## **PRBC ANNUAL REPORT 2021** Perry Rise Baptist Church has as its Mission Statement – ‘We aim to be a place where Christ can be found and from which Christ can be taken into the community.’ This is worked out in practice through: activities within the church; involvement with and support provided to our local community; engagement with the wider Baptist family, and with other Christian bodies. The Trustees, referred to as the Leadership Team - Minister, Church Secretary, Treasurer, Elders and Deacons, appointed by church members, are responsible both as charity Trustees, and have specific roles as Elders (primary responsibility for spiritual matters), and Deacons (who take the lead on practical and financial management) of the church. Each group meets monthly, and Leadership Team bimonthly. Sub-groups take responsibility for service planning, pastoral care, outreach, finance, buildings, and administration. Newly appointed Elders and Deacons have an induction plan, with the provision of information on trustee roles and responsibilities, and the offer of a Mentor - a more experienced Trustee who can assist with the induction and background information on ongoing matters. 2021 started with being in lockdown 2, with all the Covid restrictions that applied, and so many church activities ceased or needed to be significantly amended. Our church services were produced by a small faithful group who recorded services for broadcast on our YouTube channel (PRBC2020). We were so pleased when restrictions were eased and we were able to meet once again in person (from May) – socially distanced, doors and windows open, communion from individual ‘capsules’ containing a wafer and juice. A number of our congregation either chose not to return or to continue with broadcasts as they were concerned about their safety or had simply aged to a point where getting out to church was too much. We give thanks to God that we lost no one to Covid. Other impacts of Covid included our cleaners being furloughed until we reopened; the spring half term holiday club couldn’t take place, so activity packs were prepared and distributed to children; social and quiz nights were held via Zoom; and a Zoom Saturday retreat delivered. Our two families of link missionaries were in the UK during lockdown and we were able to catch up with them via Zoom. Our Minister was able to prepare several people for baptism, but we couldn’t actually hold a baptismal service until the autumn, when it was more safe to do so. We continued to prepare for a combined Brigades group to be launched. We had an enthusiastic group of volunteers, and the Leadership Team interviewed a potential leader, who for personal reasons subsequently withdrew; a restart was therefore further postponed. Activities with Anna Chaplaincy were also curtailed as our visits to old people’s homes had to cease. However, new initiatives to serve our community did commence. We were approached to be a distribution centre for Food Bank. Very quickly a decision was made to proceed with this; volunteers were found; space was made for a new storage shed and the service opened in mid 2020. It has been busy ever since. Also a Saturday ‘school’ for children to improve their basic skills, develop confidence and have fun with crafts and sports whilst learning was launched. ‘Aspire’ is open to the community, particularly targeting children who struggle with mainstream school and who develop better with smaller numbers and a less structured environment. The results for children and their families has been tangible. Some events continued, only differently, such as our month of prayer in June which had more Zoom than face to face sessions. We were pleased to hold our Christmas ‘outreach’ – singing outside our church and handing out invitations to Christmas services to those passing on the way to the local shops, or standing at bus stops. Midweek activities, all of which are open to the community, also recommenced in the autumn. We were unable to meet for Church Meetings during the year, so members were kept updated by e-mails and letters. As we couldn’t readily hold ‘elections’, the Deacons and Elders who were due to stand down continued for an additional year until the usual discernment process could be held in 2022. Towards the end of the year, our Minister requested to go part time so she could provide regular care to her parents. This was agreed and some arrangements were made to pick up a number of her duties and responsibilities. Also work commenced to seek another Minister on a full-time basis, which will overall increase our ministry team. The Leadership Team worked on continuing support and contact to those unable to attend church in person; upgraded equipment for service recordings, editing and broadcast; reviewed and updated the Roles and Responsibilities of Elders and Deacons; developed an Anti-Racist Covenant, subsequently approved by the membership and launched to the congregation; prepared a questionnaire on antiracism, diversity and inclusion as part of our equal opportunities reality check; and planned for a new banner for display outside the church. The Leadership Team also spent time on support for each other – particularly our Minister, Church Secretary and Treasurer – making time to share and care for each other. An away-day, facilitated by Winston Bygrave, one of the London Baptists Regional Ministers, looked at the roles and responsibilities of leaders/trustees – a very useful session. In terms of our premises, the kitchen was eventually completed and a fellowship lunch in September saw its first main use. Those who undertake most of the catering received briefings on kitchen use (gas safety) and on use of the industrial ovens. Snagging elements continued for some time on. A bench was purchased and sited in our church garden in memory of Alan and Mary Woodfield who served the church so faithfully for many decades. Our manse continued to provide challenges, repairs to water damage in the conservatory are needing to be addressed. We are constantly grateful to God for the faithful and regular giving by so many. As with many churches, we lost significant income during and since the lockdowns through lack of premises bookings, but we have managed to pay our way, particularly paying off the £120,000 loan for the kitchen. The church continues to give away 15% of offerings to support home and overseas mission. We were also able to support the Jamaican Baptist Union following severe flooding in the country. Looking forward, our priorities are to find a full time Minister; to sell our current manse and purchase a property not in a conservation area and with better insulation; to continue to work towards launching our Brigades; to update our sanctuary lighting; refurbish/renew the original cast iron guttering around the church, amongst many other priorities. We seek God’s guidance to prioritise the work and to encourage the continued giving so that we have both premises and ministry which serves, encourages and develops our congregation and the wider community. Perry Rise Baptist Church Forest Hill, SE23 2QL Accounts for the Year 2021 Charty Registration Number 1131199 PRBC Acawnts 2021. page 1 of 8 PERRY RISE BAPTIST CHURCH FINANCIAL STATEMENT FOR THE PERIOD ENDED 31 DECEMBER 2021 GENERAL FUND: RECEIPTS & PAYMENTS 2021 2020 Recelpts Regular offerings Thank Offering.. donations Gift Aid claimed 75,237.79 64,652.64 7.0￿.c￿l 7,090.CA) 2.407.77 15.832.07 Donations and other income Gift Aid claimed for the Genernl Fund HMRC CJRS Grant Bank inlerest Contributions for use of premises: by Church organisa0￿$ by others 2,142.00 13,735.67 2.964.42 3,311.66 1,465.15 125.C 177.50 3 275.00 S.680.00 16.599.48 125.262.61 3,452.50 14,760.63 105.019.52 Raised for c￿eT Causes.. Paymonts Ministry Mission Upkeep of church P￿mISeS Adminislr81ion 39.246.02 20.251.73 15,020.11 6,054.68 80.572.54 39,669.26 18,057.47 20, 798. 15 6, 160.42 84,685.30 Surplus for the year deduct, Transfers to other funds 44.890.07 35,020.54 9,669.53 20,334.22 28,496. 11 -8, 161.89 Balance brought forward Balance carried forwar 33.545.41 43.214.94 41.707.30 33,545.41 PRBC AcC￿rtts 2021. page 2 of 8 RESTRIGfED FUNDS: RECEIPTS & PAYMENTS OUTER SPACE PROJEcr 2021 2020 Rec•ipts Donations Gift Aid ¢laime(J Transfer5 In (Thank Offwing) London Property Board Loan Legaoes 30.011.98 6,19).28 7.090.00 33.090.54 3,179.63 0.00 120,OCrf).00 71,339.21 227,609.38 43,292.26 Paymonts Professional fees Buildings Works Supplies Loan Interest London Property Board Loan RepayThent Personal Loans 6.C69.36 15,338.66 167.09 3.262.89 80,CQJ.00 0.00 104,858.00 13,888.72 242,249.99 649.43 0.00 12,(X)O.00 268.788.14 Surplus Ideficatl for the year -61.565.74 41,178.76 Balance broughl forward Balance carried foThYa¥d 101.247.32 39.681.58 142.426.08 101.247.32 DESIGNATED FUNDS: RECEIPTS & PAYMENTS CARING FUND 2021 2020 RKelpts Donabons Assigned from General Fund Reclaimed Tax 450.00 1,313.27 25.00 1.788.27 1,466.14 1,466.14 Payments Personal grfts & tribirtes Payments lo other causes. 1,226.85 280.00 1.506.85 1,219.37 500.00 1,719.37 Surplus Ideficitl for the year 40.71 Balance brought foTh¥ard Balance carried forward 427.15 386.44 358.25 427. 15 ' 2021". I￿je$ Vduniary sèr￿¢5 [250 ONoo*Ec OIn￿O00 000 0000 0000 0000 000 888 tsoc o u) Ou)0N￿O000 OlrypOIOOOOC* r (Ci O Q LD u)oNo fo t4 aj v) o) Q) rt Q¢D O*O(YfDOOC*tsO c)r*ra)ino¢ooo o Lri oi Lyi (y o Lri o 00*￿£T) o(ry ro o (fj ¢D r ocoo ¢£> ffi ￿ wiyo ¢D￿rt 0￿0￿00 000 000 000 JNootro o¢tso- C￿0￿)0 oryjo￿thO (o In c oro 00 o o ri 0)¢￿0 ooocioo li£0 L) 19 ? CL￿ c> o o PRBC ACc￿nts 2021. page 4 of 8 STATEMENT OF ASSETS AND UABILMES AT 31 DECEMBER 2021 2021 ASSETS 2020 Bank and ¢•$h balances: Bardays Bank Current Account CAF Saver C8mblldge & Counlies Petty Cash Funds hdd locally by Church Organisations 62.181.64 76.&38.63 81.610.92 51.56 2.769.42 222,952.17 86,734.¢X) 76.029.83 80.574.46 3,187.62 246.577.67 REPRESEirfiNG BALANCES ON THE FOLLOMNG FUNDS: 2021 2020 Genernl Fund 43.214.94 33.545.41 Restncted fund.. Outer Space Project (detail. on page 21 39,681.58 101.247.32 D•slgnat•d funds.. Caring Fund ldetsil.page 21 427.15 Church Ckganisations Id8tsil. page 31, 2.970.99 4,005.97 Other Designale(l Funds Idetsil. Foje 31 136,698.22 107,351.82 Total.. D•slgnat•dffunds 140,055.65 111. 784.94 Fund$ total 222.952.17 246.577.67 b￿jth￿ed in these tolals are amounts T1￿￿er. i.e.120211 TOge1￿r ai (kne. £201.57 Nol• 2021 2020 M¢nl•s du• HMRC Charities- Gift Aid payaNe lo the churth INOI included in in¢omel 12,751.04 12,751.04 9,939. 18 9,939. 18 NonThmon•tary ass•ts h•ld for chUr¢h￿ own use 5,640,236.00 5,254,997.00 Llabll Pension Scheme Liatslity Interest-free loans from church members Long Temi Lo4n over 10 years London Baptist Property Board 10 17.932.32 62.OCrf).00 10,769.iXJ 62.000.KI 40,C(rf).00 120.000.C(I PRBC Accounts 2021, page 5 of 8 ## **NOTES TO THE ACCOUNTS 1 Basis of accounts:** These accounts have been prepared on a 'Receipts and Payments' basis and accord with section 133 of the Charity Act 2011 |**2 Donations and other income:**
General donations
Photocopier
**3 Other Causes:**
Home Mission:
Assigned from General Fund**9**
BMS World Mission
Donations
Assigned from General Fund**9**
Harvest Sunday offering, donated to BMS
Others:
Epilepsy Action
Christian Aid - other
Lewisham Food Bank
Spurgeon's Children
Other Causes: total|**2021**
**2020**
**£**
£
2,362.77
2,073.00
45.00
69.00
2,407.77
2,142.00
**2021**
**_2020_**
**Raised**
**Given**
**_Raised_**
**_Given_**
**£**
**£**
£
£
7,332.20
7,332.20
6,566.42
6,566.42
7,332.20
-332.20
6,566.42
6,566.42
1,122.49
1,122.49
328.00
328.00
7,332.20
7,332.20
6,566.42
6,566.42
0.00
0.00
883.24
883.24
8,454.69
8,454.69
_7,777.66_
_7,777.66_
0.00
0.00
171.55
171.55
414.95
414.95
0.00
0.00
_0.00_
2,400.00
_0.00_
2,400.00
397.64
397.64
245.00
245.00
812.59
3,212.59
_416.55_
_2,816.55_
_16,599.48_
_18,999.48_
_14,760.63_
_17,160.63_|**2021**
**2020**
**£**
£
2,362.77
2,073.00
45.00
69.00
2,407.77
2,142.00
**2021**
**_2020_**
**Raised**
**Given**
**_Raised_**
**_Given_**
**£**
**£**
£
£
7,332.20
7,332.20
6,566.42
6,566.42
7,332.20
-332.20
6,566.42
6,566.42
1,122.49
1,122.49
328.00
328.00
7,332.20
7,332.20
6,566.42
6,566.42
0.00
0.00
883.24
883.24
8,454.69
8,454.69
_7,777.66_
_7,777.66_
0.00
0.00
171.55
171.55
414.95
414.95
0.00
0.00
_0.00_
2,400.00
_0.00_
2,400.00
397.64
397.64
245.00
245.00
812.59
3,212.59
_416.55_
_2,816.55_
