four churches, one vision ANNUAL REPORT AND FINANCIAL STATEMENTS OF THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOWWITH MARLOW BOThOM, LITTLE MARLOW AND BISHAM for the year ended 31 December 2024 Charity Registration No.. 1130498 THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM CONTENTS Page Members report Independent examinerfs report Statement of financial activities Balance sheet Notes to the financial statements 9-26 Parochial Church Council of the Ecclesiastical Parish of Great Marlow with Marlow Bottom, Little Marlow and Bisham ## **Our Vision** “We are ordinary people led by an extraordinary God” ## **Our Churches:** **Contact:** All Saints’, Marlow The Causeway Marlow The Lantern Marlow Bottom Road Marlow Bottom St John the Baptist Church Road Little Marlow The Parish Office The Causeway, Marlow Buckinghamshire, SL7 1AA 01628 481806 parish.office@4u-team.org **Website:** www.4u-team.org All Saints’, Bisham Church Lane Bisham The Parochial Church Council of the Ecclesiastical Parish of Great Marlow with Marlow Bottom, Little Marlow and Bisham is a team of four churches in the Marlow area with a single vision. We serve some 20,000 people in a Parish that forms part of the Wycombe Deanery and Oxford Diocese. The Parochial Church Council (PCC) is a corporate body (PCC Powers Measure 1956, Church Representation Rules 2011) established by the Church of England and is a charity registered with the Charity Commission under registration number 1130498. The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the Charity's Royal Charter, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (as amended for accounting periods commencing from 1 January 2019). The Charity is a Public Benefit Entity as defined by FRS 102. ## **Independent Examiner** Azets Audit Services Suites B&D Burnham Yard Beaconsfield Bucks HP9 2JH ## **Bankers** Barclays Bank plc HSBC Bank plc Lloyds Bank plc CBF (Church of England) Santander UK plc United Trust Bank Page | 1 Parochial Church Council of the Ecclesiastical Parish of Great Marlow with Marlow Bottom, Little Marlow and Bisham ## ANNUAL REPORT FOR 2024 ## **Membership** The appointment of PCC members is governed by and set out in the Church Representation Rules 2011 and the Parish Constitution. Lay members of the PCC are, in some cases, ex officio. The other lay appointments were confirmed at the Annual Parish Church Meeting on 23[rd] May 2024. Those serving in the year were: ## Clergy Rev’d D Bull – Team Rector Team Vicars Rev’d F Ellingham Rev’d S Jones Rev’d J Smith Rev’d G Watts Deanery Synod Mrs P Banfield Mr R Bull Elected Members Miss E Cleugh ## Curates Rev’d M Gould (until 15[th] Sept 2024) Rev’d K Page (Until 15[th] Dec 2024) ## Diocesan Synod Rev’d D Bull ## Churchwardens Mrs C Bradley-Sessions Ms Charlie Brown Mrs K Burns Mr N Lewis Mr P Rodger Mr J Smith ## **Constitution** The PCC is a corporate body established by the Church of England. The PCC operates under the Parochial Church Councils (Powers) Measure 1956 and the Church Representation Rules and was registered with the Charity Commission on 9 July 2009. The Parish was created by an Order in Council dated 9 February 1993 and a Scheme approved by the Bishop of Dorchester on 31 May 2016 and embraces four District Church Councils - All Saints’, Marlow (ASM), St Mary the Virgin, Marlow Bottom (MB), St John the Baptist, Little Marlow (LM) and All Saints’, Bisham (ASB). The primary object of the PCC is to promote the Gospel of our Lord Jesus Christ according to the doctrines and practices of the Church of England. In so doing, the PCC co-operates with the clergy in promoting in the Parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical. The PCC is responsible for making decisions on all matters of general concern and importance to the Parish including deciding how the funds of the PCC are to be spent. So far as possible, the PCC has delegated day-to-day running of each church to the local DCC. Each DCC remains responsible to the PCC and reports back to the PCC on a regular basis. The activities of the PCC conform to the guidance of the Charity Commission to charities for the advancement of religion, showing identifiable benefit to the wider public, in that acts of worship are open to anyone who wishes to attend. Weddings, baptisms and funerals are services that particularly welcome all members of the community. The church buildings and grounds are also used frequently as venues for many community events. Page | 2 Parochial Church Council of the Ecclesiastical Parish of Great Marlow with Marlow Bottom, Little Marlow and Bisham ## ANNUAL REPORT FOR 2024 ## **Trustees – PCC Members** The appointment of PCC members is governed by and set out in the Church Representation Rules 2011, supplemented by the provisions of the Parish Constitution. The membership of the PCC currently consists of the team clergy and the licensed lay minister, with