**PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** ## **ALL SAINTS’ CHURCH SPRINGFIELD** “A friendly, welcoming church for everyone in the heart of the community” ## **1. Introduction** The Parochial Council of The Ecclesiastical Parish of Springfield, Diocese of Chelmsford, referred hereafter as All Saints’ Springfield is a corporate body established by the Church of England and registered with the Charity Commissioners, (Charity Registration Number: 1131427). The registered address is All Saints’ Church, Springfield, Springfield Green, Chelmsford, Essex, CM1 7HS. The address for correspondence is 4 Old School Field, Chelmsford, Essex, CM1 7HU. The Parochial Church Council (PCC) has the responsibility of co-operating with the Rector to promote, in the ecclesiastical parish of All Saints’ Springfield, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the All-Saints’ Church Centre buildings, part of the Burial Ground in Trinity Road, a Freehold property at 60 Chichester Drive and the internal decoration of the Rectory. ## **2. Objectives** The PCC is committed to serving the whole Springfield parish community, and to welcoming as many people as possible to become part of the church community at All Saints’ and to worship at All Saints’ Church. The PCC maintains an overview of worship and makes suggestions on how work in God’s mission can involve the many groups that live within our parish. Our services and worship put faith into practice through prayer and scripture, music and sacrament. When planning our activities for the year, the Rector and the PCC have considered the Commission’s guidance on public benefit and the specific guidance on charities for the advancement of religion. We try to enable ordinary people to live out their faith through developing their knowledge and trust in Jesus; caring for other people; helping people who are in need; and actively serving the community. We make provision for pastoral care to people living in the parish, those on the Church Electoral Roll outside the parish, and conduct mission work in the local community. In support of this we make extensive use of our church and church centre and maintain the buildings. ## **3. Parochial Parish Council** ## **3.1. Membership** Members of the PCC are either ex officio (e.g., clergy, readers, churchwardens or synod members), representatives of the laity elected by the Annual Parochial Church Meeting (APCM) in accordance with the Church Representation Rules, or people co-opted by the PCC for special reasons. 1 | P a g e **PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** During the year 2024 the following served as members of the PCC: RECTOR and CHAIRMAN Revd Sally Croft CHURCHWARDENS: Nicola Howard (until April 2024) Robin Stevens (from May 2024) DEANERY SYNOD MEMBER Ian Poston (also Treasurer) (until 2026) Robin Stevens (until 2026) ELECTED MEMBERS: Paula Hiett (until APCM 2025) (PCC Secretary) Carol Leverett (until APCM 2025) Barbara Garside (until APCM 2025) (Vice-Chair PCC) Ben Alder (until APCM 2026) Sue Chorley (until APCM 2026) Shirley Duggan (until APCM 2026) Peter Downes (until APCM 2026) (Electoral Roll Officer) Jack Spencer (until APCM 2027) Sally Hatt (until APCM 2027) Nicola Howard (Resigned February 2025) CO-OPTED: Dave Gauld co-opted May 2024 Paul Strong -co-opted Sept 2024 ELECTED MEMBERS UNTIL APRIL 2024: Dave Gauld (until APCM 2024) Gregory Potts (until APCM 2024) Jan Penney (until APCM 2024) ## **3.2 PCC Officers** PCC Officers, not being members of the PCC, included the following: Planned Giving Recorders: Tim and Angela Pearce Architect: Philippa Reed of Barker Associates ## **3.3 Independent Examiner** Pauline Montague has been appointed to conduct an independent examination of the accounts and accounting records. ## **3.4 Committees** The PCC operates through a number of committees that meet between full meetings of the PCC so that members of the congregation with particular interest or expertise might have an opportunity to contribute to a broadened discussion and decisions. ## **3.4.1 Standing Committee** This is the only committee required by law. It has power to transact business of the PCC between its meetings, subject to any directions given by the Council. The members of the Committee are the Rector, Churchwarden(s), PCC Secretary, Treasurer, Chair of the Finance Committee and Chair of Fabric Committee. 2 | P a g e **PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** ## **3.4.2 Finance Committee** Oversees the general financial dimension of the work of All Saints' by monitoring income and expenditure, budgeting, and coordinating Christian Stewardship of money through planned giving. It met twice during the year. ## **3.4.3 Fabric Committee** Attends to matters relating to the stewardship of the church buildings and fabric, the churchyards, the Rectory and the house at 60 Chichester Drive, currently rented out. No formal meetings were held during the year, business being dealt with virtually. ## **3.4.4 Social Committee** Co-ordinates our catering and social activities and events. It did not meet formally during the year, but activities were arranged virtually. ## **4 Church Attendance** During 2024 we continued our usual pattern of worship. Recordings of Sunday morning worship continue to be shared on YouTube supporting our mission of engaging with our wider congregation and church community. At the beginning of 2024, electoral roll membership was 176 (2023:177). The number of worshippers in attendance at Sunday services averaged out at 84 (2023:87) adults and 23 (2023:20) children (under years 16) during the year, and 20 (2023:27) adults and 10 (2023:17) children attended midweek services. 126 (2023:62) adults and 35 (2023:22) children attended church in person on Easter Day. It is also estimated that some 40 (2023:50) worshippers viewed the on-line service on Easter Day. 108 (2023:107) children under 16 and 151 (2023:163) adults attended the Crib Services and 32 (2023:15) children and 202 (2023:133) adults attended the Carol Service on Christmas Eve. The Midnight Communion Service was attended by 1 child (2023:3) and 61 adults (2023:67). Christmas Day Holy Communion was attended by 9 children (2023:14) and 57 adults (2023:68). 10 (2023:12) infants and children and 0 (2023:0) adults were baptised in 2024. 1 (2022:4) couple were married and7 (2023:8) funeral services were held in church. A further 13 (2023:17) funeral services were conducted at the crematorium during the year on behalf of the parish of All Saints’ Springfield. ## **5 Review of the year 2024** ## **5.1 Proceedings of the PCC.** The full PCC met 6 times during the year. Membership started the year with 16 members reducing to 14 members in April 2024 following the Annual Parochial Church meeting and increased to 15 members in September 2024 following co-option of one member. An average attendance of 10 members at meetings was achieved. During 2024 meetings were held in person in the church centre. 