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2023-12-31-accounts

Charity No. 1130780

Thornton Heath Evangelical Church

Report and Financial Statements

31 December 2023

Thornton Heath Evangelical Church

Page Legal and administrative information Report of the trustees 3-6 Independent examiner’s report Statement of financial activities Balance sheet Cash flow statement 10 Notes to the financial statements 11-18

1

Thornton Heath Evangelical Church

Legal and administrative information

Trustees:

Mr SPJ Ridgeway (Pastor) Mr DA Bristow Mr DC Damani Mr L Dente Mr BFV Hadjard Mr Ben Harries (appointed 17/07/2024) Mr SM Harris Mr Randy Obaze (appointed 17/07/2024) Mr George Orlebar (appointed 17/07/2024) Mr EC Powell Mr PJ Taylor Mr IE Whybrow

Charity registration number:

1130780

Address:

Corner of Malvern Road and London Road Thornton Heath Surrey CR7 7LH

Bankers:

CAF Bank, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4JQ Lloyds Bank plc, Croydon Central Branch, High Street, Croydon, Surrey, CR9 1TL

Solicitors:

Cooke Matheson, 8/9 Gray's Inn Square, London, WC1R 5JQ

Independent examiner:

Miriam Hickson FCA CTA Chartered Accountant Jacob Cavenagh & Skeet 5 Robin Hood Lane Sutton Surrey SM1 2SW

2

Thornton Heath Evangelical Church

Report of the trustees for the year ended 31 December 2023

The Trustees submit their annual report and the financial statements for the year ended 31 December 2023. The Trustees have adopted the provisions of the Statement of Recommended Practice (Charities SORP (FRS102) and Financial Reporting Standard 102 (FRS102)).

Structure, governance and management

The Church was originally constituted by a Trust Deed dated 20 October 1904 with the object of promoting religion on evangelical protestant lines. In 2009, the Church was registered under the Charities Act 2006, having previously been excepted from registration. The Church adopted a constitution and Church Rules on 22[nd] October 2008 (ratified on 28[th] January 2009 as required under the original church rules) and was registered with the Charity Commission on 28[th] July 2009.

The Church officers (Pastor, Elders, and Deacons) are Managing Trustees under the constitution and are responsible for directing the affairs of the Church in accordance with the aims set out in the constitution and they meet regularly to review the activities of the Church.

The Managing Trustees of the Church are the persons appointed as Church officers as laid down in Section 6 of the constitution, subject to them not being disqualified from being trustees by Section 178 of the Charities Act 2011. Church officers are appointed by the Church membership at a Church Business Meeting, in accordance with Section 2.4 of the Church Rules.

The Trustees who served during 2023 and those in office at the date of this report are set out on page 2.

The Trustees are considered to be the Key Management Personnel of the church.

Objectives and activities

The Church was established with the aim of the advancement of the Christian faith and promoting the evangelical protestant religion. The church seeks to serve the Thornton Heath community through encouraging wholehearted discipleship of Jesus Christ, firstly knowing Him as their Saviour, and also through their love and service for Him. This is continued primarily through public worship each Sunday morning and evening, prayer and Bible study, and through other weekly meetings and activities, including activities for children and young people and a weekly Bible study meeting for women. All of these services and ministries are carried out at its premises in London Road, Thornton Heath, Surrey.

Achievements and performance

The regular services and activities of the Church have continued running throughout the year, namely: the Sunday morning service; Sunday evening service; midweek Bible Study and Prayer Meeting; Parents and Toddlers group; TEFL (conversational English) classes; Ladies afternoon Bible Study, Open Door twice a week; Wayfinders (3–10 year-olds); Engage (11 years +); Bimonthly Men’s and Ladies Breakfasts. In addition, a small team has started going out each week doing Door-to-Door calls in the neighbourhood.

The Church continues to be encouraged seeing new attendees at the Sunday services and has also had the joy of welcoming additional people into church membership during the year.

3

In accordance with the objectives outlined above, the public services continue to be an encouragement to the congregation through the preaching of the Bible each week, to seek to know Jesus Christ as their Saviour and to love and serve Him.

Public Benefit

The Trustees have complied with the duty to have due regard to guidance published by the Charity Commission, including public benefit guidance.

The Trustees believe that the gospel of Jesus Christ transforms lives and thereby has a great benefit on the wider society in general, and particularly to the people of the local area where the members of a particular church are located. Therefore, the Church continues to provide a public benefit in providing weekly Sunday services for Divine Worship, a mid-week meeting for those who wish to meet for prayer and to study the Bible and meetings for women, children and young people and ministries for the local community.

Risks

The Trustees normally meet each month and review the principal risks facing the church and any new risks that become apparent. The church has a Health and Safety Policy in place, which is to be subject to annual review.

The Church also has a “Safeguarding Policy for children, young people and vulnerable adults” in place.

Trustees training

New trustees are provided with relevant guidance issued by the Charity Commission. The current Church Treasurer is a member of the Association of Church Accountants and Treasurers (ACAT) and attends relevant courses from time to time to keep his knowledge of applicable Charity accounting and trustee related requirements up to date.

Financial review

The attached financial statements disclose the financial position of the Church at 31 December 2023. The Trustees again acknowledge the provision and goodness of God in providing for the ongoing financial needs of the Church, and there was an overall surplus of income over expenditure across the funds of the Church.

In general, the policy of the Trustees is to distribute substantially all of the income of the Restricted Funds during the year subject to suitable needs being identified and to retain a working balance within the General Account and the Missionary Fund to provide a contingency to meet routine expenditure in the event of a reduction in offerings.

Reserves Policy

It is the policy of the Trustees to maintain reserves of the equivalent of three month’s general account expenditure. This equates to about £30,000. The unrestricted reserves at the end of the year were £2,221,838 of which £2,205,702 represent fixed and net current assets held in the Capital Fund. At the end of the year the cash balances were £204,895.

The trustees will continue to review the reserves during this year and intend to produce a Reserves Policy.

4

Grant Making Policy

The Church makes discretionary grants to institutions and individuals.

The amount and duration of grants are considered at the discretion of the Trustees. Where such grants are for a significant amount, or granted on regular basis, these are agreed by the Church members at a Church Business Meeting.

The Church primarily supports Missionary work and other Christian institutions and Christian workers whose beliefs and practices accord with the Church's aims and objectives.

On occasions, the Church also provides humanitarian aid as well as helping in cases of individual financial hardship. This will be either given directly to beneficiaries or channelled through a trusted intermediary Church or other organisation.

Plans for the future

At the time of this report the Church intends to carry on its normal activities of public worship and providing the ministries already mentioned in this report. The country continues to face serious economic issues, including a previous high inflation rate, which means recent increased costs to the Church are now embedded in regular expenditure, and also pressure on future income if donors have to cut back on their donations to the church. The trustees continue to monitor and look for ways to reduce expenditure, as the aspiration of the trustees is to be able to employee an assistant pastor in the future.

The accounts have been prepared on the basis that the church continues to operate as a going concern. The trustees are satisfied that the church has sufficient reserves to cover future expenditure in the short to medium term.

5

Responsibilities of the trustees

Law applicable to charities in England and Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity at the end of the year and of its financial activities during the year then ended. In preparing those financial statements, the Trustees are required to:

The Trustees are responsible for keeping accounting records which disclose with reasonable accuracy the financial position of the charity and which enable them to ensure that the financial statements comply with the Charities Act 2011. They have general responsibility for taking such steps as are reasonably open to them to safeguard the assets of the charity and to prevent and detect fraud and other irregularities.

Approved by the trustees and signed on their behalf by:

(Original signed copy held by the charity)

P J Taylor Trustee

Date: 05/09/2024

6

Thornton Heath Evangelical Church

Independent examiner’s report to the trustees of Thornton Heath Evangelical Church I report to the charity trustees on my examination of the accounts of the Thornton Heath Evangelical Church (the Church) for the year ended 31 December 2023 set out on pages 8 to 18.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Church’s accounts as carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Church as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Report) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

(Original signed copy held by the charity)

Miriam Hickson CTA FCA Jacob Cavenagh & Skeet 5 Robin Hood Lane Sutton Surrey SM1 2SW

Date: 02/10/2024

7

Thornton Heath Evangelical Church Statement of Financial Activities for the year ended 31 December 2023

Note
Income from:
Donations and Legacies (Inc. Gift Aid recovered)
Other Income:
Other income
Total Income
Expenditure on:
Charitable activities
2
Other expenditure
Total Expenditure
Net Income/(Expenditure)
Transfers:
Transfers between funds
3
Movement in Funds
Funds brought forward (1st January 2023)
Funds carried forward (31st December 2023)
--Unrestricted Funds--
--Unrestricted Funds--
General
Account
£
Capital
Fund
£
Restricted
Funds
£
Total
2023
£
General
Account
£
Capital
Fund
£
Restricted
Funds
£
Total
2022
£
129,899
5,000
19,639
154,538
129,445
-
36,043
165,488
-
4,467
1,576
6,043
-
804
1,496
2,300
129,899
9,467
21,215
160,581
129,445
804
37,539
167,788
103,725
-
41,774
145,499
120,742
500
35,606
156,848
-
-
1,576
1,576
-
-
1,496
1,496
103,725
-
43,350
147,075
120,742
500
37,102
158,344
26,174
9,467
(22,135)
13,506
8,703
304
437
9,444
(20,705)
-
20,705
-
-
-
-
-
5,469
9,467
(1,430)
13,506
8,703
304
437
9,444
10,667
2,196,235
3,113
2,210,015
1,964 2,195,931
2,676
2,200,571
16,136
2,205,702
1,683
2,223,521
10,667 2,196,235
3,113
2,210,015

All of the above results are derived from continuing activities. All gains and losses recognised in the year are included above.

8

Thornton Heath Evangelical Church

Balance sheet at 31 December 2023

Note
Fixed assets
Tangible fixed assets
4
Current assets
Stocks
Debtors
5
Cash at bank and in hand
Creditors: amounts falling due within one year
6
Net current assets
Total Assets less current liabilities
Creditors falling due after more than one year
Net assets
7
Funds:
Unrestricted funds
General account
Capital fund
Restricted funds
3
Total funds
2023
£
2,006,890
2,000
12,348
204,895
219,243

(2,612)

216,631
2,223,521
-
2,223,521

16,136
2,205,702
2,221,838
1,683
2,223,521
2022
£
2,006,890
2,000
6,791
197,105
205,896
(2,771)
203,125
2,210,015
-
2,210,015
10,667
2,196,235
2,206,902
3,113
2,210,015

The financial statements on pages 8 to 18 were approved by the trustees on 5[th] September 2024 and signed on their behalf by

(Original signed copy held by the charity)

P J Taylor Trustee

Date: 05/09/2024

9

Thornton Heath Evangelical Church

Cash Flow Statement Year Ending 31[st] December 2023

Net Cash inflow/(outflow) from operating activities
Capital expenditure and financial investment
Property: Net sale proceeds
Financing: Loan repayments within the year
Increase/(decrease) in cash in the year
Net cash resources at 1stJanuary
Net cash resources at 31st December
Notes to the Cash Flow Statement
Reconciliation of net movement in funds to
net cash flow from operating activities
Net movement in funds for the year
Depreciation of Stock
(Increase)/decrease in debtors
Increase/(decrease) in creditors
Net cash flow from operating activities
2023
2022
£
£
7,790
9,300
-
-
7,790
9,300
197,105
187,805
204,895
197,105
13,506
9,444
-
500
(5,557)
(849)
(159)
205
7,790
9,300

10

Thornton Heath Evangelical Church

Notes to the financial statements

1 Accounting policies

(a) Basis of preparation

The charity meets the definition of a public benefit entity under FRS 102.

(b)

Funds

The General Account includes Sunday offerings, electronic payments received from regular donors and other unrestricted gifts which may be used for any purpose within the terms of the constitution. Other gifts received for specified purposes are recorded in a Restricted Fund. The main Church premises, bookroom stock, legacies and interest received are all recognised in the Capital Fund. The General Account and the Capital Fund are unrestricted funds.

(c) Property

The main church property is included in the Balance Sheet at the original estimate of the value of the original main Church, plus the actual rebuilding costs paid during the rebuilding of the new halls and foyer in the period 2013/2014. The original estimate for the main Church has not been valued by an independent expert. On transition to FRS 102, this carrying value was treated as deemed cost going forward.

Freehold land is not depreciated. No depreciation is provided on freehold buildings where their estimated residual value is not less than their carrying amount.

(d) Stock

The value of the book-room stock is valued at the lower of cost and net realisable value.

(e)

Income

Offerings and donations are accounted for on receipt. Legacies are accounted for when notified and confirmed as probable by a competent executor, and the church has been supplied with a realistic estimate with sufficient accuracy of the value of the legacy.

(f) Expenditure

Expenditure is accounted for as amounts fall due.

Direct charitable expenditure comprises all expenditure directly related to the objects of the Church. Governance costs comprise expenditure related to the cost of compliance with statutory requirements.

11

Thornton Heath Evangelical Church

Notes to the financial statements (continued)

(g) Grants

Provisions for grants are made when the intention to make a grant has been communicated to the recipient but there is uncertainty as to the timing of the grant or the amount payable. A provision for a multi-year grant is recognised at its present value where settlement is due over more than one year from the date of the award, there are no unfulfilled performance conditions under the control of the charity that would permit the charity to avoid making the future payment(s), settlement is probable, and the effects of discounting is material.

(h)

Debtors

Grants receivable and other debtors are included at the settlement amount due. Prepayments are valued at the amount prepaid.

Financial Instruments

The charity only has financial assets and liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

12

Thornton Heath Evangelical Church

Notes to the financial statements (continued)

2 Expenditure

Charitable activities

2023
£

Local ministry costs
53,130
Repairs, maintenance and cleaning
11,152
Telephone, postage, printing and stationery
5,644
Heating
4,526
Insurance
4,611
Sundry expenditure
13,452
Bank charges
130
Governance costs: Independent Examination
2,080
Depreciation of Bookroom stock
-
Missionary Furlough Costs
9,000
103,725
Grants: (See note 3)
41,774
145,499
Employee information
Included in Charitable expenditure above are the following employee costs:
2023
£
Salaries
61,831
Employer's National Insurance
667
Employer Pension Contributions
2,758

65,256

Average number of full-time equivalent employees
2
2022
£
74,804
9,474
4,751
4,658
4,327
11,615
123
1,990
500
9,000
121,242
35,606
156,848
2022
£
80,791
1,308
3,743
85,842
3

There were no employees who earned £60,000 or more in the year.

13

Thornton Heath Evangelical Church

Notes to the financial statements (continued)

3 Restricted funds

Balance Income Expenditure Transfers Balance Balance Income Expenditure Transfers Balance
B/Fwd C/Fwd B/Fwd C/Fwd
01/01/2023 31/12/2023 01/01/2022 31/12/2022
£ £ £ £ £ £ £ £ £ £
Missionary 388 14,853 35,945 20,705 1 1 28,937 28,550 - 388
Inasmuch 1,012 229 1,000 - 241 1,023 393 404 - 1,012
Inasmuch (Food bank) 1,200 - 19 - 1,181 1,340 - 140 - 1,200
Harvest - 4,557 4,557 - - - 6,512 6,512 - -
Evangelism 513 - 253 - 260 312 201 - - 513
Suspense - 1,576 1,576 - - - 1,496 1,496 - -
Total 3,113 21,215 43,350 20,705 1,683 2,676 37,539 37,102 - 3,113

The Restricted funds were established for the following purposes:

Missionary - to support missionary work in the UK and overseas. The transfer during the year from the General Account was to cover the shortfall of income to the fund.

Inasmuch - to assist members of the Church and other Christians financially as the need arises.

Inasmuch (Food bank) – to provide visitors and those in need with food parcels.

Spring and Harvest Thank Offerings - to support a designated beneficiary or beneficiaries as decided by a Church meeting each year: In 2023, there was a Spring offering (£1,441) to assist one of the Church’s own missionary couples, David and Maribel Easton. A harvest offering (£3,116) was given to Church missionary Ana van Brakel to assist her in set up costs in the Ivory Coast.

Evangelism – to provide funds relating to the church’s outreach and evangelism activities.

Suspense – funds that are not specifically part of the charitable activities the church, but for which the funds are passed through the church accounts. These funds include ET and EN personal subscriptions by members and friends, and personal gifts placed in the offering which are then distributed.

14

Thornton Heath Evangelical Church

Notes to the financial statements (continued)

Significant distributions from the Missionary and Harvest funds amounting to £1,000 or more: Significant distributions from the Missionary and Harvest funds amounting to £1,000 or more: Significant distributions from the Missionary and Harvest funds amounting to £1,000 or more:
Operation Mobilisation 12,400
Mission Africa 12,000
SIM UK 10,000
David & Maribel Easton (Spring Thank Offering) 1,441
Ana van Brakel (Harvest Thank Offering) 3,116
Total grants included in resources expended:
Number £
Individuals 17 5,904
Institutions 13 35,870
30 41,774

15

Thornton Heath Evangelical Church

Notes to the financial statements (continued)

4 Tangible fixed assets

Freehold land Total
Asset cost & buildings 2023
£ £
At 1 January 2023 2,006,890 2,006,890
Additions: - -
Disposals: - -
At 31 December 2023 2,006,890 **2,006,890 **
5 Debtors
2023
2022
£
£
Prepayments -
-
Other debtors 12,348
6,791
**12,348 **
_6,791 _
6 Creditors: amounts falling due within one year
2023
2022
£
£
Accruals 2,612
_2,771 _
2,612
_2,771 _
7 Analysis of net assets between funds
General Capital Restricted Total General Capital Restricted Total
2023 2022
£ £ £ £ £ £ £ £
Tangible fixed assets -
2,006,890
- 2,006,890 - 2,006,890 - 2,006,890
Net current assets 16,136
198,812
1,683 216,631 10,667 189,345 3,113 203,125
Creditors due
after
-
-
- - - - - -
more than one year
16,136
2,205,702
1,683 2,223,521 10,667 2,196,235 3,113 2,210,015

16

Thornton Heath Evangelical Church

Notes to the financial statements (continued)

8 Trustee Disclosures

The Trustees below were paid for services as employees, other than those of a Trustee, as permitted by the terms of the constitution. These trustees are absent from that part of the Trustees meeting where their salary for the following tax year is agreed.

2023 2022
£ £
Stephen Ridgeway (Pastor)
Salary 38,265 37,510
Employer’s Pension Contributions 1,913 1,876
Lucio Dente (Community outreach co-ordinator)
Salary 9,912 9,594
Employer’s Pension Contributions 496 480

No Trustee was reimbursed for expenditure incurred wholly, exclusively and necessarily for the business of the Church in his capacity as a Trustee (2022 - £Nil).

9 Related Party Transactions

The following related parties were paid for services as employees, as permitted by the terms of the constitution. Those Trustees related to the employees below are absent from that part of the Trustees meeting where the salaries for the following tax year are agreed.

2023 2022
£ £
Mrs TM Harris (wife of Mr SM Harris) Office Administrator
Salary 6,987 6,717
Employer’s Pension Contributions 349 336
Mrs F Hadjard (wife of Mr BFV Cleaner
Hadjard)
Salary (Jan-Oct) 5,315 5,940
Mr J Harris (son of SM Harris) Cleaner
Salary (Oct-Dec) 1,352 -

17

Thornton Heath Evangelical Church

Notes to the financial statements (continued)

10 Financial Commitments

The future minimum lease payments under non-cancellable operating leases are payable:

Within one year
Between one and five years
The operating lease charges for the year were:
Photocopier
Total
2023
£
2022
£
2,961
2,961
4,443
7,404
7,404
10,365
3,010
3,010
3,010
3,010

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