churchwardens, lay members of the Deanery and Diocesan Synods, and lay representatives of the Parish. Members of church congregations over the age of 16 and on the Electoral Roll may stand for election to their local DCC and as lay representatives to the PCC and are encouraged to do so. Training is available to those new to trusteeship to explain the responsibilities of trusteeship and PCC membership. ## **RESPONSIBILITIES OF THE MEMBERS OF THE PCC** ## **Accounting** The members of the PCC are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). The law applicable to Charities in England and Wales requires the members to prepare financial statements for each financial year which give a true and fair view of the state of the PCC's affairs and of the incoming resources and application of resources of the PCC for that period. In preparing these financial statements the members are required to: - Select suitable accounting policies and then apply them consistently; - Observe the methods and principles in the Charities SORP; - Make judgements and estimates that are reasonable and prudent; - State whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; - Prepare the PCC’s financial statements on a going concern basis, unless that is an inappropriate presumption. The members are responsible for keeping accounting records that disclose with reasonable accuracy at any time the financial position of the PCC and enable them to ensure that the financial statements comply with the Charities Act 2011 and the Church Accounting Regulations 2006. The members are also responsible for safeguarding the assets of the PCC and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. ## **Reserves Policy** The PCC has established a policy of maintaining reserves at a level which is felt sufficient to enable the current level of activities to be continued. Activity levels can be maintained for the foreseeable future. ## **Risk Management** Each of the DCCs has assessed the financial and operational risks pertaining to their church. There are named representatives from each of the churches responsible for assessing and addressing risk issues. It has been agreed by the PCC that each church shall report on its financial condition twice a year whilst operational risk will be reported on once a year. The PCC Representative for safeguarding children and vulnerable adults is Mrs D Dru with representatives for each church. The safeguarding policy for the Diocese of Oxford was adopted during the year 2023. Page | 3 ANNUAL REPORT FOR 2024 ## **Volunteers** All four churches in the Parish rely extensively on volunteers to maintain the buildings and churchyards, to support the clergy in many ways and to minister, whether through prayer, scripture, music or sacrament. There are too many individuals and groups to acknowledge by name, but the PCC is most grateful to them all. It is impossible to attribute a monetary value to the contribution made by volunteers and so none is recognised in the Statement of Financial Activities. ## **Parish Activity During 2024** Our top priority every year is to be Spirit-Led, which we understand to mean growing to be more dependent on God, more centred on Jesus and more sensitive to the leading of his Holy Spirit. Our churches have flourished this year in different ways. As a team we collaborate across all 4 churches where it makes sense to do so, including in the areas of safeguarding, co-ordination of weddings, funerals and baptisms, IT and communications infrastructure, administration and clergy team work. It has been another stable year in the leadership of the parish, with most of the trustees remaining the same. Two significant clergy movements were: Rev Kat Page, Curate at All Saints Marlow, completed her training and took up a post as Chaplain at The Royal Hospital School in Ipswich and Rev Mark Gould, Curate at The Lantern, completed his training and moved on to take up an Incumbency in Twyford and Ruscombe. Each of the four churches, inspired by the hope of Jesus Christ and empowered by the Holy Spirit, continues to do extraordinary things through the ordinary lives of its members. ## **Financial Review** Attached to this report are the financial statements for the Parish for the year ending 31st December 2024; these consolidate income, expenditure and assets and liabilities for all four churches. Compared to 2023, total income increased this year by £115,448 , whilst the overall expenditure has increased by £29,125. This in turn led to an overall net surplus movement in funds of £71,502 after movement on investments, this is compared to a total deficit in 2023 of £8,219. There remain liquid unrestricted funds to finance activities for the foreseeable future. Given the relatively fixed nature of the cost base, new ways to grow revenue are being explored. It is therefore considered prudent to continue to conserve funds as far