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2020-12-31-accounts

St Stephen with St Julian – Annual Report 2020

Background

St Stephen’s Parochial Church Council has the responsibility of co-operating with the incumbent in promoting in the ecclesiastical parish the whole mission of the church, pastoral, evangelistic, social and ecumenical. It is also responsible for maintaining the Church Centre.

Membership

Members of the PCC are either ex-officio or elected at the Annual Parochial Church Meeting (APCM) in accordance with the church representation rules.

During the year the following served as members of the PCC.

Incumbent Revd Rebecca Leach Assistant Curates Revd Patrick Moriarty Revd Kirsty Wainwright Churchwardens Mr Mike Gibbs Mr Peter Clough Sunday Duty Wardens Mrs Maggie Dodd Mr Neil Johnston Mr David La Riviere Deputy Churchwardens Mr Anthony Coles Miss Joanna Field Representatives to the Deanery Synod Mr Andy Sharp (also Lay Vice Chair PCC) Mrs Maggie Dodd Mrs Sian Goodwin Elected Members Mrs Suzanne Clough Mr Randal ffrench (Treasurer) Mrs Rachel Johnston Mrs Bobby Jones Mrs Sue Lutz Mrs Karen Pett Mr Richard Pether Miss Mary Willatt (Secretary) St Julian’s Representatives Mrs Carole Sharp Miss Joanna Field

Other Officers in the Parish

Health and Safety Officer Mr Anthony Coles (St Stephen’s and St Julian’s) Safeguarding Officer Mrs Jane Wright Electoral Roll Officer Mrs Diane Scott

Committees

The PCC operates through a number of committees, which meet between full meetings of the PCC.

Standing and Finance

This is the only committee required by church law. It has power to transact the business of the PCC between the meetings, subject to any direction given by the council. It oversees the general financial dimensions of the work of St Stephen’s and St Julian’s.

Buildings

Attends to matters relating to church buildings and fabric, the churchyard and 12 Tavistock Avenue.

Children and Youth

Communications

Discipleship and Faith

Social and Fund Raising

Community Engagement

Music and Worship

Pastoral Care

Community Café

Environment

Charities

St Julian’s District Church Council

Attends to matters relating to St Julian’s Church, including the general upkeep of the buildings and surrounding area. Organises social events and functions.

Church Attendance

There are 146 names on the Church Electoral Roll. The average Sunday attendance at St Stephen’s and St Julian’s has varied during the year depending on Covid restrictions. At times both churches were closed or the numbers of worshippers had to be restricted.

However, the variety and quality of the live and recorded services has been outstanding, enabling the members of the parish and wider community to feel connected and supported during a very difficult year. The following is just a summary of what has been offered.

Evening and morning prayer had an average count of 20 people watching, although early in March 2020, at the start of the pandemic, it reached as high as 121 people. Tots and Teddies has been enjoyed by an average of 24 families. Sunday Explorers, All age services, ‘Prayer and Praise’ and midweek Holy Communion have been available on line.

Church Services have been well ‘attended’. Numbers have been high for all the major festivals: Palm Sunday 209, Easter Sunday services (combined total) of 208, Remembrance Sunday 250, Advent Sunday 153. The Carol Services totalled 149 plus the congregation of 30 in church.

In the autumn two services were held outside; Climate Sunday with 70 gathered outside plus 61 on line, and later in the month a Pet Service. The midweek Night Prayer continued to be held outside in candlelight until November. The Friday morning prayer time continues each week on Zoom and there is a Zoom chat after the morning service each Sunday.

The PCC wish to record their thanks to Alison Pether, who has has accomplished an amazing task each month, organising the attendances at the three services in the two churches each Sunday, circulating the Pew Sheet and notices to more than 200 people, and completing many other tasks such as sending readings to those needing to record themselves for the services.

Review of the year.

The Parochial Church Council met six times during the year, using Zoom during the months of lockdown. The various committees met between PCC meetings with their reports received by the PCC and discussed where necessary.

The year 2020 was unusual in that the APCM due in April had to be delayed until October 2020. Therefore this report covers the months from April 2020 to the present.

The PCC continues to include Parish Safeguarding as an item for discussion at each meeting. This ensures we are up to date with the rules and regulations and that all necessary training is completed. We are most grateful to Jane Wright for her work in ensuring the parish meets its commitments.

Matters relating to Health and Safety are reported at each meeting and actions taken as necessary.

The PCC took the issues relating to Covid compliance very seriously and spent much time discussing matters such as allocation of places at services, social distancing, safety, signage, track and trace and the guidelines relating to the opening of the halls to make them Covid compliant.

