## **Trustees’ Annual Report for the period** **From 01/07/2024 Period start date To 30/06/2025 Period end date** ## **Charity name: Poverty Breakers** ## **Charity registration number: 1131123** ## **Objectives and Activities** ||SORP
reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|Helping underprivileged children, elderly & impoverished
families with food, clothing, education, medical & other
support| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.|Para 1.17
and 1.19|The charity’s principal activity was to support vulnerable
and disadvantaged young children attending five rural
schools in Gujarat, India. These children come from
economically deprived backgrounds and face significant
barriers to accessing education, including poverty and the
risk of child labour and street begging. To address these
challenges, the charity provided essential educational
support, including school uniforms, footwear, books,
stationery, school bags, and other necessary learning
materials and school amenities. The charity also organised
educational school trips to enhance learning, motivation,
and engagement.
These activities helped to reduce financial barriers faced by
families, encouraged regular school attendance, and
supported children to remain in education, thereby
contributing to improved educational outcomes and
long-term life opportunities. By enabling children to access
and participate fully in education, the charity’s work
delivered clear public benefit and helped protect vulnerable
children from exploitation.
In addition to its educational programmes, the charity
responded to urgent community needs arising from
unseasonal rains and flooding during the year. Medical and
healthcare assistance, along with essential domestic
support, was provided to poor and elderly individuals who
were disproportionately affected by these conditions. This
support helped relieve hardship, safeguarded health and
wellbeing, and assisted beneficiaries during a period of
significant vulnerability.
The Trustees believe that these activities have directly
furthered the charity’s objectives and have provided clear
and tangible public benefit to those in need.| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|The Trustees have had due regard to the Charity
Commission’s guidance on public benefit when carrying out
the charity’s activities and reviewing its objectives and
achievements during the year.| ## **Additional information (optional)** You may choose to include further statements where relevant about: SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|The charity’s beneficiaries were vulnerable
children from economically disadvantaged
backgrounds who face significant barriers to
education, as well as poor and elderly
individuals within the local community. Children
benefited through improved access to
education, increased school attendance, and
enhanced learning opportunities, contributing to
better long-term outcomes. Poor and elderly
individuals benefited from medical, healthcare,
and essential domestic support following
unseasonal rains and flooding, helping to
relieve hardship and protect health and
wellbeing.| ## **Additional information (optional)** You may choose to include further statements where relevant about: |Achievements against
objectives set|Para 1.41|The charity’s work has helped children remain
in education who might otherwise be at risk of
child labour or street begging and has provided
vital support to poor and elderly individuals
affected by extreme weather conditions. These
interventions have contributed to improved
educational participation, reduced hardship,
and enhanced wellbeing within disadvantaged
communities.| |---|---|---| |Performance of fundraising
activities against objectives
set|Para 1.41|Not Applicable| |Investment performance
against objectives|Para 1.41|Not Applicable| |---|---|---| |Other||| ## **Financial Review** |Review of the charity’s
financial position at the end
of the period|Para 1.21|At the end of the financial period on 30 June
2025, the charity was in a sound financial
position. Cash at bank totalled £87187, all of
which was held as unrestricted funds. The
charity has no staff, no building or fixed assets,
and no ongoing overhead costs. All activities
are delivered on a voluntary basis. The
Trustees consider the charity to be financially
stable and adequately resourced to continue its
current activities.| |---|---|---| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The Trustees consider it prudent to maintain a
level of unrestricted reserves to ensure the
charity can meet its ongoing commitments,
manage fluctuations in income, and respond to
unforeseen circumstances or emergency needs
affecting beneficiaries. Given the charity’s work
supporting vulnerable communities and its
reliance on voluntary donations, reserves are
held to provide financial continuity and support
the effective delivery of charitable activities.| |Amount of reserves held|Para 1.22|As at 30 June 2025, the charity held £87187 in
reserves. All reserves were unrestricted and
available to be applied to the charity’s charitable
purposes.| |Reasons for holding zero
reserves|Para 1.22|This disclosure is not applicable, as the charity
holds unrestricted reserves and does not
operate with zero reserves.| |Details of fund materially in
deficit|Para 1.24|The charity had no funds in deficit at the end of
the financial period.| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|The Trustees have reviewed the charity’s
financial position and consider it appropriate to
prepare the accounts on a going concern basis.
