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2022-12-31-accounts

St Stephen with St Julian – PCC Annual Report for the year 2022

St Stephen’s Parochial Church Council has the responsibility of co-operating with the incumbent in promoting in the ecclesiastical parish the whole mission of the church, pastoral, evangelistic, social and ecumenical. It is also responsible for maintaining the Church Centre.

Membership

Members of the PCC are either ex-officio or elected at the Annual Parochial Church Meeting (APCM) in accordance with the church representation rules.

During the year the following served as members of the PCC.

Incumbent Revd Rebecca Leach Assistant Curates Revd Patrick Moriarty Revd Kirsty Wainwright (until June 2022) Churchwardens Mike Gibbs Neil Johnston Deputy Churchwardens Anthony Coles at St Julian’s Joanna Field Sunday Duty Wardens Maggie Dodd (until March 2022) at St Stephen’s Neil Johnston David La Riviere Luke Ambrose (from April 2022) Representatives to the Deanery Synod Andy Sharp (also Lay Vice Chair PCC) Maggie Dodd Sian Goodwin Elected Members Luke Ambrose (from April 2022) Anne Bowyer (from April 2022) Suzanne Clough Hamish Hamilton Rachel Johnston Dave La Riviere Sue Lutz Richard Pether Karen Pett (until April 2022) Tim Vellacott Mary Willatt (Secretary) St Julian’s Representatives Randal ffrench (Treasurer) Mike Gibbs (also Churchwarden) Carole Sharp (until March 2022)

Other Officers in the Parish

Health and Safety Officer Safeguarding Officer Electoral Roll Officer Environment Officer Fire Safety Officer

Anthony Coles (St Stephen’s and St Julian’s) Jane Wright Diane Scott Rachel Johnston Neil Johnston

Committees

The PCC operates through a number of committees, which meet between full meetings of the PCC.

Standing Committee

This is the only committee required by church law. It has power to transact the business of the PCC between the meetings, subject to any direction given by the council. It oversees the general financial dimensions of the work of St Stephen’s and St Julian’s.

Buildings

Attends to church buildings and fabric, the churchyard and 12 Tavistock Avenue. Charities Children and Youth Communications Community Café Community Engagement Environment Finance Lunch Club Pastoral Care Social and Fund Raising Music and Worship

St Julian’s District Church Council

Attends to matters relating to St Julian’s Church, including the general upkeep of the buildings and surrounding area. Organises social events and functions.

Church Attendance

There were 159 names on the Church Electoral Roll.

The attendance at St Julian’s Church was about the same as before Covid, while the numbers at St Stephen’s were taking some time to build up again. Sadly, some members had become more frail or had died. However, at Easter the church was full with over 100 people attending. There have been signs of growth with new people joining the congregation and eleven candidates being confirmed by the Bishop at the end of the year.

The PCC considered the livestreaming of services. This was started in March 2020 and had been very successful in providing worship in times of Covid restrictions. Although the numbers of people watching had dropped as live services had resumed, it was felt by the PCC that this facility should continue as it was much appreciated by those unable to attend church in person and for those living far away such as friends and relatives.

‘Viewer’ numbers for the Sunday services varied from 35 to 91, and of course there may have been more than one person watching per household.

Similarly the PCC thought that the Sunday sheet ‘Together in Prayer should continue as this was also valued by many people.

The Wednesday service of Compline was held at certain times in the year and during Advent. The early morning services resumed their normal pattern, with the continuation of coffee and cake at St Stephen’s after the 9.15 service of Holy Communion. The attendees were willing helpers to a project, run by Maggie Dodd as an Anna Chaplain, of making and decorating felt or wooden hearts to send to elderly residents in St Albans. The Friday morning prayer time continued each week on Zoom.

Review of the year.

The Parochial Church Council met six times during the year, the Standing Committee also met on six occasions in the months between. The various committees met during the year, sending their reports to the PCC for discussion where necessary. The APCM was held in the hall in April 2022. Attendance by PCC members at PCC meetings was 86% for the year and for the Standing Committee 89%. Absences were due to illness or work commitments.

The PCC continues to include Parish Safeguarding as an item for discussion at each meeting. This ensures we are up to date with the rules and regulations and that all necessary training is completed. The March meeting includes, on its agenda, the revision and approval of the many statutory documents. We are most grateful to Jane Wright for her work in ensuring the parish meets its commitments.

Matters relating to Health and Safety have been reported at each meeting and actions taken as necessary. A defibrillator with both adult and child sized pads available was installed at St Stephen’s. The Fire Safety Officer led the PCC through Risk Assessments and members of the Sidesteam were trained on evacuation procedures. The subject of Data Protection was also considered and PCC members will be undergoing training.

As is usual at the May meeting, the PCC approved the members of the Standing Committee and elected the various officers of the PCC and the conveners of the many committees. The PCC also approved the names of the Communion Assistants.

The Treasurer, Randal ffrench, provided financial reports each month to the PCC and Standing Committee meetings. The Annual Parish Accounts for 2022 are not included in this report and are printed separately. The PCC made decisions about Fees and Honoraria.

The Mission Action Plan (MAP) was considered, revised and referred to on many occasions.

The appointment of a Lay leader of Children and Families was approved, as were the members of the Pastoral Care team.

The proposed constitution for the soon to be started Friends of St Stephen’s Church was agreed.

The Environment Officer presented regular reports about trainings, seminars and events and the progress being made towards the Silver Level of the Eco Church Award. The area of Worship at each church is already at Gold level.

The findings of a Travel survey were considered as part of the Life style element of the award and applications were made to the Diocese for the approval for the installation of a water butt, replacement Hawthorn trees and the positioning of bird boxes.

A new Carbon Group was formed to investigate power use and make decisions about reaching Net Carbon Zero.

Decisions were made relating to Charity spending , donations being sent to International charities working overseas, National charities in the UK and local charities in the St Albans area. The church continues to support the community by collecting donations for the Food Bank and Hygiene Bank .

During the year the PCC received regular reports of the progress being made towards the provision of solar panels at St Stephen’s, the renewal of the lease for the car park at St Stephen’s, the condition of the ancient horse chestnut tree, the car park surface, the churchyard boundary wall, repairs to the clock, and the maintenance of the pulpit.

The PCC also received new tenders for the cutting of the grass in the churchyard and appointed a new contractor, reviewed the hall hire charges at St Stephen’s, considered the cost of the Parish Magazine, and helped to formulate ideas towards the celebration of the Queen’s Jubilee held in June.

The PCC agenda also included a report from the Deanery Synod held three times in the year.

The PCC wish to record their thanks to Alison Pether for her support - circulating the Pew Sheets, Notices, and the Parish Magazines to more than 200 people, and completing many other tasks.

Finally the members of the PCC unanimously wish to record their appreciation to Becky, for her leadership and guidance, and to the other members of the ministry team - Kirsty, Patrick, Martin, Geoff and Michael, also Mike, Netta and Maggie, for the opportunities to worship in so many ways and for supporting everyone in the Parish and wider community.

Mary Willatt, PCC Secretary.

Accounts 2022

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans Statement of Financial Activities

For the year ending 31 December 2022

Note
INCOMING RESOURCES
Voluntary Income
2a
Activities for generating funds
2b
Investment Income
2c
Trading
2d
Church Activities
2e
Other incoming resources
2f
TOTAL INCOMING RESOURCES
RESOURCES EXPENDED
Costs of generating funds
3a
Church Activities
3b
Church Expenses
3c
Major Capital Expenditure
3d
Other Out-goings
3e
TOTAL RESOURCES EXPENDED
NET INCOMING/(OUTGOING) RESOURCES
Transfer between funds
NET MOVEMENT IN FUNDS
BALANCES BROUGHT FORWARD AT
1 JANUARY 2022
BALANCES CARRIED FORWARD AT
31 DECEMBER 2022
Unrestricted
Funds
£
97,879
1,897
13,472
32,500
10,817
414
156,979
541
94,584
57,409
3,195
2,045
157,774
(795)
0
(795)
227,598
226,803
Designated
Funds
£
12,927
2,193
419
10,451
3,801
0
29,792
643
12,071
10,103
180
0
22,997
6,795
0
6,795
57,295
64,090
Restricted
Funds
£
1,459
0
0
0
0
1,013
2,472
0
60
1,108
10
0
1,178
1,294
1,294
98,508
99,802
TOTAL
2022
£
112,266
4,090
13,891
42,951
14,618
1,427
189,244
1,184
106,714
68,621
3,385
2,045
181,950
7,294
0
7,294
383,401
390,695
FUNDS
2021
£
148,931
5,039
180
22,552
13,955
887
191,543
705
105,623
41,432
49,178
2,233
199,170
(7,627)
0
(7,627)
391,028
383,401

