Parish of Padiham
with Hapton and Padiham Green
(St. Leonard's Padiham and St. Margaret's Hapton)
Padiham
Parish
Annual Report
and
Financial Statements
of the
Parochial Church Council
for the year ended 31 sl December 2024
Incumbent
Rev. Canon
Mark A. Jones
The Vicarage
1 Arbory Drive
Padiham
Burnley
BB12 8JS
Banks:_
Barclays Bank
St. James St.
Burnley
Lancs.
BB11 1NH
Cafcash
Kings Hill,
West Malling
Kent.
ME19 4TA
Independent Examiner
Mr. l. Todd
Registered Charity Number:
1131182

Padiham
Parish
Parish of Padiham
with Hapton and Padiham Green
Annual Report for 2024
Background
The Parochial Church Council {P.C.C. ) has the responsibility of co-operating with the
incumbent, Rev. Mark Jones, in promoting in the ecclesiastical parish, the whole
mission of the Church as set out in the Mission statement.
Parish Mission Statement
Our Vision is to bechurches whose members are growing in their love for Jesus
Christ and hisGospel. This will be seen in:.
l. Lovefor hearing God's word, singing his praises, praying to him and
celebrating thesacraments.
2. Lovefor each other in the church family of St. Leonard's and St. Margaret's.
3. Love for the people of Padiham and Hapton, andbeyond,
Membership
Members of the Parochial Church Committee are either ex officio or elected by the
Annual Parochial Church Meeting in accordance with the Church Representation Rules.
During 2024, the following served as members of the P.C.C:.
Incumbent Rev. Canon M.A. Jones (Chairman)
Wardens
Mr. R. Birch
Mr. R. Smyth (Vice-chairman)
Diocesan Synod Member5
Mr. J. Pendley
Mrs. L. Trudgill
4Ll.T. fAAR,NJ{ThNJ
Deanery Synod Representatives:_
Mr. G. Trudgill
(all to 2026)
Mrs. K. Hudson

Elected members:.
St. Leonard's
Mrs. C. Beattie 2025
Mrs. K. Proctor 2025
Mr. A. Summers 2026 Mr. J. Sellick. 2027
Mrs. J. Sidhu 2025
Mr. J. Addison 2026
St. Margaret's
Mrs. E. Geldard 2025
Mr. P. Larnport 2026
M. Heaton" 2027
Mrs. R. Pickle5 2027
Mrs. K. Foreman 2026
Mr. J. Dell.
2027
Years refer to date when period of office ends/re-election.
Denotes Church Treasurer
Denotes Parish Treasurer
The PCC is a charity, which is registered with the Charity Commission and is governed
by the Church of England rules.
Committee
There were 5 main meetings of the PCC in 2024. The average level of attendance at
meetings was 76%.
Finance Commlttee
The Incumbent, Parish Wardens, those who act as Wardens at the daughter church
and the treasurers meet from time to time to discuss Parish matters, such as the
Parish Budget, before they are presented to the full PCC.
Church Committees
Each church has its own Church Committee, reports of which are pubLished
separately.
Electoral Roll
The revised roll has a total of 179 members.
St. Leonard's has 143 on roll, 79 resident in the parish and 64 non-resident.
St.Margaret'5 has a total of 36 members, 31 resident in the parish and 5 non-resident.
Julie Sidhu
Secretary's Report
There were 5 main PCC meetings held in 2024. Items that were discussed included the
Prayers of Love & FaTth, the possible appointment of a Youth & Childrens's worker (on
hold untTI new incumbant is appointed), the repairs required to the wall for cramated
rema7ns in St. Leonard's graveyard and the retirement of our vicar, Rev. Mark Jones
and planning for the Parish during the vacancy. Towards the end of the year dry rot
was discovered in the roof of St. Leonard's church and remedial work will be carried
out in Spring 2025. A successful gift day was held to help towards the considerable
costs of this.

