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2025-03-31-accounts

ENFIELD ISLAND VILLAGE TRUST

Report of the Trustees

For the year ended 31[st] March 2025

The Trustees, who are also directors for the purposes of company law, have pleasure in presenting their report and the financial statements for the year ended 31[st] March 2025. The Trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland (FRS 102) (effective 1[st] January 2019).

OBJECTIVES, AIMS, AND ACTIVITIES

Recruitment and Appointment of Trustees

The Enfield Island Village Trust operates under a set of well-defined objectives and activities. The members of the Trust elect trustees, in accordance with the Trust's articles of association. In the process of selecting new Trustees, we adhere to a comprehensive approach. We seek individuals who not only actively participate in the charity's events but are also willing to volunteer for our broader community initiatives. Potential Trustees are invited to attend Trustees' meetings as observers, where they gain a deeper understanding of the charity's aims and activities. This inclusive approach ensures a thorough assessment of eligibility, personal competence, specialist knowledge, and skills. Furthermore, we conduct Disclosure and Barring Service (DBS) checks as necessary, reflecting our commitment to safeguarding.

Our Aims

The objectives of the Enfield Island Village Trust, as outlined in the charity's Memorandum and Articles of Association, can be summarised as:

  1. Improving Quality of Life: Our primary goal is to enhance the quality of life for residents, visitors, and homeowners on Enfield Island Village, located in the London Borough of Enfield.

  2. Infrastructure Maintenance: We are responsible for the maintenance and preservation of the Estate's infrastructure. This encompasses various critical elements such as riverbanks, canal basins, walkways, the river wall, landscaped ecological areas, public open spaces, estate sewers, headwalls, drains, play areas, private lighting, and any other areas owned by the charity.

  3. Community Facilities: We actively promote and provide facilities and public amenities that benefit diverse groups within our community. For example, we manage the community centre where numerous groups host classes and activities that foster community cohesion.

  4. Conservation and Environmental Protection: The charity is committed to the conservation, protection, and improvement of the physical and natural environment within our jurisdiction.

  5. Charitable Flexibility: Beyond our specific objectives, we remain open to advancing any other charitable purposes as the Trustees determine from time to time.

Our Objectives

Our objectives align with our commitment to improving the quality of life on the Estate and fostering community well-being. We conduct an annual review of our objectives and activities to ensure they continue to align with our overarching aims. During this review, we consider the Charity Commission's general guidance on public benefit, maintaining transparency and accountability.

ACHIEVEMENTS AND PERFORMANCE

The Enfield Island Village Trust actively engages in a variety of activities to fulfil its charitable objectives. These activities are designed to benefit homeowners, residents, visitors, and the local community at large.

Major Challenges and Exceptional Items

  1. Legal Disputes and recovery of costs: Having won both the Legal dispute (relating to non-payment of Rent Charges) and the High Court case (concerning wrongful termination of a managing agent) and subsequent appeals being rejected. We have continued to chase reimbursement and incurred costs. We had an initial £45,000 awarded by Court as interim payment while full costs assessed, to be paid within 21 days. This was not paid so we are chasing the full amount (£128,293.20) which we have paid from our reserves).

  2. Eviction of Travellers: We have twice successfully managed the eviction of travellers from a green area under our ownership within 24 hours.

  3. The ‘cost of living’ has had a real impact on the expenditure including increased insurance, electricity and gas prices which we must pay for the Community Centre.

In addition to overcoming these challenges, the Enfield Island Village Trust achieved several positive outcomes:

  1. Community phone box conversion was completed and in use: a community book store (based on trust) is operational with Trustees making book shelves and donations of books.

  2. Well-Attended Coffee Mornings: We regularly organize well-attended coffee mornings that foster community engagement and information sharing.

  3. Grounds Plan Implementation: We effectively executed the Grounds plan with the assistance of Quercus, our gardening contractor, resulting in excellent results.

  4. Debt Recovery: Our efforts to chase historical debtors are making steady progress, and we are committed to continuing to chase the outstanding amounts.

  5. Improvements to Water Feature and Canal Arm: We made significant improvements to the Water Feature and Canal Arm, enhancing their aesthetics and functionality. The canal boat has been cleaned and bird damage prevention measures installed

Infrastructure

The Enfield Island Village Trust assumes responsibility for the ownership and maintenance of local land, canals, parklands, footpaths, and cycleways, making them accessible for leisure and recreation for all residents of the Island. We are acutely aware of the need to allocate adequate funding for short-term, mediumterm, and long-term maintenance requirements. It is worth noting that the Estate

is approaching its 27[th] anniversary, and the natural wear and tear are becoming increasingly costly to address, particularly due to rising labour and material costs.

Public Safety and Crime Prevention

Collaboration with key stakeholders, such as the police, council, water authorities, and parks authorities, is a cornerstone of our efforts to ensure public safety and protect the Estate from criminal activities. We actively sponsor crime reduction initiatives to create a safer environment for our community.

Principal Funding Sources

The primary source of income for the Enfield Island Village Trust is the rent charge levied on some 1,314 residential and commercial units within the Estate. For the fiscal year ending March 31[st] , 2025, the Trust's total income from rent charges amounted to £ xxXXXXXxxx (2024 £394,198 and 2023 - £ 325,273).

Additionally, the charity maintains general reserves amounting to £ XXXXXxxxxXXXX (2024 was £501,736 and 2023 - £557,163). It should be noted that these figures include two investment flats which the Trust rents out.

Historical Debtors Review

As part of our fiscal management efforts, the Trust closed two bank accounts, transferring the balance to R&R to be held in trust alongside other monies managed by R&R. The outstanding debt as at end of March 2023 was £37,500 and we have successfully reduced it to £19,011.00 as at 31[st] March 2024. Collaborative efforts with R&R and a third-party legal firm are ongoing to recover these outstanding amounts.

Plans

Looking ahead, the Enfield Island Village Trust is committed to ongoing improvement and community benefit. Our plans encompass various initiatives, including:

In conclusion, the Enfield Island Village Trust remains dedicated to its mission of enhancing the quality of life for residents, visitors, and homeowners on Enfield Island Village.

Despite facing significant challenges and problems with recovering costs, we have persevered and achieved positive outcomes that benefit our community. Our commitment to maintaining the Estate's infrastructure and ensuring public safety remains unwavering.

As we move forward, financial sustainability is a priority. We will continue to review our budget diligently, striving to provide cost-effective services that benefit the local community. Our efforts to reduce the number of historical debtors and encourage timely Rent Charge payments are ongoing.

Looking to the future, our ambitious plans encompass a range of improvements and enhancements aimed at making Enfield Island Village an even more vibrant and welcoming community. We are committed to investing in recreational facilities, green spaces, and community amenities to enrich the lives of our residents.

In collaboration with local authorities and organizations, we will advocate for initiatives like a 20MPH speed limit and the provision of electric vehicle charging points, contributing to a sustainable and forward-thinking community.

The Enfield Island Village Trust is proud of its accomplishments and remains dedicated to fostering a thriving, safe, and inclusive environment for everyone on the Island. We thank our Trustees, members, and the wider community for their support in achieving our shared vision.

FINANCIAL REVIEW, FUTURE PLANS AND TRUSTEES'

RESPONSIBILITIES

Going concern

The Trustees, who are also directors for the purposes of company law, have noted that, there are no uncertainties about the charity's ability to continue as a

going concern. The major challenges and exceptional items mentioned in the Trustee's Annual Report under Achievement and Performance are not expected to recur in the following years.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Statement of Trustees' responsibilities

Charity Trustees are the people who serve on the governing body of a charity. They may be known as Trustees, directors, board members, governors or committee members. The principles and main duties are the same in all cases. Trustees have, and must accept, ultimate responsibility for directing the affairs of a charity, and ensuring that it is solvent, well-run, and meeting the needs for which it has been set up.

The Companies Act 2006 requires the directors to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. The directors are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the company.

The charity Trustees are responsible for preparing an annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the charity Trustees to prepare financial statements each year which give a true and fair

view of the state of affairs of the charity and the incoming resources and application of resources of the charity for that period.

In preparing the financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008and the provisions of the governing document. They are also responsible for

safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Governing document

The company registered with the Charities Commission on 14[th] September 2009. The governing document of the charity is the Memorandum and Articles of Association approved by the members at the Annual General meeting on 14[th] July 2016.

Organizational Structure

The Trustees are responsible for the general control and management of the

charity. The Trustees give up time freely and receive no remuneration or other financial benefits. The Trustees meet monthly and at other times when considered necessary and are responsible for all business and financial decision in relation to running the charity.

The trustees have considered the Charity Commission's guidance on public benefit, including the guidance 'public benefit: running a charity (PB2)'.

REFERENCE AND ADMINISTRATIVE INFORMATION

ENFIELD ISLAND VILLAGE TRUST 1131604

03415138

40-42 Island Centre Way

Enfield England EN3 6GS

The trustees and officers serving during the year and since the year end were as

follows:

Laraine Mary Hodgson

Vincent Green

Francis Connelly

Mark Busby Claire Salugao

Krishna Moorthy

Approved by the Board of Trustees and signed on its behalf by

............................................................................. Tim Dingle, Chair 2024 - 2025

Charity number: 1131604

Company number: 03415138

(England and Wales)

ENFIELD ISLAND VILLAGE TRUST

Report of the Trustees and Unaudited Financial Statements

For the year ended 31 March 2025

ENFIELD ISLAND VILLAGE TRUST Contents Page For the year ended 31 March 2025

Repo rt of the Trustees 1 to 3
Independent Examiner's Report to the Trustees 4
Statement of Financial Activities 5
Statement of Financial Position 6
Notes to the Financial Statements 7 to 14
Detailed Statemen t of Financial Activities 15 to 16

ENFIELD ISLAND VILLAGE TRUST Report of the Trustees For the year ended 31 March 2025

The Trustees, who are also directors for the purposes of company law, have pleasure in presenting their report and the financial statements for the charitable company for the year ended 31 March 2025. The Trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland (FRS 102) (effective 1 January 2019).

PLEASE SEE TRUSTEES ANNUAL REPORT ON APPENDIX ONE.

1 of 16

ENFIELD ISLAND VILLAGE TRUST Report of the Trustees Continued For the year ended 31 March 2025

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Statement of Trustees' responsibilities

Charity Trustees are the people who serve on the governing body of a charity. They may be known as Trustees, directors, board members, governors or committee members. The principles and main duties are the same in all cases. Trustees have, and must accept, ultimate responsibility for directing the affairs of a charity, and ensuring that it is solvent, well-run, and meeting the needs for which it has been set up.

The Companies Act 2006 requires the directors to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. The directors are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the company.

The charity Trustees are responsible for preparing an annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the charity Trustees to prepare financial statements each year which give a true and fair view of the state of affairs of the charity and the incoming resources and application of resources of the charity for that period.

In preparing the financial statements, the Trustees are required to:

Select suitable accounting policies and apply them consistently;

Observe the methods and principles in the Charities SORP;

Make judgements and estimates that are reasonable and prudent;

State whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements.

Prepare the financial statements on the ongoing concern basis unless it is inappropriate to assume that the charity will continue in business.

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the governing document. They are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Governing document

The company registered with the Charities Commission on 14 September 2009. The governing document of the charity is the Memorandum and Articles of Association approved by the members at the Annual General meeting on 14 July 2016.

Organizational Structure

The Trustees are responsible for the general control and management of the charity. The Trustees give up time freely and receive no remuneration or other financial benefits. The Trustees meet monthly and at other times when considered necessary and are responsible for all business and financial decision in relation to running the charity.

Structure, governance an d management

The trustees have considered the Charity Commission’s guidance on public benefit, including the guidance 'public benefit: running a charity (PB2)’.

2 of 16

ENFIELD ISLAND VILLAGE TRUST Report of the Trustees Continued For the year ended 31 March 2025

REFERENCE AND ADMINISTRATIVE INFORMATION

Name of Charity ENFIELD ISLAND VILLAGE TRUST

Charity registration number 1131604

Company registration number 03415138

Principal address 40-42 Island Centre Way Enfield England EN3 6GS

Trustees

The trustees an d officers serving during the year and since the year end were as follows:

Laraine Mary Hodgson Sam Coleman Tim DingIe Vincent Green Frances Anne Con nelly Mark Busby Claire Salugao Dariusz Ludwinski Chelliah Krishna Moorthy (appointed 01 June 2024) Knight Accountants Independent examiner 2-6 Sedlescombe Road North St Leonards on Sea East Sussex TN37 7DG

Approved by the Board of Trustees and signed on its behalf by

………………………………

Tim Dingle - Trustee

3 of 16

ENFIELD ISLAND VILLAGE TRUST Independent Examiners Report to the Trustees For the year ended 31 March 2025

I report to the trustees on my examination of the accounts of the charitable company for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity Trustees, who are also directors for the purposes of comp an y law, are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts carried out under section 145 of the Charities Act 2011 ('the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiners statement

Since the Charitable company's gross income exceeded £250,000, your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination by virtue of my membership of, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Knight Accountants

……………………………………… Knight Accountants 2-6 Sedlescombe Road North St Leonards on Sea East Sussex TN37 7DG

Date: 26/11/2025

4 of 16

ENFIELD ISLAND VILLAGE TRUST

Statement of Financial Activities (including Income and Expenditure Account) For the year ended 31 March 2025

Notes 2025 2024
Income and endowments from:
Charitable activities 2 429,070 374,010
Investments 3 29,118 26,519
Other income 4 - 8,020
Total 458,188 408,549
Expenditure on:
Charitable activities 5/6 (304,640) (319,768)
Other expenditure (125,199) (137,617)
Total (429,839) (457,385)
Net expenditure 28,349 (48,836)
Reconciliation of funds
Total funds brought forward 508,327 557,163
Total funds carried forward 536,676 508,327

5 of 16

Registered Number 03415138

ENFIELD ISLAND VILLAGE TRUST Statement of Financial Position As at 31 March 2025

Notes 2025 2024
Fixed assets
Investments 12/13 507,500 507,500
507,500 507,500
Current assets
Debtors: amounts falling due within one year 14 163,612 167,823
Debtors: amounts falling due after more than one year 14 31,884 31,884
Cash at bank and in hand 39,703 73,031
235,199 272,738
Creditors: amounts falling due within one year 15 (102,544) (164,841)
Net current assets 132,655 107,897
Total assets less current liabilities 640,155 615,397
Creditors: amounts falling due after more than one 16 (68,359) (71,950)
year
Provisions for liabilities 17 (35,120) (35,120)
Net assets 536,676 508,327
The funds of the charity
Unrestricted income funds 18 536,676 508,327
Total funds 536,676 508,327

For the year ended 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The financial statements were approved and authorised for issue by the Board and signed on its behalf by:

………………………………

Tim Dingle - Trustee

6 of 16

ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements For the year ended 31 March 2025

1. Accounting Policies

Basis of accounting

The financial statements have been prepared under the historical cost convention, except for investments which are included at market value and the revaluation of certain fixed assets and in accordance with the Charities SORP (FRS 102) ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)’, Financial Reporting Standard 102 the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), and the Companies Act 2006.