Note 1: See page 3 Notes 2: See page 5 Notes 3: See page 5

Page 1

Accounts 2022

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans

Balance Sheet at 31 December 2022

Note
FIXED ASSETS
Tangible fixed assets
4
Investment assets
CURRENT ASSETS
5
Stock
Debtors
7
Short term deposits
Cash at bank and in hand
LIABILITIES: AMOUNTS FALLING DUE WITHIN ONE YEAR
8
NET CURRENT ASSETS
NET ASSETS
FUNDS
6
Unrestricted
Designated
Restricted
2022
£
750,000
0
-
5,717
347,204
50,610
403,532
(12,836)
390,695
1,140,695
976,803
64,091
99,802
1,140,695
2021
£
240,000
0
-
4,046
337,950
47,922
389,918
(6,517)
383,401
623,401
467,598
57,295
98,508
623,401

Approved by the Parochial Church Council on March 14th 2023 and signed on its behalf by:

The notes following form part of these accounts

Page 2

Accounts 2022

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans Notes to the Financial Statements for the year ended 31/12/2022

1 Accounting Policies The financial statements have been prepared in accordance with the Church Accounting Regulations 2006 and the Charities Act 2011 together with applicable accounting standards and the SORP 2005

The financial statements have been prepared under the historical cost convention.

Funds

General funds represent the funds of the PCC that are not subject to any restrictions regarding their use and are available for application on the general purposes of the PCC. Funds designated for a particular purpose by the PCC are also unrestricted. Restricted funds can only be used for the purposes specified by the giver.

Funds designated for the use of the St. Julian's DCC are shown separately as Designated. The accounts include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body or those that are informal gatherings of church members.

Incoming Resources: Voluntary income and capital sources

Collections are recognised when received by or on behalf of the PCC. Planned giving is recognised only when received. Income tax recoverable on donations is estimated monthly as a debt. This debt is written off when the payment is received. Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement, the amount due is quantifiable and its ultimate receipt by the PCC is reasonably certain.

Funds raised by the auction, summer fair and similar events are accounted for gross.

Other Income

Rental income from the letting of church premises is recognised when the rental is due.

Income from investments There has been no investment income during the year.

Resources Used: Grants Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding obligation on the PCC. Activities directly related to the work of the Church The diocesan parish share is accounted for as sums are paid. Any parish share unpaid at 31 December is provided for in these accounts as an operational (though not a legal) liability and is shown as a creditor in the Balance Sheet.

Fixed Assets: Consecrated property and movable church furnishings Consecrated and beneficed property is excluded from the accounts by s.96(2) of the Charities Act 1993.

Inalienable Assets:

St. Julian's Church is dedicated and should be accounted for as inalianable property. However, it has not been valued and the cost of valuation is judged to be not worth the benefit obtained. For this reason it is not included in the accounts.

Movable church furnishings held by the Vicar and Churchwardens on special trust for the PCC, and which require a faculty for disposal, are accounted for as inalienable property unless consecrated. They are listed in the church's Inventory which can be inspected (at any reasonable time). For inalienable property acquired prior to these accounts, there is insufficient cost information available and therefore no such assets are valued in these accounts.

All expenditure incurred in the year on consecrated or beneficed buildings, individual items under £15,000 or on the repair of movable church furnishings is written off.

Other fixtures, fittings and office equipment

Equipment used within the church premises is depreciated on a straight line basis over 4 years. Individual items of equipment with a purchase price of £15,000 or less are written off when the asset is acquired.

Investments

There are no investments held.

Current Assets

Amounts owing to the PCC at 31 December in respect of fees, rents or other income are shown as debtors less provision for amounts that may prove uncollectible. Short term deposits include cash held on deposit either with the CBF Church of England Funds or at the bank.

Page 3

Accounts 2022

St Stephen's with St. Julian's Parish reserves Policy

By law a charity is not allowed to hoard funds. The PCC has to justify the reserves that it holds. In this context, Reserves are the current assets less the restricted funds: i.e. those funds readily available for any eventuality.

We are required to state a minimum that it is prudent to hold and a maximum that we can justify.

1. Minimum Reserve

Any problems with cash flow may not be identified immediately as income and expenditure fluctuate from month to month. It is considered prudent to ensure that reserve are greater than six month's expenditure to allow three months to identify a problem and another three months for action to show results.

2. Maximum Reserve

Expenditure on Quinquennial items during the five years between quinquennial inspections could credibly reach £150,000. The most that we can justifiably hold in excess of the miminum reserve would be this plus any planned projects.

3. 2022

For 2022 these policies become:

a) Half of 2022 expenditure = £ 88,788 Minimum Reserve Say £90,000 b) Possible projects: Organ Refurbishment 100,000.00 St. Julian's Vestry 5,000.00 Projection Equipment 35,000.00 St. Julian's Windows 20,000.00 St. Stephens Boundary W 10,000.00 Total £170,000 The maximum reserve for 2022 is therefore £90,000 Quinquennial £150,000 Other £170,000 Maximun Reserve Total £410,000

These limits can be breached - it is merely that the PCC feel it is prudent to attempt to keep the reserves above the minimum and below the maximum.

At the end of 2022 the reserves were £290,736

Page 4

Accounts 2022

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans Notes to the Financial Statements

for the year ended 31/12/2022

----- Start of picture text -----
2 Incoming Resources
Unrestricted Designated Restricted Total 2022 Total 2021
2a Voluntary Income
Planned giving tax efficient 57,555.48 8,551.55 0.00 66,107.03 60,310.67
Gift Aid recovered 15,701.44 1,768.41 10.00 17,479.85 17,286.02
Other Planned giving 400.00 0.00 0.00 400.00 98.00
Collections 6,500.98 813.82 0.00 7,314.80 2,921.29
Grants 900.00 1,279.41 2,179.41 0.00
Legacies 0.00 0.00 0.00 36,000.00
Other giving 16,821.26 1,793.20 170.00 18,784.46 32,314.97
Total 97,879.16 12,926.98 1,459.41 112,265.55 148,930.95
2b Activities for generating funds
Fairs and other fund raising 1,896.91 2,193.44 0.00 4,090.35 5,038.67
Total 1,896.91 2,193.44 0.00 4,090.35 5,038.67
2c Investment income
Interest (gross) bank 3,972.24 419.08 0.00 4,391.32 179.73
Rent - 12 Tavistock Ave 9,500.00 0.00 9,500.00 0.00
Total 13,472.24 419.08 0.00 13,891.32 179.73
2d Trading
Hall hire 25,985.33 9,403.50 35,388.83 18,567.50
Magazine 1,702.58 1,702.58 1,525.70
Other 4,811.81 0.00 4,811.81 2,134.00
St. Julian's Trading 0 219.54 219.54 64.8
Community Café 0.00 828.38 0.00 828.38 260.22
Total 32,499.72 10,451.42 0.00 42,951.14 22,552.22
2e Church Activities
Fees - Weddings and funerals 10,817.25 10,817.25 8,580.00
Organ Fund 3,801.15 3,801.15 5,375.00
Total 10,817.25 3,801.15 0.00 14,618.40 13,955.00
2f Other Ordinary Income
Insurance claims 0 0.00 0
Other Income 414.03 0.00 1,012.87 1,426.90 886.5
Total 414.03 0.00 1,012.87 1,426.90 886.50
Total of Incoming resources 156,979.31 29,792.07 2,472.28 189,243.66 191,543.07
----- End of picture text -----

3 Resources expended

3a
Costs of generating funds
Costs of fund-raising activities
Total
3b
Church Activities
Mission giving, donations
Parish share
Salaries, wages and Honoraria
Clergy and staff expenses
Total
3c
Church expenses
Mission and evangelism
Church running expenses
Church utility bills
Cost of Trading
Community Café
Total
3d
Major Capital Expenditure
Major repairs to the church
Major repairs to the hall
New building
Total
Sub-total for church activities& expe
3e
Governance
Other out-goings
Total
Transfers between funds
Total of resources expended
Surplus/loss
Unrestricted
Designated Restricted
Total 2022
Total 2021
541.43
642.92
0.00
1,184.35
704.93
541.43
642.92
0.00
1,184.35
704.93
3,645.40
2,170.52
60.00
5,875.92
4,651.77
69,511.00
9,900.00
0.00
79,411.00
76,393.00
0.00
0.00
0.00
0.00
0.00
4,545.00
0.00
0.00
4,545.00
5,925.00
16882.39
0.00
0.00
16,882.39
18,652.76
94,583.79
12,070.52
60.00
106,714.31
105,622.53
411.80
0.00
0.00
411.80
2,046.62
30,249.52
1,640.32
100.00
31,989.84
17,790.44
11,471.97
727.44
0.00
12,199.41
8,717.70
15,275.91
7,306.48
1,008.49
23,590.88
12,721.85
429.23
429.23
155.33
57,409.20
10,103.47
1,108.49
68,621.16
41,431.94
1574.89
180.00
0.00
1,754.89
49177.75
1620.2
0.00
10.00
1,630.20
0
0
0.00
0.00
0
3,195.09
180.00
10.00
3,385.09
49,177.75
nses
155,729.51
22,996.91
1,178.49
179,904.91
196,937.15
0.00
0.00
0.00
2,044.77
2,044.77
2,233.08
157,774.28
22,996.91
1,178.49
181,949.68
199,170.23
0.00
0.00
0.00
0.00
0.00
157,774.28
22,996.91
1,178.49
181,949.68
199,170.23
(794.97)
6,795.16
1,293.79
7,293.98
(7,627.16)

