THE PAROCHIAL COUNCIL OF THE ECCLESIASTICAL
PARISH OF
ST PETERS, TUNBRIDGE WELLS
Charity Number: 1131548
For the year ended 31 December 2024
Incumbent: Mike Warren
The Vicarage, Bayhall Road, Tunbridge Wells TN2 4TP
Bank: HSBC Bank PIC
105 Mount Pleasant
Tunbridge Wells
Independent Examiner:
T Lane
Director in M N Jenks & Co Limited
Chartered Accountants
72 Commercial Road
Paddock Wood
Kent
TN12 6DP

St Peter's Church PCC
Year Ended 31 December 2024
The Parochial Council of the Ecclesiastical Parish of St Peter's Tunbridge
Wells. Worklng Name: St Peter's, Tunbridge Wells
Trustees Annual Report for 2024
Background
St Peter's aims to promote the preaching and teaching of the gospel of Jesus Christ within the
parish, and beyond its boundaries througih ihe work of a number of missionary societies. It
seeks to maintain good relationships with other churches within the parish and town. It aims,
as far as possible, to maintain a good community profile.
Charitable Status and Governing Document
The charity was registered with the Charities Commission on 8 September 2009 under the
goveming7 document The Parochial Church Council Powers Measure (1956) as amended and
The Church Representation Rules.
Membership
Members of the PCC are either ex officio or elected by the Annual Parochial Church Meeting
(APCM) in accordance with the Governing document and the Church Representation Rules.
Members of the PCC are also Trustees of the Charity.
During7 the year the following served as members of the PCC:
Incumbent:
(Chaim]an) Michael Warren
Assistant Minister:
Philip Peddar
Wardens:
Cliff Nay (resigned w.e.t". 8.10.2024)
Sally Poland
Andy Colbran (elected 8.12.2024)
Representatives on The Deanery Synod: vacant
Elected Members
Richard Akehurst (retired I1.4.2024)
Lourdes Bragg (elected 12.4.2024)
Anthony Burgess, Treasurer
Michele Burgess
Andy Colbran (12.4-7.12.2024) (elected Vice Chair 4.11.2024)
Peter Fromow
Rachel Fromow
William Lane
David Wakely
Lindsey Sumpter
Keith Waters (retired I1.4.2024)

St Peter's Church PCC
Year Ended 31 December 2024
Shared Leadership Team
The minister & churchwardens (ex-officio), plus 2 elected from the PCC. Flected members
this year., Anthony Burgess, Phil Peddar (from 29.4.2024), William Lane (resigned
28.8.2024)
Aims:
to cary out the business of the PCC between meetings
to oversee the provision of facilities necessary for St Peter's to fulfil its mission in a
welcoming and safe environment
to look in detail at finances and budgets and make recommendations to the PCC.
Church Attendance
The names of 96 Members appear on the revised Church Electoral Roll of whom 54 were not
residenl within the parish.
In person attendance of services ranges from higyh eighties to over l 00, with a handful of
households and a group at a local r¢sidential home participatingy in services by Zoom. A few
members of the church family who are housebound and not able to join services online
appreciate the delivery of weekly prinled ordcrs of scrvice.
Reviejv of the Year
Meetings
St Peter's PCC held l APCM and 7 meetings during 2024.
Mission
The church continues to attract new members, both believers and enquirers, particularly from
those moving into the area.
The PCC continued to support and pray for our mission links: Serving In Mission (SIM),
People International (Pl). Crosslinks and Release International. St Peter's is a member of
The Sussex Gospel Partnership and supports Oakhill Theological College and the training of
Anglican ordinands
Youth work
The children and youth benefit from Sunday Bible Class¢s' occasional games nights for SPY
(I I to 14 year olds); and a study group, CY, for 14 to 18 year olds.
Historically, Bibles were presented to St Peter's School leavers each summer terni, but more
recently they have been given to pupils joining Year 2 so they can be used throughout their
time at school.

St Peter's Church PCC
Year Ended 31 December 2024
Evangelism and Worship
The vicar Mike Warren, the assistant minister Phil Peddar and the church family work
together to spread th¢ gospel in the parish and to strengthen adult and youth teaching. Door-
knocking in the parish, under the leadership of Phil Peddar, has led to new people attending
services.
Community
St Pcter's School Governors: Mike Warren & Phil Peddar.
A number of church members continued to serve the community in a quiet and godly
way in local charities and ministering7 in sheltered housing and nursing homes.
Adminlslratlon
The church continues to be supported by Lourdes Bragg and Lindsey Sumpter in
administrative matters. The role includes secretarial support for the Vicar, mana&Fing church
hall lettings, record-keeping, purchasingF supplies.
St Peter's uses a church management system, Churchbuilder for various administrative
functions and, importantly, provides security of data.
Churcb Fabric, Maintenance
The church buildings were kept in good order by the Church Wardens, Richard Akehurst and
Andy Colbran.
lan Cochrane continues his many years of service maintaining the grounds, clocks and
overseeing the condition of the bells in the tower.
Policies & Risk Management
Safeguarding Policies
The Safeguarding Policy and associatcd procedures continue to be reviewed and updated in
accordance with guidance from Diocese and National Safeguarding Team. The Parish
Safeguarding Officer is Michele Burgess. All adults working with children and/or adults who
may be vulnerable are recruited according to the Saler Recruitment Policy, including the
appropriate DBS checks, carried out by Rachel Fromow.
Health & Safety
The PCC has a policy on Health & Safety which is reviewed regularly by the PCC and
communicated to users of the halls and church buildings.
Financial Reserves Policy
During 2024 the PCC agreed to set aside £25,000 in a d¢signated contingency fund by way of
reserve r¢pr¢senting approximately three months operating expenditure.

St Peter's Church PCC
Year Ended 31 December 2024
Review of financial activiti¢s
The accounts for the year ending 2024 show an overall deficit of £19,686 but a small surplus
of £2,699 in the Unrestricted General Fund. The year end result would have been much
better had it not been for necessary but unplanned spending of £25,500 on th¢ building.
Reported in the accounts as 'Routine Maintenance, this figure included £14,61 5 spent on the
church tower clearing vegetation and repointing the affected areas plus remedial work to the
rear porch. In addition, £828 was spenl on extracting a swarn] of bees from the building.
The main difference between the overall deficit and small surplus in the General Fund lies in
spending £21,000 in consultancy fees in preparation for the rct"urbishment of'the Church
building in 2025. These funds were taken from the 'Church Development Fund,.
Income through regular givingi and donations as well as general operating expenditure ran
much as planned at the beginning of the year.
Despite some generous increases by parishioners regular giving through standing orders was
down slightly by 2.5 % to £54,373. Sadly, these were not able to fully compensate for losses
due to some members leaving or reducingi their giving.
Once again Interest income from the PCC'S deposil with CCLA of £52,571 (£46,501, 2023)
mad¢ a significant contribution to overall income representing 30 % of total funds received.
The hire of the Church buildings also made an important contribution of £30.886 or 7.50/0 to
the PCC'S overall income.
The autumn church missionary appeal raised £5.081 (excluding glift aid) and this sum was
dispersed among St Peter's mission partners in December.
Funds
During 2024 the PCC rearranged some of its funds to reflect the probable cost of work
refurbishing the Church building and make provision for the possibl¢ purchase of a property
for future work¢rs or provide a source of additional income.
£375,000 of the monies held in the St Peter's Designated Church Development Fund were
transferred to a new Designated fund entitled, Sl Peter's Housing Fund. This was
supplemented by a transfer of £125,000 from the PCC'S Unrestricted General Fund to make a
round £500,000. The Church Development Fund was reduced to £491,565.
The General Fund was also reduced by a further £25,000 to create a new Contingency
Reserve Fund representing 3 months operational overheads. 1.his figure will be enhanced by
a further £5,000 in 2025.
The Gordon Lavy Fund (£1 0.000) is restricted specifically to assist with the cost of
refurbishing the Church foyer. It is expected this money will be used when th¢ Church
refurbishment programme commences.

St Peter's Church PCC
Year Ended 31 December 2024
2025 Budget
A budget for the General Fund in 2025 takes a conservative view of income and expenditure
and forecasts a small surplus of just under £ 1,000. Income by way of donations and regular
giving is assumed to remain steady however a reduction in credit inkrest is anticipated
reflecting transfers out of the main deposit account to pay for the start of refurbishment works
during the summer months. Operdting expenditure is expected to rise by circa 5 % to cover
general price rises however the PCC anticipates a reduction in outlay on routine maintenance
by some £20,000 following last year's exceptional expenditure on repairs.
Once again without the benefit of ¢￿dit interest the Church would see a deficit of between
£35,000 to £40,000. The PCC is fully aware the church redevelopment programme n¢¢ds to
bc carefully costed and planned to ensure there will be enough capital available to generate
income sufficient to meet future operating expenses.
Other matters
Stewardship, London is responsible for the staff payroll. their duties also include making sure
tax and pcnsion payments are made.
Considering the financial position of the charity at 31 DecembL'r 2024, the expecled income
and expenditure for 2025 and current level of unrestricted gieneral reserves. thL mcmbcrs of
the PCC belicv¢ that it is appropriate to consider the charity a going conc¢rn trom the date of
the approval of the accounts.
The Trustees have complied with the duty in section 4 of the 2006 Charities Act to have due
regard to the public benefit &yuidance published by the Charity Commission.
Annual Report adopted by PCC on
Chairnian: Mike Warren
Date:

St Peter's Church PCC
Year En
IndepeRdeDI examlner'8 report ¢0 tke PCC of Si P¢ter'• Church, Tanbrldv Wdlj
Cb*rity number 1131548
I reFx)rt to the trustees on my exarnination of the accounts of St Peter's Church (the Trust) for
the year ended 31 Decembcr 2024 which are set out on 8 to 17of the 2024 Ac¢ounis .
RupoDJlbilitleJ and hJl• of r¢port
As the charity trustees of the Trust you are responsibl¢ for the prcparation of the accounts in
accordw with the ffquirements of the Charities A¢t 201 L ('the A¢t').
I r¢kY)rt in respect of my examination of the Trust's aLxounts ￿rrIed out under sectlon 145 of
the 201 l Act and in carrying out my examinalion I have followcd all the applicable
Directions 8iven by the ChaTity Comrnis5ion under s￿lion 145(5Xb) of the Act.
l•d¢p¢Md¢ut exADilner'& JtAterneDI
I hove completed my examination. l ¢onfinn that no material mattets have come to my
attention in connection with the examlnation givin8 me cause to ￿lieve thal in any material
l. acwintin8 rxcffds were kept in respect of the Trust as requir¢d by 8tttion 130 of the
2. the accounts do not ac¢ord with those ￿ords. or
3. the accouniy do not comply with th¢ applicable requirements concerning the form and
content of xcounts set out in the Charities {A¢counis and Reports) Regulations 2008 oth¢T
than any requircment that the ￿COUntS give a 'true and fair view which 1$ not a matter
considered as part of an independent examination.
I have no concerns and hav¢ come plross no other matters In conncction with the
examination to which att¢nlion should ￿ drawn in this rewjrt in order to onable a proper
undeNanding of the accounts to be f￿h¢d.
T IAn¢
Director In MN Jenks & Co Llmltrd
72 Commercial Rc
Padd￿k Wood
Tonbrid8e
Kcnl
rN12 6DP
r i
ThlTrJ J¢-￿Q C L,ad

St Peter's Church PCC
Year Ended 31 December 2024
Statement of Financial
Activities
Prior
Unrestricted Designated Re$tri¢led Endowment
funds
funds
funds
funds
Total
funds
ye&r
tot41
funds
Incorn¢ and ¢ndowmenls from:
Incoming resources from donors
56,975
16.155
4,338
5,056
62.(136
16.155
5.859
66.093
18.003
21,425
Gift Aid
Othcr voluntary in¢omin8 resources
30
1.491
Income from invc$tm¢ntq
Income Irom charitablc and ancillary
Iiudin
Intome from non chariiable trading
l)¢hLr (Trrdin4wy in¢omin8 fLsoufLes
-rot*l Income
J2,571
52.571
46.-501
32.494
32.494
32.934
5.978
168.412
5.978
171,094
2,118
1117,07S
'xpendllure on:
3,360
54,722
1.066
101,3U2
1,213
5,365
20
.725
56.531
2,()99
101.302
10.225
40.466
Activi¢lLS dir¢ctly reluted io churLh work
Muji)r rcpair%
Siipends and Parish %hHre
l.'und.rai5ing and publicit
C'hurLh manu¥emLni and ¥dminisirg4tion
Tot*1 expenditure
1,789
1.633
1(10.518
1.720
20.160
16S.161J
1611,010
Net Income I (ex￿ndItUre) resoiirces
before tranyfer
2,699
123.447)
1,162
119.6861
I'rnnsfe
Ciros4 tNnsfers between lunds- in
Jf17%s ir￿s1cr.S hLIwLen lunds- out
Other recognised I losyes
CJ#ins on revdluaiion. fixed &85¢ts,
charity 8 OWII USC
N¢t movtmtnt funds
Total fund$ brfjy%h¢ forwArd
5,247
526,(191
(151.015} {375,0061
531.338
16,219
(531.3381 (16,2191
15,317)
1143.1)681
173,151
14.1551
119,6116)
.086,737 1,059.672
8417.nl I
Total funds carrled fonvard
30,1)83 1,024,$48
12.420
,067,051 1,086,737

St Peter's Church PCC
Year Ended 31 December 2024
Tot*1 c4rri¢d forw•rd
30.083 134.548
12.420
1,1kn7,Ib.$1
1,086,737
Repre8ented by
[Inre$trlcted
fj¢nero] lund
24.989
24,989
168,057
D¢slgn•l¢d
Asyistani Minister
Church Development Fund
Loniingency Reserve Fund
Di¢)ce5an R¢pdiT fund
St 1'c￿r,8 t)iSCTCtionary Fund
Si Pe*r's Housing Trund
Training & Developmeni Fund
491.565
25,0(X)
491,565
25.000
888,358
147
5(Y).000
7.835
147
500,000
7.835
147
8.505
Re4tricted
Addiiiunal Agency
Agency collcclion
A55i%i#nt Minist¢r
BiblL5 fvr Si P¢¢cr5 S¢ho(Trl
Chiirch r)evelopmeni Fund
GAD Lavy b'und
Miysionary Giving
St Peter's 14ousing Fund
Tower fund
Youth Camp Fund
Youth Workcr Fund
200
12001
200
{2(X)}
200
{2c￿)}
94
10,000
1672)
94
10,000
16721
94
i 0,000
14881
2,419
2.419
4.149
5.672
5,672
7,913

St Peter's Church PCC
Year Ended 31 December 2024
Balance Sheet
tkscription
2024
2023
Current *ysets
Bank curreni HSBC
CCLA Deposit
Elank deposii IISBC
Accounts Re¢Livyble
Totil I".urr¢nl a5Jeti
3.286
6,415
1,046,439
3,471
1fi.061
1,1169,256
1.054,247
10,091
18.Y40
1.089,693
Ll•bllllles
Agency collections
Accounis Payable
Total l.14bililiey
2.950
Net Asyet surpluy
,067,0$1
1,0&6,737
Rtprtstnttd by funds
Ci¢nerttl IllnrLsiriLILdl
[kSi￿ated
R¢s¢rkct¢d
Tot#1
30,083
1,024.548
12,420
,067,041
173.151
897.011
16.575
,0116,737
4{Pco_ 6.gL
I QtAc-L ￿-t[leC-7￿,
Cl(Fh
io

St Peterys Church PCC
Year Ended 31 December 2024
Note I: AccountlDg Policies
The financial statements of the PCC have been prepared in accordance with the Church Accounting
Regulations 1997 as amended by ihe Church Accounting (Amendment) Regulations 2001 on an
accruals basis.
Funds
General funds represent the funds of the PCC that arc not subject to any special restrictions regarding
their use and are available for application to the bieneral purposes of the PCC. These include the
separately analysed funds designated for a particular purpose by the PCC.
The accounts include monetary transactions. assets and liabililies for which the PCC can be held
reswnsible. They do not include ihe accounts of other Church groups thal owe an affiliation to
another body, nor those that are informal biatherings of Church members,
Balance Sheel
The following assets are recognised but not necessarily valued in the Balance Sheet:
Movable church furnishings held by churchwardens on special trust for the PCC and which
require a faculty for disposal.
Land and building7s held on behalf of the PCC. Freehold assets are included at historic
valuation. Land is not deprecial¢d.
Oth¢r fixtures. fittings and office equipment where the PCC is free to dispose of such &5sets
without faculty and where the original cost exceeded £2,000.00.
Investments held beneficially by the PCC.
The following assets are recognis¢d and monetary value given as part of th¢ d¢scription in the
Balance Sheet:
Amounts owing from the Inland Revenue even if a fornial claim has noi been mad¢
Any other amounts invoiced and owing to the PCC including church hall lettings and
insurance claim5.
Legacies wher¢ fornial notification of entiilemenl and amount h&8 been received at 31
t)ecember by the PCC.
C105ing bank balances.
The following liabilities are recognised in the Balance Sheet:
Any loans or overdrafts advanced to the PCC.
Any arrear5 of Dio¢¢san Parish Share.
Creditors for goods or services where Ihe supply has been received and invoiced by 31
D¢cemb¢r.
li

St Peter's Church PCC
Year Ended 31 December 2024
Nfjte 2: C.8xh and Bank B¥lwntes
2024
2023
£Stg
Bank c￿￿ent HSBC
CBF ChurLh ofF:n81ond Deposit Fund
Bank Deposit FISBC
3,286
1.046.439
3.471
6,415
1.054,247
TO'fAL
1,033,195
.070,753
Note 3: Ikblo
GiftAidT
14,775
17,000
1,940
Waler Supply
1,286
TOTAL
16,061
18.940
Note 4: Dlxelosablt Tr#nsaetloTrJ
IndepeDden¢ b.xaminer'4 Fees
720
12

St Peter's Church PCC
Year Ended 31 December 2024
Note 5 . Fund movement by type
Opening Ineoming Outgoing Transfers GainslLosses Journals Closing
Contingency Fund
Designated
25.(X)O
25,000
2SOOO
St Peter's Di4eretlonary Fund
IksiBnat¢d
147
J47
147
147
Dlocesin Re￿ir Fund
Designated
51 Peter'8 FIou8lng Fund
tX.si8naled
Restricled
5(M).IM)O
500.(K)O
500.000
TrAlnln% & l)evtlopmtnt Fund
Desi8na*d
670
6711
7,S35
7035
8,505
A%¢n¢y
RistTiCted
200
2110
200
200
Jener*l Trund
Unrestric*d
168,512
168.412
165,813
1145,7671
168.813 1145,7671
30,083
30,013
173.lfl
Agency Coll¢ttlon
Restricted
(2001
12(KJl
Tower Fun
R¢stri¢t¢d
4,149
4.149
1.290
.290
20
20
13,(X)01
{3.0110)
2,419
2AIg
Youth
R¢stricted
2,241
2,241
12,2411
12,241)
Blbles for St Peter's Sthool
l)csignated
Restricted
30
76
450
420
175)
13

St Peter's Church PCC
Year Ended 31 December 2024
St Peter's Church Development Tr und
Designaied
888.358
Rcstrictcd
21.793 1375,0001
491.565
8811.358
21.793
1375,lJOOI
M1891onAry Clving Trund
Dcssgn¥tLd
Restricled
(51
184
1.5)
C'AD l.Avy Fynd
R¢stricl¢d
10,o¢Jo
10.000
10,000
10,000
A5JlstAftt Mlnlster Fund
DL'5ignulcd
Re%tricied
Youth exmp fund
Dcsi8llDted
670
670
67U
670
GraDd 'l'otal
1.0116,737
194.780
l.Q67,0fj1
14

St Peter's Church PCC
Year Ended 31 December 2024
Note . 6 Analysis of Income and Expenditure
Total
Unrestricted Designated Restrleted Endowment
Thls
year
L&st
year
INCOME AND ENDOWMENTS FROM:
Inc(trmirtg rel0u￿tY from donors
Incomc tax recovered
Regular giving
Env¢lop¢ 8¢hem¢
C'hurch LollLLiions
Mission C'olleLlion4
Incoming reyouretg from donors
16,155
54.373
305
2.277
20
16.155
54.373
305
2.277
5.081
18.003
55,837
405
2.907
6.884
5.056
73,130
78,191
84,1196
Othtr volunl4ry incoming ttwureey
SuDdTy t)onations
Children and Youih
Daddy & Me
Other voluntary lthcomlnK r¢Joyr¢tJ
TDt•b
4,070
27
242
30
1.491
5.591
27
242
21.084
100
242
4J38
30
1,491
4&49 21,421
Ineome from Inv¢strnent5
Inl¥rLst rLciivcd
Income from Investments I'￿#
52.571
.$2.471
46.501
46.101
.$2.57]
ltscome from ¢b4rit•ble and Ancillary trAdlnR
8JlL of BIM)ky & Cards
Hall Incon)c
Church Family Events
IncTrme from chArlt*bl¢ and 4n¢lll*ry
Irxdlrtg'l'o1415
236
30.886
1,372
236
30,886
1.372
419
30,579
1.936
32A94
32AY4
32,934
Other ordlnary IneomlnR r¢i(tryr¢e$
FLe5 weddin85 Lt
Insurance Incom
Other ordlnAry Incoming r¢souTfey
'I'ol*l
2,318
3,46Q
2,518
3,461Tr
2,118
2.118
Incomt ind endowmenty Grlnd tot#1
168,812
6.V7
174,1194 IX7,117S
15

St Peter's Church PCC
Year Ended 31 December 2024
EXPENDITURE ON:
Grants
Mi5sionury Societies
lome mission
5.365
6.500
2.225
7,(X)O
3,225
2.225
3J60
Gr4nts Tota15
Actlvltles dlrectly related l• ¢hur¢b work
Major Repairs
Diocesan Board of Fin8n¢e Fee5
Vic8ra8¢ Costs
Diocesan Common Fund
Assistant Minister l.'xpenses
As8i%tanl Minister Sdlary
L'l¢aning
t4ooks and Licenc¢s
Truining & Peupl¢ D¢v¢lopm¢iit
Outr¢ach Printin
Vi¢ars l.'xpenses
Church (1￿, Electricity & Wai¢r
Roulinc Mainicnance
Chur¢h Insurance
Lay Stall-cosis
C'hildren ond Youth
Worship
l-:vgn8elism
Daddy & ML c()%1
Ac¢lvltle8 dlre£tly related to church
rk'fotgts
1,066
1,633
2,699
545
1,158
1,045
3,722
3.364
57.750 55.000
102
402
38,570
40,707
3,829
235
922
4,609
899
2,8.15
219
322
637
985
7.238
25.582
4,264
10.-551
1,361
3,722
57,750
102
38.570
3,82Y
922
229
219
637
7,238
25.562
4.264
10,551
242
670
20
2,500
4,1(12
12.663
1,120
202
295
124
124
244
3A22
20
160.432 141 J29
und-r*l*lftg *Thd pyblitlty
1319- Church l-.amily l-.vLnts
1323 . Bo(Iks & Card PUTcha%¢s f(TrT sale
nd-raiJin% and publlelty I'(>t*ls
1,159
54
1,213
1,159
-54
lJ13
1.193
527
1.7211
C.'hur¢h m4n*¥¢ment ind adrnlnlstrA(Ioo
,xpenses- Administration
.Siation¢ry & l)osthge
ank & C￿d Reader Charges
Architects fees
Ilospitality
PLC
Church rngngg¢m¢nl And
*dministralion 'l'otg1$
2,681
498
2.681
498
4,463
478
120
20,160
20,160
140
720
140
720
635
840
20,1611
24J10
.%pendilure Grand totats
16.5.813
23.582
194.780 160.010
16

St Peter's Church PCC
Year Ended 31 December 2024
ote 7: Staff Costs
The Vicar is an Office Holder paid by ihe Church Commisstoners. The PCC make a payment to the
Church Commissioners equivalent to the salary and pension contributions paid.
During 2024 th¢r¢ was only one member of stsff directly employed by the PCC.
2023
2024
Staff remuneration
Tothl
45.072
i8,570
Note 8 . Transactions with PCC members
l ) During the financial year members of the PCC made donations to the Charity without
conditions tolalling £25,500.
2) The following meinbers of the PCC receive remuneration from ihe PCC
Name
Role for which remuneralion is received
Mr P P¢ddar
Assistant Minister
The conlra¢t under which this Trustee is employed by the PCC is the same as for those other staff
with similar role5. No Trustee5 receive remuneration for their roles as Trustees.
3) During the year the following members of Ihe PCC were reimbursed expenses incurred in
undertaking their roles for the Church.
Rev M Warren
£637
P Peddar
£102
Trdvel, phone and office expenses
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