3 | P a g e ## **PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** The PCC and its committees met regularly to debate and agree actions concerning the worship and pastoral activities of the church. The PCC has complied with the duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 (duty to have regard to House of Bishops’ guidance on safeguarding children and vulnerable adults). Safeguarding is always on the PCC agenda as is our progress as an Eco Church. During the year, the work of the PCC included: - - ➢ Approved the 2024 parish share contribution and uplifts to Wedding and Funeral fees. - ➢ Considered and agreed a reviewed Health and Safety Policy and new governance policies as required by the Charity Commission, and role description for PCC members. - ➢ Agreed to continue to employ our Parish Administrator, and to extend contract to the end of December 2024 - ➢ Approved the 2023 Accounts, Trustees Annual Report, and other reports for the APCM. - ➢ Agreed to remove the landline from the church and use the administrator’s mobile phone number as contact point. - ➢ Agreed to putting WiFi into the church. - ➢ Agreed the installation of a defibrillator for public use. - ➢ Supported two nominations for authorisation as lay preachers. - ➢ Agreed uplifted fees for Director of Music - ➢ Approved financial budget for 2025. ## **5.2 Church Activities during the year** ## **5.2.1 Worship and Prayer** - ➢ We are keen to offer a range of services during the week and over the course of the year that our community find both beneficial and spiritually fulfilling. Weekly morning services were held in church and in the church hall (‘Sunday Special’) on Sundays, and in the church on Wednesdays. Sunday morning services in the church are routinely recorded and posted on the Church website for viewing shortly after each service. People continue to enjoy the recorded on-line worship available through YouTube. - ➢ The church was open regularly for personal prayer. - ➢ Baptisms are usually held monthly in the afternoon to accommodate family groups and at other times when appropriate. 10 (2023:12) Baptism services were held during the year, and we welcomed baptism families at our Worship Together or Sunday Special services. - ➢ Every Wednesday morning during term time, Children-in-Church provides a valuable opportunity to welcome pre-school children and their carers into the safe and friendly environment of the church, to play and to enjoy a range of other activities, and to join in a short child-friendly service if they wish. Numbers attending remain stable with an average of 13(2023:11) adults and 12 (2023:12) children now attending in church. - ➢ The Sunday Special worship service is popular with our young families and children, and others who enjoy this alternative form of worship. With a good attendance this continues to be a significant mission activity in the parish with many regular attendees. An average of 23 (2023:19) adults and 20 (2023:14) children attend these services. The service is designed with both children and adults in mind and 4 | P a g e **PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** takes place every Sunday, in parallel with the traditional church service at 10.30am, except once a month when an all-age service is held in the church. Sunday Special Eucharist is usually offered during the third Sunday worship. - ➢ Our 7th Chelmsford Boys' Brigade Company paraded their colours at church services in February (Communion Together) and May, September and November (Worship Together). ## **5.2.2 Music and Mission** - ➢ The Choir leads the singing at 10.30 am Sunday Services in the church and sings for special services and occasions, weddings and funerals. - ➢ During 2024, the choir sang an anthem at every Communion Service and broadened their repertoire with several new anthems. - ➢ Particular highlights were: - Candlemas the choir sang Herbert Brewer’s Nunc Dimittis and, unaccompanied, Philip’s Stopford’s haunting ‘Do not be afraid’. - Ash Wednesday, the choir sang the amazing ‘Sound the Trumpet’ by H Purcell - ➢ The choir sang compline on Monday of Holy Week as part of the Choir practice and sang at the service on Maundy Thursday and during the Good Friday meditation where singing and cello and flute playing was very meditative. - ➢ On RSCM Music Sunday (9th June) the choir sang the Herbert Brewer Canticles, Joanna Forbes Lestrange’s Lord’s Prayer, I shall sing with the Spirit and A Prayer of St Patrick both by the recently knighted John Rutter. - ➢ In June and October, the choir sang choral evensong. - ➢ Members of the choir joined the choir of St. Mary’s Dunmow in choral evensongs in March and September and at Nine Lessons and Carols in December, all held at St. Mary’s, and in an Advent Service in November held at St. Andrew’s Barnston. - ➢ The All-Saints’ Band, comprising guitars, keyboard and drums, lead the music to support worship in Sunday Special. The band has a broad repertoire including a wide range of contemporary worship songs and includes some modern hymns. - ➢ Members of the choir and the All-Saints’ Band sing at our Worship Together and Communion Together services in church. ## **5.2.3 Pastoral Care** - ➢ The church organisations provide support for anyone seeking help. These activities include practical befriending, follow-up pastoral care visits of the bereaved and personal prayer support are provided by the clergy and our Prayer Ministry Team. This support continued to be provided during the vacancy but with a diminishing number of people. - ➢ During 2024 our Church Centre was used by local organisations, including regular use by our Pre-School which provides early years schooling to children from the local community. - ➢ Over the winter months, All Saints’ Winter Warmer, and our regular All Saints’ Connect Café provided weekly opportunity for people of the Parish to meet for fellowship. For our vulnerable, especially elderly, people these clubs provide opportunity for a friendly chat and keeps attendees in touch with the wider community, along with offers of practical help to anyone who needs it in the community. Copies of the weekly sheet and ‘in touch’ magazine continue to be delivered to people’s homes. - ➢ The Women’s Fellowship meets on the second Thursday of each month and provides spiritual, intellectual and social activities. 5 | P a g e **PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** - ➢ The church supports services at Lyons Court and The Lawns Nursing Home. ## **5.2.4 Mission and Evangelism** - ➢ Helping those in need is a demonstration of our faith. The church continued to promote support for the Chelmsford Foodbank and also Christian Aid Week. Details of the charities supported by the church are shown in the Notes to the accounts. The congregation was also encouraged to donate on-line. - ➢ Our parish magazine “in touch” provides news of our activities and articles that help develop our knowledge and trust in Jesus. This is available in a printed format and via the website. - ➢ Our website also provides comprehensive information about our church, our faith, our services and activities, the latest news and calendar of what’s happening, how people can be married or bring their children for baptism here, and how to find us and contact us. - ➢ House-Groups provide opportunities for members to meet, study and discuss the Bible and its application to everyday life. ## **5.2.5 Work with Children and Young People** Work with Children at All Saints continued during 2024 with: - - ➢ Children-in-Church (see 5.2.1 above) which continues to provide a valuable opportunity to welcome pre-school children. - ➢ Sunday Special, (see 5.2.1 above) which has an active and enthusiastic attendance on Sundays and ongoing support to develop new leadership among the parents. - ➢ The Boys’ Brigade comprising Anchor, Junior, Company and Senior sections. The Rector is chaplain to the Company. - ➢ Rainbows, Brownies, and Guides meet in the Church Centre. ## **5.2.6 Eco Church** - ➢ Since January 2021 All Saints’ has been part of the nationwide Eco Church community. As a church we are committed to caring for God’s world through our services and communications, through the way church buildings and land are managed, through engaging with the local community and in global campaigns, and through our own personal lifestyles. - ➢ Caring for God’s world is a regular focus for prayers, talks and songs in church services and in Sunday Special activities. The church’s energy supplier purchases electricity from renewable sources and offsets the emissions from its gas supply. We have improved energy efficiency within the limitations of our heating systems. Within the church centre steps have been taken to encourage waste recycling, and to use more environmentally friendly products. In the western part of the churchyard, a woodland path area and a wildflower area have been developed to benefit wildlife and for everyone to enjoy. More sustainable lifestyles are encouraged through monthly articles in ‘in touch’ magazine, through the Eco Church notice board, through the website, and through Facebook posts. We carry out an annual green lifestyle questionnaire to explore what people at All Saints’ are doing to help the environment, and where there is scope to do more. - ➢ During the year Eco Church activities included: - In partnership with the City Council’s ‘Love Your Chelmsford’ team, in May we held a popular 'Love Your Springfield’ community event, with talks, displays and activities focused on practical ways to help the environment. 6 | P a g e ## **PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** - The speaker at our ‘Environment Sunday’ service in June was Linda Percival, the environmental advocate for Chelmsford deanery. The offertory was donated to the Eco Church charity A Rocha. - We continued our support for the Chelmsford City Fairtrade Campaign. We ran a Fairtrade stall and raffle after services during Fairtrade Fortnight in September, and a Christmas Fairtrade Stall after services late in November. - In September we celebrated ‘The Season of Creation’ with special prayers in all our services. We also held a ‘Days of Creation Walk’, pausing in seven of Springfield’s green spaces for a Bible reading and a prayer. - In December we again provided a shared Christmas Card scheme enabling one card to be sent to all church friends, reducing the environmental impact of sending cards. - Other initiatives during the year included the provision of two water butts so that no mains watering is needed; the twinning of two remaining toilets under Tearfund’s ‘Toilet Twinning’ scheme; ceasing the use of any disposable cups, plates, cutlery or single-use plastic bags; and introducing bee nestboxes and hedgehog boxes within the churchyard. - In December a consultant carried out a comprehensive energy audit of our buildings. This will provide the basis for selecting and providing more efficient and sustainable heating systems for the church and the church centre. - By the end of the year, we reached the stage where we could apply for an Eco Church Gold Award. This will be progressed early in 2025. ## **5.2.7 Community Events** - ➢ Every year All Saints’ holds community events attracting local people. These are a very valuable part of our outreach as well as helping our fundraising. ## **5.2.8 Church and Church Centre** - ➢ The church is regularly open for visitors, for private prayer, and services. - ➢ The Church Centre is well maintained with accessible rooms. The centre is well used by church and community groups throughout the week. - ➢ It is available for use by private individuals for birthday parties and other events. - ➢ The church is available for weddings throughout the year. The families appreciate the music provided by the organist and choir and ringing of the bells. ## **5.2.9 Church Relationships** - ➢ The Rector and two members of the PCC are on Deanery Synod. This provides the PCC with an important link between the parish and the wider structures of the Church of England. Briefings on the proceedings of the Deanery and Diocesan Synod meetings are provided to the PCC. - ➢ The PCC is committed to playing a full part in the North Chelmsford Mission and Ministry Partnership, as it is needed. ## **5.2.10 Ecumenical Relationships** - ➢ The church is a member of Christians Together in Chelmsford, (previously Churches Together) and regularly participates in the Good Friday Procession of Witness in the High Street. Christians Together publicise and co-ordinate ecumenical activities across the city, including a regular Breakfast together. ## **5.2.11 Parish Organisations** 7 | P a g e ## **PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** - ➢ Apart from the activities in and beyond the parish that have received mention in the preceding sections of this report, much of the church’s activities and mission in the parish is carried out week by week by dedicated people and groups, meeting in-person or remotely as allowed, to pursue a variety of social, educational and recreational activities. Annual reports of the activities of these groups are presented in a separate report. ## **5.2.12 Role of Parish Administrator** - ➢ The parish administrator was employed in September 2022 to assist the Rector and church wardens in the administrative responsibilities of the church, for ten hours a week. Overall, the administrator deals with email and telephone enquiries, forwarding them to others as appropriate, maintains online diaries and church centre bookings. The administrator is responsible for the paperwork involved with weddings, baptisms, and funerals, as well as producing invoices for the fees of those events and liaising with the treasurer to make sure the invoices are paid. The administrator’s contract and duties will be reviewed annually. ## **5.2.11 Role of Volunteers** - ➢ Our Rector (stipendiary) prepares and conducts the services assisted by a retired priest with Permission to Officiate. Three Lay Ministers and two Authorised Local Preachers support services. Christian disciples, who live out their faith in service of the church and community in this way, lead all the activities (on a voluntary basis) within the church. - ➢ Our Churchwarden(s) and the Church Council oversee parish activities, while volunteer workers carry out all Church Centre management. All the activities reported under 5.2.8 are led and supported by volunteers, including the organisation of meetings, booking of speakers, provision of refreshments, etc. ## **5.2 Financial Highlights of 2023 (** _**in round figures**_ **)** ## **5.3.1 Giving & Income.** - ➢ There are now 66 (2023 67) members in our Planned Giving Scheme. Planned Giving in 2024 contributed £69,000 (2023: £64,000), with Gift Aid providing an additional £19,000 (2023: £18,000) of income tax reclaimed from the taxman. - ➢ The cash in collection bags provided income of just over £5,000 this year. (2023: £4,000). - ➢ More fundraising events were held this year and brought in £6,500 (2023: £1,500). Donations of £7,000 (2023: £11,800) were also received, which provided a very welcome addition to our income. Some gifts were given with Gift Aid, which is included in the £19,000 noted above. - ➢ Income from the use of the church centre continues to improve but has not quite returned to pre-Covid levels. Donations generated £11,800 (2023: £10,000). - ➢ The PCC receives no fees for our clergy or lay ministers officiating at funeral services at the crematorium. Fees for wedding and funeral services held in church provided income of £2,000 (2023: £3,000). - ➢ Advertising in the church magazine provided income of £600 (2023: £900) with the sales of the magazine more than covering the print costs. - ➢ The house we own in Chichester Drive provided a rental income of almost £12,000 (2023: £11,500), which represents a good return on the capital tied up in the property. 8 | P a g e ## **PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** - ➢ As the churchyard is closed, maintenance is the responsibility of Chelmsford City Council. Members of the congregation undertake the day-to-day upkeep and maintenance of the grounds, and the PCC is able to apply for a small grant to cover costs. We received a grant of £470 (2023: £470). (The Chelmsford Diocese also provided a grant in 2023 of £760 towards increased energy costs) - ➢ We are most grateful for these grants which help to cover the relevant costs. ## **5.3.2 What we spent?** - ➢ Having again been assessed in 2024 for Parish Share based on a full-time stipendiary post of over £99,500, we were only able to pay £88,000 (88%). (2023 £66,700 paid in full based on a half-time post) - ➢ We were still able to pay the usual bills to heat, light and insure the church buildings. - ➢ From the General Fund we spent £11,000 (2023: £18,000) on repairs and maintenance of the church and church centre, and £1,860 at Chichester Drive (2023: £850). - ➢ From the General Fund we again gave £200 (2023: £200) to the Bishop’s School, £25 (2023: £25) to the Friends of Chelmsford Cathedral, £200 (2023: £100) to Christians Together in Chelmsford, £90 (2023: £180) to Tearfund, and £18 (2023: £18) to The Royal British Legion in lieu of a new poppy wreath. Total £533 (2023: £523) - ➢ In 2024 we gave our Independent Examiner a thank you gift voucher for £35 in recognition of her undertaking the examination of the 2022 accounts and for the assistance she provided to the Treasurer and PCC throughout the year, all at no cost. (2023: £35) ## **5.3.3 Charitable giving** - ➢ Our level of charitable giving was at a similar level this year with donations made through collections at services e.g. Remembrance Sunday and at Christmas. People were again encouraged to make their own personal donations if they were unable to attend these special services or did not bring cash. - ➢ We were able to support the Angel Tree Project, The Children’s Society, The Church Army, YMCA Essex, Church Mission Society, Embrace the Middle East, A Rocha UK (for Eco Church), Chelmsford CHESS, Chelmsford Foodbank, Farleigh Hospice, Leprosy Mission, Macmillan Cancer Support, and the Royal British Legion Poppy Appeal. - ➢ The total amount donated was £3,971 (2023: £4,234) and some of this was also given with Gift Aid. ## **5.3.4 And this resulted in…** - ➢ Having maximised our contribution to the Diocese for Parish Share, we ended the year with a very small deficit on the General Fund of £89. (2023: Surplus £1,046). The amount of General Funds retained in hand is maintained at a level to accommodate cash flow variations during the year. ## **5.3.5 Church Estate** - ➢ During 2019 with the permission from the Charity Commissioners, the assets of the Church Estate (Charity number 227437) were transferred to the PCC. The Church Estate charity was closed in 2020. The PCC now holds this permanent endowment and will continue to use the income from the transferred assets for the original 9 | P a g e **PAROCHIAL CHURCH COUNCIL REPORT FOR THE YEAR 2024** purpose, which is for the use and repair of the church or the poor of the parish. ## **6.0 Statutory Accounts** - ➢ The Statutory Accounts are an integral part of this report. There is also a summary account available for the church’s General Fund. This includes all the day-to-day activities of the church but does not include the funds the PCC holds that are for a special purpose, e.g. maintenance of the church building. Approved on behalf of the Parochial Church Council …………………………………………………..Chairman Revd Sally Croft …………………………………………………..Secretary Date: 19[th] March 2025 Paula Hiett 10 | P a g e ALL SAINTS. CHURCH. SPRINGFIELD PCC FINANCIAL STATEMENTS 31st December 2024 Registered Charity no. 1131427 Bankers Barclays Bank plc 4041 High Street. Chelmsford CM1 1 BE Independent Pauline Montsgue FCCA (Revd) Examiner 208 Chignal Road Chelmsford CM14SS ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 CONTENTS PCC Financial Responsibilities Accounting Policies Accounting Policies (continued) Statement of Financial Activities 2024 Balance Sheet and Accountancy Report, 31st December 2024 Notes to Statement of Financial Activities Notes to Statement of Financial Actr'vits'es (continued) Notes to Statement of Financial Acts'vities {conts'nued} Notes to Balan￿ Sheet Notes to Balance Sheet (continued) 10 Notes to Balance Sheet (continued) Independent Examinerfs Report 12 ALL SAINTS. CHURCH. SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 PCC FINANCIAL RESPONSIBILITIES The financial statements must be prepared in accordance with the Ststement of Recommended Accounting Practice". Accounting and Reporting by Charits"es ISORP (FRS 102)], UK Accounts"ng Stsndards and the Charities Acts 2011 and 2022. The requirements include the preparation of financial statements for each financial year consists'ng of a statement of Financial Activities {SOFA) for the financial year and a Balance Sheet at the financial year end together with explanatory notes. In preparing these financial statements the PCC must see that:. suitable accounting policies are selected and agreed and are applied consistently, any esb'mates included are reasonable and prudent. The PCC is therefore responsible for keeping proper accounb'ng records. which disclose with reasonable accuracy at any ts'me the financial position of the PCC and to enable it to ensure that the financial statements will comply with the requirements of the guidance notes published by the Church of England. During 2019 with the pemiission from the Charity Commissioners, the assets of the Church Estate (Charity number 227437) were transfered to the PCC. The Church Estate charity was closed in 2020. The PCC now holds this permanent endowment, and will continue to use the income from the transferred assets for the original purpose, which is for the use and repair of the church or the poor of the parish. As competent trustees the PCC should safeguard any assets acquired and take any reasonable steps for the prevention and detection of fraud and other irregularities. Planned Giving levels are slowly declining due to the aging congregation but income from the use of the church centre continues to improve not yet retuming to pre-COVID levels. Fundraising events have been held but these are smaller than previously. Some people have continued to make donations in lieu of church collections or fundraising events, and this has greatly helped. The Parish Share requested for 2024 was significantty higher than 2023 which was based on a half time minister. Due to inflationary pressures and other factors we have only been able to meet 88 % of the Share requested. Charitable Giving has been maintained at similar levels to 2023. Most of our usual donats'ons are made through collections at ServI￿S eg Remembrance Sunday and at Christrnas. The PCC is required to prepare the financial statements, and to provide any independent examiners with every opportunity to tske whatever steps - and undertake whatever examinations - they consider to be appropriate for the purpose of enabling them to give their examinab'on reporL Financial informats.on contained in the annual report of the PCC must be consistent with these financial statements. The PCC consider that it has met its responsibilities as set out in this statement. Page 1 of 12 ALL SAINTS. CHURCH. SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 ACCOUNTING POLICIES Accountlng conventlon The financial statements are prepared on an accruals basis under the historical cost convention and in accordance with the applicable accounting standard, Statement of Recommended Accounting Practice (Charities SORP FRS102), UK Accounting Standards and the Charities Act 2011. The accounts do not include the financial activities of any church organisation not directly controlled by the Parochial Church Council. {PCCI. Incoma recognition Income from giving, donations, grants, bequests etc., is taken into account on the basis of cash receipts. No account is taken of future contributions under 'gift aid. any contributions paKI in advance are carried forward to the period when actually due. No valuation is placed upon services given free of charge. Income tax recoverable on gift aid donations is accounted for as claimed for the twelve months up to the thirty first of December in each year. Investment galns and losses These include any realised gains or losses on the sales of investments and unrealised gain or loss on revaluing investments held at the end of the year. Liability recognition Liabilities are recognised where rt is more likety than not that an obligats'on exists to commit resources, and the amount can be reasonably measured. Reserves Transfer of assets from Church Estate includlng a Pemianent Endowment The transfer comprised 2807.35 units of Charities Official Investment Fund Income Shares This is made up of 2118.22 units in the permanent endowment and 689.13 units in the restricted fund. The shares are valued at mid market value at the year end. Restricted funds All monies receivable subject to a specific requirement in spending are credited into the restricted funds, which are individually denoted as specified. These may be either of a capital or income nature. Unrestricted funds All other monies are held for general purposes and classed as unrestricted funds, some of which may be designated for a specific purpose by the PCC. The PCC strives to pay the Parish Share in full if possible, but as a priority it ensures it retains a sum in the region of one month's ordinary expenses including an affordable proportion of Parish Share in the General Fund to support timing differences in cash flow. Following a review of Finances at the end of the year an extra payment of Parish Share is made to bring the total payments as close as possible to 100% of the amount requested. Within restricted and unrestricted funds there is a separate investrnent by the PCC with the CBF Church of England Deposit Fund. Interest received is apportioned on a quarterfy balance basis to the individual funds. Page 2 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 ACCOUNTING POLICIES (continued) Assets Freehold propety is capitalised at cost and was originally purchased for the housing of a Curate. As such it is regarded as a long term investment. but has not been re-valu&d. Under prevailing propety market conditions, it is not depreciated. All propety is kept under full repair. The property has been let to tenants on a long term basis. The rent is periodically assessed for faimess by the I￿￿1 Rent Offi￿r, and is reviewed annually by the pcc. Furniture, fittings and equipment items purchased from the General Fund and costing in excess of £1,000, a capitalised and depreciated on a straight line basis over the next four years. Items costing less than £1,000 are written off to the general income and expendrture account in the year of purchase unless fomiing part of a major refurbishment. Assets purchased from a 'Restricted' Fund are written off to that fund in the year of purchase. NOTES Property Any freehold propety owned by the PCC is vested in the Chelmsford Diocesan Board of Finance as custodian trustee with a declaration that it has been acquired by the PCC for a special purpose. Taxatlon As a charity the church is not liable for corporation tax. However, it has no VAT ststus and must bear this tax as charged. Charity Ststus All Saints, Church is a 'registered' charity wrth the Charity Commission. Register number 1131427. This was due to the total annual income of the church being at that time in excess of £100,000. The accrual accounting basis is still applied, desprte the limit being raised to £250,000. Page3of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 STATEMENT OF FINANCIAL ACTIVITIES 2024 2023 Unrestrlcted Restrlcted Pennanent Endowment Totsl Total Notes INCOME AND ENDOWMENTS FROM Donations and Legacies Planned GMTrJ etc IncLNme tsx recovered 68,939 19,233 5,282 47 68,939 19,483 5,282 47 64, 126 18,677 3,883 8, 769 13,370 4, 134 1,573 5.197 250 Collecbon bags Legaw Iln mem(Kwm Ch)nations 7.067 1.070 3.971 470 2.502 8.137 3.971 470 2,525 Chantable donaticffts Grarts SuThJry receipts 23 Charftable aetlvltles 2,140 11.877 1,992 2,140 11,877 1.992 2.972 10,105 2,116 Use of thurch centre Magaine Income Other tradlng actlvftJe8 Fundrai8irwJ 6,475 232 6,707 1,591 Investments Propèrty income Inte￿$1 and dNKlends 11.925 2,937 137,937 11,925 8,713 15D,208 11,580 5,674 153,767 3,776 12.271 TOTAL INCOMING RESOURCES "includes income from Easyfundraising EXPENDITURE ON Charltable acllvltles Parish Share Giving to chanty and worthy causes Church expenditure Clergy expenditure Raising funds Other Propety expenses TOTAL RESOURCES EXPENDED 66,737 4, 757 54,775 314 533 46,691 3.971 2.621 49.312 1.186 1,186 115 2,272 138.682 2.272 145.274 1,259 127,957 6,592 Net Income ￿fOr6 Investrnent galn81(Iosse8) Unrealised gainslllosses) on investrnents 12&16 (745} 5,679 4.934 25,810 309 950 1,259 4, 689 NET MOVEMENT IN FUNDS (745) 5.988 950 6,193 30,499 Funds brought forward at 01.01.24 Prior Year adjustrnent Funds carrled forward at 31.12.24 80.607 90.147 42,036 212,790 182.291 79,862 96.135 42,986 218,983 212,790 Movement (including transfers) in individual funds is summarised on page 11 Page 4 of 12 ALL SAINTS. CHURCH. SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 BALANCE SHEET 2024 2023 Note Unrestricted Restricted Permanent Endowment Total Total Flxed assets Freehold Propety 60 Chichester Drive Equipment, NBV Investments Total fixed assets Current assets Debtors & prepayments Investments Bank and Cash Central Board of Finance Bank Deposit accounts Bank Current accounts Cash in hand Total current assets Less current liabilities Creditors Net current assets Total assets less current liabilities 10 31,030 31,030 3,070 42,986 77,086 31,030 3,070 12 42,986 42,986 42,036 73,066 3,070 31,030 13 2,635 250 13,985 2,885 13,985 3,574 13,676 12 47,897 47,997 {16,180) 45,479 6,198 93,376 54,195 (16,180) 320 87.281 39, 839 (1, 705) 428 164 82,505 66,076 148,581 143,093 14 5,713 76,792 79,862 971 6,684 141,897 218,983 3, 369 139, 724 212, 790 65,105 96.135 42,986 Parish funds Unrestricted Funds Restricted Funds Permanent Endowment 16 16 12 79,862 96,135 42,986 218,983 80,607 90, 147 42, 036 212, 790 Total funds Note: Contractual and contingent liabilities on the above funds are shown in note 15 to the Balan￿ Sheet on page 10 Approved by the PCC on 19 March 2025 and signed on their behalf Chainnan vd Sal Croft Treasurer I W Poston Page 5 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO STATEMENT OF FINANCIAL ACTIVITIES 2024 2023 1 GRANTS Essex Assoc, of Local Councils - Winter Wanner unrestricted Diocesan Grant for Energy costs unrestricted Chelmsford City Council - Churchyard maintenan restricted 343 760 470 470 2 MAGAZINE ACCOUNT Income Sales Advertisements 1.358 634 1,212 904 1,992 750 2,116 910 Expenditure Surplus Prints'ng etc 1,242 1,206 3 INVESTMENT INCOME Dividends Interest restricted 1,570 2.937 2,206 1,529 2,325 1,820 unrestricted restricted 6,713 5,674 4 PARISH SHARE Total Costs of Ministry Mission Support Grant all￿tiOn 1% discount for paying in full by Direct Debit 92,474 7,050 73, 686 (6,274) (675) Parish Share Allocation Parish Share paid Shortfall 99,524 88,000 11,524 66, 737 66, 737 Under the Diocesan system for Parish Share. a parish is allocated their Total Costs of Ministry (TCM) which includes other elements apart from the costs of a stipendiary eg selecting and training curates, diocesan services to parishes. and contributions to the national church. There were changes to the calculation process in 2023. Page 6 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO STATEMENT OF FINANCIAL ACTIVITIES 5 PARISH GIVING 2024 Unrestricted Restricted pcc Collection Giving Giving 2023 Unrestricted pcc Giving Restricted Coll8Ction Giving Home missions and church societies Angel Tree Project Bishop's Discretionary Fund Bishop's School Govemors Fund Children's Society Christians Together in Chelmsford Church Army Friends of Chelmsford Cathedral YMCA Essex 265 283 492 200 200 287 518 200 100 183 197 25 25 316 1,050 253 425 325 1,743 Church missions overseas Church Mission Society Embrace the Middle East Tearfund 720 335 30 643 386 90 180 90 1,086 180 1,029 Secular charities A Rocha UK Chelmsford CHESS Chelmsford Foodbank 169 163 140 154 225 189 Fairtrade Farleigh Hospice Leprosy Mission Macmillan Cancer Support Royal British Legion Poppy Appeal 100 240 114 800 217 1,835 525 260 1,462 18 18 18 18 SUBTOTAL Giving by Organisations responsible to the PCC TOTAL 533 3,971 100 523 4.234 260 533 4.071 523 4,494 Overall total of giving - 2024 Overall total of giving - 2023 4,604 5,017 Page 7 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO STATEMENT OF FINANCIAL ACTIVITIES (continued) 6 CHURCH EXPENSES 2024 Unrestricted Rostricted 2023 Total Note Services and ancillary functions Organist and choir Services and altsr requisites Training and mission 6,768 1,238 1,250 9,256 6,768 1,238 1,250 9,256 4, 828 1,292 986 7,106 Church Buildings etc Gardens etc Heat and light Insurance Repairs and maintenance Equipment and depreciation Church Centre cleaning and consumables 419 7,397 2,911 11,044 1.814 3.387 26.972 392 811 7,397 2,911 11,044 1,814 3,387 27,364 2,029 7,395 2. 799 18,156 675 2. 785 33.839 392 Admlnlstration Parish office and admin. Subscriptions, fees and licences Sundry expenses Magazine costs 8,083 1,040 590 8,083 1,040 2,819 750 12,692 8,281 I,t58 3,481 910 13,830 2,229 750 10.463 2,229 Total Church Expenses 'includes a Gift to Independent Examiner 46,691 2,621 49,312 54, 775 7 CLERGY EXPENSES Contribution to books, robes, travel etc. 314 314 8 PROPERTY EXPENSES Repairs and maintenance" Insurance 1,860 412 1,860 412 865 394 2,272 'Includes Rectory expenses during interregnum - £0 (2023 £430) 2,272 1,259 9 RELATED PARTIES Payments were only made to members of the PCC. or a closely related family member, to enable them to fulfill their approved duties and on submission of a duly authorised invoice or expense claim with receipts. Fees for invoiced services were paid to the assistant church organist £170 (2023 £240). The Organist was Co-opted onto the PCC in September 2024 and since that time has submitted fee invoices and been paid £1,890 (full year 2024 £4,585) (2023 £3,510). Page 8 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO BALANCE SHEET 2024 2023 10 FREEHOLD PROPERTY 60 Chichester Drive at cost (Insured rebuilding value at 09.06.24 £329,193} 31,030 31,030 11 CHURCH EQUIPMENT Assets purchased at cost, 01.01.24 Additions in the year Disposals of assets, fully depreciated 10.186 3,720 (5,493) 10,186 Assets at cosL 31.12.24 8,413 10, 186 Accumulated depreciation, 01.01.24 Depreciation for the year Depreciation on disposals Accumulated depreciats'on, 31.12.24 10,186 650 (5,493) 9,511 675 5,343 10,186 Net Assets at 01.01.24 675 Net Assets at 31.12.24 3,070 2024 2023 Restricted Pennan8nt Funds Endowment Restricted Permanent Funds Endowment 12 INVESTMENTS Charities Official Investment Fund Income Shares Units Mid Market Price on 31 Dec 2024 Market Value 689.13 2118.22 2029.33p 2029.33p £ 13.985 £ 42,986 689. 13 2,118.22 1984.5p 1984. 5p 13,676 £ 42,036 Opening Market Value Closing Market Value 13,676 13,985 42,036 42,986 12,525 13,6T6 38,498 42, 036 Unreali58d Gainllloss) 309 £ 950 1.151 £ 3, 538 Page9 of 12 ALL SAINTS, CHURCH. SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO BALANCE SHEET 2024 2023 Unrestricted Restricted Total 13 DEBTORS & PREPAYMENTS Income tax recoverable Other debtors Prepaid utilities and copyright license 1,927 708 250 2,177 708 2, 769 30 775 2,635 250 2,885 3,574 14 CREDITORS Falling due within one year Accruals for utilities and other costs Income received in advance Other Creditors 2,255 378 2,255 378 3,101 268 3,080 5.713 971 4,051 6,684 971 3,369 15 CONTRACTUAL AND CONTINGENT LIABILITIES There were no contractual or contingent liabilitses at the balance sheet date. Page 10of 12 0￿1￿ £ffl EkoEAÈ88 £ OE L) • i)£1 Oii%Soi) % E u QL)LUC£LiEu(Do8 LLCLUUC)uuuSS ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 INDEPENDENT EXAMINER'S REPORT I report on the accounts of the PCC for the year ended 31 December 2024, which a￿ set out on pages I to 11, and in the attached PCC report on pages 1 to 10. Respective responsibilities of the PCC and the Examiner The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an Independent Examinats"on is needed. It is my responsibility to - Examine the accounts under section 145 of the 2011 Act.. Follow the procedures laid down in the general directions given by the Charity Commissioners under section 145{5)(b) of the 2011 Act: and - State whether particular matters have come to my attention. Basis of Independent Examinerfs Statement My examination was carried out in accordance with the General Directions given by the Charity Commission. An examinats'on includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes considering any unusual items or disclosure in the accounts, and seeking explanats'ons from the management committee conceming any such matters. The procedures undertaken do not provide all the evidence that would be required in a full audit, and consequently I do not express an opinion on the accounts. Independent Examlnerfs Statement In connection with my examination, no matter has come to my attention.. (1) which gives me reasonable cause to believe that in any material respect the requirements - to keep accounting records in accordance with secb'on 130 of the 2011 Act.. or - to prepare accounts which accord wtth the accounting records have not been met; or (2) to which, in my opinion. attenb'on should be drawn in order to enable a proper understanding of the accounts to be reached. Signed.. Pauline Montague FCCA (refd) 208 Chignal Road Chelmsford CM14SS Page 12 of 12 ALL SAINTS. CHURCH. SPRINGFIELD PCC FINANCIAL STATEMENTS 31st December 2024 Registered Charity no. 1131427 Bankers Barclays Bank plc 4041 High Street. Chelmsford CM1 1 BE Independent Pauline Montsgue FCCA (Revd) Examiner 208 Chignal Road Chelmsford CM14SS ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 CONTENTS PCC Financial Responsibilities Accounting Policies Accounting Policies (continued) Statement of Financial Activities 2024 Balance Sheet and Accountancy Report, 31st December 2024 Notes to Statement of Financial Activities Notes to Statement of Financial Actr'vits'es (continued) Notes to Statement of Financial Acts'vities {conts'nued} Notes to Balan￿ Sheet Notes to Balance Sheet (continued) 10 Notes to Balance Sheet (continued) Independent Examinerfs Report 12 ALL SAINTS. CHURCH. SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 PCC FINANCIAL RESPONSIBILITIES The financial statements must be prepared in accordance with the Ststement of Recommended Accounting Practice". Accounting and Reporting by Charits"es ISORP (FRS 102)], UK Accounts"ng Stsndards and the Charities Acts 2011 and 2022. The requirements include the preparation of financial statements for each financial year consists'ng of a statement of Financial Activities {SOFA) for the financial year and a Balance Sheet at the financial year end together with explanatory notes. In preparing these financial statements the PCC must see that:. suitable accounting policies are selected and agreed and are applied consistently, any esb'mates included are reasonable and prudent. The PCC is therefore responsible for keeping proper accounb'ng records. which disclose with reasonable accuracy at any ts'me the financial position of the PCC and to enable it to ensure that the financial statements will comply with the requirements of the guidance notes published by the Church of England. During 2019 with the pemiission from the Charity Commissioners, the assets of the Church Estate (Charity number 227437) were transfered to the PCC. The Church Estate charity was closed in 2020. The PCC now holds this permanent endowment, and will continue to use the income from the transferred assets for the original purpose, which is for the use and repair of the church or the poor of the parish. As competent trustees the PCC should safeguard any assets acquired and take any reasonable steps for the prevention and detection of fraud and other irregularities. Planned Giving levels are slowly declining due to the aging congregation but income from the use of the church centre continues to improve not yet retuming to pre-COVID levels. Fundraising events have been held but these are smaller than previously. Some people have continued to make donations in lieu of church collections or fundraising events, and this has greatly helped. The Parish Share requested for 2024 was significantty higher than 2023 which was based on a half time minister. Due to inflationary pressures and other factors we have only been able to meet 88 % of the Share requested. Charitable Giving has been maintained at similar levels to 2023. Most of our usual donats'ons are made through collections at ServI￿S eg Remembrance Sunday and at Christrnas. The PCC is required to prepare the financial statements, and to provide any independent examiners with every opportunity to tske whatever steps - and undertake whatever examinations - they consider to be appropriate for the purpose of enabling them to give their examinab'on reporL Financial informats.on contained in the annual report of the PCC must be consistent with these financial statements. The PCC consider that it has met its responsibilities as set out in this statement. Page 1 of 12 ALL SAINTS. CHURCH. SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 ACCOUNTING POLICIES Accountlng conventlon The financial statements are prepared on an accruals basis under the historical cost convention and in accordance with the applicable accounting standard, Statement of Recommended Accounting Practice (Charities SORP FRS102), UK Accounting Standards and the Charities Act 2011. The accounts do not include the financial activities of any church organisation not directly controlled by the Parochial Church Council. {PCCI. Incoma recognition Income from giving, donations, grants, bequests etc., is taken into account on the basis of cash receipts. No account is taken of future contributions under 'gift aid. any contributions paKI in advance are carried forward to the period when actually due. No valuation is placed upon services given free of charge. Income tax recoverable on gift aid donations is accounted for as claimed for the twelve months up to the thirty first of December in each year. Investment galns and losses These include any realised gains or losses on the sales of investments and unrealised gain or loss on revaluing investments held at the end of the year. Liability recognition Liabilities are recognised where rt is more likety than not that an obligats'on exists to commit resources, and the amount can be reasonably measured. Reserves Transfer of assets from Church Estate includlng a Pemianent Endowment The transfer comprised 2807.35 units of Charities Official Investment Fund Income Shares This is made up of 2118.22 units in the permanent endowment and 689.13 units in the restricted fund. The shares are valued at mid market value at the year end. Restricted funds All monies receivable subject to a specific requirement in spending are credited into the restricted funds, which are individually denoted as specified. These may be either of a capital or income nature. Unrestricted funds All other monies are held for general purposes and classed as unrestricted funds, some of which may be designated for a specific purpose by the PCC. The PCC strives to pay the Parish Share in full if possible, but as a priority it ensures it retains a sum in the region of one month's ordinary expenses including an affordable proportion of Parish Share in the General Fund to support timing differences in cash flow. Following a review of Finances at the end of the year an extra payment of Parish Share is made to bring the total payments as close as possible to 100% of the amount requested. Within restricted and unrestricted funds there is a separate investrnent by the PCC with the CBF Church of England Deposit Fund. Interest received is apportioned on a quarterfy balance basis to the individual funds. Page 2 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 ACCOUNTING POLICIES (continued) Assets Freehold propety is capitalised at cost and was originally purchased for the housing of a Curate. As such it is regarded as a long term investment. but has not been re-valu&d. Under prevailing propety market conditions, it is not depreciated. All propety is kept under full repair. The property has been let to tenants on a long term basis. The rent is periodically assessed for faimess by the I￿￿1 Rent Offi￿r, and is reviewed annually by the pcc. Furniture, fittings and equipment items purchased from the General Fund and costing in excess of £1,000, a capitalised and depreciated on a straight line basis over the next four years. Items costing less than £1,000 are written off to the general income and expendrture account in the year of purchase unless fomiing part of a major refurbishment. Assets purchased from a 'Restricted' Fund are written off to that fund in the year of purchase. NOTES Property Any freehold propety owned by the PCC is vested in the Chelmsford Diocesan Board of Finance as custodian trustee with a declaration that it has been acquired by the PCC for a special purpose. Taxatlon As a charity the church is not liable for corporation tax. However, it has no VAT ststus and must bear this tax as charged. Charity Ststus All Saints, Church is a 'registered' charity wrth the Charity Commission. Register number 1131427. This was due to the total annual income of the church being at that time in excess of £100,000. The accrual accounting basis is still applied, desprte the limit being raised to £250,000. Page3of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 STATEMENT OF FINANCIAL ACTIVITIES 2024 2023 Unrestrlcted Restrlcted Pennanent Endowment Totsl Total Notes INCOME AND ENDOWMENTS FROM Donations and Legacies Planned GMTrJ etc IncLNme tsx recovered 68,939 19,233 5,282 47 68,939 19,483 5,282 47 64, 126 18,677 3,883 8, 769 13,370 4, 134 1,573 5.197 250 Collecbon bags Legaw Iln mem(Kwm Ch)nations 7.067 1.070 3.971 470 2.502 8.137 3.971 470 2,525 Chantable donaticffts Grarts SuThJry receipts 23 Charftable aetlvltles 2,140 11.877 1,992 2,140 11,877 1.992 2.972 10,105 2,116 Use of thurch centre Magaine Income Other tradlng actlvftJe8 Fundrai8irwJ 6,475 232 6,707 1,591 Investments Propèrty income Inte￿$1 and dNKlends 11.925 2,937 137,937 11,925 8,713 15D,208 11,580 5,674 153,767 3,776 12.271 TOTAL INCOMING RESOURCES "includes income from Easyfundraising EXPENDITURE ON Charltable acllvltles Parish Share Giving to chanty and worthy causes Church expenditure Clergy expenditure Raising funds Other Propety expenses TOTAL RESOURCES EXPENDED 66,737 4, 757 54,775 314 533 46,691 3.971 2.621 49.312 1.186 1,186 115 2,272 138.682 2.272 145.274 1,259 127,957 6,592 Net Income ￿fOr6 Investrnent galn81(Iosse8) Unrealised gainslllosses) on investrnents 12&16 (745} 5,679 4.934 25,810 309 950 1,259 4, 689 NET MOVEMENT IN FUNDS (745) 5.988 950 6,193 30,499 Funds brought forward at 01.01.24 Prior Year adjustrnent Funds carrled forward at 31.12.24 80.607 90.147 42,036 212,790 182.291 79,862 96.135 42,986 218,983 212,790 Movement (including transfers) in individual funds is summarised on page 11 Page 4 of 12 ALL SAINTS. CHURCH. SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 BALANCE SHEET 2024 2023 Note Unrestricted Restricted Permanent Endowment Total Total Flxed assets Freehold Propety 60 Chichester Drive Equipment, NBV Investments Total fixed assets Current assets Debtors & prepayments Investments Bank and Cash Central Board of Finance Bank Deposit accounts Bank Current accounts Cash in hand Total current assets Less current liabilities Creditors Net current assets Total assets less current liabilities 10 31,030 31,030 3,070 42,986 77,086 31,030 3,070 12 42,986 42,986 42,036 73,066 3,070 31,030 13 2,635 250 13,985 2,885 13,985 3,574 13,676 12 47,897 47,997 {16,180) 45,479 6,198 93,376 54,195 (16,180) 320 87.281 39, 839 (1, 705) 428 164 82,505 66,076 148,581 143,093 14 5,713 76,792 79,862 971 6,684 141,897 218,983 3, 369 139, 724 212, 790 65,105 96.135 42,986 Parish funds Unrestricted Funds Restricted Funds Permanent Endowment 16 16 12 79,862 96,135 42,986 218,983 80,607 90, 147 42, 036 212, 790 Total funds Note: Contractual and contingent liabilities on the above funds are shown in note 15 to the Balan￿ Sheet on page 10 Approved by the PCC on 19 March 2025 and signed on their behalf Chainnan vd Sal Croft Treasurer I W Poston Page 5 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO STATEMENT OF FINANCIAL ACTIVITIES 2024 2023 1 GRANTS Essex Assoc, of Local Councils - Winter Wanner unrestricted Diocesan Grant for Energy costs unrestricted Chelmsford City Council - Churchyard maintenan restricted 343 760 470 470 2 MAGAZINE ACCOUNT Income Sales Advertisements 1.358 634 1,212 904 1,992 750 2,116 910 Expenditure Surplus Prints'ng etc 1,242 1,206 3 INVESTMENT INCOME Dividends Interest restricted 1,570 2.937 2,206 1,529 2,325 1,820 unrestricted restricted 6,713 5,674 4 PARISH SHARE Total Costs of Ministry Mission Support Grant all￿tiOn 1% discount for paying in full by Direct Debit 92,474 7,050 73, 686 (6,274) (675) Parish Share Allocation Parish Share paid Shortfall 99,524 88,000 11,524 66, 737 66, 737 Under the Diocesan system for Parish Share. a parish is allocated their Total Costs of Ministry (TCM) which includes other elements apart from the costs of a stipendiary eg selecting and training curates, diocesan services to parishes. and contributions to the national church. There were changes to the calculation process in 2023. Page 6 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO STATEMENT OF FINANCIAL ACTIVITIES 5 PARISH GIVING 2024 Unrestricted Restricted pcc Collection Giving Giving 2023 Unrestricted pcc Giving Restricted Coll8Ction Giving Home missions and church societies Angel Tree Project Bishop's Discretionary Fund Bishop's School Govemors Fund Children's Society Christians Together in Chelmsford Church Army Friends of Chelmsford Cathedral YMCA Essex 265 283 492 200 200 287 518 200 100 183 197 25 25 316 1,050 253 425 325 1,743 Church missions overseas Church Mission Society Embrace the Middle East Tearfund 720 335 30 643 386 90 180 90 1,086 180 1,029 Secular charities A Rocha UK Chelmsford CHESS Chelmsford Foodbank 169 163 140 154 225 189 Fairtrade Farleigh Hospice Leprosy Mission Macmillan Cancer Support Royal British Legion Poppy Appeal 100 240 114 800 217 1,835 525 260 1,462 18 18 18 18 SUBTOTAL Giving by Organisations responsible to the PCC TOTAL 533 3,971 100 523 4.234 260 533 4.071 523 4,494 Overall total of giving - 2024 Overall total of giving - 2023 4,604 5,017 Page 7 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO STATEMENT OF FINANCIAL ACTIVITIES (continued) 6 CHURCH EXPENSES 2024 Unrestricted Rostricted 2023 Total Note Services and ancillary functions Organist and choir Services and altsr requisites Training and mission 6,768 1,238 1,250 9,256 6,768 1,238 1,250 9,256 4, 828 1,292 986 7,106 Church Buildings etc Gardens etc Heat and light Insurance Repairs and maintenance Equipment and depreciation Church Centre cleaning and consumables 419 7,397 2,911 11,044 1.814 3.387 26.972 392 811 7,397 2,911 11,044 1,814 3,387 27,364 2,029 7,395 2. 799 18,156 675 2. 785 33.839 392 Admlnlstration Parish office and admin. Subscriptions, fees and licences Sundry expenses Magazine costs 8,083 1,040 590 8,083 1,040 2,819 750 12,692 8,281 I,t58 3,481 910 13,830 2,229 750 10.463 2,229 Total Church Expenses 'includes a Gift to Independent Examiner 46,691 2,621 49,312 54, 775 7 CLERGY EXPENSES Contribution to books, robes, travel etc. 314 314 8 PROPERTY EXPENSES Repairs and maintenance" Insurance 1,860 412 1,860 412 865 394 2,272 'Includes Rectory expenses during interregnum - £0 (2023 £430) 2,272 1,259 9 RELATED PARTIES Payments were only made to members of the PCC. or a closely related family member, to enable them to fulfill their approved duties and on submission of a duly authorised invoice or expense claim with receipts. Fees for invoiced services were paid to the assistant church organist £170 (2023 £240). The Organist was Co-opted onto the PCC in September 2024 and since that time has submitted fee invoices and been paid £1,890 (full year 2024 £4,585) (2023 £3,510). Page 8 of 12 ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO BALANCE SHEET 2024 2023 10 FREEHOLD PROPERTY 60 Chichester Drive at cost (Insured rebuilding value at 09.06.24 £329,193} 31,030 31,030 11 CHURCH EQUIPMENT Assets purchased at cost, 01.01.24 Additions in the year Disposals of assets, fully depreciated 10.186 3,720 (5,493) 10,186 Assets at cosL 31.12.24 8,413 10, 186 Accumulated depreciation, 01.01.24 Depreciation for the year Depreciation on disposals Accumulated depreciats'on, 31.12.24 10,186 650 (5,493) 9,511 675 5,343 10,186 Net Assets at 01.01.24 675 Net Assets at 31.12.24 3,070 2024 2023 Restricted Pennan8nt Funds Endowment Restricted Permanent Funds Endowment 12 INVESTMENTS Charities Official Investment Fund Income Shares Units Mid Market Price on 31 Dec 2024 Market Value 689.13 2118.22 2029.33p 2029.33p £ 13.985 £ 42,986 689. 13 2,118.22 1984.5p 1984. 5p 13,676 £ 42,036 Opening Market Value Closing Market Value 13,676 13,985 42,036 42,986 12,525 13,6T6 38,498 42, 036 Unreali58d Gainllloss) 309 £ 950 1.151 £ 3, 538 Page9 of 12 ALL SAINTS, CHURCH. SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 NOTES TO BALANCE SHEET 2024 2023 Unrestricted Restricted Total 13 DEBTORS & PREPAYMENTS Income tax recoverable Other debtors Prepaid utilities and copyright license 1,927 708 250 2,177 708 2, 769 30 775 2,635 250 2,885 3,574 14 CREDITORS Falling due within one year Accruals for utilities and other costs Income received in advance Other Creditors 2,255 378 2,255 378 3,101 268 3,080 5.713 971 4,051 6,684 971 3,369 15 CONTRACTUAL AND CONTINGENT LIABILITIES There were no contractual or contingent liabilitses at the balance sheet date. Page 10of 12 0￿1￿ £ffl EkoEAÈ88 £ OE L) • i)£1 Oii%Soi) % E u QL)LUC£LiEu(Do8 LLCLUUC)uuuSS ALL SAINTS. CHURCH, SPRINGFIELD PCC YEAR ENDED 31 DECEMBER 2024 INDEPENDENT EXAMINER'S REPORT I report on the accounts of the PCC for the year ended 31 December 2024, which a￿ set out on pages I to 11, and in the attached PCC report on pages 1 to 10. Respective responsibilities of the PCC and the Examiner The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an Independent Examinats"on is needed. It is my responsibility to - Examine the accounts under section 145 of the 2011 Act.. Follow the procedures laid down in the general directions given by the Charity Commissioners under section 145{5)(b) of the 2011 Act: and - State whether particular matters have come to my attention. Basis of Independent Examinerfs Statement My examination was carried out in accordance with the General Directions given by the Charity Commission. An examinats'on includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes considering any unusual items or disclosure in the accounts, and seeking explanats'ons from the management committee conceming any such matters. The procedures undertaken do not provide all the evidence that would be required in a full audit, and consequently I do not express an opinion on the accounts. Independent Examlnerfs Statement In connection with my examination, no matter has come to my attention.. (1) which gives me reasonable cause to believe that in any material respect the requirements - to keep accounting records in accordance with secb'on 130 of the 2011 Act.. or - to prepare accounts which accord wtth the accounting records have not been met; or (2) to which, in my opinion. attenb'on should be drawn in order to enable a proper understanding of the accounts to be reached. Signed.. Pauline Montague FCCA (refd) 208 Chignal Road Chelmsford CM14SS Page 12 of 12