The PCC approved the necessary actions to improve the technology required for the streaming of online services and the provision of an outdoor PA system.

The new Website was launched and the PCC commented on its fresh, bold and visually pleasing style. Thanks to Maggie Dodd were expressed and recorded in the PCC minutes.

Looking towards the possibility of new lay ministry roles in the parish the PCC approved nine volunteers for the Foundations course / Training for Lay Ministries in the Diocese of St Albans. The course is delivered on-line each week for three terms with a written essay to be completed at the end of each term.

Decisions were made relating to donations for many Charities and the church continues to support the community by collecting donations to the Food Bank and Hygiene Bank.

Other matters discussed by the PCC were the replacement of the banner frame near the road, and the possibility of a lit Christmas tree in the churchyard. The PCC was also pleased to hear about the provision of Advent quotes on a board outside church and actual Advent calendars displayed in house windows in Chiswell Green and the Cottonmill area.

The PCC approved the names of Communion Assistants and approved the plan that Open Church was to continue as far as possible by opening the Lady Chapel for private prayer on two or three occasions each week.

The Environment officer presented regular reports about trainings, seminars and reports. The highlight was the completion of the Bronze level of the Eco Church Awards at each church. The Silver awards are close to being completed and the area of Worship is already at Gold level.

Climate Sunday, celebrated outside in September, was the date for receiving the glass jars containing loose change and the official end of the Lighting Fund Campaign which, with other fund raising events, has raised £24,000.

During the year the PCC received regular reports of the plans being made for the installation of replacement lights at St Stephen’s. This work was started in February 2021 and the PCC expressed thanks to Richard Pether for his considerable input with this project.

Finally the members of the PCC unanimously wished to record their appreciation to Becky, Kirsty and Patrick for all that has been done and is continuing to be achieved in order to support everyone in the Parish and wider community during this challenging year.

Mary Willatt, PCC Secretary.

INDEPENDENT EXAMINER'S REPORT TO THE MEMBERS OF THE PARISH OF ST STEPHEN'S WITH ST JULIAN'S ST ALBANS I report on the accounts of the PCC for the year ended 31 December 2020, which are set out on pages 1 to 10. Respective responsibiltties of the members of the PCC and examlner As members of the PCC, you are responsible for the preparation of the accounts and consider that an audit is not required for this year under section 144{2) of the Charities Act 2011 {the 2011 Act) and that an independent examination is needed. The PCC is preparing accrued accounts and l am qualified to undertake the examination by being qualified member of the Insts'tute of Chartered Accountants of England and Wales (ICAEW). It is my responsibilty to.. examine the accounts under section 145 ofthe Charities Act 2011., to follow the procedures laid down in the general Directions given by Ihe Charity Commission under section 145{5)Ib) of the 2011 Act-, and to state whether particular matters have come to my attention. Basls of Independent examiners rèport My examination was carried out in accordance with ihe general directions given by the Charity Commission. An examination includes a review ofthe accounting records kept by the charity and a Gomparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees conceming any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequenlly no opinion is given as to whether the accounts present a 'true and fair view, and the report is limited to those matters set out in the statement below. Independent examlnerfs statemènt In connection with my examination, no matter has come to my attention= (1 } which gives me reasonable cause to believe that in any material respect the requiremenls.. lo keep accounting records in accordance with section 130 of the 2011 Act; or to prepare a¢¢ounts which accord with the accounting records have not been met,. or (2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Matthew Johns MA FCA 41 Mount Drive Park Street St Albans AL2 2NP 21 May 2021

Accounts 2020

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans Statement of Financial Activities

For the year ending 31 December 2020

Note
INCOMING RESOURCES
Voluntary Income
2a
Activities for generating funds
2b
Investment Income
2c
Trading
2d
Church Activities
2e
Other incoming resources
2f
TOTAL INCOMING RESOURCES
RESOURCES EXPENDED
Costs of generating funds
3a
Church Activities
3b
Church Expenses
3c
Major Capital Expenditure
3d
Other Out-goings
3e
TOTAL RESOURCES EXPENDED
NET INCOMING/(OUTGOING) RESOURCES
Transfer between funds
NET MOVEMENT IN FUNDS
BALANCES BROUGHT FORWARD AT
1 JANUARY 2020
BALANCES CARRIED FORWARD AT
31 DECEMBER 2020
Unrestricted
Funds
£
132,047
53
1,354
11,007
5,006
196
149,663
0
95,944
38,984
441
813
136,182
13,481
0
13,481
203,107
216,588
Designated
Funds
£
10,936
1,032
170
4,491
760
208
17,597
303
12,516
7,603
1,465
0
21,888
(4,291)
0
(4,291)
56,302
52,011
Restricted
Funds
£
6,979
5,631
0
0
0
0
12,610
1,053
0
106
0
0
1,159
11,451
11,451
110,933
122,384
TOTAL
2020
£
149,962
6,715
1,524
15,498
5,766
404
179,869
1,356
108,459
46,693
1,907
813
159,228
20,641
0
20,641
370,342
390,983
FUNDS
2019
£
111,128
5,191
3,011
42,718
11,686
3,394
177,128
2,165
113,193
54,236
70,041
4,391
244,026
(66,898)
0
(66,898)
437,240
370,342

