PALMERS GREEN UNtrED REFORMED CHURCH CHARITY
REPORT OF THE TRUSTEES
F(Y the year end￿ 31 De(xnber 2025
The Truste&8 have pleasure in kYesents"rwJ thew reF(At and the examir*d financial statements for the
year ended 31 D￿ern￿*r 2Q5.
Page 1
Legal and Administrative Inf0M￿tIon
The Elders of the church together wtth the minister are deemed to be the Charity Trust*s. The Elders
a￿ elect&J by the Chwch Members arKI serve f￿ a W¢xl of thr* years. They may then be r&ele¢ted
for a further period of ttr￿e ye￿, fdlowirs which tlw are now eligible to serve again if they a
n<xT7inated and elected..
The Elders and Ministerwho have seNed during the year and to the date ofthis rem are as fdlows:_
Mi Richard Hill (from 23.11.251
Mrs Margaret Jenknns
Dr Patjl Ashty
Mr Sluat Jenknns
Mr Brian Hosier
Dr John Strange (to 23 11.251
Estelle Muller (10 23.11.251
Revd. Pxkiaraj AsirvatTrBm
The clwjrch pr￿niSeS ￿ Situat￿ cffl the comer crf Burfryd Gardens and Fox Lane, LcfftdC￿ N13 4AL.
The chureh contact rs Mrs Margaret Jertkins
secreta
almers
ieenurc.or
We are part of the pastor*e known as The South and East Enfield Past￿te compnsing 3 URC
Churthes situated in Palmers Green, Wnclwn0￿ Hill and Ponders End.
Bankgrs
CAF Bank Limit&J. 25 lQros Hill Avenue. lQngs Hill. West Malliry, Kent, ME19 4JQ
Objectives and Activitles
The objective of this church is to thance tl)e C￿￿tian rdigKJn in a￿rdance with the dcth¥ies,
principles ar¥J usages of unit￿ Rdormed ChJr¢h.
The church is also a member of Churches Tcxjdher in PaJmer5 Green, Wnchmore Hill and Grange
Park. Membership of the Chweh is cyen to all cffl wofession of faith arnl acceptm ty existing
memt*rs.
We am lo b8 a Church for au people seek share the Gts)d News of Jesus Christ.
Structure. Governance and Managèment
The church has I￿n in existen￿ on this ￿te for over 116 years, ath(wh a charity f( was exceptod
from registration. 11 was fitsl r&Jistered as a ch￿lty on 16 Juty 2009 under nunbw 1130583.
The detaI￿d of ￿aderShip and Organ￿ation is ¢arvied (Mji by MeMte￿ of Core Groups consisting
of Elders and other members, with the Minister and C(xrespondence SecTrtsry asso¢iated as
appropriate. The remaining core group ceased C￿ 23 November 2025 and the minister is rk)w
responsible for C￿lIr￿￿ a group as when needed.
The work of the church is SUPF*)rted ty a Finan￿ aTrJ Fabric RestyJr¢es Committee lo d8al with the
fi￿ce 8nd txopety matters. The officers ofthis ccwmrttee are as follM.'
Mr Martin van Staveren
Mr Bnan Hosier
Chaimian
Overall leadwship ar*J pastoral oversight are the respc￿S1b11ty of current serving Ekjers CO which
there a￿ 5. For pastoral purposes, they work as a tean wth non-wwrvJ Elders and other church
memLErs.
The church is committed lo safeguarding in every area of church lrfe mir¥slry. A lot of time continues
lo be invested lo make sure we understand and IMp￿ment the Syn(Kl Safeguarding Policy based on
GOCKI Practice 6 and to undertake the appropriate training.
The Safeguarding coordinat￿ is Mrs Margaret Jenkins email seuetary@palmersgreenurc.org.uk.
Deputy is Dr Jthn Strange at Str￿gemuSIc@nV￿￿r1d.0)rn.

