St Mark’s Gabalfa Parochial Church Council
PCC Report & Financial Statements for the Year ended 31 December 2020
Administrative information
The Parish is situated in North Cardiff near the Gabalfa Interchange within the Deanery of Cardiff which is part of the Diocese of Llandaff within the Church in Wales.
The correspondence address is 206 North Road, Gabalfa, Cardiff CF14 3BL.
The Parish is registered with the Charity Commission: Charity Registration Number 1131555. The Parish Church is dedicated to St Mark the Evangelist.
A daughter congregation meets in the Heath Citizens’ Association premises at Heath Park. St Mark’s is also in a mission partnership with St Philip’s Church Tremorfa.
From 1[st] January 2021, St Mark’s and St Philip’s have been united as the Parish of Gabalfa and Tremorfa as part of the Cardiff Central Ministry Area
Parochial Church Council (PCC) members
The PCC members who have served from 1 January 2020 until the date this report was approved are:
| Name Clergy Marcus Nelson Churchwardens Jo Shepherd John Young Carole Loveridge Other Elected Members Elaine Campbell-Hopkins Helen Clifford Peter Donnison Jonathan Kell Jacob Martin Charis Moon Stephen Palmstrom Philip Ratcliffe Dave Russell Henry Shepherd Tim Smith Linda Webber Peter Wiles Annual Co-options Michael Glenn Pauline Page Shawn Lloyd Rosemary Counsell |
If appointed or left in period Office held appointed term ended or resigned Vicar Vicar’s Warden People’s Warden Heath Park Sub-Warden November 2020 Re-elected Re-elected People’s Assistant Warden Re-elected November 2020 November 2020 November 2020 Readers’ Representative Treasurer Ass’t Warden / PCC Secretary Safeguarding Officer |
|---|---|
PCC members are appointed or elected as set out in the Church in Wales Constitution. All Church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC.
Report – Page 1
Church officers not on PCC
appointed term ended or resigned
Rosemary Aldis Gill Dallow-Waters Jennie Tarr Cath Hitchin Bronwen Watkins Abraham Debbarma
Georgie Meagher Bryan Oh
Honorary Associate Minister Honorary Associate Minister Administrator March 2020 Communications Officer Children and Families Pastor December 2020 Children and Young Adults Pastor Youth Pastor July 2020 Hiraeth Pastor
Advisors
Independent examiner:
Mrs Susan Powell CPFA
Bankers:
CAF Bank Limited, 25 Kings Hill Avenue, Kings Hill, West Malling ME19 4JQ
Hodge Bank, One Central Square, Cardiff CF10 1FS
Shawbrook Bank, Lutea House. Warley Hill Business Park, Great Warley, Brentwood CM13 3BE
Clydesdale Bank plc trading as Virgin Money, 30 St Vincent Place, Glasgow G1 2HL
Architect:
Hook Mason Limited, Studio 2, Thorn Office Centre, Rotherwas, Hereford HR2 6JT
Objectives and activities
The promotion of the whole mission of the Church, pastoral, evangelical, social and ecumenical in the parish.
Statement of Trustees’ Responsibilities
To comply fully with the provisions of the Church in Wales
Achievements and performance
| This year Last year (roll date) |
|
|---|---|
| Members on Electoral Roll | 212 166 16 March 2021 |
| Easter Communicants | On account of the Covid-19 pandemic, few services |
| Christmas Communicants | were held in the church building throughout 2020. |
| Average weekly attendance | This means the normal range of statistics cannot be |
| Under 18’s | provided. |
Report – Page 2
PCC Report for the Year ended 31 December 2020
The year 2020 will long be remembered as one in which so much of what we had taken for granted was taken away as the world was shaken by the Covid-19 global pandemic. It has been very difficult for us all in different ways. Amidst the darkest moments we have known and can testify to the control and purposes and goodness of our God.
Continuing to live and share life as a church family centred around Jesus has meant we have had to reinvent almost every aspect of our ministry and mission. As we were abruptly physically distanced, we had to move online and have provided YouTube services of worship continuing our teaching series through Matthew’s Gospel, Advent, Revelation and Christmas through the Ages. There has been a broad involvement from right across the church family and we are very grateful for all those who have contributed with music, readings, prayers, and compiled and publicised everything which we have done. It is hard to understate how steep the learning curve has been for us all or just how time consuming the process of taking services online has been; so much work has gone on behind the scenes.
After almost six months of only very limited contact we were able to begin joining together for worship in August, initially outside. Moving inside presented challenges in how to maintain social distancing with the inflexibility of having fixed pews. Much thought, planning and health and safety risk assessments, especially by the office staff, meant that we were able to continue to meet in the church until just before Christmas, with high points of being able to enjoy a Christingle, nativity and carol service together.
We have continued to develop our ministry among children and young people through weekly Zoom meetings, online videos and other meetings in person as they have been possible. It has been very encouraging to be able to draw in new children and young people and their families into our church family. It has been thrilling to witness the way some of our young people are moving forwards in their relationship with Jesus over recent months. Despite restrictions our Open the Book team has also been able to offer ongoing contact with local schools in fresh ways.
We have continued our times of prayer collectively as a church family on Zoom, as well as holding mid-week Morning Prayer which has been a great blessing to many. We have also completed our first year of Read the Bible Together in which many of us read through one third of the Bible and were supported by YouTube videos and Zoom meetings.
PCC meetings are now taking place over Zoom; the move several years ago to cloud systems for our database, document storage and communications (SharePoint and ChurchSuite) has smoothed the transition for online meetings to a certain extent. In November we also held our first Annual Vestry Meeting over Zoom, which had been postponed from the start of the crisis in March 2020.
Our processes to ensure safeguarding have also continued despite the challenges of no longer being able to meet in person to verify documents for DBS checks. The Church in Wales has now put a system in place to allow this work to be done remotely, with thanks to Rosemary Counsell, our Safeguarding Officer, for all of the work that has taken place behind the scenes.
It has also been a year in which we have been able to reach out in new and innovative ways. We were delighted to introduce our FareShare free markets mid-year and have offered three each week between St Mark’s and St Philip’s. They have been tremendous ways to practically support over one hundred households a week at different points, as well as our delivery of food hampers to those in particular need. We are very grateful to all those who have served so diligently in picking up, delivering and organising markets week by week. We have been able to draw new people into our church family and have been especially blessed to witness growth at St Philip’s through this ministry.
The year also saw changes to our staff team as our ministry and mission adapted to respond to the challenges around us. We are extremely grateful to Cath Hitchin and all that she gave to our web site, branding and administrative infrastructure. Bryan Oh also stepped down from his role as International Students Pastor. We remain grateful for the relationships he built and all that he achieved. The end of the year also saw us saying farewell to the Debbarmas. It was a delight to have them as a family with us and we remain grateful for all Abraham brought to us as a church family and very much pray for them as they continue in new ministry in Guildford.
In 2020 we also said farewell to a number of our church family, who went home to be with Christ: June Boswell, Nigel Counsell, Ismay Thomas, Sylvia Fidler and Kath Barker, and in the new year, Mary Roberts and Hazel Poole. Although we are saddened to have said goodbye for now, we rejoice that they have gone ahead and are now with Jesus in heaven and that we will see them again. It has also been a year in which we have been able to welcome a number of new people to our church family. We are delighted to be a growing church with open arms and want to continue being a place that draws new people in as we share life and follow Jesus together.
Report – Page 3
Wider organisational changes across the province and the Llandaff diocese in particular have meant we have also been brought into new partnerships of ministry and mission. The formation of Cardiff Central Ministry Cluster has allowed us to retain our own distinct ministry and mission, and the governance and finances which support them. We are working collaboratively with Citizen Church, Dewi Sant, St John’s and Urban Crofters to strengthen our mission across central Cardiff. This process has also seen us formally joined with St Philip’s in one united parish as our relationship over many years is formally recognised in a way which will allow us to continue to support and invest in Tremorfa.
Financially, we did not know what to expect this year as the pandemic has affected every area of life, but the published year end accounts reflect God’s provision through the generosity of the congregations, and also grant support from the Diocese.
Amidst all the change, we have at every moment been sustained and guided by, as well as wholeheartedly indebted to, our great God and Saviour Jesus Christ, who has not failed us in any of the dark times that we have been through together but has bound us together more closely with himself and with one another. Through it all he has been refining us and preparing us for his future and to shine ever more his light. We don’t know tomorrow but we know Jesus who holds tomorrow and our future is in his hands. Our prayer is that he will grant us his strength to be all that he wants us to be and to look more and more outwardly, less an island and more and more an oasis of forgiveness, purpose and hope in Him.
Future plans
Ongoing spiritual renewal ourselves in our own lives as we know Jesus better, love Him more, become more like Him and share Him with the city.
A shift from being an island in the sea to being an oasis in a desert and creatively and winsomely reaching out with the gospel of Jesus Christ across the parish, city and diocese.
Cultivation of organic and fruitful relationships across Cardiff Central Ministry Area, in which we collaborate positively and offer strategic direction and support.
Hope 21 Easter mission with Roger Carswell reaching out and sharing Jesus with family, friends and neighbours.
LTS - Learning to Serve – a new programme investing in, nurturing and empowering a new generation of followers of Jesus Christ
Christians Against Poverty – progressing towards the establishment of a local branch in association with Highfields Church.
Managing re-entry into new normality for church family life and mission.
Continuing to maintain our building; we plan to carry out a schedule of work to address recommendations in the Quinquennial Report which was postponed due to Covid.
Financial review
2020 was yet another year to praise God for his amazing financial provision for St Mark’s despite an opening budgeted deficit on unrestricted funds (the day to day running expenses of the church) for 2020 of £24K. The PCC had agreed to work with this projected deficit as our committed giving had been steadily increasing and there was still a possibility that we might obtain grants towards the salary costs of our new pastoral staff. Covid-19 and Lockdown changed so much. However, the committed giving continued to increase during the first half of 2020, despite Covid. Thank you, church family, for your faithful support of God’s work at St Mark’s.
As well as increased giving, St Mark’s also received £17,330 in grants from the Diocese as support for Covid. Unlike St Mark’s, many churches’ main income is Sunday offerings, and fund raising activities, so grants were given to all churches in proportion to the Parish Share being paid, to help some of them survive.
Report – Page 4
At the end of 2020 our unrestricted income was £225,708 and expenditure £188,805. The reduction in expenditure was mainly in salaries where Bryan and Abraham’s contracts were not extended after the first year. See below in the notes about restricted funds for details. The income and expenditure figures are shown on page 1 of the finance report with detailed breakdown in the following notes. From the surplus of £36,903, £3,180 was used to contribute towards St Philip’s Parish Share which is higher than they can meet from their resources, and £5K transferred to the Designated Critical Repair Fund. A transfer of £45K was made at the year-end into the Designated Contingency Fund leaving £30,476 in unrestricted funds – almost 2 months budgeted unrestricted expenses for 2021.
Other than the transfers to designated funds mentioned above there was little movement on designated funds as so little building work was able to be done in 2020. See Page 9 of the finance report for details. Total designated funds at the end of 2020 were £124,707.
There was more activity in our restricted funds (funds received for named projects that can only be spent on those projects). These are detailed on Pages 9 & 10 of the Finance report. Grants had been received in 2019 from the Diocese for the Christians Against Poverty set-up. Involvement in this project shared with Highfields Church began in September 2020. Other Grants (Hiraeth, Telling the Joyful Story) are still being held which can still be spent if appropriate on the named projects.
As St Mark’s became involved in FareShare food distribution, donations were received from church members, some gift aided – just over £1,500 in all, and shortly before Christmas a grant for £4K came via Citizen’s Church. This means £4,284 remained available for ongoing FareShare purchases in 2021, where there will be significant needs in the future.
As Lockdown brought the opportunity of furloughing staff, our cleaner was furloughed as the building was not in use at all for many months, and Bryan, the Hiraeth Pastor, was furloughed when it was obvious that no student work could be done. In both cases the church paid them the additional 20% of their salaries that we could not claim under the furlough scheme. Bryan’s contract, which was initially for one year was not extended. These furlough receipts and expenditure are included as restricted funds.
The PCC also concluded that as Abraham was actively looking for another post it would not be appropriate to extend his contact for a further year. However a church family generously offered to support him from mid-July until Christmas, and his role was changed to Project Pastor. This income and expenditure is part of Restricted Funds.
The balance in Restricted Funds at the end of 2020 is £40,168.
Overall the year-end funds were £195,351 in total, £32,666 more than 2019.
Due to Covid most of the finance has been handled by me as treasurer, with support from Carole Loveridge as assistant treasurer. Cathy Allen has continued to operate our pay-roll, and we are so grateful for all the time she put into dealing with furlough. The Mission Giving Group met in February, but not again until a Zoom meeting in November where the tithe of our unrestricted income was distributed. There is a desire to increase the church family’s’ involvement in mission support in the future. Details of the grants given to other missions are shown in notes 5h & 5i on pages 5 and 6.
I’m so grateful to those named above and John Young and Phil Ratcliffe for their weekly involvement as counter-signatories of payments, but most of all I’m so grateful to God for his abundant provision.
Pauline Page – Treasurer
Reserves Policy
£30K is retained in unrestricted funds, which is almost 2 months’ unrestricted expenditure. With designated funds (money we have chosen to hold for projects that are outside our regular day to day needs) our funds other than those that are restricted would meet 6 months’ expenditure. £80K is held in banks where we need to give 2 or 3 months’ notice, but are receiving some interest although the rates have reduced in the last year. The other £115K is in banks with instant retrieval or just postal notice and a little interest. No bank holds more than £85K so our reserves are protected under the Financial Services Compensation Scheme.
APPROVED by the Parochial Church Council on 23 March 2021
and signed on its behalf by Revd Marcus Nelson
Signature: Marcus Nelson
Report – Page 5
St Mark’s Gabalfa Parochial Church Council
Independent Examiner's Report to the Parochial Church Council for the year ended 31st December 2020
I report on the Accounts of the Church for the year ended 31[st] December 2020, which are set out on pages numbered Finance – Pages 1-10.
Respective responsibilities of Trustees and Examiner:
The Church’s Trustees are responsible for the preparation of the Accounts. The Church’s Trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility:
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to examine the accounts under Section 145 of the 2011 Act;
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to follow the procedures laid down in the General Directions given by the Charity Commissioners under section 145 (5)(b) of the 2011 Act; and
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to state whether particular matters have come to my attention.
Basis of Independent Examiner’s report:
My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the Charity and a comparison of the Accounts presented with those records. It also includes consideration of any unusual items or disclosures in the Accounts, and seeking explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and no opinion is given as to whether the Accounts present a ‘true and fair view’, and the report is limited to those matters set out in the statement below.
Independent Examiner’s statement:
Since the gross income for the year exceeds the amount provided in section 145(3) of the Act, I confirm that I am qualified to act as Independent Examiner under the provisions of that section of the Act and that my qualification is as shown below.
In connection with my examination, no matter has come to my attention:
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(1) which gives me reasonable cause to believe that in any material respect the requirements:
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to keep accounting records in accordance with section 130 of the 2011 Act; and
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to prepare Accounts which accord with the accounting records and to comply with the accounting requirements of the 2011 Act have not been met; or
(2) to which, in my opinion, attention should be drawn to enable a proper understanding of the Accounts to be reached.
Signature: Susan Powell
Name & Address: Mrs Susan Powell, 18 Thornbury Close, Rhiwbina, Cardiff, CF14 1UT Qualifications: CPFA.
Date: 8[th] April 2021
Report – Page 6
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
Statement of Financial Activities
----- Start of picture text -----
for the year ended 31st December 2020
Unrest- Desig- Rest- Total Unrest- Desig- Rest-
ricted nated ricted Funds ricted nated ricted Total
Notes Funds Funds Funds 2020 Funds Funds Funds Funds
2020 2020 2020 2019 2019 2019 2019
Pages £ £ £ £ £ £ £ £
Incoming resources 4-8
Voluntary income
Planned giving 4a 154,087 0 0 154,087 138,440 0 270 138,710
Church collections 4b 3,170 0 0 3,170 8,625 0 0 8,625
Donations 4c 4,750 0 12,213 16,963 4,796 330 235 5,361
For mission 4d 0 0 1,955 1,955 0 0 55,131 55,131
Tax refunds 4e 36,731 0 2,837 39,568 34,485 83 67 34,635
Legacies 0 0 0 0 0 5,004 0 5,004
Grants 4f 18,954 0 7,333 26,287 1,667 1,474 29,422 32,563
Generated income
Money raising 4g 0 0 30 30 0 0 61 61
Hall/property 4h 2,303 0 0 2,303 2,800 0 0 2,800
Events & activities 4i 336 0 125 461 1,672 0 1,908 3,580
Fees 108 0 0 108 873 0 0 873
Investment income
Bank Interest 227 465 215 907 162 492 498 1,152
Other incoming resources
Other Income 4j 5,042 5,667 2,567 13,276 2,549 5,688 7,490 15,727
Total incoming resources 225,708 6,132 27,275 259,115 196,069 13,071 95,082 304,222
Resources expended
Charitable activities
Support of ministry
Parish share 65,973 8,847 0 74,820 68,466 9,768 0 78,234
Parochial expenses of clerics 5a 2,182 0 105 2,287 3,354 0 0 3,354
Parish activities
Maintenance of services 5b 2,707 0 0 2,707 3,684 535 0 4,219
General parish expenses 5c 19,361 0 754 20,115 24,311 0 0 24,311
Church property
Maintenance of churches 5d 12,860 0 1,005 13,865 15,411 0 0 15,411
Maintenance of other property 5e 2,671 0 35 2,706 2,955 150 0 3,105
Exceptional expenditure 5f 969 2,365 18 3,352 0 16,057 55,506 71,563
Grants & financial support
Parish 5g 57,427 0 22,530 79,957 32,080 90 13,964 46,134
Home mission 5h 9,955 0 0 9,955 5,000 0 51,843 56,843
World mission 5i 14,700 0 1,985 16,685 14,626 0 3,349 17,975
Costs of generating funds
Cost of money raising 0 0 0 0 0 0 0 0
Total resources expended 188,805 11,212 26,432 226,449 169,887 26,600 124,662 321,149
Net incoming resources before
transfers and other recognised
gains and losses 36,903 -5,080 843 32,666 26,182 -13,529 -29,580 -16,927
Transfers between funds 5j -53,180 53,180 0 0 -9,080 9,080 0 0
Net movement in funds -16,277 48,100 843 32,666 17,102 -4,449 -29,580 -16,927
Total funds b/f @ 1 Jan 2020 46,753 76,607 39,325 162,685 29,651 81,056 68,905 179,612
Total funds c/f @ 31 Dec 2020 30,476 124,707 40,168 195,351 46,753 76,607 39,325 162,685
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Finance - Page 1
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
Balance Sheet as at 31st December 2020
| Current assets Debtors Cash and bank balances Creditors falling due within one year Net current assets TOTAL NET ASSETS FUNDS Capital funds Permanent endowment Expendable endowment Income funds Unrestricted Unrestricted - designated Restricted TOTAL FUNDS |
Notes Pages 8-10 6 7 8 9 10 |
Unrest- ricted Funds 2020 Desig- nated Funds 2020 Restricted Funds 2020 Total Funds 2020 £ £ £ £ 1,993 0 431 2,424 30,006 125,607 40,294 195,907 31,999 125,607 40,725 198,331 1,523 900 557 2,980 1,523 900 557 2,980 30,476 124,707 40,168 195,351 30,476 124,707 40,168 195,351 2020 £ 0 0 30,476 124,707 40,168 195,351 |
Unrest- ricted Funds 2019 Desig- nated Funds 2019 Rest- ricted Funds 2019 Total Funds 2019 £ £ £ £ 2,014 113 7,053 9,180 47,979 77,328 32,314 157,621 49,993 77,441 39,367 166,801 3,240 834 42 4,116 3,240 834 42 4,116 46,753 76,607 39,325 162,685 46,753 76,607 39,325 162,685 2019 £ 0 0 46,753 76,607 39,325 162,685 |
|---|---|---|---|
NB The Church building, its contents and the church grounds are vested in the Representative Body of the Church in Wales and do not form part of the assets of the parish.
APPROVED by the Parochial Church Council on 9th March 2021
and signed on its behalf by
(Name) Rev'd Marcus Nelson
(Signature)
(Name) Mrs Pauline Page (Treasurer)
(Signature)
The notes on pages headed Finance - Page 3 to 10 form part of this account
Finance - Page 2
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
Notes to the financial statements for the year ended 31st December 2020
1 Accounting policies
The Financial Statements have been prepared in accordance with applicable United Kingdom accounting standards, the “Statement of Recommended Practice: SORP (FRS102)" issued by the Charity Commissioners, and the Church in Wales Accounting Regulations.
The historical cost convention is used except for the valuation of certain fixed assets, whose valuation basis is detailed in note1a below. The accruals basis of accounting has been adopted. The principal accounting policies are applied consistently
a Fixed assets
Churches, churchyards and vicarages are vested in the Representative Body of the Church in Wales. Such property forms no part of the assets of the parish. Moveable church contents are inalienable property and require a faculty for disposal. Many are historic for which no reliable cost or valuation bases exist. They are not recognised on the balance sheet nor listed, to prevent increased risk of theft and vandalism. Expenditure on churches (including contents), churchyards and vicarages is written off when incurred.
Other freehold land and buildings are held in trust for the parish by either the Representative Body or the Llandaff Diocesan Board of Finance.
There is no freehold land or building not vested with the Representative Body of the Church in Wales. No provision for depreciation of land and buildings is made.
Routine additions and replacements to the hall contents are charged to current expenditure.
Equipment is charged to current expenditure.
Investment assets are stated at mid-market values on the balance sheet date. The income from these assets is stated as revaluation to distinguish it from other income.
b Funds
Endowment funds: St Mark's Church has no endowment funds.
Restricted funds: represent donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of each year must be carried forward as a balance on that fund.
Unrestricted funds: are general funds which can be used for PCC ordinary purposes. Designated Funds: are sums set aside out of general funds for specific designated purposes. They can be transferred back to unrestricted funds at any time.
c Incoming resources are all accounted for gross.
Planned giving, collections and donations are recognised when received. Tax refunds are recognised as soon as the amounts are claimable. Grants and legacies are accounted for when the PCC is legally entitled to the amounts due. Investment income: Where the PCC has not invested separately for each fund, interest is apportioned to individual funds on an average balance basis.
All other income is generally recognised when it is receivable.
Finance -Page 3
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
Notes to the financial statements for the year ended 31st December 2020 continued
1 Accounting policies continued
d Outgoing resources
Parish share is paid regularly and is included in expenditure for the year to which it relates.
Unrestricted fund grants (including donations to missions) are recognised when determined by the PCC. Amounts received specifically for missions are dealt with as restricted funds and the liability for the payment is recognised when the amounts are received.
All other expenditure is generally recognised when it is incurred.
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2020 2019
2 Paid employees £ £
Gross wages and salaries 85,571 56,850
Employer's national insurance costs 5,472 2,549
Pension contribution costs 2,436 1,782
Total staff costs 93,479 61,181
Average number of employees in the year (FTE) 4 3
3 Payments to PCC members
Refund of expenditure paid to PCC trustees and close
relatives, other than clergy 1,155 6,197
Number of PCC members and close relatives paid expenses 8 12
No PCC members were employed
----- End of picture text -----
4 Analysis of incoming resources
| Voluntary income a Planned giving Envelopes Gift direct Standing orders - vouchers, bank b Church collections Cash Collections Gift Aided Collections Vouchers - CAF, Stewardship c Donations Donations gift aided Donations non-gift aided d For mission Home missions |
Unrestricted Designated Restricted 2020 £ £ £ £ 3,959 0 0 3,959 132,945 0 0 132,945 17,183 0 0 17,183 154,087 0 0 154,087 1,989 0 0 1,989 781 0 0 781 400 0 0 400 3,170 0 0 3,170 2,514 0 11,258 13,772 2,236 0 955 3,191 4,750 0 12,213 16,963 0 0 0 0 |
UnrestrictedDesignated Restricted 2019 £ £ £ £ 5,297 0 0 5,297 116,708 0 0 116,708 16,435 0 270 16,705 138,440 0 270 138,710 5,430 0 0 5,430 2,515 0 0 2,515 680 0 0 680 8,625 0 0 8,625 2,352 330 0 2,682 2,444 0 235 2,679 4,796 330 235 5,361 0 0 51,843 51,843 |
|---|---|---|
Finance - Page 4
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
Notes to the financial statements for the year ended 31st December 2020 continued
| 4 Analysis of incoming resources continued Unrestricted Designated Restricted 2020 Voluntary income £ £ £ £ d For Mission continued Overseas missions Christian Aid 0 0 1,480 1,480 CMS - Africa 0 0 205 205 CMS - South America 0 0 0 0 OMF 0 0 100 100 Pakistan - Gwyn Ratcliffe 0 0 0 0 TEAR Fund Harvest Appeal 0 0 170 170 0 0 1,955 1,955 Total for the worldwide church 0 0 1,955 1,955 e Tax refunds Gift Aid tax 3,427 0 2,820 6,247 Gift Direct tax 32,699 0 0 32,699 Gift Aid tax on Small Donations 605 0 17 622 36,731 0 2,837 39,568 f Grants Prickett charity 1,001 0 0 1,001 Diocesan Grant re Covid 17,330 0 0 17,330 Diocesan Mission Fund Grants 0 0 3,333 3,333 FareShare Grant 0 0 4,000 4,000 Listed Places of Worship - VAT 373 0 0 373 Wales Leadership Forum - Covid 250 0 0 250 St Teilo's Trust Grants 0 0 0 0 18,954 0 7,333 26,287 Generated income g Money raising Goods sold to support mission partners 0 0 30 30 0 0 30 30 h Hall/property Building usage 525 0 0 525 Rent - 27 Pen y Bryn Road 1,444 0 0 1,444 Vicarage gas 249 0 0 249 Use of photocopier 85 0 0 85 2,303 0 0 2,303 i Events/Activities Youth weekend away 0 0 0 0 Adult Events 0 0 125 125 ABCs 73 0 0 73 Community Café 263 0 0 263 336 0 125 461 j Other incoming resources HMRC National Insurance Refund 5,042 0 0 5,042 HMRC Furlough 0 0 2,567 2,567 HMRC Maternity Pay 0 0 0 0 St Philip's Church - Parish Share 0 5,667 0 5,667 5,042 5,667 2,567 13,276 |
