## **The Parish of St Mark’s, Gabalfa**
## **and St Philip’s Tremorfa**
## AVM REPORT
2024
## **St Mark’s Gabalfa and St Philip’s Tremorfa Parochial Church Council Administrative Information**
The Parish is situated in North Cardiff near the Gabalfa Interchange and also in Tremorfa to the East, within the Deanery of Cardiff which is part of the Diocese of Llandaff within the Church in Wales.
The correspondence address is 206 North Road, Gabalfa, Cardiff, CF14 3BL.
The Parish is registered with the Charity Commission Charity Registration Number 1131555.
One Parish Church is dedicated to St Mark the Evangelist. The other is St Philip.
A daughter congregation meets in the Heath Citizens Association premises at Heath Park.
## **Parochial Church Council (PCC) members:**
The PCC members who have served from 1 January 2024 until the date this report was approved are
**----- Start of picture text -----**
Term ends or
Name Appointed office held
resigns
Clergy
Marcus Nelson June 2018
Rob McDonald June 2022
Charis Britton June 2024
Church Wardens
Barney Hawthorne April 2022 April 2028 Vicar’s warden
John Young April 2019 April 2025 People’s warden
Annette Littlechild March 2024 March 2025 St Philip’s Sub - Warden
Elaine Campbell - Hopkins March 2024 May 2024 Heath Park Sub - Warden
Other elected members
Tari Bomodi March 2024 March 2025 PCC
Malcolm Dugdale March 2024 March 2027 PCC
Tim Holland March 2024 March 2027 PCC
Monika Prabhakar March 2024 March 2025 PCC
Peter Wiles March 2024 March 2027 PCC
Omolola Balogun March 2023 March 2026 PCC
David Richards March 2023 March 2026 PCC
Henry Shepherd March 2023 March 2026 PCC
Timothy Smith March 2023 March 2026 PCC
Linda Webber March 2023 March 2026 PCC
Jonathan Kell April 2022 March 2025 PCC
Stephen Palmstrom April 2022 March 2025 PCC
Philip Ratcliffe April 2022 March 2025 PCC and Secretary
**----- End of picture text -----**
2
**St Mark’s Gabalfa and St Philip’s Tremorfa Parochial Church Council Administrative Information**
**----- Start of picture text -----**
Annual Co - options Appointed Ends/Resigns Role
**----- End of picture text -----**
||**Appointed**|**Ends/Resigns**|**Role**|
|---|---|---|---|
|||||
|Rebecca Gibbs
Rosemary Counsell
Rod Hillier|April 2022||Treasurer|
||April 2019||Safeguarding Officer|
||March 2024|March 2025|Licenced Reader|
## **- Annual Co options**
PCC members are appointed or elected as set out in the Church in Wales Constitution.
All Church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC
|**Church Officers not**
**on PCC**|**Appointed**|**Ends/Resigns**|**Role**|
|---|---|---|---|
|Shawn Lloyd|March 2024|March 2025|Assistant Vicar’s Warden|
|Cathy Allen|August 2021||Administrator|
|Richard Stanton|November 2023||Youth Pastor|
## **Advisors**
## **Independent Examiner** : Mrs Susan Powell CPFA
## **Bankers:**
CAF Bank Limited, 25 Kings Hill Avenue, Kings Hill, West Malling, ME19 4JQ
Shawbrook Bank, Lutea House, Warley Hill Business Park, Great Warley, Brentwood, CM13 3BE
Virgin Money, Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL
Nationwide, Nationwide House, Pipers Way, Swindon, SN38 1NW
## **Architect:**
Hook Mason Limited, Studio 2, Thorn Office Centre, Rotherwas, Hereford, HR2 6JT
3
## **St Mark’s Gabalfa and St Philip’s Tremorfa Parochial Church Council Administrative Information**
## **Objectives and activities**
The promotion of the whole mission of the Church, pastoral, evangelical, social and ecumenical in the parish.
## **Statement of Trustees’ Responsibilities**
To comply fully with the provisions of the Church in Wales
## **Achievements and Performance**
|**Year**|**Electoral Roll Date**
**11/03/2025**
**2025**|**Electoral Roll Date**
**2024**|
|---|---|---|
|Members on Electoral Roll St
Mark’s|174|170|
|Members on Electoral Roll St
Philip’s|15|15|
4
## **Vicar’s Review**
Our Annual Vestry Meeting always gives us the opportunity to pause and think about where we have come from, where we are now and where we are going in the year ahead. We look back with profound thankfulness to all that our heavenly Father has again done in our church family through Jesus by His Holy Spirit. A great deal has happened over the last year. In Lent it was a joy to offer the Confirmation course for five weeks with about twenty being confirmed by Bishop Mary in April. We also formally commissioned our pastoral support team, who play such a vital role in providing pastoral care across our church family. It has also been encouraging to witness the extension of this ministry through the work of Jane Handley and the Trauma Healing Groups. During Lent we came together on Wednesday evenings for our Lent Course, in which we thought through the teaching of the scriptures on human sexuality, spiritual gifts, the ministry of women, church growth and Christian freedom. During Holy Week we were joined by a YWAM team, celebrated Holy Communion each evening, with our Good Friday, sunrise service and Easter Sunday celebration.
It was a great blessing for us to be able to visit our wider family in South Africa and Northern Ireland during our sabbatical. I am tremendously grateful for all those who ‘held the fort’ so well during this time. Particularly to Rob McDonald, along with the staff team, and Standing Committee. We were privileged to be joined by our new curate, Charis Britton and her husband Sam, in June. After a quieter summer the Holiday at Home kicked off the new academic year very well. With Graham Cotter teaching on the work of the Holy Spirit, and an opportunity for us to come together around fun activities, from a quiz and cakes in Heath Park, to Barney’s quiz and chips. The Diocesan Conference took place in late September in which some detail was given about bids to the Church Growth Fund. These conversations have continued at deanery level and in Archdeacon’s Visitations. It was a privilege to be invited to speak at Wales Leadership Forum in October about the vision of Hope Cymru and hear of the incredible ways in which Jesus is at work in many places across Wales. In the autumn we launched our new 6pm service. Led by Charis and a fabulous team, it has steadily built and is reaching out very effectively to students and young adults. St Monica’s Church in Wales Primary School also began to build links with us, as the school moves into our parish in September. It is an exciting opportunity to share the good news of Jesus, input into governance, as well building a kid’s choir to take part in our Christmas services.
5
## **Vicar’s Review**
In December, we held a three-day mission at St Philips led by Joe Shepherdson, in which we had training in evangelism, open air outreach and evening meetings. We held a Christmas Spectacular with donkeys, craft and other activities at St Marks leading into our busy Christmas program. The Christmas in Cardiff event with J. John, Pendyrus Choir and Hope Kids choir, had a strong attendance but was somewhat hampered by bad weather. In December we also completed our fourth season of filming for Hope Cymru, covering a range of topics with a variety of guests. There were a number of school carols services, our traditional carol service with Rowan Williams and our yearly services across our three sites. In January, it was very encouraging to host a lunch seminar for UFM with whom we hope to build partnership in the future, as we look to appoint new mission partners based in Athens. The dark and cold days of January were brightened by our 24/7 week of prayer. It was tremendous to see so many sign up. At our monthly prayer meeting in February it was exciting to hear of great answers to prayer. In February, we welcomed guest speaker, Mark Prentice, who explained his work to dust off the old and universal church practice of systematic teaching of the Christian faith. Our treasurer Becky Gibbs delivered another visionary and inspiring talk on Giving Sunday, as she invited us to prayerfully consider our giving to the Lord’s work in our parish. With our organ in need of costly maintenance and repair, the PCC took the decision to invest in a new electric organ. It is a wise and long term investment to enable high quality traditional worship as well as reduce our ongoing operational costs. We also hosted a great St David’s Day celebration called Psalm Roar. Our Holiday Bible club in the February half term was very well attended, excellently led by Rob McDonald and the whole dedicated team. On 2nd March we celebrated the fortieth anniversary of St Marks at Heath Park. It was a delight to be joined by Bishop Mary and share in a wonderful lunch as we reflected upon Robert Paterson’s bold vision and looked to the future possibility of offering a warm space in the autumn. The spring term also saw the launch of two new evening Alpha Courses. The numbers attending have been very positive indeed. Our Lent Course this year will be led by a number of guest speakers, covering Welsh Christian heritage, Christian response to the environment, revival in the valleys and vision for Llandaff Diocese.
There were also sadly a number of bereavements across our church family in 2024. We continue to very much pray for and seek to draw alongside those who have lost loved ones. We said goodbye to Lynne Williams, Margaret Powell, Valerie Chapman, Pam Hawkes, David Mouncher, Marjorie Ford, Eirwen Williams and Jean Hobbs. Many of these had been committed members of St Marks for many years. We said goodbye in the sure and certain hope of the resurrection to eternal life for all who know and love Jesus.
6
## **Vicar’s Review**
It was also a great privilege to hold baptisms for a number of children and young people; Sachiel and Samuel Salins, James McDonald, Cordelia, Alice and Ezra Bacon, Peniel, Phoebe and Prince Bomodi, Anna Shepherd, Theodore Morris, Amiel Karasek as well as Anabel, Francess, Nelson and Franklin Akanbi. We trust that each one will continue to grow in knowledge and love of Jesus and walk in his ways all their lives. All the credit for the many positive developments over this last year goes unequivocally to our Lord Jesus Christ. I say it each year and say it again. Our ministry and mission is very simply to exalt Jesus and show how great, wonderful and kind He is. We have an dedicated staff team, wardens and PCC and so many team members who serve sacrificially, for whom we are profoundly grateful but it is our Lord Jesus Christ who gives life and prospers all we do.
At the moment, our church life is very busy. If a person was only to come to one service on a Sunday morning, they could be forgiven for thinking that this was all that happens in church. Not many of us are or can be at everything, but it’s important and helpful for us to know what is happening. On Sundays we have five services. There are three at St Marks; 9am, 1030am and 6pm. There is a service at Heath Park at 930am followed by refreshments. At St Philips on Sundays we run the Bible Course at 230pm with Joe Engle, the Free Market 330pm, and the worship service at 4pm. On Tuesdays and Saturdays we run Fresh Start and Free Markets from 830-11am. At St Philips we run a Coffee Morning on Tuesdays 930-11am. On Tuesday evenings there is Alpha Course for young adults at 630pm. On Wednesday mornings we have morning prayer at 7am and 10am on zoom, Little Seeds at 930-11am, monthly Holy Communion at 10am, Youth Alpha and our prayer meeting in the evening. On Thursdays we have Shoots at 6-7pm and Roots at 730-9pm. Throughout the week we also have small groups meeting in homes across the city, worship practices and growing schools’ engagement. As we think about where we are now, we have to particularly express our thanks to those who have contributed so much to getting us here. Firstly, John Young who will be stepping down as church warden after six years of service. I was tremendously grateful for all that John did to support our ministry and mission over these years. We are especially indebted to him for all his work to facilitate worship during the difficult days of social distancing in the pandemic. John has kindly agreed to continue as assistant warden and will continue to contribute to our building and fabric maintenance and development. Clare Kell has very kindly agreed to stand as the new warden and will bring a great deal of experience, wisdom and expertise to the role with her background in HR and team management. It is also important to say a very strong thank you to Jo Shepherd for all that she has done as our worship director over the last two years. As well as leading worship herself, Jo has worked tirelessly to coordinate our teams and facilitate our worship on Sundays.
7
## **Vicar’s Review**
As we look ahead, there is a lot coming up. Our Good Friday and Easter celebrations, Ascension Day and Pentecost Sunday. Rob McDonald will be licensed as our Associate Minister on 22nd June in St Marks. Charis Britton will be ordained as Priest on 28th June in Llandaff Cathedral. We will be consciously having a quieter period over late July and August before restarting the autumn term with our Holiday at Home, 12-14th September, with guest speaker Nate Morgan-Locke. We will hold a focused Christmas programme in December concentrating on discipleship within our church family on Sunday mornings and outreach events in the evenings. Our PCC will be focusing upon the large scale developing of our buildings for ministry and mission. Barney Hawthorne has led this extensive project and we will be aiming to be in position to share what envisaged changes will look like and what they would allow us to achieve, as we seek to prayerfully raise funds. As well as the events coming up there are a number of particular priorities for me in the life of our church family over the year ahead, which I would like to share.
Firstly, strengthening and developing our staff team. It is a great privilege for us currently to have two Curates. It is many years since we last had this level of diocesan resourcing. It reflects Bishop Mary’s confidence in our ministry and mission. It is of course investment and trust which we will do all we can to repay. Charis has already brought a great deal of energy, passion and creativity to the life of the church family. I’m delighted that Rob will stay with us as Associate Minister, after his licensing in June. He, Sam and the boys have already brought so much to the life of our church family and I couldn’t ask for a better or more reliable ‘right hand man’ and colleague in ministry. The PCC have also acted with vision and faith to appoint a Worship Pastor. With at least seven worship services each week, across our three sites, as well as the extra seasonal services it has become clear that we need a role to grow and invest in our existing dedicated worship team. This role will also allow us to develop sung worship to enhance our ministries and events and will enable us to coordinate the team more effectively across the three sites and multiple services. It has been a delight to appoint Meg Borges to this role. Meg is highly qualified, very gifted and experienced and will bring so much to our church family. She will be formally licensed by Bishop Mary later in the year as Worship Leader.
The PCC has also decided to invest more in communications, branding and publicity. We have been working with a branding consultant to strengthen our internal practices and enable us to reach out more effectively across the city. With resourcing and support to grow our staff team, again everything will be done to return on this investment and strengthen and develop our overall ministry and mission. My role will be changing and be shaped more to facilitate our staff team delivering maximally as we serve the Lord Jesus and lead and support our dedicated teams with humility and unswerving commitment.
8
## **Vicar’s Review**
Secondly, with encouraging growth in numbers and diversity over the last years, I have also identified the need for us to grow in discipleship and understanding of the Christian faith. The ministry in the Church in Wales, has always been understood as a teaching office and I will be deliberately prioritising this myself over the coming year. I will be leading the Discipleship Training Program on Sunday afternoons in St Marks each term for everybody who would like to go deeper in their knowledge of Jesus, understanding of historic and systematic theology and practical discipleship as a follower of Jesus. It is open to everybody but especially offered to provide support for small group leaders. In term one we will be thinking through the Apostles' Creed. There will be opportunities for discussion, questions and practical outworking of what we are learning together.
Thirdly, I will be focusing on building and strengthening our prayer life as a church family. Over the last year we have worked hard to strengthen our network of small groups and grown our pastoral care provision significantly. We have also very consciously aimed to undergird all of our activities with prayer and have seen numbers grow encouragingly in our prayer meetings. There were such tremendous answers to prayer over the course of our 24/7 prayer week that I felt convicted to make ongoing prayer an aspirational practice in the life of our church. Part of this renewed focus on building prayer will also mean doing less, but doing it better, rather than doing more not so well. At Easter and Christmas we will be streamlining services and focusing all our energies on providing the highest quality events we can offer.
Fourthly, I will be having to interact with conversations which are being opened up about the marriage of same sex couples in the Church in Wales. There will be a vote taken on the issue in the Governing Body in September 2026. As clergy our input in these discussions will of course be winsome and gracious. At the same time we are duty bound to express the damage which the existing provisions have done to the life of the church. We will also have to highlight the lack of biblical, theological or historical basis for the practice. Sadly, these conversations only serve to divide churches, congregations and leaders. They misread our rapidly shifting cultural moment as well as isolate us within the global Anglican communion in a way for which there is no model of success. Whereas these discussions only divide, mission focused on sharing the gospel of Jesus Christ brings us together. We will do all we can to change the conversations and reframe the debate by making the main thing, the main thing again and positively rearticulating the gospel of global and historic Christian faith in Jesus Christ. It remains the best and most popular news which the world has ever known and which our nation needs today more than ever.
It remains a great privilege to serve the Lord Jesus Christ as your Vicar. I am profoundly grateful for your love and support, and for everybody who serves our Lord Jesus in countless ways in our church family. This year, let’s recommit ourselves to knowing Jesus better, loving Him more, becoming more like Him and sharing Him with our parish, city, nation and the world.
**Marcus Nelson ( Vicar of the Parish of Gabalfa and Tremorfa)**
9
**Finance Report**
**Strengthen the feeble hands, - steady the knees that give way; say to those with fearful hearts, “Be strong, do not fear; your God will come… He will come to save you.” Isaiah 35:3-4**
Thanks be to God that He has brought us all into His church family, to encourage and support each other!
We can’t buy our way into Heaven. We can’t buy salvation. Jesus saves us, by His grace, not because of anything we do ourselves. Jesus loves every one of us equally, no matter how rich or poor we are, and no matter how strong or weak.
What we must do is encourage each other, help each other to “stand firm” in faith, and live and love as a family here on earth. We, the church, are the only family some people have; the only people who show them love and care.
Please pray for the PCC, that we will spend church money wisely, making sure we honour God in all we do. Money is a tool that helps us support our church family and our community. It’s not the reason we’re here; we’re not a business, we’re a family.
## **Unrestricted Funds (the day to day running expenses of the church)**
Almost all our income at St Mark’s, St Philip’s and Heath Park comes from voluntary giving by our members. Thank you to everyone who has given generously to our church in 2024.
Our unrestricted income for 2024 was £296,688 and expenditure was £262,713. We began 2024 expecting a deficit budget of £62,150. This was partly because the parish share increased by £40,000! (Thankfully, it has decreased by the same amount in 2025).
