Charity Registration no. 1130716
CITY UNITED REFORMED CHURCH CARDIFF
(GENERAL FUNDS) CHARITY
ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
Willlams Ross Limlted
Chartered Accountsnts
CARDIFF

CITY UNrfED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
INFORMATION
YEAR ENDED 31 DECEMBER 2024
Principal Address
Windsor Place
Cardiff
CF10 3BZ
Serving Elders
Mrs Alison Tansom
Dr Nici Lintern-Gittens
Ms Alison McQueen
Mrs Bethan Trott
Mrs Elizabeth Meek
Mrs Rhoda Henson
Mr Peter Sobers
Miss Emma Thorpe
Ms Alison Lintern-Gittens
Church Secretary
Mrs Allson Tan8om
Ms Alison McQu8en
(retired 2 June 2024)
{appointed 2 June 2024)
Bankers
CAF Bank Limited
25 Kings Hill Avenue
Kings Hill
West Malling
Kent
ME19 4JQ
Independent Examiners
Williams Ross Limited
Chartered Accountants
4 Ynys Bridge Court
Gwaelod Y Garth
Cardiff
CF15 9SS
Charty Name
City United Refomied Church Cardiff (Gener81 Funds)
Charity number
1130716

crry UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
INDEX TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
Page
Annual Report
Independent Examinerfs Report
Statement of Financial Activitles
Balance Sheet
Notes to the Accounts
7-11
les to the A
ts:
Detailed Income Ststement- General Fund
12
Detailed Expense Ststement- General Fund
13
Designated Funds
14-15

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
ANNUAL REPORT
YEAR ENDED 31 DECEMBER 2024
The trustees are pleased to present their annual report and accounts of the charity for the year ending 31 December
2024.
The accounts have been prepared in accordance with the accounting policies sel out in the notes to the accounts
and comply with the charitls goveming document, the Charitles Act 2011 and Accounting and Reporting by
Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with
the Financlal Reporting Standard applicable in the UK and Republic of Ir8land published on 16 July 2014.
1. Maln Objects and Actlvltie8
The object of the Charity, declared by resolution of the Church Meeting on 9th May 2009, is to advance
Christlan faith for the benefit of the public in accordance with the Scheme of Union of th8 United Reformed
Church.
Overall income grew by around £12.000 compared to the prevlous year, malnly from an increase In receipts
from the use of church premlses..
Expenditure grew by around £24,000 compared to the 2023 year. Church premises expenditure fell by around
£10,000. There was £3,761 of Outresch expenditure in the year (2023- NII).
There was an overall increase in the r8allsable value of Investments of £13,939 compared to an increase In th6
prevlous year of £12,752.
Overall, there wa8 a deflcit for the year of £6,236 <2023 - surplus of £4,517). This was made up of a deficit on
General Fund of £2,559 and a deficit of £3,677 on Designated Funds.
The charity finances have decreased and now show accumulated general and designated funds of £420,585 at
the year end made up as follow8:
2024
2023
General Fund
Designated Funds
Total
276,402
144,183
420 585
278,961
147,860
426 821
These remaining funds could be called upon in coming years glven the ever increasing costs that will need to
be met.
2. Constltutlon
The qualified members of the Elders, Meeting administer the Charity in accordance with procedures for the time
being laid down by the Church Meeting, whSch must in turn be in conformity with the Scheme of Union. Those
procedures are currently found in rule 12 of City Church's Rules of Procedure, adopted by the Church Meeting
on 20th February 2005 and last amended on 19th November 2017.
3. Public Benefit Statement
The trustees are aware of the Charity Commission's guidance on public benefit in 'The Advancement of
Religion for the Public Benefit, and have regard to it in the administration of the Charity.
The general funds of City United Reformed Church enable the Church to..
provide regular acts of worship open to the public
teach and promote the Christian faith among all ages and at all levels, regardless of
background, sexuality or nationality

