# **The Parish of St Mark’s, Gabalfa and St Philip’s Tremorfa** ## **AVM REPORT** **2023** ## **St Mark’s Gabalfa and St Philip’s Tremorfa Parochial Church Council Administrative Information** The Parish is situated in North Cardiff near the Gabalfa Interchange and also in Tremorfa to the East, within the Deanery of Cardiff which is part of the Diocese of Llandaff within the Church in Wales. The correspondence address is 206 North Road, Gabalfa, Cardiff, CF14 3BL. The Parish is registered with the Charity Commission Charity Registration Number 1131555. One Parish Church is dedicated to St Mark the Evangelist. The other is St Philip. A daughter congregation meets in the Heath Citizens Association premises at Heath Park. ## **Parochial Church Council (PCC) members:** The PCC members who have served from 1 January 2023 until the date this report was approved are |approved are|||| |---|---|---|---| |**Name**|**Appointed**|**Term ends or**
**resigns**|**office held**| |**Clergy**|||| |Marcus Nelson|June 2018||| |Rob McDonald|June 2022||| |**Church Wardens**|||| |Barney Hawthorne|April 2022|April 2028|Vicar’s warden| |John Young|April 2019|April 2025|People’s warden| |Elaine Campbell-Hopkins|Mar 2023|Mar 2024|Heath Park Sub - Warden| |Annette Littlechild|Mar 2023|Mar 2024|St Philip’s Sub - Warden| |**Other elected members**|||| |Omolola Balogun|Mar 2023|Mar 2026|PCC| |David Richards|Mar 2023|Mar 2026|PCC| |Henry Shepherd|Mar 2023|Mar 2026|PCC| |Timothy Smith|Mar 2023|Mar 2026|PCC| |Linda Webber|Mar 2023|Mar 2026|PCC| |Jonathan Kell|April 2022|April 2025|PCC| |Stephen Palmstrom|April 2022|April 2025|PCC| |Philip Ratcliffe|April 2022|April 2025|PCC Secretary| |Ed Butler|April 2021|April 2024|PCC| |Martyn Jones|April 2021|April 2024|PCC| |Julie Karasek|April 2021|April 2024|PCC| |Peter Wiles|April 2021|April 2024|PCC| **1** **St Mark’s Gabalfa and St Philip’s Tremorfa Parochial Church Council Administrative Information** **----- Start of picture text -----**
Annual Co - options Appointed Ends/Resigns Role
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|**Annual Co - options**|**Appointed**|**Ends/Resigns**|**Role**| |---|---|---|---| ||||| |Rebecca Gibbs|April 2022||Treasurer| |Rosemary Counsell|April 2019||Safeguarding Officer| |Michael Glenn|Mar 2023|Mar 2024|Licensed Reader| ## **- Annual Co options** PCC members are appointed or elected as set out in the Church in Wales Constitution. All Church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC **----- Start of picture text -----**
Church Officers not
Appointed Ends/Resigns Role
on PCC
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|**Church Officers not**
**on PCC**|**Appointed**|**Ends/Resigns**|**Role**| |---|---|---|---| ||||| |Rosemary Aldis||July 2023|Honorary Associate Minister| |Shawn Lloyd|Mar 2023|Mar 2024|Assistant Vicar’s Warden| |Jennie Tarr|Feb 2011|Dec 2023|Administrator| |Cathy Allen|Aug 2021||Administrator| |Richard Stanton|Nov 2023||Youth Pastor| |Bronwen Watkins|Sept 2014|Mar 2024|Children and Families Pastor| |Becky Heaps|Sept 2021|Sept 2023|Children, Youth and Families
Pastor| **2** ## **St Mark’s Gabalfa and St Philip’s Tremorfa Parochial Church Council Administrative Information** ## **Advisors** ## **Independent Examiner** : Mrs Susan Powell CPFA ## **Bankers:** CAF Bank Limited, 25 Kings Hill Avenue, Kings Hill, West Malling, ME19 4JQ Shawbrook Bank, Lutea House, Warley Hill Business Park, Great Warley, Brentwood, CM13 3BE Virgin Money, Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL Nationwide, Nationwide House, Pipers Way, Swindon, SN38 1NW ## **Architect:** Hook Mason Limited, Studio 2, Thorn Office Centre, Rotherwas, Hereford, HR2 6JT **3** ## **St Mark’s Gabalfa and St Philip’s Tremorfa Parochial Church Council Administrative Information** ## **Objectives and activities** The promotion of the whole mission of the Church, pastoral, evangelical, social and ecumenical in the parish. ## **Statement of Trustees’ Responsibilities** To comply fully with the provisions of the Church in Wales ## **Achievements and Performance** |**Year**|**Electoral Roll Date 01/03/2024**
**2024**|**2023**| |---|---|---| |Members on Electoral Roll St Mark’s|185|170| |Members on Electoral Roll St Philip’s|15|16| **----- Start of picture text -----**
St Philip’s 2023 St Mark’s 2023 St Mark’s 2022 St Philip’s2022
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||**St Philip’s 2023**|**St Mark’s 2023**|**St Mark’s 2022**|**St Philip’s2022**| |---|---|---|---|---| |||||| |Easter
Communicants|22|203|146|18| |Christmas
Communicants|21|167|175|17| |Average Sunday
Attendance|18|174|124|15| |Average(Under 18s)
Sunday Attendance|3|36|24|3| **These figures come from the Register of Services books held at each site, with numbers entered by the relevant warden/sub-warden for the services and are the figures based on February 2023** **4** ## **Vicar’s Review of the Year** This is what the LORD says: ‘’Stand at the cross roads and look; ask for the ancient paths, ask where the good way is, and walk in it, and you will find rest for your souls…’’ Jeremiah 6:16 As we look back over this last year for our Annual Vestry Meeting, we have the opportunity to reflect with great thankfulness to all that our heavenly Father has done in our church family through Jesus by His Holy Spirit. A great deal has happened over the last year, let me try and draw out some of the most important developments. The big picture is very encouraging, and we need to keep this in the forefront of our minds with profound gratitude. We are growing in numbers, becoming more socially and ethnically diverse and are increasingly being recognised more widely as a visionary evangelical Anglican Church. It was a blessing to feature in a positive article in Wales online and Della and I are regular guests at the Welcome to the Church