We carried on in faith, knowing that we needed to keep sharing the good news about our Saviour, Jesus, and keep feeding people in our communities spiritually and physically. And God provided! We ended 2024 not with a deficit, but with a surplus of £11,445.
10
## **Finance Report**
Income was around £40,460 higher than budgeted, including £11,880 more than expected in planned giving, and a one-off donation of £25,000.
Expenditure was around £45,670 less than predicted, mainly due to the vacant children’s pastor post. We therefore had a surplus of £33,975.
£5,000 of this was transferred to the Designated Critical Repair Fund and £5,000 to the Designated Organ Fund. In addition, £4,130 was transferred to the Mission Fund, £4,400 to Christians Against Poverty and £4,000 to Hope Cymru (as part of our tithe to mission). This has left a surplus of £11,445.
It costs approximately £260,000 each year for all the general running costs, which includes a policy of giving 10% of our general income to mission. This enables us to employ our amazing staff and run our worship services and weekly groups for all ages, put on outreach events and cover the running costs of the church buildings.
## **Designated Funds**
Designated Funds collectively reduced by £25,620 in 2024.
The £4,130 transferred to the Mission Fund in 2024 was distributed by the end of the year.
£39,460 of the Contingency fund was spent on building work at St Mark’s, addressing the issues identified in the Quinquennial report. A further £2,130 was spent on architect fees. We received a VAT refund of £6,420 through the Listed Places of Worship (LPW) Grant Scheme. This scheme is due to end in March 2026.
£9,813 from the Legacies fund was also spent on building work. £1,960 of this was refunded through the LPW scheme. We also received £4,610 in Legacies during 2024.
£1,735 of the Parish Weekend fund was spent on the Holiday at Home events in September.
The £124 remaining in Memorial Donations was used for the children’s Holiday Club in February half term.
Total Designated Funds at the end of 2024 were £132,858.
11
## **Finance Report**
Restricted Funds (funds received for named projects that can only be spent on those projects)
Restricted Funds collectively reduced by £11,700 in 2024.
£5,500 from the Building Redevelopment fund was spent on building work in 2024. The Hope Cymru fund has been fully spent this year. £2,180 was donated to the project, and £170 raised through the sale of J.John books. We also received a Diocesan Mission Fund grant of £600. This was used to cover filming costs, the website and advertising, and the Christmas in Cardiff event.
The Community Projects (food markets) fund decreased by £2,000. We received £1,610 in donations and interest and a £250 grant from Welsh Water. £4,290 was spent on supplies, equipment etc. We also received two Warm Places grants from Cardiff Council: £1,500 for St Mark’s and £990 for St Philip’s.
Monthly contributions from the church reduced the Christians Against Poverty fund to £60. This fund will be closed in 2025, and the contributions paid as part of the Mission Giving tithe.
Due to Statutory Maternity Pay being paid in arrears from the HMRC, the parish was owed £3,952 at the end of 2023; we were reimbursed in May 2024.
£2,210 from the St Philip’s Building Fund was used for a new floor. This was partly offset by a £380 Cardiff Council Community Building grant. We also received £4,710 from the Bishop’s Building Redevelopment Grant. This will be put towards a new kitchen for St Philip’s.
£1,010 from the St Philip’s Community Outreach fund was spent on the weekly coffee mornings, which launched in April, a community lunch in August and the Mission weekend in December. This reduced the fund to £365.
Total Restricted Funds at the end of 2024 were £30,438.
## **Scam attempt**
One of the members of our finance team was scammed in August, and her computer was compromised. The scammers were able to access church CAF bank accounts via that computer. However, they were unable to withdraw any money due to the need for a second signatory to authorise payments. Praise God! The fraud attempt was reported to CAF and Action Fraud (National Fraud and Cyber Crime Reporting Centre).
12
**Finance Report**
## **Thanks**
With grateful thanks to Pauline Page, who supports and guides me in her role as Assistant Treasurer (St Mark’s and Heath Park) and Gift Aid Secretary.
Thanks also to:
Wendy Cook, Assistant Treasurer (St Philip’s), Sharon Whatley, Assistant Treasurer (St Mark’s), Cathy Allen, our excellent Payroll Clerk, Sue Powell, the Independent Examiner,
Mo Hillier, who organises the banking of the income we receive.
## **Reserves Policy**
The PCC agreed in 2021 that £56,000 be retained in the unrestricted funds of the parish, which is 3 months’ unrestricted expenditure. The unrestricted funds total stands at £99,619 at the end of 2024.
Page 8 of the finance report outlines where our money is held. No bank holds more than £85,000 of the Parish money, so our reserves are protected under the Financial Services Compensation Scheme.
**Becky Gibbs Treasurer**
13
St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council
Charity No 1131555
Notes to the financlal statements for the year ènded 31st Oecember 2024 contlnued
St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council
Charity No 1131555
Statement of Finaiicial Activities
12 St Philip's Restricted Funds
31st ¢*i.
for the year ended 31st December 2024
8ulldlng Fund
Openitlg bala
Inteiesl leaed
Cardrff CoJncil Community 8J'"kling Gfant
Bishop's BYPing R&Yeyewent Grant
avild*ng work anJ Tépaiis
2023
3.179
149
380
4.712
Inco¥nin
resources
Doriation5 and leqac*es
2208
2.208
3,179
5.241
6.212
4a
4b
194,676
3.529
28.879
20
194,696
3.538
34.820
35
3T,997
4.611
29.651
182 999
4.047
6.2(
100
183,099
4.OS5
26.525
80
43,847
1.550
Fvnij for Worker
Opening balance
Inlwesl received
025
18.394
40
4e
4f
35
40SS
Tax relv".fjs
Leaaies
37.316
115
4611
8383
42.988
378
67
67
4,055
4,122
4.448
16.820
3.305
100
29.097
32.$02
Other Traditw A¢t4Vrties
Children & Youth Work
Opefting balan
ifiltre5t recewed
Rèsources puf¢hastsd
4h
2.398
511
2.909
479
7.603
1457
216
11.382
1.457
3.720
11.382
t21
Events 8 6-.
ltes
Par.* SI3-e gebaie
Incor from Charitable Activtiies
Fees
Investn*nt income
E>2nk iilere&l S Pro***y Letti49
Other Incomino resource5
JIO
260
3.244
7503
12Q
f 20
121
4k
328
328
385
385
St Philip% Communlty Outreach
Opening balance
Inlerest levE eil
Dwtions rE£eivèJ
G;fi A41 & GASDS Tax
Resources ptsrthase41
41
12,362
3231
16.394
11.027
1.644
13.034
860
704
Total incomin
resources
291.688
18.411
22.862
332.961
264.013
4.410
51.664
320.087
1.013
1.013
Resources ex
nded
Charitablè activities
Rarish stra..
