINANCIAL ACTIVITIES
2025 2024 Notes CHARITABLE INCOME £ £ £ £ [ALL UNRESTRICTED] Incoming Resources from Generated Funds Planned Giving 2 45542 48651 Collections 6603 6912 Income Tax Recovered 13419 14585 65564 70148 Voluntary Income Legacies 0 5000 Donations 3 24709 25592 Events and Activities 4 9163 8479 33872 39071 Incoming Resources from Church Actvites Magazine – Sales and Advertisers 960 906 Bungalows Rent 20469 21230 Book of Remembrance 140 125 Wedding and Funeral Fees 3873 6010 25442 28271 Investment Income Bank Interest 564 457 TOTAL INCOME 125442 137947
The notes on pages 9 - 16 form part of these financial statements
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CANFORD CLIFFS AND SANDBANKS PCC
FINANCIAL STATEMENT FOR THE YEAR ENDED 31[st] DECEMBER 2025
GENERAL FUND STATEMENT OF FINANCIAL ACTIVITIES
Notes CHARITABLE EXPENDITURE [ALL UNRESTRICTED] Donatons5 Actvites directly relatng To the Work of the Church Parish Share Church Running Expenses 6 Clergy Expenses 7 Cost of Services 8 Events and Actvites Expenses 9 Magazine Costs Buildings Maintenance and Repairs 10 Cleaning and Gardening 11 Bungalow Expenses 12/12A Church Management And Administraton Ofce Expenses Secretarial Motor Expenses Vicarage Repairs Book of Remembrance Fees to Diocese Garden of Remembrance/Ashes Area Flower Fund Bank Charges TOTAL EXPENDITURE TOTAL INCOME b/f NET SURPLUS/DEFICIT PARISH FUNDS AT 1 JANUARY 2025 PARISH FUNDS AT 31 DECEMBER 2025 |
2025 £ £ 6526 75249 13305 7450 5913 428 2640 3828 9887 1010 119710 3733 3960 2400 960 249 1081 0 714 298 13395 139631 125442 -14189 113534 99345 |
2024 £ £ 5156 74974 14044 5105 9722 560 2640 3658 8408 1348 120459 1531 3960 2932 0 218 1582 0 1078 330 11631 137246 137947 701 112833 113534 |
|---|---|---|
The notes on pages 9-16 form part of these Financial Statements
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CANFORD CLIFFS AND SANDBANKS PCC
BALANCE SHEET AT 31[st] DECEMBER 2025
| General Fund 2025 2024 FIXED ASSETS £ £ £ Two Bungalows, Panorama Road, Sandbanks Ofce Equipment – estmated value 3000 CURRENT ASSETS Bank Current Account 84590 99686 CBF Deposit Fund 12444 11880 Cash in Hand 461 118 TOTAL CURRENT ASSETS 97495 TOTAL ASSETS 100495 LIABILITIES Bungalow Rent received in advance 1150 1150 TOTAL CURRENT LIABILITIES 1150 NET ASSETS 99345 UNRESTRICTED PARISH INCOME FUNDS 99345 |
£ 3000 111684 |
|---|---|
| 114684 1150 113534 113534 |
Approved by the Parochial Church Council on 26 February 2026 and signed on its behalf by
Revd Andrew O’Brien
Mrs W Bales
Mrs K Allsopp
The notes on pages 9-16 form part of these Financial Statements
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CANFORD CLIFFS AND SANDBANKS PCC
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025
1 ACCOUNTING POLICIES
The principal accounting policies adopted, judgements and key sources of estimation uncertainty in the preparation of the financial statements are as follows:
a] Basis of preparation
The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland [FRS 102][effective 1 January 2019] - [Charities SORP [FRS 102]]
Canford Cliffs and Sandbanks PCC meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note[s].
b] Preparation of the accounts on a going concern basis
The financial statements have been prepared on a going concern basis. In the opinion of the board the charity has sufficient working capital to continue to meet its financial obligations and pay its liabilities as they fall due for the foreseeable future and therefore the financial statements have been prepared on a going concern basis. The board has considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves held for the charity to be able to continue as a going concern.
c] Fund accounting policy
General funds represent the funds of the PCC that are not subject to any special restrictions regarding their use and are available for application to the general purposes of the PCC.
Restricted funds are those donated for use in a particular area or for specified purposes, the use of which is restricted to that area or purpose.
The financial statements include all transactions, assets and liabilities for which the PCC can be held responsible. They do not include the financial statements of other Church groups that owe an affiliation to another body, nor those that are informal gatherings of Church members.
d] Incoming Resources
Voluntary income and capital sources
Collections are recognised when received by or on behalf of the PCC.
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CANFORD CLIFFS AND SANDBANKS PCC
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025 [continued]
Planned giving receivable under covenant is recognised only when received.
Income Tax recoverable on covenants or gift aid donations is recognised when the income is recognised.
Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement and amount due.
Funds raised by the fete, garden party and similar events are accounted for gross and recognised when the event takes place.
Sales of books and magazines from the church bookstall are accounted for gross and recognised when the goods are taken.
Other ordinary income
Rental from the letting of church premises is recognised when the rental is due.
Income from investments
Interest is accounted for when receivable.
e] Resources used
Donations
Donations are accounted for when paid over, or when awarded, if that award creates a binding obligation on the PCC.
Activities directly relating to the work of the Church
The parish share is accounted for when payable.
f] Fixed Assets
Consecrated land and buildings and movable church furnishings
Consecrated and beneficed property is excluded from the financial statements by S.10[2][a] and [c]of the Charities Act 2011.
No value is placed on movable church furnishings held by the churchwardens on special trust for the PCC and which require a faculty for disposal since the PCC considers this to be inalienable property. All expenditure incurred during the year on consecrated or benefice buildings and movable church furnishings, whether maintenance or improvement, is written off as expenditure in the S.O.F.A and separately disclosed.
Other fixtures, fittings and office equipment
Office equipment used within the church premises is shown at estimated valuation.
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CANFORD CLIFFS AND SANDBANKS PCC
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED
31 DECEMBER 2025 [continued]
g] Cash at bank and in hand
Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.
h] Creditors and provisions
Creditors and provisions are recognised where the PCC has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.
i] Financial instruments
The trust only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.
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CANFORD CLIFFS AND SANDBANKS PCC
NOTES TO THE FINANCIAL STATEMENT FOR THE YEAR ENDED 31[st] DECEMBER 2025 [cont’d]
Note
| 2 3 4 |
PLANNED GIVING Weekly Envelopes Gif Aid [including Yellow Envelopes £3510] [2024 £2996] DONATIONS RECEIVED Donatons Donatons towards Use of Hall Porch Donatons Card Reader Sundries Flower Fund Garden of Remembrance/Ashes Area EVENTS AND OTHER ACTIVITIES INCOME Summer Fête Christmas Fayre |
2025 £ 9732 35810 45542 7603 6330 3905 5301 0 1570 0 24709 6383 2780 9163 |
2024 £ 11536 37115 48651 3693 10385 4224 3914 2144 1232 0 25592 5863 2616 8479 |
|---|---|---|---|
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CANFORD CLIFFS AND SANDBANKS PCC
NOTES TO THE FINANCIAL STATEMENT FOR THE YEAR ENDED 31[st] DECEMBER 2025 [cont’d]
5 DONATIONS MADE
| Britsh Legion Remembrance Sunday` Church Army Mission to Seafarers CMS Julia’s House Children’s Society Hebron Child Support Routes to Roots Poole Food Bank Forest Holme Hospice [Harvest Supper] Revd Andrew O’Brien [10thAnniversary] Quayside Choir Youth Music Wessex [Harvest Supper] South Oxhey Choir From or through Church Funds |
2025 From From From Total Church Indvs Indvs recevd Funds Thru’ Direct by Church To Charity Funds Charity £ £ £ £ 200 200 500 500 500 500 500 500 500 500 300 300 216 216 500 500 500 500 610 610 2200 2200 0 0 0 0 0 0 4326 2200 6526 |
2024 Church Funds £ 240 500 500 500 500 500 216 500 500 0 0 200 400 600 5156 |
|---|---|---|
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CANFORD CLIFFS AND SANDBANKS PCC
NOTES TO THE FINANCIAL STATEMENT FOR THE YEAR ENDED 31[st] DECEMBER 2025 [cont’d]
Note
| 6 7 8 9 |
CHURCH RUNNING EXPENSES 2025 2024 £ £ Chancel Expenses 539 764 Insurances 3932 3735 Organ and Piano 0 270 Organists’ Fees 6340 6480 Choir and Music 1143 879 Sunday Club 0 0 Telephone 578 731 Sundries 773 1185 13305 14044 CLERGY EXPENSES Vicar’s and Ministerial Expenses 6000 3600 Assistant Clergy 750 805 Pension Contributon 700 700 7450 5105 COST OF SERVICES Water 362 771 Gas 2673 3280 Electricity 2878 5671 5913 9722 EVENTS AND ACTIVITIES EXPENSES 428 560 428 560 |
|---|---|
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CANFORD CLIFFS AND SANDBANKS PCC
NOTES TO THE FINANCIAL STATEMENT FOR THE YEAR ENDED 31[st] DECEMBER 2025 [cont’d]
Note
| 10 11 |
BUILDINGS MAINTENANCE AND REPAIRS Lightning Conductor Boiler Maintenance & Insurance Church Tower New Consumer Units Bench/Railings Paintng Roof/Organ Roof Repairs Sandstone, Flashings, Joints Ramp St Nicolas Dorset Fire & Security Chapel Other repairs CLEANING AND GARDENING Weekly cleaning of church and church rooms; St Nicolas fortnightly; sweeping drive, paths etc. Cleaning windows at both sites inside and outside four tmes a year Gardening – trees, hedge cutng etc. |
2025 £ 0 365 0 1830 0 165 420 120 651 100 177 3828 6407 720 2760 9887 |
2024 |
|---|---|---|---|
| £ 180 353 1128 0 618 700 295 0 254 0 130 3658 6160 720 1538 |
|||
| 8408 |
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CANFORD CLIFFS AND SANDBANKS PCC
NOTES TO THE FINANCIAL STATEMENT FOR THE YEAR ENDED 31[st] DECEMBER 2025 [cont’d]
| Note 12 |
BUNGALOW EXPENSES [out of church funds] Insurance No 1 Insurance No 3 Water/damp repairs |
2025 £ 405 405 200 1010 |
2024 |
|---|---|---|---|
| £ 396 396 556 1348 |
12A BUNGALOW EXPENSES [deducted by Agent from Rent]
| Bungalow No 1 Bungalow No 3 |
Total Rent 13250 13140 26390 |
Agent’s Commission 1510 1498 3008 |
Repairs deducted by Agent 2120 793 2913 |
Net Rent |
|---|---|---|---|---|
| Received | ||||
| 9620 10849 20469 |
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CANFORD CLIFFS AND SANDBANKS PCC
TRUSTEES’ RESPONSIBILITIES STATEMENT
The trustees are responsible for preparing the Trustees’ Report and the financial statements in accordance with the United Kingdom Accounting Standards [United Kingdom Generally Accepted Accounting Practice] and applicable law and regulations.
The law applicable to charities requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:
-
select suitable accounting policies and then apply them consistently;
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observe the methods and principles in the Charities SORP;
-
make judgements and estimates that are reasonable and prudent;
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state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;
-
prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business.
The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charity [Accounts and Reports] Regulations and the provision of the constitution. The Trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
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