REPORT OF THE TRUSTEES {Continued}
For the ended 31 D￿rnber 2025
Flnancial
The accounts for the year are set ￿t on Pa￿ 4 to 6. The trustees have taken the OPFx*(unty lo
prepare these fin￿la1 statements in aCCordar￿e ￿th ts Charrties Act 2011 sect￿ 130, using the
Rewpls and Payments basis available to small d)ant￿5, and the Unf(ed Refomied Church guidance.
The￿ is a surplus on our Unrestricted {Congregationall Acc¢yJnt of £3.518. As we budget￿ for a deficrt
of£11,360 this is a very S*isfactory ￿lCOMe Jxrt fcf ycial Main￿ non r￿Urring reasons. Once more
we have not trarBferred the usual £30k to our Repair Fund ￿tyIng on previous reserves foi the lime
being. The (kfiat after reLeipt of a fvll year reTrt￿ the manse. Our new minister was inducted in May
and has chosen to live in the Wnchmore Hill manse. H￿¥eVer it prove£1 impossible lo get possessitin
until recentty aThJ in the meantime a flat had to be hired lo accommcKlate him and his family. We are
grateful lothe Synodforeoveriry extra costs. Al ￿rr*rVeS will be used in due course on prop
manlenance.
Page 2
The designat￿1 funds are detailed in note 2 to the statements. These funds ￿ve fallen durirg the year
as we start lo expend fi1￿JS cn fees regarding the r¢))f even aler interest and transfws from
Unrestricted Funds. We owe approxmatdy £40,CQO for rwlirE repair works. At the etxj of the year the
total of (￿r Designated Funds We￿ £175.242. Of this totsl £60,722 is held in a cash fund to help with
the cost of re￿a¢ing the san¢tuw and main hall roots %then the time comes recent indications are
that this wll not be erKll￿h. In additi(￿ we have investments allocat￿ lo this fijnd and WCKM £120,696
al 31 December 2025.
The restrtcted is mainty am￿nts coll&ied for clhers and a srant for our youth worker who left
dLWWU the year ￿ a ts18r￿e of the grant is due back to Synod.
Rewves amount to aKy0xi￿4Y 3.3 month$ exwKbture vthich ts C(￿5￿￿ered satisfactory in view of
all exceptional experKJtiure ￿"n9 met frrffln DesKJnated FuThJs. A deficrt is expected in 2026 bul at
present manageable from these reserves.
Invostmgnt Pollcy
In the past our funds were al held in bank xccyjnts. fr￿￿er, we were ad￿s￿l that work on the
hig1￿leVel rcx)fs was ￿1 likety to be ne￿SSary for at knt 5 year5, £50,000 was transferred to COIF
Investment Ethical Fund in 2016 in the hork that we ean enjoy a higher retum and at least keep pace
th Inflat￿n. At the year end ttru"s investr)ent was woru) £120 6SE and atthough this was a fall over the
12 months the income was mwnI￿ned so we Mll contnue to monrtorthe positw)n in curTent year.
Risk Management durlng the ygar
The trustees have Klentified vthat Ihty b￿￿ve to be Ihe major risks which the church faces and are
sati8fied that these have been. or be, adeq￿Iety mrtigated fve necessary.
Volunteers
As would be ext*eted writhin a church structtjre, most ￿1VitieS of the church are carried out by
volunteers, apart from the sti￿ndIary Mirrister who is p8id from a central church Ministry and Missk)n
fvnd lo wh￿h this church cortributes. ar¥J our Organists who are pahy directy by the church. The church
employ two other part lime wc¥kers lo assist ￿th alministration and wth our y(xJth work bLrt we
are 8ti11 very muth reliant on our memkers to fu￿￿1 the ci)jeclives of the church.
Public Benefit
When planning our actrvittes for the year. the Elders have considered the Commission's gutdance on
public benefi't including the $￿c￿le guidance on Charities for the advan￿rnent of religion. Everyone 1$
welcome lo alleTh# (xjr regular services and other a(aiwties. Some of our regular worshippers are
residents in residential homes in the area and where requested they are assist￿ to get lo the church
activities indudirKJ worship. The church I￿11[￿n9 is regstered lo allow for the marrh2ge of same sex
couples.
Achlevements and perfomance
Worship remains central to the lrfe of Palmers Green URC. and we are graeful lo the ministers, lay
pre￿her$. and cur *￿ShiP teams lead sewes.
The ChLrch is a member of Churches Together in Palmers Green, ￿nthmOre Hill and Grange Park.
committed to undertaking actiwties together vthere pc6sible approprTate. We have ¢ontinuerl lo
workwith these other churches during theyear, meeting regularty wrth represent2tives. This relationship
vrith other churches is seen to be an imFQrtant means of increasing cwr effective senrice in the
communty.

REPORT OF TRUSTEES IContlnued}
the year 31 t￿ceM￿ 2025
Achievemgnts and Perfonnance
During 2017 the church agreed to do m(*e to include ￿ Iccal eommunty in Qurfellol￿tp, arKf adopted
a Mission Statement".
We are a group of drfferenl KEOFAe Ii)oking for,
and findirwJ, strength and meaning in Gotts k)ve.
You wll always be v￿comed glaity.
We worshw) and pray towher.
We le￿ about God's love forgiver
through Jesus, the Bl￿e and WTth the hdp of each othtr.
TOget￿r we vjill work to make Jesus ￿￿e$errt
by loving *ions done. ar¥J by knving vnds spc*en,
in this ¢hLtrch and l*Yr￿d these dcKJ
Palmers Green URC is a member of the Enfield East Herts Local Group, along with 9 0th
neighb¢Juring United Rel0￿ed Churches. The churches in the group together on issues including
ministry, mIss￿)n, and disCip￿h1P.
Page 3
During 2019 we started to lor* al the envIr¢)￿e￿a imp&t of our &tivities. v￿oLl￿ changes were
made so that we now operate in a"greeW way. and the church qualrfied for a Br(nze ￿ard from Eco
Church. We are now I￿king at achieving the Silver avrdrd ￿ have aready improved the windows in
our main hall with secondary glaang and have appli￿ for planning consent lo improve the roof
insulation. In 2019 we also tecame a member of the Ir￿lU$￿e Church fft￿ork, bthich '¢elebrales and
affimis every person and do&8 ncrt discriminate". T￿S has continued in the last year and we have
received an Eco audit of our premises and ￿pe with hdp of Syntsj to improve the insulation in the
ma#7 hall rcL)f and later in roof of the sa￿luary.
The church has increased the amourrt sel aside to £3.00(Pa for Charities which 1$ distributed at the ye8r
end and also to support dtsaster 4)peals as appropviale.
Our ¢huTch membership at the end of 2025 was 54. Trre we several n the corKJregation attendirKJ
8ervices regLdarty on Sunday momings who h￿1 ncrt yet c(*nmitted to full membership.
Unfortunately our youth wcM1(er was thed to l¥ve UK vthen hi% visa exr*red kxrt we are n¢y•V
seeking grants lo ernpby an outreath worker lo extend our Work in the community. We conliwe lo
enjoy the regular parade serV￿eS of our unrf<ymed organi5atiorE vtsre the seNce is manly led by the
young WF4e.
Our magazine was ￿0d￿ed qLWrterfy and 15 wdl [￿e1ved FortiC￿aty by those can no (orwJerjoin
us on a Sunday.
Approved by the Eldèrs and slgned on their bghalfby:
Trustee
h- ,,1¥
2026

PALMERS GREEN UNITED REFOJIAIED CHURCH CHARJTY
STATUTORY ACCOUNTS YEAR ENDED 31 DECEMBER 2025
RE¢Eipfs AMD PAYI￿lIT5 ACCOUNT
PaJe4
This Ye¥
Last Y*r
2tr24
T(1* £
RECEIPTS
FutNls £
Funds £
Fund aNI
Moni&s ras81 for caus85
Gift Aid lax [ppayM￿lS
27.443
28.085
210
1.134
75
6,997
14.791
75
Prwerty. mofjse letting
Prclwty. churchlhal uws
Gmts
FIT Recapts
Sundry
8ank intwrfl & In¥gAtsI)wl Mcomo
Tthl rȢefMI
14.791
8,849
79.828
30.000
71.490
79.828
8.724
97
8.750
10.452
147.862
24.515
PAYME1￿s
177.459
155,652
lllstry & M's5kn Fund
Ministry & worship ewse8
nistsfs
Ywih Wtyker
Church tunning CC
m￿SE NnnirKJ cl￿8
Prwramme*bwty GC¢ts
ori￿tsIde¢8US6s
Equlpmfjnl
40,86(1
45.564
7.329
8.392
3.429
5.079
3.429
82.306
1.742
10.297
81.
1.449
745
4,533
1.649
3.261
843
Manienanceof church buikliws
M8inten8nce ofmartse
13.396
14.486
13.3%
14.486
5.029
Toial payrn8rkts
14ET RECEIPTS I IPAVNENTSI
140.294
7.568
31.143
2.357
173.794
158.387
.628
2.725
3.665
-2.735
TRINSFERS bo￿
SIJRPLUSIDEFfciT after transf•t
CASH FUNDS b1￿ 1 Ja*uary
CA$M FUNDS 31 t>¢¢
35.451
177.820
213.271
216,006
17
42
STATEMENT OF ASSETS AND LLAaUTES
rionotsry assets
Bank Cur￿ ￿￿nIS
1.749
37,220
175,242
1.749
215.187
Totsi mongtary a88ets
2,725
10
0th8r assets
Gift Aid reco¥w8D
Other Mon￿ dueto chur&
Investments 81 MV
£120.6* ai 31.12.25
Assets used for church purpws
Building$ unts stthlory trusts
1.601
457
LIab￿￿
APPROVED bylhe Tvystoo on 16 Aprf 2028 4
r*¢thJ their be
Isign&)Jrel

PALIIERS GREEP4 UNITED REFORMED CHURCH CHWTY
STATUTCXPY ACCOUNTS YEAR Et4DE031 DECEIIBER2025
Pdge5
I ￿cOuNTrNG POUC1È8
the Rgceipls * PByrnwtsba*s t0SrnaKthai￿. Rkn*d c￿
2 FUPIDA￿NT￿G
Unro8trfctyd Funds may¢• tyth•chur¢hfor*ryof￿￿￿ryWryWm.
Febr￿ Rèssrw
RcrfREP3ifFu
Sf,979
71.534
3.674
14,486
712
S*ci* PLKwses
f4.791
3.*1
16.657
772
5,661
Totsi¥ford061gn4tsd fum
177.820
24.515
31.143
Rwtrtct¢%l Funds rnPr￿•trt I￿0￿0T11h￿h rnayh••xpwa9d r41trrf￿ those objects pro￿0#d In th•
49.747
8.731
175242
be1kn50rw IMts9enEral
H>y￿E
O1nerthrtsthta￿ GMA
2A%T
Totsts rorre*rfthdfundB
2.357
1725
Tti¥Ye
Last Year
3 NONIES RAISED FciicufsiDECAUSEB
Lrfè
F￿$£
FwMtsÉ
FWIÈ
Chri$hanAwJ
82
EWrhqwkeTwktyIs￿a
T1)ts￿ r*•ll ftsroutsld*k4us•¥
4 PROPERTr INCOAIE
Rfjgthsrusetsana
Ca5u¥A users
Bz
3,148
6 CHURCH RUNNI￿CoSTs
71.
I￿r￿n
W3terr*s
Garothrrd
Telepho￿8
star￿￿￿Ty
t$.559
7.525
t9.559
7,5
16.137
1.245
1,980
l431
creanityiraret*i
Admn
4.8é7
28.942
13.
216
518
4,847
28.942
t3.3&)
21S
518
Sundry
16.386
215
Totsi ¢hur¢h nJnnlni ¢(dts
82.