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
ANNUAL REPORT
YEAR ENDED 31 DECEMBER 2024
3. Public Benefit statement {contlnued)
administer the Gospel sacraments
offer activities for young people in connectlon wlth Christian worship and growth
visit and befriend the elderly and unwell
offer fellowship and pastoral support within and beyond the congregation
maintaln an historic church building
serve the community and provlde premises or resources for communlty groups and activitles
support initiatives for Christian educatlon
support the charitable work of the United Refomied Church at Wales and United Kingdom levels
engage in ecumenical dialogue and activlty in the interest of a wider understanding
between believers
4. Appolntment of Servlng Elders
The members of the Elders, Meeting, who are as such Trustees of the Charity, are called or elected by tha
church membership assembled in Church Me8ting. Procedures 8re contained in rules 7 and 8 of City Church's
Rules of Procedure. No member of the Elders, Meeting serving during 2024 was disqualified from servlng as a
charlty trustee.
5. Reserves Pollcy
The reseNe8 polScy is to retain prudent levels of funding as follows:.
General Fund
- to malntain the religious and charitable work of the Church together with
complementary activities.
Designated Fund
to ensure the continuation of Church and Manse repairs.
As detalled in note 1 above. the total balance held in unrestricted funds as at the balance sheet date were
£420,585 (2023 - £426,821). This amount is held to cover for financial commitments that the church wlll have to
meet in the future including, specifically, church maintenance.
Budgets are prepared each year wlth actual income and expenditure belng monitored against the budgets.
6. Investment Pollcy and Performance
The investment policy is implemented by the Finance Committe8. The Committee considers the most
appropriate policy for investing funds and has found that specialised equSty, fixed interest and government stock
investment, designed for the charity sector. meets the requirements lo generate both Income and capitsl
growth.
For the year under review there was a net gain on revaluation amounting to £13,939 (2023 - overall revaluation
gain of £12,752). These unrealised gains are in line with general stock markel movements for the year under
review.
The investment policy is under review in order to try to maintain the difficult balance in today's economic
situation of seeking to mltigate losses as far as possible in the future whilst attempting to obtain the best
income and capital growth to support church's main objects.
7. Rlsk Management Pollcy
The consideration of financial risk is undertaken by th8 Finan￿ Committee. Other risk assessments are
undertaken by the Buildings and Fabric Ministry Group. The major potential financial rfsks which could arise
are considered to be in relation to unexpected significant loss of income or unbudgeted expenditure together
with potential losses on church investments. Non financial risk areas would include fire risk, health & safety
issues etc.

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
ANNUAL REPORT
YEAR ENDED 31 DECEMBER 2024
7. Risk Management Policy (conllnued)
Reviews have been carried out to assess risks in certain areas of operation and it is intended that further
reviews are undertaken to provide a comprehensive assessment of potential key risk areas and to ensure that
relevant procedures put in place to mitigate those risks.
8. Related Partles
Certain Elders are also Trustees of the City United Reformed Church Charity.
During the year a grant of £32,000 was receivable from the Charity (2023 - £32,000).
No Trustees received 8ny remuneration or other recompense from the Charity in their capacity as Trustees.
10. Stat8m8nt of Servlng Elders. Responsibllitle$
The momkers of the Elders, Meeting. who are trustees for the purposes of charlty law. are responsible for the
preparatlon of the 8ccounts for each financlal year which give a true and fair view of the charity's state of affairs
as at the balance sheet date and of its financial activitles for that period. In preparing those accounts the
serving trustees are required to:
select sultable accounting policies and then apply them consistently;
make judgements and estimates that are reasonable and prudent"
state whether applicsble accounting standards have been followed, subject to any
materlal departures disclosed and explained in tha accounts.
prepare the accounts on a going concem basis unless il is inappropriate to presume that
the church will contlnue to operate.
The servlng elders are responsible for keeplng proper accounting records which disclose, with reasonable
accuracy. at any time the charity's financial position and enable them to ensure that the accounts comply with
the Charities Act 2011. They are also responsible for safeguarding the church's assets and hence for taking
reasonable steps for the prevention and detects'on of fraud and other irregularities.
11. Independont Examlners
Williams Ross Limited, Chartered Accountants. have indicated their willingness to accept re-appointment as
independent examiners for a further temi.
Slgned on behalf of the Truslees
Date

INDEPENDENT EXAMINER'S REPORT TO THE ELDERS OF crry UNITED REFORMED
CHURCH CARDIFF (GENERAL FUNDS) CHARITY
I report on my examiniation of the accounts of the Church for the year ended 31 December 2024. which are set
out on pages 5 to 11.
Responsibllltles and basls of report
As the charity trustees. you are ￿sponSible for the preparation of the accounts in accordance with the
requirements of the Charities Act 2011 ('th8 Act,).
I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and
in carrying out my examination I have followed all the applicable Directs'ons given by the Charity Commission
under section 145{5)(b) of the Act.
Independ6nt •xamlnor's statement
I have completed my examination. I confirm that no material matters have Come to my attentlon in connection
with the examination giving me cause to believe that in any material respect:
accounting records were not kept in respect of the Charity as required by section 130 of the Act,. or
the accounts do not accord with those records; or
the accounts do not comply with the applicable requirements conceming the form and content of
accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement
that the accounts give a true and fair view which is not a matter considered as part of 8n independent
examlnatlon.
I have no concems and have come across no other matters in connectlon with the examination to which
attention should be drawn in thls report in order to enable a proper understsnding of the accounts to be reached.
Sian Marshall
for and on behalf of
Wllliams Ross Limlted
Chartered Accountants
4 Ynys Bridge Court
Gwaelod Y Garth
Cardlff
CF15 9SS
Date
1 gCtober202g

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
STATEMENT OF FINANCIAL ACTIVITIES
YEAR ENDED 31 DECEMBER 2024
2024
Unrestrlcted Funds
General
Designated
2023
Total
Funds
Total
Funds
INCOME
Voluntary Incomo
Direct giving
Gift Aid tax refund
Grants received
Legacies and donations
Investment Income
Interest and dividends
9,375
1.983
33.000
7,814
9,375
1,983
33,000
7,814
8,842
1,960
32,000
4.901
9,996
9,300
696
9.821
Other Income
Use of premises
Sundry Income
Total Income
52,697
495
115,360
52,697
495
114.664
45,856
696
103,380
EXPENDITURE
Charltsble actlvitles
Ministry and Mlsslon
Ministerial expenses
Church premises expenses
Salaries
Administratlve costs
Outreach & Mission
Donations and gifts
Depreciation
Independent Examln8rs fees
Legal and professional fees
Total oxpendlture
25,069
7,537
37,183
32,216
1,421
3.761
1,768
2,324
1,080
23,176
135,535
25,069
7,537
33.551
32.218
1,421
3,761
1,768
778
1,080
23,176
130,357
24,868
5,896
47,002
22,671
1.986
3,632
1,089
3,431
960
3,712
111,615
1,546
5,178
Operating surplus l (deficit)
(20,175)
{15,693)
(4,482)
(8,235)
Net galns l {Ioss88) on Investments
13,939
13,939
13,134
13,134
805
805
12,752
12,752
Net Incoma l (expendlture)
(6,236
{2,559)
(3,677>
4517
Transfers between funds
Net Movement In Funds
(6,236
(2,559)
(3,677)
4,517
Reconcillation of funds
Balances at beginning of year
Balances at end of year
426.821
278,961
147,860
422,304
420,585
276,402
144,183
426,821

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
BALANCE SHEET
31 DECEMBER 2024
Note
2024
2023
FIXED ASSETS - Tangible
38.090
33.958
INVESTMENTS
265,643
251.704
303,733
285.662
CURRENT ASSETS
Debtors
Short term deposils - CAF Gold
Cash at bank and in hand
10,841
101,140
9,225
121,206
4,354
9.503
129,874
8,073
147,450
6,291
LESS: CURRENT LIABILITIES
NET CURRENT ASSETS
116,852
141,159
TOTAL NET ASSETS
420,585
426,821
Representing..
FUNDS
General fund
Designated funds
10& 11
10&11
276,402
144,183
278,961
147,860
TOTAL FUNDS
420 585
426 821
Approved by the meeting of the elders on
behalf by:
and signed on their
Chalrman
Trealurer '

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
1 ACCOUNTING POLICIES
The accounts have been prepared in accordance with Ac￿unting and Reporting by Charities.. Statement of
Recommended Practice applicable to charities preparing their accounts in accordance with the Financial
Reporting Standard applicable in the UK and Republic of Ireland {FRS 102) (effeGtive 1 January 2015)-
(Charities SORP {FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland
(FRS 102).
The particular accounting policies used are described below.
a) Donatlons
Donations are accounted for gross when recelved.
b) Legacles
Legacies are accounted for when their receipt is certain and can be properly quantified.
c) Inv6Stment Income
Investment income is included In the accounts in the year in whlch it is receivable.
d) Grants payable
The Charity makes grants to other organisations whose charitable objects complement its work. They are
accounted for In the year in which they are pald.
f) Classlflcatlon of funds
Funds are classified according to the manner in which they are allowed to be spent.
The General Fund deals with funds that can be spent generally for furthering the religious and charitable
work of the church.
Designated funds are funds which have been set aside for specific purposes but which can be returned
to the General Fund at any time if Church Meeting so decides.
Restricted funds are funds whose use is restrlcted according to the tenns on which they were received,.
for example, collections for specific causès, or properties the proceeds of a sale of which cannot be used
wlthout the approval of URC Synod for Wales.
g) Tanglbla flxed assets
The church buildings, and fixtures and fittings considered to be an integral part of the building, including the
organ, are not Included in these accounts as they held on separate trusts. Other fixed assels are stated at
estimated market value or cost, except that items costing less than £250 are written off in the year of
purchase.
In 2004 & 2005 the church Incurred costs of £29.392 (net of £9,081 member donations) on the South Porch
project which provid&d a new kitchen and shower room. As City United Reformed Church will derive beneifts
from this project for many years to come, it was decided to capitslise the costs and write them off over tha
estimated useful economic life of the kitchen and shower room.
Depreciation is calculated at the following percentages on cost or valuation:
South Porch project
Church fixtures & equipment
Office equipment
Kitchen equipment
5Yo Straight Ilne
50/0 Straight line
10 % straight line
10 /0 Straight Ilne
h) Investrnents
Investments are stated at their market value as at the balance sheet date.

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
NOTES TO THE ACCOUNTS (contlnuéd)
YEAR ENDED 31 DECEMBER 2024
2. TANGIBLE FIXED ASSETS
South Porch
Project
Church
Offic8
Kitchen
Flxtures & Equipment Equipm8nt
Equipment
Garden
Refurbish-
ment
Total
Cost or valuatlon
At 1 January 2024
Additions during year
At 310ecember 2024
29,392
34.242
38,283
20.994
25,038
6,456
31.494
147.949
29.392
34.242
38,283
20,994
147,949
Depreclatlon
At 1 January 2024
Charged during year
At 31 December 2024
29,392
25,675
36.679
20,994
1.251
113,991
2,324
116,315
596
182
1,546
2.797
29,392
26,271
36,861
20.994
Net book valua
At 31 December 2024
7,971
1,422
28,697
38,090
At 31 December 2023
8.567
1,604
23,787
33,958
3- INVESTMENTS
2024
2023
General Funds
Clty URC Reserve Account
FP CAF ESG Incorne & Growth Fund
6075.75 unrts
254,500
241,366
Deslgnatod Funds
Endowment Trust Fund
Invesco UK Opportunities Fund
6075.75 shares
11,143
265,643
10,338
251,704
Total Investments - at mark8t value
4- DEBTORS
2024
2023
Debtors
Prepaid expenses
6,595
4,246
10,841
4,996
4,507
9,503

CITY UNrrED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
NOTES TO THE ACCOUNTS (continued)
YEAR ENDED 31 DECEMBER 2024
5- CASH AT BANK AND IN HAND
2024
2023
General Current account
Endowment Trust Fund
7.981
1.244
9,225
6,829
1,244
8.073
6. CURRENT LIABILITIES
2024
2,023
PAYE and National Insurance
Accrued expenses
1.161
3,193
1,008
5,283
6,291
7. EMOLUMENTS OF EMPLOYEES
The total emoluments of employees of the church was £31,251 (2023 - £20.891)
The average number of employees was 2 (2023 - 2).
8- TRANSACTIONS WITH TRUSTEES
The church made no p8yments to any Indlvlduals deemed to be elders In their capacity as elders (2023 - Nil).
9- INDEPENDENT EXAMINER
The fee charged for the year Is £1080 including VAT (2023 - £960).
10- MOVEMENT IN FUNDS
At 1 JIn￿ry
2024
Oth•r
Mov•mgnl¥
At 31 Do¢¢mb•r
2024
In¢om•
Exp•ndttur•
Unrestricted - General Fund
278,961
114.664
{130,357>
(3,632)
13,134
276,402
Designated - Church Repairs
Legacies
Legacy assets
Endowment
34,798
77,544
23,787
11,731
426.821
31.186
71,088
28,697
13,232
420,585
(6,456)
6,456
805
(1,546)
696
TOTAL FUNDS
115.360
135,535
13,939
Summary of the above
Unrestricted - General
Designated
278,961
147,860
426,821
114,664
696
(130,357)
(5.178)
135.535
13,134
805
276.402
144.183
420,585
TOTAL FUNDS
115.360
13.939

CITY UNrrED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
NOTES TO THE ACCOUNTS {continued)
YEAR ENDED 31 DECEMBER 2024
11 . ANALYSIS OF NET ASSETS BETWEEN FUNDS
Tanglble
rixed assets Investments
Net current
assets
Total
General Fund
9,393
267.009
276.402
Designated funds..
Church repairs
Legacies
Legacy assets
Endowment Trust
31,166
71,088
31,166
71,088
28.697
13.232
144.183
28,697
11.143
11,143
2.089
28,697
104,343
38,090
11,143
371,352
420,585
10

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
NOTES TO THE ACCOUNTS (continued)
YEAR ENDED 31 DECEMBER 2024
12 DETAILED BREAKDOWN OF COMPARATIVE INCOME AND EXPENDITURE FOR YEAR
ENDED 31 DECEMBER 2023
2023
Total
Funds
Unrestrictod Funds
Gènèral
D88lgnated
INCOME
Voluntary Income
Direct glvlng
Glft Ald tax refund
Grants received
General grants
Legacies and donations
Investment Income
Interest and dividends
8,842
1,960
8,842
1.960
32,000
4,901
32.000
4,901
9,821
9.821
Other income
Use of premises
Sundry income
Total income
45,856
45,856
103,380
103,380
EXPENDITURE
Costs of Genoratlng Funds
Mlnlstry and MSssion
Mlnlsterial expenses
Church premises expenses
Salaries
Administrative costs
Donations and gifts
Depreciation
Independent Examlners fees
Legal and professional fees
Total expenditure
24,868
5,896
47,002
22,671
1,986
1,089
3,431
960
3,712
111,615
24,868
5,896
34,773
22,671
1,986
689
2,180
960
3,712
97,735
12,229
400
1,251
13,880
Operating surpus l (deficlt)
(8,2351
5,645
(13,880)
Net gains l (b)sses) on investments
12,752
12,752
12,277
12,277
475
475
Net Incom• l (expfrndituro)
Transfers between funds
4,517
17,922
(13,405)
141
Net Movement In Funds
4,517
18.063
(13,405>
Reconciliation of funds
Balances at beginning of year
422,304
260.898
161.4C6
Balances at end of year
426,821
278,961
148,001
11

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
DETAILED INCOME STATEMENTS- GENERAL FUND
YEAR ENDED 31 DECEMBER 2024
2024
2023
Direct giving
Loose collections
Planned giving
2,174
7,201
9.375
1,770
7,072
8.842
Gift Aid tax r•fund
1.983
1.980
Grants received
City URC Charlty - General
Govemment grants
32,000
1,000
33,000
32,000
32.000
Donations and grants
RPC contributions to manse costs
Donations & Gifts
Donations - special purpose
5,299
1,300
1,215
7,814
4.409
238
254
4,901
Intoro8t recelved
Bank Interest
Investment dlvidends
2,589
6,711
9,300
2,535
7,286
9.821
U80 of promlses
Car park
Lettings
Wayleave- S A Braln
22,271
22.153
8,273
52.697
20,826
16,404
8,626
45,856
Other Income
Sundry Income
495
495
Total Income - General Fund
114,664
103,380
This page does not form part of the full accounts.
12

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
DETAILED EXPENSE STATEMENTS- GENERAL FUND
YEAR ENDED 31 DECEMBER 2024
2024
2023
Ministry and Mission
Regional Pastorate Expenses
24,180
889
25,069
24,246
622
24.868
Manse Expenses
Insurance
Council tax and water rates
Repairs and fittings
483
3,526
2,428
6,437
431
3.605
1.610
5,646
Church Sorvic• Expanses
Pulpit supplies
Junior church
100
1,000
1,100
150
100
250
Church Premlses
Expenses
Rates and water
Insurance
Church repairs and renewals
Fumishings and equipment
IT r8pairs and equipment
Light & heat
Organ and plano tunlng etc.
208
7,404
5,750
1,414
444
15,514
2,817
33.551
309
7.466
5.750
1.653
614
18,043
938
34,773
Salarlas l Dlraclor of
muslc costs
Salary costs
Organists
31,251
965
32,216
20,891
1,780
22,671
Admlnlstratlva Costs
Printing and advertising
Sundry expenses
Telephone
Independent examlner fee
Professional fees
Bank charges
482
904
539
960
3,712
61
6,658
657
701
1,080
23,176
63
25,677
Outreach & Mlsslon
3,761
Donallons and gifts
Members - special purposes
Other gifts and donations
1,400
368
154
535
1,768
689
Depreclatlon
778
2,180
Total expendlture - General Fund
130.357
97,735
Transfer to Church Repair Fund
Total expendlture and transfers from General Fund
(141)
97,594
130,357
This page does not form part of the full accounts.
13

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
DESIGNATED FUND ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
2024
2023
Church Repalr Fund
Income
Exponditur•
Paid out in year
3,632
3,632
6.120
6.120
Transfer from l {to) General Fund
Net movement in year
(3.632)
(6,120)
40,918
34,798
Opening balance
Closlng balanco
34.798
Legacles
Income
Legacles
Expenditure
Expenditure
6,109
6,109
Transfer to fixed assets
6,456
25,038
Net movement in year
(6,456)
77,544
(31.147)
Opening balance
Closing balanGe
108,691
77,544
Mission Fund I Church Project
Income
Donations
Expenditure
other charity donations
Net movement in year
Opening balance
141
Transfer from Benevolent Fund
{141)
Closing balance
This page does not fonm part of the full accounts.
14

CITY UNITED REFORMED CHURCH CARDIFF (GENERAL FUNDS) CHARITY
DESIGNATED FUND ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
Endowment Trust Fund (Designated)
2024
2023
Income
Investment dividends
Tax refund on investment dividends
696
696
Expenditure
Paid out in year
400
400
Net movement in year
696
(400>
Realised from sale of investment
696
1400)
Opening balance
1,393
1,793
Closlng balanco
2,089
Invostm•nt - Inv•8co UK Opportunltl•8 Fund:
6075.75 16075.75 unlts at Market Value
11,143
This page does not form part of the full accounts.
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