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2022-12-31-accounts

Charity registration number 1131265

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Rev Nick Hiscocks Mr Tom Fentiman Mr Jared Auty Mrs Lucy Dobson Mrs Gwyneth Sully Mr Stewart Greaves Mr Nick May (Warden) Mr Russ Coxon Mr Nikos Yianni (Warden) (Appointed 10 July 2022) Mr Ben Clemson (Appointed 16 April 2023) Mrs Julie Harrison (Appointed 16 April 2023)

Charity number 1131265 Principal address Christ Church Alumhurst Road Bournemouth BH4 8ER Independent examiner F J Wilde FCCA MBA DChA Warner Wilde 4 Marigold Drive Bisley Surrey GU24 9SF

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

CONTENTS

Page
PCC Members' report 1 - 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7 - 14

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

PCC MEMBERS' REPORT FOR THE YEAR ENDED 31 DECEMBER 2022

The Trustees present their annual report and financial statements for the year ended 31 December 2022.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the PCC's governing document, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) " (effective 1 January 2019 ).

Objectives and activities

Christ Church Westbourne exists to know Jesus Christ and to make Jesus Christ known to the glory of God. Using the Bible and prayer we seek to equip the whole church to speak of Jesus Christ to others. Our activities include Sunday services each week midweek small group Bible studies, one to one meetings, special events and other meetings to connect with the local community.

Public Benefit

The Trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the PCC should undertake. The community of Westbourne benefit from our activities as we seek to engage traders, emergency services, the homeless and housing associations to build friendships with them. Our main public benefit is in being a Christian presence in the community and a place where people can understand the orthodox, Biblical message of Christianity.

Achievements and performance

The measurement of people's knowing Jesus Christ is only occasionally measurable. Insofar as it is, we see people coming to hear the Bible and then living their lives in service of Jesus Christ and his gospel. That takes many forms including sacrificial service in church activities and sacrificial financial giving.

Financial review

The church have a council (the Parochial Church Council or PCC) which is responsible for decision making with regards to our finances. The PCC will decide where to focus our spending so that it best serves our objective expressed above. During the year the Church received legacies amounting to £5,000 which had no restrictions placed on them. The financial statements show a net loss on general funds for the year of £28,888.

Reserves Policy

The Trustees wish to retain an amount of cash in readily-available funds to allow for fluctuations in cash flow and have approved the policy statement below. The amount of available cash reserves is reviewed by the Trustees on a regular basis. The church will aim to retain unrestricted cash reserves at a level equivalent to three months worth of expenditure. The basis of calculation shall be one quarter of the total revenue expenditure for the prior financial year. The church may deviate from this policy where there is good cause.

Plans for future periods

Our plans are to continue in knowing Christ and making Christ known but to do so in greater breadth and depth. The more we equip the church members to grow in knowing Christ, the more they will connect with the community effectively and the more people we can help and reach in the local area.

Structure, governance and management

The PCC is registered with the Charity Commission under number 1131265 is established under the Parochial Church Council powers measure (1956) as amended and Church representation rules as amended by special resolution on 21st June 2010.

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

PCC MEMBERS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

The Trustees who served during the year and up to the date of signature of the financial statements were: Rev Nick Hiscocks Mr Tom Fentiman Mr Stephen Grundy (Resigned 16 April 2023) Mr Jared Auty Mrs Anne Harris (Resigned 16 January 2023) Mrs Lucy Dobson Mrs Gwyneth Sully Mr Stewart Greaves Mr Nick May (Warden) Mr Russ Coxon Ms Katie Benjamin (Resigned 24 April 2022) Mr Nikos Yianni (Warden) (Appointed 10 July 2022) Mr Ben Clemson (Appointed 16 April 2023) Mrs Julie Harrison (Appointed 16 April 2023) Mrs Ruth Edwards (Resigned 24 April 2022)

The Trustees are elected members of the Parochial Church Council (the PCC). The PCC are elected at an annual meeting each year and any member of the Electoral Roll for Christ Church Westbourne may stand for election (proposed and seconded by any other member of the electoral roll).

None of the Trustees has any beneficial interest in the company. All of the Trustees are members of the company and guarantee to contribute £ 1 in the event of a winding up.

Trustees Responsibilities

The Trustees are responsible for the overall governance of the charity and support the Vicar in key strategic decisions. The Trustees are regularly briefed on the financial position of the charity and are responsible for ensuring the preparation of the annual accounts and financial statements in accordance with applicable law. The Trustees are responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. The Trustees have all received, or are currently undertaking, training in Safeguarding procedures in respect of Children and Vulnerable Adults and approve the related policies and , procedures and the appointment of volunteer personnel to oversee and operate the Safeguarding practices.

Risk Policy

The Trustees consider risks to the operation of the charity on a regular basis, including strategic, financial and operational risks. There is an effective mechanism in place for risks to be escalated by the staff team to the Trustees for their consideration.

Risk Management

a) Reduction in income. The charity receives gifts from a large number of givers and so there is limited exposure should a small number of givers reduce or withdraw their giving. Legacy giving is reviewed annually and the amount fluctuates from year to year. Unrestricted cash reserves are held in accordance with the Reserves Policy to allow for a short-term reduction in income.

b) Increase in expenditure. The charity owns and maintains an ageing building portfolio and it is anticipated that some of the properties will require remedial work beyond routine maintenance in the next three years. The Trustees anticipate significant remedial work on the church building in the next few years.

c) Loss of key personnel. The charity employs a number of staff who are trained, or are training, in Bible teaching and pastoral ministry. The staff are able to transfer their skills into areas of the charity's operation outside of their own specialist area and would do so in the event of a loss of key personnel.

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE PCC MEMBERS, REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022 Pay Pollcy for Key Management The Trustees. with the eX￿p[lOn of the Vicar, give their time freely. The Vicar, along with all other staff, receive a rfjmuneralion that is in accordance with the charity's pay policy and based upon Church of England guidelines. The pay for the ministry staff lexcluding ministry Apprenlicesl inereases annually in aecordance with the policy up lo a maximum limrt defined by Church of England salaries for the respective roles. The PCC members, report was approved by the Board of Trustees. Rev Nick Hiscocks PCC membèr Dale..

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE I rgp¢yi to the Trustee5 on my exominalon of the financlal statements of Paro(ial Church Cwn¢ll of Christ Church W8stboume (the PCC) for the year endèd 31 Decembgr 2022. R••ponslbllltl•• and ba•1• of r•port As the Trustees of the PCC you are responsible for the preparallon of the finanaal statements in accordarKe with tha requirements of the Chariues Ad 2011 (the 2011 A¢t). I rewrt in r95PaCt of my examlnatlon of the PCC'S financial statements caNi8d out under section 145 of the 2011 A¢1. In carrylng out my examlnatlon I hava fdlowed all the applicable Diredbns g￿en by the Charlty Commlsslon under section 14515llbl of the 2011 Act. Independerrt oxamln•V• ststgm•ftt Since the PCC'S gros8 Income exceeded £250,OtL) your oxamlner must t¢ a mamber of a body Ilsted in 8ertlon 145 of Ihe 2011 Act. I conflrm that l am qualifièd to undertake th6 examination bwuse l am a mfrmber of the Assoclatlon of Chartered C8rtifled A¢countsnts, whlch Is one of the Ilsted bodlo9. Your atténlon 18 drawn to the fact that the charlty has prepared financial sts18mnt8 In accordance wllh Accountlng and Réportlng by ChaTltlès preparlng thelr acc)unts In a¢¢ordance I￿1h tho Flnanc181 Reportlng Standard appllcable in the UK and Repul￿1¢ of Iraland IFRS 1021 In preference to the Accountlng and Reporting ty Charlues: Statgmonl of Recommendad Praclic* L8¥uod on l Awbl 2005 whkh Is reforied to In the extant regulatlons bul has now beon wthdrawn. understand that th18 ha8 been done In ovdor for flnanclal st8tom8nts to provth a true and falr vl¢w In accordance wlth Generally Accepted Accountlng Pr8GY¢o 6ffedve for reportlng p8rfctyd8 beglnnlng on or after 1 January 2015. I hovo ¢ompleled my examlnallon, l (x)nfirm that no matters have coma lo my attentbn In o)nnectlon the examlnallon gSvlng ma cause to bellovo that In any materlal respect: 8ccounllng records were not kept In re6pe¢t of the PCC as requirod by 88Ctlon 130 of the 2011 ACL. or tho Ilnandal statements do not accord wtth those r•cords'. or thg flnanclal 8talements do not comply wlth the applicabl8 requlremenls conc8mlng the form and eonlent of accounts set out In the Charfues (Accounts and Reports) Rggulations 2008 other than any requlrement that the accounts glve a tru• and falr ￿eW Nthich is not a matter (yJn8ldorod 89 part of an Independent examInatI￿. I have no concerns and have come across no other m8tter8 In o)nnection with the examlnatlon lo which attention should be drawn In thls report In ordèr to enable a propor under8tsndlng of the flnan¢lal statement5 to be reached. F J WSld• FCCA MBA DChA Wam8r Wlkle 4 Marigold Drive Blsley Surrey GU24 9SF Loig Dated: ..