The charity has no contractual liabilities, no staff
costs, and no overhead commitments. The
Trustees are satisfied that the level of
unrestricted reserves held is sufficient to allow
the charity to continue its activities for the
foreseeable future. The Trustees are not aware
of any material uncertainties that may cast
significant doubt on the charity’s ability to
continue as a going concern.| **Additional information (optional)** You may choose to include further statements where relevant about: The charity’s principal Para 1.47 sources of funds (including any fundraising) Investment policy and Para 1.46 objectives including any social investment policy adopted A description of the principal Para 1.46 risks facing the charity Other ## **Structure, Governance and Management** |Description of charity’s
trusts:||The Poverty Breakers does not operate through
multiple trusts. The charity is governed by a
single governing document, under which all
trustees act collectively to further the charity’s
charitable purposes.| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|The charity is governed by a trust deed,
adopted on 27 June 2009, which sets out the
charity’s objects, powers, trustee appointment
provisions, and administrative arrangements.| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|The charity is constituted as a charitable trust
and operates in accordance with its governing
document and applicable charity law.| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Trustees are appointed in accordance with the
provisions set out in the governing document.
New trustees are selected based on the skills,
experience, and commitment required to
support the effective governance of the charity
and further its charitable purposes.
Trustees may be appointed by Bindya Amin
(Chair) and/or Kapilkumar Amin (Trustee) as set
out in the governing document. The governing
document does not permit any external
individual or organisation to appoint trustees.
All trustees are required to:
•
Act in the best interests of the charity.
•
Declare any conflicts of interest.
•
Comply with Trustee eligibility
requirements under charity law.
•
Induction and ongoing support are provided to
trustees as appropriate to ensure they
understand their responsibilities and the
charity’s activities.| **Additional information (optional)** You may choose to include further statements where relevant about: Policies and procedures Para 1.51 adopted for the induction and training of trustees The charity’s organisational Para 1.51 structure and any wider network with which the charity works Relationship with any related Para 1.51 parties Other ## **Reference and Administrative details** |Charity name|Poverty Breakers| |---|---| |Other name the charity uses|N/A| |Registered charity number|1131123| |---|---| |Charity’s principal address|37 Sheringham Avenue
London
N14 4UB| ||| **Names of the charity trustees who manage the charity** |1
2
3|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**| |---|---|---|---|---| ||Bindya Amin|Chair||Bindya Amin| ||Kapilkumar Amin|Trustee||Kapilkumar Amin| ||Minesh Amin|Trustee||| – Corporate trustees names of the directors at the date the report was approved **Director name** Name of trustees holding title to property belonging to the charity |**Trustee name**|**Dates acted if not for whole year**|| |---|---|---| |||| |**Funds held as custodian trustees on behalf of others**||| |Description of the assets
held in this capacity|The charity does not hold and has not held any funds or assets
as custodian trustee on behalf of other charities, organisations,
or individuals during the reporting period.|| |Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects|**Not applicable.** The charity does not hold assets on behalf of
any other charity or organisation.|| |Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own
assets|**Not applicable.** As the charity does not hold any custodian
trustee assets, no special arrangements for segregation or safe
custody are required.|| ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Additional information (optional)**
**Names and addresses of advisers (Optional information)**|**Additional information (optional)**
**Names and addresses of advisers (Optional information)**|**Additional information (optional)**
**Names and addresses of advisers (Optional information)**| |---|---|---| |**Type of**
**adviser**
**Name**
**Address**||| |||| |**Name of chief executive or names of senior staff members (Optional information)**||| |||| ## **Exemptions from disclosure** ## **Reason for non-disclosure of key personnel details** The charity does not employ staff and operates entirely through the voluntary efforts of its Trustees and supporters. Accordingly, no remuneration is paid to Trustees, and there are no key management personnel as defined by the Charities SORP. In addition, the Trustees have chosen not to disclose individual Trustee personal details beyond those required by the Charity Commission, to protect their privacy and personal security. The Trustees consider that such non-disclosure does not detract from transparency or accountability, given the charity’s size, risk profile, and governance arrangements. ## **Other optional information** The charity has no subsidiaries, pension schemes, or complex legal structures. It does not engage in fundraising through professional fundraisers and does not operate trading activities. All activities are carried out in line with the charity’s governing document and applicable charity law. The Trustees continue to review governance arrangements on an ongoing basis to ensure they remain appropriate for the charity’s size and activities and reflect best practice. ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s) Full name(s)** Bindya Amin **Position (eg Secretary,** Chair **Chair, etc) Date** 21 April 2026 CHARITY COMMISSION FOR ENGiAND AND WALES Charity Namo Poverty Breakers No lif any) 1131123 Receipts and payments accounts CC16a For the pèriod from Period start dJle Pe-'1gd end d31È 3010612025 To 0110712024 Section A Receipts and payments UnrEstrlcterJ funds Re5trlcied fund$ Endowment funds Totsl fundg Last y•ar to th• noamt tho n8arnst£ to th• n•amt e to th¢ near88t £ tothe I￿￿051£ A1 Recel ts DanabDns Interest 382 917 tota Ivss incoiiie ui AR) 67,610 67,610 A2 Asset and Investment sale8, (See tablèl. A3 Pa m*nts M8Oione5 & Heallhaue su Cl¢)Ihino & FcthEar 5UPWrt Foryj & rgtrnn Oomc¥bG help And ￿UPPOrt Scho¥)I t)ag>, & siabrtsry SchcN)I wcjeGts & sUN￿rt Sthth)I trios. travel & fots & $Jb$i8te Bank ¢haryJes 937 7.267 1.501 S.778 1.20S 24.02$ 1,920 1.479 236 937 1,584 5,711 5.718 1,205 14,025 1,920 21,7 845 Sub total A4 Asset and Inves￿ent ureh•* *eo tabl• Sub total 41,346 JO329 Net of re¢elpts/(payments) A5 Transfers betvrfeen fund8 A6 Cash fund$ last year end Cash funds thls year end 23,266 23,26 4281 87,187 87.187 &38 CCKX R1 accounts ISSI Section B Statement of assets and liabilities at the end of tho poriod Unrè$trlcted lunds fo neJrostE 87,IB7 RÈstrlcted funds Endowment funds Categories D¢tsils to nthat￿t E to n•avesl £ B1 Ca8h fund8 Cash in bank Total ¢ash funds 87.187 14r•• Tecgipts payrr•its OK Unrestrficted funds to n•arest£ OK k) Restrict•d funds to nearest£ Endowment funds to D•arnSt £ Detall$ B2 Other mon8tary assgts Fund iowhlch Et bvlvii Cumintvalu• onnl Dttslla Costloptionall 83 Invostment assets Fund thwhith 888at belon Ctirryrrtvxlu• onil Detalls B4 Assets retalned for thg charity's own use Fund lowhlch fèlate8 Arnount du• Detalla When duo onal 85 LlabSlltlo8 Synel by one or tsvo trustees ¢)n behaff of all the irus¢ee3 ature Print Name Dale of roval 20 CCXX R2 actounts ISSI 20K13f2026 CHARITY COMMISSION FOR ENGL4NO AND WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the tru3tee5 Poverty Breakers On accounts for the year ended 3010612025 Charlty no (if any) 1131123 Set out on pages 4-YoS I report to the trustees on my examination of the accounts of the above charity I'the TfUSt') for the year ended Responsibilities and basis of report As the charity's trustees. you a￿ responsible for the preparaiion of the accounts in accordance with the requirements of the Charities Act 2011 ('the Acl"). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying OLrt my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Ad. Independent I have completed my examinallon. I conflmi that no material matters have •xaminer'8 come to my attention in connection with the examination-(0thert statement di8eIew￿ ') which gives me cause to believe that in. any material respect: the accounting records were not kept In accordance V￿th seciion 130 of the Charities Act: or the accounts did not accord with the accounting r@cords", or the accounts did not Gomply with Ihe applicable requirements concerning the form and contÈnt of accounts set out in the Charities (Accounts and Reports) Regulation5 2008 other than any requirement that the accounts give a Yrue and fgir, view which is not a matter considered a5 part of an independent examination. I have no concems ana have come across no other matters in connection with the examination to which attention should be drawn in Ihis report in order to enable a proper understanding of Ihe accounts to be reach￿. Please del818 Ihg words in Ihè br8ck8ls rflhoy do not apply. Slgned: Dato: Name: Rglevant profes8lonal quallficatlon{8) or body {If any): rJl Qr&Soc4 AfE FCA Address: AAS SAr IER Oct 2018 Section B Disclosure Only complete If the examiner needs lo hiqhlighl material fflatter5 of concem (see CC32, Independcnt cxaminalion of charity accounts.. directions and guidance for examiners). Give here brief details of any items that the examlnerwishes to disclose. IER Oct 2018 Independent Examiner's Report to the Trustees of Poverty Breakers Chydrity Reg:1131123 I report on the accounts of Poverty Breakers for the ycar ended 30.06.25. Respective responsibilities of trustees and ¢xgminer The charity's trustees are responsible for preparing the accounts. It is my responsibility to cxaniin¢ th¢ accounts a5 rcquircd und¢r swtion 145 of th¢ Charitics Act 2011. Scope of the examination My ex￿1]llY4t10I] was cariied out in accoidancc with thc General Dircctions given by the Charity Commission. An examination includes a review of the accounting records and a comparison of the accounts with those records. It also includes considerarion of any unusual items or disclosures. The procedures undertaken do not provide a][ the evidence that would be required in an audi¢ and consequently, I do not express an audit opinion. Independent examiner's statemrllt In the course of my examination, no matter has come to my attention: which ￿]VeS me LdUS¥ Iv b¥li¥vr tIMt iii ￿]Y niatcrial Kspcct th¢ accounting rccords were not kept in accordance with section 130 of the Charities Act 2011- or to which, in my opinion. attention should be drawn to enable a proper understanding of the accounts to b¢ reached. Signed.. Qualification (if any): Addrc55: J& Date: