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2025-03-31-accounts

Charity number: 1130890

THE JULIAN BREAM TRUST

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

THE JULIAN BREAM TRUST

CONTENTS

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees' report 2 - 5
Independent examiner's report 6
Statement of financial activities 7
Balance sheet 8
Notes to the financial statements 9 - 15

THE JULIAN BREAM TRUST

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 MARCH 2025

Trustees Michael Lewin
Fiona Rogers
John Mills
Gary Ryan
Susan de Candole
Charity registered
number
1130890
Principal office
Cherryfield Cottage
Newtown
Tisbury
Salisbury
SP3 6SS
Independent examiner
Nicholas Weller FCCA
Simmons Gainsford Professional Services Limited
Chartered Accountants
14th Floor
33 Cavendish Square
London
W1G 0PW
Bankers
Coutts & Co
440 Strand
London
WC2R 0QS
Solicitors
Batt Broadbent Solicitors LLP
Minster Chambers
42-44 Castle Street
Salisbury
Wiltshire
SP1 3TX

Page 1

THE JULIAN BREAM TRUST

TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2025

The Trustees present their report and financial statements for the year ended 31 March 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's Deed of Trust dated 15 April 2009, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (effective 1 January 2019).

Objectives and activities

The charity's objective, as set out in the Charitable Trust Deed, is for the trustees to apply capital and income to the advancement and promotion for the public benefit of education in and appreciation and understanding of the art and science of music and musical education in particular by providing scholarships for exceptionally gifted students of classical guitar or the lute for all or part of their studies of these instruments, either at the Royal College of Music, the Royal Academy of Music or the Royal Welsh College of Music and Drama and commissioning and promulgating new original musical compositions for the classical guitar.

Public benefit

The Trustees have complied with their duty in section 17 of the Charities Act 2011 to have due regard to guidance published by the Charity Commission in deciding what activities the charity should undertake.

Achievements and performance

The main objectives of the Trust continued to be met. Auditions were held in July at the 1901 Club in London for the first time, and was considered to be a very suitable venue for audition purposes. The auditions were attended by all trustees. After deliberation it was agreed the Trust would award scholarships to three students and bursaries were given to three further students. Having received reports from the RNCM, RCS, Trinity Laban and RBC, providing information on how the JBTrust donations had been spent, it was decided to donate a further £10,000 to each of the Colleges, which was very gratefully received by all.

Further donations were given to LIFEM (London International Festival of Early Music) in support of a Lute Festival and a donation was made to the Holy Sepulchre in London to help with the restoration of their organ.

Fees were agreed for Thibaut Garcia and Quatuor Arod who are to perform the first performance of Leo Brouwer’s Cuban Landscape and danzas at the Wigmore Hall on November 21st 2025.

Financial review

During the year the Trust generated incoming resources of £125,135 (2024: £124,415). This included a legacy of £25 (2024: £7,339) from Julian Bream’s estate.

The Trust received income from investments which amounted to £125,110 (2024: £117,076).

During the year the Trust expenditure was £148,704 (2024: £209,712) of which £121,984 (2024: 193,003) was on charitable activities.

As shown in Note 10, the loss on revaluation of investments amounted to £13,304 (2024: gain of £382,151) and the gain on sale of investments was £68,094 (2024: £147,750).

The Statement of Financial Activities shows the net gain in funds for the year of £31,221 (2024: 444,604).

The Trust ended the year with reserves of £5,111,433 (2024: 5,080,212), all unrestricted. The Trustees are satisfied with the year end position of the Trust.

Page 2

THE JULIAN BREAM TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

a. Reserves policy

It is the policy of the charity to maintain unrestricted funds (free reserves) at a level which, on investment, generates sufficient income to meet annual expenditure and cover management and administration costs and to respond to emergency applications for grants which arise from time to time. In situations where the income is insufficient to meet annual expenditure, the reserves are required to make up any shortfall out of capital.

The unrestricted funds of the charity as at 31 March 2025 amounted to £5,111,433 (2024: £5,080,212).

b. Risk

The Trustees have assessed the major risks to which the charity is exposed and are satisfied that systems are in place to mitigate exposure to the major risks. The key risk is the risk to the value of investments. This risk is mitigated through the appointment of a reputable and experienced investment manager (Coutts & Co.) who adheres to an investment policy and strategy approved by the Trustees and the regular monitoring of the manager’s performance against agreed appropriate benchmarks and the taking of appropriate action.

c. Investments policy

In order for the Trustees to maintain the value of the Trust fund, Coutts & Co advise them on their approach to their portfolio of investments, in particular on asset allocation so as to achieve a wide diversification of the Trust's investment portfolio in order to spread risk. The current investment policy is to adopt a balanced return from income and capital growth. The investment strategy is set by the Trustees and takes into account requirements, the risk profile and the investment manager’s views of market prospects in the medium and longer term. The purpose of the portfolio is to generate income to fund ongoing future activity. There are no restrictions on the Trust’s power to invest.

d. Fundraising practices

The Trust does not engage in fundraising from the general public - its funds are generated from the investments it has made from the personal donations and legacy of its founder Julian Bream.

e. Plans for future periods

Trustee Meetings will continue to be held each quarter and a search for a new Chairman is still in progress.