ENFIELD ISLAND VILLAGE TRUST meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

Going concern

The Trustees, who are also directors for the purposes of company law, are working hard to ensure the Trust remain s solvent. Trustees will continue to manage the Trust with a view to generating surplus funds in the future.

Incoming resources

All incoming resources are included in the statement of financial activities when the Trust is entitled to the income an d the amount can be quantified with reasonable accuracy. There are no specific policies that are applied to particular categories of income.

Resources expended

Liabilities are recognised as resources expended when there is a legal or constructive obligation committing the Trust to the expenditure.

Charitable activities

These are core activities carried out by the Trust and within its objectives an d aims.

Taxation

The Trust is exempt from corporation taxation, however due to the revaluation of the Investment Properties, a provision for deferred tax has been set aside in accordance with the provisions of FRS 102. This is to ensure that the future tax consequences of past transactions and events are recognised as assets or liabilities within the Trust's financial statements.

Tangible fixed assets

Tangible fixed assets, other than freehold land , are stated at cost or valuation less depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets, less their estimated residual value, over their expected useful lives on the following basis:

Depreciation is charged on a straight line basis.

Debtors

The Trust is working with the Managing Agents and other third (3rd) parties to determine and work out appropriate means of collecting outstanding debts. The uncollectable debts will be declared as bad with board approval, where appropriate.

Irrecoverable VAT

Irrecoverable VAT is included in the Statement of Financial Activities, and is reported as p art of the expenditure to which it relates.

7 of 16

ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

2. Income from charitable activities

2025 2024
Unrestricted funds
Estate Management
Ren t Services Charges 386,995 338,240
Reserve Fund - On Account 24,979
23,258
411,974 361,498
Community Centre
Community Centre In come 14,337 10,187
Bank Interest - 185
14,337 10,372
Activity 4
Bank Interest - Rentcharge - 1,194
Bank Interest - Reserve Fund s 2,759 946
2,759 2,140
429,070 374,010
3. Investment income
2025 2024
Unrestricted funds
In come from investment 29,118 26,400
properties
Ban k interest receivable - 119
29,118 26,519
4. Other income
2025 2024
Unrestricted funds
Oth er Income - 8,020
- 8,020

8 of 16

ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued

For the year ended 31 March 2025

5. Costs of charitable activities by fund type

osts of charitable activities by fund type
2025 2024
Unrestricted funds
Estate Management 240,428 271,376
Community Centre 23,122 17,082
Investment Property Expenses - 8,199
Support costs 41,090 23,111
304,640 319,768

6. Costs of charitable activities by activity type

Activities Support 2025 2024
undertaken costs
directly
Support costs
Estate Management 246,220 18,361 264,581 275,133
Community Centre 23,122 16,937 40,059 33,048
Investment Property Expenses - - - 11,587
269,342 35,298 304,640 319,768

7. Analysis of support costs

nalysis of support costs
Community Investment 2025 2024
Centre Property
Expenses
Com. Centre Expenses 15,503 - 15,503 14,532
Estate Agents Fee - - - 3,388
Governance costs 19,795 19,795 5,191
35,298 - 35,298 23,111

9 of 16

ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

8. Net income/(expenditure) for the year

This is stated after charging/(crediting):

Examiner's fees

2025 2024 2,700 3,480

9. Staff costs

Total staff costs for the year ended 31 March 2025 were:

Salaries and wag es Ground Staff

2025 2024 23,122 17,082 23,122 17,082 2025 2024 1 1

10. Comparative for the Statement of Financial Activities

The comparative year values on the Statement of Financial Activities are for unrestricted funds.

11. Tangible fixed assets

Plant and Motor Fixtures and
Cost or valuation machinery vehicles fittings Total
At 01 April 2024 644 4,575 22,333 27,552
At 31 March 2025 644 4,575 22,333 27,552
n
b
Depreciation
At 01 April 2024 644 4,575 22,333 27,552
At 31 March 2025 644 4,575 22,333 27,552
b
Net book values
At 31 March 2025 -
- - -
At 31 March 2024
-
- - -

10 of 16

ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued

For the year ended 31 March 2025

Investments

12. Analysis of movement of commercial
investments
Investment
property
507,500
Fair value at 01 April
2024 507,500
Fair value at 31 March
2025
13. Analysis of investments between funds as at year ended 31 March 2025
2025 2024
Unrestricted funds
Investment properties 507,500 507,500
507,500 507,500
14.Debtors
2025 2024
Amounts due within one year:
Rent Charge Debtors 108,524 113,410
Prepayments 54,999 54,413
163,523 167,823
Amounts due after more than one year:
Other debtors — Historical 31,972 31,884
31,972 31,884
15.Creditors: amounts falling due within one year
2025 2024
Trade creditors 22,092 (5,190)
Rent Charge in Advance - 90,9677
Accrued lnv. Properties Rental - 8,8477
Accruals 80,452 70,217
102,544 164,841

