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2025-12-31-accounts

ANNUAL REPORT

and

FINANCIAL STATEMENTS

of the

PAROCHIAL CHURCH COUNCIL

FOR THE YEAR ENDED 31[ST ] DECEMBER 2025

Incum bent:

Rev. Anne Dowdeswell

Bank:

Lloyds

Horsemarket Street, Warrington, WAI 1 TP

Independent Examiner: Philip Urmston BSc FCA Voisey & co LLP Chartered Accountants 8 Winmarleigh Street Warrington Cheshire WAI IJW

Architect:

Graham Holland Associates Winnington Hall Winnington Lane Northwich

M

ANNUAL REPORT FOR THE YEAR ENDED 31[ST ] DECEMBER 2025

The frustees present their report with the financial statements of the Charity for the year ended 3 1 December, 2025

The trustees have adopted the provisions of the Statement of Recommended Practice (Accounting and Reporting by Charities) (SORP FRS 102).

Reference and Administrative Details

Registered Charity Number

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statementsfor year ended 31[st ] December 2025

1130867

Principal Address

The Rectory Warrington Cheshire WAI 2TL

St Elphin's Parochial Church Council is responsible for co-operating with the Incumbent in the promotion in the Town of the Pastoral, Evangelistic Social and Ecumenical Mission of the Church.

Membership

Members of the Parochial Church Council are either ex-officio or elected annually by the Annual Church Meeting

The following served as members during 2025

Incumbent Rev. Anne Dowdeswell (from 30thOctober 2025) (Chair from November 2025)
Warden Mrs J M Cliffe Ex-Officio (Acting Chair until October
2025)
Assistant Curate
Rev. Deborah Anne Lovatt
(Until June 2025)
Deanerp Synod Miss K.J. Hayes Ex-Officio (Assistant Warden)
Mrs J M Cliffe Ex-Officio
Miss D. Rothwell Ex-Officio (Assistant Warden)
Elected Members
Mrs S.W. Bailey
Mrs M. Dolan
Ms M Livingston McPhail (until 18thMay 2025)
Miss D. Rothwell (Electoral Roll Officer)
Mrs M. Sefton
Miss S.M. wright (until 18thMay 2025)
Mrs S Freeman
Mrs S Jeffery
Mr K Jeffery (assistant warden)
Mrs C Dickinson (from 18thMay 2025)
Mrs B Molyneaux (from 18thMay 2025)
Mr A Worrall

Day to day management control of the Church is exercised by the Standing Committee appointed at the Annual Meeting and can be contacted via the Secretary Telephone 01925821048

ANNUAL REPORT FOR THE YEAR ENDED 31[ST ] DECEMBER 2025 CONT'D...

Structure, Management and Governance

St Elphin's PCC is a body corporate and operates under the Parochial Church Councils (Powers) Measure 1956 and the Church Representation Rules.

The PCC is a Charity registered with the Charity Commissioners. Charity number 1130867

1

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statements for year ended

31 December 2025

The method of appoinfinent of PCC members is set out in the Church Representation Rules. All church members are encouraged to register on the Electoral Roll and stand for election to the PCC.

The Standing Committee consists of the Curate, Churchwarden, the PCC Treasurer, PCC Secretary and assistant wardens

RISK ASSESSMENTS:

Health and Safety

A comprehensive Health and Safety Policy has been written by the late Mr Edward Blanchard, the Health and Safety Officer (appointed July 2021). It was approved by the PCC and is now in place.

Procedures for recording accidents are available and Wardens and Sidespersons frained in fire safety. Two members of the congregation are qualified in First Aid.

Child Protection/Safeguarding

A policy for Child Protection/Safeguarding has also been approved by the PCC. The PCC members are fully cognisant of its contents. It is a complex and serious area. Ms Karen Taylor the officer. Ms Stephanie Freeman is the Safeguarding Co-ordinator.

All members of the PCC have DBS certificates and most have undertaken the necessary safeguarding training.

Vulnerable Adult Protection

The Diocesan Policy has been adopted by the PCC and is consulted as and when necessary.

Operational Risk

Arrangements have been agreed with the St Elphin's Community Centre Association for services to be held in the Centre in the event of the church becoming unusable for a limited period.

OBJECTIVES AND ACTIVITIES

When planning our activities for the year, the PCC gave consideration to the Charity Commission's guidance on public benefit and, in particular, the guidance to charities concerned with the advancement of religion.

The Mission of our Parish Church of St Elphin endorsed by the PCC, is to continue to further God's message in the Parish and the Town of Warrington by having a commitment to all people in the parish and to hold Civic and Ecumenical events in the church and to co-operate with other churches in our Cluster Group and in the Warrington Deanery and other organisations in the town

Our Plans and objectives for 2025 were

To promote the Bishop of Liverpool's Rule of Life in our parish. Tell, Serve Give.

To support Deanery events for the Northern Bishop's Mission to the Diocese including the Fit for Mission project To encourage our parishioners to take part in the Deanery discipleship courses To support Wedding couples and Baptism families

To continue our links with our Church Schools

2

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statementsfor year ended 31[st ] December 2025 ANNUAL REPORT FOR THE YEAR ENDED 31[ST ] DECEMBER 2025 CONT'D...

OBJECTIVES AND ACTIVITIES Continued Our Plans and objectives for 2025 were

The church has remained open throughout 2025. Most special services have resumed and the church has once again been in use for college award ceremonies and concerts, including the town remembrance service

Electoral Roll

The New Electoral Roll presented at the Annual General Meeting in 2025 contained 81 names 28% live within the parish and 72% outside the parish

Worship: Attendance

The attendance at services has remained steady during 2025. Two services continue on Sunday 8.30am and 10 30am although the number of children attending continues to be small. The Wednesday morning service continues The average attendance at Sunday morning 10.30am service is 35 adults and 4 children, an average of 15 adults at the 8.30am service. The Wednesday morning Eucharist attracts an average of 10 adults.

Throughout the year many special services were held for organisations in the town and parish.

Occasional Services

Baptisms There were 37 during the year Weddings There were 5 weddings held in church Funerals A total of 16 funerals were conducted by the Clergy in Church Confirmation There was a confirmation service in 2025

Pastoral Care

Monthly visits to nursing homes and sheltered accommodation Continues as does visits to the housebound to take Holy Communion and regular pastoral communion visits

Youth and Children's Work

Junior church has not re-started due to low numbers of children attending church and non on a regular basis. Children from St Elphin's school attend Wednesday 10am service a year group at a time.

Clergy and Foundation Governors maintain strong links with St Elphin's school. Clergy are regularly invited to visit year groups and the school has re-commenced holding Christmas, Easter and Harvest services in church, which a good number of parents attend.

St. Elphin's Brownie Pack is run by members of the Church. Brownies are now meeting in St Elphin's Park Pavilion but with low numbers, St Elphin's guides closed in 2022 and rainbows never re-commenced after the pandemic

Church Building

During 2025 routine annual maintenance work has continued and a number of faculties applied for improvements to the interior of the church.

Repairs were undertaken to the clergy vestry roof.

3

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statements for year ended 31 December 2025

The Fire extinguishers were checked.

ANNUAL REPORT FOR THE YEAR ENDED 31[ST ] DECEMBER 2025 CONT'D...

Giving and Fundraising

The number ofweddings and funerals in church and special services continues to be down on pre pandemic levels. The Parish Share for 2025 was paid in full, as was the Insurance which is a heavy burden.

Although regular giving made up a substantial amount of the income in 2025 this is again slightly down on 2024; the majority of income is now via the Parish Giving scheme which continues to increase. Income from Weddings and Funerals was up slightly on 2024. Members ofthe congregation are regularly asked to review their giving and wherever possible Gift Aid their collections. More parishioners this year have arranged to join the Parish Giving Scheme which continues to be promoted as the preferred method of giving. Also, a machine to accept debit and credit card payments was installed in September 2022 giving further options, and continues as a popular method of giving for one off payments The church has received a legacy in 2025 which accounted for 13% of the income

A few fundraising efforts took place this year and were well attended.

Investments

Our Endowments and Restricted fttnds are invested with the Central Board of Finance Funds administered by the CCLA Management Ltd. As interest rates have increased income from this source has increased slightly from 2024, the interest provides useful fimds for the Fabric Fund and General Fund.

Financial review

2025 was an improving year in terms of numbers but planned giving and covenanted collections from all sources was slightly down, although PCC fees and fundraising were up slightly on 2024. The biggest rise this year is from bank interest and investments in line with the increase in interest rates, plus the legacy received

Reserves Policy

Our Stewardship and Reserves Policy reflects our primary responsibilities as a PCC to ensure that we maintain our financial viability to carry out our mission to discern and convey God's purpose in Mission and Ministry within our Ecclesiastical Parish and its wider Town Centre Ministry, the Church being the predominant building for Christian worship in the area. Funds derived from offerings made during the various weekly services are placed in the General Account and are used for the day to day running expenses, upkeep and payment of the Parish Share to Diocesan Authorities. It is deemed prudent to retain a modest reserve on the General Account to pay for one quarter of the anticipated annual outgoings.

Fabric Fund

The Fabric Fund is a designated Fund where endowments and donations are specifically designated for the upkeep of the Fabric of the Church building. The Rector, Churchwardens and PCC take seriously their responsibilities as stewards and custodians ofthe Heritage of a Grade Il* Listed building with its origins in the 7[ff ] Century and the current structure dating back to the 14[th ] Century

Designated Funds

The Rector and Churchwardens may exercise their discretion to set aside part of an unrestricted fund for designated purposes. Designated funds may be used where donors have expressed a preference without imposing a trust. The funds so designated remain unrestricted since the Rector and Churchwardens can remove the designation at any time.

Restricted Funds

A number of Accounts are restricted for the purpose stated.

Clergy and Readers/Parish

Reverend Deborah Lovatt continued to cover services until she moved to her own parish in June 2025. From July to October several visiting clergy assisted until Reverend Anne Dowdeswell was licenced in October 2025

4

M

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statementsfor year ended 31[st ] December 2025

The Churchwarden gives over and above her designated role, with help from 3 assistant wardens We are blessed to have such reliable Lay people.

ANNUAL REPORT FOR THE YEAR ENDED 31[ST ] DECEMBER 2025 CONT'D...

In 2025, we continued to support National and Local Charities including: -

Christian Aid The Children's Society Warrington Foodbank Mary's Meals Mothers' Union Charities

Parish Groups

The Mothers' Union meets monthly for a prayer service and occasional speaker The Ladies Group meets twice a month for social activities and fund raising. Junior Church not yet re-started due to low numbers of children in church Uniformed Organisations St Elphin's Brownies Also Beavers, Cubs and Scouts Approved by order of the members of the-—on . ..415.19.024. and signed on its behalf by:

Rev. Anne Dowdeswell (Chair)

5

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statements for year ended 31 December 2025

st

INDEPENDENT EXAMINER'S REPORT

I report on the accounts of the PCC for the year ended 3 1[st ] December 2025 which are set out on pages 7 to 15.

Respective responsibilities of Trustees and Examiner

As the members of the PCC you are responsible for the preparation of the accounts; you consider that the audit is not required for this year under section 144(2) ofthe Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of Independent Examiner's Report

My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the PCC and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as frustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a "true and fair view" and the report is limited to those matters set out in the Statement below.

Independent Examiner's Statement

In connection with my examination, no matter has come to my attention:

  1. Which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep proper accounting records are kept in accordance with Section 130 of the 2011 Act; and to prepare accounts are prepared which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or

  3. To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Philip Urmston BSc FCA Voisey & co LLP Chartered Accountants 8 Winmarleigh Street

6

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL

Financial Statementsforyear ended December 2025

Warrington Cheshire WAI IJW

2026

M

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31[ST ] DECEMBER 2024

Unrestricted Designated Restricted Endowment Total Total
Notes Funds Funds Funds Funds 2025 2024
INCOME AND ENDOWMENTS
Voluntary income 51,814 3,584 55,398 116,915
Income from investnents 20) 623 28,512 8,022 10,791 47,948 38,033
Activities for generating fimds 8,057 354 8,411 7,448
Church activities 2(d) 6,075 1 ,694 7,769 6,679

Other income

7

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL

PAROCHIALCHURCH PAROCHIALCHURCH COUNCIL
FinancialStatementsfor year ended
31December2025
TOTAL INCOME 66,569 34, 144 8,022 10,791 119,526 169,075
EXPENDITURE
Fundraising 57
Church activities 3(b) 81,888 6,294 9,697 97,879 112,645
TOTAL EXPENDITURE 81,888 6,294 9,697 97,879 112,702
NET INCOME/(EXPENDITURE)
BEFORE INVESTMENT GAINS (15,319) 27,850 (1,675) 10,791 21,647 56,373
GAINS/(LOSSES) ON INVESTMENTS
Investrnents (953) (2,257) 64 (3,146) 2,020
NET INCOME/(EXPENDITURE) (16,272) 27,850 (3,932) 10,855 18,501 58,383
TRANSFERS BETWEEN FUNDS
NET MOVEMENT IN FUNDS (16,272) 27,850 (3,932) 10,855 18,501 58,393
FUND BALANCES B/F 62,248 667,870 138,956 365,292 1,234,366
FUND BALANCES C/F 45,976 695,720 135,024 376,147
31"
BALANCE SHEET BALANCE SHEET
Unrestricted Designated Restricted Endowment Total Total
Notes Funds Funds Funds Funds 2025 2024
FIXED ASSETS
Tangible assets 145,536 145,536 149,174
Investments 50) 18,935 97,009 2,705 1 18,649 85,646
CURRENT ASSETS
Debtors 2,364 2,364 1,148

8

WARRINGTON WARRINGTON PARISH
CHURCH PAROCHIAL
CHURCHCOUNCIL
Financial Statementsforyear ended
December 2025
Cash at bank and in hand 26,797 550,184 61,099 373,442
18,935 145,536 97,009 2,705 264,185 234,820
CREDITORS 29,161 550,184 61,099 373,442
6
7
Amounts due in less than one year 2, 120 23,084
8 25,204 2,404
Net Current Assets 27,041 550,184 38,015 373,442
Net Assets 45,976 695,720 135,024 376,147
Parish Funds: 45,976 695,720 135,024
Unrestricted
Designated
Restricted
Endowment
376,147
988,682 999,546
45,976 62,248
695,720 667,870
135,024 138,956
376, 147 365,292
Total Funds 45,976 695,720 135,024 376,147
9 1,252,867

Approved by

the on ... (6-161ac-a...é.. 2026 and were signed on its behalf by:

9

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statements for year ended 31 December 2025

Rev. Anne Dowdeswell ( Chair)

The notes on pages 9 to 15 form part of these accounts.

10

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL

Financial Statementsforyear ended December 2025

31"

NOTES ON THE ACCOUNTS FOR THE YEAR ENDED 31[ST ] DECEMBER 2025

1) ACCOUNTING POLICIES

The PCC is a public benefit entity within the meaning of FRS 102. The financial statements have been prepared under the Charities Act 2011 and in accordance with the Church Accounting Regulations 2006 governing the individual accounts of PCCs, and with the Regulations' "true and fair view" provisions, it is also the first year that they have been prepared under FRS 102 (2016) as the applicable accounting standards and the 2016 version of the Statement of Recommended Practice, Accounting and Reporting by Charities (SORP (FRS 102)).

The financial statements have been prepared under the historical cost convention except for the valuation of investment assets, which are shown at market value. The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body, nor those that are informal gatherings of church members.

Funds

Endowment Funds are fimds, the capital of which must be maintained; only income arising from investment may be used either as restricted or unrestricted funds depending upon the purpose for which the endowment was established. The PCC maintains separate investments and bank accounts for each ftmd. The purpose and use of the endowment funds is set out in note 8 to the accounts.

Restricted Funds represent (a) income from frusts or endowments which may be expended only on those restricted objects provided in the terms of the frust or bequest, and (b) donations or grants received for a specific purpose or invited by the PCC for a specific purpose. The mds may only be expended on the specific purpose for which they were given. Any balance remaining unspent at the end of the year is carried forward as a balance on that fund. The PCC maintains separate invesünents and bank accounts for each fund. The purpose and use of the restricted funds is set out in note 8 to the accounts.

Designated Funds are funds which are not restricted by the donor but which the PCC has agreed to designate to be used in the future for a specific purpose. They remain under the confrol ofthe PCC as part of unrestricted funds and could be re-designated at any time in the future at the discretion of the PCC.

Unrestricted Funds are general ftmds which are available for PCC ordinary purposes and are not subject to any restriction regarding their use. They include designated ftlnds and free reserves. Free reserves are those funds available to be used at the discretion of the PCC which have not been designated for any particular purpose.

Incoming resources

Planned giving, collections and donations are recognised when received. Tax refunds are recognised when the incoming resource to which they relate is received. Grants, legacies and rent are accounted for when the PCC is legally entitled to the amounts. All other income is recognised when it is received. All income is accounted for gross.

Resources expended

11

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statementsfor year ended December 2025

NOTES ON THE ACCOUNTS CONT'D...

Grants and donations are accounted for when paid over, or when awarded, if a binding obligation on the PCC exists. Amounts received and subsequently expended specifically for mission are dealt with as restricted funds. Outstanding utility costs are estimated based on recent bills. All other expenditure is generally recognised when it is incurred and is accounted for gross.

Investments

Investments are stated at market value at 3 1[st ] December.

31[st ]

CONT'D

ASSETS

Consecrated and Benefice Property

In so far as consecrated and benefice property of any kind is excluded from the statutory definition of "charity" by Section IO(2)(a) and (c) of the Charities Act 2011 such assets are not capitalised in the financial statements.

Other Property

38 Bretton Avenue is considered a ftmctional asset and is included in the balance sheet at cost less depreciation to write off the asset over its estimated useful life of 50 years. Expenditure on the property is capitalised where it represents physical improvement that enhances the value of the property. The frustees are aware that the property has a market value in excess ofnet book value but no valuations have been undertaken.

Moveable Church Furnishings

These are capitalised at cost and depreciated over their economic life other than where insufficient cost information is available. In this case these items were not capitalised.

No value is placed on movable church furnishings held by the church Wardens on special frust for the PCC and which require a faculty for disposal since the PCC considers this to be inalienable property. All expenditure incurred during the year on consecrated and beneficed buildings and moveable church furnishings, whether maintenance or improvements is written off.

Tangible fixed assets for use by charity

These are capitalised if they can be used for more than one year and cost at least E250.

Depreciation is provided on the cost of tangible fixed assets in order to write off the cost after taking account of residual values over the expected useful lives as follows:-

Buildings 2%

Impairment reviews are carried out when there is any indication that the carrying amount of a ftmctional fixed asset is below its net book value.

12

NOTES ON THE ACCOUNTS

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statementsfor year ended December 2025 31"

2) INCOMING RESOURCES

INCOMING RESOURCES
Unrestricted Designated Restricted Endowment Total Total
Funds Funds Funds Funds 2025 2024
20) Donations and Legacies
Other planned giving 5,007 5,007 4,802
Gift aided giving 15,506 15,506 17,022
Collections: 4,644 4,644 5,007
Tax recoverable 7,532 7,532 6,429
Grants 1,125 3,584 4,709 4,500
Donations and legacies 18,000 18,000 79,155
51,814 3,584 55,398 116,915
Income from Investments
Bank interest 53 28,393 411 28,857 15,440
Investment income 4 4 635
Central Board of Finance 566 119 7,611 10,791 19,087 21,958
623 28,512 8,022 10,791 47,948 38,033
Activities for Generating Funds
Autumn Fayre and fundraising 4,089 354 4,443 5,480
Magazines 127 127 167
General 2,491 2,491 1,101
Church and Hall letting income 1,350 1,350 700

13

WARRINGTON WARRINGTON PARISHCHURCH PARISHCHURCH PARISHCHURCH
PAROCHIAL CHURCH COUNCIL
Financial Statementsfor year
ended
December
2025
NOTES ONTHE ACCOUNTS CONT'D...
8,057 354 8,411 7,448
Income from Church Activities
Fees paid to PCC 6,075 1,694 7,769 6,679
6,075 1,694 7,769 6,679
Other Income:
Insurance
claims
Total Incoming Resources 66,569 34,144 8,022 10,791 119,526 169,075

14

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statementsfor year ended December 2025

NOTES ON THE ACCOUNTS CONT'D...

31[st ]

3) RESOURCES EXPENDED

RESOURCES EXPENDED
Unrestricted Designated Restricted Endowment Total Total
Funds Funds Funds Funds 2025 2024
3(a) Fundraising costs
Cost of giving envelopes
Cost of fundraising events
57
57
3(b) Church activities
Charity giving 100
Ministry: Liverpool Diocesan
Parish Share 34,782 34,782 49,030
Other Ministry Costs:
Expenses 2,984 2,984 3,222
Heating 14,253 14,253 8,727
Lighting 1,973 1,973 2,047
Water Rates 1,210 1,210 673
Council Tax 3,395 3,395 4,807
Telephone and Broadband 250 250 569
Insurance 11,065 11,065 10,939
Organist and Choir Fees 1,440 1,514
Training Courses 211
Visiting speakers and locums 64 2,656 2,720
Youth Confirmation Group 145 145
Altar Requisites
Repairs & Service of Equipment 4,740 4,740 6,573
Printing & Stationery 190 190 304
Sundries 1,696 I ,696 1,900
Properw Maintenance 2,886 9,552 12,438 17,311
Property Depreciation 3,638 3,638 3,638
Independent Examiner Fee 960 960 1,080

15

Total Expenditure

WARRINGTONPARISHCHURCH WARRINGTONPARISHCHURCH
PAROCHIAL CHURCH COUNCIL
Financial Statementsfor year
ended
December
2025
NOTES ONTHE ACCOUNTS CONT'D...
81,888 6,294 9,697 97,879
112,645
81,888 6,294 9,697 97,879
112,702

4) STAFF COSTS

It is the custom of the PCC to pay for the services of organists, vergers, sextons, choir members, a bookkeeper and a church cleaner. Costs relating to the provision of services of direct benefit to the Church, including payments to the organist for Church services, are detailed in note 3.

No payments were large enough to attract social security costs. 31[st ]

5) FIXED ASSETS

Tangible
fixed assets Cost
At start of year
At end of year
Depreciation
At start of the year
Charge for the year
At end of year
Net Book Value
At 31st December 2025
At 3 1stDecember 2024
Investments
Unrestricted Restricted Endow
Funds Funds
Valuation
Market value at the start
of the year 6,251 76,754
Addition 13,637 22,512
Net gain/(loss) on annual revaluation (953) (2,257)

16

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statementsfor year ended December 2025

NOTES ON THE ACCOUNTS CONT'D...

Market value at the end

of the year 18,935 97,009
Analysis of investments held at the year end date
No of Units CCLA COIF Charities
221.00 Joseph Daintith 's Bequest 4,270
4,270 4,485
87.00 T May Charity 1,681
1,681 1,766
672.00 Morris Charity 12,984
12,984
Investment Fund — Income Units
2,284.77 St Georges Mission Trust 67,863
67,863 46,476
1,142.01 Robert Ireland Blackbum Charity
22,383 22,383
23,175
350.00 Parish Church Organ Fund 6,763
6,763 7,103
No of Units CBF Fixed Interest Investment Fund
1,300.97 Lily Gibson Bequest
1,987 1,940
470.00 Fabric Fund
718 701
18,935
97,009
2,705
118,649
85,646
6) Debtors Unrestricted
Fund
Other debtors 2,364
2,364
2,364 1,148
7) CASH AT BANK AND m HAND
Unrestricted Designated Restricted Endow
Funds Funds Funds
CBF Church of England

17

WARRINGTONPARISHCHURCH WARRINGTONPARISHCHURCH WARRINGTONPARISHCHURCH WARRINGTONPARISHCHURCH WARRINGTONPARISHCHURCH
PAROCHIAL CHURCH COUNCIL
Financial Statementsfor year
ended
December
2025
NOTES ONTHEACCOUNTSCONT'D...
Deposit Fund balances 242,484 2,902 3
National Savings Investment Account
Lloyds TSB Other Deposit And-
Current Accounts 26,797 307,700 58,197
26,797 550, 184 61,099 3
8) CREDITORS falling due within One
year
Wedding deposits and other accruals
Other charity funds held
2,120 23,084
2,120 23,084
9) STATEMENT OF FUNDS Balance Incoming Resources Inve
1 Jan 2025 Resources Expended
Endowment Funds:
Fabric Fund 363,352 10,791
Lily Gibson Bequest 1,940
In/(out) 31 Dec 2
374,160
1,987
Total Endowment Funds: 365,292 10,791
376,147
Restricted Funds:
Fabric Fund 7,710 (9,697) (1
St George's Mission Trust
Robert Ireland Blackburn Charity
Moral Welfare Work
79,085
36,748
113
9,628
Parish Church Organ Fund 13,495 199
115,833
11,929
(79,085)
(36,748)
9,741

18

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statementsfor year ended December 2025

NOTES ON THE ACCOUNTS CONT'D...

13,354 13,354
Total Funds: 119,526 (97,879) (3,1
Total Restricted Funds: 138,956 8,022 (9,697)
135,024
Balance Incoming Resources Investm
1 Jan 2025 Resources Expended Ga
Unrestricted Funds:
General 62,248 66,569 (81,888) (9
Designated:
General 42,598 500
Fabric Fund 475,108 33,644 (1 ,666)
Clergy Property 149,174 (3,638)
Sequestration 990 (990)
Transfers Balance

Total Unrestricted Funds: 730,118 100,713 (88, 182) (953) 741,696 31[st ]

9) STATEMENT OF FUNDS Cont'd

Endowment Funds

Fabric Fund

This is a permanent endowment held on behalf of the PCC by the Diocesan Board of Finance. Capital cannot be accessed. Income from donations is paid directly to the PCC and is available to be spent on building maintenance and improvements.

Lily Gibson Bequest

19

WARRINGTON PARISH CHURCH PAROCHIAL CHURCH COUNCIL Financial Statementsfor year ended December 2025

NOTES ON THE ACCOUNTS CONT'D...

This is a permanent endowment held on behalf of the PCC by the Diocesan Board of Finance. Capital cannot be accessed. Income is available to be spent in support of the general purposes of the Church.

Restricted Funds

Fabric Fund

The fund relates to the gifts received for building maintenance and improvements of Warrington Parish Church.

St Georges Mission Trust

The fund relates to the proceeds on the sale of land originally gifted by the trust in 1891 for the building of St Georges Mission. In accordance with the trust deed the income and capital are available for maintenance of clergy housing and in the year it has been agreed to transfer the funds to the fabric ftnd.

Robert Ireland Blackburn Charity

The fund arose following the gift into the trust in 1908 of land in Beresford Street, Warrington. The land has been sold and the proceeds are invested and income arising is available for maintenance of the fabric of the Parish Church and in the year it has been agreed to transfer the funds to the fabric fund.

Moral Welfare Work

A separate fund held for donations which have been received for the specific purpose of support of moral welfare work in the Parish.

Parish Church Organ Fund

Funds from this old bank account transferred to the new fabric fund account but remain restricted for use for any repairs to the organ.

General Funds

General funds represent the amounts available to the PCC to meet its ongoing obligations, based on the assumption that reserves designated for specific purposes and those invested in land and buildings are not available for general use. The PCC aims to hold 3 months' operating costs in free reserves and at 31[st] December 2025 the balance represents approximately six month's costs.

Designated Funds

Designated Funds — General Account

The PCC maintains funds which have been designated in support of the promotion of Parish ministry work within the Parish and town.

Designated Funds — Fabric

The PCC maintains funds which have been designated to cover regular maintenance of the fabric of the Parish Church.

Designated Funds — Clerv Property

The PCC owns one property, 38 Bretton Avenue, which had been intended to be used to house stipendiary Curates.

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