in Wales events, where we are being asked to share the good news stories of what is happening in the parish. The diocesan magazine Croeso, has recently published the story of a number of families from overseas who have come into our fabulous church family. All the credit for these very positive developments goes completely to our Lord Jesus Christ. I say it all the time and say it again, our ministry and mission is very simply to exalt Him and show how great, wonderful and kind He is. We have an amazing staff team, wardens and PCC and so many teams who give sacrificially, for whom we are profoundly grateful but it is our Lord Jesus Christ who is giving us life by His Holy Spirit. We are committed to knowing Jesus better, loving him more, being transformed by him and sharing him with others. It is Jesus who is at the centre of our three campuses across the city, our mid-week small groups, our many mid-week ministries, our thirty nationalities, and over sixty children and young people. It is Jesus who is giving us more and more of a heart to see our parish and nation reconnected with Himself. Jesus said, that when he is lifted up, he would draw all people to himself. He is doing this very thing in our church family. It has been a great joy to welcome in new people and it was a delight to host the busy welcome evening at the Vicarage in January. It was wonderful to be able to have fourteen baptisms and dedications and to welcome into our church family Osian Butler, Keziah Martin, Ifan and Joseff Betts, Nic Chi Chan and Ya Chi Gigi Chan, Joshua Allen, Sachiel and Samuel Salins, Lilly Owens, James McDonald, Anna Clemence and a family who have come to trust in Jesus Christ. The bank holiday wedding in August of Gracia and Omoruyi was also a special time of celebration. There are new people coming to church most weeks, and it is a blessing to see a culture of inviting friends, family and neighbours beginning to build more and more. There is always of course, more to do as a church family to improve our practical support of one another and our sharing of life. We have worked hard to strengthen our network of small groups and grown our pastoral care provision significantly. We have also very consciously aimed to strengthen the undergirding of all of our ministry and mission with prayer and have seen numbers grow encouragingly in our prayer meetings and are receiving amazing answers to prayer. Our prayer meetings are for everybody, do join us and stand with us as we lift up all we are doing before our almighty Heavenly Father. **9** ## **Vicar’s Review of the Year (Cont)** The process of becoming a resource church, which began almost two years ago is ongoing. We were able to set out the process and invite input and discussion after our AVM last year and in several lunches, PCC discussion and on Pentecost Sunday. There is a growing recognition that the Church in Wales needs to change radically over the next decade and £137m has been released from central funds for evangelism and mission. A team from our church has been involved in developing a bid which would enable us to increase our ministry and mission significantly, grow our staff team, support our asset production in Hope Cymru as well as possibly support building improvements to facilitate mission over the next decade. Let’s continue to pray for this process. The last year also saw considerable change in our staff and ministry teams. Bronwen Watkins stepped down on Pentecost Sunday, after serving for nine years. We are very grateful for all that she did and continue to pray for her and the family. Becky Heaps stood down from her role as Children’s, Youth and Families Pastor in August after two years. Again we remain tremendously grateful for all she did and particularly for developing our provision for children and young people with additional needs. Ross Pilliner, our St Padarns Ordinand moved to the North Cardiff Ministry Area in June with his family, where he has been a great encouragement to Jim Griffiths. Rosemary Aldis retired from public ministry at St Marks in July after eighteen years and we wish her a long and happy retirement. As well as ministries coming to an end, it was a joy to celebrate Rob McDonald’s ordination as priest in the Church in Wales in June. In August, Reuben Zwiggelaar joined us as Ordinand from St Padarns and has fitted in very well, serving in Fresh Start, as well as young people’s ministries. Rhys Horler joined us in September as an intern with the Wales Leadership Forum, Growing Churches Program and has done a lot of work to develop our publicity and social media platforms. Joe Engle, as part of the Diocesan Growth Enablers team, provided a lot of support for the Hope Cymru event and filming for six months. In October, our prayers were answered with the appointment of Richard Stanton as our Youth Pastor. He has brought fresh passion for Jesus and young people and strong theological and scriptural understanding. Let’s continue to pray for the appointment of a Children’s and Families Pastor. In December Jennie Tarr retired and Cathy Allen stepped into a full time role as our parish administrator. We are very grateful for all that Jennie gave in countless ways, over twelve years, so often unseen and unsung behind the scenes for so many years. Jennie has been a great spiritual leader within our church family and we trust that this new chapter in her life will be the best one yet. There were also a number of bereavements across our church family in 2023. We continue to very much pray for and seek to draw alongside those who have lost loved ones and it has been a blessing to offer a number of small groups to support. We said goodbye to Barbara Rees, Judith Peters, Ann Cox, Graham Lovell, Paddy Davies, Douglas Ponsford, Helen James, Ivy Davies, Lyn Williams and Margaret Powell, in the