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ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

16. Creditors: amounts falling due after more than one year

2025 2024
Loans — Bounceback 16,409 20,000
Initial Advance to Managing Agent 50,000 50,000
Other creditors 1,950 1,950
68,359 71,950

The following liabilities disclosed un d er creditors falling due after more than one year are secured by the charity:

Bank loans and overdrafts 16,409 20,000
16,409 20,000

17. Provisions for liabilities and charges

Provisions for liabilities and
charges
Deferred Tax
- Investment
Properties
35,120
Provision at 01 April 2024 —deferred 35,120
taxProvision at 31 March 2025

18. Movement in funds

Unrestricted Funds

Unrestricted Funds
Balance at Incoming Outgoing Balance at
01/04/2024 resources resources 31/03/2025
General
General 508,327 458,188 (429,839) 536,676
508,327 458,188 (429,839) 536,676
Unrestricted Funds - Previous year
Balance at Incoming Outgoing Balance at
01/04/2023 resources resources 31/03/2024
General
General 557,163 408,549 (457,385) 508,327
557,163 408,549 (457,385) 508,327

12 of 16

ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

Purpose of unrestricted Funds

Property Income

The Trust owns 2 investment properties. Property Income are rents paid by the tenants of the Trust. The funds are general and are applied within the objects of the Trust as directed by the Board.

Rentcharge Inco me

Rentcharge is payable by some 1,314 residential and commercial units through the deed of rentcharge. The funds are general and are applied within the objects of the Trust as directed by the Board.

Community Centre Income

These are fees charged for the use Community Centre Hall, they are general and ap plied within the objects of the Trust.

General

General fund s are fund s available to the Board to be used at their discretion but within the objects of the Trust.

Purpose of restricted funds

Grant Receivable

Grants are restricted to the use prescribed by the donors; their use can't be changed without a prior permission from the donor.

19. Analysis of net assets between funds

Analysis of net assets between
funds
Tangible Investments Net current Creditors > Provisions Net Assets
fixed assets fixed assets assets / one year
(liabilities)
£ £ £ £ £ £
Unrestricted funds
General
General 507,500 132,654 (68,359) (35,120) 536,675
507,500 132,654 (68,359) (35,120) 536,675
Previous year
Tangible Investments Net current Creditors > Provisions Net Assets
fixed assets assetsl oneyear
(liabilities)
Unrestricted funds
General
General 507,500 107,897 (71,950) (35,120) 508,327
507,500 107,897 (71,950) (35,120) 508,327

13 of 16

ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

20. Company limited by guarantee

ENFIELD ISLAND VILLAGE TRUST is a company limited by guarantee and accordingly does not have a share capital.

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ENFIELD ISLAND VILLAGE TRUST Detailed Statement of Financial Activities For the year ended 31 March 2025

2025 2024
INCOME AND ENDOWMENT
Charitable activities
Rent Services Charges
386,995 329,342
Special Levy
- 8,898
Reserve Fund - On Account (Estate
24,979 23,258
Management)
Community Centre Income
14,337 10,187
Ban k Interest
- 185
Ban k Interest – Rentcharge - 1,194
Ban k Interest - Reserve Funds
2,759 946
429,070 374,010
Investments
Property Income 29,118 26,400
Ban k interest receivable 119
29,118 26,519
Other income
Other Income - 8,020
- 8,020
Total incoming resources 458,188 408,549
EXPENDITURE
Charitable activities
Cost of direct charitable activity (246,220) (271,376)
Staff costs - wages & salaries (23,122) (17,082)
Cost of direct charitable activity - (8,199)
(269,342) (296,657)
Other
Other Costs - (4,165)
Managing Agent
(125,199) (133,452)
(125,199) (137,617)
SUPPORT COSTS
Com. Centre Expenses
Com. Centre Expenses (15,503) (14,532)
(15,503) (14,532)
Estate Agents Fee
Estate Agents Fee - (3,388)
- (3,388)

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This page does not form part of the statutory financial statements

ENFIELD ISLAND VILLAGE TRUST Detailed Statement of Financial Activities Continued For the year ended 31 March 2025

Governance costs

Independent Examination fees (2,700) (3,480)
Legal fees (7,112) (205)
Other finance costs (Bank Charges) (7,219) (72)
Other office costs (2,764) (1,434)
**(19,795) ** (5,191)
Total resources expended (429,839) (457,385)
Net Expenditure 28,349 (48,836)

16 of 16

This page does not form part of the statutory financial statements

Charity number: 1131604

Company number: 03415138

(England and Wales)

ENFIELD ISLAND VILLAGE TRUST

Report of the Trustees and Unaudited Financial Statements

For the year ended 31 March 2025

ENFIELD ISLAND VILLAGE TRUST Contents Page For the year ended 31 March 2025

Repo rt of the Trustees 1 to 3
Independent Examiner's Report to the Trustees 4
Statement of Financial Activities 5
Statement of Financial Position 6
Notes to the Financial Statements 7 to 14
Detailed Statemen t of Financial Activities 15 to 16

ENFIELD ISLAND VILLAGE TRUST Report of the Trustees For the year ended 31 March 2025

The Trustees, who are also directors for the purposes of company law, have pleasure in presenting their report and the financial statements for the charitable company for the year ended 31 March 2025. The Trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland (FRS 102) (effective 1 January 2019).