UnrestrictedDesignated Restricted 2019 £ £ £ £ 0 0 873 873 0 0 97 97 0 0 97 97 0 0 100 100 0 0 1,950 1,950 0 0 171 171 0 0 3,288 3,288 0 0 55,131 55,131 3,947 83 67 4,097 28,930 0 0 28,930 1,608 0 0 1,608 34,485 83 67 34,635 1,000 0 0 1,000 0 0 0 0 0 0 16,850 16,850 0 0 0 0 667 1,474 8,072 10,213 0 0 0 0 0 0 4,500 4,500 1,667 1,474 29,422 32,563 0 0 61 61 0 0 61 61 2,470 0 0 2,470 0 0 0 0 195 0 0 195 135 0 0 135 2,800 0 0 2,800 0 0 1,908 1,908 150 0 0 150 336 0 0 336 1,186 0 0 1,186 1,672 0 1,908 3,580 2,549 0 0 2,549 0 0 0 0 0 0 7,490 7,490 0 5,688 0 5,688 2,549 5,688 7,490 15,727 |
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Finance - Page 5
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
Notes to the financial statements for the year ended 31st December 2020 continued
| 5 Analysis of resources expended Charitable activities Unrestricted Designated Restricted 2020 Support of ministry £ £ £ £ a Parochial expenses of clergy Clergy travel expenses 587 0 105 692 Clergy other expenses 1,595 0 0 1,595 2,182 0 105 2,287 Parish activities b Maintenance of services Hire of Heath Citizens' hall 810 0 0 810 Speakers' expenses 255 0 0 255 Worship requisites 425 0 0 425 Musical instruments 180 0 0 180 Sound & projection 1,037 0 0 1,037 2,707 0 0 2,707 c General parish expenses Admin/Comm. - salaries & on costs 15,038 0 0 15,038 Stat., copying & office materials 2,347 0 0 2,347 Computers 899 0 754 1,653 Office telephone & internet 492 0 0 492 Training courses 180 0 0 180 Gifts 25 0 0 25 Membership subscriptions 200 0 0 200 Independent examination 60 0 0 60 Staff appointment costs 0 0 0 0 Bank Charges 120 0 0 120 PCC meeting costs 0 0 0 0 19,361 0 754 20,115 Church property d Maintenance of churches Insurance 1,178 0 0 1,178 Electricity 2,317 0 0 2,317 Gas 3,319 0 0 3,319 Church - building fabric 0 0 0 0 Church - building services 1,498 0 0 1,498 Church equip. - reps & renewals 637 0 0 637 Cleaner - salary 3,432 0 1,005 4,437 Cleaning materials 479 0 0 479 12,860 0 1,005 13,865 e Maintenance of other property Hall etc. - building fabric 0 0 0 0 Hall etc. - building services 647 0 0 647 Hall etc. equip. - reps & renewals 113 0 35 148 Grounds 547 0 0 547 27 Pen y Bryn Road 1,364 0 0 1,364 2,671 0 35 2,706 |
UnrestrictedDesignated Restricted 2019 £ £ £ £ 1,057 0 0 1,057 2,297 0 0 2,297 3,354 0 0 3,354 1,208 0 0 1,208 370 0 0 370 504 0 0 504 476 0 0 476 1,126 535 0 1,661 3,684 535 0 4,219 19,918 0 0 19,918 1,652 0 0 1,652 1,130 0 0 1,130 467 0 0 467 20 0 0 20 385 0 0 385 200 0 0 200 60 0 0 60 239 0 0 239 140 0 0 140 100 0 0 100 24,311 0 0 24,311 1,147 0 0 1,147 2,575 0 0 2,575 4,337 0 0 4,337 264 0 0 264 1,947 0 0 1,947 529 0 0 529 4,212 0 0 4,212 400 0 0 400 15,411 0 0 15,411 147 0 0 147 1,196 0 0 1,196 409 150 0 559 664 0 0 664 539 0 0 539 2,955 150 0 3,105 |
|---|---|
Finance - Page 6
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
Notes to the financial statements for the year ended 31st December 2020 continued
| 5 Analysis of resources expended continued Charitable activities Unrestricted Designated Restricted 2020 £ £ £ £ f Exceptional expenditure Refurbishing Youth Lounge 0 1,380 18 1,398 Battery operated mower 969 0 0 969 Preliminary plans - Hall improvemen 0 900 0 900 Lobby Screen Electrics 0 85 0 85 Reordering contract & fees 0 0 0 0 Other Building Costs 0 0 0 0 Other Fittings and equipment 0 0 0 0 Website and logo 0 0 0 0 969 2,365 18 3,352 Grants & financial support g Parish Regular children's work 314 0 0 314 Regular youth work 245 0 0 245 Children & Youth - Salaries & on costs 53,376 0 3,002 56,378 Children & Youth Pastors' Expenses 293 0 0 293 Project Pastor's Salary & On costs 0 0 12,182 12,182 Project Pastor's Expenses 0 0 98 98 Hiraeth Pastor's Salary & on costs 1,376 0 4,068 5,444 Hiraeth Pastor's Expenses 60 0 0 60 Hiraeth Expenses 141 0 0 141 Youth Weekend Away 0 0 0 0 Adult events 216 0 125 341 Pastoral Care (FareShare) 114 0 993 1,107 Outreach publicity 503 0 99 602 Adult evangelism 45 0 0 45 Children's evangelism 650 0 0 650 Worship Well 32 0 23 55 ABC's 9 0 0 9 Community Café 53 0 0 53 Christians Against Poverty 0 0 1,940 1,940 57,427 0 22,530 79,957 h Home Mission Archbishop's fund for children 100 0 0 100 Books Plus Building Fund 500 0 0 500 Cardiff Asian Christian Outreach 2,000 0 0 2,000 Cardiff Food Bank 500 0 0 500 Christians Against Poverty UK 1,605 0 0 1,605 Christians Against Torture 250 0 0 250 Christmas - the Story 100 0 0 100 Church in Wales Centenary Fund 1,000 0 0 1,000 Concern Cymru 500 0 0 500 Home4U Cardiff 1,000 0 0 1,000 Mission Partners' Christmas Gifts 200 0 0 200 Mothers Union Caravan 200 0 0 200 Rainbow of Hope - Paradise Run 500 0 0 500 Salvation Army Wales 500 0 0 500 Scripture Union 500 0 0 500 UCCF - Cardiff Universities 500 0 0 500 St Philip's Roof Repair Fund 0 0 0 0 Other 0 0 0 0 9,955 0 0 9,955 |
