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2025-02-28-accounts

CAMBRIDGE KOREAN CHURCH

Charity No. 1131451

Company No. 06831723

Trustees' Report and Unaudited Accounts

28 February 2025

CAMBRIDGE KOREAN CHURCH

Contents

Pages
Trustees' Annual Report 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Summary Income and Expenditure Account 5
Balance Sheet 6
Notes to the Accounts 7 to 11
Detailed Statement of Financial Activities 12 to 13

Page 1

CAMBRIDGE KOREAN CHURCH

Trustees' Annual Report

The trustees, who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the unaudited financial statements of the charity for the year ended 28 February 2025 .

REFERENCE AND ADMINISTRATIVE DETAILS

Company No. 06831723 Charity No. 1131451

Registered Office

St. Andrews Baptist Church 43 St. Andrews Street Cambridge CB2 3AR

Directors and Trustees

The Directors of the charitable company are its Trustees for the purposes of charity law. The following Directors and Trustees served during the year: S.J. HONG H.S. YIM

Company Secretary

H. M. LEE

Accountants

MCAR LONDON 69 Station Road Hampton Greater London TW12 2BT

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Companies Act 2006. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities. The above report has been prepared in accordance with the provisions applicable to companies subject to the small companies regime as set out in Part 15 of the Companies Act 2006 and in accordance with the Charities SORP (FRS 102).

Signed on behalf of the board

H.S. YIM Trustee 19/11/2025

Page 2

CAMBRIDGE KOREAN CHURCH

Independent Examiner's Report

Independent Examiner's Report to the trustees of CAMBRIDGE KOREAN CHURCH

I report to the charity trustees on my examination of the financial statements of CAMBRIDGE KOREAN CHURCH for the year ended 28 February 2025 .

Responsibilities and basis of report

As the charity's trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 ('the 2006 Act.

Having satisfied myself that the financial statements of the Charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's financial statements as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe:

• the financial statements do not comply with the accounting requirements under section 396 of the 2006 Act other than any requirement that the financial statements give a 'true and fair' view which is not a matter considered as part of an independent examination; or

• the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Mr A Raja, FCA, ICAEW MCAR LONDON 69 Station Road Hampton Greater London TW12 2BT

19/11/2025

Page 3

CAMBRIDGE KOREAN CHURCH

Statement of Financial Activities

for the year ended 28 February 2025

Notes
Income and endowments
from:
Donations and legacies
3
Total
Expenditure on:
Charitable activities
4
Other
5, 6
Total
Net gains on investments
Net income
Transfers between funds
Net income before other
gains/(losses)
Other gains and losses
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
2025
£
74,450
74,450
4,164
31,354
35,518
-
38,932
-
38,932
-
38,932
56,469
95,401
Total funds
2025
£
74,450
74,450
4,164
31,354
35,518
-
38,932
-
38,932
-
38,932
56,469
95,401

Page 4

CAMBRIDGE KOREAN CHURCH

Summary Income and Expenditure Account for the year ended 28 February 2025

Income
Gross income for the year
Expenditure
Total expenditure for the year
Net income before tax for the year
Net income for the year
2025
£
74,450
74,450
35,518
35,518
38,932
38,932
2024
£
46,881
46,881
37,172
37,172
9,709
9,709

Page 5

CAMBRIDGE KOREAN CHURCH

Balance Sheet

at 28 February 2025

Company No. 06831723 Notes 2025 2024
£ £
Current assets
Cash at bank and in hand 95,681 56,774
Creditors:Amount falling due within one year 7 95,681
(280)
56,774
(305)
Net current assets 95,401 56,469
Total assets less current liabilities Total assets less current liabilities 95,401 56,469
Net assets excluding pension asset or liability 95,401 56,469
Total net assets 95,401 56,469
The funds of the charity The funds of the charity
Restricted funds 8 - -
Unrestricted funds 8
General funds 95,401 56,469
Reserves 8 95,401
-
56,469
-
Total funds 95,401 56,469

These accounts have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

For the year ended 29 February 2024 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

Approved by the board on 19 November 2025

And signed on its behalf by:

H.S. YIM Trustee 19/11/2025

Page 6

CAMBRIDGE KOREAN CHURCH

Notes to the Accounts

for the year ended 28 February 2025

1 Accounting policies

Basis of preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Fund accounting
Unrestricted funds These are available for use at the discretion of the trustees in furtherance of the
general objects of the charity.
Designated funds These are unrestricted funds earmarked by the trustees for particular purposes.
Revaluation funds These are unrestricted funds which include a revaluation reserve representing the
restatement of investment assets at their market values.
Restricted funds These are available for use subject to restrictions imposed by the donor or through
terms of an appeal.
Income
Recognition of Income is included in the Statement of Financial Activities (SoFA) when the charity
income becomes entitled to, and virtually certain to receive, the income and the amount of
the income can be measured with sufficient reliability.
Income with related Where income has related expenditure the income and related expenditure is
expenditure reported gross in the SoFA.
Donations and Voluntary income received by way of grants, donations and gifts is included in the
legacies the SoFA when receivable and only when the Charity has unconditional
entitlement to the income.
Tax reclaims on Income from tax reclaims is included in the SoFA at the same time as the
donations and gifts gift/donation to which it relates.
Donated services These are only included in income (with an equivalent amount in expenditure)
and facilities where the benefit to the Charity is reasonably quantifiable, measurable and
material.
Volunteer help The value of any volunteer help received is not included in the accounts.
Investment income This is included in the accounts when receivable.
Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value
revaluation of fixed at the end of the year.
assets
Gains/(losses) on This includes any gain or loss on the sale of investments.
investment assets

Page 7

CAMBRIDGE KOREAN CHURCH

Notes to the Accounts

for the year ended 28 February 2025

Expenditure

Expenditure
Recognition of Expenditure is recognised on an accruals basis. Expenditure includes any VAT which
expenditure cannot be fully recovered, and is reported as part of the expenditure to which it
relates.
Expenditure on These comprise the costs associated with attracting voluntary income, fundraising
raising funds trading costs and investment management costs.
Expenditure on These comprise the costs incurred by the Charity in the delivery of its activities and
charitable activities services in the furtherance of its objects, including the making of grants and
governance costs.
Grants payable All grant expenditure is accounted for on an actual paid basis plus an accrual for
grants that have been approved by the trustees at the end of the year but not yet
paid.
Governance costs These include those costs associated with meeting the constitutional and statutory
requirements of the Charity, including any audit/independent examination fees,
costs linked to the strategic management of the Charity, together with a share of
other administration costs.
Other expenditure These are support costs not allocated to a particular activity.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Freehold investment property

Investment properties are measured initially at cost and subsequently at fair value at each balance sheet date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they arise.

Stocks

Stock is included at the lower of cost or net realisable value. Donated items of stock are recognised at fair value which is the amount the charity would have been willing to pay for the items on the open market.

Trade and other debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Page 8

CAMBRIDGE KOREAN CHURCH

Notes to the Accounts

for the year ended 28 February 2025

Research and development

Expenditure on research and development is written off in the year in which it is incurred.

Foreign currencies

Monetary assets and liabilities denominated in currencies other than the functional currency of the charity are translated at the rates of exchange prevailing at the end of the reporting period. Transactions in currencies other than the functional currency of the charity are recorded at the rate of exchange on the date that the transaction occurred.

All exchange differences are are taken into account in arriving at net income/expenditure.

Leased assets

Where the charity enters into a lease which entails taking substantially all the risks and rewards of ownership of an asset, the lease is treated as a finance lease.

Leases which do not transfer substantially all the risks and rewards of ownership to charity are classified as operating leases.

Assets held under finance leases are initially recognised as assets of the charity at their fair value at the inception of the lease or, if lower, at the present value of the minimum lease payments. The corresponding liability to the lessor is included in the balance sheet date as a finance lease obligation. Lease payments are apportioned between finance expenses and reduction of the lease obligation so as to achieve a constant rate of interest on the remaining balance of the liability. Finance expenses are recognised immediately, unless they are directly attributable to qualifying assets, in which case they are capitalised in accordance with the charity's policy on borrowing costs.

Assets held under finance leases are depreciated in the same way as owned assets.

Operating lease payments are recognised as an expense on a straight-line basis over the lease term. In the event that lease incentives are received to enter into operating leases, such incentives are recognised as a liability. The aggregate benefit of incentives is recognised as a reduction of rental expense on a straight-line basis.

Pension costs

The charity operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the company pays fixed contributions into a separate entity. Once the contributions have been paid the company has no further payments obligations. The contributions are recognised as expenses when they fall due. Amounts not paid are shown in accruals in the balance sheet. The assets of the plan are held separately from the company in independently administered funds.

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

2 Company status

The company is a private company limited by guarantee and consequently does not have share capital.

Page 9

CAMBRIDGE KOREAN CHURCH

Notes to the Accounts

for the year ended 28 February 2025

3
Income from donations and legacies
Unrestricted
£
Gifts and Offering
74,450
74,450
4
Expenditure on charitable activities
Unrestricted
£
Expenditure on charitable activities
Young Children & Youth work
1,109
Fellowship & Conferences
1,343
Miscellaneous
1,712
Governance costs
Missionary Expenses
600
4,764
5
Other expenditure
Unrestricted
£
Church Running Expenses
616
Employee costs
-
Premises costs
4,800
General administrative costs
-
5,416
6
Staff costs
2025
£
Salaries and wages
25,338
No employee received emoluments in excess of £60,000.
7
Creditors:
Amounts falling due within one year
2025
£
Bank loans and overdrafts
300
Adjustment
(20)
280
Total
2025
£
74,450
74,450
Total
2025
£
1,109
1,343
1,712
600
4,764
Total
2025
£
616
-
4,800
-
5,416
2024
£
27,125
2024
£
305
305

Page 10

CAMBRIDGE KOREAN CHURCH

Notes to the Accounts

for the year ended 28 February 2025

8 Movement in funds

At 1 March
2024
Restricted funds:
Unrestricted funds:
General funds
56,469
Total funds
56,469
9
Analysis of net assets between funds
Net current assets
10
Reconciliation of net debt
Cash and cash equivalents
Bank overdrafts
Adjustment
Net debt
Incoming
resources
(including
other
gains/losses)
£
74,450
74,450
Resources
expended
£
(35,518)
(35,518)
Unrestricted
funds
£
95,401
95,401
Cash flows
£
95,681
(300)
20
95,401
95,401
At 28
February
2025
£
95,401
95,401
Total
£
95,401
95,401
At 28
February
2025
£
56,774
(305)
-
56,469
56,469

11 Related party disclosures Controlling party

The company is limited by guarantee and has no share capital; thus no single party controls the company.

Page 11

CAMBRIDGE KOREAN CHURCH

Detailed Statement of Financial Activities

for the year ended 28 February 2025

Income and endowments from:
Donations and legacies
Gifts and Offering
Total income and endowments
Expenditure on:
Charitable activities
Young Children & Youth work
Fellowship & Conferences
Miscellaneous
Governance costs
Missionary Expenses
Total of expenditure on charitable
activities
Other expenditure
Church Running Expenses
Employee costs
Wages and salaries
Premises costs
Rent
General administrative costs,
including depreciation and
amortisation
Sundry expenses
Total of expenditure of other costs
Total expenditure
Net gains on investments
Net income
Page 12
Unrestricted
funds
2025
£
74,450
74,450
74,450
1,109
1,343
1,712
4,164
600
600
3,798
616
616
25,338
25,338
4,800
4,800
-
35,518
35,518
-
38,932
Total funds
2025
£
74,450
74,450
74,450
1,109
1,343
1,712
4,164
600
600
3,798
616
616
25,338
25,338
4,800
4,800
-
35,518
35,518
-
38,932

CAMBRIDGE KOREAN CHURCH

Detailed Statement of Financial Activities for the year ended 28 February 2025

(Continued)

Net income before other
gains/(losses)
Other Gains
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
2025
£
38,932
-
38,932
56,469
95,401
Total funds
2025
£
38,932
-
38,932
56,469
95,401

Page 13