as possible. ## 16/09/25 The members report was approved by the Board of Members on ……………………..: ………………………………………………….. Rev’d G Watts **Acting Team Council Chair** Page | 4 THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM INDEPENDENT EXAMINER'S REPORT TO THE MEMBERS OF THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOWAND BISHAM I report to the members on my examination of the financial statements of The Parochial Church Council of the Ecdesiastical Parish of Great Marfow, with Marlow Bottom. Little Marlow and Bisham (the PCCI for the year ended 31 December 2024. Responsibilities and basis of report As the members of the PCC you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 Ilhe 2011 Acll. I report in respect of my examination of the PCC'S financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 14515llbl of the 2011 Act. Independent examiner's statement Since the PCC'S gross income ex￿eded £250,000, your examiner musl be a member of a body listed in section 145 of the 2011 Act. l confirm that l am qualified to undertake the examination because l am a member of the ICAEW, which is one of the listed bodies. I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect.. accounting records were not kept in respect of the PCC as required by section 130 of the 2011 Act., or the financial slalements do not accord with those records,. or the financial statements do not comply wth the applicable requirements Con￿rning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examinabon. I have no COn￿mS and have come across no other matters in connection with the examination lo which attention should be drawn in this report in order lo enable a proper understanding of the financial slalements lo be reached. Mr C J Nisbet FCA Azets Audit Servi￿$ Suites B&D Burnham Yard Beaconsfield Bucks HP9 2JH 1710912025 Dated.. ......................... (TJ rn¢D io Lr) *(0￿ IN ro tr) ( (n ¢FJ CO O ¢D O ¢D co (o ts) (O ¢0 O) r ¢n* ZSry ¢0 ¢D ff) ¢Dr z% W7J 75 YJ +J¥ 7J ¢Y THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM BALANCE SHEET AS AT 31 DECEMBER 2024 2024 2023 Notgs Flxed assets Tangible assets Investments 13 14 266 183,959 266 177,699 184,225 177,965 Currènt a$s9ts Debtors Investments Cash at bank and in hand 15 16 32,155 156,079 199,636 29,010 112,807 178,836 387,870 320,653 Creditors: amounts falling due within one year 17 {29,1281 127,1531 Net current assets 358,742 293,500 Totsl assets le$$ currgnt Ilabllltles 542,967 471,465 Funds Endowment funds Reslri¢ted ftjnds Designated funds Unrestricted funds 19 20 21 29,730 173,329 109,549 230,359 29,064 153,518 104,518 184,365 542,967 471,465 The financial statements were approved by the Members on . 16/09/25 GHL Rev'd G Watts Acting Team Council Chair THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 Accountlng pollcles Charity infomiation The Parochial Church Council of the Ecdesiaslical Parish of Great Marlow, with Marlow Bottom, Little Marfow and Bisham is a body corporate body IPCC Powers Measure 1956, Church Representation Rules 20111 established by the Church of England. 1.1 Accounting convention The financial slalemenls have been prepared in accordance wlh the Charities Act 2011, FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland I'FRS 102"18nd the Charities SORP Accounting and Reporting by Charities.. Slalement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021" (effective 1 January 20191. The charity has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows. The financial slalements include all tiansactions, assets and liabilities for which the PCC Is responsible in law. They do not indude the accounts of church groups that owe their main affiliation lo another body nor those that are informal gatherings of Church members. The finanual statements are prepared in sterling, which is the functional currency of the PCC. Monetary amounts in these financial stslemenls are rounded lo the nearest £. The financial statements have been prepared under the historical cost convention, modified to include the revaluation of fixed asset Inve51menls and lo Include fixed assèt Investments al fair value. The principal accounting policies adopted are sel out below. 1.2 Going concern Al the time of approving the financial statements. the members have a reasonable expectation that the PCC has adequate resoLJrces to Continue in operational existen￿ for the foreseeable future. Thus the members continue to adopt the going concern basis of accounting in preparing the financial statements. 1.3 Charitable funds General funds represent the funds of the PCC that are not subject lo any reslriclions regarding their use and are available for application on the general purposes of the PCC. Funds designated for a particular purpose by the PCC are also unreslricled. Restricted funds represent donations and grants and the income thereon received for a specific objective or invited by the PCC or any DCC for a specific objective. The funds may only be expended on the specific objective for which they were given. Any balance remaining unspent al the end of each year must be carried forward as a balance on that fund. Endowment funds are funds the capital of which musl be maintained. Only income arising from the investment of the endowment may be used either as restricted or unrestricted funds depending on the purpose for which the endowment was established. 1.4 Income Income is recognised when the PCC is legally enlilled lo il after any perfomiance conditions have been mel, the amounts can be measured reliably, and il is probable that In￿Me will be received. THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Accounting policies (Continued) Voluntary income Collections are recognised when re￿iVed by or on behalf of the PCC. Planned giving receivable under covenant is recognised only when received. Income tax recoverable on covenants or gift aid donations is recognised when the income is recognised. Grants and legacies lo the PCC are accounted for as soon as the PCC is notified of its legal entitlement and the amount due. Funds raised by fetes and similar events are accounted for gross. Sales of books and magazines from the Church bookstslls are accounted for gross. Income from investments Dividends and Interest are accounted for when re￿1Vable. Tax recoverable on such income is recognised in the same accounting year. Galns and losses on Investments Realised gains or losses are recognised when investments are sold. Unrealised gains or losses are accounted for on revaluation of investments at the balamce sheet date. 1.5 Expenditure Expenditure is recognised once there is a legal or constructive obligation lo transfer economic benefit lo a third paty, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably. Grants Grants and donations are accounted for when paid, or when awarded, rf that award creates a binding obligation on the PCC. Actlvltles dlrectly relatlng to the work of the church The Diocesan quots is accounted for when payable. Any quota unpaid at the balance sheet date which the PCC intends to pay is accrued as a contstructive (though not a legall obligation and inclLJded within creditors at the balmace sheet date. 1.6 Tangible fixed assets Tangible fixed assets are initially measured al cost and subsequently measured at cost or valuation. net of depreciation and any impaimient losses. Depreaalion is recognised so as lo write off the cost or valuation of assets less their residual values over their useful lives on the following bases.. Fixtures, fittings and equipment Computers 200/0 slraighl line 20% straight line The gain or loss arising on the disposal of an asset is determinèd as the difference between the sale Proceeds and the carrying value of the asset, is recognised in the slalement of financial activib"es. 10- THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Accounting policies (Continued) Consecrated land and buildings and movable church furnishings Consecrated and beneficed propety is excluded from the accounts by s.1012llal of the CharitiesAct 2011. No value is placed on movable church furnishings held by the churchwardens on speaal trust for the PCC and which require a faculty for disposal since the PCC considers this lo be Inalienable property. All expenditure incurred during the year on consecrated or benefice buildings and movable church fumishings, whether maintenance or improvement, is written off as expenditure in the stslemenl of financial activities and separately disclosed. 1.7 Fixed asset investments Fixed asset investments are initially meaSU￿d al transaction price excluding transaction costs, and are subsequently measured al fair value al each reporting dale. Changes in fair value are recognised in nel incomellexpenditurel for the year. Transaction costs are expensed as incurred. 1.8 Impairment of fixed assets Al each reporting end dale, the PCC reviews the carrying amounts of ils tangible assets to deleimine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, thè recoverable amount of the asset is eslimaled in order to determine the extent of the impairment loss lif any). 1.9 Cash and cash equivalents Cash and cash equivalents includes cash al bank and in hand. 1.10 Financial instruments The PCC has èlected lo apply the provisions of Section 11 '8asic Financial Instruments, and Section 12 '01her Financial Instruments Issues, of FRS 102 to all of its financial instruments. Financial instruments are recognised in the PCC'S balance sheet when the PCC becomes paty to the contractual provisions of the instrument. Financial assets and liabilities are offset, with the net amounts presented in the financial slatemenls, when there Is a legally enforceable right to sel off the recognised amounts and there is an Intention to sellle on a nel basis or lo realise the asset and settle the liability simultaneously. BasiTC financial assets Basic financial assets, which include debtors and cash and bank balances, are initially measured al transaction price including transaction costs and are subsequently carried al am0￿sed cost using the effective interest method. BasiTC financial liabilities Basic financial liabilities, including creditors, are recognised at transaction pri￿. Derecognition of financial liabilities Financial liabilities are derecognised when the charity's contractual obligations expire or are discharged or cancelled. 