UnrestrictedDesignated Restricted 2019 £ £ £ £ 0 1,986 243 2,229 0 0 0 0 0 0 0 0 0 699 0 699 0 0 55,263 55,263 0 6,830 0 6,830 0 5,228 0 5,228 0 1,314 0 1,314 0 16,057 55,506 71,563 484 0 0 484 41 0 0 41 23,149 0 8,990 32,139 130 0 0 130 0 0 0 0 0 0 0 0 2,538 0 2,500 5,038 21 0 0 21 303 0 0 303 1,475 0 2,344 3,819 1,012 0 0 1,012 0 0 0 0 638 0 0 638 228 0 0 228 1,330 90 0 1,420 140 0 130 270 109 0 0 109 482 0 0 482 0 0 0 0 32,080 90 13,964 46,134 100 0 0 100 300 0 0 300 1,200 0 0 1,200 500 0 365 865 350 0 0 350 250 0 0 250 200 0 0 200 0 0 0 0 250 0 0 250 300 0 0 300 500 0 0 500 0 0 0 0 0 0 0 0 250 0 189 439 250 0 0 250 250 0 0 250 0 0 50,500 50,500 300 0 789 1,089 5,000 0 51,843 56,843 |
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Finance -Page 7
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
| Notes to the financial statements for the year ended 31st December | Notes to the financial statements for the year ended 31st December | Notes to the financial statements for the year ended 31st December | Notes to the financial statements for the year ended 31st December | Notes to the financial statements for the year ended 31st December | Notes to the financial statements for the year ended 31st December | Notes to the financial statements for the year ended 31st December | Notes to the financial statements for the year ended 31st December | 2020 continued | 2020 continued | 2020 continued | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 5 | Analysis of resources expended continued | ||||||||||
| Charitable activities Grants & financial support |
Unrestricted £ |
Designated £ |
Restricted £ |
2020 £ |
UnrestrictedDesignated £ £ |
Restricted £ |
2019 £ |
||||
| i | World Mission | ||||||||||
| Amigos Uganda Appeal Bible Society Christian Aid CMS - Africa CMS - South America Langham Preaching Mission partners' Christmas Gifts Mothers Union Overseas Appeal Open Doors OMF South Asian Concern (Indian Mission) TEAR Fund Tindale's Support World Vision 28 Too Many Other |
1,500 500 0 3,000 1,500 500 100 500 700 500 500 3,250 500 1,000 650 0 |
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 |
0 0 1,480 205 0 0 0 0 0 100 0 170 0 0 30 0 |
1,500 500 1,480 3,205 1,500 500 100 500 700 600 500 3,420 500 1,000 680 0 |
526 300 0 3,000 3,000 250 200 0 500 1,250 350 3,000 1,750 0 0 500 |
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 |
0 0 873 97 97 0 0 0 0 100 0 171 0 0 61 1,950 |
526 300 873 3,097 3,097 250 200 0 500 1,350 350 3,171 1,750 0 61 2,450 |
|||
| 14,700 | 0 | 1,985 | 16,685 | 14,626 | 0 | 3,349 | 17,975 | ||||
| j | Fund Transfers | ||||||||||
| To Critical repair fund To Contingency fund Grant for St Philip's Parish Share |
-5,000 -45,000 -3,180 |
5,000 45,000 3,180 |
0 0 0 |
0 0 0 |
-5,000 0 -4,080 |
5,000 0 4,080 |
0 0 0 |
0 0 0 |
|||
| -53,180 | 53,180 | 0 | 0 | -9,080 | 9,080 | 0 | 0 | ||||
| 6 | Current assets Debtors |
||||||||||
| Sundry debtors Prepayments |
597 1,396 |
0 0 |
431 0 |
1,028 1,396 |
1,351 663 |
113 0 |
7,053 0 |
8,517 663 |
|||
| 1,993 | 0 | 431 | 2,424 | 2,014 | 113 | 7,053 | 9,180 | ||||
| 7 | Cash and bank balances | ||||||||||
| CAF cash current account CAF cash card account CAF gold deposit account Virgin money account Shawbrook account Hodge bank account |
14,148 447 1,056 1,915 12,440 0 |
778 0 27,970 43,192 0 53,667 |
5,659 0 0 21,467 13,168 0 |
20,585 447 29,026 66,574 25,608 53,667 |
5,855 380 1,551 29,777 10,416 0 |
654 0 13,271 15,117 0 48,286 |
832 0 5,505 14,302 11,675 0 |
7,341 380 20,327 59,196 22,091 48,286 |
|||
| **30,006 ** | 125,607 | **40,294 ** | 195,907 | 47,979 | 77,328 | 32,314 | 157,621 | ||||
| 8 | Creditors falling due within one year | ||||||||||
| Sundry creditors Payroll liabilities |
1,151 372 |
900 0 |
74 483 |
2,125 855 |
2,610 630 |
834 0 |
42 0 |
3,486 630 |
|||
| 1,523 | 900 | 557 | 2,980 | 3,240 | 834 | 42 | 4,116 |
Finance - Page 8
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
Notes to the financial statements for the year ended 31st December 2020 continued
| 9 Designated funds Contingency fund Opening balance Interest received Transfer from unrestricted funds Critical Repair Opening balance Interest received Transfer from unrestricted funds Legacies Opening balance Interest received Geoff Clark memorial Opening balance Interest received Youth lounge flooring Preliminary Plans for Hall Redevelopment. Parish Weekend Memorial Donations Opening balance Purchases approved by PCC St Philip's Parish Share St Philip's contribution Grant transferred from unrestricted funds St Philip's portion of Parish Share Total designated funds |
Balance Incoming Outgoing Balance 1st Jan. Resources Resources 31st Dec. £ £ £ £ 15,117 75 45,000 15,117 45,075 0 60,192 48,286 380 5,000 48,286 5,380 0 53,666 7,334 7 7,334 7 0 7,341 5,007 3 1,380 900 5,007 3 2,280 2,730 654 0 0 654 209 85 209 0 85 124 5,667 3,180 8,847 0 8,847 8,847 0 76,607 59,312 11,212 124,707 |
|---|---|
10 Restricted funds
Building Redevelopment
| For roof repair and redevelopment of the building Opening Balance Interest received Christians Against Poverty Grant Opening Balance Interest received on grant held CAP monthly contribution (from Sept) CAP equipment (50% of cost) Total Restricted Funds carried forward |
21,355 112 21,355 112 0 21,467 9,670 77 1,200 740 9,670 77 1,940 7,807 31,025 189 1,940 29,274 |
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Finance - Page 9
St Mark's Gabalfa Parochial Church Council - Charity No 1131555
Notes to the financial statements for the year ended 31st December 2020 continued
| 10 | Restricted funds | Balance 1st Jan. £ |
Balance 1st Jan. £ |
Incoming Resources £ |
Incoming Resources £ |
Outgoing Resources £ |
Outgoing Resources £ |
Outgoing Resources £ |
Outgoing Resources £ |
Balance 31st Dec. £ |
Balance 31st Dec. £ |
||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Restricted Funds carried forward | 31,025 | 189 | 1,940 | 29,274 | |||||||||||
| Community Projects - Fare Share | |||||||||||||||
| Money donated and granted for support of those | in need | due | to Covid 19 | ||||||||||||
| Donations from Church Members | 1,290 | ||||||||||||||
| Gift Aid & GADSD Tax | 226 | ||||||||||||||
| Grant via Citizens Church | 4,000 | ||||||||||||||
| Food Supplies Purchased | 993 | ||||||||||||||
| Other Costs - equipment and mileage | 239 | ||||||||||||||
| 0 | 5,516 | 1,232 | 4,284 | ||||||||||||
| Hiraeth Grants | |||||||||||||||
| Opening Balance | 2,503 | ||||||||||||||
| Grant for Hiraeth from Diocese | 3,333 | ||||||||||||||
| Interest received on grant held | 9 | ||||||||||||||
| Salary from grants | 2,505 | ||||||||||||||
| 2,503 | 3,342 | 2,505 | 3,340 | ||||||||||||
| Telling the Joyful Story Grant | |||||||||||||||
| Opening Balance | 2,005 | ||||||||||||||
| Interest received on grant held | 16 | ||||||||||||||
| 2,005 | 16 | 0 | 2,021 | ||||||||||||
| Earmarked Donations | |||||||||||||||
| Opening Balance (Worship Well) | 105 | ||||||||||||||
| Donation for IT | 603 | ||||||||||||||
| Gift Aid Tax | 151 | ||||||||||||||
| Donation for Adult Evangelism | 500 | ||||||||||||||
| Staycation offering & contrib. to speaker's fee | 125 | 125 | |||||||||||||
| Computer and IT purchases | 754 | ||||||||||||||
| Purchases of equipment for Worship Well | 23 | ||||||||||||||
| 105 | 1,379 | 902 | 582 | ||||||||||||
| Youth Lounge Fund | |||||||||||||||
| Money raised by the youth to upgrade the youth lounge | |||||||||||||||
| Opening Balance | 551 | ||||||||||||||
| Paint for youth lounge | 18 | ||||||||||||||
| 551 | 0 | 18 | 533 | ||||||||||||
| Mrs Thomas' legacy | |||||||||||||||
| This was an endowment fund held by the RB given to buy an | annual prize for | the child | who | best | memorised Scripture. | ||||||||||
| The fund was closed and the proceeds remitted to us. It must be used for that intended purpose. | |||||||||||||||
| 134 | 0 | 0 | 134 | ||||||||||||
| Children & youth work | |||||||||||||||
| Grants for children & youth pastors' salaries. | |||||||||||||||
| Opening Balance | 3,002 | ||||||||||||||
| Interest received on grant held | 1 | ||||||||||||||
| Salaries from grants | 3,003 | ||||||||||||||
| 3,002 | 1 | 3,003 | 0 | ||||||||||||
| Project Pastor | |||||||||||||||
| Gift Aided Donation for Project Pastor's salary and on-costs (mid July to December) | |||||||||||||||
| Monthly Donations | 9,820 | ||||||||||||||
| Gift Aid Tax | 2,460 | ||||||||||||||
| Project Pastor's Salary and other costs | 12,280 | ||||||||||||||
| 0 | 12,280 | 12,280 | 0 | ||||||||||||
| HMRC - Furlough Receipts | |||||||||||||||
| HMRC furlough pay for Hiraeth Pastor and Cleaner | |||||||||||||||
| Received from HMRC | 0 | 2,567 | 2,567 | ||||||||||||
| 0 | 2,567 | 2,567 | 0 | ||||||||||||
| Mission | |||||||||||||||
| Money collected for specific mission purposes, and used | for those purposes. | Individual mission | |||||||||||||
| giving included in the notes on pages 7&8 | |||||||||||||||
| Donations | 1,985 | ||||||||||||||
| Various mission agencies | 1,985 | ||||||||||||||
| 0 | 1,985 | 1,985 | 0 | ||||||||||||
| Total restricted funds | 39,325 | 27,275 | 26,432 | 40,168 |
Finance - Page 10