sure and certain hope of the resurrection to eternal life for all who know and love Jesus. **10** ## **Vicar’s Review of the Year (Cont)** We have been able to build stronger friendships and partnerships outside our church family in 2023. As well as visits from our mission partners; Central Eurasian Partners, Ann Marie Wilson, Amigos and David and Liz Bhakiaraj we have been able to get to know other leaders which has been a privilege. In November I was invited to take part in an Evangelists Conference for the Church in Wales. It was fascinating to meet and hear about the ministry of Dominic Cawdell in Holywell, who from a rather different tradition was seeing the Lord move and had successfully grown a pioneering ministry very similar to our Free Markets and Fresh Start. We have had two visits from YWAM teams who spoke and ministered very powerfully in Fresh Start. Mary Stallard began her ministry as Bishop of Llandaff in April and it was lovely to have her join us at the Holiday at Home. We have also been able to develop partnerships with Wales Leadership Forum, St Padarns, the Young Faith Matters Team and a number of other local churches. We have been able to significantly develop our outward facing Hope Cymru ministry. We filmed in June during three of the hottest days of year, which felt somewhat strange, as we were recording some Christmas material, but we had a number of excellent and insightful guests. We have released twenty talk show videos and four large bilingual Christmas videos. The Hope Cymru event in October drew in over 400, and over 600 online. We continue to release about twenty tick toc videos each week covering a range of topics. We will be filming the next season of material in April with a number of special guests. It was a joy to see how the Holiday at Home drew us closer together as a church family in July. With Steve Nichols fabulous talks from Daniel, Barney’s engaging quiz, a barn dance, international foods, crafts fair, St Philips afternoon celebration, Rod Hillier dressed as Gandalf unpacking Lord of the Rings and Peter Edbury the Knights Templar, it was a great time of sharing of life and celebration. Who would have known there were so many table tennis players hiding their lights under bushels? We also appreciated the special Heath Park celebration in the vicarage garden in July and the BBQ for our dedicated Free Market and Fresh Start teams. The Christmas period was as always very busy, with our Christmas bonanza, Christingle, PCC party, nativity, with the Archbishop, Melingriffith brass band and Gabalfa Community Choir joining us for our carol service, the Crib, Midnight Holy Communion and Christmas Day services drawing in many to share with us in mystery and miracle of all that has already been done for us by God at Christmas. It has been a blessing after Christmas to pioneer a new ministry in the diocese to the deaf community with Nicola Roylance, which we trust will continue to grow. Our five week Confirmation course has drawn in an amazing twenty people of all ages and we look forward to Bishop Mary joining us for our Confirmation service on the 14th April. The Holiday Bible club, with its Narnia theme and strong team drew in about forty children. **11** ## **Vicar’s Review of the Year (Cont)** As we look back over 2023, I have highlighted some of the bigger and public ministries and changes within our church family life. But alongside all of this, is the deeper and inner transformation by Holy Spirit taking place in so many lives, which I look to, value even more highly and pray for more and more. It is such an encouragement to see new hunger to know Jesus, scripture and theology in many hearts, to witness practical love and sharing of life quietly taking place in so many different settings. New attitudes are becoming possible and fresh outlooks and openness to change and the future. We need revival and spiritual renewal more than anything else and it is heartening to see such positive signs, ‘rain drops from heaven are falling, but for the showers we plead.’ As we look ahead to this new year, we do so with great hope. We are very grateful as a family to have been granted a sabbatical in May to July from ministry. These last years have presented many significant challenges and difficulties which sap strength and vision. It will be very good for us as a family to visit our wider family in South Africa, where we hope to reconnect as well as spend some time in Northern Ireland catching up and seeing the sights. I hope to complete some writing and will be very much praying for our church family, for protection, as Rob McDonald and our PCC continue to move forwards. In late June, we will be joined by a second curate, Charis Britton. She will bring a great deal of experience, passion and fresh vision to our church. This does not mean that Rob is moving on but that as our church grows our staff team is being better resourced by the diocese. We are also working towards securing greater resourcing for St Philips from the Young Faith Matters and Growth Enablers Teams, to support us in using our renewed facilities more effectively to reach out to the fifteen children who now come regularly. We will be holding a three day outreach mission in St Philips with London evangelist Joe Shepherdson in December and our goal is to build the church family to the point where we could seek full time stipendiary ministry based in Tremorfa. We will be continuing to develop and strengthen our small groups in the autumn. There will be a bigger and better Holiday at Home on 6-8th September with lots of exciting new activities. That weekend we hope to launch a new contemporary evening service at St Marks with dynamic worship, high level bible teaching and further opportunities to share life and grow as followers of Jesus. We have developing plans