Par(hl exrenses cfClcS
Supoort ol minisiry
SIS'.Br:I ,_ '.'b' Exwrses
Lav I P"ryisiets' L0515
Parish acti¥ities
l.1alr.tènar cf seryi
Gene".al exrwffjes
Church Drowtv
qainl=narce ol chuithe5
'oint¢tL4nce of olher
Excepd)nal ex?KI1..e
Grants & linancial SUPDOrt
Paio
718
365
136338
1.396
136.338
gS.615
1,185
95.61S
1.485
Wann Places Grant
Gr3nt from Card".ff Council
Resou¥r£s and utilib.es
Transfer to St Ilaik's- rTrarkets supplE5
3CK)
991
5T1
1.527
16.221
1,527
18.$75
1.463
22.912
1.463
28.637
400
400
1.954
5.725
577
14
519
t7
12.6
7.525
47.797
6.831
27.629
995
48
1.500
9.450
9.326
37.127
51
35.063
59
sh
30.989
2.74
511
2.293
33.793
2.746
57.995
34.498
3.144
89
772
Total St Philip's Restricted Funds
35.359
3.144
36.717
8.015
7.020
3.918
10.717
51399
6.5
17.917
18.800
51
7.557
4760
14.2
1.115
1.540
2.590
19.127
27.799
9.464
4,200
12.60
8,802
2.250
23 503
41.769
6.450
17.530
Total Parish Restricted Funds
38,968
26,858
43.588
30,43B
Ivotld mik%
Costs of oenewatÈno liinds
51
35
16.90S
Total resources ex
ended
257.713
58.158
42.959
358.830
219.S42
34.951
60.129
314,622
Nèt Incomiw resources before
traft$fer5 and othgr Trmgntsed gains
and losses
33.975
-39.747
-20.097
-25.869
44,471
-30.541
4.466
S.464
ravks
.700
Net movement in funds
11.445
-25.617
-11.697
-25.869
2T,371
-17.841
4.066
5.464
Total funds bff @ 1 Jan 2024
Total fun(Is clf @ 31 Dec 2024
88.174
99.619
1 $8,475
132.858
42.135
30,438
288.784
262.915
60.803
88.174
176.316
158.475
46.201
42,135
283,320
288,784
Fffiar. Page 1
Fin8rKe. Page 12
St Mark's Gabalfa and St Phllip's Tremorfa Parochial Church Council
Charity No 1131555
Notes to the financlal statements for the year ended 31st December 2024 connUed
St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council
Charity No 1131555
Balance Sheet as at 31st December 2024
11 St Ilark's Restrlcted funds
l¢ontinuedl
1StJ*i
".8n5fws
Reur$
31st Dec.
24
023
V&TS Thomas. 1¢4a¢y
OE*ning Balance
Childrep¥ 85ble
12d
Current assets
tieoi?rs
Cash and bank balances
14
2.494
97 659
8383
724475
1.280
29 Z29
2,157
251.363
3.062
86.380
575
IYI 9CO
6.975
.552
279,7r 6
,328
122
108
HMRC
.MRC StatOry M*errity Pay
PayentS received HMRC for 2024
PsYjntS reeeiked frorr. HPARC for 2023
Faymenls made to staff
-3.952
1954
3.952
Crèditors falling due wkhin
one year
S34
605
1268
276
1.954
1,954
-3.952
5,906
Welsh Leadèrship Fotum Intem
Opep.',g b84qn
Grap.ts tom kVLF
WLF lrt..ei* salary
Net current assets
99,618
132,858
30,438
262,915
88,174
158,475
42.135
288.784
7.217
5.333
TOTAL NET ASSETS
30.438
282.91S
88,174
42.135
12.550
12.550
99,618
132.858
158.475
288,784
7,217
5,333
Bruct Ford B(xler Fund
Oper va balary
Int&'est reVed
6.348
FUNDS
Capital funds
2024
2023
223
223
6,571
Perrnanenl endovment
Expendats end¢y•rnent
Sensory Hèalttrty Church
Ing bala
IrL&rest received
287
Incomg funds
Unrestricted
Unr85tnct&J- designat8d
Restrictj
10
99.618
132.858
30 438
88,174
158.475
42.735
157
157
287
10
14D
io
Childr2n Youth Work
Oni babn
TOTAL FUNDS
262.915
286,784
785
50
NB The Churth building. its contents and the thurth grour$ a yest In the Represeniab"ve Body
ofthe Church in Wa5 and do lonn part oftre g5set$ oftl* parts
Chthli8n'5 YAryk expervartU*i
835
835
785
50
APPROVED by the Paro¢hlal Church Council on
Mission
*>rEy colle foT miswcn wrp)s8s. used fLW purkx>se5.
Ind24 mssion gNing IndJtsl tn ts notes
tknnalxjns
Vanods Tri5SKJr agr
7&8
and 5ignerl on rts behalF ty
INanEI
REV'd Marcus Netson
35
35
35
(Signaturel
Totsl St MarKs Restricted Funds
19.638
8.800
39,670
19,721
(Namel
Gibb5
The notes on pages headeo Finance- Page 3 to 12 fc*m part of ihis acowrt
Finwts. P8ge 2
Finar- Pgge 11
St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Councll
Charity No 1131555
St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council
Charity No 1131555
Notes to the financial statements for the year ended 31st December 2024
Notes to the financial statements for the
10 St Mark's Restrict9d funds
88&-
ear ended 31st December 2024 continued
37Si DÈe.