Richard Birch
Christians Against Poverty
Debt Centre in numbers
Our Debt Centre continues to go from strength to strength. Despite changes in staffing
during 2024 we were still able to support 96 households who were struggling with
debt. 20 clients went debt free (an additional 7 have already gone debt free this year)
and we have 77 open cases. A number are paying back their debts through debt
management plans, approximateLy 16 are waiting to be seen and the rest are actively
working with the Debt Centre and Bradford Head Office.
We continue to be able to offer fuel vouchers and food voucher. As well as Hampers
this Christmas. These were generously funded by a gift from Life Church in Burnley.
Drop ins
We are now running 6 drop-in sessions offering basic advice, information, referral,
benefits calculator. These happen monthly at St Leonards Food Bank, Down Town
Community Grocery, Valley St Community Grocery, Job Centre in Burnley, St Philip's
in NeLson and The Community Grocery at St Bartholomew's in Colne. This has put us in
touch with approximately 360 individuals.
Llfe Skills
Both Debt Centre Manager and Debt Coach are trained to run Life Skills and have used
thelr skilLs from the Debt Centre to support the running of Life Skills in Burnleyi
NeLson and Colne. This has been a positive opportunity to refer current and previous
clients to the group. It has also been a source of referral in to the Debt Centre.
People Learn skills to enable them to live well on a low income, including budgeting,
meal planning, identifying spending triggers etc. These courses run over 8 weeks and
occur 2 to 3 times a year. Over both venues there has been 52 members of the
course.
Money Coachlng
Money Coaching 15 aLso something we can offer to churches and community groups.
This is a budgeting course, revised with new material from when it was CAP Money.
This can be run over 2, 3 or 4 Sessions. We have run this at Life Church in Burnley,
Curry on the Street in Nelson and at The Family Hubs in Burnley. The team, including
John Graver are all trained to run this course. We are currently looking at the
possibility of delivering this course in schools.
18 people have enrolLed on and completed this course.
Partnershlps
Our partnership work continues to grow. We attend numerous multi-agency and
partnership meetings on a regular basis. We have also had the opportunity to speak to
and with numerous Churches in the area, across denominations. As well as having a
presence at Chapter m￿tingS and Burnley Churches together.
Staffing Update
In January John Graver retired f rom his role as Debt Centre Manager, this position was
filled by Katy Oehring who was previously employed as a Debt Coach. Anthony Holden
completed his initial training in April 2024. We had 3 Debt Coaches, including Marie
Malone, seeing 8 new Clients a month. Marie left her position at the end of October
2024, though continues to support the Debt Centre in a voluntary role. Katy and

Anthony increased their hours to ensure that the offer to our clients continued and
our service level didn't drop, moving from 3 new clients a month to 4 each.
Volunteers
We continue to only be able to do the work that we do as we are supported by an
amazing group of volunteers. We have 25 befrienders, from different churches and
geographical areas. Without them we would be unable to offer the unique ability to
offer debt help in people's homes.
John Graver continues to support, in a voluntary capacity, as Community Links Co-
ordinator. Attending meetings on our behalf and representing CAP at a number of
different events.
Our volunteer led steering group meet bimonthly and hold us to account as well as
direct the work we are doing. This is chaired by Mark Heaton from St Leonards PCC.
Expanslon
As we go into 2025 we are in a fortunate position to expand the debt centre further.
Employing and additional Debt Coach and adding CAP Job Club to the offer. This will
enable us to see 120 households a year through the Debt Centre and hopef ully reduce
our waiting list which is still con51Stently 6-8 weeks long. A Job Club will mean we
have all the CAP products to offer in our area.
Partnerlng with CAP Head Office
We are a small part of a much larger body, there are over 300 staff in Bradford who
work on each of our clients cases to ensure the right advice is given and a route out of
debt fs found for them. Without whose hard work we couldn't f unction as a debt
centre.
We are supported by our Area Manager and Regional Lead for the North and others
who sit in specialised roles. We meet regularly with other CAP services in the North
West and Katy chairs Local Hubs, where we meet in smaller localised groups.
Fundin8
At the end of November 2024 Stewart Mcculloch, the CEO of CAP came to meet with
us to discuss how it is to run CAP Services in areas of high deprivation. The difficulties
in finding funding from Churches who may be growing but often grow poor. Where
there is the higher the need the higher the likelihood of failure due to lack of funds.
He was incredibly impressed with our Debt Centre stating in his weekly email to all
CAP staff and supporters, "The centre is truly tronsformational for the churches and
communities it works with. But equally incredible is that by necessity Katy is raisins
90% of the fundins for the centre.
As a result of this they put us in contact with a beneficiary who came to meet us and
has offered to support us financially quite significantly, initially for the next three
years.
We have also been fortunate enough to apply for and receive funding from Burnley
Council HHSF, Pendle Council HHSF, Awards for All, UK Prosperity Fund, Blackburn
Diocese, Colne Town Council and Local Churches and individuals, including the match
funding through Aviva Crowd Funding.
I do all things through Christ who strengthens me
ALI our work and ongoing success are the result of being covered in prayer, keeping
Christ at the Centre of all we do. God has been so good to us and we praise him in all
we do.

We continue to pray monthly together, with befrienders before each visit, with our
clients and Life SkilLs or Money Coaching groups.
I'd like to give Anthony the final word on this.
"As I reflect on my first year as a Debt Coach with Christians Against Poverty, l am
truly grateful for the incredible support and encouragement from our local churches
and community. This year has brought both challenges and victories, but through it
oll, I have seen lives changed and hope restored.
As well as being a Debt Coach, I have also become a Life Skills Coach and Money
Coach. Working with so many different people has been a privilege, and seeing them
grow in confidence has been incredibly rewarding.
To everyone who has volunteered time, prayed, offered kind words, or simply
checked in-thank you. Your encouragement has made all the difference.
As we step into another year, I look forward to continuing this journey and seeins
even more breakthroughs. Thank you for being part of this mission, your support
truly chanses lives.
Katy Oehring
Food Bank
In the year Jan - Dec 24 we gave out over 1700 parcels. Our team of volunteers has
worked hard to ensure that the Food Bank has continued to run - setting it up on a
regular basis, collecting and distributing the food and fund raising. We are so
thankful for all our volunteers who have and continue to help us.
We are also thankful to those who have supported us either with food donations or
financial donations to help us purchase the supplies we need. The average cost of
one of our bags is £7.38 this excludes bread and cereal whlch we usuaLly get
donated. Donations have come in from a wide range of individuals, businesses,
churches and other organisations.
To help raise other funds for the Food Bank we held two coffee mornlngs and also ran
a Pop Up Shop. Grant applications were also made to Padiham Mayor's Community
Fund, Tesco Stronger Starts and Lancashire County Council Member Grant scheme.
In the summer, we took the decision to hold the Food Bank fortnightly as it was
becoming too expensive and difficult for us to manage on a weekly basis. This has
helped to ensure that our funds have been able to continue into this year. After
switching to operating fortnightly, the number of parcels on average which were
given out was between 35 and 45.
We are now continuing to operate in 2025 and are regularly giving out over 50 parcels
a fortnight. We will still be working with Christians Against Poverty and Burnley
Together as we have over the last year. As ever please pray for us as and for those
who use the Food Bank to help them with any difficulties they may face.
Kate Proctor

Safeguarding
The safety and well-being of all our congregation is paramount and safeguarding
continues to underpin all our church activities encompassing our Under 18 groups as
weLI as those involving the more vuLnerable members of our community.
As in previous years, advice continues to be sought by a number of people in regards
to Safeguarding. These have included concerns regarding welfare, potential and
actual domestic abuse, and general safeguarding. All this has been dealt with in
confidence and respectfully, and has, in the main, involved signposting, however
sometimes just a friendly ear with which to share worries, has been needed.
Specific training regarding Domestic Abuse Awareness was attended in March
exceLlent if challenging course delivered by the Diocese.
an
An assistant Safeguarding Coordinator has now been appointed at St Margaret's and
all necessary training completed.
DBS checks remain a priority with many now reaching the 3-year renewal. I have
started to contact individuals to renew their certificatTon so bear with me as I work
through the list.
We must remember that, from time to time, we will all fall into the vulnerable
category therefore this role is challenging due to the variety of concerns that can
arise.
Speak out for people who are vulnerable (Proverbs 31 .8)
Claire Beattie
Deanery Synod
Burnley Deanery Synod met twice in 2024 and the Standing Committee also met at the
beginning of the year.
In Mayi we met at AIL Saints Church, Burnley, where Rev'd Hill led us in a Taize
servlce. Our speaker was Anna Walker, the recently appointed Director of Whalley
Abbey. She gave us a brief history of the Abbey and the present house. When the new
Diocese of BLackburn was formed in 1926, it was the v75ion of William Temple, Bishop
of Manchester, that Whalley Abbey would become a spiritual powerhouse and place of
learning for the new Diocese. It is now a Christian Centre, a place of welcome and
hospitality and a place for retreats, quiet days and a training centre for cLergy.
The September meeting was at St John the Evangelist, Worsthorne, and our speaker
was Christy Sawyer, the Stewardship Resourcing Officer, speaking on 'Joyful Generous
Stewardship, Leaflets were given out outlining the principle and mechanisms of the

Stewardship scheme. Some roadshows were planned, but we await the one for our
area.
We Learned that our appLication under the MMF scheme had been successful and we
await more details.
Lynne Trudgill
Lay Chair of Burnley Deanery Synod.
Pastoral Group
The PastoraL Team comprises the Rev'd John Graver, Lynne Trudgill, LLM (licenced to
the Bishop); Elaine Geldard, Grahame Trudgill, David Edmondson and Julie Sfdhu,
ALM'S (licensed to the vicar).
We meet approximately every 314 months to go through the List of Home and Sick
Communions and discuss who is to do which visits. The team works throughout the
parish, and with parishioners from other churches in the care homes, if requested.
Our aim continues to be to take communion to former members of our churches who
are now housebound or in poor health, or to stay in touch with visits or phone calLs.
Grahame Trudgill

PADIHAM PARISH PCC
ANNUAL ACCOUNTS
YEAR ENDED 31" DECEMBER 2024
Introdurtlon:
The Parochial Church Council (commonly known as the PCC) is a registered charity which has overall
responsible for the two churches of St Leonards (Padiham> and St Margarets (Haptonl. Each of the
churches are responsible for their own finances and contribute towards the Shared expenditure of the
PCC such as clergy costs and the parish share of Diocese expenditure. Flnancial statements of the two
churches are separately available, with a summary of reserve5 set out below.
In addltlon to this the PCC also operates the PadSham Food Bank and the Burnley, Colne and Nelson
Christians Against Poverty Debt Centre. The funds of both are restrlcted funds of the PCC and not
available for general use of the PCC or its two churches.
There are four statements:
Receipts and Payments Account
PCC General Funds
Padiham Food Bank
CAP Debt Centre
Statement of Assets and Llabillties
PCC Funds
At the year end the PCC held funds In investments, bank accounts and also a resldentlal property.
Total balances at the year end amounted to £336,744 (2023: £279,174), of which £221,007
12023:£214,517} Is designated leavlng general funds of £45,604 (2023:£45,231).
Parish Share (paid to the Diocese for Parish staff costs, housing and Diocese expenditure) amounted
to £54,900 (2023: £48,920) which was reduced In both years by a substantial Low-lncome
Communities Fund grant. This has been maintained for 2025 but is not guaranteed so the increases in
the Share could be much higher In 2026 and onwards.
Funds are deslgnated as follows:
Church property funds should either church not be able to meet costs from their own funds:
Carbon Neutral Fund
£20,000
Emergency Building Maintenan
£10,000
Residential property:
Property value (at trustees valuation)
£100,600
Repair fund
£10,407
Family and youth worker
£80,0(10
Total deslgnated funds
£221,007

Padlham Food Bank Irestrlcted fund)
The food bank received grants and donationstotalling £5,586 (2023.. £ 15,6771. Expenditure in the year
on food was £8,890 (2023: £12,036). At the year-end retained balances amounted to £6,099
(£9,403).
All the work of the Food Bank is undertaken by volunteers.
Bumley Colne & Nelson CAP Debt Centre (restricted fund)
The CAP debt centre received grants, donations and other income totalling £107,784 (2023: £52,473).
Grants were received from Blackburn Diocese. Community Fund, Burnley Borough Council, Pendle
Borough Councll. Expendlture in the year on staffi'ng, emergency support for clients, contrlbution to
CAP Central expenditure and general running costs amounted to £53,99012023: £51,123). At the year-
end retained balances amounted to £63,817 (£10,023).
The debt centre has employed three Indlvfduals at tlmes In the year: debt centre manager and two
debt coaches. At the year end this had reduced to two wlth plan5 to broaden the work of the Centre
in 2025.
Other work Is undertaken by volunteers such as befriendlng.
5t Leonard's Padlham
st
Reserves at 31 December 2024..
2024
2023
General (Unrestrlctedl
£48,779
£48,871
Deslgnated
£83,843
£81,671
Restrlcted
£38,801
£36,097
Total
£171423
£166 63
5t Margaret's Hapton
Reserves at 315* December 2024:
2024
2023
General (Unrestrlcted)
£11,305
£11,864
Designated
£9,330
£18,417
Restrlcted
£25,440
£18,287
Total
£46.075
GIFfAID
The PCC Is reglstered with HMRC for Gift Aid.