for a much bigger and more exciting Hope Cymru event at Christmas; taking it out of a religious setting onto a much bigger neutral stage within the city and will be joined by evangelist J John and the formidable Pendyrus choir. We are also working towards strengthening men’s and women’s ministries, to help us grow as followers of Jesus. On Sundays after Easter we will be starting an exciting series on Judges, over the summer the ‘comfortable words’ of scripture and in the autumn focusing on living in a broken world, and the Christian doctrine of the fall. Each day and each new year, we stand at the cross roads of life. There are so many ways we can go, our own ways, the ways of the culture around us. Which way will we choose to go? We want the old and ancient paths, Jesus ways, of life and salvation, of joy and peace with brothers and sisters in every country of the globe who have gone before us and spur us on to live for Christ Jesus in our great city of Cardiff today. **12** ## **Vicar’s Review of the Year (Cont)** This year our AVM is of course on St Patrick’s Day. Patrick who may not have come from so far away from us in Cardiff, changed the whole course of the nation of Ireland by his fearless witness to Jesus Christ. Irish missionaries would soon set out in small boats to share the gospel, on the back foot representing a God who was being blamed for the fall of the Roman Empire, uncertain of where they would even go, they set out with the unassailable conviction that Jesus was already Lord of that place. Jesus is Lord of Cardiff and Lord of all today. It remains as always a great privilege to serve you and the Lord Jesus Christ as vicar. I am profoundly grateful for your love and support and for the whole ministry team and everybody who serves our Lord Jesus in countless ways in our church family. This year, let’s recommit ourselves to the best and most revolutionary life of all; trusting and loving Jesus and conserving the Jesus revolution. Let’s welcome everybody to come and meet Jesus and fall in love with him and be caught up into the divine romance which we were made for, and as we share life and help one another to walk in his ways, in the midst of a city and culture that is moving in many other directions, we shall shine as lights and be an oasis of life for more and more people who are looking for forgiveness, meaning and hope. ## **Revd Marcus Nelson** **13** ## **Finance Report** “For you know the grace of our Lord Jesus Christ, that though He was rich, yet for your sakes He became poor, so that you through His poverty might become rich.” ## **2 Corinthians 8:9** Jesus has given us the gift of salvation, by His grace, not because of anything we have done. We can’t buy our way into Heaven. We can show our gratitude by giving financially to His church and making Jesus the master of our finances, as individuals and as a church family. We strive to put Him first, and to use the gifts He gives us wisely. **Unrestricted Funds** (the day to day running expenses of the church) Almost all our income at St Mark’s, St Philip’s and Heath Park comes from voluntary giving by our members. Thank you to everyone who has given generously to our church in 2023. We are very grateful to you all, and to our Father God for His provision. Our unrestricted income for 2023 was £264,013 and expenditure was £219,542. We began 2023 expecting a deficit budget of £25,000. Regular income decreased in 2022, which was understandable, given the cost-of-living crisis. The PCC agreed to this deficit because the work we were doing was too important to cut back on. We carried on in faith, knowing that we needed to keep sharing the good news about our Saviour, Jesus, and feeding people in our communities spiritually and physically. And God provided! We ended 2023 not with a deficit, but with a surplus of £27,371! Income was £35,400 higher than budgeted, including £24,300 more than expected in planned giving and donations. Expenditure was £24,500 less than predicted (partly due to vacant staff posts). We therefore had a surplus of £44,471. £5,000 of this was transferred to the Designated Critical Repair Fund and £5,000 to the Designated Organ Fund. In addition, £2,700 was transferred to the Mission Fund, £2,400 to Christians Against Poverty and £2,000 to the Community Projects (food markets). This has left a surplus of £27,371. It costs approximately £240,000 each year for all the general running costs, which includes a policy of giving 10% of our general income to charity. This enables us to employ our amazing staff and run all our worship services and weekly groups for all ages, put on outreach events and cover the running costs of the church buildings. It must be noted that these costs will increase in 2024, as the parish share has increased by £40,000. **25** **Finance Report** ## **Designated Funds** Designated Funds collectively reduced by £30,541 in 2023. The funds have benefitted from interest rates increasing in late 2022 and staying high throughout 2023. The £2,700 transferred to the Mission Fund in 2023 was distributed by the end of the year, along with the £4,400 underspend from 2022. £16,100 of the Contingency fund was spent on storage containers. Shelving and flooring for these containers accounted for the increase in expenditure reimbursed to PCC trustees (Notes 4). A further £1,906 was spent on gutter repairs and architect fees. £995 of the Geoff Clark Memorial fund was spent on Bibles and hymn books for Heath Park. The £6,181 in the Hope Cymru (Designated) fund has all been spent this year. Total Designated Funds at the end of 2023 were £158,475. **Restricted Funds** (funds received for named projects that can only be spent on those projects) Restricted Funds collectively reduced by £8,466 in 2023. The funds have benefitted from interest rates increasing in