The Wigmore Hall will be asked for a date between 20th and 27th November 2027 for a concert. Projected costs of £10,000 - 15,000 have been agreed for an orchestral concert on September 19th 2025 at the Royal Academy of Music of works dedicated to Julian Bream by leading composers and performed by RAM students, including some JBT scholars.

George Benjamin, Thomas Ades, and Mark Antony Turnage have been suggested as possible composers to be approached regarding a commissioned work.

Also being discussed is that a recording is made of all JB Trust commissioned works - there are eight to date.

Trustees will discuss and decide which activities they wish to support with the surplus net income at the next Trustees meeting to be held on 12th September 2025, and thereafter.

Page 3

THE JULIAN BREAM TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

Structure, governance and management

The Julian Bream Trust is registered with the Charity Commissioners (No 1130890) and constituted by Deed of Trust dated 15 April 2009.

The trustees who served during the year and up to the date of signature of the financial statements were:

Michael David Percy Lewin Fiona Walwyn Southey Rogers John Mills Gary Sean Ryan Susan Elizabeth de Candole

In accordance with the Trust Deed, the power to appoint new trustees lay with the founder Julian Bream until his death, and thereafter the power has been vested to the Trustees.

The Trustees serve for a term of five years. A retiring Trustee who is competent to act may be re-appointed at the end of the term of office. New trustees have an induction meeting with an experienced Trustee and the administrator of the Trust to learn about its history, activities and their role. They are referred to the Charity Commission website to learn about their responsibilities as a Trustee.

The Trustees meet to assess grant applications, agree commissions, agree programmes for performance, review investments, and review and accept general policies during the year. The Trustees must hold a minimum of two meetings each year.

No trustee has received any remuneration during the year (2024: None), however 4 trustees were reimbursed expenses during the year (2024: 6 trustees).

Related party relationships

Michael Lewin is Head of Guitar at the Royal Academy of Music. Gary Ryan is Head of Strings and Guitar Professor at the Royal College of Music. John Mills is Guest Tutor for Guitar at the Royal Welsh College of Music and Drama. All three institutions put forward nominees for scholarships from the Trust. These trustees do not take part in the decisions on such awards.

Page 4

THE JULIAN BREAM TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial which give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees and signed on their behalf by:

Michael Lewin Susan de Candole Trustee Trustee Date: 29/1/2026 | 08:52 GMT Date: 29/1/2026 | 09:24 GMT

Page 5

THE JULIAN BREAM TRUST

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 MARCH 2025

Independent examiner's report to the Trustees of The Julian Bream Trust ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 31 March 2025 which comprise the Statement of Financial Activities, the Balance Sheet and related notes.

This report is made solely to the charity’s trustees, as a body, in accordance with section 145 of the Charities Act 2011. My work has been undertaken so that I might state to the charity’s trustees those matters I am required to state to them in this report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for my work, for this report, or for the opinions I have formed.

Responsibilities and basis of report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed: Nicholas Weller FCCA

Dated: 29/1/2026 | 08:52 GMT

Simmons Gainsford Professional Services Limited Chartered Accountants 14th Floor 33 Cavendish Square London W1G 0PW

Page 6

THE JULIAN BREAM TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2025

Note
Income from:
Donations and legacies
3
Investments
4
Total income
Expenditure on:
Raising funds
5
Charitable activities
6,7
Total expenditure
Net gains on investments
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2025
£
25
125,110
125,135
26,720
121,984
148,704
54,790
31,221
5,080,212
31,221
5,111,433
Total
funds
2025
£
25
125,110
125,135
26,720
121,984
148,704
54,790
31,221
5,080,212
31,221
5,111,433
Total
funds
2024
£
7,339
117,076
124,415
16,709
193,003
209,712
529,901
444,604
4,635,608
444,604
5,080,212

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 9 to 15 form part of these financial statements.

Page 7

THE JULIAN BREAM TRUST

BALANCE SHEET AS AT 31 MARCH 2025

2025 2025 2023
Note £ £
Fixed assets
Investments 10 5,044,634 4,891,790
Current assets
Debtors 11 3,372 4,772
Cash at bank 71,706 194,233
75,078 199,005
Creditors: amounts falling due within one
year 12 (8,279) (10,583)
Net current assets 66,799 188,422
Total net assets 5,111,433 5,080,212
Charity funds
Unrestricted funds 13 5,111,433 5,080,212
Total funds 5,111,433 5,080,212

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

Michael Lewin Trustee Date: 29/1/2026 | 08:52 GMT

Susan de Candole Trustee Date: 29/1/2026 | 09:24 GMT

The notes on pages 9 to 15 form part of these financial statements.

Page 8

THE JULIAN BREAM TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

1. General information

The Julian Bream Trust is a registered charity. The principal address is Cherryfield Cottage, Newtown, Tisbury, Salisbury, SP3 6SS.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The Julian Bream Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Investment income, gains and losses are allocated to the appropriate fund.

2.3 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus, the trustees continue to adopt the going concern basis of accounting in preparing these financial statements.

2.4 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Legacies are accounted for as incoming resources either upon receipt or where the receipt of the legacy is probable.

Investment income received net is stated gross with the relevant tax deducted included under 'cost of raising funds'.

Page 9

THE JULIAN BREAM TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

2. Accounting policies (continued)

2.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on raising funds includes all expenditure incurred by the Charity to raise funds for its charitable purposes and includes costs of all fundraising activities events and non-charitable trading.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

2.6 Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Statement of financial activities.

2.7 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.8 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Page 10

THE JULIAN BREAM TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

2. Accounting policies (continued)

2.9 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

2.10 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

3. Income from donations and legacies

Unrestricted Total Total
funds funds funds
2025 2025 2024
£ £ £
Legacies 25 25 7,339

4. Investment income

Unrestricted Total Total
funds funds funds
2025 2025 2024
£ £ £
Interest and dividends 125,110 125,110 117,076

Page 11

THE JULIAN BREAM TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

5. Raising funds

Unrestricted
funds
2025
£
Investment management fees
21,248
Platform service fees
5,472
26,720
Total
funds
2025
£
21,248
5,472
26,720
Total
funds
2024
£
12,157
4,552
16,709

6. Analysis of expenditure

Grants and Support Total Total
Events donations costs funds funds
2025 2025 2025 2025 2024
£ £ £ £ £
Charitable activities - 108,407 13,577 121,984 193,003

Analysis of Events

Concert expenses
Commissions
Events
2025
£
-
-
-
Total
funds
2025
£
-
-
-
Total
funds
2024
£
4,575
24,824
29,399

Page 12

THE JULIAN BREAM TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

6. Analysis of expenditure (continued)

Analysis of support costs

Accountancy fees
Administration fees
Website support
Trustee expenses
Support
costs
2025
£
6,600
5,595
762
620
13,577
Total
funds
2025
£
6,600
5,595
762
620
13,577
Total
funds
2024
£
15,679
6,780
1,188
395
24,042

7. Analysis of grants and donations

Grants and
donations
Total
funds
Total
funds
2025 2025
2024
£ £
£
Donations 68,407 68,407
103,062
Grants to individuals 40,000 40,000
36,500
108,407 108,407
139,562

8. Independent examiner's remuneration

2025 2024
£ £
Fees payable to the Charity's independent examiner for the independent
examination of the Charity's annual accounts 6,600 6,600

Page 13

THE JULIAN BREAM TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

9. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2024 - £NIL).

During the year ended 31 March 2025, expenses were reimbursed or paid directly to 4 Trustees (2024 - to 6 Trustees) broken down as follows:

Travel
10.
Fixed asset investments
Cost or valuation
At 1 April 2024
Additions
Disposals
Revaluations
At 31 March 2025
Net book value
At 31 March 2025
At 31 March 2024
11.
Debtors
Due within one year
Prepayments and accrued income
2025
£
620
2025
£
3,372
2024
£
395
Listed
investments
£
4,891,790
3,594,290
(3,428,142)
(13,304)
5,044,634
5,044,634
4,891,790
2024
£
4,772

Page 14

THE JULIAN BREAM TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

12. Creditors: Amounts falling due within one year

2025 2024
£ £
Accruals and deferred income 8,279 10,583

13. Statement of funds

Statement of funds - current year

Balance at
Balance at 1 Gains/ 31 March
April 2024 Income Expenditure (Losses) 2025
£ £ £ £ £
Unrestricted funds
General Funds - all funds 5,080,212 125,135 (148,704) 54,790 5,111,433
Statement of funds - prior year
Balance at
Balance at Gains/ 31 March
1 April 2023 Income Expenditure (Losses) 2024
£ £ £ £ £
Unrestricted funds
General Funds - all funds 4,635,608 124,415 (209,712) 529,901 5,080,212

Page 15