PLEASE SEE TRUSTEES ANNUAL REPORT ON APPENDIX ONE.

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ENFIELD ISLAND VILLAGE TRUST Report of the Trustees Continued For the year ended 31 March 2025

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Statement of Trustees' responsibilities

Charity Trustees are the people who serve on the governing body of a charity. They may be known as Trustees, directors, board members, governors or committee members. The principles and main duties are the same in all cases. Trustees have, and must accept, ultimate responsibility for directing the affairs of a charity, and ensuring that it is solvent, well-run, and meeting the needs for which it has been set up.

The Companies Act 2006 requires the directors to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. The directors are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the company.

The charity Trustees are responsible for preparing an annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the charity Trustees to prepare financial statements each year which give a true and fair view of the state of affairs of the charity and the incoming resources and application of resources of the charity for that period.

In preparing the financial statements, the Trustees are required to:

Select suitable accounting policies and apply them consistently;

Observe the methods and principles in the Charities SORP;

Make judgements and estimates that are reasonable and prudent;

State whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements.

Prepare the financial statements on the ongoing concern basis unless it is inappropriate to assume that the charity will continue in business.

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the governing document. They are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Governing document

The company registered with the Charities Commission on 14 September 2009. The governing document of the charity is the Memorandum and Articles of Association approved by the members at the Annual General meeting on 14 July 2016.

Organizational Structure

The Trustees are responsible for the general control and management of the charity. The Trustees give up time freely and receive no remuneration or other financial benefits. The Trustees meet monthly and at other times when considered necessary and are responsible for all business and financial decision in relation to running the charity.

Structure, governance an d management

The trustees have considered the Charity Commission’s guidance on public benefit, including the guidance 'public benefit: running a charity (PB2)’.

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ENFIELD ISLAND VILLAGE TRUST Report of the Trustees Continued For the year ended 31 March 2025

REFERENCE AND ADMINISTRATIVE INFORMATION

Name of Charity ENFIELD ISLAND VILLAGE TRUST

Charity registration number 1131604

Company registration number 03415138

Principal address 40-42 Island Centre Way Enfield England EN3 6GS

Trustees

The trustees an d officers serving during the year and since the year end were as follows:

Laraine Mary Hodgson Sam Coleman Tim DingIe Vincent Green Frances Anne Con nelly Mark Busby Claire Salugao Dariusz Ludwinski Chelliah Krishna Moorthy (appointed 01 June 2024) Knight Accountants Independent examiner 2-6 Sedlescombe Road North St Leonards on Sea East Sussex TN37 7DG

Approved by the Board of Trustees and signed on its behalf by

………………………………

Tim Dingle - Trustee

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ENFIELD ISLAND VILLAGE TRUST Independent Examiners Report to the Trustees For the year ended 31 March 2025

I report to the trustees on my examination of the accounts of the charitable company for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity Trustees, who are also directors for the purposes of comp an y law, are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts carried out under section 145 of the Charities Act 2011 ('the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiners statement

Since the Charitable company's gross income exceeded £250,000, your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination by virtue of my membership of, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Knight Accountants

……………………………………… Knight Accountants 2-6 Sedlescombe Road North St Leonards on Sea East Sussex TN37 7DG

Date: 26/11/2025

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ENFIELD ISLAND VILLAGE TRUST

Statement of Financial Activities (including Income and Expenditure Account) For the year ended 31 March 2025

Notes 2025 2024
Income and endowments from:
Charitable activities 2 429,070 374,010
Investments 3 29,118 26,519
Other income 4 - 8,020
Total 458,188 408,549
Expenditure on:
Charitable activities 5/6 (304,640) (319,768)
Other expenditure (125,199) (137,617)
Total (429,839) (457,385)
Net expenditure 28,349 (48,836)
Reconciliation of funds
Total funds brought forward 508,327 557,163
Total funds carried forward 536,676 508,327

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Registered Number 03415138

ENFIELD ISLAND VILLAGE TRUST Statement of Financial Position As at 31 March 2025

Notes 2025 2024
Fixed assets
Investments 12/13 507,500 507,500
507,500 507,500
Current assets
Debtors: amounts falling due within one year 14 163,612 167,823
Debtors: amounts falling due after more than one year 14 31,884 31,884
Cash at bank and in hand 39,703 73,031
235,199 272,738
Creditors: amounts falling due within one year 15 (102,544) (164,841)
Net current assets 132,655 107,897
Total assets less current liabilities 640,155 615,397
Creditors: amounts falling due after more than one 16 (68,359) (71,950)
year
Provisions for liabilities 17 (35,120) (35,120)
Net assets 536,676 508,327
The funds of the charity
Unrestricted income funds 18 536,676 508,327
Total funds 536,676 508,327

For the year ended 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The financial statements were approved and authorised for issue by the Board and signed on its behalf by:

………………………………

Tim Dingle - Trustee

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ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements For the year ended 31 March 2025

1. Accounting Policies

Basis of accounting

The financial statements have been prepared under the historical cost convention, except for investments which are included at market value and the revaluation of certain fixed assets and in accordance with the Charities SORP (FRS 102) ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)’, Financial Reporting Standard 102 the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), and the Companies Act 2006.

