Minehead Ba
tist Church
tered Chari
, Number 1130521
Recei
tsandPa
eDts Account
for the
ear ended
31 Jul 2025
and
Statement of Assets and Liabilities
as at Ihat date
Brunel Chartered Certified Accountants

Minehead Ba
stcred Chari
tist Church
Number 1130521
COI¥4TENrs
Page
Administrativ¢ tnforniation
TnLStees' Annual Report
2-6
Independent Examiner's Report
Receipts and Pa￿ll￿ts AccA)unt
Statement of Assets and Liabilities
Not&8 to the Accounts

Minehead Ba
tist Church
5tered Chari
Number 1130521
ANNUAL REPORT OF Minehead Ba
tist Church
Year to 31 Jul 2025
Administrative Information
Minehead Baptist Church is part of the Baptist Union of Great Britain and the South West Baptist
Association.
CONTACT ADDRESS
Parks tAne
Minehead
Somerset
TA24 8BS
CHARITY TRUSTEES
HE LEADERSHtP TEA
Rev. Paul Mccabe
Thom&s Pratt (Minister in Training to 31 July 2025)
ELECTED MEMBERS
(ELDERS)
Margaret Hammel- re$L￿ed 18 November 2024
Alexander Prail- resigned 18 NoveTllber 2024
Patricia Crispin
Luke Otpin
Jan Hazell-Jackson- elected 18 November 2024
TREASURER
Pauline Westcott
PROPER TY TRUSTEES
Baptist Union Cor￿ratIOn Ltd
Baptist House
PO Box 44
129 Broadway
Didcot
Oxon
OXII 8RT
INDEPEIVDEIVTEX4MINEKg
Bnll￿l Charter&l Certifi¢d Accountants
3 Marco Polo House
Cook Way
Taunton
TA2 6BJ

Minehead Ba
tist Church
stered Charitv Number 11305ZI
ANNUAL REPORT OF MINEHEAD BAYfisT CHURCH
Year to 31 Jul 2025
Aim and Purpose
Minehead Baptist ChuTch (MBC) is governed by an Approved Governing Document which states that the
principal pury)ose of the charity is the advancement of the Christian Faith according to the principles of the
Baptist denon]ination. Th¢ Church may also advance education and carry out other charitable purposes in
the United Kingdom andlor other parts of the world.
As a m¢mb¢r of th¢ Baptist Union MBC sub￿lbeS to the Union's Declaration of Principle:
'That our Lord and Saviour Jes￿5 c￿15t, G(Kl manifest in the flesty is the sole and absolute authority
in all matters pertaining to faith and practice, &$ revealed in the Holy Scriptures, and that each church
h&s liberty, under the guidance of th¢ Holy Spirit, to 1llte￿ret and administer His laws.
That Christian Baptism is the inimersion in water into the name of the Father. the Son and Holy Ghost,
of those who have professed repentance towards God and faith in our Lord Jesus Christ who 'died for
OUT sins according to the Scriptures, was burie(L and rose again on the third day..
That it is the duty of every disciple to bear personal witness to the gospel of Jesus Chris¢ and to tske
part in the cvangelisation of the world."
The Trustees are aware of the Charity Commi&sion's guidance on public benefit in 'The Advancement of
Religion for the Public Benefit" and have regard to it in its administrntion. The Trustees believe that. by
fulfilling their responsibility to work together with the Minister and co-operate in all matters of concern
and importance for the promotion of the whole ftnission of the Churd4 pastoral, evangelistic and social, it
provides a benefit to the public by:
Providing resouT¢es and facilities for public worship, pastoral care and spiritual. moral and
int¢lle¢tyal development, both for its meTnbers and for anyone who wishes to benefit from what the Church
Promoting Christian values, and service by rnen]bers of the Church to the community. to the benefit
of individuals and society as a whole.
ObJ¢¢tlv￿ and Actlvlties
The Trustees support the ministerfs) in promotlng the ministy and mission of the Church. The powers
conferred on the Trnstees include the power to acquire, manage and administer propety for Church
purposes and the poiver to frame an amiual budget of monies required for Church Work. The Trnstees are
also given wwer. jointly with the minister(s). to appoint and dismiss Church staff tnembets and to
detennine their salaries and conditions of service.
The Tn]stees are committed to enabling &s many ￿PIC as possible to worship at Minehead Baptist Church
on Sundays and to take part in midweek activities, bible studies and prayer meetings.
In addition to numerous Church groups, MBC also has an active Girls, Brigade, and Thll￿ The Hub - all of
these beRng important parts of the mission of our ChU￿h.

Minehead Ba
istered Chari
tist Church
. Number 1130521
ANNUAL REPORT OF MINEHEAD BAPTIST CHURCH
Year to 31 Jul 2025
Review of the Year
Let us not become weary ill doillg goo(L for at the proper time we reap a barYe$t rfwe do not give up.
Galatians 6.9
Jn one s￿]Se this verse sums up the past ycar. There have been times Wh￿ we have felt weary and the Lord has reminded
us that we are doing his work. And there bave been times in the past year when we have looked at ow finatlces and had io
acknowledge that something needs to CE￿Ige that either we need to reduce costs or tncr¢as¢ in¢oEU¢. And th¢￿ have becn
times in the past yrar whffl w¢ can srt the first sw of a coming barvesL
The words of this s￿lpture remind all to stand finn in holding ￿ doing gocNI following what the tA)rd is asking us too to
do. And that if we remain faithfjjl in doing so th￿¢ wlll be a haryest.
Finanee8
For the majority of the financial year it was eXp￿ted that we would with a deficit of apprOx]ll￿telY £1,000 per mot
and that across the year th¢ dcficit would be apptoximately £12-15,0(M). The possibility of fillisb￿g the year witb a deficit
was shared with the Church as s(M)n as y)5sible and an upturn in regular giving has reduced the deficit to c£7000.
Towards the end of the financial year a rwnse to th¢ calIll￿ of Toll]my Pratt to be a Part-Tim¢ Asso¢ial¢ Minister
resulted in funds being given to support Tonmiy across the coming 3-year period. Funds already given mean that we Can
plan towards a small surplus in the current financial year.
This was the first full year when we have taken donations using debit and credit card5. Whilst we acknowledge that this is
never likely to bc thc primary way that P￿Trple ￿ve to the church we are also able to scc that the amount given tlll"s way
has increased ov¢r the year and that this represents an itnportant and convenient way of givtTrg for some.
Our fu￿nCIal position is shared with the church members 6 times a year 8lld it is recognised that tbis enables the chwch to
respond as quickly as possible to any issues we face.
As in past ycars the trustees helpal enorMO￿S1Y by the treasurer. are Updat￿ monthly on the fijjancial position in order io
mai7Ltain good fllRncial management.
Review of the year future plans
We began this y¢a¥ knowing that this was thc la￿ year Tommy Prdtt would be with us as a millistcr in training as hc came
to the end of his time as student minister ai Bristol Baptist College. Hos next step lo fvlly accredited Baptist Ministy
would be to become an Ordain￿ minister and complde a pcnod of being a Newly Accredited Minister (NAM). In order
to complete this Tommy is required to remain at the same church setting as a minister for 3 years. Should IK>th we and
Tommy believe that h¢ was (xlled to stay at MBC this would rnean a 3-year con]nMtment.
From early in tbc past academic year, we began a process of discement with Tommy as we sought to understand what
we believed God was saying to us. Prayer played a large part of this. and whilst we spent a SI￿lfiCant aTnount of prayer
we were also aware of thc finallcial reality cxprcsscd aErf)ve. In a very real way to call Tommy to stay would require a step
of faith.
Following a titne of prayer and reflection the church decided overwbelmingly to call Tommy to the ministry at MBC and
offered hirn the post of a Part-Time AssoCi￿e Minister. Tommy has accept¢xl this caIl. and we look fonvard to his
Ordination and Induction as a Minister at MBC at some titne in thc autumn. In response to this a generous response from
a llUTnbcr of inth"viduaIs means tbat ful￿8 hav¢ atready been and designated to his ministry to enable thi.s to continue for
the next couple of years at least.
This year saw us launch 'Cuppa and Cake, at The Hub. 'Cuppa ond cake. reaches out to 'aD older audience, and invites
theTn lo simply come and spend some time together over tea (¢otTee is also avadablcl) and homemade cake. Over the

Minehead Ba
tist Chureh
stered Chari
,Number 1130521
ANNUAL REPORT OF MINEHEAD BAPTIST CHURCH
Year to 31 Jul 2025
months we have been doing this. prayer has undcrpinncd evc4rthing. Numbet3 have growry rclationships fonned and
d¢¢pen¢d. and we are reaching out to llLore p￿pIe thall ever before
In this coming ycar wc continue to look to The Hub Connect with its cotDmut)ity and will explore how this may be
achieved. We long to engage them with the message of the Gospel as appropriate, respond to the needs of both
community and church and eDable the comllLUDity and the church to grow in faith tbrough the aUtI￿￿'C presentation of
th¢ gosp¢l message.
In response to requests ￿e1Ved and after pray¢thll ¢onsid¢ration we decided to set up sottLe Sutxlay cvening bible
studies. These have been wide ranging and a good nUllth￿ of people either regularly or from time to time attended. It has
been a personat encouragement to be a part of tl)is and to listen to others as we th"scuss scripture together. This year has
also sccn Tommy forni a new Life Group. and EKJth Prayer Ministry and Lead￿1P trainillg delivered.
As we end the year July has been in many ways for the church a month of great Contrasts. It saw a moment when the
whole comrllunity of Minehead broke its heart over a young life lost $0 tragically and a number of b'ves altered foTever
following ttle coach crash involving chddren from the Middle School. None of us can ever answer the question 'why' that
those Suffering so acutcly often ask but we Ca￿ and th"d. join together in prayer praying for God's help and comfort for
everyone involved or affected Not only did we prny but we joined with the other Christians in lown as we sought lo hold
up our community in prdyer before the Lord.
Many within our wider community came together for a simple service on the Sunday following the trdgedy. l am aware
that for many who would not nornially come inside a churclL the way we sttnply prayed and gave space for prdyer and
r¢flcction has proven to be imwrtant as they started to come to tem)s with what happcned. I am confident that our
continued prayas for the sch(K)l and Community vnll continue to be ]mE￿allt for the foreseeable future.
Yet we ended the year in ¢¢l¢bration as we h¢lp 2 baptisms in the sea- always an atllazing moment in tbe life of the
church.
It is, of course. itnPOSsible to know exactly what this coming year will bring but we enter it in sirnply drawing close to our
rd and trusting him alone.
In what will be her last filll year I specifically wanted to lake the chance to thank Pauline our amazing treasurer. I am
aware of much that she docs for us thai is unsea4 but not everything that she does. which ill itself i5 tC5timony to how
much she does for Minehead Baptist Church. BUL PaUl￿e be missed even more for the way she brings Iler own fatth
to running the church finances. It is true to say that she will be impossible to replace. Yel as the bible verse at the
beginning of this report says we will not grow weary in seeking who the tA)rd is calimg to serve MBC as treasurer. Rather
we choose to simply press Énto all that our LDrd has for ￿ in trwsting him with ¢verything- including our finances- and
we will see a harye8t.
No review of the year would evff be Complete without acknowledging the amazing work and effort made by so many
volunteers who give their time and effort to MBC in so many ways. It is right to ihank my fellow trustees for all their hard
work.
It is also right that we give the most thanks to our aw¢som¢ who continues to bc gcnerous to us in all way5,
including our finances.

Minehead Ba
' tered Chari
tist Church
Number 1130521
Financial re￿e￿ and reserves
olie
Total receipts on unrestricted fi￿dS w￿¢ £192,759 including £23.022 fees For mission activities at The
Hub, £16.517 hall and hub hire, and £1,705 interest received on deposit accounts. There were £5,556
receipts on restricted fimds. Total payments on unrestricted fimds were £174,937 including £77,125 for
employment costs. The accounts show an excess of receipts over payments of £17,822 Wnrestricted Funds
surplus £18,456, R¢stri¢ted Funds deficit £634).
Our reserves policy is to hold £30,0(N) in reserve, being approximately 3 months, expenditure. The
Leadership Team are ple&sed to report that the ¢losing balance of unrestricted cash funds amounted to
£81,290.
Statement of the Leadershi Team's Res
nsibilities
The Leadership Team (Charity Trustees) are responsible for preparing the annual report and the financial
statements in accordance with applicable law and regulations.
Charity law requires the Trustees to prepare financial statements for each financial year. Under that law the
Trustees have elected to prepare financial statem¢nls in accordance with the United Kingdom Generally
Accepted A¢countiThg Practice (Unkted knngdom Accounting Standards and applicable law). The fuw]cial
statements are required by law to give a true and fair view of the state of affairs of the charity and of its
surplus or deficit for that period. In preparing these financial statements the Trustees are required to:
Select suitable accounting policies and then apply them consistently.
Make judgements and estimates that are reasonable and prudent.
State whether applicable UK Accounting Standards have been followed. subject to any material
departures disclosed and explain￿1 in the financial statements.
Th¢ Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy
at any tim¢ the financiaI position of the charity and enable it to ensure that that these financial statements
comply with the Charities Act 2011. It is also responsible for safeguarding the charity's &ssets and taking
reasonable steps for the prevention and detection of fraud and other irregularities.
Strueture Governance and Mana
ement
Members of the Church are accepted tn accordan¢e with the Govetning Document. There were 115
Members as at 31 July 2025. Ordinary Church Members, Meetings norrnally tske place six times per year.
Though the Governing Do￿￿Thent pennits decisions to be made at Members, Meetings by appropriate
majorities. the Church seeks to work by consensus wherever possible.

Minebead Ba
istered Chari
tist Church
Number 1130521
ANNUAL REPORT OF MINEHEAD BAPTIST CHURCH
Year to 31 Jul 2025
In accordance with the Governing DocumenL the Memb￿5 appoint Charity Trustees (called Elders or
Deacons), who together with the Ministerfs), Church Secretary and Church Treasurer (who are appointed
by the Members), and collectively knovm &$ the Leadership Team. to be responsible for the governance of
the Church and its control. management and administration as well &$ the day-to-day running of the
Church's work and witness. and the financial and legal aspects of the charity.
This report for the year 31 July 2025 is &8 approved by the Trustees on
Trustee authorised to SI￿ oll behalf of the Tn￿teeS

Minehead Ba
stered Chari
tist Church
Number 1130521
INDEPENDENT EXAMINER'S REPORT
tNDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF MtNEHEAD BAYfIsT
CHURCH
I report to the Charity Trustees on my examination of the accoutts of the charity for the year ended 31
July 2025 which are set out on pages 8 to l l.
Res
onsibilitie5 and basis of re
As the charity's truste￿ you are responsible for the preparation of the accounts in accordance with the
requirements of the chariti￿ Act 2011 ('the Act.).
I report in respect of my examination of the charity's accounts Carri￿ out under section 145 of the Act and
in carrying out my examination I have followed all the applicable Directions given by the Charlty
Commission under section 145(5)(b) of the Act.
Inde
endent examiner's statement
I have completed my examTnation. I confirn) that no material n]attas have come to my attention in
connection with the examination giving me Cause to believe that in any material respect:
accounting records were not kept in respect olthe charity as requir&1 by section 130 of the Act. or
th¢ accounts do not accord with those records.
I have no concerns and have come across no other matters in connection with the examination to which
attention should be dra￿ in this report in order to enable a proper understanding of the accounts to be
reached.
Signa .
Date
..i...IIL I LS
Chris Che
FCCA
BrL￿e1 Chartered Certified Accountants
3 Marco Polo House
Taunton
Somerset
TA2 6BJ

Minebead Ba
istered Chari
tist Church
. Number 1130521
Recei
tsandPa
ents Account for the
ear to 31 Jul 2025
Totsl fuds
L#styear
Receipts
145.959
1.705
23.022
16.517
5.556
151.515
1.705
23.022
16.517
155.013
1.804
22.618
11,105
Hallkn (The Hub)
187
190
Paiillènts
73.275
15.427
3.850
77.125
15.427
75.860
13.353
12
5.347
1204
26.020
12.90?
25.570
5.347
1204
26.020
12.902
27.910
22.901
1.564
26.698
10.322
27.782
2.339
Total payments
168,748
6J89
174937
187.492
Netolreceipt<(paynKHts)
18,456
I7￿22
4.086
58,748
8129D
Cash funds last )ear end
Cash fvllds this sear end
76J15
9S223
71J13
76
15
16933

Minehead Ba
tist Church
stered Chari
Number 1130521
Statement of Assets and Liabilities at 31 Jul 2025
Unrestricted funds
Restrict￿ fimds
ASSETS
Cash funds
£81,290
£16,933
Other Monetary Assets
Debtors
Gift Aid claimed but not received
£84
£2,269
£0
£0
Assets retained for the charity's OJVD use:
Minehead Baptist Church Buildll
The Manse occupied by the minister (30 Pagallel Roa¢ Minehead)
The Hub (Hopcott Roa￿ Alcomb4 Minehead).
All propety is held &s Cwstodiall Ttustee by the Baptist Union of Great Britaio with Minehead Baptist
Church acting &s the Managing Trustee.
LIABILITIES
Fund to which liabili
relates
Amount due
Creditors
Unrestricted
£3.121
Pension Fund Deficit
Unrestricted
£20
Th¢ Hub pur¢h8se10gn
Unrestricted
£45,000
The Accounts and Statement of Assets and Liabilities set out on pages 7 & 8 relating to the year ending 31
July 2025 are &8 approved by the Tn￿teeS and signed on their behalf.
Rev Paul mccab￿ Chair of Trnstees
Date:

Minehead Ba
tist Church
io
stered Chari
Number 1130521
ote$ to the Aeeount$ at 31 Jul 2025
l. Basis of accounts
These accounts have been prepared on a 'receipts and payments, basis and in accordance with Section
133 Clwities Act 2011.
2. DonatiOnSJ grants ana other imcome
2025
2024
2023
2022
2020
34.831
97.921
41233
87.538
9.738
95.595
17.375
94.398
202
15.067
7.451
89.759
Furlou8h
12.651
19.452
1.8C(J
1250
17.476
2,3Tr)
938
180
14.195
1.768
6_431
15.413
3.300
1250
Pastoral
9.914
1.706
556
3.637
103
013
3.395
6_979
133 016
471
Tot￿ Donations and Other hcome
151
129
3. MK5Si
2024
2023
2022
2020
15.870
1542
715
634
1245
10.760
2.354
614
874
4.380
13.633
1.361
1.272
2.946
1.981
15.856
1.172
931
12.357
1,620
432
Fn)ffj Pastoral Fut
4.886
3.704
The CQsts
C ActJty Gr(w I￿11¥ costs..
Lee Abbeyretreat
Total Mission
6.410
7201
SJ43
5.190
1.494
1.598
13348
3.435
3.406
27
io
26

Minehead Ba
tffist Church
. tered Chari
Number 1130521
Not¢s to the #ccounts at 31 Jul 2025
4 Restiicted f*m
SSVBA toiwards Pa￿.$ Salary
Pastoral FBud
Speiral.4pp•als
Ii*ister TraiDi•g
Paittttng amd PropertTr" Maixtenaace
1250
(1350)
(634)
(1.700
12,600)
3.372
2.738
1.706
14.195
14.195
17
5J56
(6.189)
16933
5. Assets Held for the Church's own use
The Church is the beneficiaI owner (subject to the relevant trusts) of the following ￿et& the legaI title to
which is held by the Church's custodian trustee [the Baptist Union Corporation LtdJ:
Church premises at Parks Lan4 MTnehead, Somerset TA24 8BS, valued at £530,000 based on
estimated market vaIue.
Church manse at 30 Paganel Road. Minehead, Sotners¢L valued at £390,OIX) b&8ed on estimated
market value.
The Hub located at Hopcott Rorf A]combq Minehea¢ Somers¢ Valu￿ at £225,000 based on
estimated market value.