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2022

Unrestricted Unrestricted Unrestricted Unrestricted
funds funds
2022 2021
Notes
£
£
Income from:
Donations and legacies 3 295,198 352,515
Charitable activities 4 2,355 3,474
Investments 5 167 54
Total income 297,720 356,043
Expenditure on:
Charitable activities 6 326,608 295,941
Net (expenditure)/income for the year/
Net movement in funds (28,888) 60,102
Fund balances at 1 January 2022 2,838,258 2,778,156
Fund balances at 31 December 2022 2,809,370 2,838,258

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE BALANCE SHEET AS AT 31 DECEMBER 2022 2022 2021 Notes Fixed assets Tangible asse15 11 2,866,831 2,889,111 Current assets Stocks Debtors Cash al bank and in hand 12 13 281 6.821 91,387 5,854 80,348 86,202 98.489 Creditors: amounts falling due withln ono year 15 118,023} 115,5751 Net current assets 68,179 82.914 Total asset$ loss curront liabilitigs 2,935.010 2,972,025 Creditors: amounts falling due aftgr more than one year 16 1125,6401 (133.767} Net assets 2,809.370 2,838,258 Incomè funds Unreslricled funds general 2,809.370 2,838,258 2,809,370 2,838,258 The finanaal statements were approved by the Trustees on Rev Nick Hiscocks Trustse

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022

1 Accounting policies

Charity information

Parochial Church Council of Christ Church Westbourne is a Parochial Church Council (PCC) operating under the Parochial Church Council Powers Measure, the PCC is a registered charity in England and Wales.

1.1 Accounting convention

The financial statements have been prepared in accordance with the PCC's governing document, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The PCC is a Public Benefit Entity as defined by FRS 102.

The PCC has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling , which is the functional currency of the PCC . Monetary a mounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the PCC has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the Trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the PCC.

1.4 Income

Income is recognised when the PCC is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the PCC has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

1 Accounting policies

(Continued)

Legacies are recognised on receipt or otherwise if the PCC has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings

Annual Impairment Review

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities .

1.7 Impairment of fixed assets

At each reporting end date, the PCC reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any ) .

1.8 Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell . Cost comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition. Items held for distribution at no or nominal consideration are measured the lower of replacement cost and cost.

Net realisable value is the estimated selling price less all estimated costs of completion and costs to be incurred in marketing, selling and distribution.

1.9 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

1 Accounting policies

(Continued)

1.10 Financial instruments

The PCC has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the PCC 's balance sheet when the PCC becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future p aymen ts discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the PCC ’s contractual obligations expire or are discharged or cancelled.

1.11 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the PCC is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.12 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

2 Critical accounting estimates and judgements

In the application of the PCC’s accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Donations and legacies

Unrestricted Unrestricted
funds funds
general general
2022 2021
£ £
Donations and gifts 290,198 324,294
Legacies receivable 5,000 27,706
Job Retention Scheme - 515
295,198 352,515
Donations and gifts
Planned giving 83,328 75,113
Donations including tax recoverable 203,378 248,746
Outreach 3,492 435
290,198 324,294

4 Charitable activities

2022 2021
£ £
Sundry income 2,355 3,474

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

5 Investments

Unrestricted Unrestricted
funds funds
general general
2022 2021
£ £
Interest receivable 167 54
6 Charitable activities
2022
2021
£
£
Staff costs 138,671
149,342
Depreciation and impairment 22,280
-
Fabric and repairs 38,772
30,488
Worship 3,470
3,107
Mission support 47,531
47,750
Adult groups -
2,949
Youth work 2,379
1,895
Outreach and training 6,042
1,889
Donations -
2,568
Staff team: rents and repairs 30,551
24,737
Staff team: other housing costs 12,468
15,537
Staff team: other expenses 3,072
1,253
Book stall costs 1,214
240
306,450
281,755
Share of support costs (see note 7) 11,062
8,001
Share of governance costs (see note 7) 9,096
6,185
326,608
295,941

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

7 Support costs

Support
costs
Governance
costs
£
£
Office costs and
administration
5,911
-
Bank charges
667
-
Other finance charges
4,484
-
Legal and professional
-
7,158
Independent examiner
-
1,938
11,062
9,096
Analysed between
Charitable activities
11,062
9,096
2022
£
5,911
667
4,484
7,158
1,938
20,158
20,158
Support
costs
Governance
costs
£
£
4,578
-
297
-
3,126
-
-
4,385
-
1,800
8,001
6,185
8,001
6,185
2021
£
4,578
297
3,126
4,385
1,800
14,186
14,186

Governance costs includes payments to the independent examiner of £ 1,938 (2021- £ 1,800 ).

8 Trustees

Two PCC members received remuneration as detailed in note 17.

One trustee also received reimbursement of £25 in personal expenses (2021: one trustee received £307).

9 Employees

The average monthly number of employees during the year was:

Employment costs
Wages and salaries
Social security costs
Other pension costs
2022
Number
6
2022
£
115,203
4,910
18,558
138,671
2021
Number
6
2021
£
124,184
5,389
19,769
149,342

There were no employees whose annual remuneration was more than £60,000.

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

10 Impairments

Impairment tests have been carried out where appropriate and the following impairment losses have been recognised in profit or loss:

In respect of:
Property, plant and equipment
Tangible fixed assets
Cost
At 1 January 2022
At 31 December 2022
Depreciation and impairment
Impairment losses
At 31 December 2022
Carrying amount
At 31 December 2022
At 31 December 2021
2022
2021
£
£
22,280
-
Freehold land and buildings
£
2,889,111
2,889,111
22,280
22,280
2,866,831
2,889,111

11 Tangible fixed assets

More information on the impairment arising in the year is given in note 10.

12
Stocks
Finished goods and goods for resale
13
Debtors
Amounts falling due within one year:
Other debtors
Prepayments and accrued income
2022
£
-
2022
£
3,777
2,077
5,854
2021
£
281
2021
£
4,409
2,412
6,821

PAROCHIAL CHURCH COUNCIL OF CHRIST CHURCH WESTBOURNE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

14
Loans and overdrafts
2022
£
Bank loans
134,440
Payable within one year
8,800
Payable after one year
125,640
Amounts included above which fall due after five years:
Payable by instalments
81,940
The mortgage term is 240 months with interest payable quarterly at 2% over the base rate.
15
Creditors: amounts falling due within one year
2022
Notes
£
Bank loans
14
8,800
Other taxation and social security
-
Trade creditors
6,891
Accruals and deferred income
2,332
18,023
16
Creditors: amounts falling due after more than one year
2022
Notes
£
Bank loans
14
125,640
2021
£
143,636
9,869
133,767
84,767
2021
£
9,869
2,048
1,368
2,290
15,575
2021
£
133,767

17 Related party transactions

Two PCC members employed by the charity received remuneration of £28,210 in the form of salary and pension contributions.

This amount includes payments to Key Management Personnel (defined as the Vicar) of £25,430, which includes employers costs such as national insurance and pension contributions, but excludes the cost of providing housing.