Page 5

Accounts 2022

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans Notes to the Financial Statements for the year ended 31/12/2022

4
Fixed Assets
Investments
Total
Total
Unrestricted
Designated
Restricted
2022
2021
750,000.00
0.00
750,000.00
240,000.00
0.00
0.00
0.00

The property owned at 12, Tavistock Avenue was valued at £240,000 in April 2002. Advice was received in It is insured for £606,880

St. Stephen's church and hall are not required to be valued. However, they are insured for £11,590,000

St. Julian's Church is an inalianable asset. It has not been valued and so is not included. St. Julian's Church is insured for £2,960,000

5
Current Assets
Stock
Debtors
Short term deposits
Cash & Current account
Liabilities
Net Current assets
Net assets
6
Funds
Unrestricted
Designated
Restricted
Total
7
Debtors and Prepayments
Deposits not yet paid in
Money owed to parish
Total
8
Liabilities
Accruals
assigned fees not paid
Cheques not yet cashed by
Creditors
Total
0.00
0.00
5,717.16
0.00
0.00
5,717.16
4,046.12
202,560.64
44,841.98
99,801.70
347,204.32
337,949.94
28,097.43
22,512.60
0.00
50,610.03
47,922.07
(9,572.02)
(3,264.04)
(12,836.06)
(6,516.66)
226,803.21
64,090.54
99,801.70
390,695.45
383,401.47
976,803.21
64,090.54
99,801.70
1,140,695.45
623,401.47
2022
2021
976,803.21
467,598.18
64,090.54
57,295.38
99,801.70
98,507.91
1,140,695.45
623,401.47
Unrestricted
Designated
Restricted
2022
2021
1746.70
0.00
0.00
1,746.70
1,715.00
3970.46
3,970.46
2,331.12
5,717.16
4,046.12
Unrestricted
Designated
2022
2021
(1,133.00)
(1,133.00)
(1,810.87)
(1,228.33)
(1,228.33)
(1,768.00)
recipient
(6,268.63)
(3,264.04)
(9,532.67)
(2,300.53)
(942.06)
(942.06)
(637.26)
(9,572.02)
(3,264.04)
(12,836.06)
(6,516.66)

Page 6

Accounts 2022

BALANCE SHEET OF ST. STEPHEN'S

----- Start of picture text -----
Balance sheet as at 31.12.20
Unrestricted Designated Restricted Total Total
Funds Restoration 2022 2021
Notes
Fixed Assets
1 Tangible fixed assets 750,000.00 750,000.00 240,000.00
Investment assets 0.00 0.00 0.00
Current Assets
Stock 0.00 0.00
Debtors 5,717.16 5,717.16 4,046.12
Short term deposits 202,560.64 12,500.59 99,797.32 314,858.55 312,000.80
Cash & Current account 28,097.43 21,797.00 49,894.43 47,610.16
Liabilities (9,572.02) (9,572.02) (5,906.00)
Net Current assets 226,803.21 34,297.59 99,797.32 360,898.12 357,751.08
Net assets 976,803.21 34,297.59 99,797.32 1,110,898.12 597,751.08
Represented by Funds
Unrestricted 1,011,101 499,243
Restricted 99,797 98,508
Total 1,110,898 597,751
1. The property owned at 12, Tavistock Avenue was revalued in April 2002
An estimate of the current value was given in July 2022.
Statement of Financial Activities
Unrestricted Designated Restricted Total Total
Funds Restoration 2022 2021
Incoming Resources
2 Voluntary income 97,879.16 1,459.41 99,338.57 137,460.47
3 Activities for generating funds 1,896.91 0.00 1,896.91 3,678.37
4 Investment income 13,472.24 81.13 0.00 13,553.37 166.98
5 Trading 32,499.72 0.00 0.00 32,499.72 17,369.92
6 Church Activities 10,817.25 3,801.15 0.00 14,618.40 13,955.00
7 Other ordinary income 414.03 0.00 414.03 79.51
Total 156,979.31 3,882.28 1,459.41 162,321.00 172,710.25
From St. Julian's 9,900.00 9,900.00 9,900.00
Total incoming resources 166,879.31 3,882.28 1,459.41 172,221.00 182,610.25
Resources used
8 Cost of generating funds 541.43 0.00 0.00 541.43 144.00
9 Church Activities 104,483.79 0.00 60.00 104,543.79 103,620.76
10 Church Expenses 57,409.20 0.00 100.00 57,509.20 35,508.42
11 Major Capital Expenditure 3,195.09 0.00 10.00 3,205.09 48,778.75
Other out-goings 2,044.77 0.00 2,044.77 2,233.08
Total 167,674.28 0.00 170.00 167,844.28 190,285.01
transfer between funds 0.00 0.00 0.00 0.00
Total
Surplus/deficit (794.97) 3,882.28 1,289.41 4,376.72 (7,674.76)
Balances brought forward
at January 1st 2022 227,598.18 30,415.31 98,507.91 356,521.40 365,425.84
Transfers between funds
Balances carried forward 226,803.21 34,297.59 99,797.32 360,898.12 357,751.08
at December 31st 2022
balance 0.00 0.00 0.00 0.00 0.00
Trading Summary 2022 2021
(Expenses/Purchases) Income surplus / (loss)
Magazine 1,684.00 1,702.58 19 - 164
Hall 1,080.19 25,985.33 24,905 9,395 a
Other (12 Tavistock Ave, lunch 12,511.72 14,311.81 1,800 95
Total 15,275.91 26,724 9,325
----- End of picture text -----

Notes: (a) Does not allow for Heat, Light and Insurance costs, nor any provision for cost of construction

Page 7

Accounts 2022

St. Stephen's Income and Expenditure

for the year ended 31/12/2022

----- Start of picture text -----
Notes to Incoming Resources 2022 2022 2022 2022 2021 Notes to Resources Used 2022 2022 2022 2022 2021
Unrestricted Designated Restricted Total Total Unrestricted Designated Restricted Total Total
2 Voluntary Income Restoration General Restoration
Planned giving tax efficient 57,555.48 57,555.48 52,353.06 8 Costs of generating income
Gift Aid recovered 15,701.44 10.00 15,711.44 15,641.53 Costs of fund-raising activities 541.43 541.43 144.00
Other Planned giving 400.00 400.00 98.00 Total 541.43 0.00 0.00 541.43 144.00
Collections 6,500.98 6,500.98 2,562.52
Grants 900.00 1,279.41 2,179.41 0.00 9 Church Activities
Legacies 0.00 0.00 36,000.00 Mission giving, donations 3,645.40 60.00 3,705.40 2,650.00
Other giving 16,821.26 170.00 16,991.26 30,805.36 Parish share 79,411.00 79,411.00 76,393.00
Total 97,879.16 1,459.41 99,338.57 137,460.47 0.00 0.00
Salaries, wages and Honoraria 4,545.00 4,545.00 5,925.00
3 Activities for generating funds Clergy and staff expenses 16,882.39 16,882.39 18,652.76
Fairs and other fund raising 1,896.91 1,896.91 3,678.37 Total 104,483.79 0.00 60.00 104,543.79 103,620.76
Total 1,896.91 0.00 0.00 1,896.91 3,678.37
10 Church expenses
4 Investment Income Mission and evangelism 411.80 411.80 2,046.62
Interest 3,972.24 81.13 4,053.37 166.98 Church running expenses 30,249.52 100.00 30,349.52 17,058.30
Rent 9,500.00 9,500.00 0.00 Church utility bills 11,471.97 11,471.97 8,463.95
Total 13,472.24 81.13 0.00 13,553.37 166.98 Cost of Trading 15,275.91 15,275.91 7,784.22
5 Trading Community Café 0.00 155.33
Hall hire 25,985.33 25,985.33 13,450.00 Total 57,409.20 0.00 100.00 57,509.20 35,508.42
Magazine 1,702.58 1,702.58 1,525.70
Other 4,811.81 4,811.81 2,134.00 11 Major Capital Expenditure
Community Café 0.00 260.22 Major repairs to the church 1,574.89 1,574.89 48,778.75
Total 32,499.72 0.00 0.00 32,499.72 17,369.92 Major repairs to the hall 1,620.20 10.00 1,630.20 0.00
New building 0.00 0.00 0.00
6 Church Activities Total 3,195.09 0.00 10.00 3,205.09 48,778.75
PCC wedding etc fees 10,817.25 10,817.25 8,580.00
organ fund 3,801.15 3,801.15 5,375.00
Total 10,817.25 3,801.15 0.00 14,618.40 13,955.00 Sub-total for church activities and expenses 165,629.51 0.00 170.00 165,799.51 188,051.93
0.00 0.00
Other out-goings 2,044.77 2,044.77 2,233.08
7 Other ordinary income
Insurance claims 0.00 0.00 0.00 Total 167,674.28 0.00 170.00 167,844.28 190,285.01
Other income 414.03 414.03 79.51
Total 414.03 0.00 414.03 79.51 transfer between accounts
Total Resources used 167,674.28 0.00 170.00 167,844.28 190,285.01
Grand Total 156,979.31 3,882.28 1,459.41 162,321.00 172,710.25
162,321.00 Surplus/(Loss) (794.97) 3,882.28 1,289.41 4,376.72 (7,674.76)
Contribution from St. Julian's towards joint costs
9,900.00 9,900.00 9,900.00
Transfers between funds
Total Incoming Resources 166,879.31 3,882.28 1,459.41 172,221.00 182,610.25
----- End of picture text -----