RECEIPTS AND PAYMENTS ACCOUNT
PCC FUNDS
Totsl funds
31.12.24
Total funds
31.12.23
Receipts
Quota- St Leonards
Quota- St Margarets
Funerals and related receipts
Fees (for Diocesel
Rent
Magazine adverts
Diocese
rants
Other
Interest
Total recelpts
48,000
16,188
6,997
4,167
7,440
860
48,549
16,183
6,380
5,278
7.440
1,109
2,598
697
548
88,782
1,065
1,068
86.225
Payments
Diocesan Share
Honorarium and visiting
preachers
Overseas mi5slon
PCC Donation to CAP
PCC Donation to Rev Kyle M
Clergy expenses
Funerals and related payments
Fees remltted to Diocese
Magazine printing
Vlcarage council tax and water
Repairs to PCC owned property
Insurance
Broadband
Fuel grants to churche5
Other
54,900
2,055
48,920
1,711
3,150
1,000
1,500
1,216
6,710
4,167
2,048
3,882
550
401
448
1,292
6,243
5,278
1,498
3,708
3,134
388
439
5,606
3,301
3,670
Totsl payments
85,697
84,476
Net receipts (payments)
528
4,306
Balan￿5 b/fd
Balances ¢lfd
General fund
Fees held
Deslgnated fund
20.706
217
10,407
26,885
3,917

RECEIPTS AND PAYMENTS ACCOUNT
PADIHAM FOOD BANK
Year ended 31.12.24
Year ended 31.12.23
Receipts:
Grants
Donations
Fundraising
Gift aid
Total recelpts
500
3,430
1,656
9,000
4,645
2,030
5,586
15,677
Payments:
Food purchases
8,890
12,036
Net (payments) recelpts
{3,304}
3.641
Balances bfd
Balances cfd
9,403
6,099
S,762
9,403
RECEIPTS AND PAYMENTS ACCOUNT
BURNLEY COLNE & NELSON CAP DEBT CENTRE
Year ended 31.12.24
Year ended 31.12.23
Recelpts:
Grants
Donations/le
acy
Fundralsing Inc crowdfunding
Gift aid
Relmbursed expenses
Interest received
Total retelpts
81,064
17,451
7,256
362
1,105
546
28,716
15,747
152
1,269
6,428
161
Payments:
Staff costs Inc penslon
CAP Central charges
Emergency fund payments
Staff and other expense5
(travel etc)
Total payments
32,848
11,800
2S,074
9,680
9,412
6,957
9,342
Net recelpts
Balances b/fd
Balances clfd
£63 817

STATEMENT OF ASSETS AND LIABILITIES
AS AT 31 DECEMBER 2024
31.12.24
31.12.23
Resldential property
Investments:
Accumulation Shares
Bank balances- CCLA
Bank balances- CAF/Barclays
Total assets
100.600
100,600
134,898
6,268
94,978
336.744
128,346
5,952
44,276
£279,174
Allocatlon Into funds:
Restrlcted:
Foodbank
CAP Debt Centre
Fees
Designated:
Carbon Neutral Fund
Emergency Building Maint
Residential property- house
Residential property- repair
Family and youth worker
General . banks
General - Investments
Total funds
6,099
63,817
217
9,403
10,023
20,000
10,000
100,600
10,407
80,000
20,706
24,898
336,744
20,000
10,000
100,600
3,917
80,000
26,885
18,346
£279,174
The financial statements We￿ approved by the Parochlal Church Council on 24th March 2025 and
signed on their behalf by:
R Smythe
(Parish Warden)
M Heato
(Treasurer)

INDEPENDENT EXAMINER'S REPORT TO THE PAROCHIAL CHURCH COUNCIL (AS MANAG'IN(
TRUSTEES) OF PADIHAM PARISH
I report to the charity trustees on my examination of the accounts of the charity for the year ende
31" December 2024.
Responsibilities and basis of report
As the charity's trustees you are responsible for the preparation of the accounts in accordance wi1
the requirements of the Charities Act 2011 ('the Act,).
I report in respect of my examination of the charity's accounts carried out under section 145 of the A
and In carrying out my examination I have followed all the applicable Directions given by the Chari
Commission under section 145{5)(b) of the Act.
Independent examiner's ststement
' I have completed my examination. I confirm that: no material matters have come to my attention
'. j connection with the examination giving me cause:to believe that in any material respect:
.ts l. accounting records were not kept in respect of ,the charity as required by section 130 of the Act;
4 2, the accounts do not accord with those records,,
I have no concerns and have come across no other matters in connection with the examination
whlch attention should be drawn in this report; in order to enable a proper understanding of .
accounts to be reached.
lan Todd
2 Woodlands Grove '.
Padlham
"nate >>>>>7._