ENFIELD ISLAND VILLAGE TRUST meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

Going concern

The Trustees, who are also directors for the purposes of company law, are working hard to ensure the Trust remain s solvent. Trustees will continue to manage the Trust with a view to generating surplus funds in the future.

Incoming resources

All incoming resources are included in the statement of financial activities when the Trust is entitled to the income an d the amount can be quantified with reasonable accuracy. There are no specific policies that are applied to particular categories of income.

Resources expended

Liabilities are recognised as resources expended when there is a legal or constructive obligation committing the Trust to the expenditure.

Charitable activities

These are core activities carried out by the Trust and within its objectives an d aims.

Taxation

The Trust is exempt from corporation taxation, however due to the revaluation of the Investment Properties, a provision for deferred tax has been set aside in accordance with the provisions of FRS 102. This is to ensure that the future tax consequences of past transactions and events are recognised as assets or liabilities within the Trust's financial statements.

Tangible fixed assets

Tangible fixed assets, other than freehold land , are stated at cost or valuation less depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets, less their estimated residual value, over their expected useful lives on the following basis:

Depreciation is charged on a straight line basis.

Debtors

The Trust is working with the Managing Agents and other third (3rd) parties to determine and work out appropriate means of collecting outstanding debts. The uncollectable debts will be declared as bad with board approval, where appropriate.

Irrecoverable VAT

Irrecoverable VAT is included in the Statement of Financial Activities, and is reported as p art of the expenditure to which it relates.

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ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

2. Income from charitable activities

2025 2024
Unrestricted funds
Estate Management
Ren t Services Charges 386,995 338,240
Reserve Fund - On Account 24,979
23,258
411,974 361,498
Community Centre
Community Centre In come 14,337 10,187
Bank Interest - 185
14,337 10,372
Activity 4
Bank Interest - Rentcharge - 1,194
Bank Interest - Reserve Fund s 2,759 946
2,759 2,140
429,070 374,010
3. Investment income
2025 2024
Unrestricted funds
In come from investment 29,118 26,400
properties
Ban k interest receivable - 119
29,118 26,519
4. Other income
2025 2024
Unrestricted funds
Oth er Income - 8,020
- 8,020

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ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued

For the year ended 31 March 2025

5. Costs of charitable activities by fund type

osts of charitable activities by fund type
2025 2024
Unrestricted funds
Estate Management 240,428 271,376
Community Centre 23,122 17,082
Investment Property Expenses - 8,199
Support costs 41,090 23,111
304,640 319,768

6. Costs of charitable activities by activity type

Activities Support 2025 2024
undertaken costs
directly
Support costs
Estate Management 246,220 18,361 264,581 275,133
Community Centre 23,122 16,937 40,059 33,048
Investment Property Expenses - - - 11,587
269,342 35,298 304,640 319,768

7. Analysis of support costs

nalysis of support costs
Community Investment 2025 2024
Centre Property
Expenses
Com. Centre Expenses 15,503 - 15,503 14,532
Estate Agents Fee - - - 3,388
Governance costs 19,795 19,795 5,191
35,298 - 35,298 23,111

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ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

8. Net income/(expenditure) for the year

This is stated after charging/(crediting):

Examiner's fees

2025 2024 2,700 3,480

9. Staff costs

Total staff costs for the year ended 31 March 2025 were:

Salaries and wag es Ground Staff

2025 2024 23,122 17,082 23,122 17,082 2025 2024 1 1

10. Comparative for the Statement of Financial Activities

The comparative year values on the Statement of Financial Activities are for unrestricted funds.

11. Tangible fixed assets

Plant and Motor Fixtures and
Cost or valuation machinery vehicles fittings Total
At 01 April 2024 644 4,575 22,333 27,552
At 31 March 2025 644 4,575 22,333 27,552
n
b
Depreciation
At 01 April 2024 644 4,575 22,333 27,552
At 31 March 2025 644 4,575 22,333 27,552
b
Net book values
At 31 March 2025 -
- - -
At 31 March 2024
-
- - -

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ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued

For the year ended 31 March 2025

Investments

12. Analysis of movement of commercial
investments
Investment
property
507,500
Fair value at 01 April
2024 507,500
Fair value at 31 March
2025
13. Analysis of investments between funds as at year ended 31 March 2025
2025 2024
Unrestricted funds
Investment properties 507,500 507,500
507,500 507,500
14.Debtors
2025 2024
Amounts due within one year:
Rent Charge Debtors 108,524 113,410
Prepayments 54,999 54,413
163,523 167,823
Amounts due after more than one year:
Other debtors — Historical 31,972 31,884
31,972 31,884
15.Creditors: amounts falling due within one year
2025 2024
Trade creditors 22,092 (5,190)
Rent Charge in Advance - 90,9677
Accrued lnv. Properties Rental - 8,8477
Accruals 80,452 70,217
102,544 164,841

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ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

16. Creditors: amounts falling due after more than one year

2025 2024
Loans — Bounceback 16,409 20,000
Initial Advance to Managing Agent 50,000 50,000
Other creditors 1,950 1,950
68,359 71,950

The following liabilities disclosed un d er creditors falling due after more than one year are secured by the charity:

Bank loans and overdrafts 16,409 20,000
16,409 20,000

17. Provisions for liabilities and charges

Provisions for liabilities and
charges
Deferred Tax
- Investment
Properties
35,120
Provision at 01 April 2024 —deferred 35,120
taxProvision at 31 March 2025

18. Movement in funds

Unrestricted Funds

Unrestricted Funds
Balance at Incoming Outgoing Balance at
01/04/2024 resources resources 31/03/2025
General
General 508,327 458,188 (429,839) 536,676
508,327 458,188 (429,839) 536,676
Unrestricted Funds - Previous year
Balance at Incoming Outgoing Balance at
01/04/2023 resources resources 31/03/2024
General
General 557,163 408,549 (457,385) 508,327
557,163 408,549 (457,385) 508,327

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ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

Purpose of unrestricted Funds

Property Income

The Trust owns 2 investment properties. Property Income are rents paid by the tenants of the Trust. The funds are general and are applied within the objects of the Trust as directed by the Board.

Rentcharge Inco me

Rentcharge is payable by some 1,314 residential and commercial units through the deed of rentcharge. The funds are general and are applied within the objects of the Trust as directed by the Board.

Community Centre Income

These are fees charged for the use Community Centre Hall, they are general and ap plied within the objects of the Trust.

General

General fund s are fund s available to the Board to be used at their discretion but within the objects of the Trust.

Purpose of restricted funds

Grant Receivable

Grants are restricted to the use prescribed by the donors; their use can't be changed without a prior permission from the donor.

19. Analysis of net assets between funds

Analysis of net assets between
funds
Tangible Investments Net current Creditors > Provisions Net Assets
fixed assets fixed assets assets / one year
(liabilities)
£ £ £ £ £ £
Unrestricted funds
General
General 507,500 132,654 (68,359) (35,120) 536,675
507,500 132,654 (68,359) (35,120) 536,675
Previous year
Tangible Investments Net current Creditors > Provisions Net Assets
fixed assets assetsl oneyear
(liabilities)
Unrestricted funds
General
General 507,500 107,897 (71,950) (35,120) 508,327
507,500 107,897 (71,950) (35,120) 508,327

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ENFIELD ISLAND VILLAGE TRUST Notes to the Financial Statements Continued For the year ended 31 March 2025

20. Company limited by guarantee

ENFIELD ISLAND VILLAGE TRUST is a company limited by guarantee and accordingly does not have a share capital.

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ENFIELD ISLAND VILLAGE TRUST Detailed Statement of Financial Activities For the year ended 31 March 2025

2025 2024
INCOME AND ENDOWMENT
Charitable activities
Rent Services Charges
386,995 329,342
Special Levy
- 8,898
Reserve Fund - On Account (Estate
24,979 23,258
Management)
Community Centre Income
14,337 10,187
Ban k Interest
- 185
Ban k Interest – Rentcharge - 1,194
Ban k Interest - Reserve Funds
2,759 946
429,070 374,010
Investments
Property Income 29,118 26,400
Ban k interest receivable 119
29,118 26,519
Other income
Other Income - 8,020
- 8,020
Total incoming resources 458,188 408,549
EXPENDITURE
Charitable activities
Cost of direct charitable activity (246,220) (271,376)
Staff costs - wages & salaries (23,122) (17,082)
Cost of direct charitable activity - (8,199)
(269,342) (296,657)
Other
Other Costs - (4,165)
Managing Agent
(125,199) (133,452)
(125,199) (137,617)
SUPPORT COSTS
Com. Centre Expenses
Com. Centre Expenses (15,503) (14,532)
(15,503) (14,532)
Estate Agents Fee
Estate Agents Fee - (3,388)
- (3,388)

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This page does not form part of the statutory financial statements

ENFIELD ISLAND VILLAGE TRUST Detailed Statement of Financial Activities Continued For the year ended 31 March 2025

Governance costs

Independent Examination fees (2,700) (3,480)
Legal fees (7,112) (205)
Other finance costs (Bank Charges) (7,219) (72)
Other office costs (2,764) (1,434)
**(19,795) ** (5,191)
Total resources expended (429,839) (457,385)
Net Expenditure 28,349 (48,836)

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This page does not form part of the statutory financial statements