81,792

PALIAERS GREEN UNITED REFORMED CHUR¢P* CHth
STATUTORY ACCOUNTS YEAR ENIED31 DecEMBER2025
NOTes-coninu•d
Page6
La*Year
JY24Q4
TfA* E
FwA15 É
6 FROGRAMI% ACTMTYCOSTS
Fwts£
crmjrth bree
170
170
73
(m￿-OebI Cmwiifv4
7 SUPPORTOF OUTSIOE CAUSES
0th4r
Totsjsupwttof outsldècau6$4
8 M￿NTENANCE0F CHIIRCH BUILDWGS
Otr*rwcwFtyrepairs
Purihasg Offjquwent
Tot* m4inteMnc•ofcthur¢k
9 MAINTENANCE L* 14AI*E
Extw iepwis
4.533
141486
14.
14.48E
14.48$
6.6Y8
Ttstsi mlnt•nanCo oTm*ns•
10 MONETARY ASSETS
The church moThes 8r&fyJt W in
Is alloc￿1¢￿ap￿￿dte￿
11 ASSETS USED FCIRCHURCPI PUFIPOSES
C*￿￿Ch tsJilding ￿ Ihetrwnse URC Thrn TrL&a$tru*s&* we
Thry be￿il(￿pa￿￿8 (kn CtrK¥th
to URC uRCA￿S.
thethJr¢h r￿£t2.875.184 marwtrE975.143. Th9
£115.689. ￿theOrgan Ior£593.6
12 GRANTS
rèrn*n in the UKSO ¢x)rnoete N5 w. Weha%tL*I* S>rn0£1.881
ay¥ar￿. ThIS VAII bp setaJahistfthure
wpa1s0￿re aiio*ed to sd o)5tsrf£32,4S51v4lSW Th*
wa5 not as s￿ thetotai C05tsoWe(*so 1$ ￿ese
&Jdkn sgreeo agraM of£191kO4TthA ￿$&L￿￿e￿£S￿lurfees) the
tileg anthe Trdofuie msin hall. Nme gt5rthas Inb)2￿ Lwn ￿$10
iswere tr*grantwill O*L￿ne￿*￿n tEceryed.
8xtrafw&ng co8is4trysn&¥ ￿in*for￿p¢0 12rrKrftr4 WearFresmL*ftyffttr•d

PALMERS GREEN UNrrED REFORMED CHURCH CHARITY
FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2025
P8ge 7
. TREASLIRER'S STATEME
I have pr&pared the finan
accounting re¢or(Js
8rian Hosiei
4 to 6 for the year endg* 31 Dwnbei 2025 frDm the
Inamo)
O. /*-JJ4
ignaknrel
Idatel
iNDÉt>ENDENT EXAMINERS REPORT
I report to the ehatÈty trustees on my examinab.on of thè accounts of the Charty for thg year ended 31
December 2025 which are set out on pages 4 to 6
Responsiblltties and basls of report
As the charÈty's trustees you a￿ responsible the preparation of the actounts in aecordancè wtth the
requirements ofthe Charthes A¢t 2017 Ilhe Attl.
I report in respect of my examination of the chaYit*s aceourrts carried out under section 145 of the Act at)d
in carrying out my examinatr.on I have follo1￿ all the applicable Dirècb"ons given by thè Charity C0ft7mission
under section 14515llbl of the Act.
Independènt examinèrfs statement
I have complet&1 my examination. I confirm that no mthaf matters havè cy)me to my attefttion ITI connect￿n
wrth the vAaminahon giving me oause to b￿leve that in any maten.al respecL"
. l. accounting records were not kept in respect of the cknaFty as required by sèction 130 of the Act.. or
.*4*. 2. th$ a(xourFts not accord wtM those reconjs.
Signed by the Independent Examiner.
dat
27 M% 102
J8an Margaret Wyber
7 Momington C105e
Woodlord Green
Essex IG8 0