Accounting policies
Tb.• Finanaal SiateTtents have been prepared In accordance wi'th applicable Unf(ed Kingdom
2ccoJnting standards. the -statement of Recommended Prathce. SORP (FRS102} istued
by le Charity Commissionets. and the Church in Wales Awunbng Regulations.
Tb.e *stoncal cost convenb'on is usecl except for the valuation of cerIn fixed assets. whose
valuation basis is detailed In note18 below. The acLruals basis of accounts.ng has been
8.opled. The prinapal accounting policies are applied consistenuy
Building Redevelopment
Ope..IfYJ 3-13we
Inleresi recave
Ltea PLètes of Worship VAT..eftJnd
5.464
12
1.099
5.496
1,099
Comfftuftity Prole¢l$. City Outreach
Opep.Ing 8aL#ice
Interest receii'&d
Doi¢bons
Gill A7 & GASDS Tax
Vlelsh Walef Grant
Transfer frorn St Phs..Ip$
Supples Purthased
OEhe", C05+ts- equipTren( pub',¢Fty. milea>e
70 871
216
1.39i>
Fixed assets
Churches. churchyards and vicarages are vested in the Representative Body of the Church
in Wales. Such pr(yety forms no part of the assets of Ihe parish. Moveable church
cop.lents a inalienable propety and require a faculty for disposal_ Many are historic for
whicl no reliable ccst or valuation bases exist. They are llot recogriised on the balar
sheet nor listed. to prevent increased risk of theft and vandalism. Expendrture on churches
(inL1ng contents). churchyards and vÈcarages is written off when inCurd.
Other freehold12nd and buildings are held in trust for the parish by either the RepTesentalive
BoLly or the Llandaff Diocesan Board of Finance.
Tle{e is no frEehold tand or building not vesled wth the Representalive Body of the Churth in
Wales No PT0ViSi( for depreciation of land and buildings is made.
Rouiine addits'ons and repl8ments to the hall contents are charged to current expendituie.
250
2.028
4.250
10.871
1.888
8.869
Chrtsilan5 A93in$t Povety
Opef¥4g Bela
lTrtEresl rEeewed
Tf8nsfef triyn unrestr( liurbds
CAP contrib.
513
4.40C
4910
4.910
513
59
Hope Cyfflm IRestr¢tedl
Opening b8L4r
DonalKTrnS re4
Dioces)rt Mis5ory Fund G?nl
Transfer f.om GerEfftl Funo. Uissth
Interesl receNed
Grft & GASDS Tax
Fr1[al$In9- sale ol J.JoM tooks
FilrniryJ cos
VietsPie ai(1 dVerbSjQ
Christmas in Caroitt ever
12
2.176
EqUi[ent is charged to current expendre.
Investment assets are stated at mid-market values on the balan sheet date The income
from these assels is slated as revaluation to distinguish it trom other intx)me.
521
170
Funds
Endowment funds: St Mark'5 Church has no endowment funds.
Restricted funds: represent donations or grants rVed for a specific objecl or invited by
the PCC for a Speci objecL The funds may only be expended on the 5pectfic obiect for
which they were given. Any balan remaining unspent at the end of each year must be
carried forv*'ard as a balance on that fund.
Unrestrlcted funds: are general tunos [ch can be used for PCC ordinary purposes.
Designated Funds: ale sums set aside out of general funds fo¥ spwfic designated
purposes. They can be transfeffed back to unrestricted funds at any lime.
697
6.782
7.479
t2
3.467
Glll Dallow Mèmorlal
FJnd for yrxrth worketsfor SÉ Phib"ps arvj in Vlak5
Openw 88L3r
llltere51 *ve
2.729
42
42
2.729
2.771
Youth Fvnd
281
Intèrest re%'.ved
Youth $rEe$ and events
Incoming resources are all accounted for gross.
Planned gil'ing, colwlons and olonatsons are recognised when received.
Tax refund5 are recognEed as swn as the amounts are daiffiabie.
Grants and legacres a accounterj for when the PCC is legally enb.lled lo the amounts due.
Investrnent income.. Where the PCC has not invested 5ep3ratety for each fund. interest is
apportt.oned to indiwdual funds on an average balance basis.
All other income is generally recognised when it is feceivable.
+Vhen income is received via the cashless giving machine and JustPaik. the full In¢xsme amount Is reccffded.
The transaction fees are then recorded as negative amounts, leaving a nel figure.
182
182
281
104
Dlscretionary Fund
Open,'n9 Batartc
IntÈrest r&*ved
irt.emet f(K panshwier
HO Kki5 Ye30urce5
256
12
215
256
12
Warrn Place$ Grant
Grant fr Car#rffCounal
Resourtes utilit*8
Trdnsfer belween churches in the MA
As a budget def of £62,CIXI was predicied for 2024. £5.000 was transferred from St Mark's gen8ral fund to
St Philip's general fund. to ensure that the Sl Philip's accounts didn't become overdrawn.
FKonce.Poge 3
St Mark's Gabslfa and St Philip's Tremorla Parochial Church Councll
Charity No 1131555
St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council
Charity No 1131555
N0185 to the fitbancf81 statemfrnts fur the year *nded 31st De¢ember 2024 CorrtlnLd
Notes to the financtal ststements for the
g DesF9nated funds
St Mark's
ear ended 31st December 2024 continued
1 Accountina pol1$ ¢ontinu•d
8•i•n£e
TBnsfvs
31st Dèt.
CgTrtingen¢y fund
Openiyg tsla4r£
l¢ie-esi re¢eived
I r5:ea Pl?ce5 of iVoTship VAT refunLI
Reimburs)ent for damaged gbss panes
Repiaong damaged glass panes
Quinquenftial builoir¥J 7**0
Arb",ted f*s
61.530
2024
20ZJ
640
6,421
511
2 Paid eM0Y&S
59,44S
61.389
2.5$2
1.338
fctal stalt.
4oerao¥nmwofgmo1ttS In b* yearliFTE
65,597
39.457
2.129
42.097
3 Payments to PCC Mem1$
61,530
7.572
27,¢XtrS
1129
&183
of PIL meriws r&l*ivÈS w exp2n59S
No ?CC mEmbers were emF4oyed
Critical Repair
O)ening ba&ae
nteTe5t red
TBnsfet frorn vnreslr1 fLnd5
7D.350
4 Anatysis of wicomltyg rssources
2,186
5.000
PLqnnèd ylYln9
SLgn4in9 ord&3 &
Clfect
70.350
2.186
77,536
41.240
153420
194,676
41260
1$3.4J6
31253
51.353
151.746
103.099
hlission Fund
Openir¥ balan
Trdrasfer frorn Uiirestritted frJnds
Intepèst
l)ofiat4)ns to
T?T*er to Hcfe Cymru
1(WJ
8.130
b ChurEh co11pOn
a529
4.095
28
4.130
4.000
8,13D
575
1.125
16
17279
571
2£A25
8,13D
28
123
1,4BI
Organ Fund
Opwing ba18n(
Intewl received
Transfer from unrestriGttrY frJnt1s
ectron organ equipmgni
Z4A19
1.Y25
15.090
d For M165loh
247
25
io
25
ID
CEF IUkAnè4
259
259
15,09D
247
5,000
20.078
InE."est receT¥ed
63
4.811
ste(1 Places of Worship Grant
BuiTrthng repwr 1rk
9.813
9,813
6,637
6,074
Geoff Clark Memrfal
OpenTng balan(*
1.651
49
49
1.651
1.700
Parish Wèek•nd
OpeniD.g bath
In*Eresi received
481
17
G¥ft ANJ & GASDS Tax
HolKlay at Hm ewnts
115
1,735
1,735
481
1.692
438
emorial Donatlons
Cpening l)alarK
Holsday dub reswrces
124
124
124
124
Totsl Designated Funds
158.476
18,411
18,130
62,158
132.858
Fbiance. Page 9
St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Counell
Charity No 1131555
St M3rk's Gabalt8 and St Phllip's Tremorfa Parochial Church Councll
Charity Nts 1131655
t4otES to the financial statements for the year ended 31st Detefftbèr 2C124 continu£d
S Analys4s of ¥e50ur¢es exp¢nded ¢oDbnu¢
Ch8rltab10 activiikes
Gknts & support
Vlorfd Mi$sk?n
1.)P7
4.76G
25
&065
7É0
Btle Sxety
4,760
4.7C
J•sUSal 8id Ibe E8SI k'.issi
Ilott*rs Overseas
DJry.s
&72$
2SO
Lawh87b P¥inafship
C*thi Ew8518n PartrErs
PRIME (PaWanm#*o.ftrypr¢lI
2x1
280
50
2.59tr
io
42CQ
72D
t4.280
16.gJ5
12
17.SXI
2444
m fian51eis
TOcit tEpatrfrMI
TtsCbTr5ti8n5 Agait*l Povety
TOML55 Fn
Tc[LM.tyP(O1eaS
250
To70
4 4fiJ
4.130
4_1
-2.T
2.1
2?
A17
1667
J2.*2
2A
To Ilo¢e C)rn
lo Otw
h H•LY0ty
6$
-215JO
14,130
-17.1fy)
117NJ
213
Currert asset8
lEd PL ¢1 %VLN5rp GTart
G* AKI ¢ax refutwJ5
GASD5 tex iefthryjs
10.fro
835
307
753
931
100
2.761
179
3.615
1.110
673
152
19
945
415
3.g52
SD7
241
11157
3.062
575
915
1QS52
Jjzo
7JO)
Sl tssh CtsTMiaEC
Sl 5h carf acc
6.559
921
2.6*
27.470
41.$86
819
2917
1a.860
921
10,619
68.125
44.459
80.125
2.124
72.194
43.374
1.7
261
fl.643
Sl M8ttsViry.n x(2x¥4
St Mart5 shE£k)LnI
2.723
2.729
&347
67.213
363
2.771
6.570
72.736
452
12J62
JJ
11.V21
75.440
41239
SI PAar5 Sale
Siphthp's Cash
Phil'p's Cks cash asrerrta
SS Ph..IIp'5 CAF
SI
41
3.353
41
2.L¥47
4.931
4.377
5.246
669
IS.104
251.363
9.858
97.6S9
5.112
34496
14.9J2
279.776
124A75
157,¥AI
8 Crèditots falling du• ¥Jilhin one yw
71
876
S13
270
St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Councll
Charity No 1131555
St Mark's Gabalfa and St Philip's Tremorfa Parochial ChurGh Council
Charity No 1131555
Notes to the finatt¢io1 st#tomènts for the year ende 31st Decèmber 2024 continued
No'ies to E"he fin3rtcial statements for the year ende(t 31st Oecember 2024 continued
An8lysl$ gf resources expended conttnued
Charitablo activits.es
5 A•aty$i$ of resources expènded
Charitsble 8ctlvlUes
Supwrt Oi ministry
2023
h M8*rtenance ofother propety
- baL411*9 fabrt
W, el¢ - buileing sep4res
a Pari$h Sharv
136.338
1M,3
95,615
.ss£
b Parochi*l èxpEnses of clprgy
CIHf9y travèl eNo8nsps
C*rgy oV*reXn5e$
1,275
425
1.042
1746
97
2.284
763
3,144
97
2,284
763
3.144
204
1341
PWy'{27 Pen y Bryn Roa¢
429
042
2.7461
1.192
1,530
932
1.145
1,396
134
Assistant Clergy e¥p¢nse$
1.527
1A63
1.463
Exceptson&l exF*ndStsre
Si 9*lp s refutsshrneot
I IAark's GuttWVJ
1.100
1.100
2.8W
1&.000
2.8tX)
16.569
16.011
1337
Lay Mlni8t8r8' Costs
V1116 saki5
Lay tl$le[s, Exper$
L8y fvlhitsiErs' SakArres
L8y mls1(*S Nl
Lay My185 Pension
569
16.C11
1.337
520
S£D
IOD
25.833
1278
5D6
28.637
QaTi pquenTr,A inspeckn costs
14 842
742
516
16.221
1857
18.749
742
573
18.575
20275
1278
73è
72.9*2
496
8596
56,855
57.995
57,399
17,917
18,800
36.717
57
1.954
',67
5.725
Grants 8
Parisb