_16,599.48_
_18,999.48_
_14,760.63_
_17,160.63_| |---|---|---| |||_7,777.66_
171.55
0.00
2,400.00
245.00| |||_2,816.55_
_17,160.63_| 9 7.5% of General Fund income PRBC Acc4)unts 2021. page 6 of 8 2021 2020 4 Mlnistry: Minister's sliperKI Minister's pension - thurch contributw Minister's study Sup￿￿- l￿)0k8 Ministry Other Personnel Preaching fees and travel Website fees Church flowers Resources for ministy- expeTrdat￿e items Conferences & training Manse.. Council L￿, vrdter servw. insurarte Manse.. telephone Manse: routine repairs and Maintenar￿e Manse {Fire Alarm) 26.949.84 7,307.76 55.47 26.400.00 6.201.90 119.1)0 2,463.16 200.00 127.20 203.85 134.83 $33.82 1.(M)8.59 857 40 848.05 474.28 95.(KJ 280.98 39.246.02 100.00 2.643.52 634.99 280.98 39,669.26 2021 2020 5 MlssS0n: Given to Other Causes (per rw)tt 31 Junior Church las pei Page 3) Mission actrvities Publicity 18,999 48 750.1X) 502.25 17,160.63 750.CN) 62.84 18.057.47 20,251.73 2021 2020 6 Upk¢•p of church prernises: Electricity Gas Water services Supplies.. krtchen, deaning, toilet Wages - cleaning stsff Insurance Maintenance, automat￿ doors Maintenance, fire equipment Maintenan￿, secunty s￿tern Maintenance, heating systems Mainlenance. fire alam) Routine repairs and maintenance Maintenance Piano Letting5 charges payable to other partie5. 1,458.53 4.097.34 42.81 120.12 5,520 67 85.43 1,564.75 4,229.98 172.20 317.75 4,744.98 S,864.48 417.17 174.00 2.012.48 685.99 320.40 163.97 0.00 130.00 20. 798. 15 199.00 1,362.89 1.020.00 226.80 326.52 200.00 360.00 15,020.11 F888 to caretakw and swntt tsthnitlèn PRBC Accwnts 2021. page T of 8 2021 2020 7 Admlnlstration: Telephone Postage Stationery Photocopier serV￿r Offertory envelopes Computing & other suppl￿$ CopyTight licen￿$ Subscriptions Ref￿hments Admin Charges 597.82 317.79 17.92 2.141.64 173.34 76.72 1,922.04 145.48 .li 81.78 725.98 1.529.00 26.63 785.31 6,054.68 221.99 597.89 1.520.95 48.00 696.42 6.160.42 2021 2020 8 Genèral Fund transfers to othgr fund8: lo Caring FuThJ lo Home Mission lo BMS Wodd Mission lo Church & halls fabric lo Roof maintenan to Manse fabric lo IT systems lo Quinquennial survey to Outerspaee Project {Thank Offering) to Future Ministry 1,466.14 7.332.20 7,332.20 1,000. 3,500.00 1,OlYJ. 1,000.00 3W.00 7,0￿.1)0 5.000.00 35,020.54 1.313.27 6,566.42 6.566.42 3.000. 3,500.(KJ 1,000.¢XI 1,250.(K) 300.LKI 5,000. 28.496. 11 2021 2020 9 Non•monetary assets Church premises Church manse Fixtures, furnrture and equipment 4,995,087.00 494.694. 150.455 00 5,640,236.00 4,658,739.00 455,934.00 140,324.00 5.254,997.00 Thè thurth 15 the beneficial Isui¥ect to ￿ rdevant tnLstsl of the foll(Ming assets. the18gal tiue to %*thiL* L5 he￿ by th8 thurth's ryJslc¢Jk8n tsu5teEs. the LNdon bapbsi PrDpty Board. Church prerni5es at Perry Rise SE23 20L- at Ir￿ ￿ue.. Ch¥r¢h wse ai 44 Road SE26 4PA. ai irtsuT&I The churth also fithre5. fvmthre arKI è4L¥Pm￿I an inswal %qtsJe of£150.45S PRBC Accounts 2021, page 8 of8 10 Pgnslon Scheme Llabilities: The Church is a partiapating empbyer the Baptist Pension Scheme ("the Scheme.). which is a separate legal entity administered by the PensKJn Trustee (Baptist Pension Trusl Limited). The assets of the Scheme are hèld separately from those of the Employer and the other participating employers. The Scheme. previously known as the Baptist Ministers. Pension Fund. started in 1925. but was closed to future accrual of defined benefits on 31 December 2011. Prior to this date lh8 main benefit provided through the Defined Benefit (DBI Plan was a pension of one eightieth of final minimum pensionable income for each year of pensionable Servi￿ together with additional pension in respect of premiums paid on Pensionable Income in excess of Minimum Pensionable Income. sin￿ 1 January 2012, benefits have been provided through Defined Contribution (DC) Plan. A fomial valualion of the DB Plan as at 31 De￿mber 2019 by a professionally qualified Actuary using the Projected Unit Method. At the valuation date the market value of the DB Plan assets was £298 million, whilst the ￿Ve1 of assets needed to pay benefits was £316m, giving a deficit of £18m (equivalent to a past service funding level of 94%). The Church and the other participating employers in the DB Plan are collectively responsible for funding this deficit. The next aGluarial valuation of the DB Plan within the Scheme is due to take place not laler than as at 31 Dec8mber 2022. Under the Schedule of Contributions. the church makes a monthly payment in respect of the DB scheme deficit. currently £332.08. which will increase in line with increases in Minimum Pensionable Income. The Schedule of Contributions foresees these contributions continuing until June 2026. The pension scheme liability shown in the Statement of Assets and liabilities is calculated as the current rate per month multiplied by the number of months remaining in the current Schedule of Conlribulions, which amounted to £17.932.32 as at 31SI December 2021 (2020 £10.769). The Church has been advised that the estimated cost for the church to buyout th6ir Pension Scheme liabilib'es al 31 Decembef 2021 was £358,000 (2020 £363.0001 The accounts and Stslemenl of Assets and LkabI1rt￿ sel out on pages 1 to 8 relating lo the year ending 310ecember 2021 are as approved by the chanty trustees. Signed CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Roport to the trustee members of RISE TAPTISI HLI¢c 11 On accounts for the year end 3 1 DEcÉMyJi-11 I Charity no {rf any) 1131141 Set out on pages IIL?triembw It￿￿￿e Ilie paoe ThiinibEr$ ol aAd.Iie1141 =1.L"tlbl I report to the truslees on my examination of the accounts of thè above charity ("the Trust-) for the year ended Responsibilitles and As the charity tnjstees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 {Ihe Act.). I report in respect of my examination of the Trust's accounts carrTred out under section 145 of the 2011 Act and in carrying out my examination, I have folk)wed the applicable Directions gNen by the Charity Commission under section 1495Xb) of the Act. I have completed my examination. I confiTh that no material matters have come to my attention (other than that disclosed bek)w ') in connection with the examination which gives me (Xuse to believe that in. any material respect: accounting records were not kept in accordan￿ with 56Ction 130 of the Acl or the accounts do r￿t accord with the accounting records I have no cOn￿mS and have come across no other matters in connection with Ihe examination lo which attention should be drawn in order to enable a proper understanding of the accounts to be reached. ' Please delete the words in the brackets if they do not apply. Independent examiner's statement Signed: 2L Name: Relevant professional quallfication{s) or body {rf any): fccA Address: L( CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to tho trusteesl members of On accounts for the year endod Charity Name peR8 ISÉ EfteTIST LH(2¢cii Charlty no (If any) 3 1 bEcÉMTL-11 aoa I 1131141 Sot out on pages I report lo the Iruslees on my examination of the accounls of the above charity ('Ihe Trust") for the year ended Re8pon8lbllltles and As the charity twsl8es of the Trust, you are responsible for the preparalion basls of report of the accounts in accordance with the requirements of the Charities AGI 2011 {"the Act.). I reporl in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carylng out my 8X8minalion, I have follow8d the applicable Direcllons given by the Charity Commisslon under section 145(5)(b) of the Act. I have Completed my axamination. I confirm that no malerlal matters h8ve come lo my allenlion {olher Ih8n th81 disclosèd below ') In connection with the ex8min8tion which gives me cause lo believe that in. 8ny material respecl.. accounting records w8re not kept in accordance with section 130 of the Act or the accounts do not accord wllh thè accounting records I have no concerns and have come across no other matters in conn8clion with the examination to which attention should be drawn in order to enable a proper understanding of the accounts lo be reached. ' Please delete the words in Ihe brackets if they do nol apply. Independent examlner's statement Slgned: Date: 2G Name.. Relevant professional qualification(s} or body (if any): -5 fccA Address.. L( nooFkA)