Page 8

Accounts 2022

ST JULIAN'S CHURCH - BALANCE SHEET AND STATEMENT OF FINANCIAL ACTIVITIES

Balance sheet as at 31.12.22

Fixed assets (see note)
Current assets
Stock
Debtors
Short term deposits
Cash
Current account
Liabilities
Net current assets
Net assets
Funds
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
Total
General
Savings
Designated
2022
2021
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
18712.56
12,000.00
1,628.83
4.38
32,345.77
27,178.82
0.00
0.00
0.00
0.00
0.00
715.60
0.00
0.00
715.60
311.91
3264.04
0.00
0.00
3,264.04
610.66
16,164.12
12,000.00
1,628.83
4.38
29,797.33
26,880.07
16,164.12
12,000.00
1,628.83
4.38
29,797.33
26,880.07
29,792.95
26,880.07
4.38
0.00
29,797.33
26,880.07

Note - St Julian's church is an inalienable asset. It has not been valued and is not included in the accounts. The church and contents are insured for £2,960,000.

Statement of Financial Activities (SOFA)

Unrestricted Unrestricted Restricted Total Total
General Savings Designated 2022 2021
Incoming resources
(Row numbers refer to the attached notes)
1-6 Voluntary Income 12,926.98 0.00 0.00 0.00 12,926.98 11,470.48
7. Fund generating activites 2,193.44 0.00 0.00 0.00 2,193.44 1,360.30
8. Investment Income 337.95 0.00 0.00 0.00 337.95 12.75
9. Hall Hire 9,403.50 0.00 0.00 0.00 9,403.50 5,117.50
10 Other trading 219.54 0.00 828.38 0.00 1,047.92 325.02
11. Other Incoming resources 0.00 0.00 0.00 1,012.87 1,012.87 806.99
Total 25,081.41 0.00 828.38 1,012.87 26,922.66 19,093.04
Resources used
12. Cost of generating funds 642.92 0.00 0.00 0.00 642.92 560.93
Church Activities
13. Mission giving, donations 2,170.52 0.00 0.00 0.00 2,170.52 2,001.77
14. Parish share 9,900.00 0.00 0.00 0.00 9,900.00 9,900.00
16. Salaries, wages and Honora 0.00 0.00 0.00 0.00 0.00 0.00
17. Clergy and staff expenses 0.00 0.00 0.00 0.00 0.00 0.00
Church Expenses
18. Mission and evangelism 0.00 0.00 0.00 0.00 0.00 0.00
19. Church running expenses 1,640.32 0.00 0.00 0.00 1,640.32 732.14
20. Church utility bills 727.44 0.00 0.00 0.00 727.44 253.75
21. Cost of Trading 7,306.48 0.00 429.23 1,008.49 8,744.20 5,092.96
Major Capital Expenditure
Major repairs to the church 180.00 0.00 0.00 0.00 180.00 399.00
Major repairs to the hall 0.00 0.00 0.00 0.00 0.00 0.00
New building 0.00 0.00 0.00 0.00 0.00 0.00
Total 22,567.68 0.00 429.23 1,008.49 24,005.40 18,940.55
Transfers between funds -2,800.00 2,800.00 0.00 0.00
Net movement of funds -286.27 2,800.00 399.15 4.38 2,917.26 152.49
Balance at start of year 16,450.39 9,200.00 1,229.68 0.00 26,880.07 26,727.58
Balance at end of year 16,164.12 12,000.00 1,628.83 4.38 29,797.33 26,880.07

Page 9

Accounts 2022

St. Julian's Income and Expenditure for the year ended 31/12/22

----- Start of picture text -----
Unrestricted Restricted Total Total Unrestricted Total Total
General Savings Designated 2022 2021 General Savings Designated Restricted 2022 2021
Incoming resources Resources used
Voluntary Income Cost of generating funds
12 Cost of fund-raising activities 642.92 0.00 0.00 642.92 560.93
1 Gift-aided 8,551.55 0.00 0.00 8,551.55 7,957.61 Total 642.92 0.00 0.00 642.92 560.93
2 Tax recovered 1,768.41 0.00 0.00 1,768.41 1,644.49
3 Other Planned 0.00 0.00 0.00 0.00 0.00
4 Collections 813.82 0.00 0.00 813.82 358.77 Church Activities
5 Other Giving 1,793.20 0.00 0.00 1,793.20 1,509.61 13 Mission giving, donations 2,170.52 0.00 0.00 0.00 2,170.52 2,001.77
Total 12,926.98 0.00 0.00 0.00 12,926.98 11,470.48 14 Parish share 9,900.00 0.00 0.00 9,900.00 9,900.00
15 0.00 0.00
Activities for generating funds 16 Salaries, wages and Honoraria 0.00 0.00
7 Fairs and other fund-raising 2,193.44 0.00 0.00 2,193.44 1,360.30 17 Clergy and staff expenses 0.00 0.00 0.00 0.00 0.00
Total 12,070.52 0.00 0.00 12,070.52 11,901.77
Investment Income
8 Interest 337.95 0.00 0.00 337.95 12.75 Church expenses
18 Mission and evangelism 0.00 0.00
Trading 19 Church running expenses 1,640.32 0.00 0.00 1,640.32 732.14
9 Hall hire 9,403.50 0.00 0.00 0.00 9,403.50 5,117.50 20 Church utility bills 727.44 0.00 0.00 727.44 253.75
10 Other trading 219.54 0.00 828.38 0.00 1,047.92 325.02 21 Cost of Trading 7,306.48 0.00 429.23 1,008.49 8,744.20 5,092.96
Total 9,623.04 0.00 828.38 0.00 10,451.42 5,442.52 Total 9,674.24 0.00 429.23 1,008.49 11,111.96 6,078.85
Other Incoming Resources
11 Other Incoming Resources 0.00 0.00 0.00 1,012.87 1,012.87 806.99 Major Capital Expenditure
22 Major repairs to the church 180.00 0.00 0.00 180.00 399.00
23 Major repairs to the hall 0.00 0.00 0.00 0.00 0.00
24 New building 0.00 0.00 0.00 0.00 0.00
Total 180.00 0.00 0.00 180.00 399.00
Grand total 25,081.41 0.00 828.38 1,012.87 26,922.66 19,093.04
Grand total 22,567.68 0.00 429.23 1,008.49 24,005.40 18,940.55
SURPLUS/(LOSS) 2,513.73 0.00 399.15 4.38 2,917.26 152.49
----- End of picture text -----

Page 10

INDEPENDENT EXAMINER'S REPORT TO THE MEMBERS OF THE PARISH OF ST STEPHEN'S WITH ST JULIAN'S ST ALBANS I report on the accounts ofthe PCC for the year ended 31 December 2022. which are set out on pages 1 to 10. Respective responslbilities of the members of the PCC and examiner As members of the PCC, you are responsible for the preparation ofthe accounts and consider that an audit is not required for this year under section 144{21 of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. The PCC is preparing accrued accounts and l am qualified to undertake the examination by being qualified member of the Institute of Chartered Accountants of England and Wales {ICAEW). It is my responsibility to.. examine the accounts under section 145 of the Charities Act 2011.. to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(51{b) of the 2011 Act,. and to state whether particular matters have come to my attention. Baslg of independènt examine¢s report My examination was carried out in accordance with the general directions given by the Charity Commission. An examination includes a ￿VIeW of the accounting records k8Pt by the charity and a comparison of the accounts presenled with those records. It also includes consideration of any unusual items or disclosures in the accounls, and seeking explanations from you as truslees conceming any such matters. The procedures undertaken do not Provide all the evidence thal would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view, and the report is limited to those matters set out in the statement below. Independent examlnerf$ statement In connection with my examination. no matter has come to my attention.. {1) which gives me reasonable cause to believe that in any material respect the requirements-. to keep accounting records in accordance with section 130 of the 2011 Act., or to prepare accounts which accord with the accounting reu)rds have not been met.. or (2} to which, in my opinion. attention should be drawn in order to enable a proper understanding of the accounts to be reached. Matthew Johns MA FCA 41 Mount Drive Park Street St Albans AL2 2NP 10 June 2023