Note 1: See page 3 Notes 2: See page 5 Notes 3: See page 5

Page 1

Accounts 2020

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans

Balance Sheet at 31 December 2020

Note
FIXED ASSETS
Tangible fixed assets
4
Investment assets
CURRENT ASSETS
5
Stock
Debtors
7
Short term deposits
Cash at bank and in hand
LIABILITIES: AMOUNTS FALLING DUE WITHIN ONE YEAR
8
NET CURRENT ASSETS
NET ASSETS
FUNDS
6
Unrestricted
Designated
Restricted
2020
£
240,000
0
-
2,911
351,825
44,814
399,550
(8,566)
390,984
630,984
456,589
52,011
122,384
630,984
2019
£
240,000
0
-
1,972
355,174
22,897
380,043
(9,700)
370,342
610,342
443,107
56,302
110,933
610,342

Approved by the Parochial Church Council on March 9th 2021 and signed on its behalf by:

The notes following form part of these accounts

Page 2

Accounts 2020

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans Notes to the Financial Statements for the year ended 31/12/2020

1 Accounting Policies The financial statements have been prepared in accordance with the Church Accounting Regulations 2006 and the Charities Act 2011 together with applicable accounting standards and the SORP 2005

The financial statements have been prepared under the historical cost convention.

Funds

General funds represent the funds of the PCC that are not subject to any restrictions regarding their use and are available for application on the general purposes of the PCC. Funds designated for a particular purpose by the PCC are also unrestricted. Restricted funds can only be used for the purposes specified by the giver.

Funds designated for the use of the St. Julian's DCC are shown separately as Designated. The accounts include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body or those that are informal gatherings of church members.

Incoming Resources: Voluntary income and capital sources

Collections are recognised when received by or on behalf of the PCC. Planned giving is recognised only when received. Income tax recoverable on donations is estimated monthly as a debt. This debt is written off when the payment is received. Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement, the amount due is quantifiable and its ultimate receipt by the PCC is reasonably certain.

Funds raised by the auction, summer fair and similar events are accounted for gross.

Other Income Income from investments There has been no investment income during the year.

Rental income from the letting of church premises is recognised when the rental is due.

Resources Used: Grants Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding obligation on the PCC. Activities directly related to the work of the Church The diocesan parish share is accounted for as sums are paid. Any parish share unpaid at 31 December is provided for in these accounts as an operational (though not a legal) liability and is shown as a creditor in the Balance Sheet.

Fixed Assets: Consecrated property and movable church furnishings Consecrated and beneficed property is excluded from the accounts by s.96(2) of the Charities Act 1993.

Inalienable Assets:

St. Julian's Church is dedicated and should be accounted for as inalianable property. However, it has not been valued and the cost of valuation is judged to be not worth the benefit obtained. For this reason it is not included in the accounts.

Movable church furnishings held by the Vicar and Churchwardens on special trust for the PCC, and which require a faculty for disposal, are accounted for as inalienable property unless consecrated. They are listed in the church's Inventory which can be inspected (at any reasonable time). For inalienable property acquired prior to these accounts, there is insufficient cost information available and therefore no such assets are valued in these accounts.

All expenditure incurred in the year on consecrated or beneficed buildings, individual items under £15,000 or on the repair of movable church furnishings is written off.

Other fixtures, fittings and office equipment

Equipment used within the church premises is depreciated on a straight line basis over 4 years. Individual items of equipment with a purchase price of £15,000 or less are written off when the asset is acquired.

Investments

There are no investments held.

Current Assets

Amounts owing to the PCC at 31 December in respect of fees, rents or other income are shown as debtors less provision for amounts that may prove uncollectible. Short term deposits include cash held on deposit either with the CBF Church of England Funds or at the bank.

Page 3

Accounts 2020

St Stephen's with St. Julian's Parish reserves Policy

By law a charity is not allowed to hoard funds. The PCC has to justify the reserves that it holds. In this context, Reserves are the current assets less the restricted funds: i.e. those funds readily available for any eventuality.

We are required to state a minimum that it is prudent to hold and a maximum that we can justify.

1. Minimum Reserve

Any problems with cash flow may not be identified immediately as income and expenditure fluctuate from month to month. It is considered prudent to ensure that reserve are greater than six month's expenditure to allow three months to identify a problem and another three months for action to show results.

2. Maximum Reserve

Expenditure on Quinquennial items during the five years between quinquennial inspections could credibly reach £150,000. The most that we can justifiably hold in excess of the miminum reserve would be this plus any planned projects.

3. 2020

For 2020 these policies become:

a) Half of 2020 expenditure = £ 78,628 Minimum Reserve Say £80,000 b) Possible projects: Lighting internal 40,000.00 Organ Refurbishment 10,000.00 St. Julian's Vestry 5,000.00 Projection Equipment 35,000.00 St. Julian's Windows 20,000.00 Curate costs 10,000.00 Total £120,000 The maximum reserve for 2020 is therefore £80,000 Quinquennial £150,000 Other £120,000 Maximun Reserve Total £350,000

These limits can be breached - it is merely that the PCC feel it is prudent to attempt to keep the reserves above the minimum and below the maximum.

At the end of 2020 the reserves were £268,778

Page 4

Accounts 2020

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans Notes to the Financial Statements

for the year ended 31/12/2020

----- Start of picture text -----
Unrestricted Designated Restricted Total 2020 Total 2019
2a Voluntary Income
Planned giving tax efficient 49,387.50 7,814.60 120.00 57,322.10 58,025.22
Gift Aid recovered 12,267.58 1,950.31 22.50 14,240.39 12,328.38
Other Planned giving 480.00 0.00 0.00 480.00 1,563.20
Collections 4,111.14 485.01 0.00 4,596.15 12,380.37
Grants 0.00 1,000.00 1,000.00 0.00
Legacies 52,112.00 0.00 52,112.00 7,573.64
Other giving 13,689.24 686.28 5,836.15 20,211.67 19,257.26
Total 132,047.46 10,936.20 6,978.65 149,962.31 111,128.07
2b Activities for generating funds
Fairs and other fund raising 52.50 1,031.50 5,630.86 6,714.86 5,190.81
Total 52.50 1,031.50 5,630.86 6,714.86 5,190.81
2c Investment income
Interest (gross) bank 1,354.35 170.03 0.00 1,524.38 3,010.54
Rent - 12 Tavistock Ave 0.00 0.00 0.00 0.00
Total 1,354.35 170.03 0.00 1,524.38 3,010.54
2d Trading
Hall hire 8,388.50 3,966.00 12,354.50 36,989.25
Magazine 1,453.65 1,453.65 933.74
Cards 1,165.00 0.00 1,165.00 132.30
St. Julian's Trading 0 44.64 44.64 2801.11
Community Café 0.00 480.19 0.00 480.19 1,861.67
Total 11,007.15 4,490.83 0.00 15,497.98 42,718.07
2e Church Activities
Fees - Weddings and funerals 5,006.00 5,006.00 7,846.00
Organ Fund 760.00 760.00 3,840.00
Total 5,006.00 760.00 0.00 5,766.00 11,686.00
2f Other Ordinary Income
Insurance claims 0 0.00 0
Other Income 195.71 208.20 0.00 403.91 3394.41
Total 195.71 208.20 0.00 403.91 3,394.41
Total of Incoming resources 149,663.17 17,596.76 12,609.51 179,869.44 177,127.90
----- End of picture text -----

3 Resources expended

3a
Costs of generating funds
Costs of fund-raising activities
Total
3b
Church Activities
Mission giving, donations
Parish share
Salaries, wages and Honoraria
Clergy and staff expenses
Total
3c
Church expenses
Mission and evangelism
Church running expenses
Church utility bills
Cost of Trading
Community Café
Total
3d
Major Capital Expenditure
Major repairs to the church
Major repairs to the hall
New building
Total
Sub-total for church activities& expe
3e
Governance
Other out-goings
Total
Transfers between funds
Total of resources expended
Surplus/loss
Unrestricted
Designated
Restricted
Total 2020
Total 2019
0.00
303.43
1,052.73
1,356.16
2,164.86
0.00
303.43
1,052.73
1,356.16
2,164.86
5,510.00
2,615.75
0.00
8,125.75
9,324.36
71,067.00
9,900.00
0.00
80,967.00
83,743.00
0.00
0.00
0.00
0.00
0.00
1,220.00
0.00
0.00
1,220.00
3,840.00
18146.52
0.00
0.00
18,146.52
16,285.98
95,943.52
12,515.75
0.00
108,459.27
113,193.34
3,191.31
0.00
0.00
3,191.31
4,304.51
20,262.34
1,135.38
105.89
21,503.61
23,059.73
8,548.80
394.45
0.00
8,943.25
9,882.33
6,981.32
5,838.13
0.00
12,819.45
15,844.85
235.11
235.11
1,145.02
38,983.77
7,603.07
105.89
46,692.73
54,236.43
441.08
1,465.46
0
1,906.54
20972
0
0.00
0.00
49068.54
0
0.00
0.00
0
441.08
1,465.46
0.00
1,906.54
70,040.54
nses
135,368.37
21,887.71
1,158.62
158,414.70
239,635.17
0.00
0.00
0.00
813.49
813.49
4,390.72
136,181.86
21,887.71
1,158.62
159,228.19
244,025.89
0.00
0.00
0.00
0.00
0.00
136,181.86
21,887.71
1,158.62
159,228.19
244,025.89
13,481.31
(4,290.95)
11,450.89
20,641.25
(66,897.99)

Page 5

Accounts 2020

Parochial Church Council of St. Stephen's with St. Julian's, St. Albans Notes to the Financial Statements for the year ended 31/12/2020

Total Total
Unrestricted Designated Restricted 2020 2019
4 Fixed Assets 240,000.00 0.00 240,000.00 240,000.00
Investments 0.00 0.00 0.00
5 The property owned at 12, Tavistock Avenue was revalued in April 2002.
It is insured for £289,174
St. Stephen's church and hall are not required to be valued.
However, they are insured for £6,324,504
St. Julian's Church is an inalianable asset. It has not been valued and so is not included.
St. Julian's Church is insured for £935,000
Current Assets
Stock 0.00 0.00
Debtors 2,911.17 0.00 0.00 2,911.17 1,972.35
Short term deposits 190,890.10 38,550.96 122,383.65 351,824.71 355,173.60
Cash & Current account 29,427.09 15,386.56 0.00 44,813.65 22,896.67
Liabilities (6,639.85) (1,926.05) (8,565.90) (9,700.34)
Net Current assets 216,588.51 52,011.47 122,383.65 390,983.63 370,342.28
Net assets 456,588.51 52,011.47 122,383.65 630,983.63 610,342.28
6 Funds 2020 2019
Unrestricted 456,588.51 443,107.10
Designated 52,011.47 56,302.42
Restricted 122,383.65 110,932.76
Total 630,983.63 610,342.28
7 Debtors and Prepayments Unrestricted Designated Restricted 2020 2019
Deposits not yet paid in 862.00 0.00 0.00 862.00 248.60
Tax refund not yet received 2049.17 2,049.17 1,723.75
Total 2,911.17 1,972.35
8 Liabilities Unrestricted Designated 2020 2019
Accruals (1,680.16) (1,680.16) (719.75)
assigned fees not paid (1,224.00) (1,224.00) (1,167.00)
Cheques not yet cashed by recipient (3,612.93) (1,926.05) (5,538.98) (7,420.83)
Creditors (122.76) (122.76) (392.76)
Total (6,639.85) (1,926.05) (8,565.90) (9,700.34)

Page 6

Accounts 2020

BALANCE SHEET OF ST. STEPHEN'S

----- Start of picture text -----
Balance sheet as at 31.12.20
Unrestricted Designated Restricted Total Total
Funds Restoration 2020 2019
Notes
Fixed Assets
1 Tangible fixed assets 240,000.00 240,000.00 240,000.00
Investment assets 0.00 0.00 0.00
Current Assets
Stock 0.00 0.00
Debtors 2,911.17 2,911.17 1,808.75
Short term deposits 190,890.10 13,456.68 122,383.65 326,730.43 325,108.62
Cash & Current account 29,427.09 12,952.00 42,379.09 20,500.32
Liabilities (6,639.85) (6,639.85) (7,426.38)
Net Current assets 216,588.51 26,408.68 122,383.65 365,380.84 339,991.31
Net assets 456,588.51 26,408.68 122,383.65 605,380.84 579,991.31
Represented by Funds
Unrestricted 482,997 469,059
Restricted 122,384 110,933
Total 605,381 579,991
----- End of picture text -----

  1. The property owned at 12, Tavistock Avenue was revalued in April 2002
Statement of Financial Activities
Incoming Resources
2
Voluntary income
3
Activities for generating funds
4
Investment income
5
Trading
6
Church Activities
7
Other ordinary income
Total
From St. Julian's
Total incoming resources
Resources used
8
Cost of generating funds
9
Church Activities
10
Church Expenses
11
Major Capital Expenditure
Other out-goings
Total
transfer between funds
Total
Surplus/deficit
Balances brought forward
at January 1st 2020
Transfers between funds
Balances carried forward
at December 31st 2020
balance
Trading Summary
Magazine
Hall
Other (cards, calendars)
Total
Unrestricted
Designated
Restricted
Total
Total
Funds
Restoration
2020
2019
132,047.46
6,978.65
139,026.11
100,556.88
52.50
5,630.86
5,683.36
1,669.10
1,354.35
52.15
0.00
1,406.50
2,806.31
11,007.15
480.19
0.00
11,487.34
30,278.96
5,006.00
760.00
0.00
5,766.00
11,686.00
195.71
0.00
195.71
509.50
149,663.17
1,292.34
12,609.51
163,565.02
147,506.75
9,900.00
9,900.00
9,950.00
159,563.17
1,292.34
12,609.51
173,465.02
157,456.75
0.00
0.00
1,052.73
1,052.73
1,044.87
105,843.52
0.00
0.00
105,843.52
110,674.98
38,983.77
835.11
105.89
39,924.77
44,385.57
441.08
0.00
0.00
441.08
69,717.55
813.49
813.49
4,390.72
146,081.86
835.11
1,158.62
148,075.59
230,213.69
0.00
0.00
0.00
0.00
13,481.31
457.23
11,450.89
25,389.43
(72,756.94)
203,107.10
25,951.45
110,932.76
339,991.31
412,748.25
216,588.41
26,408.68
122,383.65
365,380.74
339,991.31
-0.10
0.00
0.00
-0.10
0.00
2020
2019
(Expenses/Purchases)
Income
surplus / (loss)
1,812.66
1,453.65
359
-
1,605
-
4,147.66
8,388.50
4,241
22,174
a
1,021.00
1,165.00
144
44
4,026
20,613

Notes: (a) Does not allow for Heat, Light and Insurance costs, nor any provision for cost of construction

Page 7

Accounts 2020

St. Stephen's Income and Expenditure

for the year ended 31/12/2020

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Notes to Incoming Resources 2020 2020 2020 2020 2019
Unrestricted Designated Restricted Total Total
2 Voluntary Income Restoration
Planned giving tax efficient 49,387.50 120.00 49,507.50 50,913.31
Gift Aid recovered 12,267.58 22.50 12,290.08 10,869.40
Other Planned giving 480.00 480.00 1,563.20
Collections 4,111.14 4,111.14 11,291.66
Grants 0.00 1,000.00 1,000.00 0.00
Legacies 52,112.00 52,112.00 7,573.64
Other giving 13,689.24 5,836.15 19,525.39 18,345.67
Total 132,047.46 6,978.65 139,026.11 100,556.88
3 Activities for generating funds
Fairs and other fund raising 52.50 5,630.86 5,683.36 1,669.10
Total 52.50 0.00 5,630.86 5,683.36 1,669.10
4 Investment Income
Interest 1,354.35 52.15 1,406.50 2,806.31
Rent 0.00 0.00 0.00
Total 1,354.35 52.15 0.00 1,406.50 2,806.31
5 Trading
Hall hire 8,388.50 8,388.50 27,351.25
Magazine 1,453.65 1,453.65 933.74
Other 1,165.00 1,165.00 1,736.11
Community Café 480.19 480.19 257.86
Total 11,007.15 480.19 0.00 11,487.34 30,278.96
6 Church Activities
PCC wedding etc fees 5,006.00 5,006.00 7,846.00
organ fund 760.00 760.00 3,840.00
Total 5,006.00 760.00 0.00 5,766.00 11,686.00
7 Other ordinary income
Insurance claims 0.00 0.00 0.00
Other income 195.71 195.71 509.5
Total 195.71 0.00 195.71 509.50
Grand Total 149,663.17 1,292.34 12,609.51 163,565.02 147,506.75
163,565.02
Contribution from St. Julian's towards joint costs
9,900.00 9,900.00 9,950.00
Transfers between funds
Total Incoming Resources 159,563.17 1,292.34 12,609.51 173,465.02 157,456.75
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Notes to Resources Used
8
Costs of generating income
Costs of fund-raising activities
Total
9
Church Activities
Mission giving, donations
Parish share
Salaries, wages and Honoraria
Clergy and staff expenses
Total
10
Church expenses
Mission and evangelism
Church running expenses
Church utility bills
Cost of Trading
Community Café
Total
11
Major Capital Expenditure
Major repairs to the church
Major repairs to the hall
New building
Total
Sub-total for church activities and expenses
Other out-goings
Total
transfer between accounts
Total Resources used
Surplus/(Loss)
2020
2020
2020
2020
2019
Unrestricted
Designated
Restricted
Total
Total
General
Restoration
0.00
1,052.73
1,052.73
1,044.87
0.00
0.00
1,052.73
1,052.73
1,044.87
5,510.00
5,510.00
6,806.00
80,967.00
80,967.00
83,743.00
0.00
0.00
1,220.00
1,220.00
3,840.00
18,146.52
18,146.52
16,285.98
105,843.52
0.00
0.00
105,843.52
110,674.98
3,191.31
3,191.31
4,304.51
20,262.34
600.00
105.89
20,968.23
21,736.47
8,548.80
8,548.80
9,425.21
6,981.32
6,981.32
7,774.36
235.11
235.11
1,145.02
38,983.77
835.11
105.89
39,924.77
44,385.57
441.08
441.08
20,807.01
0.00
0.00
48,910.54
0.00
0.00
0.00
441.08
0.00
0.00
441.08
69,717.55
145,268.37
835.11
1,158.62
147,262.10
225,822.97
0.00
0.00
813.49
813.49
4,390.72
146,081.86
835.11
1,158.62
148,075.59
230,213.69
146,081.86
835.11
1,158.62
148,075.59
230,213.69
13,481.31
457.23
11,450.89
25,389.43
(72,756.94)

Page 8

Accounts 2020

ST JULIAN'S CHURCH - BALANCE SHEET AND STATEMENT OF FINANCIAL ACTIVITIES

Balance sheet as at 31.12.20

Fixed assets (see note)
Current assets
Stock
Debtors
Short term deposits
Cash
Current account
Liabilities
Net current assets
Net assets
Funds
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
Total
General
Savings
Designated
2020
2019
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,308.62
15,894.28
9,200.00
1,124.79
26,219.07
30,944.69
0.00
0.00
0.00
2,434.56
2,434.56
2,396.35
1,926.05
1,926.05
6,298.69
16,402.79
9,200.00
1,124.79
26,727.58
30,350.97
16,402.79
9,200.00
1,124.79
0.00
26,727.58
30,350.97
26,727.58
31,230.68
0.00
-879.71
26,727.58
30,350.97

Note - St Julian's church is an inalienable asset. It has not been valued and is not included in the accounts. The church is insured for £935,000

Statement of Financial Activities (SOFA)

Unrestricted Unrestricted Restricted Total Total
General Savings Designated 2020 2019
Incoming resources
(Row numbers refer to the attached notes)
1-6 Voluntary Income 10,936.20 0.00 0.00 0.00 10,936.20 10,571.19
7. Fund generating activites 1,031.50 0.00 0.00 0.00 1,031.50 3,521.71
8. Investment Income 117.88 0.00 0.00 0.00 117.88 204.23
9. Hall Hire 3,966.00 0.00 0.00 0.00 3,966.00 9,638.00
10 Other trading 44.64 0.00 480.19 0.00 524.83 2,801.11
11. Other Incoming resources 208.20 0.00 0.00 0.00 208.20 2,884.91
Total 16,304.42 0.00 480.19 0.00 16,784.61 29,621.15
Resources used
12. Cost of generating funds 303.43 0.00 0.00 0.00 303.43 1,119.99
Church Activities
13. Mission giving, donations 2,615.75 0.00 0.00 0.00 2,615.75 2,518.36
14. Parish share 9,900.00 0.00 0.00 0.00 9,900.00 9,950.00
16. Salaries, wages and Honora 0.00 0.00 0.00 0.00 0.00 0.00
17. Clergy and staff expenses 0.00 0.00 0.00 0.00 0.00 0.00
Church Expenses
18. Mission and evangelism 0.00 0.00 0.00 0.00 0.00 0.00
19. Church running expenses 535.38 0.00 0.00 0.00 535.38 1,323.26
20. Church utility bills 394.45 0.00 0.00 0.00 394.45 457.12
21. Cost of Trading 5,838.13 0.00 235.11 0.00 6,073.24 8,070.49
Major Capital Expenditure
Major repairs to the church 1,465.46 0.00 0.00 0.00 1,465.46 164.99
Major repairs to the hall 0.00 0.00 0.00 0.00 0.00 158.00
New building 0.00 0.00 0.00 0.00 0.00 0.00
Total 21,052.60 0.00 235.11 0.00 21,287.71 23,762.20
Transfers between funds 0.00 0.00
Net movement of funds -4,748.18 0.00 245.08 0.00 -4,503.10 5,858.95
Balance at start of year 21,150.97 9,200.00 879.71 31,230.68 24,492.02
Balance at end of year 16,402.79 9,200.00 1,124.79 0.00 26,727.58 30,350.97

Page 9

Accounts 2020

St. Julian's Income and Expenditure for the year ended 31/12/20

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Unrestricted Restricted Total Total Unrestricted Total Total
General Savings Designated 2020 2019 General Savings Designated Restricted 2020 2019
Incoming resources Resources used
Voluntary Income Cost of generating funds
12 Cost of fund-raising activities 303.43 0.00 0.00 303.43 1,119.99
1 Gift-aided 7,814.60 0.00 0.00 7,814.60 7,111.91 Total 303.43 0.00 0.00 303.43 1,119.99
2 Tax recovered 1,950.31 0.00 0.00 1,950.31 1,458.98
3 Other Planned 0.00 0.00 0.00 0.00 0.00
4 Collections 485.01 0.00 0.00 485.01 1,088.71 Church Activities
5 Other Giving 686.28 0.00 0.00 686.28 911.59 13 Mission giving, donations 2,615.75 0.00 2,615.75 2,518.36
Total 10,936.20 0.00 0.00 0.00 10,936.20 10,571.19 14 Parish share 9,900.00 0.00 0.00 9,900.00 9,950.00
15 0.00 0.00
Activities for generating funds 16 Salaries, wages and Honoraria 0.00 0.00
7 Fairs and other fund-raising 1,031.50 0.00 0.00 1,031.50 3,521.71 17 Clergy and staff expenses 0.00 0.00 0.00 0.00 0.00
Total 12,515.75 0.00 0.00 12,515.75 12,468.36
Investment Income
8 Interest 117.88 0.00 117.88 204.23 Church expenses
18 Mission and evangelism 0.00 0.00 0.00 0.00
Trading 19 Church running expenses 535.38 0.00 0.00 535.38 1,323.26
9 Hall hire 3,966.00 0.00 480.19 0.00 4,446.19 9,638.00 20 Church utility bills 394.45 0.00 0.00 394.45 457.12
10 Traidcraft and Sunday Stall 44.64 0.00 0.00 44.64 2,801.11 21 Cost of Trading 5,838.13 0.00 235.11 6,073.24 8,070.49
Total 4,010.64 0.00 480.19 0.00 4,490.83 12,439.11 Total 6,767.96 0.00 235.11 0.00 7,003.07 9,850.86
Other Incoming Resources
11 Other Incoming Resources 208.20 208.20 2,884.91 Major Capital Expenditure
22 Major repairs to the church 1,465.46 0.00 0.00 1,465.46 164.99
23 Major repairs to the hall 0.00 0.00 0.00 0.00 158.00
24 New building 0.00 0.00 0.00 0.00 0.00
Total 1,465.46 0.00 0.00 1,465.46 322.99
Grand total 16,304.42 0.00 480.19 0.00 16,784.61 29,621.15
Grand total 21,052.60 0.00 235.11 0.00 21,287.71 23,762.20
SURPLUS/(LOSS) -4,748.18 0.00 245.08 0.00 -4,503.10 5,858.95
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Page 10

INDEPENDENT EXAMINER'S REPORT TO THE MEMBERS OF THE PARISH OF ST STEPHEN'S WITH ST JULIAN'S ST ALBANS I report on the accounts of the PCC for the year ended 31 December 2020, which are set out on pages 1 to 10. Respective responsibiltties of the members of the PCC and examlner As members of the PCC, you are responsible for the preparation of the accounts and consider that an audit is not required for this year under section 144{2) of the Charities Act 2011 {the 2011 Act) and that an independent examination is needed. The PCC is preparing accrued accounts and l am qualified to undertake the examination by being qualified member of the Insts'tute of Chartered Accountants of England and Wales (ICAEW). It is my responsibilty to.. examine the accounts under section 145 ofthe Charities Act 2011., to follow the procedures laid down in the general Directions given by Ihe Charity Commission under section 145{5)Ib) of the 2011 Act-, and to state whether particular matters have come to my attention. Basls of Independent examiners rèport My examination was carried out in accordance with ihe general directions given by the Charity Commission. An examination includes a review ofthe accounting records kept by the charity and a Gomparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees conceming any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequenlly no opinion is given as to whether the accounts present a 'true and fair view, and the report is limited to those matters set out in the statement below. Independent examlnerfs statemènt In connection with my examination, no matter has come to my attention= (1 } which gives me reasonable cause to believe that in any material respect the requiremenls.. lo keep accounting records in accordance with section 130 of the 2011 Act; or to prepare a¢¢ounts which accord with the accounting records have not been met,. or (2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Matthew Johns MA FCA 41 Mount Drive Park Street St Albans AL2 2NP 21 May 2021