2022-03-31-accounts

Trustees Report		1 to 13
Statement ofTrustees'	Responsibilities	14
Independent Auditors'	Report	15to 19
Statement of Financial	Activities	20 to 21
Balance Sheet		22
Statement of Cash Flows		23
Notes to the Financial	Statements	24 to 43

Reference and	Reference and	Administrative Details	Administrative Details	Administrative Details
Trustees				Mr Gareth Bray
				Mr Hugh Hedderly
				Mr Timothy Charles Styles
				Mr Roger Michael Varney
				Mrs Janet Varney
				Mr William Horton
				Mr Mark Steer Chairman
				Miss Judith Cross
				Miss Bimini Love
				Mr Kevin Prinsloo
				Mrs Elaine Roberts
Secretary				Mr Malcolm Putko
Principal	Office			81 Truro Road
				St Austell
				Cornwall
				PL25 5JQ
Registered	Office			81 Truro Road
				StAustell
				Cornwall
				PL25 5JQ
Company	Registration		Number	6725642
Charity Registration		Number		1131438
Bankers				CAF Bank Limited
				25 Kings Hill Avenue
				Kings Hill
				West Mailing
				ME194JQ
Auditor				PKF Francis Clark
				Lowin House
				Tregolls Road
				Truro
				Cornwall
				TR1 2NA

449 people (23.83%female) were referred to us for an assessment.
18-24yea( olds made up 12.92%of referrals, 25-40 peat' olds made up 40.76%,41-
55 year olds made up 29.84%and those 56+ made up16.48%.
57.46%of referrals identified themselves as White British, 0.67%a Black, Asian or
Mixed Ethnicity and 41.87%did not disclose their ethnicity.
Over the year the total supported was259 with 66(25.48%) being female.
We were unable to support190 applicants ofwhich 105(55.26%)were female
For a variety ofreasons 248 people left the service over the year.

(Including Inc	ome a	nd Expe	nditure Acc	ount)
			Unrestricted	Restricted	Total	Total
		Note	fundsf	fundsf	2022	2021
Income and Endowments		from:
Donations and legacies		2	4,127	203,110	207,237	200,171
Charitable activities		3	2,939,570	236,405	3,175,975	2,283,890
Investment income		4	833		833	494
Other trading income			261		261	195
Total Income			2,944,791	439,515	3,384,306	2,484,750
Expenditure on:
Raising funds			(6,464)		(6,464)	(17,103)
Charitable activities			(2,226,094)	(339,594)	(2,565,688)	(1,980,601)
Total Expenditure			(2,232,558)	(339,594)	(2,572,152)	(1,997,704)
Net income			712,233	99,921	812,154	487,046
Transfers between	funds		(45,395)	45,395
Other recognised	gains and losses
Net movement in funds			666,838	145,316	812,154	487,046
Reconciliation of	funds
Total funds brought	forward		2,209,941	93,768	2,303,709	1,816,663
Total funds carried	forward	17	2,876,779	239,084	3,115,863	2,303,709

			Unrestricted	Restricted	Total
			funds	funds	2021
			F
Income and Endowments		from:
Donations and legacies			1,840	198,331	200,171
Charitable activities			2,218,390	65,500	2,283,890
Investment income			494		494
Other trading income			195		195
Total Income			2,220,919	263,831	2,484,750
Expenditure on:
Raising funds			(17,103)		(17,103)
Charitable activities			(1,788,458)	(192,143)	(1,980,601)
Total Expenditure			(1,805,561)	(192,143)	(1,997,704)
Net income			415,358	71,688	487,046
Transfers between	funds		(13,125)	13,125
Net movement in funds			402,233	84,813	487,046
Reconciliation of	funds
Total funds brought	forward		1,807,708	8,955	1,816,663
Total funds carried	forward		2,209,941	93,768	2,303,709

Balance	Shee	t	as a	t 31 March 2022
						2022	2021
					Note
Fixed assets
Tangible assets Investments					9 10	2,592,995 100	2,338,885 100
						2,593,095	2,338,985
Current assets
Debtors						153,490	193,707
Cash at bank	and	in hand				940,405	426,325
						1,093,895	620,032
Creditors: Amounts			falling due within one year		12	(105,253)	(146,201)
Net current	assets					988,642	473,831
Total assets	less	current		liabilities		3,581,737	2,812,816
Creditors: Amounts			falling due after more than one year		13	(465,874)	(509,107)
Net assets						3,115,863	2,303,709
Funds ofthe charity:
Restricted income funds
Restricted funds						239,084	93,768
Unrestricted	income		funds
Unrestricted	funds					2,876,779	2,209,941
Total funds					17	3,115,863	2,303,709

				2022	2021
			Note	F
Cash flows from operating	activities
Net cash income				812,154	487,046
Adjustments to cash flows	from non-cash	items
Depreciation				127,054	117,400
Investment income				(833)	(494)
				938,375	603,952
Working capital adjustments
Decrease/(increase) in debtors			11	40,217	(106,374)
(Decrease)/increase in creditors			12	(16,712)	29,295
Decrease in deferred income			12	(25,902)	(16,682)
Net cash flows from operating	activities			935,978	510,191
Cash flows from investing activities
Interest receivable and similar	income			833	494
Purchase oftangible fixed assets				(381,164)	(470,387)
Net cash flows from investing	activities			(380,331)	(469,893)
Cash flows from financing activities
Repayment of loans and borrowings			12	(41,567)	(40,373)
Net increase/(decrease) in cash and cash equivalents				514,080	(75)
Cash and cash equivalents at	1 April			426,325	426,400
Cash and cash equivalents at	31 March			940,405	426,325

					Unrestricted	Restricted	Total	Total
					funds	funds	2022	2021
					'E			F
Donations	and	Legacies;
Donations					4,127		4,127	4,741
Grants, including			capital	grants;
Government		grants				203,110	203,110	195,430
					4,127	203,110	207,237	200,171

3	Income	from charitable activities
			Unrestricted	Restricted	Total
			funds	funds	2022
			K		F
	Room Rental income		1,774,603		1,774,603
	Electricity	&phone fees	4,976		4,976
	Government grants			236,405	236,405
	Empowering independence		774,310		774,310
	Outreach	services	324,871		324,871
	Harbour	Firesafe income	37,470		37,470
	Insurance	claim proceeds	23,340		23,340
			2,939,570	236,405	3,175,975
			Unrestricted	Restricted	Total
			funds	funds	2021
			F		F
	Room Rental income		1,565,860		1,565,860
	Electricity &phone fees		5,663		5,663
	Infection	control	20,500		20,500
	Complex	Needs Support	75,475		75,475
	Government grants		487,373		487,373
	Empowering independence		61,049	45,000	106,049
	Harbour	Firesafe income	22,970		22,970
			2,238,890	45,000	2,283,890
4	Investment income
			Unrestricted	Total	Total
			funds	2022	2021
			F
Interest receivable and similar income;
	Interest	on cash deposits	833	833	494

	Activity
	undertaken	Total	Total
	directly	2022	2021
			F
Staff Costs	1,096,589	1,096,589	744,335
Resident Tenancy Sustainment	28,389	28,389	28,420
Outreach expenditure	161,386	161,386
Rent	378,479	378,479	372,864
Advertising	21,719	21,719
Rates	48,898	48,898	43,288
Light 8 Heat	46,216	46,216	55,421
insurance	64,731	64,731	43,836
Consumables	3,013	3,013	2,706
Repairs 8 Maintenance	147,974	147,974	156,481
Security Costs	191,097	191,097	213,975
Cleaning	57,789	57,789	47,307
Telephone & Internet	28,918	28,918	13,437
Staff Entertainment	7,288	7,288
Other Expenditure	52,027	52,027	44,848
Travel Expenses	54,542	54,542	46,614
Bad Debts	10,602	10,602	12,299
Loan Interest	18,243	18,243	19,207
Bank Charges	341	341	59
Depreciation	127,052	127,052	117,400
Accountancy	6,770	6,770	4,734
Audit fees	3,358	3,358	3,414
Legal and professional	10,267	10,267	9,956
	2,565,688	2,565,688	1,980,601

7 Staff costs The aggregate payroll costs were as follows:
	2022f	2021f
Staff costs during the year were:
Wages and salaries	982,652	675,948
Social security costs	77,428	53,147
Pension costs	36,644	23,670
Staff training	6,328	4,976
	1,103,052	757,741

charit	y during	the	year expressed as full time equivalen	ts was as follows:
				2022
				No
Total	Number	of	Employee's	44

9 Tangible fixed a	ssets
	Freehold and	Short
	long	leasehold	Fixtures,
	leasehold	property	fittings and	Motor
	property	improvements	equipment	vehicles	Total
Cost
At 1 April 2021	1,824,441	899,562	167,637	74,437	2,966,077
Additions	273,874	34	85,066	22,190	381,164
At 31 March 2022	2,098,315	899,596	252,703	96,627	3,347,241
Depreciation
At 1 April 2021	15,040	471,720	112,976	27,456	627,192
Charge for the
year		82,649	24,784	19,621	127,054
At 31 March 2022	15,040	554,369	137,760	47,077	754,246
Net book value
At 31 March 2022	2,083,275	345,227	114,943	49,550	2,592,995
At 31 March 2021	1,809,401	427,842	54,661	46,981	2,338,885

10Fixed asset investments
	2020	2021
		f.
Shares in group undertakings	100	100
Shares in group undertakings
	Subsidiary
	undertakings	Total
Cost
At 1 April 2021	100	100
At 31 March 2022	100	100
Net book value
At 31 March 2022	100	100
At 31 March 2021	100	100

		Country	of			Proportion	ofvoting	Principal
Undertaking		incorporation		Holding		rights and	shares held	activity
						2022	2021
Subsidiary	undertakings
Harbour Housing Limited		England	8 Wales	Ordinary shares	E1		100%	Dormant

11 Debtors
		2021
	2022	(Reallocated)f
Trade debtors	41,369	116,931
Prepayments	23,693	10,073
Accrued income	88,428	66,703
	153,490	193,707

12Creditors:	amounts falling due within one year
		2022f	2021f
Bank loans		43,177	41,511
Trade creditors		45,276	43,431
Due to group undertakings		100	100
Other taxation	and social security	6,497	18,115
Accruals		10,203	17,142
Deferred income			25,902
		105,253	146,201

Due to group undertakings Other taxation and social security Accruals Deferred income				100 6,497 10,203 105,253 100 18,115 17,142 25,902 146,201
The company has given a legal	charge over properties	at 22 Bodmin		Road, 79 Truro Road and 28
Penwinnick Road as a security in	respect of bank loans	due within	and	over one year.
				2020
Deferred income at 1 April 2021				25,902
Resources deferred in the period
Amounts released from previous	periods			(25,902)
Deferred income at 31 March 2022

Includ	ed in	the	credi	tors a	re t	he following amounts due aft	er more than five years:
							2022f	2021f
After	more	than	five	years	by	instalments	278,014	327,428

The total value offuture minimum lease paym	ents was as follows:
	2022	2021
		F
Within one year	305,140	291,148
In two to five years	1,204,399	1,151,842
In over five years	9,458,717	9,256,722
	10,968,256	10,699,712

17Funds
		Balance at				Balance at
		1 April	Incoming	Resources		31 March
		2021	resources	expended	Transfers	2022
Unrestricted funds
General
Unrestricted income	fund	1,857,941	2,944,791	(2,232,558)	(69,395)	2,500,779
Designated
Redevelopment fund		100,000			12,000	112,000
Cyclical operation fund		62,000			12,000	74,000
Strategic reserve fund		145,000				145,000
Restructuring fund		45,000				45,000
		352,000			24,000	376,000
Total unrestricted funds		2,209,941	2,944,791	(2,232,558)	(45,395)	2,876,779
Restricted funds
Community work		3,533			(3,533)
INCIST		6,649		(6,649)
Sport England		585		(232)	(353)
Other restricted funds		(2,979)			2,979
Nationwide Landlord
Incentive Scheme		20,678		(15,202)	(4,881)	595
Winter Transformation
Fund		7,440		(6,991)		449
Awards for all		5,231		(5,398)	167
MHLG Covid-19
Homelessness response
fund		33,358		(4,813)		28,545
Morrisons Covid-19
support		577			(577)
Domestic abuse support fund		7,338		(2,435)		4,903
Covid-19 Crowdfunder		1,800			(1,800)
CCF van purchase repairs	and	9,558		(5,450)		4,108
Infection control			4,420	(4,420)
DHSC Out of Hospital			236,405	(285,448)	49,043
Cosgarne accessibilty improvements			19,190	(32)		19,158

Notes to	the Financi	al Statements	for the Y	ear Ended	31 March	2022
		Balance at				Balance at
		1 April	Incoming	Resources		31 March
		2021	resources f	expended	Transfers	2022
Little Cosgarne
improvements			97,500			97,500
Clinically	Extremely
Vulnerable			82,000	(2,524)		79,476
Move on					4,350	4,350
Total restricted funds		93,768	439,515	(339,594)	45,395	239,084
Total funds		2,303,709	3,384,306	(2,572,152)		3,115,863

Notes to the Fi	n	ancial	Statements	for the	Year Ended	31 March	2022
			Balance at				Balance at
			1 April	Incoming	Resources		31 March
			2020f	resources	expended	Transfersf	2021f
Unrestricted funds
General
Unrestricted income		fund	1,538,708	2,220,919	(1,805,561)	(96,125)	1,857,941
Designated
Redevelopment fund			64,000			36,000	100,000
Cyclical operation	fund		50,000			12,000	62,000
Strategic reserve fund			145,000				145,000
Restructuring fund			10,000			35,000	45,000
			269,000			83,000	352,000
Total unrestricted funds			1,807,708	2,220,919	(1,805,561)	(13,125)	2,209,941
Restricted
Tenancy sustainment				3,000		(3,000)
Community work			3,533				3,533
INCIST			3,649			3,000	6,649
Sport England			585				585
Other restricted funds			1,188	1,101	(5,293)	25	(2,979)
Escaping Violence	and
Abuse				55,000	(55,000)
Nationwide Landlord
Incentive Scheme				45,000	(33,422)	9,100	20,678
Winter Transformation
Fund				25,000	(17,560)		7,440
Awards for all				9,698	(4,467)		5,231
MHLG Covid-19
Homelessness response
fund				72,281	(38,923)		33,358
Morrisons Covid-19
support				2,000	(1,423)		577
Domestic abuse support
fund				18,451	(11,113)		7,338
Covid-19 Crowdfunder				1,800			1,800
CCF van purchase repairs		and		10,000	(4,442)	4,000	9,558
Infection control				20,500	(20,500)
Total restricted funds			8,955	263,831	(192,143)	13,125	93,768

Not	es to the Fin	ancial Statement	s for the	Year Ended	31 March	2022
		Balance at				Balance at
		1 April	Incoming	Resources		31 March
		2020	resources	expended	Transfers	2021
Total	funds	1,816,663	2,484,750	(1,997,704)		2,303,709

18Analysis of net assets betwe	en funds
Year ended 31 March 2022	General Funds	Designated Funds	Restricted Funds	Total Funds
Tangible fixed assets	2,440,484		152,511	2,592,995
Fixed asset investments	100			100
Current assets	631,322	376,000	86,573	1,093,895
Current liabilities	(105,253)			(105,253)
Creditors over 1 year	(465,874)			(465,874)
Total net assets	2,500,779	376,000	239,084	3,115,863
Year ended 31 March 2021	General Funds	Designated Funds	Restricted Funds	Total Funds
Tangible fixed assets	2,290,865		48,020	2,338,885
Fixed asset investments	100			100
Current assets	222,282	352,000	45,748	620,032
Current liabilities	(146,201)			(146,201)
Creditors over 1 year	(509,107)			(509,107)
Total net assets	1,857,941	352,000	93,768	2,303,709