R>VcrVt's & yotsth
627
3.354
124
182
533
933
Jm7
J9S2
2.664
510
J68
2A72
2.832
1,900
763
2,133
1,952
HI ol He*h CbtiLens' hal
1.715
1,339
1,715
1.613
1,063
793
1.7XS
052
1214
2.114
1,7Sth
1.M7
1214
3,S14
1,SDO
SDe
14
991
155
ktytsitA insiwmpnts
011 servws
CopyFiyhl &r*n
Senw Healthy
Cty CvLreach iFthc Ilthtketj
4kn3r. sp funds
157
4.019
1.461
157
19
1h61
981
126Z
1.291
7,695
2,133
1,952
637
156
6,835
519
t70
7,525
6.831
9.326
528
528
867
3,763
19,176
395
139
49
4,800
41,769
f GenErJl partsh exppnsos
A* evwyh5m
CtrJ&Sn'S ev8ngeS
Htspè C!mru-filftun9 and èvents
Twuro !F¢Joa HygerEIFitst.4ittl
Le Seed5- Murns & TodthErs
M>"rtLa4rg Web S#e
Christs8ns Aganst Poverty
1262
1,121
25.49B
3.104
765
12.5SS
38.0
3,104
765
647
1263
1.388
1.140
21.103
1.274
9.351
3Q,455
1,274
750
571
170
7.S95
2.705
1.0SB
12.8B2
Adm¥v5tralors- Nl
AdmKTiStralor¥- PSk)n
AdmwNstraior3. u¢her t5
Slat., ¢4pn9 & otnce materia
Cofflwlers rf ¢hwch Suhe
Offte Id&phQ & viteff*l
Grfis
cor0
Indwndenl examinbtic
B*Trk ChargtS
PCC meÈ:iw co*s
6,?94
395
139
571
1.49B
25
25
186
4.910
27.799
22
49
8>9
Ypo
4.910
19.127
4,800
23,503
1.140
1,115
9.464
8,602
192
192
fund fordild
P*Mews. CarodfAsan Outre&h
Chrstsn5 Aga'nsl Pv¥efy UY
Ads4i5
chitstmas.the Story
LkndaF, Dor*se Mothw5" LlrAon
Army W*s
UCCF. CoJ&ff UnW$*S
250
5DO
250
4,700
IBD
Iso
4.200
10
3S,063
10
25D
25D
250
250
io
12,650
47.797
27,629
37.127
250
250
50Q
500
2250
250
250
500
500
6,4X+
Church prop•rty
g Malntsnanc8 of churches
InsLThn
Ele&r
2$0
25D
6,300
I9
7.858
11,202
774
1,53)
7,856
1t,452
714
6.570
8.706
751
6.752
9533
7SI
4.760
824
Water
Churth. fabr
4.521
1.7
6.112
1.(63
30.989
4A21
2.1
4.992
5,101
2,103
Churth wup.. rpps & renevo
C*aner. saary
Clearry material5
511
1.271
522
6.112
1XITO
33.793
5,1Qf
939
3435Y
511
2293
34.498
4>•ae 7
St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council
Charity No. 1131555
Independent Examiner's Report to the Parochial Church Council
for the year ended 31st December 2024
Inde
endent examiner's re
ort to the Trustees
I report on the Accounts of the Church for the year ended 31 St December 2024, which are set
out on pages numbered Finance - Pages 1-12.
Respective responsibilities of Trustees and Examiner:
The Church's Trustees are responsible for the preparation of the Accounts. The Church's Trustees
consider that an audit is not required for this year under section 144{2) of the Charities Act 2011
(the 2011 Act) and that an independent examination is needed. It is my responsibility:
to examine the accounts under Section 145 of the 2011 Act",
to follow the ProdureS laid down in the General Directions given by the Charity Commissioners
under section 145 (5){b) of the 2011 Act., and
to state whether particular matters have come to my attention.
Basis of Independent Examiner's report:
My examination was carried out in accordance wrth the General Directions given by the Charity
Commission. An examination includes a review of the accounting records kept by the Charity and
a comparison of the Accounts presented with those records. It also includes consideration of any
unusual items or disclosures in the Accounts, and seeking explanations from you as Trustees
concerning any such matters. The procedures undertaken do not provide all the evidence that would
be required in an audit and no opinion is given as to whether the Accounts present a 'true and fair
view,, and the report is limited to those matters set out in the statement below.
Independent Examiner's statement:
Since the gross income for the year exceeds the amount provided in section 145{3) of the Act,
I confirm that l am qualified to act as Independent Examiner under the provisions of that section of
the Act and that my qualification is as shown below.
In connection with my examination, no matter has come to my attention"
(1) which gives me reasonable cause to believe that in any material respect the requirements:
to keep accounting records in accordance with section 130 of the 2011 Act", and
to prepare Accounts which accord with the accounting records and to comply with the
accounting requirements of the 2011 Act have not been met; or
(2) to which, in my opinion, attention should be drawn to enable a proper understanding of the
Accounts to be reached.
Signature:
Name & Address: Mrs Susan Powell, 18 Thornbury Close, Rhiwbina, Cardiff, CF14 1 UT
Qualifications: CPFA.
Date: i s /03/2oaS