late 2022 and staying high throughout 2023. £16,000 from the Building Redevelopment fund was spent on building work in 2023. £12,894 was donated to the Hope Cymru project in 2023. This was used to cover filming costs, the website and advertising, and the event at Llandaff Cathedral in October. The Community Projects (food markets) fund increased by £7,000; we received £4,311 in donations and interest, £3,077 through Crowdfunder campaigns and the £2,000 transfer from unrestricted funds. £2,388 was spent on supplies, equipment etc. Monthly contributions from the church reduced the Christians Against Poverty fund from £2,871 to £513. Spending on the Sensory Healthy Church Programme and supporting resources reduced the Sensory Healthy Church fund from £1,795 to £287. As the Worship Well group did not restart after COVID, the remaining £82 in that fund was spent on Easter resources for the children. With thanks to Janette Morris, who made the original donation in memory of her mum, and asked that it be spent on the children in our church family. **26** ## **Finance Report** Due to Statutory Maternity Pay being paid in arrears from the HMRC, the parish is currently owed £3,952. This amount has been included in the Debtors figure on the Balance Sheet. £3,322 from the St Philip’s Building Fund was used to refurbish the food market room. This was partly offset by a £2,444 Cardiff Council Community Building grant. New funds for 2023: A/V Grant: £1,500 (fully spent) MA Admin Grant: £4,000 (fully spent) Welsh Leadership Forum Growing Churches fund: £7,217 Total Restricted Funds at the end of 2023 were £42,135. ## **Thanks** With grateful thanks to Pauline Page, who has been training me up in the role since I took over in 2022, and continues to guide me in her role as Assistant Treasurer (St Mark’s and Heath Park) and Gift Aid Secretary. ## **Thanks also to:** Wendy Cook, Assistant Treasurer (St Philip’s), Sharon Whatley, Assistant Treasurer (St Mark’s), Cathy Allen, the very excellent Payroll Clerk, Sue Powell, the Independent Examiner, Mo Hillier, who organises the banking of the income we receive. ## **Reserves Policy** The PCC agreed in 2021 that £56,000 be retained in the unrestricted funds of the parish, which is 3 months’ unrestricted expenditure. The unrestricted funds total stands at £88,174 at the end of 2023. Page 8 of the finance report outlines where our money is held. No bank holds more than £85,000 of the Parish money, so our reserves are protected under the Financial Services Compensation Scheme. ## **Becky Gibbs Treasurer** **27** St Mark's Gabalfa and St Philip's Tr8morfa Parochial Church Council Charty No 1131555 Statement of Financial Activities for the year ended 31$t December 2023 DeS￿nalt& FunQs2023 Totil Fund$ 2Q23 UNestficie Fiinlls2D2B OEswate¢ Fu￿S2D2? Tot*l Fund 20T FuTrds2023 Fu￿$2023 Incomin resource$ Donations and letsaci05 pianngo aivino Church colkctions Donation For fflI55￿n 4£ 4b 182.999 100 183,099 4,055 26,S2S 2.163 4,242 6206 1,925 2.163 19,018 418 42,410 1,706 20,2$7 18.394 80 378 14.776 dd 4e 42.988 481 43,847 40.054 2.356 Leoaues 1.708 40 3,3US 100 29.097 32.502 9.497 O¢herTradSna Activit￿$ HalUDfoDertY 10,780 4h .457 216 11382 1,457 J,72D 11.362 1.290 1.29U 2fj0 3,244 Parish Share Reb8if In¢omw Frorn Charitsble klivitKs FeES InYesttn•lll IllGorne Bafjk Int4re51 & ProDPrt¥ Leitin Othèr incomina resources 3.942 4k 385 3B5 160 160 11.027 13,034 6.387 725 9,262 Total ineomin re$our¢os 264,013 4,410 51,664 320,OB7 234 922 2,431 265,513 R8source$ ex ended P3nsh share Parochial Exppn$e5 of clerKs SuDLK>rt of minislrv Assistani Clergy Expenses Sa 5b 95.61S 95.615 1,48S 84.224 1 $40 84.224 1.71$ 30Q 17$ 5¢ 1,463 22 912 1,483 28,637 673 26136 673 41,391 5.725 Parigh a£¢ivitios MainleTr8n¢e of General oaiish expeTr8es Church Maintenance ol chur¢hes Majlltenants ol other Drooer.y 5.255 8.831 27.629 995 48 1 500 9450 9,326 37,127 4,753 26,611 24 395 97 59 Sh 34.498 3.144 89 772 35.359 3,144 36,717 23 708 5.528 1.5SO 25.258 7.478 13,639 GrAnt9 8 finpncial SUDOOrt Pansh HDm@ rniss￿ Woild miSs￿n Costs of ueneraliff o Cost ol m Total r8source$ ex 13.639 9464 4.200 12600 8.802 2.2 4.850 23.503 41.769 6,450 17,530 8.208 3400 1S.800 2.707 3.6UQ 19.955 30,871 T,000 22,518 sk 80 82 208 748 381 266513 ond8d 314622 Nvt incomlttg r•$ources ￿0rd transf•rs aknd other recognls¢d gai A66 26.173 -11,078 rBn5 r5 between Sm 4,400 20.840 960 Net movement in lund$ -17,841 5h64 4,373 -10,11B -1.000 Total funds blf Totsl fund8 clf 1 Jan 2023 31 Dec 2023 60,803 88,174 176,316 158,475 46,201 42,13S 283,320 288,784 56.430 60,B03 171,571 176.316 264.320 2B3 320 46,201 St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Councll Charity No 1131555 Balance Sheet as at 31st December 2023 u￿re￿nCted Fund$ 2023 De*pn*d Funds 2023 Restricted Fund5 2023 Tol Fund¥ 2023 Unr8S cted Funds 2022 Dg$ign*d Funds 2022 Tot cted Funds 2022 2022 Current as$¢ts Debtors Cash and bank balances 3.082 86,380 575 157,900 6.91S 35 496 2.02Q S1.889 597 45.603 279,776 178.316 283,809 Cr4dltors fallln9 due *Sthln on• y••r 1.268 276 1.544 ,544 3. lQ6 3.106 Net Curront assots 88,174 156.47$ 42,136 288,784 60.803 176,316 46,201 283,320 TOTAL NET ASSETS 88,174 1S8,476 42,135 288,784 60.803 176,316 46.201 283.320 FUNDS Capital fund5 Pe￿a￿￿t endovrnenl Expendab￿ endoyment 2023 2022 In¢om¢ fund$ 88,174 1se.475 42.135 60,803 176,316 46.201 Unr¢$iricied dg919n¥ied Reslricled TOTAL FUNDS 288,785 283.320 N8 The Churth building, 11$ ¢0rt18ni$ and the thur¢h grounds are vo91gd in th* Ropreaenlalive Body of Ihts Church in Wal6$ and do not fomi p•n of the 8$sels of the partsh. APPROVEO by th* Pgro¢hlal Churth Coun¢ll on •nd #igl￿ Its b•h•lf by (Namel Rerfd Marcu$ Ne18on Isignalurel (Namel G i Isignaiurnl R . The notes on pages headed Finance- Page 3 to 12 form part of this account Finan¢e- P4ge 2 