1.11 Employee benefits Short term employee benefits are recognised as incurred. 1.12 Retlrement beneflts Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due. otDTr CF) c ) ¢0 co ij 10 7J O(Q r¢D u> ts) ij 10 00 roo o trl w) 7J In u>ro xw ¢0 ro r Ln IS) m 0￿1￿ ty) 0￿1￿0 01￿ Lno 004) o ¢0 10 ooro Lt) CO ) Q) QJ(JCi￿￿ THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Church actlvltles Church activities 2024 Church activities 2023 Fees Church and hall letting etc. Other income 64,522 27,315 1,849 50,351 23,292 2.667 93,686 76,310 Analysis by fund Unrestricted funds Restricted funds 93,886 75,495 815 Fundralslng 9vents Unrestrlcted Restrlcted funds funds Total Unrestrl￿ed Restrlcted funds funds Totsl 2024 2024 2024 2023 2023 2023 Fundraising events 12,628 6,754 19,382 8,885 4,797 13,682 13- ij 10 7J ij 10 7J In xw THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Charltable actlvltles Church activities 2024 Church activities 2023 staff costs Missionary and charitable giving - overseas Missionary and charitable giving societies and other charities Ministry - Diocesan quota Ministry - Clergy costs Choir, organists, and related costs Church running èxpenses Chruch maintenance - heating and lighting Church maintenance . repairs and maintenan Church maintenance - insurances Church hall running costs Wedding and funeral costs Parish office wsts Recruitment costs Other costs Other Youth Project costs 170,700 154,956 4,998 66.692 196,102 1,956 27,516 36,579 38,648 36,195 12,471 13,031 23,447 32,321 1,650 13,099 61,250 202,509 1,824 41,399 41,586 28,920 43,730 14,095 12,976 35,915 20,151 2,759 5,424 3,074 686,314 659,661 Share of governance costs (see note 81 5,900 5,109 692,214 664,770 Analysis by fund Unrestricted funds Designated ftjnds Restricted funds 539,416 34,656 118,142 548,046 39,643 77,081 892,214 664,770 15- THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Support costs Support Govemance costs costs 2024 2023 Independent examination and a¢￿Un￿nCY fees 5,900 5,900 5,109 5,900 5,900 5,109 Analysed between Charrtable activib'es 5.900 5.900 5,109 Members None of the members lor any persons connected with them) re￿1Ve￿ any remuneration or benefits from the PCC during the year. During the year the members were reimbursed expenses of £7,58612023'. £11,340). 10 Employees The average full time equivalent number of employees during the year was.. 2024 Number 2023 Number Employment costs 2024 2023 Wages and salaries Social security costs Olhei pension costs 161,812 5,170 3,718 148,687 2,772 3,497 170,700 154,956 There were no employees whose annual rèmuneration was more than £60,000. 16- IJ 10 7J xw THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 12 Taxatlon The charity is exempl from lax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied lo ils charitable objects. 13 Tangible fixed a$$ets Fixture5, fittings and equipment Cornputers Totsl Cost Al 1 January 2024 7,878 2,878 10,756 Al 31 December 2024 7,878 2,878 10,756 Depreclatlon and Impalrment At 1 January 2024 7,612 2,878 10,490 Al 31 December 2024 7,612 2,878 10.490 Carrylng amount At 31 December 2024 266 266 Al 31 December 2023 266 266 14 Fixed asset invastments Listed investments Cash in portfolio Total Cost or valuation Al 1 January 2024 Valuation changes Cash movements 175,076 6,121 2,623 177,699 6,121 139 139 Al 31 De￿mber 2024 181,197 2,762 183,959 Carrying amount Al 31 December 2024 181,197 2,762 183,959 At 31 December 2023 175,076 2,623 177,699 18- THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT MARLOW, WITH MARLOW BOTTOM, LITTLE MARLOW AND BISHAM NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 15 Debtors 2024 2023 Amounts falling due within one year- Other debtors Prepayments and accrued income 24,498 7,657 21,436 7,574 32,155 29,010 16 Current asset Investments 2024 2023 Cash deposits 156,079 112,807 17 Creditors- amounts falling due within one year 2024 2023 other creditors Accruals and deferred income 2,478 28,650 2,372 24,781 29,128 27,153 18 Retlrement beneflt schemes Defined contribution schemes The PCC operates a defined ¢ontribulion pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the PCC in an independendy administered fund. The charge to profil or loss in respect of defined contribution schemes was £3.71912023.' £3,497). 19- L() 0 ￿) (N ro ffj Ln u) o ai Tr tO Uts):ULLrll ULLLL (nttiSoLLS0 ¢D