St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council Charity No 1131555 Notes to the financial statements for the year ended 31st December 2023 1 Accounting polic1¢$ The Financial Stslefflents have been prepared in accordan￿ with applicable United Kingdom accounting standards, the'statement of Recommended Practice. SORP IFRS1021 issued by the Charity Cornm15sioners, and the Church In Wales Accountin9 Regulations. The historical cost conv6ntion is used except for the valuation of Trrt8in fixecl assets, whosè valuatson basis Is detailed in note1a below. The accruals basis of accounting has been 8dopte¢. The principal accounting policies are applied consJ5tent Flxed assgts Churche5, churchy8rds and vicarages a￿ vested in the Representstive Body of the Church in W81es. Such property forms no part of the assets of the p8rish. Moveable church contents are In81ien8ble property and require a faculty for disposal. Many are historic for which no reliable wst or valuation b8ses exist They are not recognised on the balance sheet nor listed. to prevent increased nsk of theft and vandalism. Expenditure on churches linclu¢Jing coFTrlentsl, churchyariys and vicarages Is written off when incurred. Other freehol¢ land and builcjings a￿ held In trust for the psrish by either the Representats"ve Body or the Llandaff Dioces8n Board of Finance. There is no freehold18nd or building not veste¢ wth the Representsts've Body of the Church In Wales. No provision lor dep￿￿atIOn of land and buildings 18 made. Routine addition8 and replacetnents to the hall contents 8re ch8rged to current expenditure. Equiprnent is charged to current experndrtu￿. b Funds Endowment fund¥'. St Marf<'s Church has no endowment funds Restrictsd funds.. represent donatt'ons or grant5 received for a specific object or invited by the PCC for a specili¢ object. The funds may only be expended on the sperjfic object for which they were given Any balan￿ remaining unspent at the enij of each year mLJSt be carried forward as a balance on that fund. Unrestricted funds.. are general funds which can be used for PCC ordinary purposes Designated Funds.. a￿ sums set aside out of general funds lor Specific designated purpose8. They can be transferred back to unrestricted funds at any lime. ¢ In¢oming resources are all accounted for gross. Planned giving, collections and donations are recognised when re￿iVed Tax refunds are recognised as soon 8$ the amount5 a￿ claimable Grants and legacies are accounterl for whell the PCC is legally ents'tlecj lo the atnounts due. Investment Income. Where the PCC has not invested separstely for each fund, interest is apportioned to individual funds on an average balan￿ basis l other income Is generally recogni3ed when it is receivable Income retsived via the cashless giviro machine Is recorded as rer*Ned, with Sumup transaction fees 31ready deducted. Income ￿ceiVed via Ju8tPark is recorded as received, with Ju51Park transaction less aready deducte(l. Finance +age 3 oc>0 DIO c>0 4Q ¢TTr T OC*eTr OOO 00 000 11 Ji'liji lili! I li li I Iiiii li Iiil lip 00 OOO tsDO 00 r¢0 C C 2 2 St Mark's Gabolfa and St Philip's Tremorfa Parochial Church Council Charity No 1131SS5 Not88 to tho financial 8tatsm&nts for the year 8nd8d 31st Dgcembgr 2023 continued S An8ty$i¥ of ro¥ovr¢ss •xp$nd•d Charltabl• 3¢t1￿tI*l Supportpf mlnl¥try 2022 Shar• 95.e15 9S,fj1S 4.224 84.224 b Par￿hla1 •xyn￿s0¢C￿r￿Y c￿rg11r￿V￿l eXPBns88 253 932 553 932 1.485 357 175 17S AsshL1ntClqryy oxyns• 1.463 1.463 673 87J 520 5ZO 100 25.B3a 1.271 Lay Ministers, Expen¥e LayMini$t¥s' Sawies 459 20.275 36.564 LayMin*ErfS P¢nyiQn 167 5.72S 144 22.912 ZU.637 Parfih Hirt Of Citizen5' hèll w￿thP roqulsrtgs Proiectof. 5t Philip, vSi¢ai Insifuff*Thts Di9ltal sérvicè¥ COpYng￿ licen 1,750 1,647 345 455 J45 465 641 223 3.614 223 9.326 4,7SJ 4.753 l G•n•ral pod$h gxpgnus Abminrslrators. Ad￿l￿151r￿tOrs- Nl AITr)Ini￿rattsrn. Pen41 A¥Thilni51r¥ttyS- ￿￿er¢￿sts Slat. COPying8 office malenal Inrl Church Sui otticet810p￿￿ & iThtom•l 9,￿1 30.455 1.274 780 19.425 418 418 1.498 39 770 48 a,iJ7 8Jg 7T0 357 357 284 Cometstone MagaThAe InJepenoenitthnlnai￿n Bankcnargt5 PCCrng11in9 C(rfl$ Éo 245 246 7,819 24,396 Chutrh propprty Llalnt•Nnco otchur¢h•¥ 1.539 7,85e 11.202 714 Electriryiy 7,858 11.452 774 4.606 250 w4ter 576 T8 Churth- buil¢iro Churchequip.-rep$& rw¢￿15 CleaTrpr- 5¥ ci*aDing m*eftais 2W 2.189 4,63J 4.982 5.593 639 939 939 3S.359 542 23,708 772 25,258 St Mark'¥ Gabalfa and St Philip's Tremorfa Parochial Church Couneil Charity No 11315SS Not88 to Ihg financial statem•nts for ¢h8 yoaien¢Jod 31st Dg¢ombpr 2023 cornunu S Analysls 0frtrso￿rCwS e¥ppn(14d coThtSnued IJ Malnt*naniE vf othgr propprty HaNol¢ OuildiDg s￿V￿e5 H8iiFlc equip - r8ps&roThv¥4s GrO￿¢S 27 PeThy Rosd CLffte 2.1$3 2.382 527 1.950 4.103 2.$63 52T 97 97 2,ll4 J.144 J,144 1,>SO Excèp￿0￿￿1 ¢xwnditur0 SI p￿lIp'S E￿Ornal Sl p￿lip'stre8 markétroom 10.173 2,800 16.OOD 2.BQO 11.569 Sl ￿[k,5G￿lI8￿ThJ￿Or￿S St￿89@£0￿￿nQrs Q￿n￿w￿la1 costs cllfflpWhin 1,337 ).465 3.466 38.717 Grants &fin*ncial Bupport P4ri¥h ftÈ9vlarchildrfjn's&yiMrthwD 1,962 2.472 2.63? 1.900 If3 1.9D9 1.453 1,¥3 200 Pon5hHDliday 2023Qewi Howai ￿me 50ry Heal1tyCM￿rCh CiiYOUlw￿ (Food Mvkell Oulre4th publi Ad￿ll•VanIe￿$￿ Ch**en's Bv8WIsffl FI1ffli￿ wo1¢th6 Iinc Hopo Cymmi Iry) 155 2.133 5.345 328 86T 3.763 6.291 359 5,935 1,294 297 7T2 2D7 Gr*1 rè1urned Ip Love Chnslmas Lthle 8ééds- & T¢otyiers web5rte ChA*iaDS Again51 Poverty é.77Z 49 4,100 45 3.3 19.155 3.JU4 è,102 23.503 .201 Z.lQ7 k Hom Mlty$iOn ATthLysWs IM¢ lorcmthn AW Cth511aTr￿Ir￿aGh CwdfffFood 8ank chn$1￿￿5A￿a￿sl PovtyvK Chnsiian6 Tothr8 Ch￿Stma￿- Siory Hom&4U ¢￿dIff 250 25D 70D 4,200 1,700 200 Moth￿rS urt￿ OifiBnrt5 GfftforBoo*s S£lvalion Armywai¢$ UCCF. C4idrfTUnKwersllbs 250 250 SDD 500 2.25¢ 6.4 3,400 ).6OD 7.000 F￿￿K￿.paBe7 St Mark's Gabalfa and St Philip's Tiemorfa Parochial Chureh Council Charity No 1131555 Note$ to th• fiTrancial statements for the year¢nd•d 31st D•¢ember 2023 ¢onti*ued An8lysis r>f resources expended conunued CharStsblo a¢tlvltlès Qranls & Support Amigos Uwda B*lo So￿0ty 6D 2QO £DD 3.400 430¢ 600 8QO soo l￿￿j￿0ver9￿sAp￿al OpEn Doors Ope13thn OMF TEAR Fund 500 150 28 TOD Ma Centra Pa1rw• IFES IDa¢ts4Gonz*in Sw) PRIME IP9kist4nrn￿ 4,72D 4.200 2.SQO 2WO 16,600 m Fund Tian&f* To Cniiral reP4￿fi Tts Awn$tPoverty Tomwion Fund ToConmnwityp￿¢ts -Z.4UD 2,400 2.700 4.3fAI -7WQ Toorean S.ODD -17.110 40D olmoo CuffeMa•se 6 D*btorJ SundrydÈ￿rs MRC Lisl8d piJ¢es¢iiwi6iMpvATrelur PrepwEni¥ 47$ 597 5.952 753 $82 gai 575 ,916 7 Cish andr￿Ik baLinE• S1 M*k's ¢AF¢a$h¢unErtat¢ 290 12.154 4J,374 11.159 90 Igo 5J,737 88,8JS 4J,461 $1 CAFgoldthposila 11.643 3.558 2.723 2.729 6.347 21,22 41￿? 39￿0 10.038 74.453 5.¥5 ZT863 21.848 S.$81 6,252 Sl Mark's Sh*￿r¢ok acco￿1 Sl Merfs mat￿￿￿￿83Ct￿ftI Sl Math'$ Sèip 5IPhthp3cash￿ SIPnlhp'8CAF cashe￿￿1*(¢ SIPhihP'SCAF W de￿￿18(¢ StFhil¥'yVirgM 30949 452 10.108 75.44Q 43.786 ¥Z3Jg 1,QOO 2.834 4,931 006 505 Q.7 496 496 ofj 263109 279 TTO 8 Ci•dltor&fallinOdu•v4ithin onvy•Dr su￿ryCred￿W5 Payrg4l￿bkne 87 3,106 1308 276 3,108 st Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council Charity No 1131565 Notes to the financial statements for the year ended 31st De¢ember 2023 continued 9 D•signat•d funds st Mark's Ba￿n¢* In¢oming R#$ourteS RE50UTce 31•t Doc. Ctsntingon¢y lumd Opening balan Interest received Listed Places ofworship VAT refund Sto￿9$ Containers Gutter r8pairs Ar¢hite¢t fees 79,028 16,100 569 1,337 18,006 79,026 509 61,529 Cr￿Cal Ropalr Opèning balance Interest received Transfer from unre5trict8d funds 64.440 910 5.000 5,910 64,440 70.350 Mission Fund Opening balance Transfer from unrestri¢ted funds Donation5 to M15510n 4.400 2,700 7.100 7,100 4,400 2.700 Organ Fund o￿nIng balance Interest received Transfer from unrestriL1￿ fund5 10.014 76 5,000 5.076 10.014 15.090 Nop8 Cymru IDe81gnatsdl OpÈning bÈlance Ecclesiastical Trust 130 fund Interest received Filrning costs Websit8 and advertising Launch event 6,181 130 1,318 465 4,558 6,341 6,181 Legacies Opening balanf Interest re￿1vE￿ Donatsons received 9,07e 174 9.076 174 9,260 Geoff Clark 14l¥rnorial Open5ng balance Interest re￿IVed Bible5 and hymn books for Healh Pa 2.602 44 2,602 996 1,651 Parf8h Wèèkend Opening balancÈ Eccle$ia$tlGo1 Trust 130 fund Dollations re￿iVed Gil Aid Tax refund Holiday at Home events 454 130 1,925 481 2.508 2,508 2,536 481 Mwn¢)rial Oon¥tion 124 Total Designated Funds 176,316 17.109 34,950 158,475 Finance- Page 9 St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council Charity No 1131555 Notes to the financial statements for the year ended 31st December 2023 Continued 10 St Mark's Rèstrict8d funds BaLin Incorning RF%ources Ouiwing Resour¢95 B4￿nCe 31st Dec. Building Redev¢lgpment Opening Balance Interest received Listed Places ofworship VAT refund Building re-ordering work 18,678 45 2.762 16,000 16,000 18,678 2,807 5,486 Communlty Projeets - City Outreach Opening Balance Interest re￿IVed Donations Gift Aid & GASDS T8x refund Crowdfunder fundraising campaigns Transfer from Un￿striCted funds Supplies Purchased Other Costs- equipment, publicty. mileage 3,871 45 4.167 99 3.077 2,(KlO 1,288 1,100 2,388 3.871 9,388 10.871 ChrIs￿an5 Against Poverty Opening Balan Interest re￿IVed Transfer from unre51ricted funds Donations CAP monthly contributs'on 2,871 42 2,400 4,800 4.800 2,871 2.442 513 Hope Cymru IRestricted Opening balance Donations rèceived Interest received Gift Aid & GASDS Tax refund Kids, Choir fees Filming cost5 Website aniy advertising Laun¢h event 12.740 17 85 52 11,000 398 1.484 12,882 12,894 12 Gill Dallow Memorlal Fund for Iiaining youth workers for St Philip's and in Wales Opening Balance 2.710 Interest receive Donations re￿iVed 19 2.710 19 2,729 Youth Fund Opening balance Donations received Youth {esour￿$ and social events 533 115 367 367 533 115 281 Vl¢arf$ Discretionary Fund Opening Balan Bike for parishioner 424 168 168 424 256 JV Grant Grant from Diixese AN equipment 1,500 1500 1,500 1.500 Fin8nce- Paye 10 st Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council Charity No 1131555 Notss to the financial slatements for the year ended 31 st December 2023 continued li St Mark's Restricted funds lcontlnuedl Balarte Incomi OLrtyDino Resources 1st Jan 31st D•e. Mrs Thomas. legacy This was ar e￿0￿meni fund had bylhe RB ￿Ven to bLty an amual pnzp for the chikj who best memori8ed Scripture The funo w3s dosea and the yoceed$ remitw to Lts 11 mu$1 bt use¢ forlhat intended p￿r￿Se. Opening Balance Children's Bible 134 12 12 134 122 Earniark8d Donatlons Opening Balance (Wotship Wèlll Children's work expenditu 82 82 82 82 HMRC HMRC Ststutory Maternity Pay Owed by HMRC Payments made to staff 5.725 4,952 5.725 5,72S 1,773 4.952 MA Admln Grant Grant from Diocese Staff salanes 4,000 4,000 4.000 Welsh Lead•rship Forum Intern Grant from DI0￿Se Grants from WLF WLF Intem salary 10,000 2,667 5.450 5,450 12.667 7.217 Bruce Ford Boil8r Fund Opening balance Interest rèceived 6.252 6,252 6,348 Sensory Htalthy Church Opening balance Donations received Git Aid Tax Sensory Healthy Ghurth Prograrnrne Resources purchased 1,795 500 125 1.675 458 2,133 1,795 625 287 Children and Youth Work Opening balance Donations re￿iVed Children's work expendrture 785 so 835 835 785 Mlsslon Money collected for specific mission puip05e5, 8nd used lor those purposes. Individual tnission giving included in the notes on es 7&8 Donations Various rnission ageneiès 80 80 80 80 Total St Mark's Rostricted Funds. 38,135 52,407 56,422 34,121 'excluding amount owed by HMRC. which has been added to thè"Dèbtors" on the Balance Sheet Fin8nce- Page 11 St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council Charity No 1131555 Notes to the financial statements for the year ended 31st December 2023 continued 12 St Philip's Restricled Funds Balance Incoming Resources Outgoing Resourc*5 Balance 1st Jan. 31st De¢. Bullding Fund Opening ba12n Interest received Cardrff Council Community Building Grant Refurbishment of food market room 3,991 66 2,444 3.322 3,322 3,991 2,510 3.179 Fund for Worker Opening balance Interest received 4.025 30 30 4,025 4.055 Children & Youth Work Opening balance Don8tions received Gift Aid & GASDS Tax refund Resources purchased 325 69 273 273 394 121 St Phillp'$ Community Outreach Opening balance Interest received Donations received Resour￿$ purchased 50 720 114 114 50 723 659 Total St Philip's Restricted Funds 8,066 3,657 3,709 8.014 Total Parish Restricted Funds 46,201 56,064 60,131 42,135 Finance- Page 12 St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council Charity No. 1131555 Independent Examinerfs Report to the Parochial Church Council for the year ended 31st December 2023 Inde endent examiner's re ort to the Trustees I report on the Accounts of the Church for the year ended 31, December 2023, which are set out on pages nurnbered FInan￿- Pages 1-12. Re$pe¢tive re$pon$ibilitie$ of Trustees and Examiner- The Church's Trustees are responsible for the preparation of the Accounts. The Church's Trustees consider that an audit is not required for this year under section 144121 of the Charities Act 2011 Ithe 2011 Act) and that an independent examination is needed. It is my responsibility.. lo examine the accounts under Section 145 of the 2011 Act., lo follow the prO￿dureS laid down in the General Directions given by the Charity Comrnissioners under section 14515llb) of the 2011 Act, and to stale whether particular matters have come to my attention. Basis of Independent Examiner's report: My examination was carried out in accordancE wth Ihe General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the Charity and a comparison of the Accounts presented with Ihose records. It also includes consideration of any unusual items or disclosures in the Accounts. and seeking explanations from you as Trustees concerning any such matters. The procedures undertaken do not provKle all the eviden￿ that would be required in an audit and no opinion is given as to whether the Accounts present a 'lrue and fair view,, and the report is limited to those matters set out in the statement below. Independent Examiner's statement: Since the gross income for the year exceeds the amount provided in section 145{3) of the Act, I confirm that l am qualified lo act as Independent Examiner under the provisions of thal section of the Act and that my qualification is as shown below. In connection with my examination, no matter has come to my attention.. 11) which gives me reasonable cause to believe that in any material respect the requirements.. to keep a¢¢ounting records in accordance with Se￿lOn 130 of the 2011 Act,. and to prepare Accounts which accord with the accounting records and to comply with Ihe accounting requirements of the 2011 Act have not been met., or 121 lo which, in my opinion, attention should be drawn to enable a proper understanding of the Accounts to be reached. Signature: Name & Address: Mrs Susan Powell, 18 Thornbury Close, Rhwbina, Cardiff, CF14 1 UT Qualifications: CPFA. Date: St Mark's Gabalfa and St Philip's Tremorfa Parochial Church Council Charity No. 1131555 Independent Examinerfs Report to the Parochial Church Council for the year ended 31 st December 2023 Inde endent examiner's re ort to the Trustees I report on the Accounls of the Church for the year ended 31st December 2023, which are set out on pages numbered Finance- Pages 1-12. Respective responsibilities of Trustees and Examiner: The Church's Trustees are responsible for the preparation of the Accounts. The Church's Truslees consider Ihal an audit is not required for this year under seclion 144{21 of the Charities Act 2011 Ilhe 2011 Act) and that an independent examination is needed. It is my responsibility.. to examine the accounts under Section 145 of the 2011 Act., to follow the prO￿dureS laid down in the General Directions given by the Charity Commissioners under section 14515)Ib) of the 2011 Act,. and to slate whether particular matters have come to my attention. Basis of Independent Examiner's report: My examination was carried out in accordance wrth the General Directions given by the Charrty Commission. An examination includes a review of the accounting records kept by the Charity and a comparison of the Accounts presented with those records. 11 also includes consideration of any unusual items or disclosures in the Accounts, and seeking explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the eviden￿ that would be required in an audit and no opinion is given as to whether the Accounts present a 'lrue and fair view,, and the report is limited to those matters Set out in the statement below. Independent Examinerfs statement: Since the gross income for the year exceeds the amount provided in section 14513} of the Act, I confirm Ihal l am qualified to act as Independent Examiner under the provisions of that section of the Act and that my qualification is as shown below. In connection with my examination, no matter has Gome to my attention.. 111 which gives me reasonable cause to believe that in any material respect the requirements.. to keep accounting records in accordance with section 130 of the 2011 Ad., and to prepare Accounts which accord with the accounting records and to comply with the accounting requirements of the 2011 Act have not been met., or 12) to which, in my opinion, attention should be drawn to enable a proper understanding of the Accounts to be reached. Signature: <2 Name & Address.. Mrs Susan Powell, 18 Thornbury Close, Rhiwbina, Cardiff, CF14 1 UT Qualifications.. CPFA. Date: